Home > American Bank > Income and Expense
American Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,718,000 | 1,460 |
| Total interest expense | $728,000 | 1,851 |
| Net interest income | $7,990,000 | 1,420 |
| Provision for loan and lease losses | $434,000 | 963 |
| Total noninterest income | $1,455,000 | 1,655 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $205,000 | 2,402 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,250,000 | 1,345 |
| Total noninterest expense | $5,287,000 | 1,810 |
| Salaries and employee benefits | $3,097,000 | 1,732 |
| Premises and equipment expense | $426,000 | 2,397 |
| Additional noninterest expense | $1,764,000 | 1,720 |
| Pre-tax net operating income | $3,724,000 | 1,182 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,313,000 | 870 |
| Income before extraordinary items | $2,411,000 | 1,438 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,411,000 | 1,438 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,411,000 | 1,438 |
| Net charge-offs | $-8,000 | 4,897 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,411,000 | 1,393 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,411,000 | 1,435 |
| Total interest expense | $398,000 | 1,701 |
| Net interest income | $4,013,000 | 1,416 |
| Provision for loan and lease losses | $228,000 | 864 |
| Total noninterest income | $622,000 | 1,795 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $97,000 | 2,478 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $525,000 | 1,461 |
| Total noninterest expense | $2,556,000 | 1,871 |
| Salaries and employee benefits | $1,542,000 | 1,746 |
| Premises and equipment expense | $159,000 | 2,961 |
| Additional noninterest expense | $855,000 | 1,747 |
| Pre-tax net operating income | $1,851,000 | 1,159 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $648,000 | 862 |
| Income before extraordinary items | $1,203,000 | 1,412 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,203,000 | 1,412 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,203,000 | 1,413 |
| Net charge-offs | $-4,000 | 4,749 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,203,000 | 1,374 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $20,192,000 | 1,265 |
| Total interest expense | $1,352,000 | 1,929 |
| Net interest income | $18,840,000 | 1,211 |
| Provision for loan and lease losses | $3,288,000 | 295 |
| Total noninterest income | $2,425,000 | 1,857 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $408,000 | 2,480 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,017,000 | 1,512 |
| Total noninterest expense | $10,474,000 | 1,806 |
| Salaries and employee benefits | $5,666,000 | 1,842 |
| Premises and equipment expense | $1,047,000 | 2,103 |
| Additional noninterest expense | $3,761,000 | 1,615 |
| Pre-tax net operating income | $7,503,000 | 1,135 |
| Securities gains (losses) | $71,000 | 1,384 |
| Applicable income taxes | $2,687,000 | 816 |
| Income before extraordinary items | $4,887,000 | 1,382 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,887,000 | 1,381 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,887,000 | 1,382 |
| Net charge-offs | $-48,000 | 5,550 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,840,850 | 1,368 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $15,587,000 | 1,234 |
| Total interest expense | $1,009,000 | 1,952 |
| Net interest income | $14,578,000 | 1,179 |
| Provision for loan and lease losses | $2,949,000 | 248 |
| Total noninterest income | $1,877,000 | 1,833 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $304,000 | 2,503 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,573,000 | 1,481 |
| Total noninterest expense | $8,181,000 | 1,746 |
| Salaries and employee benefits | $4,593,000 | 1,725 |
| Premises and equipment expense | $593,000 | 2,613 |
| Additional noninterest expense | $2,995,000 | 1,529 |
| Pre-tax net operating income | $5,325,000 | 1,196 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,865,000 | 886 |
| Income before extraordinary items | $3,460,000 | 1,460 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,460,000 | 1,461 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,460,000 | 1,461 |
| Net charge-offs | $-38,000 | 5,533 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,460,000 | 1,428 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $10,427,000 | 1,224 |
| Total interest expense | $675,000 | 1,949 |
| Net interest income | $9,752,000 | 1,171 |
| Provision for loan and lease losses | $2,093,000 | 236 |
| Total noninterest income | $1,339,000 | 1,758 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $198,000 | 2,513 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,141,000 | 1,414 |
| Total noninterest expense | $5,513,000 | 1,736 |
| Salaries and employee benefits | $3,077,000 | 1,725 |
| Premises and equipment expense | $345,000 | 2,893 |
| Additional noninterest expense | $2,091,000 | 1,475 |
| Pre-tax net operating income | $3,485,000 | 1,209 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,215,000 | 898 |
| Income before extraordinary items | $2,270,000 | 1,462 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,270,000 | 1,462 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,270,000 | 1,463 |
| Net charge-offs | $-29,000 | 5,584 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,270,000 | 1,422 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,638,000 | 1,136 |
| Total interest expense | $336,000 | 1,982 |
| Net interest income | $5,302,000 | 1,074 |
| Provision for loan and lease losses | $1,514,000 | 166 |
| Total noninterest income | $583,000 | 1,915 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $102,000 | 2,439 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $481,000 | 1,548 |
| Total noninterest expense | $2,836,000 | 1,701 |
| Salaries and employee benefits | $1,561,000 | 1,712 |
| Premises and equipment expense | $164,000 | 3,020 |
| Additional noninterest expense | $1,111,000 | 1,389 |
| Pre-tax net operating income | $1,535,000 | 1,307 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $525,000 | 982 |
| Income before extraordinary items | $1,010,000 | 1,580 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,010,000 | 1,581 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,010,000 | 1,582 |
| Net charge-offs | $-7,000 | 5,272 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,010,000 | 1,521 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,296,000 | 2,141 |
| Total interest expense | $733,000 | 3,207 |
| Net interest income | $10,563,000 | 2,022 |
| Provision for loan and lease losses | $450,000 | 1,555 |
| Total noninterest income | $1,698,000 | 2,351 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $275,000 | 3,374 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,423,000 | 1,832 |
| Total noninterest expense | $7,702,000 | 2,384 |
| Salaries and employee benefits | $4,140,000 | 2,417 |
| Premises and equipment expense | $694,000 | 2,936 |
| Additional noninterest expense | $2,868,000 | 2,113 |
| Pre-tax net operating income | $4,109,000 | 1,799 |
| Securities gains (losses) | $14,000 | 2,497 |
| Applicable income taxes | $1,266,000 | 1,321 |
| Income before extraordinary items | $2,857,000 | 2,099 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,857,000 | 2,099 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,857,000 | 2,098 |
| Net charge-offs | $-733,000 | 6,426 |
| Cash dividends | $32,662,000 | 158 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,847,340 | 2,058 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,276,000 | 2,808 |
| Total interest expense | $389,000 | 4,010 |
| Net interest income | $5,887,000 | 2,677 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,168,000 | 2,485 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $156,000 | 3,896 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,012,000 | 1,910 |
| Total noninterest expense | $3,989,000 | 3,189 |
| Salaries and employee benefits | $2,411,000 | 2,961 |
| Premises and equipment expense | $322,000 | 3,989 |
| Additional noninterest expense | $1,256,000 | 3,291 |
| Pre-tax net operating income | $3,066,000 | 1,808 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $937,000 | 1,369 |
