Home > American Bank > Income and Expense
American Bank, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,229,000 | 2,323 |
| Total interest expense | $3,165,000 | 885 |
| Net interest income | $7,064,000 | 2,841 |
| Provision for loan and lease losses | $-219,000 | 5,828 |
| Total noninterest income | $28,096,000 | 322 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $109,000 | 4,595 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $27,987,000 | 244 |
| Total noninterest expense | $29,821,000 | 692 |
| Salaries and employee benefits | $12,078,000 | 938 |
| Premises and equipment expense | $3,043,000 | 816 |
| Additional noninterest expense | $14,700,000 | 471 |
| Pre-tax net operating income | $5,558,000 | 1,444 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $2,192,000 | 948 |
| Income before extraordinary items | $3,366,000 | 1,852 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,366,000 | 1,852 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,366,000 | 1,854 |
| Net charge-offs | $408,000 | 1,340 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,366,000 | 1,817 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,986,000 | 2,263 |
| Total interest expense | $2,600,000 | 815 |
| Net interest income | $5,386,000 | 2,827 |
| Provision for loan and lease losses | $-219,000 | 5,996 |
| Total noninterest income | $20,164,000 | 334 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $78,000 | 4,711 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,086,000 | 256 |
| Total noninterest expense | $19,004,000 | 823 |
| Salaries and employee benefits | $8,749,000 | 970 |
| Premises and equipment expense | $2,059,000 | 907 |
| Additional noninterest expense | $8,196,000 | 620 |
| Pre-tax net operating income | $6,765,000 | 995 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $2,681,000 | 691 |
| Income before extraordinary items | $4,084,000 | 1,273 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,084,000 | 1,274 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,084,000 | 1,273 |
| Net charge-offs | $762,000 | 626 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $4,084,000 | 1,239 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,359,000 | 2,251 |
| Total interest expense | $1,733,000 | 817 |
| Net interest income | $3,626,000 | 2,814 |
| Provision for loan and lease losses | $-167,000 | 6,100 |
| Total noninterest income | $12,395,000 | 359 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $51,000 | 4,737 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $12,344,000 | 274 |
| Total noninterest expense | $12,384,000 | 856 |
| Salaries and employee benefits | $5,487,000 | 1,035 |
| Premises and equipment expense | $1,374,000 | 897 |
| Additional noninterest expense | $5,523,000 | 618 |
| Pre-tax net operating income | $3,804,000 | 1,127 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,501,000 | 772 |
| Income before extraordinary items | $2,303,000 | 1,447 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,303,000 | 1,446 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,303,000 | 1,448 |
| Net charge-offs | $172,000 | 1,288 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,303,000 | 1,404 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,649,000 | 2,267 |
| Total interest expense | $864,000 | 823 |
| Net interest income | $1,785,000 | 2,840 |
| Provision for loan and lease losses | $-167,000 | 6,247 |
| Total noninterest income | $6,010,000 | 361 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $25,000 | 4,767 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $5,985,000 | 265 |
| Total noninterest expense | $6,437,000 | 814 |
| Salaries and employee benefits | $2,879,000 | 988 |
| Premises and equipment expense | $665,000 | 935 |
| Additional noninterest expense | $2,893,000 | 580 |
| Pre-tax net operating income | $1,525,000 | 1,315 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $590,000 | 910 |
| Income before extraordinary items | $935,000 | 1,701 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $935,000 | 1,703 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $935,000 | 1,703 |
| Net charge-offs | $57,000 | 1,460 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $935,000 | 1,636 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $12,506,000 | 1,973 |
| Total interest expense | $4,243,000 | 683 |
| Net interest income | $8,263,000 | 2,547 |
| Provision for loan and lease losses | $695,000 | 1,149 |
| Total noninterest income | $17,810,000 | 424 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $114,000 | 4,796 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $17,696,000 | 296 |
| Total noninterest expense | $23,000,000 | 875 |
| Salaries and employee benefits | $10,623,000 | 1,022 |
| Premises and equipment expense | $2,436,000 | 986 |
| Additional noninterest expense | $9,941,000 | 674 |
| Pre-tax net operating income | $2,378,000 | 2,677 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $884,000 | 1,682 |
| Income before extraordinary items | $1,494,000 | 3,255 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,494,000 | 3,255 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,494,000 | 3,256 |
| Net charge-offs | $1,326,000 | 714 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,494,000 | 3,202 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,532,000 | 1,955 |
| Total interest expense | $3,203,000 | 677 |
| Net interest income | $6,329,000 | 2,521 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $11,995,000 | 450 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $90,000 | 4,789 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $11,905,000 | 316 |
| Total noninterest expense | $16,675,000 | 903 |
| Salaries and employee benefits | $7,900,000 | 1,027 |
| Premises and equipment expense | $1,791,000 | 1,018 |
| Additional noninterest expense | $6,984,000 | 708 |
| Pre-tax net operating income | $1,649,000 | 2,868 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $636,000 | 1,751 |
| Income before extraordinary items | $1,013,000 | 3,476 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,013,000 | 3,476 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,013,000 | 3,477 |
| Net charge-offs | $760,000 | 840 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,013,000 | 3,422 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,403,000 | 1,943 |
| Total interest expense | $2,140,000 | 684 |
| Net interest income | $4,263,000 | 2,489 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $7,372,000 | 480 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $62,000 | 4,727 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $7,310,000 | 334 |
| Total noninterest expense | $10,745,000 | 928 |
| Salaries and employee benefits | $4,976,000 | 1,098 |
| Premises and equipment expense | $1,180,000 | 1,033 |
| Additional noninterest expense | $4,589,000 | 711 |
| Pre-tax net operating income | $890,000 | 3,177 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $345,000 | 1,923 |
| Income before extraordinary items | $545,000 | 3,801 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $545,000 | 3,806 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $545,000 | 3,807 |
| Net charge-offs | $581,000 | 768 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $545,000 | 3,749 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,125,000 | 1,975 |
| Total interest expense | $1,080,000 | 684 |
| Net interest income | $2,045,000 | 2,576 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $3,818,000 | 445 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $31,000 | 4,724 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $3,787,000 | 320 |
| Total noninterest expense | $5,098,000 | 1,002 |
| Salaries and employee benefits | $2,464,000 | 1,126 |
| Premises and equipment expense | $624,000 | 1,005 |
