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American Bank, Net charge- offs to loans

2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2297%1,296
Percentage Net Loans Charged-off: Total real estate loans0.3448%519
Percentage Net Loans Charged-off:Construction & development-1.5525%5,552
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,647
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.6272%282
Percentage Net Loans Charged-off: Home equity loans0.2453%459
All other 1-4 family - Percent of loans charged-off, net0.6456%273
Percentage Net Loans Charged-off: Commercial and industrial-1.2944%5,837
Percentage Net Loans Charged-off: Loans to individuals0.0482%3,521
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0482%3,371
Percentage Net Loans Charged-off: All other loans and lease75.0916%17
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5712%399
Percentage Net Loans Charged-off: Total real estate loans0.5657%251
Percentage Net Loans Charged-off:Construction & development-0.5018%5,436
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.7860%201
Percentage Net Loans Charged-off: Home equity loans0.4595%270
All other 1-4 family - Percent of loans charged-off, net0.8030%193
Percentage Net Loans Charged-off: Commercial and industrial0.1106%1,576
Percentage Net Loans Charged-off: Loans to individuals0.0644%3,132
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0644%2,990
Percentage Net Loans Charged-off: All other loans and lease82.1850%18
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1900%1,319
Percentage Net Loans Charged-off: Total real estate loans0.1959%898
Percentage Net Loans Charged-off:Construction & development-0.6322%5,520
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.3363%618
Percentage Net Loans Charged-off: Home equity loans1.2537%120
All other 1-4 family - Percent of loans charged-off, net0.2854%731
Percentage Net Loans Charged-off: Commercial and industrial0.1554%1,216
Percentage Net Loans Charged-off: Loans to individuals0.0995%2,688
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0995%2,561
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1242%1,517
Percentage Net Loans Charged-off: Total real estate loans0.0992%1,190
Percentage Net Loans Charged-off:Construction & development-0.1573%5,357
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.1491%1,024
Percentage Net Loans Charged-off: Home equity loans-0.1148%4,494
All other 1-4 family - Percent of loans charged-off, net0.1645%913
Percentage Net Loans Charged-off: Commercial and industrial0.3196%663
Percentage Net Loans Charged-off: Loans to individuals0.2034%1,973
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2034%1,853
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7208%507
Percentage Net Loans Charged-off: Total real estate loans0.9540%234
Percentage Net Loans Charged-off:Construction & development2.1348%243
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,194
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.9654%260
Percentage Net Loans Charged-off: Home equity loans2.0309%89
All other 1-4 family - Percent of loans charged-off, net0.8943%309
Percentage Net Loans Charged-off: Commercial and industrial-0.5796%5,962
Percentage Net Loans Charged-off: Loans to individuals-0.0318%5,421
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0318%5,347
Percentage Net Loans Charged-off: All other loans and lease-45.7979%5,903
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5484%696
Percentage Net Loans Charged-off: Total real estate loans0.7070%371
Percentage Net Loans Charged-off:Construction & development3.0153%177
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,863
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.5196%609
Percentage Net Loans Charged-off: Home equity loans1.7203%122
All other 1-4 family - Percent of loans charged-off, net0.4384%714
Percentage Net Loans Charged-off: Commercial and industrial-0.3782%5,884
Percentage Net Loans Charged-off: Loans to individuals-0.0448%5,391
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0448%5,321
Percentage Net Loans Charged-off: All other loans and lease-24.8423%5,943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6253%624
Percentage Net Loans Charged-off: Total real estate loans0.8225%316
Percentage Net Loans Charged-off:Construction & development4.8230%117
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.4521%759
Percentage Net Loans Charged-off: Home equity loans0.7488%262
All other 1-4 family - Percent of loans charged-off, net0.4318%770
Percentage Net Loans Charged-off: Commercial and industrial-0.4807%5,995
Percentage Net Loans Charged-off: Loans to individuals-0.0683%5,422
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0683%5,348
Percentage Net Loans Charged-off: All other loans and lease-35.8595%5,985
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0970%2,198
Percentage Net Loans Charged-off: Total real estate loans0.2280%1,102
