Home > America California Bank > Income and Expense
America California Bank, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,635,000 | 3,776 |
| Total interest expense | $486,000 | 2,506 |
| Net interest income | $2,149,000 | 3,975 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $112,000 | 5,184 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $39,000 | 5,068 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $73,000 | 4,853 |
| Total noninterest expense | $1,860,000 | 3,926 |
| Salaries and employee benefits | $1,087,000 | 3,775 |
| Premises and equipment expense | $239,000 | 3,643 |
| Additional noninterest expense | $534,000 | 4,211 |
| Pre-tax net operating income | $401,000 | 4,471 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $178,000 | 2,584 |
| Income before extraordinary items | $223,000 | 5,030 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $223,000 | 5,032 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $223,000 | 5,034 |
| Net charge-offs | $-17,000 | 5,433 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $223,000 | 4,969 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 3,827 |
| Total interest expense | $247,000 | 2,499 |
| Net interest income | $1,049,000 | 4,045 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $56,000 | 5,188 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $19,000 | 5,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $37,000 | 4,829 |
| Total noninterest expense | $880,000 | 4,090 |
| Salaries and employee benefits | $503,000 | 3,958 |
| Premises and equipment expense | $120,000 | 3,662 |
| Additional noninterest expense | $257,000 | 4,306 |
| Pre-tax net operating income | $225,000 | 4,278 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $88,000 | 2,561 |
| Income before extraordinary items | $137,000 | 4,777 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $137,000 | 4,779 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $137,000 | 4,781 |
| Net charge-offs | $-8,000 | 5,326 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $137,000 | 4,710 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,412,000 | 3,775 |
| Total interest expense | $1,039,000 | 2,517 |
| Net interest income | $4,373,000 | 3,983 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $248,000 | 5,212 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $80,000 | 5,249 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $168,000 | 4,736 |
| Total noninterest expense | $3,596,000 | 4,076 |
| Salaries and employee benefits | $2,005,000 | 3,978 |
| Premises and equipment expense | $480,000 | 3,730 |
| Additional noninterest expense | $1,111,000 | 4,213 |
| Pre-tax net operating income | $1,025,000 | 4,088 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $436,000 | 2,334 |
| Income before extraordinary items | $589,000 | 4,726 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $589,000 | 4,726 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $589,000 | 4,726 |
| Net charge-offs | $171,000 | 2,646 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $589,000 | 4,678 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,046,000 | 3,812 |
| Total interest expense | $781,000 | 2,550 |
| Net interest income | $3,265,000 | 4,030 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $196,000 | 5,204 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $61,000 | 5,306 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $135,000 | 4,702 |
| Total noninterest expense | $2,632,000 | 4,140 |
| Salaries and employee benefits | $1,413,000 | 4,131 |
| Premises and equipment expense | $359,000 | 3,778 |
| Additional noninterest expense | $860,000 | 4,172 |
| Pre-tax net operating income | $829,000 | 4,072 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $330,000 | 2,369 |
| Income before extraordinary items | $499,000 | 4,609 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $499,000 | 4,609 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $499,000 | 4,610 |
| Net charge-offs | $178,000 | 2,123 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $499,000 | 4,561 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,709,000 | 3,797 |
| Total interest expense | $520,000 | 2,568 |
| Net interest income | $2,189,000 | 4,018 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $135,000 | 5,172 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $42,000 | 5,287 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $93,000 | 4,666 |
| Total noninterest expense | $1,709,000 | 4,240 |
| Salaries and employee benefits | $923,000 | 4,211 |
| Premises and equipment expense | $238,000 | 3,829 |
| Additional noninterest expense | $548,000 | 4,292 |
| Pre-tax net operating income | $615,000 | 3,829 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $250,000 | 2,202 |
| Income before extraordinary items | $365,000 | 4,443 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $365,000 | 4,446 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $365,000 | 4,447 |