| Additional noninterest expense | $2,010,000 | 802 |
| Pre-tax net operating income | $765,000 | 2,173 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $311,000 | 1,318 |
| Income before extraordinary items | $454,000 | 2,761 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $454,000 | 2,764 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $454,000 | 2,764 |
| Net charge-offs | $45,000 | 1,951 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $454,000 | 2,719 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,779,000 | 1,815 |
| Total interest expense | $4,535,000 | 738 |
| Net interest income | $9,244,000 | 2,257 |
| Provision for loan and lease losses | $1,329,000 | 876 |
| Total noninterest income | $15,376,000 | 492 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $146,000 | 4,619 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $15,230,000 | 355 |
| Total noninterest expense | $22,149,000 | 919 |
| Salaries and employee benefits | $9,530,000 | 1,147 |
| Premises and equipment expense | $2,497,000 | 966 |
| Additional noninterest expense | $10,122,000 | 688 |
| Pre-tax net operating income | $1,142,000 | 3,866 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $410,000 | 2,341 |
| Income before extraordinary items | $732,000 | 4,381 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $732,000 | 4,385 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $732,000 | 4,386 |
| Net charge-offs | $1,798,000 | 817 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $732,000 | 4,323 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,558,000 | 1,777 |
| Total interest expense | $3,419,000 | 759 |
| Net interest income | $7,139,000 | 2,202 |
| Provision for loan and lease losses | $504,000 | 1,491 |
| Total noninterest income | $11,178,000 | 512 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $104,000 | 4,749 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $11,074,000 | 373 |
| Total noninterest expense | $16,922,000 | 907 |
| Salaries and employee benefits | $7,419,000 | 1,101 |
| Premises and equipment expense | $1,880,000 | 970 |
| Additional noninterest expense | $7,623,000 | 679 |
| Pre-tax net operating income | $891,000 | 3,878 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $352,000 | 2,271 |
| Income before extraordinary items | $539,000 | 4,483 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $539,000 | 4,486 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $539,000 | 4,487 |
| Net charge-offs | $736,000 | 1,249 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $539,000 | 4,404 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,552,000 | 1,664 |
| Total interest expense | $2,280,000 | 783 |
| Net interest income | $5,272,000 | 1,994 |
| Provision for loan and lease losses | $504,000 | 1,153 |
| Total noninterest income | $8,343,000 | 480 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $65,000 | 4,850 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $8,278,000 | 359 |
| Total noninterest expense | $11,887,000 | 861 |
| Salaries and employee benefits | $5,282,000 | 1,025 |
| Premises and equipment expense | $1,285,000 | 937 |
| Additional noninterest expense | $5,320,000 | 642 |
| Pre-tax net operating income | $1,224,000 | 2,556 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $453,000 | 1,616 |
| Income before extraordinary items | $771,000 | 3,143 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $771,000 | 3,145 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $771,000 | 3,146 |
| Net charge-offs | $890,000 | 837 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $771,000 | 3,046 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,566,000 | 1,768 |
| Total interest expense | $1,144,000 | 811 |
| Net interest income | $2,422,000 | 2,168 |
| Provision for loan and lease losses | $193,000 | 1,403 |
| Total noninterest income | $4,776,000 | 447 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $32,000 | 4,852 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,744,000 | 315 |
| Total noninterest expense | $5,928,000 | 864 |
| Salaries and employee benefits | $2,661,000 | 1,025 |
| Premises and equipment expense | $641,000 | 957 |
| Additional noninterest expense | $2,626,000 | 659 |
| Pre-tax net operating income | $1,077,000 | 1,606 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $502,000 | 909 |
| Income before extraordinary items | $575,000 | 2,325 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $575,000 | 2,327 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $575,000 | 2,327 |
| Net charge-offs | $762,000 | 575 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $575,000 | 2,240 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $16,980,000 | 1,561 |
| Total interest expense | $5,142,000 | 877 |
| Net interest income | $11,838,000 | 1,847 |
| Provision for loan and lease losses | $1,389,000 | 1,400 |
| Total noninterest income | $21,688,000 | 400 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $151,000 | 4,766 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $21,537,000 | 292 |
| Total noninterest expense | $26,104,000 | 770 |
| Salaries and employee benefits | $10,875,000 | 960 |
| Premises and equipment expense | $2,738,000 | 877 |
| Additional noninterest expense | $12,491,000 | 579 |
| Pre-tax net operating income | $6,033,000 | 1,171 |
| Securities gains (losses) | $174,000 | 1,821 |
| Applicable income taxes | $2,572,000 | 706 |
| Income before extraordinary items | $3,635,000 | 1,573 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,635,000 | 1,574 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,635,000 | 1,574 |
| Net charge-offs | $6,077,000 | 494 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,523,640 | 1,531 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,298,000 | 1,520 |
| Total interest expense | $3,924,000 | 903 |
| Net interest income | $9,374,000 | 1,781 |
| Provision for loan and lease losses | $1,055,000 | 1,386 |
| Total noninterest income | $15,524,000 | 408 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $117,000 | 4,771 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $15,407,000 | 295 |
| Total noninterest expense | $19,316,000 | 780 |
| Salaries and employee benefits | $7,798,000 | 999 |
| Premises and equipment expense | $2,054,000 | 884 |
| Additional noninterest expense | $9,464,000 | 578 |
| Pre-tax net operating income | $4,527,000 | 1,186 |
| Securities gains (losses) | $174,000 | 1,547 |
| Applicable income taxes | $1,911,000 | 733 |
| Income before extraordinary items | $2,790,000 | 1,577 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,790,000 | 1,577 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,790,000 | 1,578 |
| Net charge-offs | $4,992,000 | 463 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,678,640 | 1,552 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,905,000 | 1,532 |
| Total interest expense | $2,645,000 | 926 |
| Net interest income | $6,260,000 | 1,779 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $9,805,000 | 419 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $82,000 | 4,686 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,723,000 | 302 |
| Total noninterest expense | $12,919,000 | 777 |
| Salaries and employee benefits | $5,232,000 | 996 |
| Premises and equipment expense | $1,317,000 | 921 |
| Additional noninterest expense | $6,370,000 | 576 |
| Pre-tax net operating income | $3,146,000 | 1,135 |
| Securities gains (losses) | $174,000 | 1,208 |
| Applicable income taxes | $1,298,000 | 722 |
| Income before extraordinary items | $2,022,000 | 1,470 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,022,000 | 1,470 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,022,000 | 1,470 |
| Net charge-offs | $1,877,000 | 726 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,910,640 | 1,458 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,649,000 | 1,481 |
