Home > American Bank > Income and Expense
American Bank, Income and Expense
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,756,000 | 6,450 |
| Total interest expense | $708,000 | 7,284 |
| Net interest income | $2,048,000 | 5,770 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $512,000 | 4,360 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $297,000 | 3,536 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $215,000 | 4,352 |
| Total noninterest expense | $1,773,000 | 5,740 |
| Salaries and employee benefits | $994,000 | 5,660 |
| Premises and equipment expense | $302,000 | 5,000 |
| Additional noninterest expense | $477,000 | 5,937 |
| Pre-tax net operating income | $787,000 | 4,869 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $243,000 | 3,456 |
| Income before extraordinary items | $544,000 | 5,221 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $544,000 | 5,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,035 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $544,000 | 5,201 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,817,000 | 6,516 |
| Total interest expense | $469,000 | 7,319 |
| Net interest income | $1,348,000 | 5,844 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $351,000 | 4,311 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $193,000 | 3,579 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $158,000 | 4,221 |
| Total noninterest expense | $1,202,000 | 5,724 |
| Salaries and employee benefits | $676,000 | 5,668 |
| Premises and equipment expense | $202,000 | 5,004 |
| Additional noninterest expense | $324,000 | 5,904 |
| Pre-tax net operating income | $497,000 | 5,055 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $153,000 | 3,621 |
| Income before extraordinary items | $344,000 | 5,378 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $344,000 | 5,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 7,938 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $344,000 | 5,364 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $899,000 | 6,562 |
| Total interest expense | $228,000 | 7,389 |
| Net interest income | $671,000 | 5,862 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $186,000 | 4,175 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $101,000 | 3,438 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $85,000 | 4,082 |
| Total noninterest expense | $618,000 | 5,662 |
| Salaries and employee benefits | $344,000 | 5,642 |
| Premises and equipment expense | $99,000 | 5,082 |
| Additional noninterest expense | $175,000 | 5,662 |
| Pre-tax net operating income | $239,000 | 5,140 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $73,000 | 3,698 |
| Income before extraordinary items | $166,000 | 5,446 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $166,000 | 5,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $166,000 | 5,433 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,580,000 | 6,369 |
| Total interest expense | $852,000 | 7,224 |
| Net interest income | $2,728,000 | 5,789 |
| Provision for loan and lease losses | $70,000 | 5,172 |
| Total noninterest income | $850,000 | 3,911 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $411,000 | 3,483 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $439,000 | 3,572 |
| Total noninterest expense | $2,450,000 | 5,555 |
| Salaries and employee benefits | $1,343,000 | 5,540 |
| Premises and equipment expense | $370,000 | 5,163 |
| Additional noninterest expense | $737,000 | 5,495 |
| Pre-tax net operating income | $1,058,000 | 5,067 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $327,000 | 3,688 |
| Income before extraordinary items | $731,000 | 5,412 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $731,000 | 5,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 2,728 |
| Cash dividends | $1,000,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $731,000 | 5,404 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,573,000 | 6,493 |
| Total interest expense | $636,000 | 7,225 |
| Net interest income | $1,937,000 | 5,988 |
| Provision for loan and lease losses | $70,000 | 4,662 |
| Total noninterest income | $569,000 | 4,190 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $301,000 | 3,568 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $268,000 | 3,966 |
| Total noninterest expense | $1,860,000 | 5,491 |
| Salaries and employee benefits | $1,001,000 | 5,553 |
| Premises and equipment expense | $223,000 | 5,789 |
| Additional noninterest expense | $636,000 | 5,028 |
| Pre-tax net operating income | $576,000 | 5,947 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $172,000 | 4,330 |
| Income before extraordinary items | $404,000 | 6,211 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $404,000 | 6,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 1,948 |
| Cash dividends | $300,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $404,000 | 6,214 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,696,000 | 6,513 |