| Net charge-offs | $183,000 | 1,667 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $365,000 | 4,392 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,389,000 | 3,752 |
| Total interest expense | $262,000 | 2,580 |
| Net interest income | $1,127,000 | 3,953 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $90,000 | 4,792 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $25,000 | 5,072 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $65,000 | 4,219 |
| Total noninterest expense | $847,000 | 4,287 |
| Salaries and employee benefits | $451,000 | 4,298 |
| Premises and equipment expense | $116,000 | 3,915 |
| Additional noninterest expense | $280,000 | 4,257 |
| Pre-tax net operating income | $370,000 | 3,433 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $150,000 | 2,009 |
| Income before extraordinary items | $220,000 | 4,088 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $220,000 | 4,088 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $220,000 | 4,090 |
| Net charge-offs | $192,000 | 978 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $220,000 | 4,043 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,388,000 | 3,878 |
| Total interest expense | $1,098,000 | 2,750 |
| Net interest income | $4,290,000 | 4,105 |
| Provision for loan and lease losses | $150,000 | 3,263 |
| Total noninterest income | $382,000 | 4,804 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $153,000 | 4,555 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $229,000 | 4,430 |
| Total noninterest expense | $3,445,000 | 4,297 |
| Salaries and employee benefits | $1,778,000 | 4,344 |
| Premises and equipment expense | $482,000 | 3,808 |
| Additional noninterest expense | $1,185,000 | 4,232 |
| Pre-tax net operating income | $1,077,000 | 3,965 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-582,000 | 6,649 |
| Income before extraordinary items | $1,659,000 | 2,966 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,659,000 | 2,968 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,659,000 | 2,969 |
| Net charge-offs | $-364,000 | 6,709 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,659,000 | 2,907 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,422,000 | 3,708 |
| Total interest expense | $828,000 | 2,817 |
| Net interest income | $3,594,000 | 3,824 |
| Provision for loan and lease losses | $150,000 | 2,922 |
| Total noninterest income | $291,000 | 4,855 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $107,000 | 4,703 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $184,000 | 4,417 |
| Total noninterest expense | $2,436,000 | 4,458 |
| Salaries and employee benefits | $1,301,000 | 4,417 |
| Premises and equipment expense | $362,000 | 3,848 |
| Additional noninterest expense | $773,000 | 4,557 |
| Pre-tax net operating income | $1,299,000 | 3,201 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,299,000 | 2,920 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,299,000 | 2,924 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,299,000 | 2,924 |
| Net charge-offs | $-263,000 | 6,759 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,299,000 | 2,845 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,690,000 | 3,931 |
| Total interest expense | $563,000 | 2,847 |
| Net interest income | $2,127,000 | 4,152 |
| Provision for loan and lease losses | $150,000 | 2,434 |
| Total noninterest income | $204,000 | 4,805 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $70,000 | 4,721 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $134,000 | 4,358 |
| Total noninterest expense | $1,641,000 | 4,443 |
| Salaries and employee benefits | $875,000 | 4,429 |
| Premises and equipment expense | $242,000 | 3,858 |
| Additional noninterest expense | $524,000 | 4,528 |
| Pre-tax net operating income | $540,000 | 4,011 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $540,000 | 3,781 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $540,000 | 3,782 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $540,000 | 3,784 |
| Net charge-offs | $218,000 | 2,014 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $540,000 | 3,689 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,356,000 | 3,944 |
| Total interest expense | $302,000 | 2,761 |
| Net interest income | $1,054,000 | 4,190 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $97,000 | 4,897 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $33,000 | 4,808 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $64,000 | 4,392 |
| Total noninterest expense | $813,000 | 4,499 |
| Salaries and employee benefits | $437,000 | 4,475 |
| Premises and equipment expense | $118,000 | 3,935 |
| Additional noninterest expense | $258,000 | 4,576 |
| Pre-tax net operating income | $263,000 | 4,037 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $263,000 | 3,799 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $263,000 | 3,798 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $263,000 | 3,801 |