Percentage Net Loans Charged-off:Construction & development0.3209%422
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.2688%1,003
Percentage Net Loans Charged-off: Home equity loans0.4137%355
All other 1-4 family - Percent of loans charged-off, net0.2589%977
Percentage Net Loans Charged-off: Commercial and industrial-0.9684%6,216
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,715
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,584
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8597%715
Percentage Net Loans Charged-off: Total real estate loans0.8334%616
Percentage Net Loans Charged-off:Construction & development0.3145%1,223
Percentage Net Loans Charged-off: Commercial real estate-0.0190%6,042
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential1.0848%413
Percentage Net Loans Charged-off: Home equity loans1.3462%266
All other 1-4 family - Percent of loans charged-off, net1.0656%447
Percentage Net Loans Charged-off: Commercial and industrial0.4270%1,682
Percentage Net Loans Charged-off: Loans to individuals1.7739%567
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7739%507
Percentage Net Loans Charged-off: All other loans and lease32.7231%53
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4537%1,414
Percentage Net Loans Charged-off: Total real estate loans0.4344%1,225
Percentage Net Loans Charged-off:Construction & development-0.0520%5,532
Percentage Net Loans Charged-off: Commercial real estate-0.0244%6,133
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.5874%916
Percentage Net Loans Charged-off: Home equity loans1.7342%220
All other 1-4 family - Percent of loans charged-off, net0.5024%1,025
Percentage Net Loans Charged-off: Commercial and industrial-0.0368%5,227
Percentage Net Loans Charged-off: Loans to individuals2.3201%378
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.3201%351
Percentage Net Loans Charged-off: All other loans and lease29.0587%55
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7855%799
Percentage Net Loans Charged-off: Total real estate loans0.4671%1,172
Percentage Net Loans Charged-off:Construction & development-0.0464%5,575
Percentage Net Loans Charged-off: Commercial real estate-0.0352%6,275
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.6307%879
Percentage Net Loans Charged-off: Home equity loans1.4797%285
All other 1-4 family - Percent of loans charged-off, net0.5688%923
Percentage Net Loans Charged-off: Commercial and industrial2.2088%491
Percentage Net Loans Charged-off: Loans to individuals3.2547%275
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.2547%252
Percentage Net Loans Charged-off: All other loans and lease38.5795%37
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2946%434
Percentage Net Loans Charged-off: Total real estate loans0.8124%651
Percentage Net Loans Charged-off:Construction & development2.5199%363
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.8536%623
Percentage Net Loans Charged-off: Home equity loans0.8534%356
All other 1-4 family - Percent of loans charged-off, net0.8536%602
Percentage Net Loans Charged-off: Commercial and industrial4.2143%227
Percentage Net Loans Charged-off: Loans to individuals5.7845%136
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.7845%124
Percentage Net Loans Charged-off: All other loans and lease12.7796%88
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3621%274
Percentage Net Loans Charged-off: Total real estate loans2.1839%288
Percentage Net Loans Charged-off:Construction & development-0.1348%6,071
Percentage Net Loans Charged-off: Commercial real estate0.0656%2,852
Percentage Net Loans Charged-off: Multi-family residential0.8011%492
Percentage Net Loans Charged-off: 1-4 family residential2.9636%164
Percentage Net Loans Charged-off: Home equity loans2.7197%230
All other 1-4 family - Percent of loans charged-off, net2.9832%182
Percentage Net Loans Charged-off: Commercial and industrial3.8473%396
Percentage Net Loans Charged-off: Loans to individuals-0.0519%6,070
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0519%6,001
Percentage Net Loans Charged-off: All other loans and lease1.7840%416
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5533%241
Percentage Net Loans Charged-off: Total real estate loans2.6572%199
Percentage Net Loans Charged-off:Construction & development0.1378%1,980
Percentage Net Loans Charged-off: Commercial real estate0.0863%2,444
Percentage Net Loans Charged-off: Multi-family residential1.0658%399
Percentage Net Loans Charged-off: 1-4 family residential3.5892%125
Percentage Net Loans Charged-off: Home equity loans1.8421%342
All other 1-4 family - Percent of loans charged-off, net3.7338%145
Percentage Net Loans Charged-off: Commercial and industrial1.9608%794
Percentage Net Loans Charged-off: Loans to individuals-0.0683%6,078
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0683%5,988
Percentage Net Loans Charged-off: All other loans and lease2.1583%342
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4113%723
