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American Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 52 | 3,358 |
| Assets and Liabilities | ||
| Total Assets: | $282,245,000 | 1,633 |
| Cash and due from depository institutions | $18,610,000 | 3,358 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $17,931,000 | 5,201 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $239,665,000 | 1,183 |
| Loan loss allowance | $10,143,000 | 455 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,836,000 | 2,840 |
| Other real estate owned | $0 | 3,358 |
| Goodwill and other intangibles | $695,000 | 1,630 |
| All other assets | $2,508,000 | 2,919 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $282,245,000 | 1,633 |
| Total liabilities | $265,035,000 | 1,553 |
| Total deposits | $231,367,000 | 1,625 |
| Interest-bearing deposits | $212,657,000 | 1,508 |
| Deposits held in domestic offices | $231,367,000 | 1,619 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $32,208,000 | 786 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,460,000 | 2,568 |
| Total equity capital | $17,210,000 | 2,602 |
| Total bank equity capital | $17,210,000 | 2,602 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,325,000 | 2,591 |
| Surplus | $17,176,000 | 1,001 |
| Undivided profits | $-1,291,000 | 10,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $819,000 | 2,779 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,686,000 | 1,240 |
| Earning assets | $257,596,000 | 1,644 |
| Long-term assets (5+ years) | $10,724,000 | 4,565 |
| Average Assets, year-to-date | $231,784,600 | 1,887 |
| Average Assets, quarterly | $271,447,000 | 1,660 |
| Volatile liabilities | $40,094,000 | 1,700 |
| Insider loans | $19,000 | 9,017 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $64,107,000 | 954 |
| Tier 1 (core) risk-based capital | $16,388,000 | 2,601 |
| Tier 2 risk-based capital | $3,345,720 | 1,018 |
| Total risk weighted assets | $260,859,920 | 1,113 |
| Total unused commitments | $64,107,000 | 959 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 53 | 3,421 |
| Assets and Liabilities | ||
| Total Assets: | $189,215,000 | 2,384 |
| Cash and due from depository institutions | $7,509,000 | 3,421 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $23,369,000 | 4,417 |
| Federal funds sold & reverse repurchase agreements | $7,300,000 | 1,904 |
| Net loans & leases | $145,815,000 | 1,927 |
| Loan loss allowance | $1,904,000 | 1,869 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,690,000 | 2,932 |
| Other real estate owned | $0 | 3,421 |
| Goodwill and other intangibles | $726,000 | 1,526 |
| All other assets | $1,806,000 | 3,819 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,215,000 | 2,384 |
| Total liabilities | $173,321,000 | 2,351 |
| Total deposits | $156,807,000 | 2,383 |
| Interest-bearing deposits | $141,148,000 | 2,288 |
| Deposits held in domestic offices | $156,807,000 | 2,375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $15,150,000 | 1,113 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,364,000 | 2,752 |
| Total equity capital | $15,894,000 | 2,781 |
| Total bank equity capital | $15,894,000 | 2,781 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,325,000 | 2,626 |
| Surplus | $4,935,000 | 2,820 |
| Undivided profits | $9,634,000 | 2,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $80,000 | 8,007 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,428,000 | 1,537 |
| Earning assets | $176,484,000 | 2,353 |
| Long-term assets (5+ years) | $12,681,000 | 3,749 |
| Average Assets, year-to-date | $166,363,000 | 2,564 |
| Average Assets, quarterly | $180,955,000 | 2,441 |
| Volatile liabilities | $24,186,000 | 2,551 |
| Insider loans | $22,000 | 9,440 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $19,492,000 | 2,148 |
| Tier 1 (core) risk-based capital | $15,053,000 | 2,818 |
| Tier 2 risk-based capital | $1,871,020 | 1,621 |
| Total risk weighted assets | $149,648,920 | 1,865 |
| Total unused commitments | $19,492,000 | 2,154 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 53 | 3,543 |
| Assets and Liabilities | ||
| Total Assets: | $148,993,000 | 3,063 |
| Cash and due from depository institutions | $4,262,000 | 3,543 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $15,397,000 | 6,311 |
| Federal funds sold & reverse repurchase agreements | $5,150,000 | 2,514 |