| Total interest expense | $1,334,000 | 953 |
| Net interest income | $3,315,000 | 1,671 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $4,999,000 | 398 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $42,000 | 4,617 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,957,000 | 289 |
| Total noninterest expense | $6,490,000 | 763 |
| Salaries and employee benefits | $2,679,000 | 967 |
| Premises and equipment expense | $631,000 | 966 |
| Additional noninterest expense | $3,180,000 | 560 |
| Pre-tax net operating income | $1,824,000 | 973 |
| Securities gains (losses) | $112,000 | 864 |
| Applicable income taxes | $756,000 | 628 |
| Income before extraordinary items | $1,180,000 | 1,230 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,180,000 | 1,230 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,180,000 | 1,231 |
| Net charge-offs | $947,000 | 695 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,108,320 | 1,235 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $21,631,000 | 1,327 |
| Total interest expense | $6,851,000 | 881 |
| Net interest income | $14,780,000 | 1,515 |
| Provision for loan and lease losses | $12,555,000 | 349 |
| Total noninterest income | $15,690,000 | 446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 4,555 |
| Trading account gains and fees | $-947,000 | 7,341 |
| Additional Noninterest Income | $16,456,000 | 304 |
| Total noninterest expense | $26,296,000 | 750 |
| Salaries and employee benefits | $9,685,000 | 1,010 |
| Premises and equipment expense | $4,280,000 | 591 |
| Additional noninterest expense | $12,331,000 | 591 |
| Pre-tax net operating income | $-8,381,000 | 7,179 |
| Securities gains (losses) | $80,000 | 2,236 |
| Applicable income taxes | $-3,190,000 | 7,283 |
| Income before extraordinary items | $-5,111,000 | 7,069 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,111,000 | 7,068 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-5,111,000 | 7,069 |
| Net charge-offs | $10,838,000 | 421 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-5,162,200 | 7,064 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $16,929,000 | 1,279 |
| Total interest expense | $5,385,000 | 874 |
| Net interest income | $11,544,000 | 1,452 |
| Provision for loan and lease losses | $10,759,000 | 302 |
| Total noninterest income | $11,504,000 | 451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 4,607 |
| Trading account gains and fees | $-373,000 | 7,412 |
| Additional Noninterest Income | $11,744,000 | 314 |
| Total noninterest expense | $19,246,000 | 771 |
| Salaries and employee benefits | $7,171,000 | 1,022 |
| Premises and equipment expense | $3,251,000 | 588 |
| Additional noninterest expense | $8,824,000 | 612 |
| Pre-tax net operating income | $-6,957,000 | 7,287 |
| Securities gains (losses) | $32,000 | 2,604 |
| Applicable income taxes | $-2,672,000 | 7,380 |
| Income before extraordinary items | $-4,253,000 | 7,220 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,253,000 | 7,219 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-4,253,000 | 7,220 |
| Net charge-offs | $8,898,000 | 384 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-4,273,480 | 7,214 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,897,000 | 1,223 |
| Total interest expense | $3,750,000 | 867 |
| Net interest income | $8,147,000 | 1,364 |
| Provision for loan and lease losses | $9,970,000 | 242 |
| Total noninterest income | $7,483,000 | 462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 4,685 |
| Trading account gains and fees | $-242,000 | 7,487 |
| Additional Noninterest Income | $7,640,000 | 322 |
| Total noninterest expense | $13,282,000 | 749 |
| Salaries and employee benefits | $4,895,000 | 1,016 |
| Premises and equipment expense | $2,236,000 | 581 |
| Additional noninterest expense | $6,151,000 | 597 |
| Pre-tax net operating income | $-7,622,000 | 7,419 |
| Securities gains (losses) | $32,000 | 1,856 |
| Applicable income taxes | $-2,967,000 | 7,475 |
| Income before extraordinary items | $-4,623,000 | 7,364 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,623,000 | 7,364 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-4,623,000 | 7,364 |
| Net charge-offs | $6,943,000 | 354 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-4,643,480 | 7,360 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,100,000 | 1,203 |
| Total interest expense | $1,942,000 | 869 |
| Net interest income | $4,158,000 | 1,341 |
| Provision for loan and lease losses | $6,188,000 | 204 |
| Total noninterest income | $3,733,000 | 456 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 4,752 |
| Trading account gains and fees | $-1,000 | 7,526 |
| Additional Noninterest Income | $3,694,000 | 324 |
| Total noninterest expense | $6,700,000 | 744 |
| Salaries and employee benefits | $2,529,000 | 987 |
| Premises and equipment expense | $1,183,000 | 551 |
| Additional noninterest expense | $2,988,000 | 598 |
| Pre-tax net operating income | $-4,997,000 | 7,506 |
| Securities gains (losses) | $21,000 | 1,080 |
| Applicable income taxes | $-1,954,000 | 7,547 |
| Income before extraordinary items | $-3,022,000 | 7,454 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-3,022,000 | 7,453 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-3,022,000 | 7,454 |
| Net charge-offs | $4,231,000 | 309 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-3,035,440 | 7,456 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $28,446,000 | 1,084 |
| Total interest expense | $9,075,000 | 915 |
| Net interest income | $19,371,000 | 1,154 |
| Provision for loan and lease losses | $15,118,000 | 476 |
| Total noninterest income | $23,166,000 | 351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-585,000 | 7,640 |
| Additional Noninterest Income | $23,751,000 | 259 |
| Total noninterest expense | $28,578,000 | 700 |
| Salaries and employee benefits | $10,682,000 | 915 |
| Premises and equipment expense | $4,676,000 | 545 |
| Additional noninterest expense | $13,220,000 | 576 |
| Pre-tax net operating income | $-1,159,000 | 6,550 |
| Securities gains (losses) | $58,000 | 2,558 |
| Applicable income taxes | $-411,000 | 7,118 |
| Income before extraordinary items | $-690,000 | 6,455 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-690,000 | 6,456 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-690,000 | 6,456 |
| Net charge-offs | $12,717,000 | 500 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-727,120 | 6,435 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $21,389,000 | 1,099 |
| Total interest expense | $6,881,000 | 938 |
| Net interest income | $14,508,000 | 1,162 |
| Provision for loan and lease losses | $6,264,000 | 734 |
| Total noninterest income | $14,450,000 | 386 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-405,000 | 7,744 |
| Additional Noninterest Income | $14,855,000 | 273 |
| Total noninterest expense | $20,043,000 | 731 |
| Salaries and employee benefits | $8,201,000 | 887 |
| Premises and equipment expense | $3,437,000 | 561 |
| Additional noninterest expense | $8,405,000 | 654 |
| Pre-tax net operating income | $2,651,000 | 1,481 |
| Securities gains (losses) | $287,000 | 1,107 |
| Applicable income taxes | $1,122,000 | 923 |
| Income before extraordinary items | $1,816,000 | 1,812 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,816,000 | 1,813 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,816,000 | 1,814 |
| Net charge-offs | $5,831,000 | 697 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,632,320 | 1,907 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $14,278,000 | 1,109 |
| Total interest expense | $4,570,000 | 980 |
| Net interest income | $9,708,000 | 1,162 |
| Provision for loan and lease losses | $3,204,000 | 905 |
