Home > American Bank > Income and Expense
American Bank, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,194,000 | 5,465 |
| Total interest expense | $720,000 | 5,058 |
| Net interest income | $1,474,000 | 5,555 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $372,000 | 4,218 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $80,000 | 5,480 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $292,000 | 3,113 |
| Total noninterest expense | $1,042,000 | 5,920 |
| Salaries and employee benefits | $582,000 | 5,850 |
| Premises and equipment expense | $127,000 | 6,165 |
| Additional noninterest expense | $333,000 | 5,686 |
| Pre-tax net operating income | $804,000 | 4,274 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $804,000 | 3,625 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $804,000 | 3,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $560,000 | 2,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $804,000 | 3,577 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,069,000 | 5,530 |
| Total interest expense | $347,000 | 5,082 |
| Net interest income | $722,000 | 5,641 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $201,000 | 3,969 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $40,000 | 5,458 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $161,000 | 2,845 |
| Total noninterest expense | $514,000 | 6,005 |
| Salaries and employee benefits | $309,000 | 5,696 |
| Premises and equipment expense | $61,000 | 6,293 |
| Additional noninterest expense | $144,000 | 6,135 |
| Pre-tax net operating income | $409,000 | 4,213 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $409,000 | 3,566 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $409,000 | 3,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $409,000 | 3,529 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,829,000 | 5,688 |
| Total interest expense | $1,113,000 | 5,346 |
| Net interest income | $2,716,000 | 5,731 |
| Provision for loan and lease losses | $72,000 | 5,454 |
| Total noninterest income | $519,000 | 5,170 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $143,000 | 5,885 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $376,000 | 3,822 |
| Total noninterest expense | $1,999,000 | 6,005 |
| Salaries and employee benefits | $1,144,000 | 5,843 |
| Premises and equipment expense | $262,000 | 6,062 |
| Additional noninterest expense | $593,000 | 6,012 |
| Pre-tax net operating income | $1,164,000 | 4,868 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $285,000 | 4,258 |
| Income before extraordinary items | $879,000 | 5,040 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $879,000 | 5,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,254 |
| Cash dividends | $60,000 | 5,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $879,000 | 4,964 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,805,000 | 5,760 |
| Total interest expense | $806,000 | 5,431 |
| Net interest income | $1,999,000 | 5,798 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $392,000 | 5,181 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $104,000 | 5,986 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $288,000 | 3,807 |
| Total noninterest expense | $1,470,000 | 6,025 |
| Salaries and employee benefits | $836,000 | 5,881 |
| Premises and equipment expense | $196,000 | 6,042 |
| Additional noninterest expense | $438,000 | 6,019 |
| Pre-tax net operating income | $921,000 | 4,814 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $285,000 | 3,877 |
| Income before extraordinary items | $636,000 | 5,208 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $636,000 | 5,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,217 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $636,000 | 5,120 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,842,000 | 5,817 |
| Total interest expense | $524,000 | 5,520 |
| Net interest income | $1,318,000 | 5,831 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $260,000 | 5,185 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $68,000 | 6,033 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $192,000 | 3,811 |
| Total noninterest expense | $989,000 | 6,032 |
| Salaries and employee benefits | $563,000 | 5,890 |
| Premises and equipment expense | $134,000 | 6,006 |
| Additional noninterest expense | $292,000 | 6,056 |
| Pre-tax net operating income | $589,000 | 4,882 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $285,000 | 3,165 |
| Income before extraordinary items | $304,000 | 6,011 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $304,000 | 6,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $304,000 | 5,928 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $912,000 | 5,880 |
| Total interest expense | $256,000 | 5,651 |
| Net interest income | $656,000 | 5,843 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $122,000 | 5,292 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $37,000 | 5,836 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $85,000 | 4,044 |
