Home > American Bank > Income and Expense
American Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,820,000 | 3,372 |
| Total interest expense | $3,760,000 | 3,985 |
| Net interest income | $6,060,000 | 2,927 |
| Provision for loan and lease losses | $212,000 | 3,998 |
| Total noninterest income | $1,536,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $748,000 | 2,026 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $788,000 | 2,414 |
| Total noninterest expense | $4,577,000 | 3,042 |
| Salaries and employee benefits | $2,645,000 | 2,816 |
| Premises and equipment expense | $490,000 | 3,943 |
| Additional noninterest expense | $1,442,000 | 2,971 |
| Pre-tax net operating income | $2,807,000 | 2,420 |
| Securities gains (losses) | $29,000 | 2,852 |
| Applicable income taxes | $1,034,000 | 2,027 |
| Income before extraordinary items | $1,802,000 | 2,782 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,802,000 | 2,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 3,106 |
| Cash dividends | $128,000 | 5,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,783,440 | 2,730 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,464,000 | 3,564 |
| Total interest expense | $4,569,000 | 3,574 |
| Net interest income | $4,895,000 | 3,547 |
| Provision for loan and lease losses | $218,000 | 3,553 |
| Total noninterest income | $1,129,000 | 2,893 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $629,000 | 2,192 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $500,000 | 2,949 |
| Total noninterest expense | $4,113,000 | 3,255 |
| Salaries and employee benefits | $2,294,000 | 3,064 |
| Premises and equipment expense | $436,000 | 4,231 |
| Additional noninterest expense | $1,383,000 | 3,021 |
| Pre-tax net operating income | $1,693,000 | 3,722 |
| Securities gains (losses) | $-23,000 | 8,808 |
| Applicable income taxes | $618,000 | 3,042 |
| Income before extraordinary items | $1,052,000 | 4,237 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,052,000 | 4,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,633 |
| Cash dividends | $128,000 | 5,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,066,720 | 4,208 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,132,000 | 3,853 |
| Total interest expense | $3,571,000 | 3,970 |
| Net interest income | $4,561,000 | 3,741 |
| Provision for loan and lease losses | $166,000 | 4,030 |
| Total noninterest income | $778,000 | 3,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $515,000 | 2,563 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $263,000 | 4,331 |
| Total noninterest expense | $3,555,000 | 3,662 |
| Salaries and employee benefits | $1,998,000 | 3,445 |
| Premises and equipment expense | $331,000 | 5,158 |
| Additional noninterest expense | $1,226,000 | 3,362 |
| Pre-tax net operating income | $1,618,000 | 3,896 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $581,000 | 3,285 |
| Income before extraordinary items | $1,039,000 | 4,306 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,039,000 | 4,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,647 |
| Cash dividends | $129,000 | 5,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,037,720 | 4,276 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,856,000 | 4,471 |
| Total interest expense | $2,776,000 | 4,996 |
| Net interest income | $4,080,000 | 4,054 |
| Provision for loan and lease losses | $168,000 | 3,936 |
| Total noninterest income | $816,000 | 3,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $399,000 | 3,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $417,000 | 3,342 |
| Total noninterest expense | $2,721,000 | 4,484 |
| Salaries and employee benefits | $1,472,000 | 4,302 |
| Premises and equipment expense | $316,000 | 5,222 |
| Additional noninterest expense | $933,000 | 4,173 |
| Pre-tax net operating income | $2,007,000 | 3,333 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $719,000 | 2,966 |
| Income before extraordinary items | $1,290,000 | 3,721 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,290,000 | 3,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,101 |
| Cash dividends | $128,000 | 5,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,288,720 | 3,629 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,011,000 | 5,065 |
| Total interest expense | $2,302,000 | 5,717 |
| Net interest income | $3,709,000 | 4,520 |
| Provision for loan and lease losses | $104,000 | 5,080 |
| Total noninterest income | $494,000 | 5,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $406,000 | 3,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,136 |
| Total noninterest expense | $2,397,000 | 4,954 |
| Salaries and employee benefits | $1,200,000 | 5,099 |
| Premises and equipment expense | $245,000 | 6,130 |
| Additional noninterest expense | $952,000 | 4,084 |
| Pre-tax net operating income | $1,702,000 | 4,036 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $589,000 | 3,737 |
| Income before extraordinary items | $1,114,000 | 4,314 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,114,000 | 4,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,573 |