| Net charge-offs | $223,000 | 1,271 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $263,000 | 3,693 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,894,000 | 3,884 |
| Total interest expense | $1,518,000 | 2,694 |
| Net interest income | $4,376,000 | 4,172 |
| Provision for loan and lease losses | $582,000 | 2,507 |
| Total noninterest income | $352,000 | 4,999 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $142,000 | 4,864 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $210,000 | 4,535 |
| Total noninterest expense | $3,852,000 | 4,141 |
| Salaries and employee benefits | $2,013,000 | 4,120 |
| Premises and equipment expense | $472,000 | 3,955 |
| Additional noninterest expense | $1,367,000 | 4,009 |
| Pre-tax net operating income | $294,000 | 5,436 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $294,000 | 5,487 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $294,000 | 5,484 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $294,000 | 5,485 |
| Net charge-offs | $356,000 | 3,087 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $294,000 | 5,290 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,468,000 | 3,928 |
| Total interest expense | $1,171,000 | 2,730 |
| Net interest income | $3,297,000 | 4,218 |
| Provision for loan and lease losses | $582,000 | 2,085 |
| Total noninterest income | $193,000 | 5,472 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $113,000 | 4,850 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $80,000 | 5,366 |
| Total noninterest expense | $2,821,000 | 4,220 |
| Salaries and employee benefits | $1,534,000 | 4,085 |
| Premises and equipment expense | $353,000 | 4,017 |
| Additional noninterest expense | $934,000 | 4,292 |
| Pre-tax net operating income | $87,000 | 6,040 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $87,000 | 6,150 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $87,000 | 6,148 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $87,000 | 6,149 |
| Net charge-offs | $344,000 | 2,662 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $87,000 | 6,021 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,011,000 | 3,922 |
| Total interest expense | $814,000 | 2,734 |
| Net interest income | $2,197,000 | 4,236 |
| Provision for loan and lease losses | $432,000 | 1,984 |
| Total noninterest income | $220,000 | 4,736 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $82,000 | 4,686 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $138,000 | 4,195 |
| Total noninterest expense | $1,948,000 | 4,146 |
| Salaries and employee benefits | $1,040,000 | 4,067 |
| Premises and equipment expense | $248,000 | 3,888 |
| Additional noninterest expense | $660,000 | 4,159 |
| Pre-tax net operating income | $37,000 | 6,156 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $37,000 | 6,289 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $37,000 | 6,289 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $37,000 | 6,289 |
| Net charge-offs | $302,000 | 2,318 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $37,000 | 6,153 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,523,000 | 3,935 |
| Total interest expense | $452,000 | 2,601 |
| Net interest income | $1,071,000 | 4,330 |
| Provision for loan and lease losses | $282,000 | 1,656 |
| Total noninterest income | $113,000 | 4,742 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $44,000 | 4,536 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $69,000 | 4,238 |
| Total noninterest expense | $1,012,000 | 4,071 |
| Salaries and employee benefits | $517,000 | 4,115 |
| Premises and equipment expense | $125,000 | 3,884 |
| Additional noninterest expense | $370,000 | 3,829 |
| Pre-tax net operating income | $-110,000 | 6,750 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-110,000 | 6,819 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-110,000 | 6,820 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-110,000 | 6,820 |
| Net charge-offs | $112,000 | 2,348 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-110,000 | 6,757 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,826,000 | 4,164 |
| Total interest expense | $2,103,000 | 2,662 |
| Net interest income | $3,723,000 | 4,735 |
| Provision for loan and lease losses | $390,000 | 3,790 |
| Total noninterest income | $477,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $259,000 | 3,887 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $218,000 | 4,352 |
| Total noninterest expense | $3,916,000 | 4,169 |
| Salaries and employee benefits | $2,058,000 | 4,106 |
| Premises and equipment expense | $498,000 | 4,059 |
| Additional noninterest expense | $1,360,000 | 4,120 |
| Pre-tax net operating income | $-106,000 | 6,143 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-106,000 | 6,278 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-106,000 | 6,280 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-106,000 | 6,281 |
| Net charge-offs | $1,000,000 | 2,358 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $1,979,000 | 246 |