| Total noninterest expense | $501,000 | 6,043 |
| Salaries and employee benefits | $291,000 | 5,818 |
| Premises and equipment expense | $70,000 | 5,876 |
| Additional noninterest expense | $140,000 | 6,209 |
| Pre-tax net operating income | $277,000 | 5,020 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $94,000 | 3,887 |
| Income before extraordinary items | $183,000 | 5,549 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $183,000 | 5,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $183,000 | 5,434 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,185,000 | 5,482 |
| Total interest expense | $1,212,000 | 5,541 |
| Net interest income | $2,973,000 | 5,336 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $378,000 | 6,082 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $153,000 | 5,820 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $225,000 | 5,046 |
| Total noninterest expense | $2,106,000 | 5,813 |
| Salaries and employee benefits | $1,218,000 | 5,594 |
| Premises and equipment expense | $294,000 | 5,715 |
| Additional noninterest expense | $594,000 | 6,021 |
| Pre-tax net operating income | $1,245,000 | 4,590 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $431,000 | 3,637 |
| Income before extraordinary items | $814,000 | 5,197 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $814,000 | 5,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,027 |
| Cash dividends | $300,000 | 4,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $814,000 | 5,041 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,253,000 | 5,427 |
| Total interest expense | $957,000 | 5,515 |
| Net interest income | $2,296,000 | 5,264 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $296,000 | 6,043 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $124,000 | 5,723 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $172,000 | 5,069 |
| Total noninterest expense | $1,599,000 | 5,762 |
| Salaries and employee benefits | $916,000 | 5,537 |
| Premises and equipment expense | $229,000 | 5,589 |
| Additional noninterest expense | $454,000 | 5,952 |
| Pre-tax net operating income | $993,000 | 4,557 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $346,000 | 3,659 |
| Income before extraordinary items | $647,000 | 5,189 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $647,000 | 5,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $647,000 | 5,010 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,278,000 | 5,303 |
| Total interest expense | $662,000 | 5,516 |
| Net interest income | $1,616,000 | 5,075 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $201,000 | 5,995 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $85,000 | 5,628 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $116,000 | 5,059 |
| Total noninterest expense | $1,068,000 | 5,760 |
| Salaries and employee benefits | $609,000 | 5,569 |
| Premises and equipment expense | $160,000 | 5,447 |
| Additional noninterest expense | $299,000 | 5,990 |
| Pre-tax net operating income | $749,000 | 4,240 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $261,000 | 3,477 |
| Income before extraordinary items | $488,000 | 4,866 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $488,000 | 4,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $488,000 | 4,650 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,115,000 | 5,387 |
| Total interest expense | $336,000 | 5,571 |
| Net interest income | $779,000 | 5,195 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $113,000 | 5,598 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $53,000 | 5,050 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $60,000 | 4,921 |
| Total noninterest expense | $521,000 | 5,860 |
| Salaries and employee benefits | $308,000 | 5,537 |
| Premises and equipment expense | $76,000 | 5,602 |
| Additional noninterest expense | $137,000 | 6,250 |
| Pre-tax net operating income | $371,000 | 4,228 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $130,000 | 3,490 |
| Income before extraordinary items | $241,000 | 4,806 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $241,000 | 4,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $241,000 | 4,618 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,495,000 | 5,533 |
| Total interest expense | $1,547,000 | 5,629 |
| Net interest income | $2,948,000 | 5,340 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $571,000 | 4,859 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $161,000 | 5,692 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $410,000 | 3,657 |
| Total noninterest expense | $2,129,000 | 5,651 |
| Salaries and employee benefits | $1,193,000 | 5,501 |
| Premises and equipment expense | $309,000 | 5,475 |
| Additional noninterest expense | $627,000 | 5,778 |
| Pre-tax net operating income | $1,390,000 | 4,309 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $492,000 | 3,479 |