| Total noninterest income | $7,812,000 | 449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-131,000 | 7,792 |
| Additional Noninterest Income | $7,943,000 | 311 |
| Total noninterest expense | $12,133,000 | 811 |
| Salaries and employee benefits | $5,222,000 | 934 |
| Premises and equipment expense | $2,210,000 | 584 |
| Additional noninterest expense | $4,701,000 | 768 |
| Pre-tax net operating income | $2,183,000 | 1,196 |
| Securities gains (losses) | $243,000 | 816 |
| Applicable income taxes | $936,000 | 766 |
| Income before extraordinary items | $1,490,000 | 1,482 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,490,000 | 1,483 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,490,000 | 1,483 |
| Net charge-offs | $3,576,000 | 717 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,334,480 | 1,566 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,869,000 | 1,174 |
| Total interest expense | $2,369,000 | 996 |
| Net interest income | $4,500,000 | 1,278 |
| Provision for loan and lease losses | $1,689,000 | 836 |
| Total noninterest income | $2,917,000 | 540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-16,000 | 7,893 |
| Additional Noninterest Income | $2,933,000 | 379 |
| Total noninterest expense | $5,563,000 | 895 |
| Salaries and employee benefits | $2,484,000 | 986 |
| Premises and equipment expense | $1,009,000 | 663 |
| Additional noninterest expense | $2,070,000 | 860 |
| Pre-tax net operating income | $165,000 | 4,398 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $64,000 | 2,567 |
| Income before extraordinary items | $101,000 | 4,958 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $101,000 | 4,959 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $101,000 | 4,958 |
| Net charge-offs | $3,328,000 | 452 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $101,000 | 4,849 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $30,326,000 | 1,125 |
| Total interest expense | $13,541,000 | 870 |
| Net interest income | $16,785,000 | 1,324 |
| Provision for loan and lease losses | $3,952,000 | 1,666 |
| Total noninterest income | $14,272,000 | 494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $7,000 | 193 |
| Additional Noninterest Income | $14,265,000 | 350 |
| Total noninterest expense | $24,257,000 | 869 |
| Salaries and employee benefits | $8,454,000 | 1,160 |
| Premises and equipment expense | $4,291,000 | 618 |
| Additional noninterest expense | $11,512,000 | 703 |
| Pre-tax net operating income | $2,848,000 | 1,410 |
| Securities gains (losses) | $5,227,000 | 119 |
| Applicable income taxes | $3,101,000 | 388 |
| Income before extraordinary items | $4,974,000 | 689 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,974,000 | 689 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,974,000 | 689 |
| Net charge-offs | $4,077,000 | 1,322 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,628,720 | 1,941 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $22,286,000 | 1,179 |
| Total interest expense | $10,579,000 | 878 |
| Net interest income | $11,707,000 | 1,424 |
| Provision for loan and lease losses | $2,854,000 | 1,528 |
| Total noninterest income | $10,889,000 | 497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $10,889,000 | 349 |
| Total noninterest expense | $18,109,000 | 854 |
| Salaries and employee benefits | $6,527,000 | 1,131 |
| Premises and equipment expense | $3,240,000 | 632 |
| Additional noninterest expense | $8,342,000 | 688 |
| Pre-tax net operating income | $1,633,000 | 1,903 |
| Securities gains (losses) | $5,149,000 | 108 |
| Applicable income taxes | $2,607,000 | 371 |
| Income before extraordinary items | $4,175,000 | 643 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $4,175,000 | 644 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $4,175,000 | 645 |
| Net charge-offs | $3,651,000 | 1,043 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $879,640 | 2,653 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $15,090,000 | 1,178 |
| Total interest expense | $7,276,000 | 898 |
| Net interest income | $7,814,000 | 1,424 |
| Provision for loan and lease losses | $972,000 | 2,100 |
| Total noninterest income | $6,203,000 | 573 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $6,203,000 | 398 |
| Total noninterest expense | $12,383,000 | 860 |
| Salaries and employee benefits | $4,548,000 | 1,113 |
| Premises and equipment expense | $2,227,000 | 627 |
| Additional noninterest expense | $5,608,000 | 693 |
| Pre-tax net operating income | $662,000 | 2,859 |
| Securities gains (losses) | $5,149,000 | 93 |
| Applicable income taxes | $2,243,000 | 316 |
| Income before extraordinary items | $3,568,000 | 489 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,568,000 | 486 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,568,000 | 489 |
| Net charge-offs | $2,600,000 | 949 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $272,640 | 4,005 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,755,000 | 1,172 |
| Total interest expense | $3,731,000 | 909 |
| Net interest income | $4,024,000 | 1,370 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $-26,000 | 8,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-26,000 | 8,052 |
| Total noninterest expense | $5,753,000 | 879 |
| Salaries and employee benefits | $2,122,000 | 1,211 |
| Premises and equipment expense | $1,148,000 | 613 |
| Additional noninterest expense | $2,483,000 | 684 |
| Pre-tax net operating income | $-1,755,000 | 7,788 |
| Securities gains (losses) | $4,919,000 | 64 |
| Applicable income taxes | $1,222,000 | 307 |
| Income before extraordinary items | $1,942,000 | 514 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,942,000 | 514 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,942,000 | 517 |
| Net charge-offs | $1,210,000 | 860 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,206,160 | 7,756 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $33,868,000 | 1,126 |
| Total interest expense | $16,568,000 | 965 |
| Net interest income | $17,300,000 | 1,281 |
| Provision for loan and lease losses | $865,000 | 2,922 |
| Total noninterest income | $30,000 | 7,870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $30,000 | 7,180 |
| Total noninterest expense | $16,815,000 | 1,163 |
| Salaries and employee benefits | $9,247,000 | 1,065 |
| Premises and equipment expense | $3,056,000 | 900 |
| Additional noninterest expense | $4,512,000 | 1,378 |
| Pre-tax net operating income | $-350,000 | 6,671 |
| Securities gains (losses) | $5,947,000 | 66 |
| Applicable income taxes | $2,011,000 | 677 |
| Income before extraordinary items | $3,586,000 | 1,161 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,586,000 | 1,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 4,432 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-220,080 | 6,653 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $25,584,000 | 1,146 |
| Total interest expense | $12,733,000 | 978 |
| Net interest income | $12,851,000 | 1,318 |
| Provision for loan and lease losses | $450,000 | 2,889 |
| Total noninterest income | $24,000 | 7,988 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $24,000 | 7,304 |
| Total noninterest expense | $8,623,000 | 1,692 |
| Salaries and employee benefits | $4,878,000 | 1,610 |
| Premises and equipment expense | $1,966,000 | 1,067 |
| Additional noninterest expense | $1,779,000 | 2,387 |
| Pre-tax net operating income | $3,802,000 | 1,303 |
| Securities gains (losses) | $384,000 | 387 |
| Applicable income taxes | $1,502,000 | 836 |
| Income before extraordinary items | $2,684,000 | 1,375 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,684,000 | 1,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 3,199 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,438,240 | 1,574 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $17,213,000 | 1,151 |
