Home > America West Bank > Income and Expense
America West Bank, Income and Expense
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,281,000 | 2,077 |
| Total interest expense | $2,749,000 | 1,247 |
| Net interest income | $1,532,000 | 3,395 |
| Provision for loan and lease losses | $15,297,000 | 188 |
| Total noninterest income | $-3,375,000 | 8,235 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $7,000 | 6,895 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-3,382,000 | 8,243 |
| Total noninterest expense | $2,174,000 | 2,249 |
| Salaries and employee benefits | $1,008,000 | 2,530 |
| Premises and equipment expense | $199,000 | 3,234 |
| Additional noninterest expense | $967,000 | 1,677 |
| Pre-tax net operating income | $-19,314,000 | 8,146 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-19,314,000 | 8,154 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-19,314,000 | 8,154 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-19,314,000 | 8,154 |
| Net charge-offs | $3,032,000 | 449 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-19,314,000 | 8,154 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $20,716,000 | 1,848 |
| Total interest expense | $11,740,000 | 1,388 |
| Net interest income | $8,976,000 | 2,429 |
| Provision for loan and lease losses | $13,738,000 | 475 |
| Total noninterest income | $412,000 | 5,216 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $29,000 | 6,924 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $383,000 | 3,661 |
| Total noninterest expense | $6,829,000 | 2,744 |
| Salaries and employee benefits | $4,138,000 | 2,432 |
| Premises and equipment expense | $876,000 | 2,940 |
| Additional noninterest expense | $1,815,000 | 3,124 |
| Pre-tax net operating income | $-11,179,000 | 8,014 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-11,179,000 | 8,016 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-11,179,000 | 8,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,672,000 | 424 |
| Cash dividends | $4,230,000 | 656 |
| Sale, conversion, retirement of capital stock, net | $5,561,000 | 220 |
| Net operating income | $-11,179,000 | 8,048 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,490,000 | 1,799 |
| Total interest expense | $8,783,000 | 1,452 |
| Net interest income | $7,707,000 | 2,177 |
| Provision for loan and lease losses | $5,579,000 | 607 |
| Total noninterest income | $783,000 | 3,388 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $19,000 | 7,032 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $764,000 | 2,175 |
| Total noninterest expense | $4,924,000 | 2,810 |
| Salaries and employee benefits | $3,192,000 | 2,397 |
| Premises and equipment expense | $641,000 | 3,024 |
| Additional noninterest expense | $1,091,000 | 3,634 |
| Pre-tax net operating income | $-2,013,000 | 7,866 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-2,013,000 | 7,869 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,013,000 | 7,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,332,000 | 495 |
| Cash dividends | $4,066,000 | 547 |
| Sale, conversion, retirement of capital stock, net | $5,561,000 | 149 |
| Net operating income | $-2,013,000 | 7,945 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,930,000 | 1,683 |
| Total interest expense | $5,902,000 | 1,495 |
| Net interest income | $6,028,000 | 1,864 |
| Provision for loan and lease losses | $2,747,000 | 639 |
| Total noninterest income | $450,000 | 3,749 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $11,000 | 7,109 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $439,000 | 2,439 |
| Total noninterest expense | $3,151,000 | 2,924 |
| Salaries and employee benefits | $2,092,000 | 2,461 |
| Premises and equipment expense | $431,000 | 3,004 |
| Additional noninterest expense | $628,000 | 4,037 |
| Pre-tax net operating income | $580,000 | 4,096 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $580,000 | 3,713 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $580,000 | 3,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,274,000 | 514 |
| Cash dividends | $3,360,000 | 505 |
| Sale, conversion, retirement of capital stock, net | $5,223,000 | 106 |
| Net operating income | $580,000 | 3,652 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,265,000 | 1,654 |
| Total interest expense | $3,036,000 | 1,547 |
| Net interest income | $3,229,000 | 1,722 |
| Provision for loan and lease losses | $1,190,000 | 556 |
| Total noninterest income | $154,000 | 4,559 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $5,000 | 7,144 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $149,000 | 3,056 |
| Total noninterest expense | $1,463,000 | 3,137 |
| Salaries and employee benefits | $981,000 | 2,624 |
| Premises and equipment expense | $195,000 | 3,309 |
| Additional noninterest expense | $287,000 | 4,253 |
| Pre-tax net operating income | $730,000 | 2,341 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $730,000 | 1,955 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $730,000 | 1,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $808,000 | 528 |
| Cash dividends | $348,000 | 1,754 |
| Sale, conversion, retirement of capital stock, net | $3,723,000 | 65 |
| Net operating income | $730,000 | 1,897 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $23,358,000 | 1,819 |
| Total interest expense | $9,917,000 | 1,957 |
| Net interest income | $13,441,000 | 1,684 |
| Provision for loan and lease losses | $1,142,000 | 1,293 |
| Total noninterest income | $1,002,000 | 3,535 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $35,000 | 6,951 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $967,000 | 2,266 |