| Total interest expense | $423,000 | 7,191 |
| Net interest income | $1,273,000 | 6,060 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $351,000 | 4,343 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $192,000 | 3,637 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $159,000 | 4,188 |
| Total noninterest expense | $1,297,000 | 5,361 |
| Salaries and employee benefits | $716,000 | 5,344 |
| Premises and equipment expense | $174,000 | 5,339 |
| Additional noninterest expense | $407,000 | 5,149 |
| Pre-tax net operating income | $327,000 | 6,288 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $95,000 | 4,570 |
| Income before extraordinary items | $232,000 | 6,501 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $232,000 | 6,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 1,541 |
| Cash dividends | $300,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $232,000 | 6,498 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $826,000 | 6,564 |
| Total interest expense | $222,000 | 7,031 |
| Net interest income | $604,000 | 6,215 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $181,000 | 4,193 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $84,000 | 3,836 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $97,000 | 3,775 |
| Total noninterest expense | $613,000 | 5,552 |
| Salaries and employee benefits | $349,000 | 5,452 |
| Premises and equipment expense | $83,000 | 5,536 |
| Additional noninterest expense | $181,000 | 5,491 |
| Pre-tax net operating income | $172,000 | 6,137 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $50,000 | 4,494 |
| Income before extraordinary items | $122,000 | 6,381 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $122,000 | 6,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 1,365 |
| Cash dividends | $300,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $122,000 | 6,381 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,868,000 | 6,705 |
| Total interest expense | $594,000 | 7,346 |
| Net interest income | $2,274,000 | 6,292 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $663,000 | 4,535 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $386,000 | 3,636 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $277,000 | 4,517 |
| Total noninterest expense | $2,197,000 | 5,784 |
| Salaries and employee benefits | $1,301,000 | 5,526 |
| Premises and equipment expense | $289,000 | 5,831 |
| Additional noninterest expense | $607,000 | 6,020 |
| Pre-tax net operating income | $740,000 | 6,042 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $221,000 | 4,533 |
| Income before extraordinary items | $519,000 | 6,292 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $519,000 | 6,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,747 |
| Cash dividends | $150,000 | 5,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $519,000 | 6,262 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,020,000 | 6,845 |
| Total interest expense | $396,000 | 7,494 |
| Net interest income | $1,624,000 | 6,456 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $508,000 | 4,504 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $320,000 | 3,417 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $188,000 | 4,745 |
| Total noninterest expense | $1,594,000 | 5,863 |
| Salaries and employee benefits | $931,000 | 5,665 |
| Premises and equipment expense | $192,000 | 6,137 |
| Additional noninterest expense | $471,000 | 5,890 |
| Pre-tax net operating income | $538,000 | 6,251 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $160,000 | 4,740 |
| Income before extraordinary items | $378,000 | 6,497 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $378,000 | 6,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,898 |
| Cash dividends | $150,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $378,000 | 6,459 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,286,000 | 6,925 |
| Total interest expense | $252,000 | 7,510 |
| Net interest income | $1,034,000 | 6,583 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $324,000 | 4,590 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $201,000 | 3,504 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $123,000 | 4,757 |
| Total noninterest expense | $1,071,000 | 5,834 |
| Salaries and employee benefits | $621,000 | 5,641 |
| Premises and equipment expense | $131,000 | 6,080 |
| Additional noninterest expense | $319,000 | 5,811 |
| Pre-tax net operating income | $287,000 | 6,665 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $83,000 | 5,046 |
| Income before extraordinary items | $204,000 | 6,917 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $204,000 | 6,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,562 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $204,000 | 6,870 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $609,000 | 7,071 |
| Total interest expense | $117,000 | 7,610 |