Percentage Net Loans Charged-off: Total real estate loans1.4653%630
Percentage Net Loans Charged-off:Construction & development-0.0640%6,061
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,477
Percentage Net Loans Charged-off: Multi-family residential1.5957%282
Percentage Net Loans Charged-off: 1-4 family residential2.0238%368
Percentage Net Loans Charged-off: Home equity loans2.8055%211
All other 1-4 family - Percent of loans charged-off, net1.9575%395
Percentage Net Loans Charged-off: Commercial and industrial1.0215%1,226
Percentage Net Loans Charged-off: Loans to individuals-0.1023%6,052
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1023%5,976
Percentage Net Loans Charged-off: All other loans and lease2.9563%253
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3996%714
Percentage Net Loans Charged-off: Total real estate loans1.5521%576
Percentage Net Loans Charged-off:Construction & development-0.0626%6,102
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential2.1608%353
Percentage Net Loans Charged-off: Home equity loans0.5254%678
All other 1-4 family - Percent of loans charged-off, net2.3039%347
Percentage Net Loans Charged-off: Commercial and industrial0.1162%1,746
Percentage Net Loans Charged-off: Loans to individuals-0.2040%6,163
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2040%6,093
Percentage Net Loans Charged-off: All other loans and lease5.4374%163
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.4001%234
Percentage Net Loans Charged-off: Total real estate loans2.5644%424
Percentage Net Loans Charged-off:Construction & development5.3600%927
Percentage Net Loans Charged-off: Commercial real estate0.2988%2,440
Percentage Net Loans Charged-off: Multi-family residential2.3171%412
Percentage Net Loans Charged-off: 1-4 family residential2.4929%388
Percentage Net Loans Charged-off: Home equity loans2.8770%303
All other 1-4 family - Percent of loans charged-off, net2.4569%437
Percentage Net Loans Charged-off: Commercial and industrial9.5368%151
Percentage Net Loans Charged-off: Loans to individuals5.6644%213
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.6390%180
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.6132%205
Percentage Net Loans Charged-off: Total real estate loans2.5934%383
Percentage Net Loans Charged-off:Construction & development4.8375%893
Percentage Net Loans Charged-off: Commercial real estate0.3829%1,888
Percentage Net Loans Charged-off: Multi-family residential2.9191%331
Percentage Net Loans Charged-off: 1-4 family residential2.6041%360
Percentage Net Loans Charged-off: Home equity loans1.5085%539
All other 1-4 family - Percent of loans charged-off, net2.7083%361
Percentage Net Loans Charged-off: Commercial and industrial10.9038%128
Percentage Net Loans Charged-off: Loans to individuals6.9914%168
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.9558%135
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.0823%198
Percentage Net Loans Charged-off: Total real estate loans2.5818%441
Percentage Net Loans Charged-off:Construction & development3.7107%1,010
Percentage Net Loans Charged-off: Commercial real estate0.7403%1,222
Percentage Net Loans Charged-off: Multi-family residential4.1227%225
Percentage Net Loans Charged-off: 1-4 family residential2.7507%352
Percentage Net Loans Charged-off: Home equity loans1.3793%577
All other 1-4 family - Percent of loans charged-off, net2.8789%333
Percentage Net Loans Charged-off: Commercial and industrial14.9434%75
Percentage Net Loans Charged-off: Loans to individuals5.7047%236
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.6730%189
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.7623%161
Percentage Net Loans Charged-off: Total real estate loans2.8814%349
Percentage Net Loans Charged-off:Construction & development1.8147%1,020
Percentage Net Loans Charged-off: Commercial real estate0.2133%1,449
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential3.9565%201
Percentage Net Loans Charged-off: Home equity loans2.4748%295
All other 1-4 family - Percent of loans charged-off, net4.0900%211
Percentage Net Loans Charged-off: Commercial and industrial19.3696%61
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,362
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,214
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.0578%531
Percentage Net Loans Charged-off: Total real estate loans1.6804%1,149
Percentage Net Loans Charged-off:Construction & development2.7982%1,804
Percentage Net Loans Charged-off: Commercial real estate0.3155%2,466
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential1.7435%780
Percentage Net Loans Charged-off: Home equity loans3.0532%303
All other 1-4 family - Percent of loans charged-off, net1.6239%861
Percentage Net Loans Charged-off: Commercial and industrial13.8081%134
Percentage Net Loans Charged-off: Loans to individuals0.3556%3,905
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8247%1,053
