Home > American Bank > Income and Expense
American Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,530,000 | 8,924 |
| Total interest expense | $847,000 | 9,803 |
| Net interest income | $1,683,000 | 8,064 |
| Provision for loan and lease losses | $3,000 | 8,797 |
| Total noninterest income | $477,000 | 5,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $394,000 | 3,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,842 |
| Total noninterest expense | $1,415,000 | 7,539 |
| Salaries and employee benefits | $594,000 | 8,395 |
| Premises and equipment expense | $219,000 | 6,844 |
| Additional noninterest expense | $602,000 | 6,524 |
| Pre-tax net operating income | $742,000 | 7,104 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $191,000 | 7,580 |
| Income before extraordinary items | $551,000 | 6,895 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $551,000 | 6,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $80,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $551,000 | 6,872 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,413,000 | 9,070 |
| Total interest expense | $723,000 | 9,977 |
| Net interest income | $1,690,000 | 8,334 |
| Provision for loan and lease losses | $55,000 | 5,922 |
| Total noninterest income | $483,000 | 5,424 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $407,000 | 3,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,407 |
| Total noninterest expense | $1,343,000 | 8,109 |
| Salaries and employee benefits | $557,000 | 8,909 |
| Premises and equipment expense | $203,000 | 7,369 |
| Additional noninterest expense | $583,000 | 7,157 |
| Pre-tax net operating income | $775,000 | 7,010 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $257,000 | 6,426 |
| Income before extraordinary items | $516,000 | 7,182 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $516,000 | 7,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,867 |
| Cash dividends | $40,000 | 8,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $517,340 | 7,208 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,416,000 | 9,365 |
| Total interest expense | $764,000 | 10,239 |
| Net interest income | $1,652,000 | 8,634 |
| Provision for loan and lease losses | $40,000 | 7,927 |
| Total noninterest income | $502,000 | 5,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $424,000 | 3,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,723 |
| Total noninterest expense | $1,393,000 | 8,214 |
| Salaries and employee benefits | $519,000 | 9,467 |
| Premises and equipment expense | $184,000 | 8,036 |
| Additional noninterest expense | $690,000 | 6,635 |
| Pre-tax net operating income | $721,000 | 7,250 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $29,000 | 11,409 |
| Income before extraordinary items | $692,000 | 6,166 |
| Extraordinary gains, net | $34,000 | 2,416 |
| Net income | $726,000 | 6,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 7,654 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $692,000 | 5,895 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,626,000 | 9,673 |
| Total interest expense | $1,048,000 | 10,189 |
| Net interest income | $1,578,000 | 9,020 |
| Provision for loan and lease losses | $118,000 | 6,873 |
| Total noninterest income | $654,000 | 4,657 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $440,000 | 3,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 5,441 |
| Total noninterest expense | $2,033,000 | 6,292 |
| Salaries and employee benefits | $511,000 | 9,674 |
| Premises and equipment expense | $190,000 | 8,078 |
| Additional noninterest expense | $1,332,000 | 3,951 |
| Pre-tax net operating income | $81,000 | 12,187 |
| Securities gains (losses) | $53,000 | 4,016 |
| Applicable income taxes | $46,000 | 11,363 |
| Income before extraordinary items | $88,000 | 12,104 |
| Extraordinary gains, net | $41,000 | 1,051 |
| Net income | $129,000 | 11,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 6,145 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $53,020 | 12,266 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.