| Net operating income | $-106,000 | 6,183 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,320,000 | 4,240 |
| Total interest expense | $1,651,000 | 2,662 |
| Net interest income | $2,669,000 | 4,879 |
| Provision for loan and lease losses | $55,000 | 5,457 |
| Total noninterest income | $358,000 | 4,525 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $195,000 | 3,898 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $163,000 | 4,402 |
| Total noninterest expense | $2,964,000 | 4,149 |
| Salaries and employee benefits | $1,558,000 | 4,070 |
| Premises and equipment expense | $375,000 | 4,081 |
| Additional noninterest expense | $1,031,000 | 4,091 |
| Pre-tax net operating income | $8,000 | 6,113 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $8,000 | 6,227 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,000 | 6,229 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $8,000 | 6,229 |
| Net charge-offs | $733,000 | 2,230 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $1,979,000 | 212 |
| Net operating income | $8,000 | 6,133 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,862,000 | 4,296 |
| Total interest expense | $1,184,000 | 2,599 |
| Net interest income | $1,678,000 | 5,047 |
| Provision for loan and lease losses | $15,000 | 5,808 |
| Total noninterest income | $222,000 | 4,691 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $148,000 | 3,616 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $74,000 | 5,003 |
| Total noninterest expense | $1,945,000 | 4,237 |
| Salaries and employee benefits | $1,033,000 | 4,117 |
| Premises and equipment expense | $250,000 | 4,110 |
| Additional noninterest expense | $662,000 | 4,244 |
| Pre-tax net operating income | $-60,000 | 6,348 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-60,000 | 6,443 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-60,000 | 6,443 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-60,000 | 6,443 |
| Net charge-offs | $451,000 | 2,250 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $1,979,000 | 121 |
| Net operating income | $-60,000 | 6,386 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,438,000 | 4,295 |
| Total interest expense | $644,000 | 2,488 |
| Net interest income | $794,000 | 5,195 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $100,000 | 4,922 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $81,000 | 3,410 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $19,000 | 5,847 |
| Total noninterest expense | $967,000 | 4,271 |
| Salaries and employee benefits | $547,000 | 3,984 |
| Premises and equipment expense | $124,000 | 4,195 |
| Additional noninterest expense | $296,000 | 4,567 |
| Pre-tax net operating income | $-73,000 | 6,615 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-73,000 | 6,649 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-73,000 | 6,649 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-73,000 | 6,649 |
| Net charge-offs | $426,000 | 1,469 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 59 |
| Net operating income | $-73,000 | 6,633 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,377,000 | 4,139 |
| Total interest expense | $3,218,000 | 2,443 |
| Net interest income | $3,159,000 | 5,225 |
| Provision for loan and lease losses | $793,000 | 3,413 |
| Total noninterest income | $1,031,000 | 3,176 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $389,000 | 3,125 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $642,000 | 2,818 |
| Total noninterest expense | $4,735,000 | 3,765 |
| Salaries and employee benefits | $1,847,000 | 4,452 |
| Premises and equipment expense | $513,000 | 4,107 |
| Additional noninterest expense | $2,375,000 | 2,793 |
| Pre-tax net operating income | $-1,338,000 | 6,613 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-237,000 | 7,000 |
| Income before extraordinary items | $-1,101,000 | 6,625 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,101,000 | 6,626 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,101,000 | 6,626 |
| Net charge-offs | $703,000 | 3,165 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,101,000 | 6,593 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,876,000 | 4,178 |
| Total interest expense | $2,495,000 | 2,481 |
| Net interest income | $2,381,000 | 5,265 |
| Provision for loan and lease losses | $428,000 | 3,803 |
| Total noninterest income | $828,000 | 3,087 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $327,000 | 2,976 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $501,000 | 2,753 |
| Total noninterest expense | $2,966,000 | 4,272 |
| Salaries and employee benefits | $1,417,000 | 4,430 |
| Premises and equipment expense | $385,000 | 4,178 |
| Additional noninterest expense | $1,164,000 | 3,883 |
| Pre-tax net operating income | $-185,000 | 6,276 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-72,000 | 7,025 |