| Total interest expense | $8,868,000 | 968 |
| Net interest income | $8,345,000 | 1,344 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $224,000 | 5,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $224,000 | 3,546 |
| Total noninterest expense | $5,735,000 | 1,686 |
| Salaries and employee benefits | $3,352,000 | 1,571 |
| Premises and equipment expense | $1,251,000 | 1,108 |
| Additional noninterest expense | $1,132,000 | 2,459 |
| Pre-tax net operating income | $2,834,000 | 1,249 |
| Securities gains (losses) | $392,000 | 374 |
| Applicable income taxes | $1,161,000 | 825 |
| Income before extraordinary items | $2,065,000 | 1,331 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,065,000 | 1,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,548 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,814,120 | 1,479 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,112,000 | 1,108 |
| Total interest expense | $4,736,000 | 973 |
| Net interest income | $4,376,000 | 1,267 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $121,000 | 5,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $121,000 | 3,432 |
| Total noninterest expense | $3,049,000 | 1,585 |
| Salaries and employee benefits | $1,810,000 | 1,468 |
| Premises and equipment expense | $637,000 | 1,095 |
| Additional noninterest expense | $602,000 | 2,303 |
| Pre-tax net operating income | $1,448,000 | 1,310 |
| Securities gains (losses) | $179,000 | 488 |
| Applicable income taxes | $595,000 | 875 |
| Income before extraordinary items | $1,032,000 | 1,458 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,032,000 | 1,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $917,440 | 1,563 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $35,136,000 | 1,202 |
| Total interest expense | $18,367,000 | 1,065 |
| Net interest income | $16,769,000 | 1,332 |
| Provision for loan and lease losses | $1,217,000 | 1,239 |
| Total noninterest income | $1,133,000 | 3,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,133,000 | 2,050 |
| Total noninterest expense | $15,590,000 | 1,199 |
| Salaries and employee benefits | $9,998,000 | 1,002 |
| Premises and equipment expense | $2,074,000 | 1,279 |
| Additional noninterest expense | $3,518,000 | 1,577 |
| Pre-tax net operating income | $1,095,000 | 4,559 |
| Securities gains (losses) | $3,848,000 | 72 |
| Applicable income taxes | $1,702,000 | 1,285 |
| Income before extraordinary items | $3,241,000 | 1,914 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,241,000 | 1,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 2,022 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $701,320 | 5,033 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $25,294,000 | 1,253 |
| Total interest expense | $13,157,000 | 1,121 |
| Net interest income | $12,137,000 | 1,392 |
| Provision for loan and lease losses | $1,217,000 | 760 |
| Total noninterest income | $1,315,000 | 2,427 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,315,000 | 1,508 |
| Total noninterest expense | $11,068,000 | 1,254 |
| Salaries and employee benefits | $7,239,000 | 1,034 |
| Premises and equipment expense | $1,581,000 | 1,253 |
| Additional noninterest expense | $2,248,000 | 1,793 |
| Pre-tax net operating income | $1,167,000 | 4,012 |
| Securities gains (losses) | $2,335,000 | 92 |
| Applicable income taxes | $1,312,000 | 1,354 |
| Income before extraordinary items | $2,190,000 | 2,198 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,190,000 | 2,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $381,000 | 1,304 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $695,600 | 4,668 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $15,443,000 | 1,405 |
| Total interest expense | $8,018,000 | 1,245 |
| Net interest income | $7,425,000 | 1,560 |
| Provision for loan and lease losses | $917,000 | 625 |
| Total noninterest income | $1,138,000 | 2,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,138,000 | 1,275 |
| Total noninterest expense | $7,182,000 | 1,298 |
| Salaries and employee benefits | $4,751,000 | 1,074 |
| Premises and equipment expense | $1,054,000 | 1,268 |
| Additional noninterest expense | $1,377,000 | 1,957 |
| Pre-tax net operating income | $464,000 | 5,193 |
| Securities gains (losses) | $1,703,000 | 86 |
| Applicable income taxes | $833,000 | 1,448 |
| Income before extraordinary items | $1,334,000 | 2,426 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,334,000 | 2,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $380,000 | 865 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $244,080 | 6,040 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,566,000 | 1,428 |
| Total interest expense | $3,912,000 | 1,267 |
| Net interest income | $3,654,000 | 1,586 |
| Provision for loan and lease losses | $350,000 | 698 |
| Total noninterest income | $520,000 | 2,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $520,000 | 1,321 |
| Total noninterest expense | $3,643,000 | 1,281 |
| Salaries and employee benefits | $2,407,000 | 1,068 |
| Premises and equipment expense | $515,000 | 1,302 |
| Additional noninterest expense | $721,000 | 1,856 |
| Pre-tax net operating income | $181,000 | 5,704 |
| Securities gains (losses) | $1,128,000 | 65 |
| Applicable income taxes | $529,000 | 1,235 |
| Income before extraordinary items | $780,000 | 2,104 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $780,000 | 2,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $58,080 | 7,036 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $23,168,000 | 1,745 |
| Total interest expense | $11,381,000 | 1,473 |
| Net interest income | $11,787,000 | 1,969 |
| Provision for loan and lease losses | $240,000 | 3,157 |
| Total noninterest income | $1,049,000 | 3,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,049,000 | 2,155 |
| Total noninterest expense | $9,765,000 | 1,824 |
| Salaries and employee benefits | $6,810,000 | 1,454 |
| Premises and equipment expense | $1,804,000 | 1,424 |
| Additional noninterest expense | $1,151,000 | 4,073 |
| Pre-tax net operating income | $2,831,000 | 2,882 |
| Securities gains (losses) | $2,323,000 | 96 |
| Applicable income taxes | $1,893,000 | 1,393 |
| Income before extraordinary items | $3,261,000 | 2,129 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,261,000 | 2,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,598 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 407 |
| Net operating income | $1,774,280 | 3,366 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,424,000 | 1,834 |
| Total interest expense | $7,697,000 | 1,596 |
| Net interest income | $8,727,000 | 2,010 |
| Provision for loan and lease losses | $94,000 | 4,197 |
| Total noninterest income | $631,000 | 3,942 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $631,000 | 2,494 |
| Total noninterest expense | $7,141,000 | 1,862 |
| Salaries and employee benefits | $5,039,000 | 1,476 |
| Premises and equipment expense | $1,313,000 | 1,479 |
| Additional noninterest expense | $789,000 | 4,311 |
| Pre-tax net operating income | $2,123,000 | 2,994 |
| Securities gains (losses) | $1,780,000 | 98 |
| Applicable income taxes | $1,422,000 | 1,448 |
| Income before extraordinary items | $2,481,000 | 2,161 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,481,000 | 2,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,214 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 307 |
| Net operating income | $1,341,800 | 3,445 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,430,000 | 1,886 |
| Total interest expense | $4,713,000 | 1,649 |
| Net interest income | $5,717,000 | 2,049 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $412,000 | 3,987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $412,000 | 2,514 |
| Total noninterest expense | $4,757,000 | 1,863 |