| Net interest income | $492,000 | 6,752 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $167,000 | 4,425 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $98,000 | 3,485 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $69,000 | 4,489 |
| Total noninterest expense | $541,000 | 5,830 |
| Salaries and employee benefits | $308,000 | 5,709 |
| Premises and equipment expense | $66,000 | 6,121 |
| Additional noninterest expense | $167,000 | 5,653 |
| Pre-tax net operating income | $118,000 | 6,982 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $34,000 | 5,190 |
| Income before extraordinary items | $84,000 | 7,161 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $84,000 | 7,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 1,489 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $84,000 | 7,128 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,729,000 | 6,676 |
| Total interest expense | $400,000 | 7,695 |
| Net interest income | $2,329,000 | 6,209 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $693,000 | 4,413 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $476,000 | 3,252 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $217,000 | 4,934 |
| Total noninterest expense | $2,216,000 | 5,674 |
| Salaries and employee benefits | $1,229,000 | 5,619 |
| Premises and equipment expense | $281,000 | 5,870 |
| Additional noninterest expense | $706,000 | 5,501 |
| Pre-tax net operating income | $806,000 | 5,780 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $259,000 | 4,417 |
| Income before extraordinary items | $547,000 | 6,172 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $547,000 | 6,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,569 |
| Cash dividends | $800,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $547,000 | 6,091 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,113,000 | 6,608 |
| Total interest expense | $296,000 | 7,723 |
| Net interest income | $1,817,000 | 6,104 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $524,000 | 4,405 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $356,000 | 3,283 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $168,000 | 4,870 |
| Total noninterest expense | $1,713,000 | 5,560 |
| Salaries and employee benefits | $928,000 | 5,570 |
| Premises and equipment expense | $216,000 | 5,757 |
| Additional noninterest expense | $569,000 | 5,223 |
| Pre-tax net operating income | $628,000 | 5,772 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $203,000 | 4,412 |
| Income before extraordinary items | $425,000 | 6,172 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $425,000 | 6,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,818 |
| Cash dividends | $200,000 | 3,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $425,000 | 6,104 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,436,000 | 6,595 |
| Total interest expense | $200,000 | 7,766 |
| Net interest income | $1,236,000 | 6,066 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $349,000 | 4,430 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $231,000 | 3,319 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $118,000 | 4,818 |
| Total noninterest expense | $1,112,000 | 5,674 |
| Salaries and employee benefits | $595,000 | 5,719 |
| Premises and equipment expense | $141,000 | 5,849 |
| Additional noninterest expense | $376,000 | 5,275 |
| Pre-tax net operating income | $473,000 | 5,452 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $154,000 | 4,205 |
| Income before extraordinary items | $319,000 | 5,899 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $319,000 | 5,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,878 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $319,000 | 5,815 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $716,000 | 6,643 |
| Total interest expense | $102,000 | 7,816 |
| Net interest income | $614,000 | 6,085 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $186,000 | 4,225 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $118,000 | 3,186 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $68,000 | 4,507 |
| Total noninterest expense | $534,000 | 5,830 |
| Salaries and employee benefits | $280,000 | 5,945 |
| Premises and equipment expense | $73,000 | 5,767 |
| Additional noninterest expense | $181,000 | 5,416 |
| Pre-tax net operating income | $266,000 | 5,112 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $87,000 | 4,008 |
| Income before extraordinary items | $179,000 | 5,607 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $179,000 | 5,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,858 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $179,000 | 5,485 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,207,000 | 6,316 |
| Total interest expense | $552,000 | 7,567 |
| Net interest income | $2,655,000 | 5,698 |
| Provision for loan and lease losses | $45,000 | 6,412 |