| Income before extraordinary items | $-113,000 | 6,331 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-113,000 | 6,331 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-113,000 | 6,331 |
| Net charge-offs | $306,000 | 3,708 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-113,000 | 6,231 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,269,000 | 4,206 |
| Total interest expense | $1,705,000 | 2,511 |
| Net interest income | $1,564,000 | 5,328 |
| Provision for loan and lease losses | $228,000 | 4,043 |
| Total noninterest income | $289,000 | 4,330 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $250,000 | 2,718 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $39,000 | 5,874 |
| Total noninterest expense | $1,877,000 | 4,423 |
| Salaries and employee benefits | $931,000 | 4,486 |
| Premises and equipment expense | $257,000 | 4,197 |
| Additional noninterest expense | $689,000 | 4,214 |
| Pre-tax net operating income | $-252,000 | 6,506 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-95,000 | 7,185 |
| Income before extraordinary items | $-157,000 | 6,508 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-157,000 | 6,510 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-157,000 | 6,508 |
| Net charge-offs | $95,000 | 4,299 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-157,000 | 6,447 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 4,289 |
| Total interest expense | $871,000 | 2,574 |
| Net interest income | $748,000 | 5,487 |
| Provision for loan and lease losses | $114,000 | 3,807 |
| Total noninterest income | $246,000 | 3,231 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $185,000 | 2,008 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $61,000 | 4,353 |
| Total noninterest expense | $940,000 | 4,461 |
| Salaries and employee benefits | $473,000 | 4,506 |
| Premises and equipment expense | $131,000 | 4,251 |
| Additional noninterest expense | $336,000 | 4,278 |
| Pre-tax net operating income | $-60,000 | 6,534 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-23,000 | 7,215 |
| Income before extraordinary items | $-37,000 | 6,560 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-37,000 | 6,562 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-37,000 | 6,561 |
| Net charge-offs | $4,000 | 5,215 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-37,000 | 6,488 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,747,000 | 3,902 |
| Total interest expense | $3,904,000 | 2,790 |
| Net interest income | $3,843,000 | 4,681 |
| Provision for loan and lease losses | $5,661,000 | 1,302 |
| Total noninterest income | $703,000 | 4,054 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $431,000 | 3,179 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $272,000 | 4,129 |
| Total noninterest expense | $4,265,000 | 4,163 |
| Salaries and employee benefits | $2,082,000 | 4,229 |
| Premises and equipment expense | $535,000 | 4,199 |
| Additional noninterest expense | $1,648,000 | 3,837 |
| Pre-tax net operating income | $-5,380,000 | 7,209 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,707,000 | 7,473 |
| Income before extraordinary items | $-3,673,000 | 7,111 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,673,000 | 7,109 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,673,000 | 7,109 |
| Net charge-offs | $4,873,000 | 1,173 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,673,000 | 7,109 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,927,000 | 3,901 |
| Total interest expense | $2,957,000 | 2,892 |
| Net interest income | $2,970,000 | 4,618 |
| Provision for loan and lease losses | $2,530,000 | 1,650 |
| Total noninterest income | $518,000 | 4,159 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $308,000 | 3,295 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $210,000 | 4,204 |
| Total noninterest expense | $3,020,000 | 4,338 |
| Salaries and employee benefits | $1,591,000 | 4,205 |
| Premises and equipment expense | $394,000 | 4,304 |
| Additional noninterest expense | $1,035,000 | 4,275 |
| Pre-tax net operating income | $-2,062,000 | 7,061 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-862,000 | 7,506 |
| Income before extraordinary items | $-1,200,000 | 6,854 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,200,000 | 6,856 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,200,000 | 6,856 |
| Net charge-offs | $2,303,000 | 1,390 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,200,000 | 6,839 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,697,000 | 4,123 |
| Total interest expense | $2,004,000 | 2,958 |
| Net interest income | $1,693,000 | 5,054 |
| Provision for loan and lease losses | $1,110,000 | 1,945 |
| Total noninterest income | $328,000 | 4,263 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $186,000 | 3,448 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $142,000 | 4,222 |
| Total noninterest expense | $1,981,000 | 4,408 |
| Salaries and employee benefits | $1,072,000 | 4,220 |
| Premises and equipment expense | $260,000 | 4,352 |