| Income before extraordinary items | $2,129,000 | 2,116 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,129,000 | 2,114 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,129,000 | 2,114 |
| Net charge-offs | $-959,000 | 6,534 |
| Cash dividends | $1,500,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,129,000 | 2,074 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,146,000 | 2,836 |
| Total interest expense | $266,000 | 3,997 |
| Net interest income | $3,880,000 | 2,696 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $771,000 | 2,459 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $102,000 | 3,907 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $669,000 | 1,909 |
| Total noninterest expense | $2,595,000 | 3,263 |
| Salaries and employee benefits | $1,620,000 | 2,956 |
| Premises and equipment expense | $259,000 | 3,635 |
| Additional noninterest expense | $716,000 | 3,691 |
| Pre-tax net operating income | $2,056,000 | 1,778 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $627,000 | 1,341 |
| Income before extraordinary items | $1,429,000 | 2,063 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,429,000 | 2,067 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,429,000 | 2,066 |
| Net charge-offs | $-7,000 | 5,559 |
| Cash dividends | $1,500,000 | 822 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,429,000 | 2,000 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,098,000 | 2,816 |
| Total interest expense | $141,000 | 3,923 |
| Net interest income | $1,957,000 | 2,679 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $398,000 | 2,377 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $53,000 | 3,826 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $345,000 | 1,834 |
| Total noninterest expense | $1,344,000 | 3,209 |
| Salaries and employee benefits | $807,000 | 2,979 |
| Premises and equipment expense | $157,000 | 3,239 |
| Additional noninterest expense | $380,000 | 3,536 |
| Pre-tax net operating income | $1,011,000 | 1,748 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $306,000 | 1,330 |
| Income before extraordinary items | $705,000 | 1,985 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $705,000 | 1,988 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $705,000 | 1,988 |
| Net charge-offs | $-4,000 | 5,342 |
| Cash dividends | $1,500,000 | 415 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $705,000 | 1,951 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,845,000 | 2,986 |
| Total interest expense | $570,000 | 4,179 |
| Net interest income | $7,275,000 | 2,827 |
| Provision for loan and lease losses | $270,000 | 2,582 |
| Total noninterest income | $2,380,000 | 1,917 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $218,000 | 3,960 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,162,000 | 1,424 |
| Total noninterest expense | $5,047,000 | 3,381 |
| Salaries and employee benefits | $3,044,000 | 3,075 |
| Premises and equipment expense | $412,000 | 4,149 |
| Additional noninterest expense | $1,591,000 | 3,500 |
| Pre-tax net operating income | $4,338,000 | 1,609 |
| Securities gains (losses) | $-81,000 | 6,522 |
| Applicable income taxes | $1,292,000 | 1,243 |
| Income before extraordinary items | $2,965,000 | 1,916 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,965,000 | 1,918 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,965,000 | 1,918 |
| Net charge-offs | $209,000 | 2,970 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,021,700 | 1,856 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,773,000 | 3,058 |
| Total interest expense | $440,000 | 4,205 |
| Net interest income | $5,333,000 | 2,892 |
| Provision for loan and lease losses | $185,000 | 2,676 |
| Total noninterest income | $1,930,000 | 1,839 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $165,000 | 3,976 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,765,000 | 1,388 |
| Total noninterest expense | $3,900,000 | 3,320 |
| Salaries and employee benefits | $2,260,000 | 3,129 |
| Premises and equipment expense | $358,000 | 3,874 |
| Additional noninterest expense | $1,282,000 | 3,330 |
| Pre-tax net operating income | $3,178,000 | 1,660 |
| Securities gains (losses) | $63,000 | 1,503 |
| Applicable income taxes | $984,000 | 1,268 |
| Income before extraordinary items | $2,257,000 | 1,928 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,257,000 | 1,935 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,257,000 | 1,934 |
| Net charge-offs | $197,000 | 2,587 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,212,900 | 1,904 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,812,000 | 3,082 |
| Total interest expense | $311,000 | 4,157 |
| Net interest income | $3,501,000 | 2,915 |
| Provision for loan and lease losses | $125,000 | 2,665 |
| Total noninterest income | $1,420,000 | 1,717 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $106,000 | 4,008 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,314,000 | 1,305 |
| Total noninterest expense | $2,777,000 | 3,172 |
| Salaries and employee benefits | $1,539,000 | 3,093 |
| Premises and equipment expense | $303,000 | 3,329 |
| Additional noninterest expense | $935,000 | 3,118 |
| Pre-tax net operating income | $2,019,000 | 1,705 |
| Securities gains (losses) | $63,000 | 1,379 |
| Applicable income taxes | $627,000 | 1,301 |
| Income before extraordinary items | $1,455,000 | 1,966 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,455,000 | 1,972 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,455,000 | 1,972 |
| Net charge-offs | $89,000 | 2,864 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,410,900 | 1,953 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,923,000 | 3,088 |
| Total interest expense | $172,000 | 4,023 |
| Net interest income | $1,751,000 | 2,919 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $749,000 | 1,644 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $52,000 | 4,025 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $697,000 | 1,257 |
| Total noninterest expense | $1,503,000 | 3,009 |
| Salaries and employee benefits | $803,000 | 3,044 |
| Premises and equipment expense | $210,000 | 2,669 |
| Additional noninterest expense | $490,000 | 3,042 |
| Pre-tax net operating income | $997,000 | 1,707 |
| Securities gains (losses) | $82,000 | 747 |
| Applicable income taxes | $329,000 | 1,249 |
| Income before extraordinary items | $750,000 | 1,896 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $750,000 | 1,897 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $750,000 | 1,898 |
| Net charge-offs | $7,000 | 3,581 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $692,600 | 1,934 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,912,000 | 3,143 |
| Total interest expense | $717,000 | 4,346 |
| Net interest income | $7,195,000 | 2,916 |
| Provision for loan and lease losses | $915,000 | 1,873 |
| Total noninterest income | $5,215,000 | 1,122 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $251,000 | 3,836 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $4,964,000 | 819 |
| Total noninterest expense | $5,068,000 | 3,427 |
| Salaries and employee benefits | $2,906,000 | 3,200 |
| Premises and equipment expense | $1,060,000 | 2,165 |
| Additional noninterest expense | $1,102,000 | 4,563 |
| Pre-tax net operating income | $6,427,000 | 1,113 |
| Securities gains (losses) | $310,000 | 1,343 |
| Applicable income taxes | $2,329,000 | 770 |
| Income before extraordinary items | $4,408,000 | 1,336 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,408,000 | 1,337 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,408,000 | 1,337 |
| Net charge-offs | $943,000 | 1,884 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,206,500 | 1,316 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,973,000 | 3,181 |
| Total interest expense | $535,000 | 4,487 |
| Net interest income | $5,438,000 | 2,940 |
| Provision for loan and lease losses | $915,000 | 1,533 |
| Total noninterest income | $3,824,000 | 1,128 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $188,000 | 3,888 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,636,000 | 807 |
| Total noninterest expense | $3,847,000 | 3,426 |