| Total noninterest expense | $5,220,000 | 3,336 |
| Salaries and employee benefits | $3,363,000 | 2,922 |
| Premises and equipment expense | $738,000 | 3,297 |
| Additional noninterest expense | $1,119,000 | 4,279 |
| Pre-tax net operating income | $8,081,000 | 1,039 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $8,081,000 | 807 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,081,000 | 805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 3,180 |
| Cash dividends | $4,589,000 | 800 |
| Sale, conversion, retirement of capital stock, net | $4,383,000 | 282 |
| Net operating income | $8,081,000 | 799 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,628,000 | 1,906 |
| Total interest expense | $7,035,000 | 2,036 |
| Net interest income | $9,593,000 | 1,772 |
| Provision for loan and lease losses | $388,000 | 1,910 |
| Total noninterest income | $688,000 | 3,714 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $28,000 | 6,967 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $660,000 | 2,416 |
| Total noninterest expense | $3,796,000 | 3,391 |
| Salaries and employee benefits | $2,406,000 | 3,027 |
| Premises and equipment expense | $555,000 | 3,274 |
| Additional noninterest expense | $835,000 | 4,254 |
| Pre-tax net operating income | $6,097,000 | 1,123 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $6,097,000 | 863 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,097,000 | 861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,091 |
| Cash dividends | $3,659,000 | 743 |
| Sale, conversion, retirement of capital stock, net | $2,400,000 | 252 |
| Net operating income | $6,097,000 | 852 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,770,000 | 1,974 |
| Total interest expense | $4,428,000 | 2,146 |
| Net interest income | $6,342,000 | 1,807 |
| Provision for loan and lease losses | $316,000 | 1,482 |
| Total noninterest income | $424,000 | 3,902 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $20,000 | 6,976 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $404,000 | 2,560 |
| Total noninterest expense | $2,387,000 | 3,579 |
| Salaries and employee benefits | $1,528,000 | 3,199 |
| Premises and equipment expense | $346,000 | 3,476 |
| Additional noninterest expense | $513,000 | 4,495 |
| Pre-tax net operating income | $4,063,000 | 1,161 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $4,063,000 | 901 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,063,000 | 900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,435 |
| Cash dividends | $2,232,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $2,400,000 | 189 |
| Net operating income | $4,063,000 | 887 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,120,000 | 2,068 |
| Total interest expense | $2,095,000 | 2,233 |
| Net interest income | $3,025,000 | 1,903 |
| Provision for loan and lease losses | $126,000 | 1,697 |
| Total noninterest income | $198,000 | 4,045 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $14,000 | 6,735 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $184,000 | 2,677 |
| Total noninterest expense | $1,161,000 | 3,662 |
| Salaries and employee benefits | $748,000 | 3,276 |
| Premises and equipment expense | $174,000 | 3,473 |
| Additional noninterest expense | $239,000 | 4,694 |
| Pre-tax net operating income | $1,936,000 | 1,214 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,936,000 | 916 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,936,000 | 915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $167,000 | 2,625 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 108 |
| Net operating income | $1,936,000 | 904 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,220,000 | 2,523 |
| Total interest expense | $6,099,000 | 2,555 |
| Net interest income | $9,121,000 | 2,485 |
| Provision for loan and lease losses | $767,000 | 1,314 |
| Total noninterest income | $1,221,000 | 3,087 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $53,000 | 6,840 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,168,000 | 2,007 |
| Total noninterest expense | $4,353,000 | 3,726 |
| Salaries and employee benefits | $2,806,000 | 3,319 |
| Premises and equipment expense | $595,000 | 3,797 |
| Additional noninterest expense | $952,000 | 4,671 |
| Pre-tax net operating income | $5,222,000 | 1,811 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $5,222,000 | 1,403 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,222,000 | 1,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 8,399 |
| Cash dividends | $2,924,000 | 1,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,222,000 | 1,389 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,499,000 | 2,686 |
| Total interest expense | $4,163,000 | 2,683 |
| Net interest income | $6,336,000 | 2,680 |
| Provision for loan and lease losses | $118,000 | 3,852 |
| Total noninterest income | $1,754,000 | 1,988 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $39,000 | 6,944 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,715,000 | 1,232 |
| Total noninterest expense | $4,149,000 | 3,080 |
| Salaries and employee benefits | $2,952,000 | 2,471 |
| Premises and equipment expense | $431,000 | 3,894 |
| Additional noninterest expense | $766,000 | 4,417 |
| Pre-tax net operating income | $3,823,000 | 1,920 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $3,823,000 | 1,468 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,823,000 | 1,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-74,000 | 8,461 |