Percentage Net Loans Charged-off: Total real estate loans1.4908%1,199
Percentage Net Loans Charged-off:Construction & development2.6299%1,683
Percentage Net Loans Charged-off: Commercial real estate0.4849%1,779
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential1.4342%872
Percentage Net Loans Charged-off: Home equity loans1.3691%638
All other 1-4 family - Percent of loans charged-off, net1.4403%878
Percentage Net Loans Charged-off: Commercial and industrial4.7722%603
Percentage Net Loans Charged-off: Loans to individuals0.4807%3,215
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6868%1,108
Percentage Net Loans Charged-off: Total real estate loans1.2826%1,301
Percentage Net Loans Charged-off:Construction & development4.1238%1,155
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.6797%1,571
Percentage Net Loans Charged-off: Home equity loans1.0955%674
All other 1-4 family - Percent of loans charged-off, net0.6376%1,557
Percentage Net Loans Charged-off: Commercial and industrial4.9640%588
Percentage Net Loans Charged-off: Loans to individuals0.2652%3,639
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.1680%471
Percentage Net Loans Charged-off: Total real estate loans2.4332%600
Percentage Net Loans Charged-off:Construction & development8.1125%544
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential1.0966%962
Percentage Net Loans Charged-off: Home equity loans1.0297%548
All other 1-4 family - Percent of loans charged-off, net1.1038%912
Percentage Net Loans Charged-off: Commercial and industrial9.0954%273
Percentage Net Loans Charged-off: Loans to individuals0.5452%2,534
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9551%2,495
Percentage Net Loans Charged-off: Total real estate loans0.8470%2,137
Percentage Net Loans Charged-off:Construction & development0.8974%2,634
Percentage Net Loans Charged-off: Commercial real estate0.2549%2,270
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential1.0711%1,236
Percentage Net Loans Charged-off: Home equity loans1.9908%500
All other 1-4 family - Percent of loans charged-off, net0.9359%1,301
Percentage Net Loans Charged-off: Commercial and industrial2.0999%1,819
Percentage Net Loans Charged-off: Loans to individuals0.4039%4,412
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1321%1,774
Percentage Net Loans Charged-off: Total real estate loans0.9641%1,607
Percentage Net Loans Charged-off:Construction & development0.9323%2,196
Percentage Net Loans Charged-off: Commercial real estate0.3049%1,682
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential1.2871%855
Percentage Net Loans Charged-off: Home equity loans2.2531%380
All other 1-4 family - Percent of loans charged-off, net1.1353%932
Percentage Net Loans Charged-off: Commercial and industrial2.8069%1,148
Percentage Net Loans Charged-off: Loans to individuals0.3128%4,422
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2182%1,505
Percentage Net Loans Charged-off: Total real estate loans1.0384%1,342
Percentage Net Loans Charged-off:Construction & development0.8943%1,844
Percentage Net Loans Charged-off: Commercial real estate0.4883%1,062
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential1.4204%713
Percentage Net Loans Charged-off: Home equity loans3.2730%230
All other 1-4 family - Percent of loans charged-off, net1.1048%877
Percentage Net Loans Charged-off: Commercial and industrial2.9708%954
Percentage Net Loans Charged-off: Loans to individuals0.4050%3,759
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1425%1,206
Percentage Net Loans Charged-off: Total real estate loans0.6668%1,369
Percentage Net Loans Charged-off:Construction & development0.5663%1,435
Percentage Net Loans Charged-off: Commercial real estate0.5062%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.8487%856
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net1.0061%712
Percentage Net Loans Charged-off: Commercial and industrial4.7695%467
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,232
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0349%6,318
Percentage Net Loans Charged-off: Total real estate loans0.0350%4,577
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0875%2,998
Percentage Net Loans Charged-off: Home equity loans0.2422%972
All other 1-4 family - Percent of loans charged-off, net0.0605%3,109
Percentage Net Loans Charged-off: Commercial and industrial0.0356%4,412
Percentage Net Loans Charged-off: Loans to individuals0.6387%3,241
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0535%5,180
Percentage Net Loans Charged-off: Total real estate loans0.0542%3,498
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.1374%2,079
Percentage Net Loans Charged-off: Home equity loans0.3520%660
All other 1-4 family - Percent of loans charged-off, net0.1030%2,167
Percentage Net Loans Charged-off: Commercial and industrial0.0527%3,540
Percentage Net Loans Charged-off: Loans to individuals1.5295%1,171