| Salaries and employee benefits | $2,149,000 | 3,254 |
| Premises and equipment expense | $640,000 | 2,637 |
| Additional noninterest expense | $1,058,000 | 3,954 |
| Pre-tax net operating income | $4,500,000 | 1,192 |
| Securities gains (losses) | $310,000 | 1,088 |
| Applicable income taxes | $1,658,000 | 828 |
| Income before extraordinary items | $3,152,000 | 1,424 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,152,000 | 1,425 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,152,000 | 1,425 |
| Net charge-offs | $942,000 | 1,527 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,947,400 | 1,421 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,947,000 | 3,217 |
| Total interest expense | $362,000 | 4,567 |
| Net interest income | $3,585,000 | 2,987 |
| Provision for loan and lease losses | $320,000 | 2,321 |
| Total noninterest income | $2,158,000 | 1,264 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $126,000 | 3,864 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,032,000 | 904 |
| Total noninterest expense | $2,488,000 | 3,512 |
| Salaries and employee benefits | $1,445,000 | 3,247 |
| Premises and equipment expense | $308,000 | 3,373 |
| Additional noninterest expense | $735,000 | 3,862 |
| Pre-tax net operating income | $2,935,000 | 1,218 |
| Securities gains (losses) | $345,000 | 766 |
| Applicable income taxes | $1,133,000 | 800 |
| Income before extraordinary items | $2,147,000 | 1,384 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,147,000 | 1,384 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,147,000 | 1,384 |
| Net charge-offs | $896,000 | 1,233 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,922,750 | 1,448 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,959,000 | 3,270 |
| Total interest expense | $189,000 | 4,572 |
| Net interest income | $1,770,000 | 3,038 |
| Provision for loan and lease losses | $20,000 | 4,478 |
| Total noninterest income | $1,193,000 | 1,161 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $61,000 | 3,920 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,132,000 | 822 |
| Total noninterest expense | $1,386,000 | 3,264 |
| Salaries and employee benefits | $757,000 | 3,154 |
| Premises and equipment expense | $207,000 | 2,728 |
| Additional noninterest expense | $422,000 | 3,508 |
| Pre-tax net operating income | $1,557,000 | 1,128 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $532,000 | 833 |
| Income before extraordinary items | $1,025,000 | 1,421 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,025,000 | 1,422 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,025,000 | 1,422 |
| Net charge-offs | $23,000 | 3,594 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,025,000 | 1,343 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,106,000 | 3,296 |
| Total interest expense | $950,000 | 4,522 |
| Net interest income | $7,156,000 | 3,016 |
| Provision for loan and lease losses | $35,000 | 6,018 |
| Total noninterest income | $2,068,000 | 1,953 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $250,000 | 3,959 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,818,000 | 1,458 |
| Total noninterest expense | $5,208,000 | 3,422 |
| Salaries and employee benefits | $2,720,000 | 3,350 |
| Premises and equipment expense | $338,000 | 4,959 |
| Additional noninterest expense | $2,150,000 | 2,932 |
| Pre-tax net operating income | $3,981,000 | 1,437 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,287,000 | 1,116 |
| Income before extraordinary items | $2,694,000 | 1,765 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,694,000 | 1,767 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,694,000 | 1,767 |
| Net charge-offs | $66,000 | 5,304 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,694,000 | 1,688 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,160,000 | 3,293 |
| Total interest expense | $741,000 | 4,543 |
| Net interest income | $5,419,000 | 2,999 |
| Provision for loan and lease losses | $25,000 | 5,904 |
| Total noninterest income | $1,460,000 | 2,045 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $183,000 | 4,028 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,277,000 | 1,494 |
| Total noninterest expense | $3,748,000 | 3,547 |
| Salaries and employee benefits | $2,044,000 | 3,340 |
| Premises and equipment expense | $294,000 | 4,662 |
| Additional noninterest expense | $1,410,000 | 3,305 |
| Pre-tax net operating income | $3,106,000 | 1,448 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,013,000 | 1,081 |
| Income before extraordinary items | $2,093,000 | 1,774 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,093,000 | 1,774 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,093,000 | 1,774 |
| Net charge-offs | $64,000 | 4,805 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,093,000 | 1,689 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,146,000 | 3,283 |
| Total interest expense | $504,000 | 4,606 |
| Net interest income | $3,642,000 | 2,979 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $694,000 | 2,555 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $118,000 | 4,075 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $576,000 | 1,920 |
| Total noninterest expense | $2,343,000 | 3,741 |
| Salaries and employee benefits | $1,357,000 | 3,374 |
| Premises and equipment expense | $220,000 | 4,444 |
| Additional noninterest expense | $766,000 | 3,862 |
| Pre-tax net operating income | $1,993,000 | 1,461 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $644,000 | 1,083 |
| Income before extraordinary items | $1,349,000 | 1,768 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,349,000 | 1,768 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,349,000 | 1,768 |
| Net charge-offs | $38,000 | 4,675 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,349,000 | 1,695 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,108,000 | 3,274 |
| Total interest expense | $263,000 | 4,611 |
| Net interest income | $1,845,000 | 2,932 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $374,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $60,000 | 4,009 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $314,000 | 1,860 |
| Total noninterest expense | $1,246,000 | 3,592 |
| Salaries and employee benefits | $684,000 | 3,374 |
| Premises and equipment expense | $139,000 | 3,897 |
| Additional noninterest expense | $423,000 | 3,599 |
| Pre-tax net operating income | $973,000 | 1,477 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $313,000 | 1,090 |
| Income before extraordinary items | $660,000 | 1,769 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $660,000 | 1,769 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $660,000 | 1,769 |
| Net charge-offs | $38,000 | 3,565 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $660,000 | 1,717 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,443,000 | 3,405 |
| Total interest expense | $1,411,000 | 4,410 |
| Net interest income | $7,032,000 | 3,064 |
| Provision for loan and lease losses | $195,000 | 5,372 |
| Total noninterest income | $3,014,000 | 1,548 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $215,000 | 4,282 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,799,000 | 1,113 |
| Total noninterest expense | $4,898,000 | 3,666 |
| Salaries and employee benefits | $2,667,000 | 3,421 |
| Premises and equipment expense | $507,000 | 4,144 |
| Additional noninterest expense | $1,724,000 | 3,640 |
| Pre-tax net operating income | $4,953,000 | 1,047 |
| Securities gains (losses) | $-600,000 | 7,450 |
| Applicable income taxes | $1,386,000 | 955 |
| Income before extraordinary items | $2,967,000 | 1,415 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,967,000 | 1,418 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,967,000 | 1,419 |
| Net charge-offs | $-34,000 | 7,543 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,375,000 | 1,215 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,462,000 | 3,409 |
| Total interest expense | $1,111,000 | 4,443 |
| Net interest income | $5,351,000 | 3,061 |
| Provision for loan and lease losses | $70,000 | 6,010 |