| Additional noninterest expense | $649,000 | 4,495 |
| Pre-tax net operating income | $-1,070,000 | 7,052 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-447,000 | 7,547 |
| Income before extraordinary items | $-623,000 | 6,877 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-623,000 | 6,877 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-623,000 | 6,877 |
| Net charge-offs | $969,000 | 1,663 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-623,000 | 6,865 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,975,000 | 3,977 |
| Total interest expense | $1,008,000 | 3,029 |
| Net interest income | $967,000 | 4,669 |
| Provision for loan and lease losses | $810,000 | 1,332 |
| Total noninterest income | $180,000 | 4,025 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $101,000 | 3,239 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $79,000 | 4,030 |
| Total noninterest expense | $979,000 | 4,359 |
| Salaries and employee benefits | $534,000 | 4,244 |
| Premises and equipment expense | $129,000 | 4,416 |
| Additional noninterest expense | $316,000 | 4,242 |
| Pre-tax net operating income | $-642,000 | 7,449 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-4,000 | 7,115 |
| Income before extraordinary items | $-638,000 | 7,549 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-638,000 | 7,550 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-638,000 | 7,550 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-638,000 | 7,535 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,326,000 | 3,717 |
| Total interest expense | $4,642,000 | 3,169 |
| Net interest income | $4,684,000 | 4,125 |
| Provision for loan and lease losses | $1,036,000 | 2,656 |
| Total noninterest income | $849,000 | 3,737 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $335,000 | 3,816 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $514,000 | 3,125 |
| Total noninterest expense | $3,920,000 | 4,302 |
| Salaries and employee benefits | $2,274,000 | 4,062 |
| Premises and equipment expense | $641,000 | 3,730 |
| Additional noninterest expense | $1,005,000 | 4,811 |
| Pre-tax net operating income | $577,000 | 4,666 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $199,000 | 2,821 |
| Income before extraordinary items | $378,000 | 4,820 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $378,000 | 4,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $661,000 | 2,432 |
| Cash dividends | $293,000 | 4,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $378,000 | 4,987 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,234,000 | 3,681 |
| Total interest expense | $3,552,000 | 3,215 |
| Net interest income | $3,682,000 | 4,016 |
| Provision for loan and lease losses | $458,000 | 2,863 |
| Total noninterest income | $678,000 | 3,708 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $231,000 | 4,000 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $447,000 | 2,995 |
| Total noninterest expense | $2,936,000 | 4,291 |
| Salaries and employee benefits | $1,729,000 | 4,034 |
| Premises and equipment expense | $502,000 | 3,623 |
| Additional noninterest expense | $705,000 | 4,928 |
| Pre-tax net operating income | $966,000 | 3,744 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $362,000 | 2,272 |
| Income before extraordinary items | $604,000 | 4,117 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $604,000 | 4,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $78,000 | 4,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $604,000 | 4,262 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,972,000 | 3,660 |
| Total interest expense | $2,411,000 | 3,274 |
| Net interest income | $2,561,000 | 3,910 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $468,000 | 3,665 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $135,000 | 4,240 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $333,000 | 2,868 |
| Total noninterest expense | $1,939,000 | 4,342 |
| Salaries and employee benefits | $1,162,000 | 4,052 |
| Premises and equipment expense | $336,000 | 3,646 |
| Additional noninterest expense | $441,000 | 5,116 |
| Pre-tax net operating income | $1,090,000 | 2,772 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $424,000 | 1,806 |
| Income before extraordinary items | $666,000 | 3,408 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $666,000 | 3,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $78,000 | 4,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $666,000 | 3,364 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,613,000 | 3,604 |
| Total interest expense | $1,209,000 | 3,428 |
| Net interest income | $1,404,000 | 3,652 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $218,000 | 3,817 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $60,000 | 4,445 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $158,000 | 2,952 |
| Total noninterest expense | $986,000 | 4,279 |
| Salaries and employee benefits | $586,000 | 4,043 |