| Total noninterest income | $837,000 | 4,123 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $521,000 | 2,989 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $316,000 | 4,400 |
| Total noninterest expense | $2,187,000 | 5,700 |
| Salaries and employee benefits | $1,150,000 | 5,779 |
| Premises and equipment expense | $297,000 | 5,687 |
| Additional noninterest expense | $740,000 | 5,322 |
| Pre-tax net operating income | $1,260,000 | 4,559 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $414,000 | 3,710 |
| Income before extraordinary items | $846,000 | 5,103 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $846,000 | 5,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,737 |
| Cash dividends | $473,000 | 3,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $846,000 | 4,936 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,444,000 | 6,322 |
| Total interest expense | $441,000 | 7,582 |
| Net interest income | $2,003,000 | 5,709 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $654,000 | 4,077 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $394,000 | 2,983 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $260,000 | 4,307 |
| Total noninterest expense | $1,676,000 | 5,590 |
| Salaries and employee benefits | $872,000 | 5,712 |
| Premises and equipment expense | $222,000 | 5,685 |
| Additional noninterest expense | $582,000 | 5,122 |
| Pre-tax net operating income | $936,000 | 4,731 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $308,000 | 3,868 |
| Income before extraordinary items | $628,000 | 5,279 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $628,000 | 5,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,689 |
| Cash dividends | $248,000 | 3,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $628,000 | 5,099 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,613,000 | 6,400 |
| Total interest expense | $313,000 | 7,562 |
| Net interest income | $1,300,000 | 5,799 |
| Provision for loan and lease losses | $35,000 | 5,611 |
| Total noninterest income | $459,000 | 3,936 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $266,000 | 2,923 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $193,000 | 4,098 |
| Total noninterest expense | $1,119,000 | 5,590 |
| Salaries and employee benefits | $585,000 | 5,698 |
| Premises and equipment expense | $156,000 | 5,529 |
| Additional noninterest expense | $378,000 | 5,211 |
| Pre-tax net operating income | $605,000 | 4,813 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $199,000 | 3,974 |
| Income before extraordinary items | $406,000 | 5,362 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $406,000 | 5,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 2,773 |
| Cash dividends | $97,000 | 4,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $406,000 | 5,164 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $829,000 | 6,349 |
| Total interest expense | $163,000 | 7,577 |
| Net interest income | $666,000 | 5,696 |
| Provision for loan and lease losses | $20,000 | 5,233 |
| Total noninterest income | $213,000 | 4,006 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $129,000 | 2,921 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $84,000 | 4,247 |
| Total noninterest expense | $550,000 | 5,634 |
| Salaries and employee benefits | $286,000 | 5,782 |
| Premises and equipment expense | $78,000 | 5,518 |
| Additional noninterest expense | $186,000 | 5,230 |
| Pre-tax net operating income | $309,000 | 4,718 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $101,000 | 3,916 |
| Income before extraordinary items | $208,000 | 5,226 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $208,000 | 5,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,028 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $208,000 | 5,037 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,555,000 | 6,287 |
| Total interest expense | $924,000 | 7,131 |
| Net interest income | $2,631,000 | 5,739 |
| Provision for loan and lease losses | $450,000 | 2,572 |
| Total noninterest income | $889,000 | 3,733 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $525,000 | 2,855 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $364,000 | 3,858 |
| Total noninterest expense | $2,188,000 | 5,551 |
| Salaries and employee benefits | $1,097,000 | 5,818 |
| Premises and equipment expense | $306,000 | 5,510 |
| Additional noninterest expense | $785,000 | 4,990 |
| Pre-tax net operating income | $882,000 | 5,534 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $290,000 | 4,511 |
| Income before extraordinary items | $592,000 | 6,000 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $592,000 | 5,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $594,000 | 1,443 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $592,000 | 5,855 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,726,000 | 5,816 |
| Total interest expense | $2,001,000 | 6,096 |
| Net interest income | $2,725,000 | 5,412 |
| Provision for loan and lease losses | $1,400,000 | 958 |