| Total noninterest income | $2,082,000 | 1,645 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $154,000 | 4,430 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,928,000 | 1,129 |
| Total noninterest expense | $3,711,000 | 3,650 |
| Salaries and employee benefits | $1,983,000 | 3,463 |
| Premises and equipment expense | $340,000 | 4,504 |
| Additional noninterest expense | $1,388,000 | 3,436 |
| Pre-tax net operating income | $3,652,000 | 1,114 |
| Securities gains (losses) | $-400,000 | 7,572 |
| Applicable income taxes | $1,028,000 | 980 |
| Income before extraordinary items | $2,224,000 | 1,497 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,224,000 | 1,500 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,224,000 | 1,500 |
| Net charge-offs | $-35,000 | 7,609 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,496,000 | 1,290 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,292,000 | 3,464 |
| Total interest expense | $780,000 | 4,412 |
| Net interest income | $3,512,000 | 3,104 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $867,000 | 2,249 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $97,000 | 4,543 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $770,000 | 1,564 |
| Total noninterest expense | $2,438,000 | 3,695 |
| Salaries and employee benefits | $1,317,000 | 3,498 |
| Premises and equipment expense | $232,000 | 4,464 |
| Additional noninterest expense | $889,000 | 3,516 |
| Pre-tax net operating income | $1,941,000 | 1,337 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $589,000 | 1,062 |
| Income before extraordinary items | $1,352,000 | 1,615 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,352,000 | 1,614 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,352,000 | 1,615 |
| Net charge-offs | $-21,000 | 7,597 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,352,000 | 1,543 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,134,000 | 3,545 |
| Total interest expense | $401,000 | 4,472 |
| Net interest income | $1,733,000 | 3,159 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $371,000 | 2,498 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $49,000 | 4,514 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $322,000 | 1,756 |
| Total noninterest expense | $1,126,000 | 3,938 |
| Salaries and employee benefits | $656,000 | 3,562 |
| Premises and equipment expense | $126,000 | 4,352 |
| Additional noninterest expense | $344,000 | 4,209 |
| Pre-tax net operating income | $978,000 | 1,332 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $294,000 | 1,070 |
| Income before extraordinary items | $684,000 | 1,599 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $684,000 | 1,601 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $684,000 | 1,601 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $684,000 | 1,536 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,481,000 | 3,359 |
| Total interest expense | $2,039,000 | 4,391 |
| Net interest income | $7,442,000 | 2,907 |
| Provision for loan and lease losses | $415,000 | 4,824 |
| Total noninterest income | $2,623,000 | 1,765 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $210,000 | 4,563 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,413,000 | 1,206 |
| Total noninterest expense | $5,103,000 | 3,630 |
| Salaries and employee benefits | $2,652,000 | 3,536 |
| Premises and equipment expense | $592,000 | 3,907 |
| Additional noninterest expense | $1,859,000 | 3,527 |
| Pre-tax net operating income | $4,547,000 | 917 |
| Securities gains (losses) | $-1,019,000 | 7,716 |
| Applicable income taxes | $950,000 | 1,001 |
| Income before extraordinary items | $2,578,000 | 1,303 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,578,000 | 1,301 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,578,000 | 1,302 |
| Net charge-offs | $413,000 | 4,039 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,321,870 | 1,017 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,233,000 | 3,367 |
| Total interest expense | $1,585,000 | 4,428 |
| Net interest income | $5,648,000 | 2,875 |
| Provision for loan and lease losses | $375,000 | 4,271 |
| Total noninterest income | $2,159,000 | 1,688 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $157,000 | 4,592 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,002,000 | 1,148 |
| Total noninterest expense | $4,244,000 | 3,341 |
| Salaries and employee benefits | $1,997,000 | 3,542 |
| Premises and equipment expense | $532,000 | 3,464 |
| Additional noninterest expense | $1,715,000 | 2,943 |
| Pre-tax net operating income | $3,188,000 | 1,024 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $921,000 | 894 |
| Income before extraordinary items | $2,267,000 | 1,186 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,267,000 | 1,186 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,267,000 | 1,186 |
| Net charge-offs | $370,000 | 3,438 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,267,000 | 1,171 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,958,000 | 3,336 |
| Total interest expense | $1,080,000 | 4,505 |
| Net interest income | $3,878,000 | 2,803 |
| Provision for loan and lease losses | $375,000 | 3,368 |
| Total noninterest income | $1,833,000 | 1,431 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $104,000 | 4,585 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,729,000 | 987 |
| Total noninterest expense | $3,201,000 | 3,051 |
| Salaries and employee benefits | $1,341,000 | 3,578 |
| Premises and equipment expense | $439,000 | 2,961 |
| Additional noninterest expense | $1,421,000 | 2,455 |
| Pre-tax net operating income | $2,135,000 | 1,055 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $614,000 | 910 |
| Income before extraordinary items | $1,521,000 | 1,238 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,521,000 | 1,236 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,521,000 | 1,237 |
| Net charge-offs | $370,000 | 2,696 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,521,000 | 1,210 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,492,000 | 3,360 |
| Total interest expense | $559,000 | 4,527 |
| Net interest income | $1,933,000 | 2,792 |
| Provision for loan and lease losses | $375,000 | 2,048 |
| Total noninterest income | $891,000 | 1,421 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $52,000 | 4,522 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $839,000 | 972 |
| Total noninterest expense | $1,383,000 | 3,356 |
| Salaries and employee benefits | $673,000 | 3,591 |
| Premises and equipment expense | $199,000 | 3,234 |
| Additional noninterest expense | $511,000 | 2,959 |
| Pre-tax net operating income | $1,066,000 | 1,207 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $303,000 | 1,042 |
| Income before extraordinary items | $763,000 | 1,434 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $763,000 | 1,434 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $763,000 | 1,436 |
| Net charge-offs | $377,000 | 1,592 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $763,000 | 1,353 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,017,000 | 3,038 |
| Total interest expense | $3,911,000 | 3,564 |
| Net interest income | $8,106,000 | 2,670 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $942,000 | 3,541 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $202,000 | 4,765 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $740,000 | 2,558 |
| Total noninterest expense | $5,041,000 | 3,541 |
| Salaries and employee benefits | $2,579,000 | 3,690 |
| Premises and equipment expense | $691,000 | 3,545 |
| Additional noninterest expense | $1,771,000 | 3,173 |
| Pre-tax net operating income | $4,007,000 | 1,364 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,030,000 | 1,180 |
| Income before extraordinary items | $2,977,000 | 1,379 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,977,000 | 1,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,046 |
| Cash dividends | $2,000,000 | 1,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,977,000 | 1,472 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,253,000 | 3,027 |
| Total interest expense | $3,165,000 | 3,491 |