| Income before extraordinary items | $898,000 | 4,894 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $898,000 | 4,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,791 |
| Cash dividends | $600,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $898,000 | 4,761 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,311,000 | 5,419 |
| Total interest expense | $2,512,000 | 5,379 |
| Net interest income | $2,799,000 | 5,320 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $443,000 | 5,413 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $174,000 | 5,460 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $269,000 | 4,345 |
| Total noninterest expense | $2,072,000 | 5,608 |
| Salaries and employee benefits | $1,215,000 | 5,267 |
| Premises and equipment expense | $284,000 | 5,701 |
| Additional noninterest expense | $573,000 | 6,011 |
| Pre-tax net operating income | $1,170,000 | 4,484 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $400,000 | 3,735 |
| Income before extraordinary items | $771,000 | 4,963 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $771,000 | 4,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,796 |
| Cash dividends | $600,000 | 3,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $770,340 | 4,849 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,084,000 | 5,031 |
| Total interest expense | $3,014,000 | 4,907 |
| Net interest income | $3,070,000 | 5,074 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $829,000 | 3,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 5,391 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $651,000 | 2,498 |
| Total noninterest expense | $2,074,000 | 5,545 |
| Salaries and employee benefits | $1,191,000 | 5,258 |
| Premises and equipment expense | $290,000 | 5,532 |
| Additional noninterest expense | $593,000 | 5,841 |
| Pre-tax net operating income | $1,825,000 | 3,537 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $665,000 | 2,903 |
| Income before extraordinary items | $1,160,000 | 3,956 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,160,000 | 3,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $600,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,160,000 | 3,944 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,697,000 | 5,118 |
| Total interest expense | $2,627,000 | 5,055 |
| Net interest income | $3,070,000 | 5,069 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $490,000 | 5,018 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 4,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $266,000 | 4,303 |
| Total noninterest expense | $2,295,000 | 5,171 |
| Salaries and employee benefits | $1,298,000 | 4,878 |
| Premises and equipment expense | $337,000 | 5,101 |
| Additional noninterest expense | $660,000 | 5,465 |
| Pre-tax net operating income | $1,265,000 | 4,605 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $436,000 | 3,937 |
| Income before extraordinary items | $829,000 | 4,989 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $829,000 | 4,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,882 |
| Cash dividends | $600,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $829,000 | 4,953 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,831,000 | 5,109 |
| Total interest expense | $2,795,000 | 4,966 |
| Net interest income | $3,036,000 | 5,096 |
| Provision for loan and lease losses | $33,000 | 7,242 |
| Total noninterest income | $392,000 | 5,685 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 4,944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,269 |
| Total noninterest expense | $2,150,000 | 5,311 |
| Salaries and employee benefits | $1,242,000 | 4,940 |
| Premises and equipment expense | $157,000 | 7,493 |
| Additional noninterest expense | $751,000 | 4,887 |
| Pre-tax net operating income | $1,245,000 | 4,764 |
| Securities gains (losses) | $48,000 | 1,766 |
| Applicable income taxes | $482,000 | 3,928 |
| Income before extraordinary items | $811,000 | 5,154 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $811,000 | 5,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $610,000 | 3,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $780,280 | 5,168 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,273,000 | 5,579 |
| Total interest expense | $2,485,000 | 5,436 |
| Net interest income | $2,788,000 | 5,597 |
| Provision for loan and lease losses | $112,000 | 4,932 |
| Total noninterest income | $423,000 | 5,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 5,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 4,893 |
| Total noninterest expense | $1,837,000 | 5,995 |
| Salaries and employee benefits | $1,128,000 | 5,366 |
| Premises and equipment expense | $321,000 | 5,221 |
| Additional noninterest expense | $388,000 | 7,459 |
| Pre-tax net operating income | $1,262,000 | 5,075 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $452,000 | 4,520 |