| Cash dividends | $1,772,000 | 1,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,823,000 | 1,452 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,235,000 | 2,930 |
| Total interest expense | $2,443,000 | 2,871 |
| Net interest income | $3,792,000 | 2,926 |
| Provision for loan and lease losses | $33,000 | 4,938 |
| Total noninterest income | $1,193,000 | 1,960 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $25,000 | 7,011 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,168,000 | 1,214 |
| Total noninterest expense | $2,759,000 | 3,086 |
| Salaries and employee benefits | $1,948,000 | 2,501 |
| Premises and equipment expense | $268,000 | 4,097 |
| Additional noninterest expense | $543,000 | 4,224 |
| Pre-tax net operating income | $2,193,000 | 2,161 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $2,193,000 | 1,662 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,193,000 | 1,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-62,000 | 8,474 |
| Cash dividends | $134,000 | 4,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,193,000 | 1,648 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,950,000 | 3,018 |
| Total interest expense | $1,051,000 | 3,133 |
| Net interest income | $1,899,000 | 2,910 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $311,000 | 3,011 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $13,000 | 6,977 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $298,000 | 1,952 |
| Total noninterest expense | $1,358,000 | 3,145 |
| Salaries and employee benefits | $942,000 | 2,582 |
| Premises and equipment expense | $121,000 | 4,385 |
| Additional noninterest expense | $295,000 | 3,946 |
| Pre-tax net operating income | $852,000 | 2,583 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $852,000 | 2,068 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $852,000 | 2,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,092 |
| Cash dividends | $68,000 | 3,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $852,000 | 2,052 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,027,000 | 4,133 |
| Total interest expense | $2,242,000 | 4,103 |
| Net interest income | $4,785,000 | 4,089 |
| Provision for loan and lease losses | $180,000 | 3,751 |
| Total noninterest income | $769,000 | 4,144 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $60,000 | 6,923 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $709,000 | 2,741 |
| Total noninterest expense | $3,459,000 | 4,321 |
| Salaries and employee benefits | $2,348,000 | 3,655 |
| Premises and equipment expense | $352,000 | 5,267 |
| Additional noninterest expense | $759,000 | 5,336 |
| Pre-tax net operating income | $1,915,000 | 3,794 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,915,000 | 3,203 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,915,000 | 3,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,118 |
| Cash dividends | $338,000 | 4,224 |
| Sale, conversion, retirement of capital stock, net | $260,000 | 618 |
| Net operating income | $1,915,000 | 3,171 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,706,000 | 4,442 |
| Total interest expense | $1,426,000 | 4,451 |
| Net interest income | $3,280,000 | 4,357 |
| Provision for loan and lease losses | $155,000 | 3,419 |
| Total noninterest income | $521,000 | 4,430 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $49,000 | 6,871 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $472,000 | 2,989 |
| Total noninterest expense | $2,438,000 | 4,504 |
| Salaries and employee benefits | $1,636,000 | 3,850 |
| Premises and equipment expense | $254,000 | 5,383 |
| Additional noninterest expense | $548,000 | 5,425 |
| Pre-tax net operating income | $1,208,000 | 4,292 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,208,000 | 3,649 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,208,000 | 3,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,033 |
| Cash dividends | $338,000 | 3,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,208,000 | 3,619 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,798,000 | 4,718 |
| Total interest expense | $807,000 | 4,763 |
| Net interest income | $1,991,000 | 4,632 |
| Provision for loan and lease losses | $136,000 | 2,829 |
| Total noninterest income | $339,000 | 4,452 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $34,000 | 6,810 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $305,000 | 3,025 |
| Total noninterest expense | $1,511,000 | 4,704 |
| Salaries and employee benefits | $995,000 | 4,098 |
| Premises and equipment expense | $163,000 | 5,467 |
| Additional noninterest expense | $353,000 | 5,497 |
| Pre-tax net operating income | $683,000 | 4,685 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $683,000 | 4,068 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $683,000 | 4,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,392 |
| Cash dividends | $338,000 | 2,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $683,000 | 4,008 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,246,000 | 5,066 |
| Total interest expense | $350,000 | 5,060 |
| Net interest income | $896,000 | 4,975 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $146,000 | 4,772 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $20,000 | 6,602 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $126,000 | 3,309 |
| Total noninterest expense | $710,000 | 4,947 |
| Salaries and employee benefits | $449,000 | 4,451 |
| Premises and equipment expense | $80,000 | 5,566 |
| Additional noninterest expense | $181,000 | 5,402 |