| Net interest income | $6,088,000 | 2,690 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $692,000 | 3,664 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $151,000 | 4,805 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $541,000 | 2,683 |
| Total noninterest expense | $3,408,000 | 3,840 |
| Salaries and employee benefits | $1,946,000 | 3,701 |
| Premises and equipment expense | $388,000 | 4,388 |
| Additional noninterest expense | $1,074,000 | 3,676 |
| Pre-tax net operating income | $3,372,000 | 1,452 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $962,000 | 1,185 |
| Income before extraordinary items | $2,410,000 | 1,515 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,410,000 | 1,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,978 |
| Cash dividends | $2,000,000 | 1,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,410,000 | 1,599 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,319,000 | 3,000 |
| Total interest expense | $2,290,000 | 3,403 |
| Net interest income | $4,029,000 | 2,695 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $486,000 | 3,566 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $99,000 | 4,847 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $387,000 | 2,640 |
| Total noninterest expense | $2,226,000 | 3,923 |
| Salaries and employee benefits | $1,307,000 | 3,707 |
| Premises and equipment expense | $249,000 | 4,520 |
| Additional noninterest expense | $670,000 | 3,834 |
| Pre-tax net operating income | $2,289,000 | 1,499 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $688,000 | 1,247 |
| Income before extraordinary items | $1,601,000 | 1,689 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,601,000 | 1,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,091 |
| Cash dividends | $2,000,000 | 774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,601,000 | 1,660 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,362,000 | 2,908 |
| Total interest expense | $1,347,000 | 3,156 |
| Net interest income | $2,015,000 | 2,690 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $294,000 | 3,177 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $49,000 | 4,843 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $245,000 | 2,262 |
| Total noninterest expense | $1,159,000 | 3,795 |
| Salaries and employee benefits | $661,000 | 3,698 |
| Premises and equipment expense | $128,000 | 4,456 |
| Additional noninterest expense | $370,000 | 3,515 |
| Pre-tax net operating income | $1,150,000 | 1,578 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $353,000 | 1,306 |
| Income before extraordinary items | $797,000 | 1,816 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $797,000 | 1,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $2,000,000 | 415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $797,000 | 1,758 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,971,000 | 2,868 |
| Total interest expense | $6,161,000 | 2,948 |
| Net interest income | $7,810,000 | 2,792 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $922,000 | 3,697 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $207,000 | 4,836 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $715,000 | 2,730 |
| Total noninterest expense | $4,167,000 | 3,988 |
| Salaries and employee benefits | $2,460,000 | 3,769 |
| Premises and equipment expense | $381,000 | 5,180 |
| Additional noninterest expense | $1,326,000 | 3,781 |
| Pre-tax net operating income | $4,565,000 | 1,780 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,445,000 | 1,446 |
| Income before extraordinary items | $3,120,000 | 1,977 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,120,000 | 1,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,808 |
| Cash dividends | $2,000,000 | 1,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,120,000 | 1,962 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,483,000 | 2,868 |
| Total interest expense | $4,677,000 | 2,916 |
| Net interest income | $5,806,000 | 2,818 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $679,000 | 3,744 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $155,000 | 4,857 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $524,000 | 2,770 |
| Total noninterest expense | $3,077,000 | 4,023 |
| Salaries and employee benefits | $1,826,000 | 3,797 |
| Premises and equipment expense | $292,000 | 5,092 |
| Additional noninterest expense | $959,000 | 3,828 |
| Pre-tax net operating income | $3,408,000 | 1,888 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,076,000 | 1,557 |
| Income before extraordinary items | $2,332,000 | 2,105 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,332,000 | 2,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,536 |
| Cash dividends | $2,000,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,332,000 | 2,086 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,011,000 | 2,878 |
| Total interest expense | $3,175,000 | 2,859 |
| Net interest income | $3,836,000 | 2,865 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $440,000 | 3,819 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $104,000 | 4,866 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $336,000 | 2,842 |
| Total noninterest expense | $1,997,000 | 4,125 |
| Salaries and employee benefits | $1,212,000 | 3,841 |
| Premises and equipment expense | $180,000 | 5,339 |
| Additional noninterest expense | $605,000 | 3,993 |
| Pre-tax net operating income | $2,279,000 | 1,937 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $720,000 | 1,626 |
| Income before extraordinary items | $1,559,000 | 2,151 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,559,000 | 2,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,510 |
| Cash dividends | $2,000,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,559,000 | 2,131 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,418,000 | 2,931 |
| Total interest expense | $1,529,000 | 2,945 |
| Net interest income | $1,889,000 | 2,904 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $223,000 | 3,793 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $51,000 | 4,837 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $172,000 | 2,777 |
| Total noninterest expense | $976,000 | 4,215 |
| Salaries and employee benefits | $591,000 | 3,935 |
| Premises and equipment expense | $80,000 | 5,684 |
| Additional noninterest expense | $305,000 | 3,925 |
| Pre-tax net operating income | $1,136,000 | 1,957 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $358,000 | 1,635 |
| Income before extraordinary items | $778,000 | 2,112 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $778,000 | 2,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $2,000,000 | 446 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $778,000 | 2,100 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,105,000 | 3,065 |
| Total interest expense | $4,539,000 | 3,272 |
| Net interest income | $7,566,000 | 2,896 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $842,000 | 3,931 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $198,000 | 5,016 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $644,000 | 2,887 |
| Total noninterest expense | $4,072,000 | 3,946 |
| Salaries and employee benefits | $2,387,000 | 3,737 |
| Premises and equipment expense | $372,000 | 5,149 |
| Additional noninterest expense | $1,313,000 | 3,677 |
| Pre-tax net operating income | $4,336,000 | 2,117 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,232,000 | 1,929 |
| Income before extraordinary items | $3,104,000 | 2,215 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,104,000 | 2,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 8,461 |
| Cash dividends | $2,000,000 | 1,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,104,000 | 2,211 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,705,000 | 3,158 |
| Total interest expense | $3,079,000 | 3,441 |
| Net interest income | $5,626,000 | 2,955 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $620,000 | 3,987 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $139,000 | 5,188 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $481,000 | 2,913 |
| Total noninterest expense | $3,138,000 | 3,848 |
| Salaries and employee benefits | $1,814,000 | 3,698 |
| Premises and equipment expense | $316,000 | 4,760 |