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0013%7,258
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,788
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial-0.0141%6,866
Percentage Net Loans Charged-off: Loans to individuals0.5982%2,579
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,009
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,977
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0936%4,059
Percentage Net Loans Charged-off: Total real estate loans0.1247%1,873
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.3345%807
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.3839%696
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,946
Percentage Net Loans Charged-off: Loans to individuals-0.0572%7,617
Percentage Net Loans Charged-off: Credit card loans0.0000%1,217
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1329%2,688
Percentage Net Loans Charged-off: Total real estate loans0.1731%1,028
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.4714%417
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.5368%360
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,276
Percentage Net Loans Charged-off: Loans to individuals0.0061%5,212
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2109%1,650
Percentage Net Loans Charged-off: Total real estate loans0.2751%567
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.7472%239
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.8360%213
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,722
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,675
Percentage Net Loans Charged-off: Credit card loans0.0000%965
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%4,509
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,795
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0273%5,063
Percentage Net Loans Charged-off: Total real estate loans0.0058%3,191
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0134%2,582
Percentage Net Loans Charged-off: Home equity loans0.1666%351
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.2169%2,393
Percentage Net Loans Charged-off: Loans to individuals0.0085%5,710
Percentage Net Loans Charged-off: Credit card loans0.0000%1,256
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0108%5,165
Percentage Net Loans Charged-off: Total real estate loans0.0082%2,594
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0186%2,076
Percentage Net Loans Charged-off: Home equity loans0.2212%229
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,095
Percentage Net Loans Charged-off: Loans to individuals0.0508%4,962
Percentage Net Loans Charged-off: Credit card loans0.0000%1,137
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0093%4,801
Percentage Net Loans Charged-off: Total real estate loans0.0132%2,080
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0312%1,589
Percentage Net Loans Charged-off: Home equity loans0.3355%143
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,652
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,727
Percentage Net Loans Charged-off: Credit card loans0.0000%1,005
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%4,399
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,843
Percentage Net Loans Charged-off: Credit card loans0.0000%826
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0578%4,571
Percentage Net Loans Charged-off: Total real estate loans0.0851%1,434
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.2203%768
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.2538%682
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,059
Percentage Net Loans Charged-off: Loans to individuals0.0213%6,123
Percentage Net Loans Charged-off: Credit card loans0.0000%1,459
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0783%3,536
Percentage Net Loans Charged-off: Total real estate loans0.1138%1,028
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.3006%485
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.3485%434
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,394
Percentage Net Loans Charged-off: Loans to individuals0.0285%5,643
Percentage Net Loans Charged-off: Credit card loans0.0000%1,324
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1201%2,607
Percentage Net Loans Charged-off: Total real estate loans0.1746%696
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.4716%298
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.5530%272
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,870
Percentage Net Loans Charged-off: Loans to individuals0.0438%5,045
Percentage Net Loans Charged-off: Credit card loans0.0000%1,186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2401%1,377
Percentage Net Loans Charged-off: Total real estate loans0.3697%304
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential1.0519%126
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net1.2625%121
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,245
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0079%8,023
