Home > American Bank > Income and Expense
American Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $23,683,000 | 1,367 |
| Total interest expense | $10,841,000 | 1,418 |
| Net interest income | $12,842,000 | 1,319 |
| Provision for loan and lease losses | $16,992,000 | 153 |
| Total noninterest income | $954,000 | 3,189 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $430,000 | 2,935 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $524,000 | 2,895 |
| Total noninterest expense | $3,996,000 | 3,195 |
| Salaries and employee benefits | $1,836,000 | 3,611 |
| Premises and equipment expense | $946,000 | 2,056 |
| Additional noninterest expense | $1,214,000 | 3,336 |
| Pre-tax net operating income | $-7,192,000 | 10,458 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-255,000 | 10,340 |
| Income before extraordinary items | $-6,937,000 | 10,448 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-6,937,000 | 10,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,753,000 | 213 |
| Cash dividends | $4,000,000 | 765 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-6,937,000 | 10,444 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $16,496,000 | 1,984 |
| Total interest expense | $7,271,000 | 2,091 |
| Net interest income | $9,225,000 | 1,886 |
| Provision for loan and lease losses | $1,175,000 | 870 |
| Total noninterest income | $547,000 | 4,713 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $433,000 | 3,010 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $114,000 | 6,420 |
| Total noninterest expense | $3,600,000 | 3,514 |
| Salaries and employee benefits | $1,709,000 | 3,822 |
| Premises and equipment expense | $752,000 | 2,567 |
| Additional noninterest expense | $1,139,000 | 3,496 |
| Pre-tax net operating income | $4,997,000 | 1,553 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $77,000 | 8,789 |
| Income before extraordinary items | $4,920,000 | 1,134 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,920,000 | 1,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $393,000 | 1,615 |
| Cash dividends | $2,910,000 | 980 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,920,000 | 1,103 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,029,000 | 2,570 |
| Total interest expense | $5,755,000 | 2,645 |
| Net interest income | $7,274,000 | 2,460 |
| Provision for loan and lease losses | $543,000 | 1,641 |
| Total noninterest income | $554,000 | 4,821 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $481,000 | 2,815 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $73,000 | 7,979 |
| Total noninterest expense | $3,479,000 | 3,787 |
| Salaries and employee benefits | $1,724,000 | 3,814 |
| Premises and equipment expense | $636,000 | 3,025 |
| Additional noninterest expense | $1,119,000 | 4,004 |
| Pre-tax net operating income | $3,806,000 | 1,909 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,453,000 | 1,647 |
| Income before extraordinary items | $2,353,000 | 2,108 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,353,000 | 2,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 2,487 |
| Cash dividends | $500,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,353,000 | 2,063 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,945,000 | 3,027 |
| Total interest expense | $4,538,000 | 3,290 |
| Net interest income | $6,407,000 | 2,789 |
| Provision for loan and lease losses | $408,000 | 1,839 |
| Total noninterest income | $535,000 | 4,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $425,000 | 3,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,935 |
| Total noninterest expense | $3,385,000 | 3,863 |
| Salaries and employee benefits | $1,621,000 | 4,001 |
| Premises and equipment expense | $609,000 | 3,172 |
| Additional noninterest expense | $1,155,000 | 3,871 |
| Pre-tax net operating income | $3,149,000 | 2,337 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,248,000 | 1,955 |
| Income before extraordinary items | $1,901,000 | 2,624 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,901,000 | 2,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,914 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,901,000 | 2,594 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,780,000 | 4,349 |
| Total interest expense | $2,225,000 | 5,115 |
| Net interest income | $4,555,000 | 3,880 |
| Provision for loan and lease losses | $152,000 | 3,572 |
| Total noninterest income | $343,000 | 6,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $274,000 | 4,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,689 |
| Total noninterest expense | $2,890,000 | 4,558 |
| Salaries and employee benefits | $1,414,000 | 4,512 |
| Premises and equipment expense | $576,000 | 3,392 |
| Additional noninterest expense | $900,000 | 5,166 |
| Pre-tax net operating income | $1,856,000 | 3,649 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $693,000 | 3,115 |
| Income before extraordinary items | $1,163,000 | 3,975 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,163,000 | 3,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,030 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,163,000 | 4,017 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,992,000 | 8,350 |
| Total interest expense | $885,000 | 9,615 |
| Net interest income | $2,107,000 | 7,415 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $224,000 | 8,790 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 6,494 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,096 |
| Total noninterest expense | $1,471,000 | 7,928 |
| Salaries and employee benefits | $742,000 | 7,699 |
| Premises and equipment expense | $271,000 | 6,324 |
| Additional noninterest expense | $458,000 | 8,638 |
| Pre-tax net operating income | $810,000 | 6,756 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $305,000 | 6,010 |
| Income before extraordinary items | $505,000 | 7,504 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $505,000 | 7,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $505,000 | 7,256 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,242,000 | 10,398 |
| Total interest expense | $819,000 | 11,245 |
| Net interest income | $1,423,000 | 9,539 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $241,000 | 8,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 6,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 10,222 |
| Total noninterest expense | $1,054,000 | 9,728 |
| Salaries and employee benefits | $498,000 | 9,802 |
| Premises and equipment expense | $145,000 | 9,267 |
| Additional noninterest expense | $411,000 | 9,431 |
| Pre-tax net operating income | $520,000 | 8,274 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $193,000 | 7,695 |
| Income before extraordinary items | $327,000 | 8,968 |
| Extraordinary gains, net | $57,000 | 951 |
| Net income | $384,000 | 8,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 5,311 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $327,000 | 8,614 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.