| Additional noninterest expense | $1,008,000 | 3,585 |
| Pre-tax net operating income | $3,108,000 | 2,268 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $846,000 | 2,119 |
| Income before extraordinary items | $2,262,000 | 2,344 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,262,000 | 2,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 8,492 |
| Cash dividends | $2,000,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,262,000 | 2,332 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,623,000 | 3,206 |
| Total interest expense | $1,921,000 | 3,489 |
| Net interest income | $3,702,000 | 2,992 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $411,000 | 3,993 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $87,000 | 5,304 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $324,000 | 2,878 |
| Total noninterest expense | $2,120,000 | 3,815 |
| Salaries and employee benefits | $1,219,000 | 3,702 |
| Premises and equipment expense | $234,000 | 4,456 |
| Additional noninterest expense | $667,000 | 3,623 |
| Pre-tax net operating income | $1,993,000 | 2,317 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $509,000 | 2,278 |
| Income before extraordinary items | $1,484,000 | 2,362 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,484,000 | 2,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,447 |
| Cash dividends | $2,000,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,484,000 | 2,344 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,748,000 | 3,203 |
| Total interest expense | $910,000 | 3,505 |
| Net interest income | $1,838,000 | 2,993 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $205,000 | 3,931 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $43,000 | 5,250 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $162,000 | 2,832 |
| Total noninterest expense | $1,034,000 | 3,923 |
| Salaries and employee benefits | $626,000 | 3,641 |
| Premises and equipment expense | $85,000 | 5,458 |
| Additional noninterest expense | $323,000 | 3,666 |
| Pre-tax net operating income | $1,009,000 | 2,258 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $294,000 | 2,052 |
| Income before extraordinary items | $715,000 | 2,406 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $715,000 | 2,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $2,000,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $715,000 | 2,381 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,723,000 | 3,219 |
| Total interest expense | $2,404,000 | 3,922 |
| Net interest income | $7,319,000 | 2,929 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $983,000 | 3,607 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $200,000 | 5,039 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $783,000 | 2,576 |
| Total noninterest expense | $4,130,000 | 3,770 |
| Salaries and employee benefits | $2,310,000 | 3,709 |
| Premises and equipment expense | $349,000 | 5,299 |
| Additional noninterest expense | $1,471,000 | 3,274 |
| Pre-tax net operating income | $4,172,000 | 2,156 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,247,000 | 1,941 |
| Income before extraordinary items | $2,925,000 | 2,300 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,925,000 | 2,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,967 |
| Cash dividends | $2,000,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,925,000 | 2,262 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,029,000 | 3,269 |
| Total interest expense | $1,633,000 | 4,057 |
| Net interest income | $5,396,000 | 2,963 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $775,000 | 3,478 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $151,000 | 5,056 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $624,000 | 2,494 |
| Total noninterest expense | $2,868,000 | 3,971 |
| Salaries and employee benefits | $1,734,000 | 3,680 |
| Premises and equipment expense | $263,000 | 5,258 |
| Additional noninterest expense | $871,000 | 3,926 |
| Pre-tax net operating income | $3,303,000 | 2,067 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,000,000 | 1,878 |
| Income before extraordinary items | $2,303,000 | 2,223 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,303,000 | 2,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $2,000,000 | 1,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,303,000 | 2,184 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,511,000 | 3,305 |
| Total interest expense | $966,000 | 4,234 |
| Net interest income | $3,545,000 | 2,969 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $537,000 | 3,350 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $105,000 | 4,934 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $432,000 | 2,410 |
| Total noninterest expense | $1,933,000 | 3,917 |
| Salaries and employee benefits | $1,151,000 | 3,685 |
| Premises and equipment expense | $182,000 | 5,135 |
| Additional noninterest expense | $600,000 | 3,801 |
| Pre-tax net operating income | $2,149,000 | 2,069 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $645,000 | 1,901 |
| Income before extraordinary items | $1,504,000 | 2,222 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,504,000 | 2,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $2,000,000 | 710 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,504,000 | 2,184 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 3,378 |
| Total interest expense | $453,000 | 4,318 |
| Net interest income | $1,711,000 | 3,047 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $285,000 | 3,166 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $51,000 | 4,944 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $234,000 | 2,251 |
| Total noninterest expense | $938,000 | 4,036 |
| Salaries and employee benefits | $575,000 | 3,694 |
| Premises and equipment expense | $88,000 | 5,294 |
| Additional noninterest expense | $275,000 | 4,067 |
| Pre-tax net operating income | $1,058,000 | 2,068 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $315,000 | 1,910 |
| Income before extraordinary items | $743,000 | 2,214 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $743,000 | 2,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $2,000,000 | 351 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $743,000 | 2,175 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,223,000 | 3,347 |
| Total interest expense | $1,609,000 | 4,318 |
| Net interest income | $6,614,000 | 3,035 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $1,281,000 | 2,994 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $247,000 | 4,771 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,034,000 | 2,101 |
| Total noninterest expense | $3,884,000 | 3,857 |
| Salaries and employee benefits | $2,251,000 | 3,631 |
| Premises and equipment expense | $486,000 | 4,179 |
| Additional noninterest expense | $1,147,000 | 3,887 |
| Pre-tax net operating income | $4,011,000 | 2,059 |
| Securities gains (losses) | $4,000 | 3,277 |
| Applicable income taxes | $1,100,000 | 2,023 |
| Income before extraordinary items | $2,915,000 | 2,130 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,915,000 | 2,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,654 |
| Cash dividends | $2,000,000 | 1,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,912,080 | 2,086 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,083,000 | 3,351 |
| Total interest expense | $1,205,000 | 4,267 |
| Net interest income | $4,878,000 | 3,068 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $998,000 | 2,931 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $191,000 | 4,744 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $807,000 | 2,063 |
| Total noninterest expense | $2,995,000 | 3,718 |
| Salaries and employee benefits | $1,733,000 | 3,538 |
| Premises and equipment expense | $381,000 | 4,015 |
| Additional noninterest expense | $881,000 | 3,789 |
| Pre-tax net operating income | $2,881,000 | 2,140 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $706,000 | 2,296 |
| Income before extraordinary items | $2,179,000 | 2,147 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,179,000 | 2,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $2,000,000 | 976 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,175,960 | 2,099 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,019,000 | 3,372 |