| Cash dividends | $112,000 | 6,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,113,350 | 4,249 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,107,000 | 5,846 |
| Total interest expense | $1,876,000 | 6,666 |
| Net interest income | $3,231,000 | 5,156 |
| Provision for loan and lease losses | $90,000 | 5,326 |
| Total noninterest income | $481,000 | 5,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $384,000 | 3,455 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,219 |
| Total noninterest expense | $2,207,000 | 5,528 |
| Salaries and employee benefits | $1,110,000 | 5,547 |
| Premises and equipment expense | $229,000 | 6,546 |
| Additional noninterest expense | $868,000 | 4,885 |
| Pre-tax net operating income | $1,415,000 | 4,541 |
| Securities gains (losses) | $18,000 | 2,073 |
| Applicable income taxes | $489,000 | 4,216 |
| Income before extraordinary items | $944,000 | 4,712 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $944,000 | 4,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,529 |
| Cash dividends | $96,000 | 6,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $932,120 | 4,702 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,157,000 | 6,833 |
| Total interest expense | $1,564,000 | 7,519 |
| Net interest income | $2,593,000 | 6,137 |
| Provision for loan and lease losses | $72,000 | 5,348 |
| Total noninterest income | $503,000 | 5,158 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $420,000 | 3,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,842 |
| Total noninterest expense | $1,898,000 | 6,232 |
| Salaries and employee benefits | $928,000 | 6,415 |
| Premises and equipment expense | $235,000 | 6,590 |
| Additional noninterest expense | $735,000 | 5,627 |
| Pre-tax net operating income | $1,126,000 | 5,503 |
| Securities gains (losses) | $-78,000 | 11,389 |
| Applicable income taxes | $367,000 | 5,253 |
| Income before extraordinary items | $681,000 | 6,112 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $681,000 | 6,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $88,000 | 7,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $731,700 | 5,788 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,335,000 | 7,574 |
| Total interest expense | $1,120,000 | 8,215 |
| Net interest income | $2,215,000 | 7,055 |
| Provision for loan and lease losses | $68,000 | 5,388 |
| Total noninterest income | $439,000 | 5,780 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $381,000 | 3,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,194 |
| Total noninterest expense | $1,763,000 | 6,791 |
| Salaries and employee benefits | $856,000 | 6,897 |
| Premises and equipment expense | $257,000 | 6,405 |
| Additional noninterest expense | $650,000 | 6,680 |
| Pre-tax net operating income | $823,000 | 6,758 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $246,000 | 6,601 |
| Income before extraordinary items | $577,000 | 6,713 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $577,000 | 6,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $80,000 | 7,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $577,000 | 6,771 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,175,000 | 8,053 |
| Total interest expense | $1,045,000 | 8,900 |
| Net interest income | $2,130,000 | 7,356 |
| Provision for loan and lease losses | $38,000 | 8,041 |
| Total noninterest income | $452,000 | 5,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $365,000 | 3,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 8,348 |
| Total noninterest expense | $1,629,000 | 7,413 |
| Salaries and employee benefits | $786,000 | 7,401 |
| Premises and equipment expense | $212,000 | 7,448 |
| Additional noninterest expense | $631,000 | 7,067 |
| Pre-tax net operating income | $915,000 | 6,281 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $308,000 | 5,974 |
| Income before extraordinary items | $621,000 | 6,626 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $621,000 | 6,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 6,769 |
| Cash dividends | $72,000 | 7,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $611,620 | 6,446 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,790,000 | 9,349 |
| Total interest expense | $978,000 | 10,502 |
| Net interest income | $1,812,000 | 8,304 |
| Provision for loan and lease losses | $82,000 | 7,825 |
| Total noninterest income | $429,000 | 6,277 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $358,000 | 3,833 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 9,237 |
| Total noninterest expense | $1,366,000 | 8,418 |
| Salaries and employee benefits | $700,000 | 7,978 |
| Premises and equipment expense | $140,000 | 9,399 |
| Additional noninterest expense | $526,000 | 8,233 |
| Pre-tax net operating income | $793,000 | 6,600 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $280,000 | 6,218 |
| Income before extraordinary items | $519,000 | 7,170 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $519,000 | 7,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 8,662 |
| Cash dividends | $64,000 | 7,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $515,100 | 6,826 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.