| Pre-tax net operating income | $332,000 | 4,738 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $332,000 | 4,093 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $332,000 | 4,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $338,000 | 1,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $332,000 | 4,053 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,115,000 | 5,466 |
| Total interest expense | $1,156,000 | 5,224 |
| Net interest income | $2,959,000 | 5,450 |
| Provision for loan and lease losses | $82,000 | 5,293 |
| Total noninterest income | $537,000 | 5,087 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $88,000 | 6,649 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $449,000 | 3,510 |
| Total noninterest expense | $2,285,000 | 5,574 |
| Salaries and employee benefits | $1,314,000 | 5,401 |
| Premises and equipment expense | $255,000 | 6,141 |
| Additional noninterest expense | $716,000 | 5,446 |
| Pre-tax net operating income | $1,129,000 | 4,942 |
| Securities gains (losses) | $19,000 | 2,428 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,148,000 | 4,318 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,148,000 | 4,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,118 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 850 |
| Net operating income | $1,129,000 | 4,290 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,956,000 | 5,594 |
| Total interest expense | $848,000 | 5,270 |
| Net interest income | $2,108,000 | 5,617 |
| Provision for loan and lease losses | $82,000 | 4,684 |
| Total noninterest income | $424,000 | 4,996 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $66,000 | 6,698 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $358,000 | 3,398 |
| Total noninterest expense | $1,572,000 | 5,827 |
| Salaries and employee benefits | $910,000 | 5,631 |
| Premises and equipment expense | $166,000 | 6,493 |
| Additional noninterest expense | $496,000 | 5,659 |
| Pre-tax net operating income | $878,000 | 4,950 |
| Securities gains (losses) | $19,000 | 2,339 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $897,000 | 4,280 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $897,000 | 4,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,395 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 714 |
| Net operating income | $878,000 | 4,268 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,826,000 | 5,839 |
| Total interest expense | $542,000 | 5,416 |
| Net interest income | $1,284,000 | 5,924 |
| Provision for loan and lease losses | $39,000 | 5,071 |
| Total noninterest income | $213,000 | 5,678 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $42,000 | 6,783 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $171,000 | 4,053 |
| Total noninterest expense | $1,031,000 | 5,905 |
| Salaries and employee benefits | $597,000 | 5,704 |
| Premises and equipment expense | $110,000 | 6,547 |
| Additional noninterest expense | $324,000 | 5,732 |
| Pre-tax net operating income | $427,000 | 5,698 |
| Securities gains (losses) | $19,000 | 2,067 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $446,000 | 5,027 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $446,000 | 5,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $427,000 | 5,056 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $879,000 | 5,995 |
| Total interest expense | $268,000 | 5,516 |
| Net interest income | $611,000 | 6,101 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $100,000 | 5,773 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $17,000 | 7,025 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $83,000 | 4,094 |
| Total noninterest expense | $501,000 | 6,043 |
| Salaries and employee benefits | $291,000 | 5,818 |
| Premises and equipment expense | $48,000 | 6,879 |
| Additional noninterest expense | $162,000 | 5,766 |
| Pre-tax net operating income | $210,000 | 5,718 |
| Securities gains (losses) | $19,000 | 1,734 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $229,000 | 4,991 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $229,000 | 4,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $210,000 | 5,095 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,218,000 | 6,301 |
| Total interest expense | $1,152,000 | 5,706 |
| Net interest income | $2,066,000 | 6,493 |
| Provision for loan and lease losses | $363,000 | 2,763 |
| Total noninterest income | $622,000 | 4,863 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $89,000 | 6,730 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $533,000 | 3,473 |
| Total noninterest expense | $1,807,000 | 6,342 |
| Salaries and employee benefits | $1,039,000 | 6,127 |
| Premises and equipment expense | $208,000 | 6,681 |
| Additional noninterest expense | $560,000 | 6,194 |
| Pre-tax net operating income | $519,000 | 6,610 |
| Securities gains (losses) | $6,000 | 3,841 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $525,000 | 6,236 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $525,000 | 6,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,561 |
| Cash dividends | $310,000 | 4,302 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 759 |
| Net operating income | $519,000 | 6,108 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,372,000 | 6,420 |
| Total interest expense | $877,000 | 5,798 |
| Net interest income | $1,495,000 | 6,648 |
| Provision for loan and lease losses | $78,000 | 5,161 |
| Total noninterest income | $476,000 | 4,871 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $69,000 | 6,736 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $407,000 | 3,501 |