| Income before extraordinary items | $810,000 | 5,410 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $810,000 | 5,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $810,000 | 5,362 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,477,000 | 6,427 |
| Total interest expense | $2,005,000 | 6,399 |
| Net interest income | $2,472,000 | 6,236 |
| Provision for loan and lease losses | $84,000 | 5,516 |
| Total noninterest income | $434,000 | 5,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 5,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 5,068 |
| Total noninterest expense | $1,692,000 | 6,622 |
| Salaries and employee benefits | $1,014,000 | 5,927 |
| Premises and equipment expense | $297,000 | 5,639 |
| Additional noninterest expense | $381,000 | 8,040 |
| Pre-tax net operating income | $1,130,000 | 5,318 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $383,000 | 5,029 |
| Income before extraordinary items | $747,000 | 5,539 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $747,000 | 5,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,315 |
| Cash dividends | $407,000 | 3,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $747,000 | 5,488 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,032,000 | 6,957 |
| Total interest expense | $1,690,000 | 7,159 |
| Net interest income | $2,342,000 | 6,590 |
| Provision for loan and lease losses | $91,000 | 4,801 |
| Total noninterest income | $432,000 | 5,683 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 5,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 5,077 |
| Total noninterest expense | $1,609,000 | 6,953 |
| Salaries and employee benefits | $919,000 | 6,468 |
| Premises and equipment expense | $310,000 | 5,489 |
| Additional noninterest expense | $380,000 | 8,396 |
| Pre-tax net operating income | $1,074,000 | 5,699 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $382,000 | 5,108 |
| Income before extraordinary items | $692,000 | 6,046 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $692,000 | 6,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 10,916 |
| Cash dividends | $390,000 | 3,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $692,000 | 6,023 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,230,000 | 7,720 |
| Total interest expense | $1,222,000 | 7,813 |
| Net interest income | $2,008,000 | 7,545 |
| Provision for loan and lease losses | $82,000 | 4,991 |
| Total noninterest income | $373,000 | 6,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 6,166 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 5,477 |
| Total noninterest expense | $1,538,000 | 7,483 |
| Salaries and employee benefits | $856,000 | 6,897 |
| Premises and equipment expense | $214,000 | 7,153 |
| Additional noninterest expense | $468,000 | 8,175 |
| Pre-tax net operating income | $761,000 | 7,077 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $279,000 | 6,136 |
| Income before extraordinary items | $482,000 | 7,448 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $482,000 | 7,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $482,000 | 7,490 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,148,000 | 8,102 |
| Total interest expense | $1,132,000 | 8,552 |
| Net interest income | $2,016,000 | 7,626 |
| Provision for loan and lease losses | $42,000 | 7,871 |
| Total noninterest income | $356,000 | 6,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 6,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 6,217 |
| Total noninterest expense | $1,559,000 | 7,623 |
| Salaries and employee benefits | $849,000 | 7,021 |
| Premises and equipment expense | $227,000 | 7,148 |
| Additional noninterest expense | $483,000 | 8,399 |
| Pre-tax net operating income | $771,000 | 6,968 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $292,000 | 6,176 |
| Income before extraordinary items | $487,000 | 7,664 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $487,000 | 7,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 8,052 |
| Cash dividends | $176,000 | 5,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $481,880 | 7,446 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,042,000 | 8,901 |
| Total interest expense | $1,195,000 | 9,623 |
| Net interest income | $1,847,000 | 8,201 |
| Provision for loan and lease losses | $57,000 | 8,768 |
| Total noninterest income | $324,000 | 7,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 6,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 7,060 |
| Total noninterest expense | $1,480,000 | 7,984 |
| Salaries and employee benefits | $754,000 | 7,581 |
| Premises and equipment expense | $257,000 | 6,653 |
| Additional noninterest expense | $469,000 | 8,770 |
| Pre-tax net operating income | $634,000 | 7,491 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $241,000 | 6,810 |
| Income before extraordinary items | $393,000 | 8,293 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $393,000 | 8,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 549 |
| Net operating income | $393,000 | 7,931 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.