| Salaries and employee benefits | $3,354,000 | 1,480 |
| Premises and equipment expense | $862,000 | 1,507 |
| Additional noninterest expense | $541,000 | 4,237 |
| Pre-tax net operating income | $1,282,000 | 3,210 |
| Securities gains (losses) | $1,242,000 | 91 |
| Applicable income taxes | $904,000 | 1,518 |
| Income before extraordinary items | $1,620,000 | 2,195 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,620,000 | 2,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,027 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 213 |
| Net operating income | $825,120 | 3,669 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,962,000 | 1,926 |
| Total interest expense | $2,117,000 | 1,733 |
| Net interest income | $2,845,000 | 2,040 |
| Provision for loan and lease losses | $68,000 | 2,673 |
| Total noninterest income | $198,000 | 4,012 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $198,000 | 2,508 |
| Total noninterest expense | $2,403,000 | 1,854 |
| Salaries and employee benefits | $1,734,000 | 1,436 |
| Premises and equipment expense | $427,000 | 1,529 |
| Additional noninterest expense | $242,000 | 4,572 |
| Pre-tax net operating income | $572,000 | 3,425 |
| Securities gains (losses) | $676,000 | 88 |
| Applicable income taxes | $440,000 | 1,542 |
| Income before extraordinary items | $808,000 | 2,164 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $808,000 | 2,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 113 |
| Net operating income | $368,600 | 3,866 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,628,000 | 1,903 |
| Total interest expense | $7,577,000 | 1,499 |
| Net interest income | $10,051,000 | 2,203 |
| Provision for loan and lease losses | $172,000 | 3,897 |
| Total noninterest income | $848,000 | 3,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $848,000 | 2,451 |
| Total noninterest expense | $10,088,000 | 1,690 |
| Salaries and employee benefits | $7,002,000 | 1,330 |
| Premises and equipment expense | $1,348,000 | 1,793 |
| Additional noninterest expense | $1,738,000 | 2,847 |
| Pre-tax net operating income | $639,000 | 6,301 |
| Securities gains (losses) | $4,519,000 | 84 |
| Applicable income taxes | $1,831,000 | 1,464 |
| Income before extraordinary items | $3,327,000 | 2,059 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,327,000 | 2,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,001 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $1,636,000 | 421 |
| Net operating income | $389,650 | 6,788 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,732,000 | 1,926 |
| Total interest expense | $5,413,000 | 1,478 |
| Net interest income | $7,319,000 | 2,240 |
| Provision for loan and lease losses | $103,000 | 4,124 |
| Total noninterest income | $589,000 | 4,101 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $589,000 | 2,579 |
| Total noninterest expense | $7,491,000 | 1,684 |
| Salaries and employee benefits | $5,197,000 | 1,328 |
| Premises and equipment expense | $916,000 | 1,962 |
| Additional noninterest expense | $1,378,000 | 2,674 |
| Pre-tax net operating income | $314,000 | 7,147 |
| Securities gains (losses) | $3,442,000 | 88 |
| Applicable income taxes | $1,362,000 | 1,487 |
| Income before extraordinary items | $2,394,000 | 2,147 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,394,000 | 2,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 2,263 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 319 |
| Net operating income | $191,120 | 7,466 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,971,000 | 1,988 |
| Total interest expense | $3,363,000 | 1,498 |
| Net interest income | $4,608,000 | 2,351 |
| Provision for loan and lease losses | $35,000 | 5,026 |
| Total noninterest income | $325,000 | 4,579 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $325,000 | 2,920 |
| Total noninterest expense | $4,903,000 | 1,702 |
| Salaries and employee benefits | $3,347,000 | 1,371 |
| Premises and equipment expense | $509,000 | 2,292 |
| Additional noninterest expense | $1,047,000 | 2,329 |
| Pre-tax net operating income | $-5,000 | 8,365 |
| Securities gains (losses) | $2,206,000 | 101 |
| Applicable income taxes | $792,000 | 1,630 |
| Income before extraordinary items | $1,409,000 | 2,336 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,409,000 | 2,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 1,672 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-2,840 | 8,349 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,755,000 | 2,056 |
| Total interest expense | $1,528,000 | 1,561 |
| Net interest income | $2,227,000 | 2,405 |
| Provision for loan and lease losses | $25,000 | 4,374 |
| Total noninterest income | $171,000 | 4,372 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $171,000 | 2,745 |
| Total noninterest expense | $2,555,000 | 1,651 |
| Salaries and employee benefits | $1,737,000 | 1,326 |
| Premises and equipment expense | $254,000 | 2,321 |
| Additional noninterest expense | $564,000 | 2,167 |
| Pre-tax net operating income | $-182,000 | 8,713 |
| Securities gains (losses) | $1,100,000 | 95 |
| Applicable income taxes | $324,000 | 1,875 |
| Income before extraordinary items | $594,000 | 2,642 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $594,000 | 2,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 1,003 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-121,000 | 8,669 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,982,000 | 2,025 |
| Total interest expense | $5,186,000 | 1,591 |
| Net interest income | $8,796,000 | 2,321 |
| Provision for loan and lease losses | $652,000 | 1,539 |
| Total noninterest income | $840,000 | 3,928 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $840,000 | 2,414 |
| Total noninterest expense | $9,975,000 | 1,629 |
| Salaries and employee benefits | $6,573,000 | 1,341 |
| Premises and equipment expense | $1,442,000 | 1,612 |
| Additional noninterest expense | $1,960,000 | 2,468 |
| Pre-tax net operating income | $-991,000 | 8,805 |
| Securities gains (losses) | $5,143,000 | 115 |
| Applicable income taxes | $1,491,000 | 1,606 |
| Income before extraordinary items | $2,661,000 | 2,298 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,661,000 | 2,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,376 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-630,520 | 8,739 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,211,000 | 2,052 |
| Total interest expense | $3,738,000 | 1,611 |
| Net interest income | $6,473,000 | 2,332 |
| Provision for loan and lease losses | $541,000 | 1,360 |
| Total noninterest income | $641,000 | 3,921 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $641,000 | 2,405 |
| Total noninterest expense | $7,600,000 | 1,598 |
| Salaries and employee benefits | $4,965,000 | 1,324 |
| Premises and equipment expense | $1,059,000 | 1,649 |
| Additional noninterest expense | $1,576,000 | 2,286 |
| Pre-tax net operating income | $-1,027,000 | 8,904 |
| Securities gains (losses) | $3,946,000 | 125 |
| Applicable income taxes | $1,098,000 | 1,647 |
| Income before extraordinary items | $1,821,000 | 2,538 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,821,000 | 2,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 1,652 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-704,440 | 8,854 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,534,000 | 2,149 |
| Total interest expense | $2,367,000 | 1,687 |
| Net interest income | $4,167,000 | 2,394 |
| Provision for loan and lease losses | $320,000 | 1,458 |
| Total noninterest income | $394,000 | 4,124 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $394,000 | 2,540 |
| Total noninterest expense | $4,884,000 | 1,658 |
| Salaries and employee benefits | $3,076,000 | 1,431 |
| Premises and equipment expense | $666,000 | 1,734 |