| Total noninterest income | $631,000 | 4,465 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $517,000 | 2,769 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $114,000 | 6,118 |
| Total noninterest expense | $2,818,000 | 4,556 |
| Salaries and employee benefits | $1,197,000 | 5,334 |
| Premises and equipment expense | $392,000 | 4,659 |
| Additional noninterest expense | $1,229,000 | 3,422 |
| Pre-tax net operating income | $-862,000 | 9,312 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-158,000 | 9,345 |
| Income before extraordinary items | $-704,000 | 9,310 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-704,000 | 9,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,831,000 | 608 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-704,000 | 9,281 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,557,000 | 4,811 |
| Total interest expense | $2,590,000 | 5,431 |
| Net interest income | $3,967,000 | 4,211 |
| Provision for loan and lease losses | $1,550,000 | 741 |
| Total noninterest income | $840,000 | 3,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $515,000 | 2,629 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $325,000 | 3,750 |
| Total noninterest expense | $3,015,000 | 4,215 |
| Salaries and employee benefits | $1,294,000 | 4,916 |
| Premises and equipment expense | $374,000 | 4,722 |
| Additional noninterest expense | $1,347,000 | 3,082 |
| Pre-tax net operating income | $242,000 | 8,175 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $211,000 | 5,297 |
| Income before extraordinary items | $31,000 | 9,023 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $31,000 | 9,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,340,000 | 616 |
| Cash dividends | $350,000 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $31,000 | 9,007 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,378,000 | 4,753 |
| Total interest expense | $2,426,000 | 5,291 |
| Net interest income | $3,952,000 | 4,220 |
| Provision for loan and lease losses | $760,000 | 1,238 |
| Total noninterest income | $779,000 | 3,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $368,000 | 3,430 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $411,000 | 3,360 |
| Total noninterest expense | $2,711,000 | 4,580 |
| Salaries and employee benefits | $1,209,000 | 5,136 |
| Premises and equipment expense | $311,000 | 5,364 |
| Additional noninterest expense | $1,191,000 | 3,446 |
| Pre-tax net operating income | $1,260,000 | 4,617 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $550,000 | 3,424 |
| Income before extraordinary items | $710,000 | 5,415 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $710,000 | 5,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $485,000 | 1,249 |
| Cash dividends | $350,000 | 4,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $710,000 | 5,386 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,988,000 | 5,007 |
| Total interest expense | $2,189,000 | 5,856 |
| Net interest income | $3,799,000 | 4,301 |
| Provision for loan and lease losses | $595,000 | 1,515 |
| Total noninterest income | $702,000 | 3,978 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $363,000 | 3,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $339,000 | 3,761 |
| Total noninterest expense | $2,840,000 | 4,325 |
| Salaries and employee benefits | $1,184,000 | 5,110 |
| Premises and equipment expense | $310,000 | 5,291 |
| Additional noninterest expense | $1,346,000 | 3,043 |
| Pre-tax net operating income | $1,066,000 | 5,224 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $488,000 | 3,907 |
| Income before extraordinary items | $578,000 | 6,168 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $578,000 | 6,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $465,000 | 1,331 |
| Cash dividends | $225,000 | 5,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $578,000 | 6,057 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,916,000 | 6,737 |
| Total interest expense | $1,385,000 | 7,618 |
| Net interest income | $2,531,000 | 6,004 |
| Provision for loan and lease losses | $290,000 | 2,696 |
| Total noninterest income | $427,000 | 5,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 4,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 5,333 |
| Total noninterest expense | $1,746,000 | 6,190 |
| Salaries and employee benefits | $767,000 | 6,947 |
| Premises and equipment expense | $194,000 | 6,955 |
| Additional noninterest expense | $785,000 | 4,798 |
| Pre-tax net operating income | $922,000 | 6,078 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $397,000 | 4,906 |
| Income before extraordinary items | $525,000 | 6,829 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $525,000 | 6,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 1,958 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $525,000 | 6,774 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,764,000 | 6,143 |
| Total interest expense | $1,629,000 | 7,258 |
| Net interest income | $3,135,000 | 5,277 |