| Net loans & leases | $120,142,000 | 2,349 |
| Loan loss allowance | $1,122,000 | 3,173 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,090,000 | 3,660 |
| Other real estate owned | $0 | 3,543 |
| Goodwill and other intangibles | $757,000 | 1,435 |
| All other assets | $1,195,000 | 5,507 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $148,993,000 | 3,063 |
| Total liabilities | $135,172,000 | 3,045 |
| Total deposits | $133,817,000 | 2,859 |
| Interest-bearing deposits | $119,424,000 | 2,772 |
| Deposits held in domestic offices | $133,817,000 | 2,851 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,355,000 | 2,797 |
| Total equity capital | $13,821,000 | 3,215 |
| Total bank equity capital | $13,821,000 | 3,215 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,325,000 | 2,806 |
| Surplus | $4,935,000 | 2,897 |
| Undivided profits | $7,561,000 | 3,190 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $921,000 | 2,449 |
| Earning assets | $140,689,000 | 2,993 |
| Long-term assets (5+ years) | $14,397,000 | 3,350 |
| Average Assets, year-to-date | $135,917,800 | 3,190 |
| Average Assets, quarterly | $143,203,000 | 3,124 |
| Volatile liabilities | $22,957,000 | 2,618 |
| Insider loans | $25,000 | 9,843 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,936,000 | 3,401 |
| Tier 1 (core) risk-based capital | $13,012,000 | 3,294 |
| Tier 2 risk-based capital | $1,122,000 | 2,655 |
| Total risk weighted assets | $119,890,900 | 2,353 |
| Total unused commitments | $9,936,000 | 3,414 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 50 | 3,844 |
| Assets and Liabilities | ||
| Total Assets: | $127,548,000 | 3,536 |
| Cash and due from depository institutions | $3,896,000 | 3,844 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $12,726,000 | 7,363 |
| Federal funds sold & reverse repurchase agreements | $2,050,000 | 5,468 |
| Net loans & leases | $104,940,000 | 2,571 |
| Loan loss allowance | $805,000 | 4,227 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,971,000 | 3,759 |
| Other real estate owned | $0 | 3,844 |
| Goodwill and other intangibles | $787,000 | 1,306 |
| All other assets | $1,178,000 | 5,648 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,548,000 | 3,536 |
| Total liabilities | $115,548,000 | 3,513 |
| Total deposits | $113,710,000 | 3,366 |
| Interest-bearing deposits | $101,174,000 | 3,245 |
| Deposits held in domestic offices | $113,710,000 | 3,358 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,838,000 | 2,256 |
| Total equity capital | $12,000,000 | 3,666 |
| Total bank equity capital | $12,000,000 | 3,666 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,325,000 | 2,895 |
| Surplus | $4,935,000 | 2,888 |
| Undivided profits | $5,740,000 | 4,086 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $946,000 | 2,446 |
| Earning assets | $119,716,000 | 3,452 |
| Long-term assets (5+ years) | $8,142,000 | 4,554 |
| Average Assets, year-to-date | $108,352,600 | 3,952 |
| Average Assets, quarterly | $122,963,000 | 3,622 |
| Volatile liabilities | $22,354,000 | 2,411 |
| Insider loans | $1,410,000 | 2,912 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,476,000 | 3,169 |
| Tier 1 (core) risk-based capital | $11,129,000 | 3,809 |
| Tier 2 risk-based capital | $805,000 | 3,558 |
| Total risk weighted assets | $107,160,300 | 2,546 |
| Total unused commitments | $10,476,000 | 3,184 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 47 | 4,201 |
| Assets and Liabilities | ||
| Total Assets: | $88,787,000 | 4,852 |
| Cash and due from depository institutions | $6,029,000 | 4,201 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $12,770,000 | 7,796 |
| Federal funds sold & reverse repurchase agreements | $525,000 | 6,670 |
| Net loans & leases | $65,458,000 | 3,902 |
| Loan loss allowance | $490,000 | 6,279 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,089,000 | 3,516 |
| Other real estate owned | $0 | 4,201 |
| Goodwill and other intangibles | $818,000 | 1,182 |
| All other assets | $1,098,000 | 6,308 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,787,000 | 4,852 |
| Total liabilities | $79,897,000 | 4,869 |
| Total deposits | $79,179,000 | 4,692 |
| Interest-bearing deposits | $66,613,000 | 4,781 |
| Deposits held in domestic offices | $79,179,000 | 4,682 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $718,000 | 3,940 |
| Total equity capital | $8,890,000 | 4,519 |