| Total noninterest expense | $1,323,000 | 6,388 |
| Salaries and employee benefits | $776,000 | 6,108 |
| Premises and equipment expense | $156,000 | 6,687 |
| Additional noninterest expense | $391,000 | 6,403 |
| Pre-tax net operating income | $570,000 | 5,992 |
| Securities gains (losses) | $6,000 | 3,549 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $576,000 | 5,508 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $576,000 | 5,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 2,836 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $-10,000 | 9,135 |
| Net operating income | $570,000 | 5,344 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,586,000 | 6,454 |
| Total interest expense | $591,000 | 5,897 |
| Net interest income | $995,000 | 6,655 |
| Provision for loan and lease losses | $27,000 | 6,031 |
| Total noninterest income | $300,000 | 4,985 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $45,000 | 6,765 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $255,000 | 3,592 |
| Total noninterest expense | $873,000 | 6,430 |
| Salaries and employee benefits | $509,000 | 6,198 |
| Premises and equipment expense | $105,000 | 6,641 |
| Additional noninterest expense | $259,000 | 6,424 |
| Pre-tax net operating income | $395,000 | 5,892 |
| Securities gains (losses) | $6,000 | 3,151 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $401,000 | 5,399 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $401,000 | 5,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,031 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $395,000 | 5,234 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $783,000 | 6,531 |
| Total interest expense | $305,000 | 5,891 |
| Net interest income | $478,000 | 6,773 |
| Provision for loan and lease losses | $5,000 | 6,526 |
| Total noninterest income | $145,000 | 4,974 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $23,000 | 6,666 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $122,000 | 3,572 |
| Total noninterest expense | $426,000 | 6,524 |
| Salaries and employee benefits | $251,000 | 6,237 |
| Premises and equipment expense | $54,000 | 6,574 |
| Additional noninterest expense | $121,000 | 6,630 |
| Pre-tax net operating income | $192,000 | 5,935 |
| Securities gains (losses) | $6,000 | 2,344 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $198,000 | 5,361 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $198,000 | 5,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,468 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $192,000 | 5,233 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,202,000 | 6,642 |
| Total interest expense | $1,363,000 | 6,036 |
| Net interest income | $1,839,000 | 6,882 |
| Provision for loan and lease losses | $476,000 | 2,477 |
| Total noninterest income | $566,000 | 4,877 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $84,000 | 6,861 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $482,000 | 3,353 |
| Total noninterest expense | $1,642,000 | 6,577 |
| Salaries and employee benefits | $958,000 | 6,285 |
| Premises and equipment expense | $192,000 | 6,856 |
| Additional noninterest expense | $492,000 | 6,554 |
| Pre-tax net operating income | $287,000 | 7,592 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $287,000 | 7,386 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $287,000 | 7,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,573 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 829 |
| Net operating income | $287,000 | 7,284 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,511,000 | 7,739 |
| Total interest expense | $1,033,000 | 7,956 |
| Net interest income | $1,478,000 | 7,377 |
| Provision for loan and lease losses | $218,000 | 3,945 |
| Total noninterest income | $296,000 | 6,463 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $44,000 | 7,717 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $252,000 | 4,478 |
| Total noninterest expense | $1,455,000 | 6,892 |
| Salaries and employee benefits | $926,000 | 6,258 |
| Premises and equipment expense | $150,000 | 7,511 |
| Additional noninterest expense | $379,000 | 7,308 |
| Pre-tax net operating income | $101,000 | 8,320 |
| Securities gains (losses) | $81,000 | 1,924 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $182,000 | 7,846 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $182,000 | 7,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,857 |
| Cash dividends | $50,000 | 6,151 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 882 |
| Net operating income | $101,000 | 8,218 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $678,000 | 9,603 |
| Total interest expense | $228,000 | 9,623 |
| Net interest income | $450,000 | 9,523 |
| Provision for loan and lease losses | $64,000 | 6,118 |
| Total noninterest income | $51,000 | 9,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $5,000 | 8,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 7,965 |
| Total noninterest expense | $843,000 | 8,441 |
| Salaries and employee benefits | $501,000 | 8,237 |
| Premises and equipment expense | $66,000 | 9,056 |
| Additional noninterest expense | $276,000 | 8,142 |
| Pre-tax net operating income | $-406,000 | 9,481 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-406,000 | 9,520 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-406,000 | 9,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $5,500,000 | 185 |
| Net operating income | $-406,000 | 9,521 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.