| Additional noninterest expense | $1,142,000 | 2,115 |
| Pre-tax net operating income | $-643,000 | 8,946 |
| Securities gains (losses) | $2,490,000 | 135 |
| Applicable income taxes | $694,000 | 1,723 |
| Income before extraordinary items | $1,153,000 | 2,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,153,000 | 2,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 2,235 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-440,600 | 8,891 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,195,000 | 2,190 |
| Total interest expense | $1,174,000 | 1,717 |
| Net interest income | $2,021,000 | 2,470 |
| Provision for loan and lease losses | $145,000 | 1,577 |
| Total noninterest income | $186,000 | 4,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $186,000 | 2,600 |
| Total noninterest expense | $2,461,000 | 1,658 |
| Salaries and employee benefits | $1,540,000 | 1,441 |
| Premises and equipment expense | $332,000 | 1,759 |
| Additional noninterest expense | $589,000 | 2,008 |
| Pre-tax net operating income | $-399,000 | 9,012 |
| Securities gains (losses) | $1,236,000 | 149 |
| Applicable income taxes | $311,000 | 1,873 |
| Income before extraordinary items | $526,000 | 2,818 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $526,000 | 2,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,516 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-265,040 | 8,955 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,044,000 | 2,572 |
| Total interest expense | $5,104,000 | 1,755 |
| Net interest income | $5,940,000 | 3,223 |
| Provision for loan and lease losses | $460,000 | 2,309 |
| Total noninterest income | $1,614,000 | 2,685 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,614,000 | 1,726 |
| Total noninterest expense | $8,013,000 | 1,980 |
| Salaries and employee benefits | $5,068,000 | 1,697 |
| Premises and equipment expense | $1,326,000 | 1,706 |
| Additional noninterest expense | $1,619,000 | 2,873 |
| Pre-tax net operating income | $-919,000 | 8,954 |
| Securities gains (losses) | $2,586,000 | 246 |
| Applicable income taxes | $627,000 | 2,970 |
| Income before extraordinary items | $1,040,000 | 4,534 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,040,000 | 4,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,913 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $-1,358,000 | 9,158 |
| Net operating income | $-615,040 | 8,883 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,771,000 | 2,771 |
| Total interest expense | $3,828,000 | 1,826 |
| Net interest income | $3,943,000 | 3,563 |
| Provision for loan and lease losses | $275,000 | 2,660 |
| Total noninterest income | $1,397,000 | 2,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,397,000 | 1,608 |
| Total noninterest expense | $5,802,000 | 2,044 |
| Salaries and employee benefits | $3,764,000 | 1,725 |
| Premises and equipment expense | $946,000 | 1,820 |
| Additional noninterest expense | $1,092,000 | 3,150 |
| Pre-tax net operating income | $-737,000 | 9,027 |
| Securities gains (losses) | $1,881,000 | 289 |
| Applicable income taxes | $425,000 | 3,317 |
| Income before extraordinary items | $719,000 | 4,923 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $719,000 | 4,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 1,821 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $-1,358,000 | 9,216 |
| Net operating income | $-484,840 | 8,966 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,065,000 | 2,850 |
| Total interest expense | $2,568,000 | 1,878 |
| Net interest income | $2,497,000 | 3,698 |
| Provision for loan and lease losses | $175,000 | 2,769 |
| Total noninterest income | $1,153,000 | 2,117 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,153,000 | 1,378 |
| Total noninterest expense | $3,597,000 | 2,182 |
| Salaries and employee benefits | $2,398,000 | 1,795 |
| Premises and equipment expense | $625,000 | 1,823 |
| Additional noninterest expense | $574,000 | 3,835 |
| Pre-tax net operating income | $-122,000 | 8,852 |
| Securities gains (losses) | $934,000 | 380 |
| Applicable income taxes | $302,000 | 3,231 |
| Income before extraordinary items | $510,000 | 4,754 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $510,000 | 4,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 1,794 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $-1,358,000 | 9,251 |
| Net operating income | $-87,760 | 8,818 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,527,000 | 2,881 |
| Total interest expense | $1,314,000 | 1,871 |
| Net interest income | $1,213,000 | 3,790 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $924,000 | 1,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $924,000 | 942 |
| Total noninterest expense | $1,728,000 | 2,259 |
| Salaries and employee benefits | $1,151,000 | 1,856 |
| Premises and equipment expense | $305,000 | 1,870 |
| Additional noninterest expense | $272,000 | 3,952 |
| Pre-tax net operating income | $334,000 | 4,511 |
| Securities gains (losses) | $22,000 | 1,846 |
| Applicable income taxes | $126,000 | 3,539 |
| Income before extraordinary items | $230,000 | 4,952 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $230,000 | 4,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 1,782 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $215,700 | 4,940 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,331,000 | 2,930 |
| Total interest expense | $5,283,000 | 2,132 |
| Net interest income | $5,048,000 | 3,644 |
| Provision for loan and lease losses | $291,000 | 3,531 |
| Total noninterest income | $634,000 | 4,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $634,000 | 2,877 |
| Total noninterest expense | $6,183,000 | 2,395 |
| Salaries and employee benefits | $3,870,000 | 2,068 |
| Premises and equipment expense | $1,081,000 | 2,027 |
| Additional noninterest expense | $1,232,000 | 3,532 |
| Pre-tax net operating income | $-792,000 | 9,078 |
| Securities gains (losses) | $2,478,000 | 248 |
| Applicable income taxes | $647,000 | 2,992 |
| Income before extraordinary items | $1,039,000 | 4,495 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,039,000 | 4,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 2,774 |
| Cash dividends | $162,000 | 5,114 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 691 |
| Net operating income | $-546,920 | 9,013 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,235,000 | 3,010 |
| Total interest expense | $7,009,000 | 2,287 |
| Net interest income | $4,226,000 | 3,954 |
| Provision for loan and lease losses | $461,000 | 2,352 |
| Total noninterest income | $616,000 | 4,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $616,000 | 2,786 |
| Total noninterest expense | $4,591,000 | 3,035 |
| Salaries and employee benefits | $2,900,000 | 2,584 |
| Premises and equipment expense | $730,000 | 2,849 |
| Additional noninterest expense | $961,000 | 4,198 |
| Pre-tax net operating income | $-210,000 | 8,971 |
| Securities gains (losses) | $1,606,000 | 290 |
| Applicable income taxes | $531,000 | 3,219 |
| Income before extraordinary items | $865,000 | 4,668 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $865,000 | 4,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $336,000 | 2,065 |
| Cash dividends | $78,000 | 5,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-162,840 | 8,953 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,802,000 | 3,459 |
| Total interest expense | $6,079,000 | 2,758 |
| Net interest income | $3,723,000 | 4,420 |
| Provision for loan and lease losses | $133,000 | 4,645 |
| Total noninterest income | $536,000 | 4,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $536,000 | 2,836 |
| Total noninterest expense | $3,946,000 | 3,368 |
| Salaries and employee benefits | $2,360,000 | 2,986 |
| Premises and equipment expense | $613,000 | 3,205 |
| Additional noninterest expense | $973,000 | 4,066 |