| Total bank equity capital | $8,890,000 | 4,519 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,325,000 | 3,002 |
| Surplus | $3,775,000 | 3,526 |
| Undivided profits | $3,790,000 | 5,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $569,000 | 3,683 |
| Earning assets | $78,753,000 | 4,995 |
| Long-term assets (5+ years) | $3,638,000 | 6,906 |
| Average Assets, year-to-date | $78,575,000 | 5,288 |
| Average Assets, quarterly | $84,289,000 | 5,046 |
| Volatile liabilities | $13,559,000 | 3,467 |
| Insider loans | $1,350,000 | 2,940 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,453,000 | 5,247 |
| Tier 1 (core) risk-based capital | $8,287,000 | 4,850 |
| Tier 2 risk-based capital | $490,000 | 5,366 |
| Total risk weighted assets | $68,229,100 | 3,749 |
| Total unused commitments | $4,453,000 | 5,254 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 35 | 5,698 |
| Assets and Liabilities | ||
| Total Assets: | $39,439,000 | 8,910 |
| Cash and due from depository institutions | $2,631,000 | 5,698 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $8,161,000 | 9,815 |
| Federal funds sold & reverse repurchase agreements | $2,550,000 | 4,911 |
| Net loans & leases | $24,440,000 | 7,924 |
| Loan loss allowance | $244,000 | 9,477 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,323,000 | 5,127 |
| Other real estate owned | $0 | 5,698 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $334,000 | 10,933 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,439,000 | 8,910 |
| Total liabilities | $35,477,000 | 8,930 |
| Total deposits | $35,098,000 | 8,827 |
| Interest-bearing deposits | $28,303,000 | 9,081 |
| Deposits held in domestic offices | $35,098,000 | 8,821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $379,000 | 6,534 |
| Total equity capital | $3,962,000 | 8,436 |
| Total bank equity capital | $3,962,000 | 8,436 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $750,000 | 4,837 |
| Surplus | $2,154,000 | 5,242 |
| Undivided profits | $1,058,000 | 9,380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $160,000 | 9,190 |
| Earning assets | $35,151,000 | 9,010 |
| Long-term assets (5+ years) | $4,059,000 | 7,010 |
| Average Assets, year-to-date | $33,623,200 | 9,500 |
| Average Assets, quarterly | $37,621,500 | 9,075 |
| Volatile liabilities | $7,226,000 | 5,184 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,833,000 | 5,634 |
| Tier 1 (core) risk-based capital | $3,962,000 | 8,347 |
| Tier 2 risk-based capital | $244,000 | 8,466 |
| Total risk weighted assets | $26,576,200 | 7,845 |
| Total unused commitments | $3,833,000 | 5,655 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 19 | 8,886 |
| Assets and Liabilities | ||
| Total Assets: | $29,746,000 | 10,470 |
| Cash and due from depository institutions | $1,816,000 | 8,886 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $7,143,000 | 10,450 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 5,940 |
| Net loans & leases | $17,320,000 | 9,546 |
| Loan loss allowance | $190,000 | 10,716 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $947,000 | 6,422 |
| Other real estate owned | $0 | 8,886 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $220,000 | 12,631 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,746,000 | 10,470 |
| Total liabilities | $26,989,000 | 10,441 |
| Total deposits | $26,808,000 | 10,333 |
| Interest-bearing deposits | $20,114,000 | 10,929 |
| Deposits held in domestic offices | $26,808,000 | 10,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $181,000 | 10,447 |
| Total equity capital | $2,757,000 | 10,144 |
| Total bank equity capital | $2,757,000 | 10,144 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $750,000 | 5,077 |
| Surplus | $1,454,000 | 6,767 |
| Undivided profits | $553,000 | 10,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $110,000 | 11,233 |
| Earning assets | $26,763,000 | 10,485 |
| Long-term assets (5+ years) | $2,813,000 | 8,156 |
| Average Assets, year-to-date | $25,889,600 | 10,939 |
| Average Assets, quarterly | $28,699,000 | 10,555 |
| Volatile liabilities | $3,725,000 | 7,717 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,080,000 | 8,983 |
| Tier 1 (core) risk-based capital | $2,757,000 | 10,085 |
| Tier 2 risk-based capital | $190,000 | 9,676 |
| Total risk weighted assets | $19,314,800 | 9,459 |
| Total unused commitments | $1,080,000 | 9,011 |
| Derivatives | $0 | 651 |