| Provision for loan and lease losses | $161,000 | 3,912 |
| Total noninterest income | $519,000 | 5,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $369,000 | 3,586 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,966 |
| Total noninterest expense | $1,974,000 | 5,989 |
| Salaries and employee benefits | $1,034,000 | 5,858 |
| Premises and equipment expense | $204,000 | 6,963 |
| Additional noninterest expense | $736,000 | 5,539 |
| Pre-tax net operating income | $1,519,000 | 4,299 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $539,000 | 3,906 |
| Income before extraordinary items | $980,000 | 4,588 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $980,000 | 4,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 3,051 |
| Cash dividends | $1,155,000 | 1,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $980,000 | 4,530 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,637,000 | 6,308 |
| Total interest expense | $1,642,000 | 7,298 |
| Net interest income | $2,995,000 | 5,500 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $501,000 | 5,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $328,000 | 3,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 5,560 |
| Total noninterest expense | $2,033,000 | 5,915 |
| Salaries and employee benefits | $1,007,000 | 6,031 |
| Premises and equipment expense | $210,000 | 7,008 |
| Additional noninterest expense | $816,000 | 5,166 |
| Pre-tax net operating income | $1,413,000 | 4,659 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $477,000 | 4,345 |
| Income before extraordinary items | $936,000 | 4,841 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $936,000 | 4,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,055 |
| Cash dividends | $694,000 | 2,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $936,000 | 4,830 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,155,000 | 6,518 |
| Total interest expense | $1,152,000 | 8,086 |
| Net interest income | $3,003,000 | 5,611 |
| Provision for loan and lease losses | $54,000 | 5,980 |
| Total noninterest income | $598,000 | 4,677 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $351,000 | 3,827 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 4,636 |
| Total noninterest expense | $2,044,000 | 6,089 |
| Salaries and employee benefits | $1,002,000 | 6,077 |
| Premises and equipment expense | $249,000 | 6,540 |
| Additional noninterest expense | $793,000 | 5,734 |
| Pre-tax net operating income | $1,503,000 | 4,405 |
| Securities gains (losses) | $250,000 | 431 |
| Applicable income taxes | $454,000 | 4,359 |
| Income before extraordinary items | $1,299,000 | 3,593 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,299,000 | 3,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,843 |
| Cash dividends | $750,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,114,000 | 4,164 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,864,000 | 7,043 |
| Total interest expense | $1,200,000 | 8,248 |
| Net interest income | $2,664,000 | 6,233 |
| Provision for loan and lease losses | $136,000 | 4,901 |
| Total noninterest income | $451,000 | 5,988 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $334,000 | 4,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 7,385 |
| Total noninterest expense | $2,034,000 | 6,242 |
| Salaries and employee benefits | $960,000 | 6,354 |
| Premises and equipment expense | $289,000 | 6,037 |
| Additional noninterest expense | $785,000 | 6,011 |
| Pre-tax net operating income | $945,000 | 6,137 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $322,000 | 5,812 |
| Income before extraordinary items | $623,000 | 6,611 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $623,000 | 6,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,994 |
| Cash dividends | $225,000 | 5,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $623,000 | 6,364 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,346,000 | 7,082 |
| Total interest expense | $1,656,000 | 8,026 |
| Net interest income | $2,690,000 | 6,228 |
| Provision for loan and lease losses | $441,000 | 3,264 |
| Total noninterest income | $492,000 | 5,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $331,000 | 4,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 6,391 |
| Total noninterest expense | $2,112,000 | 6,122 |
| Salaries and employee benefits | $941,000 | 6,387 |
| Premises and equipment expense | $226,000 | 7,260 |
| Additional noninterest expense | $945,000 | 5,296 |
| Pre-tax net operating income | $629,000 | 7,522 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $265,000 | 6,436 |
| Income before extraordinary items | $364,000 | 8,569 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $364,000 | 8,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $431,000 | 2,702 |
| Cash dividends | $105,000 | 6,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $364,000 | 8,206 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.