| Pre-tax net operating income | $180,000 | 8,448 |
| Securities gains (losses) | $801,000 | 187 |
| Applicable income taxes | $378,000 | 4,104 |
| Income before extraordinary items | $603,000 | 5,829 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $603,000 | 5,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,537 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $90,360 | 8,760 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,767,000 | 4,027 |
| Total interest expense | $4,296,000 | 3,380 |
| Net interest income | $3,471,000 | 4,677 |
| Provision for loan and lease losses | $182,000 | 3,748 |
| Total noninterest income | $318,000 | 6,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $318,000 | 3,891 |
| Total noninterest expense | $2,962,000 | 4,259 |
| Salaries and employee benefits | $1,817,000 | 3,711 |
| Premises and equipment expense | $354,000 | 4,940 |
| Additional noninterest expense | $791,000 | 4,825 |
| Pre-tax net operating income | $645,000 | 6,544 |
| Securities gains (losses) | $644,000 | 294 |
| Applicable income taxes | $309,000 | 4,751 |
| Income before extraordinary items | $980,000 | 4,493 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $980,000 | 4,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,103 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $490,560 | 6,478 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,910,000 | 4,439 |
| Total interest expense | $3,950,000 | 3,733 |
| Net interest income | $2,960,000 | 5,174 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $316,000 | 6,317 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $316,000 | 3,907 |
| Total noninterest expense | $2,060,000 | 5,492 |
| Salaries and employee benefits | $1,041,000 | 5,615 |
| Premises and equipment expense | $306,000 | 5,331 |
| Additional noninterest expense | $713,000 | 5,095 |
| Pre-tax net operating income | $1,036,000 | 5,310 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $1,036,000 | 4,381 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,036,000 | 4,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,595 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $5,331,000 | 221 |
| Net operating income | $1,036,000 | 4,287 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,499,000 | 4,779 |
| Total interest expense | $3,831,000 | 3,838 |
| Net interest income | $2,668,000 | 5,798 |
| Provision for loan and lease losses | $465,000 | 1,895 |
| Total noninterest income | $248,000 | 7,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $248,000 | 4,384 |
| Total noninterest expense | $1,929,000 | 5,791 |
| Salaries and employee benefits | $950,000 | 6,052 |
| Premises and equipment expense | $238,000 | 6,238 |
| Additional noninterest expense | $741,000 | 4,996 |
| Pre-tax net operating income | $522,000 | 7,803 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $523,000 | 6,845 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $523,000 | 6,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 2,116 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $522,000 | 6,793 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,175,000 | 5,793 |
| Total interest expense | $3,409,000 | 4,286 |
| Net interest income | $1,766,000 | 7,629 |
| Provision for loan and lease losses | $392,000 | 2,129 |
| Total noninterest income | $756,000 | 3,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $756,000 | 2,182 |
| Total noninterest expense | $2,503,000 | 5,007 |
| Salaries and employee benefits | $798,000 | 6,988 |
| Premises and equipment expense | $226,000 | 6,592 |
| Additional noninterest expense | $1,479,000 | 3,163 |
| Pre-tax net operating income | $-373,000 | 11,180 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-373,000 | 11,223 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-373,000 | 11,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,397 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $1,141,000 | 357 |
| Net operating income | $-373,000 | 11,194 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,696,000 | 5,437 |
| Total interest expense | $3,662,000 | 3,990 |
| Net interest income | $2,034,000 | 7,226 |
| Provision for loan and lease losses | $1,039,000 | 912 |
| Total noninterest income | $2,305,000 | 1,636 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,305,000 | 1,036 |
| Total noninterest expense | $2,317,000 | 5,318 |
| Salaries and employee benefits | $808,000 | 7,064 |
| Premises and equipment expense | $246,000 | 6,416 |
| Additional noninterest expense | $1,263,000 | 3,584 |
| Pre-tax net operating income | $983,000 | 6,064 |
| Securities gains (losses) | $45,000 | 1,385 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $1,028,000 | 4,481 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,028,000 | 4,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,592 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $983,000 | 4,651 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,019,000 | 4,211 |
| Total interest expense | $4,170,000 | 2,934 |
| Net interest income | $2,849,000 | 5,829 |
| Provision for loan and lease losses | $3,165,000 | 413 |
| Total noninterest income | $1,355,000 | 2,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,355,000 | 1,487 |
| Total noninterest expense | $3,204,000 | 4,169 |
| Salaries and employee benefits | $941,000 | 6,405 |
| Premises and equipment expense | $249,000 | 6,540 |
| Additional noninterest expense | $2,014,000 | 2,558 |
| Pre-tax net operating income | $-2,165,000 | 12,531 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-458,000 | 12,478 |
| Income before extraordinary items | $-1,707,000 | 12,480 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-1,707,000 | 12,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-110,000 | 12,258 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-1,707,000 | 12,480 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,328,000 | 3,669 |
| Total interest expense | $5,556,000 | 2,332 |
| Net interest income | $2,772,000 | 6,029 |
| Provision for loan and lease losses | $1,650,000 | 926 |
| Total noninterest income | $483,000 | 5,735 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $483,000 | 3,337 |
| Total noninterest expense | $2,454,000 | 5,365 |
| Salaries and employee benefits | $1,172,000 | 5,337 |
| Premises and equipment expense | $262,000 | 6,466 |
| Additional noninterest expense | $1,020,000 | 4,842 |
| Pre-tax net operating income | $-849,000 | 12,946 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $317,000 | 5,878 |
| Income before extraordinary items | $-1,166,000 | 13,017 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-1,166,000 | 13,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,338,000 | 933 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-1,166,000 | 12,979 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,690,000 | 3,602 |
| Total interest expense | $7,160,000 | 2,351 |
| Net interest income | $2,530,000 | 6,532 |
| Provision for loan and lease losses | $748,000 | 2,263 |
| Total noninterest income | $344,000 | 7,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $344,000 | 4,083 |
| Total noninterest expense | $3,968,000 | 3,525 |
| Salaries and employee benefits | $1,025,000 | 5,900 |
| Premises and equipment expense | $267,000 | 6,488 |
| Additional noninterest expense | $2,676,000 | 2,198 |
| Pre-tax net operating income | $-1,842,000 | 13,616 |
| Securities gains (losses) | $49,000 | 4,164 |
| Applicable income taxes | $-510,000 | 13,757 |
| Income before extraordinary items | $-1,283,000 | 13,592 |
| Extraordinary gains, net | $1,427,000 | 92 |
| Net income | $144,000 | 11,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 4,385 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,318,280 | 13,539 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.