| Total interest expense | $810,000 | 4,245 |
| Net interest income | $3,209,000 | 3,094 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $715,000 | 2,798 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $131,000 | 4,670 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $584,000 | 1,964 |
| Total noninterest expense | $2,066,000 | 3,646 |
| Salaries and employee benefits | $1,183,000 | 3,494 |
| Premises and equipment expense | $295,000 | 3,605 |
| Additional noninterest expense | $588,000 | 3,805 |
| Pre-tax net operating income | $1,858,000 | 2,182 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $446,000 | 2,383 |
| Income before extraordinary items | $1,416,000 | 2,175 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,416,000 | 2,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $2,000,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,412,960 | 2,123 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,021,000 | 3,374 |
| Total interest expense | $417,000 | 4,204 |
| Net interest income | $1,604,000 | 3,085 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $331,000 | 2,910 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $65,000 | 4,595 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $266,000 | 2,038 |
| Total noninterest expense | $1,027,000 | 3,673 |
| Salaries and employee benefits | $580,000 | 3,578 |
| Premises and equipment expense | $154,000 | 3,516 |
| Additional noninterest expense | $293,000 | 3,808 |
| Pre-tax net operating income | $908,000 | 2,178 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $210,000 | 2,492 |
| Income before extraordinary items | $698,000 | 2,189 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $698,000 | 2,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $2,000,000 | 367 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $698,000 | 2,106 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,504,000 | 3,257 |
| Total interest expense | $2,086,000 | 3,892 |
| Net interest income | $6,418,000 | 2,998 |
| Provision for loan and lease losses | $20,000 | 7,057 |
| Total noninterest income | $2,759,000 | 1,800 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $276,000 | 4,507 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,483,000 | 1,225 |
| Total noninterest expense | $4,079,000 | 3,661 |
| Salaries and employee benefits | $2,233,000 | 3,578 |
| Premises and equipment expense | $652,000 | 3,282 |
| Additional noninterest expense | $1,194,000 | 3,736 |
| Pre-tax net operating income | $5,078,000 | 1,592 |
| Securities gains (losses) | $71,000 | 2,198 |
| Applicable income taxes | $1,415,000 | 1,704 |
| Income before extraordinary items | $3,734,000 | 1,660 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,734,000 | 1,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,027 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,682,170 | 1,604 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,409,000 | 3,284 |
| Total interest expense | $1,631,000 | 3,883 |
| Net interest income | $4,778,000 | 3,025 |
| Provision for loan and lease losses | $20,000 | 6,734 |
| Total noninterest income | $2,410,000 | 1,637 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $205,000 | 4,556 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,205,000 | 1,151 |
| Total noninterest expense | $3,252,000 | 3,453 |
| Salaries and employee benefits | $1,692,000 | 3,536 |
| Premises and equipment expense | $594,000 | 2,799 |
| Additional noninterest expense | $966,000 | 3,491 |
| Pre-tax net operating income | $3,916,000 | 1,615 |
| Securities gains (losses) | $71,000 | 2,028 |
| Applicable income taxes | $1,108,000 | 1,703 |
| Income before extraordinary items | $2,879,000 | 1,676 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,879,000 | 1,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,827,880 | 1,611 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,295,000 | 3,299 |
| Total interest expense | $1,143,000 | 3,821 |
| Net interest income | $3,152,000 | 3,038 |
| Provision for loan and lease losses | $20,000 | 6,304 |
| Total noninterest income | $1,517,000 | 1,704 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $131,000 | 4,632 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,386,000 | 1,204 |
| Total noninterest expense | $2,307,000 | 3,268 |
| Salaries and employee benefits | $1,151,000 | 3,486 |
| Premises and equipment expense | $515,000 | 2,197 |
| Additional noninterest expense | $641,000 | 3,502 |
| Pre-tax net operating income | $2,342,000 | 1,778 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $614,000 | 2,016 |
| Income before extraordinary items | $1,728,000 | 1,864 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,728,000 | 1,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,728,000 | 1,745 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,160,000 | 3,305 |
| Total interest expense | $580,000 | 3,861 |
| Net interest income | $1,580,000 | 3,023 |
| Provision for loan and lease losses | $20,000 | 5,233 |
| Total noninterest income | $701,000 | 1,778 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $66,000 | 4,513 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $635,000 | 1,237 |
| Total noninterest expense | $1,171,000 | 3,227 |
| Salaries and employee benefits | $610,000 | 3,315 |
| Premises and equipment expense | $231,000 | 2,404 |
| Additional noninterest expense | $330,000 | 3,356 |
| Pre-tax net operating income | $1,090,000 | 1,888 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $273,000 | 2,181 |
| Income before extraordinary items | $817,000 | 1,934 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $817,000 | 1,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $817,000 | 1,826 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,510,000 | 3,150 |
| Total interest expense | $3,139,000 | 3,420 |
| Net interest income | $6,371,000 | 2,985 |
| Provision for loan and lease losses | $4,250,000 | 430 |
| Total noninterest income | $1,930,000 | 2,189 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $266,000 | 4,535 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,664,000 | 1,518 |
| Total noninterest expense | $4,467,000 | 3,244 |
| Salaries and employee benefits | $2,141,000 | 3,532 |
| Premises and equipment expense | $610,000 | 3,366 |
| Additional noninterest expense | $1,716,000 | 2,646 |
| Pre-tax net operating income | $-416,000 | 8,943 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-852,000 | 9,286 |
| Income before extraordinary items | $436,000 | 6,667 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $436,000 | 6,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,709,000 | 466 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $436,000 | 6,541 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,742,000 | 2,890 |
| Total interest expense | $5,421,000 | 2,926 |
| Net interest income | $6,321,000 | 2,810 |
| Provision for loan and lease losses | $288,000 | 3,315 |
| Total noninterest income | $1,294,000 | 2,784 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $241,000 | 4,740 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,053,000 | 1,964 |
| Total noninterest expense | $3,960,000 | 3,461 |
| Salaries and employee benefits | $2,041,000 | 3,536 |
| Premises and equipment expense | $583,000 | 3,445 |
| Additional noninterest expense | $1,336,000 | 3,186 |
| Pre-tax net operating income | $3,367,000 | 2,040 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $652,000 | 2,809 |
| Income before extraordinary items | $2,715,000 | 1,931 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,715,000 | 1,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,243 |
| Cash dividends | $1,000,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,715,000 | 1,859 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,595,000 | 2,777 |
| Total interest expense | $5,825,000 | 2,862 |
| Net interest income | $6,770,000 | 2,629 |
| Provision for loan and lease losses | $205,000 | 3,684 |
| Total noninterest income | $769,000 | 3,752 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $218,000 | 4,890 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $551,000 | 2,785 |