Percentage Net Loans Charged-off: Total real estate loans-0.0105%8,099
Percentage Net Loans Charged-off:Construction & development0.1159%465
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.1205%8,617
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net-0.1369%8,614
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,271
Percentage Net Loans Charged-off: Loans to individuals-0.0045%7,979
Percentage Net Loans Charged-off: Credit card loans0.0000%1,629
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1716%2,621
Percentage Net Loans Charged-off: Total real estate loans0.2422%661
Percentage Net Loans Charged-off:Construction & development0.1594%338
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.4061%422
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.4572%390
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,624
Percentage Net Loans Charged-off: Loans to individuals-0.0060%7,780
Percentage Net Loans Charged-off: Credit card loans0.0000%1,504
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1021%3,365
Percentage Net Loans Charged-off: Total real estate loans0.1426%1,006
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.3085%558
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.3471%496
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,054
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,607
Percentage Net Loans Charged-off: Credit card loans0.0000%1,362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0651%3,412
Percentage Net Loans Charged-off: Total real estate loans0.0910%1,060
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.1971%682
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.2225%610
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,682
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1318%4,255
Percentage Net Loans Charged-off: Total real estate loans0.1631%1,325
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.3489%684
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.3880%621
Percentage Net Loans Charged-off: Commercial and industrial-0.4058%8,386
Percentage Net Loans Charged-off: Loans to individuals0.3246%5,169
Percentage Net Loans Charged-off: Credit card loans0.0000%1,842
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2566%2,460
Percentage Net Loans Charged-off: Total real estate loans0.2206%845
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.4787%407
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.5318%379
Percentage Net Loans Charged-off: Commercial and industrial0.5743%2,062
Percentage Net Loans Charged-off: Loans to individuals0.3921%4,345
Percentage Net Loans Charged-off: Credit card loans0.0000%1,741
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2598%2,303
Percentage Net Loans Charged-off: Total real estate loans0.2625%691
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.5797%320
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.6405%295
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,532
Percentage Net Loans Charged-off: Loans to individuals0.4842%3,634
Percentage Net Loans Charged-off: Credit card loans0.0000%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2280%2,148
Percentage Net Loans Charged-off: Total real estate loans0.3071%521
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.7024%242
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.7723%217
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,985
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1982%3,688
Percentage Net Loans Charged-off: Total real estate loans0.2566%871
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.5788%353
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.6190%336
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,878
Percentage Net Loans Charged-off: Loans to individuals0.0000%7,113
Percentage Net Loans Charged-off: Credit card loans0.0000%1,947
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3070%2,634
Percentage Net Loans Charged-off: Total real estate loans0.3798%518
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.7954%303
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.5300%348
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.5413%337
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,805
Percentage Net Loans Charged-off: Loans to individuals0.0000%7,235
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0359%6,206
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2052%3,166
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3620%2,064
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5531%1,336
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5317%1,648
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3883%2,235
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1681%11,762
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6779%634
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2291%6,892
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA