Home > American Bank > Income and Expense
American Bank, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $780,000 | 6,177 |
| Total interest expense | $237,000 | 5,729 |
| Net interest income | $543,000 | 6,246 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $76,000 | 5,507 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $74,000 | 3,727 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,000 | 7,254 |
| Total noninterest expense | $491,000 | 6,199 |
| Salaries and employee benefits | $239,000 | 6,286 |
| Premises and equipment expense | $53,000 | 6,291 |
| Additional noninterest expense | $199,000 | 5,713 |
| Pre-tax net operating income | $98,000 | 5,076 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $98,000 | 5,010 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $98,000 | 5,011 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $98,000 | 5,010 |
| Net charge-offs | $-13,000 | 7,555 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $98,000 | 4,895 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,583,000 | 5,967 |
| Total interest expense | $1,433,000 | 5,260 |
| Net interest income | $2,150,000 | 6,206 |
| Provision for loan and lease losses | $591,000 | 4,293 |
| Total noninterest income | $301,000 | 5,592 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $284,000 | 3,984 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $17,000 | 7,025 |
| Total noninterest expense | $2,079,000 | 6,138 |
| Salaries and employee benefits | $1,070,000 | 6,086 |
| Premises and equipment expense | $245,000 | 6,110 |
| Additional noninterest expense | $764,000 | 5,929 |
| Pre-tax net operating income | $-219,000 | 5,732 |
| Securities gains (losses) | $462,000 | 929 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $243,000 | 4,663 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $243,000 | 4,662 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $243,000 | 4,663 |
| Net charge-offs | $428,000 | 3,992 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-219,000 | 5,846 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,748,000 | 5,988 |
| Total interest expense | $1,140,000 | 5,265 |
| Net interest income | $1,608,000 | 6,218 |
| Provision for loan and lease losses | $450,000 | 3,968 |
| Total noninterest income | $229,000 | 5,643 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $217,000 | 3,954 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $12,000 | 7,206 |
| Total noninterest expense | $1,556,000 | 6,170 |
| Salaries and employee benefits | $778,000 | 6,188 |
| Premises and equipment expense | $187,000 | 6,116 |
| Additional noninterest expense | $591,000 | 5,863 |
| Pre-tax net operating income | $-169,000 | 5,987 |
| Securities gains (losses) | $384,000 | 838 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $215,000 | 4,777 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $215,000 | 4,777 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $215,000 | 4,778 |
| Net charge-offs | $290,000 | 3,754 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-169,000 | 6,059 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,835,000 | 6,038 |
| Total interest expense | $784,000 | 5,323 |
| Net interest income | $1,051,000 | 6,284 |
| Provision for loan and lease losses | $170,000 | 4,577 |
| Total noninterest income | $157,000 | 5,639 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $148,000 | 3,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $9,000 | 7,286 |
| Total noninterest expense | $1,006,000 | 6,282 |
| Salaries and employee benefits | $518,000 | 6,266 |
| Premises and equipment expense | $126,000 | 6,151 |
| Additional noninterest expense | $362,000 | 6,073 |
| Pre-tax net operating income | $32,000 | 5,618 |
| Securities gains (losses) | $145,000 | 1,226 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $177,000 | 4,687 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $177,000 | 4,684 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $177,000 | 4,684 |
| Net charge-offs | $141,000 | 3,846 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $32,000 | 5,614 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $927,000 | 6,062 |
| Total interest expense | $401,000 | 5,384 |
| Net interest income | $526,000 | 6,301 |
| Provision for loan and lease losses | $80,000 | 4,216 |
| Total noninterest income | $79,000 | 5,610 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $79,000 | 3,735 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $0 | 7,833 |
| Total noninterest expense | $467,000 | 6,420 |
| Salaries and employee benefits | $253,000 | 6,366 |
| Premises and equipment expense | $56,000 | 6,420 |
| Additional noninterest expense | $158,000 | 6,182 |
| Pre-tax net operating income | $58,000 | 5,522 |
| Securities gains (losses) | $85,000 | 1,081 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $143,000 | 4,430 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $143,000 | 4,433 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $143,000 | 4,433 |
| Net charge-offs | $62,000 | 3,352 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $58,000 | 5,405 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,783,000 | 6,136 |
| Total interest expense | $1,612,000 | 5,820 |
| Net interest income | $2,171,000 | 6,239 |
| Provision for loan and lease losses | $199,000 | 5,223 |
| Total noninterest income | $363,000 | 5,471 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $302,000 | 4,004 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $61,000 | 6,550 |
| Total noninterest expense | $1,976,000 | 6,260 |
| Salaries and employee benefits | $1,052,000 | 6,305 |
| Premises and equipment expense | $320,000 | 5,641 |
| Additional noninterest expense | $604,000 | 6,208 |
| Pre-tax net operating income | $359,000 | 5,252 |
| Securities gains (losses) | $65,000 | 1,425 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $424,000 | 4,683 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $424,000 | 4,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 4,882 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $359,000 | 5,046 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,850,000 | 6,200 |
| Total interest expense | $1,220,000 | 5,922 |
| Net interest income | $1,630,000 | 6,281 |
| Provision for loan and lease losses | $169,000 | 4,473 |
| Total noninterest income | $276,000 | 5,525 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $221,000 | 4,071 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $55,000 | 6,465 |
| Total noninterest expense | $1,443,000 | 6,320 |
| Salaries and employee benefits | $762,000 | 6,402 |
| Premises and equipment expense | $229,000 | 5,759 |
| Additional noninterest expense | $452,000 | 6,168 |
| Pre-tax net operating income | $294,000 | 5,664 |
| Securities gains (losses) | $60,000 | 1,302 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $354,000 | 4,978 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $354,000 | 4,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,252 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $294,000 | 5,424 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 6,245 |
| Total interest expense | $846,000 | 5,982 |
| Net interest income | $1,059,000 | 6,358 |
| Provision for loan and lease losses | $36,000 | 5,459 |
| Total noninterest income | $195,000 | 5,479 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $143,000 | 4,134 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $52,000 | 6,079 |
| Total noninterest expense | $918,000 | 6,486 |
| Salaries and employee benefits | $502,000 | 6,479 |
| Premises and equipment expense | $144,000 | 5,936 |
| Additional noninterest expense | $272,000 | 6,435 |
| Pre-tax net operating income | $300,000 | 5,282 |
| Securities gains (losses) | $51,000 | 1,432 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $351,000 | 4,732 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $351,000 | 4,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,518 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $300,000 | 4,938 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $960,000 | 6,316 |
| Total interest expense | $441,000 | 6,049 |
| Net interest income | $519,000 | 6,421 |
| Provision for loan and lease losses | $18,000 | 4,977 |
| Total noninterest income | $73,000 | 6,039 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $72,000 | 4,098 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 8,110 |
| Total noninterest expense | $450,000 | 6,566 |
| Salaries and employee benefits | $243,000 | 6,594 |
| Premises and equipment expense | $70,000 | 6,040 |
| Additional noninterest expense | $137,000 | 6,409 |
| Pre-tax net operating income | $124,000 | 5,724 |
| Securities gains (losses) | $47,000 | 1,120 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $171,000 | 5,007 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $171,000 | 5,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,488 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $124,000 | 5,427 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,828,000 | 6,320 |
| Total interest expense | $1,745,000 | 6,121 |
| Net interest income | $2,083,000 | 6,401 |
| Provision for loan and lease losses | $75,000 | 5,254 |
| Total noninterest income | $303,000 | 6,009 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $292,000 | 4,132 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $11,000 | 8,033 |
| Total noninterest expense | $1,826,000 | 6,442 |
| Salaries and employee benefits | $1,022,000 | 6,377 |
| Premises and equipment expense | $292,000 | 5,843 |
| Additional noninterest expense | $512,000 | 6,516 |
| Pre-tax net operating income | $485,000 | 6,041 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $485,000 | 5,731 |
| Extraordinary gains, net | $-48,000 | 8,514 |
| Net income | $437,000 | 5,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,475 |
| Cash dividends | $25,000 | 5,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $485,000 | 5,715 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,849,000 | 6,376 |
| Total interest expense | $1,290,000 | 6,190 |
| Net interest income | $1,559,000 | 6,443 |
| Provision for loan and lease losses | $75,000 | 4,567 |
| Total noninterest income | $220,000 | 6,124 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $210,000 | 4,239 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $10,000 | 8,023 |
| Total noninterest expense | $1,327,000 | 6,513 |
| Salaries and employee benefits | $723,000 | 6,519 |
| Premises and equipment expense | $217,000 | 5,866 |
| Additional noninterest expense | $387,000 | 6,475 |
| Pre-tax net operating income | $377,000 | 6,255 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $48,000 | 4,974 |
| Income before extraordinary items | $329,000 | 6,172 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $329,000 | 6,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,582 |
| Cash dividends | $25,000 | 5,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $329,000 | 6,161 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,879,000 | 6,429 |
| Total interest expense | $844,000 | 6,256 |
| Net interest income | $1,035,000 | 6,504 |
| Provision for loan and lease losses | $55,000 | 4,254 |
| Total noninterest income | $144,000 | 6,203 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $137,000 | 4,285 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $7,000 | 8,056 |
| Total noninterest expense | $880,000 | 6,572 |
| Salaries and employee benefits | $474,000 | 6,617 |
| Premises and equipment expense | $145,000 | 5,910 |
| Additional noninterest expense | $261,000 | 6,478 |
| Pre-tax net operating income | $244,000 | 6,389 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $48,000 | 4,796 |
| Income before extraordinary items | $196,000 | 6,397 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $196,000 | 6,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,177 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $196,000 | 6,394 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $924,000 | 6,493 |
| Total interest expense | $411,000 | 6,318 |
| Net interest income | $513,000 | 6,549 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $70,000 | 6,240 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $66,000 | 4,317 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $437,000 | 6,622 |
| Salaries and employee benefits | $226,000 | 6,759 |
| Premises and equipment expense | $74,000 | 5,891 |
| Additional noninterest expense | $137,000 | 6,368 |
| Pre-tax net operating income | $116,000 | 6,467 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $116,000 | 6,142 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $116,000 | 6,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,972 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $116,000 | 6,126 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,277,000 | 6,574 |
| Total interest expense | $1,365,000 | 6,311 |
| Net interest income | $1,912,000 | 6,659 |
| Provision for loan and lease losses | $167,000 | 3,883 |
| Total noninterest income | $353,000 | 5,862 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $308,000 | 4,079 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $45,000 | 7,356 |
| Total noninterest expense | $1,821,000 | 6,411 |
| Salaries and employee benefits | $956,000 | 6,519 |
| Premises and equipment expense | $312,000 | 5,644 |
| Additional noninterest expense | $553,000 | 6,291 |
| Pre-tax net operating income | $277,000 | 7,177 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $50,000 | 5,451 |
| Income before extraordinary items | $227,000 | 7,169 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $227,000 | 7,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 2,703 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $227,000 | 7,162 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,378,000 | 6,685 |
| Total interest expense | $947,000 | 6,440 |
| Net interest income | $1,431,000 | 6,740 |
| Provision for loan and lease losses | $116,000 | 3,873 |
| Total noninterest income | $272,000 | 5,827 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $234,000 | 4,068 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $38,000 | 7,269 |
| Total noninterest expense | $1,364,000 | 6,414 |
| Salaries and employee benefits | $681,000 | 6,637 |
| Premises and equipment expense | $243,000 | 5,563 |
| Additional noninterest expense | $440,000 | 6,136 |
| Pre-tax net operating income | $223,000 | 7,330 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $31,000 | 5,736 |
| Income before extraordinary items | $192,000 | 7,263 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $192,000 | 7,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,462 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $192,000 | 7,258 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 6,757 |
| Total interest expense | $594,000 | 6,503 |
| Net interest income | $937,000 | 6,826 |
| Provision for loan and lease losses | $41,000 | 4,698 |
| Total noninterest income | $184,000 | 5,815 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $158,000 | 4,030 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $26,000 | 7,282 |
| Total noninterest expense | $909,000 | 6,438 |
| Salaries and employee benefits | $459,000 | 6,645 |
| Premises and equipment expense | $157,000 | 5,662 |
| Additional noninterest expense | $293,000 | 6,143 |
| Pre-tax net operating income | $171,000 | 7,259 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $25,000 | 5,675 |
| Income before extraordinary items | $146,000 | 7,187 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $146,000 | 7,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,027 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $146,000 | 7,200 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $740,000 | 6,815 |
| Total interest expense | $283,000 | 6,510 |
| Net interest income | $457,000 | 6,909 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $88,000 | 5,867 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $80,000 | 3,936 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $451,000 | 6,473 |
| Salaries and employee benefits | $226,000 | 6,695 |
| Premises and equipment expense | $78,000 | 5,692 |
| Additional noninterest expense | $147,000 | 6,114 |
| Pre-tax net operating income | $79,000 | 7,322 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $12,000 | 5,666 |
| Income before extraordinary items | $67,000 | 7,241 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $67,000 | 7,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $67,000 | 7,244 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 6,963 |
| Total interest expense | $822,000 | 6,715 |
| Net interest income | $1,740,000 | 6,978 |
| Provision for loan and lease losses | $48,000 | 5,807 |
| Total noninterest income | $348,000 | 6,030 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $320,000 | 4,035 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $28,000 | 7,911 |
| Total noninterest expense | $1,746,000 | 6,494 |
| Salaries and employee benefits | $903,000 | 6,635 |
| Premises and equipment expense | $316,000 | 5,584 |
| Additional noninterest expense | $527,000 | 6,431 |
| Pre-tax net operating income | $294,000 | 7,407 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $55,000 | 5,807 |
| Income before extraordinary items | $239,000 | 7,423 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $239,000 | 7,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,418 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $239,000 | 7,398 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 7,021 |
| Total interest expense | $568,000 | 6,831 |
| Net interest income | $1,315,000 | 6,998 |
| Provision for loan and lease losses | $48,000 | 5,260 |
| Total noninterest income | $251,000 | 6,138 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $231,000 | 4,128 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,000 | 7,975 |
| Total noninterest expense | $1,275,000 | 6,563 |
| Salaries and employee benefits | $642,000 | 6,750 |
| Premises and equipment expense | $223,000 | 5,763 |
| Additional noninterest expense | $410,000 | 6,292 |
| Pre-tax net operating income | $243,000 | 7,460 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $27,000 | 6,133 |
| Income before extraordinary items | $216,000 | 7,356 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $216,000 | 7,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,791 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $216,000 | 7,330 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,219,000 | 7,037 |
| Total interest expense | $343,000 | 6,937 |
| Net interest income | $876,000 | 6,991 |
| Provision for loan and lease losses | $33,000 | 5,080 |
| Total noninterest income | $154,000 | 6,280 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $143,000 | 4,261 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $11,000 | 8,096 |
| Total noninterest expense | $831,000 | 6,643 |
| Salaries and employee benefits | $423,000 | 6,797 |
| Premises and equipment expense | $145,000 | 5,799 |
| Additional noninterest expense | $263,000 | 6,377 |
| Pre-tax net operating income | $166,000 | 7,434 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $12,000 | 6,334 |
| Income before extraordinary items | $154,000 | 7,314 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $154,000 | 7,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,630 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $154,000 | 7,268 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $587,000 | 7,154 |
| Total interest expense | $144,000 | 7,245 |
| Net interest income | $443,000 | 7,019 |
| Provision for loan and lease losses | $18,000 | 4,743 |
| Total noninterest income | $68,000 | 6,493 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $67,000 | 4,356 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,675 |
| Total noninterest expense | $419,000 | 6,659 |
| Salaries and employee benefits | $214,000 | 6,822 |
| Premises and equipment expense | $75,000 | 5,744 |
| Additional noninterest expense | $130,000 | 6,436 |
| Pre-tax net operating income | $74,000 | 7,573 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $6,000 | 6,318 |
| Income before extraordinary items | $68,000 | 7,468 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $68,000 | 7,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,877 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $68,000 | 7,443 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 7,185 |
| Total interest expense | $447,000 | 7,506 |
| Net interest income | $1,745,000 | 6,978 |
| Provision for loan and lease losses | $65,000 | 5,573 |
| Total noninterest income | $301,000 | 6,401 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $276,000 | 4,510 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $25,000 | 8,078 |
| Total noninterest expense | $1,700,000 | 6,537 |
| Salaries and employee benefits | $932,000 | 6,505 |
| Premises and equipment expense | $276,000 | 5,921 |
| Additional noninterest expense | $492,000 | 6,592 |
| Pre-tax net operating income | $281,000 | 7,502 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $15,000 | 6,646 |
| Income before extraordinary items | $266,000 | 7,366 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $266,000 | 7,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,355 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $266,000 | 7,316 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,620,000 | 7,238 |
| Total interest expense | $326,000 | 7,570 |
| Net interest income | $1,294,000 | 7,021 |
| Provision for loan and lease losses | $20,000 | 6,311 |
| Total noninterest income | $233,000 | 6,368 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $211,000 | 4,496 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $22,000 | 7,981 |
| Total noninterest expense | $1,307,000 | 6,424 |
| Salaries and employee benefits | $698,000 | 6,473 |
| Premises and equipment expense | $212,000 | 5,809 |
| Additional noninterest expense | $397,000 | 6,330 |
| Pre-tax net operating income | $200,000 | 7,700 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $200,000 | 7,481 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $200,000 | 7,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,953 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $200,000 | 7,420 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,057,000 | 7,320 |
| Total interest expense | $208,000 | 7,706 |
| Net interest income | $849,000 | 7,092 |
| Provision for loan and lease losses | $3,000 | 6,762 |
| Total noninterest income | $162,000 | 6,302 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $142,000 | 4,457 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,733 |
| Total noninterest expense | $897,000 | 6,369 |
| Salaries and employee benefits | $479,000 | 6,437 |
| Premises and equipment expense | $139,000 | 5,891 |
| Additional noninterest expense | $279,000 | 6,195 |
| Pre-tax net operating income | $111,000 | 7,838 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $10,000 | 6,651 |
| Income before extraordinary items | $101,000 | 7,770 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $101,000 | 7,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,159 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $101,000 | 7,701 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $513,000 | 7,434 |
| Total interest expense | $99,000 | 7,858 |
| Net interest income | $414,000 | 7,183 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $73,000 | 6,491 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $69,000 | 4,450 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $452,000 | 6,394 |
| Salaries and employee benefits | $231,000 | 6,590 |
| Premises and equipment expense | $82,000 | 5,449 |
| Additional noninterest expense | $139,000 | 6,236 |
| Pre-tax net operating income | $35,000 | 8,111 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $6,000 | 6,520 |
| Income before extraordinary items | $29,000 | 8,171 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $29,000 | 8,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,177 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $29,000 | 8,105 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,005,000 | 7,532 |
| Total interest expense | $403,000 | 8,102 |
| Net interest income | $1,602,000 | 7,203 |
| Provision for loan and lease losses | $33,000 | 6,726 |
| Total noninterest income | $202,000 | 7,331 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $194,000 | 5,318 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $8,000 | 8,827 |
| Total noninterest expense | $1,578,000 | 6,751 |
| Salaries and employee benefits | $835,000 | 6,789 |
| Premises and equipment expense | $103,000 | 8,029 |
| Additional noninterest expense | $640,000 | 5,778 |
| Pre-tax net operating income | $193,000 | 7,839 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $74,000 | 5,995 |
| Income before extraordinary items | $119,000 | 8,126 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $119,000 | 8,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,630 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $119,000 | 8,010 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,496,000 | 7,633 |
| Total interest expense | $302,000 | 8,227 |
| Net interest income | $1,194,000 | 7,279 |
| Provision for loan and lease losses | $15,000 | 6,935 |
| Total noninterest income | $145,000 | 7,453 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $141,000 | 5,440 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 8,966 |
| Total noninterest expense | $1,138,000 | 6,860 |
| Salaries and employee benefits | $609,000 | 6,877 |
| Premises and equipment expense | $87,000 | 7,866 |
| Additional noninterest expense | $442,000 | 6,039 |
| Pre-tax net operating income | $186,000 | 7,794 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $59,000 | 6,085 |
| Income before extraordinary items | $127,000 | 8,059 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $127,000 | 8,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,860 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $127,000 | 7,924 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $961,000 | 7,789 |
| Total interest expense | $201,000 | 8,324 |
| Net interest income | $760,000 | 7,404 |
| Provision for loan and lease losses | $10,000 | 6,790 |
| Total noninterest income | $87,000 | 7,636 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $85,000 | 5,628 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,000 | 9,014 |
| Total noninterest expense | $714,000 | 7,038 |
| Salaries and employee benefits | $391,000 | 7,001 |
| Premises and equipment expense | $57,000 | 7,891 |
| Additional noninterest expense | $266,000 | 6,347 |
| Pre-tax net operating income | $123,000 | 7,824 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $28,000 | 6,385 |
| Income before extraordinary items | $95,000 | 8,007 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $95,000 | 8,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,113 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $95,000 | 7,842 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $463,000 | 7,903 |
| Total interest expense | $90,000 | 8,557 |
| Net interest income | $373,000 | 7,454 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $41,000 | 7,709 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $40,000 | 5,673 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,000 | 9,034 |
| Total noninterest expense | $348,000 | 7,136 |
| Salaries and employee benefits | $179,000 | 7,250 |
| Premises and equipment expense | $44,000 | 7,119 |
| Additional noninterest expense | $125,000 | 6,520 |
| Pre-tax net operating income | $66,000 | 7,733 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $23,000 | 5,966 |
| Income before extraordinary items | $43,000 | 8,035 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $43,000 | 8,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $43,000 | 7,885 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,020,000 | 7,833 |
| Total interest expense | $520,000 | 8,329 |
| Net interest income | $1,500,000 | 7,435 |
| Provision for loan and lease losses | $64,000 | 6,398 |
| Total noninterest income | $200,000 | 7,306 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $183,000 | 5,416 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 8,643 |
| Total noninterest expense | $1,219,000 | 7,424 |
| Salaries and employee benefits | $682,000 | 7,352 |
| Premises and equipment expense | $187,000 | 6,938 |
| Additional noninterest expense | $350,000 | 7,470 |
| Pre-tax net operating income | $417,000 | 7,088 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $417,000 | 6,760 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $417,000 | 6,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,768 |
| Cash dividends | $60,000 | 5,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $417,000 | 6,634 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,107,000 | 8,112 |
| Total interest expense | $786,000 | 8,459 |
| Net interest income | $1,321,000 | 7,653 |
| Provision for loan and lease losses | $112,000 | 5,409 |
| Total noninterest income | $147,000 | 7,891 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $130,000 | 6,083 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $17,000 | 8,847 |
| Total noninterest expense | $1,049,000 | 7,830 |
| Salaries and employee benefits | $577,000 | 7,774 |
| Premises and equipment expense | $200,000 | 6,791 |
| Additional noninterest expense | $272,000 | 8,063 |
| Pre-tax net operating income | $307,000 | 7,384 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $307,000 | 7,085 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $307,000 | 7,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $307,000 | 6,975 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,622,000 | 8,814 |
| Total interest expense | $623,000 | 9,011 |
| Net interest income | $999,000 | 8,482 |
| Provision for loan and lease losses | $118,000 | 4,994 |
| Total noninterest income | $117,000 | 8,343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,131 |
| Total noninterest expense | $998,000 | 8,027 |
| Salaries and employee benefits | $496,000 | 8,259 |
| Premises and equipment expense | $259,000 | 5,916 |
| Additional noninterest expense | $243,000 | 8,398 |
| Pre-tax net operating income | $0 | 9,116 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $0 | 9,152 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $0 | 9,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,623 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $1,800,000 | 381 |
| Net operating income | $0 | 9,139 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $601,000 | 9,912 |
| Total interest expense | $229,000 | 9,900 |
| Net interest income | $372,000 | 9,868 |
| Provision for loan and lease losses | $69,000 | 5,962 |
| Total noninterest income | $48,000 | 9,614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 8,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,578 |
| Total noninterest expense | $842,000 | 8,614 |
| Salaries and employee benefits | $384,000 | 8,978 |
| Premises and equipment expense | $195,000 | 6,889 |
| Additional noninterest expense | $263,000 | 8,447 |
| Pre-tax net operating income | $-491,000 | 9,841 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-491,000 | 9,889 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-491,000 | 9,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $380,000 | 647 |
| Net operating income | $-491,000 | 9,870 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $70,000 | 10,427 |
| Total interest expense | $11,000 | 10,401 |
| Net interest income | $59,000 | 10,411 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,000 | 10,395 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,383 |
| Total noninterest expense | $206,000 | 10,371 |
| Salaries and employee benefits | $86,000 | 10,386 |
| Premises and equipment expense | $29,000 | 10,190 |
| Additional noninterest expense | $91,000 | 10,191 |
| Pre-tax net operating income | $-146,000 | 9,954 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-146,000 | 9,991 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-146,000 | 9,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-146,000 | 9,955 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,040,000 | 6,626 |
| Total interest expense | $1,724,000 | 6,839 |
| Net interest income | $2,316,000 | 6,342 |
| Provision for loan and lease losses | $55,000 | 6,469 |
| Total noninterest income | $712,000 | 3,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $507,000 | 2,798 |
| Total noninterest expense | $1,896,000 | 5,856 |
| Salaries and employee benefits | $1,155,000 | 5,264 |
| Premises and equipment expense | $156,000 | 7,672 |
| Additional noninterest expense | $585,000 | 5,902 |
| Pre-tax net operating income | $1,077,000 | 5,608 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $287,000 | 5,846 |
| Income before extraordinary items | $790,000 | 5,502 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $790,000 | 5,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,899 |
| Cash dividends | $620,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $790,000 | 5,451 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,036,000 | 6,832 |
| Total interest expense | $1,651,000 | 7,213 |
| Net interest income | $2,385,000 | 6,410 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $538,000 | 4,916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 5,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $303,000 | 4,045 |
| Total noninterest expense | $1,655,000 | 6,699 |
| Salaries and employee benefits | $1,037,000 | 5,842 |
| Premises and equipment expense | $147,000 | 8,133 |
| Additional noninterest expense | $471,000 | 7,289 |
| Pre-tax net operating income | $1,268,000 | 4,923 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $340,000 | 5,426 |
| Income before extraordinary items | $928,000 | 4,768 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $928,000 | 4,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,393 |
| Cash dividends | $585,000 | 3,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $928,000 | 4,715 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,200,000 | 6,800 |
| Total interest expense | $1,660,000 | 7,242 |
| Net interest income | $2,540,000 | 6,241 |
| Provision for loan and lease losses | $64,000 | 5,599 |
| Total noninterest income | $446,000 | 5,577 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 5,026 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 5,115 |
| Total noninterest expense | $1,629,000 | 6,904 |
| Salaries and employee benefits | $1,023,000 | 5,943 |
| Premises and equipment expense | $150,000 | 8,275 |
| Additional noninterest expense | $456,000 | 7,647 |
| Pre-tax net operating income | $1,293,000 | 4,986 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $330,000 | 5,663 |
| Income before extraordinary items | $964,000 | 4,735 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $964,000 | 4,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,798 |
| Cash dividends | $1,057,000 | 1,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $963,260 | 4,729 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 7,437 |
| Total interest expense | $1,145,000 | 8,126 |
| Net interest income | $2,287,000 | 6,890 |
| Provision for loan and lease losses | $130,000 | 3,886 |
| Total noninterest income | $441,000 | 5,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 5,136 |
| Total noninterest expense | $1,663,000 | 7,088 |
| Salaries and employee benefits | $946,000 | 6,381 |
| Premises and equipment expense | $165,000 | 8,185 |
| Additional noninterest expense | $552,000 | 7,407 |
| Pre-tax net operating income | $935,000 | 6,237 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $202,000 | 7,307 |
| Income before extraordinary items | $733,000 | 5,704 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $733,000 | 5,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,263 |
| Cash dividends | $871,000 | 2,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $733,000 | 5,779 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,194,000 | 8,022 |
| Total interest expense | $976,000 | 9,226 |
| Net interest income | $2,218,000 | 7,133 |
| Provision for loan and lease losses | $254,000 | 3,349 |
| Total noninterest income | $418,000 | 6,297 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 5,546 |
| Total noninterest expense | $1,565,000 | 7,609 |
| Salaries and employee benefits | $889,000 | 6,782 |
| Premises and equipment expense | $144,000 | 9,078 |
| Additional noninterest expense | $532,000 | 7,934 |
| Pre-tax net operating income | $817,000 | 6,724 |
| Securities gains (losses) | $34,000 | 3,940 |
| Applicable income taxes | $153,000 | 8,564 |
| Income before extraordinary items | $698,000 | 6,124 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $698,000 | 6,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,750 |
| Cash dividends | $1,700,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $670,120 | 6,062 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,440,000 | 8,273 |
| Total interest expense | $1,295,000 | 9,255 |
| Net interest income | $2,145,000 | 7,387 |
| Provision for loan and lease losses | $258,000 | 4,511 |
| Total noninterest income | $421,000 | 6,348 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 5,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 5,859 |
| Total noninterest expense | $1,456,000 | 8,083 |
| Salaries and employee benefits | $805,000 | 7,227 |
| Premises and equipment expense | $140,000 | 9,399 |
| Additional noninterest expense | $511,000 | 8,352 |
| Pre-tax net operating income | $852,000 | 6,330 |
| Securities gains (losses) | $-26,000 | 13,541 |
| Applicable income taxes | $148,000 | 8,666 |
| Income before extraordinary items | $678,000 | 6,051 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $678,000 | 6,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 3,709 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $699,320 | 5,586 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.