| Total noninterest expense | $3,786,000 | 3,479 |
| Salaries and employee benefits | $1,913,000 | 3,609 |
| Premises and equipment expense | $679,000 | 2,945 |
| Additional noninterest expense | $1,194,000 | 3,447 |
| Pre-tax net operating income | $3,548,000 | 2,056 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $910,000 | 2,297 |
| Income before extraordinary items | $2,636,000 | 1,980 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,636,000 | 1,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,934 |
| Cash dividends | $1,000,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,637,480 | 1,986 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,781,000 | 2,993 |
| Total interest expense | $4,570,000 | 3,179 |
| Net interest income | $6,211,000 | 2,832 |
| Provision for loan and lease losses | $85,000 | 5,558 |
| Total noninterest income | $676,000 | 4,092 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $212,000 | 4,979 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $464,000 | 3,098 |
| Total noninterest expense | $3,381,000 | 3,805 |
| Salaries and employee benefits | $1,703,000 | 3,921 |
| Premises and equipment expense | $836,000 | 2,420 |
| Additional noninterest expense | $842,000 | 4,620 |
| Pre-tax net operating income | $3,421,000 | 2,153 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $639,000 | 3,084 |
| Income before extraordinary items | $2,782,000 | 1,905 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,782,000 | 1,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,166 |
| Cash dividends | $1,000,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,782,000 | 1,878 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,798,000 | 3,295 |
| Total interest expense | $4,094,000 | 3,611 |
| Net interest income | $5,704,000 | 3,022 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $873,000 | 3,390 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $210,000 | 5,017 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $663,000 | 2,483 |
| Total noninterest expense | $3,053,000 | 4,055 |
| Salaries and employee benefits | $1,554,000 | 4,130 |
| Premises and equipment expense | $472,000 | 3,861 |
| Additional noninterest expense | $1,027,000 | 3,870 |
| Pre-tax net operating income | $3,524,000 | 2,055 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,022,000 | 2,278 |
| Income before extraordinary items | $2,502,000 | 2,083 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,502,000 | 2,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $500,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,502,000 | 2,013 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,618,000 | 3,713 |
| Total interest expense | $3,598,000 | 4,047 |
| Net interest income | $5,020,000 | 3,470 |
| Provision for loan and lease losses | $10,000 | 8,395 |
| Total noninterest income | $709,000 | 3,940 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 4,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $484,000 | 2,890 |
| Total noninterest expense | $2,499,000 | 4,784 |
| Salaries and employee benefits | $1,208,000 | 5,075 |
| Premises and equipment expense | $404,000 | 4,422 |
| Additional noninterest expense | $887,000 | 4,368 |
| Pre-tax net operating income | $3,220,000 | 2,332 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $920,000 | 2,610 |
| Income before extraordinary items | $2,300,000 | 2,289 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,300,000 | 2,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,300,000 | 2,233 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,708,000 | 4,175 |
| Total interest expense | $3,254,000 | 4,455 |
| Net interest income | $4,454,000 | 3,921 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $479,000 | 5,306 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $246,000 | 4,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 4,738 |
| Total noninterest expense | $2,206,000 | 5,530 |
| Salaries and employee benefits | $1,068,000 | 5,708 |
| Premises and equipment expense | $336,000 | 5,155 |
| Additional noninterest expense | $802,000 | 5,189 |
| Pre-tax net operating income | $2,727,000 | 2,568 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $772,000 | 2,944 |
| Income before extraordinary items | $1,955,000 | 2,505 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,955,000 | 2,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 6,098 |
| Cash dividends | $500,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,955,000 | 2,455 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,129,000 | 4,479 |
| Total interest expense | $2,905,000 | 4,905 |
| Net interest income | $4,224,000 | 4,129 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $421,000 | 5,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 4,535 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,163 |
| Total noninterest expense | $2,143,000 | 5,691 |
| Salaries and employee benefits | $1,058,000 | 5,775 |
| Premises and equipment expense | $432,000 | 4,244 |
| Additional noninterest expense | $653,000 | 6,173 |
| Pre-tax net operating income | $2,502,000 | 2,848 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $662,000 | 3,392 |
| Income before extraordinary items | $1,840,000 | 2,688 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,840,000 | 2,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,103 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,840,000 | 2,658 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,066,000 | 4,817 |
| Total interest expense | $2,269,000 | 5,041 |
| Net interest income | $3,797,000 | 4,588 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $381,000 | 6,322 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 7,005 |
| Total noninterest expense | $1,851,000 | 6,563 |
| Salaries and employee benefits | $919,000 | 6,519 |
| Premises and equipment expense | $170,000 | 8,080 |
| Additional noninterest expense | $762,000 | 5,925 |
| Pre-tax net operating income | $2,327,000 | 3,021 |
| Securities gains (losses) | $42,000 | 1,262 |
| Applicable income taxes | $657,000 | 3,246 |
| Income before extraordinary items | $1,712,000 | 2,834 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,712,000 | 2,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,681,760 | 2,902 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,446,000 | 5,383 |
| Total interest expense | $2,109,000 | 5,585 |
| Net interest income | $3,337,000 | 5,169 |
| Provision for loan and lease losses | $155,000 | 4,559 |
| Total noninterest income | $357,000 | 6,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 5,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 7,244 |
| Total noninterest expense | $1,620,000 | 7,445 |
| Salaries and employee benefits | $820,000 | 7,203 |
| Premises and equipment expense | $138,000 | 9,226 |
| Additional noninterest expense | $662,000 | 6,851 |
| Pre-tax net operating income | $1,919,000 | 3,442 |
| Securities gains (losses) | $-22,000 | 12,940 |
| Applicable income taxes | $575,000 | 3,726 |
| Income before extraordinary items | $1,322,000 | 3,654 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,322,000 | 3,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,337,400 | 3,417 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,911,000 | 5,562 |
| Total interest expense | $2,571,000 | 5,856 |
| Net interest income | $3,340,000 | 5,221 |
| Provision for loan and lease losses | $475,000 | 3,113 |
| Total noninterest income | $296,000 | 7,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 9,641 |
| Total noninterest expense | $1,456,000 | 8,083 |
| Salaries and employee benefits | $735,000 | 7,732 |
| Premises and equipment expense | $203,000 | 7,765 |
| Additional noninterest expense | $518,000 | 8,280 |
| Pre-tax net operating income | $1,705,000 | 3,612 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $507,000 | 3,963 |
| Income before extraordinary items | $1,206,000 | 3,784 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,206,000 | 3,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 13,172 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,200,400 | 3,528 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.