| Premises and equipment expense | $175,000 | 3,568 |
| Additional noninterest expense | $225,000 | 5,004 |
| Pre-tax net operating income | $636,000 | 2,589 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $247,000 | 1,696 |
| Income before extraordinary items | $389,000 | 3,250 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $389,000 | 3,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $389,000 | 3,173 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,402,000 | 3,421 |
| Total interest expense | $5,267,000 | 3,339 |
| Net interest income | $6,135,000 | 3,448 |
| Provision for loan and lease losses | $716,000 | 1,824 |
| Total noninterest income | $1,047,000 | 3,451 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $290,000 | 4,146 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $757,000 | 2,637 |
| Total noninterest expense | $3,942,000 | 4,167 |
| Salaries and employee benefits | $2,411,000 | 3,831 |
| Premises and equipment expense | $711,000 | 3,403 |
| Additional noninterest expense | $820,000 | 5,267 |
| Pre-tax net operating income | $2,524,000 | 2,807 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $970,000 | 1,901 |
| Income before extraordinary items | $1,554,000 | 3,361 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,554,000 | 3,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $636,000 | 1,424 |
| Cash dividends | $307,000 | 4,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,554,000 | 3,349 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,525,000 | 3,439 |
| Total interest expense | $3,925,000 | 3,348 |
| Net interest income | $4,600,000 | 3,453 |
| Provision for loan and lease losses | $756,000 | 1,141 |
| Total noninterest income | $811,000 | 3,362 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $227,000 | 4,070 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $584,000 | 2,604 |
| Total noninterest expense | $2,854,000 | 4,241 |
| Salaries and employee benefits | $1,687,000 | 4,003 |
| Premises and equipment expense | $530,000 | 3,395 |
| Additional noninterest expense | $637,000 | 5,096 |
| Pre-tax net operating income | $1,801,000 | 3,060 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $708,000 | 2,068 |
| Income before extraordinary items | $1,093,000 | 3,675 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,093,000 | 3,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $636,000 | 898 |
| Cash dividends | $78,000 | 4,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,093,000 | 3,657 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,668,000 | 3,459 |
| Total interest expense | $2,588,000 | 3,359 |
| Net interest income | $3,080,000 | 3,461 |
| Provision for loan and lease losses | $697,000 | 784 |
| Total noninterest income | $330,000 | 4,462 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $148,000 | 4,113 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $182,000 | 3,963 |
| Total noninterest expense | $1,844,000 | 4,367 |
| Salaries and employee benefits | $1,085,000 | 4,152 |
| Premises and equipment expense | $352,000 | 3,426 |
| Additional noninterest expense | $407,000 | 5,246 |
| Pre-tax net operating income | $869,000 | 3,848 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $335,000 | 2,604 |
| Income before extraordinary items | $534,000 | 4,416 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $534,000 | 4,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $636,000 | 615 |
| Cash dividends | $78,000 | 4,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $534,000 | 4,412 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,768,000 | 3,509 |
| Total interest expense | $1,245,000 | 3,442 |
| Net interest income | $1,523,000 | 3,503 |
| Provision for loan and lease losses | $31,000 | 3,721 |
| Total noninterest income | $145,000 | 4,721 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $76,000 | 4,018 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $69,000 | 4,489 |
| Total noninterest expense | $962,000 | 4,250 |
| Salaries and employee benefits | $603,000 | 3,876 |
| Premises and equipment expense | $172,000 | 3,510 |
| Additional noninterest expense | $187,000 | 5,487 |
| Pre-tax net operating income | $675,000 | 2,869 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $269,000 | 2,000 |
| Income before extraordinary items | $406,000 | 3,463 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $406,000 | 3,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $406,000 | 3,440 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,443,000 | 3,458 |
| Total interest expense | $4,344,000 | 3,383 |
| Net interest income | $6,099,000 | 3,479 |
| Provision for loan and lease losses | $33,000 | 5,966 |
| Total noninterest income | $1,744,000 | 2,438 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $314,000 | 4,034 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,430,000 | 1,727 |
| Total noninterest expense | $3,838,000 | 4,107 |
| Salaries and employee benefits | $2,320,000 | 3,834 |
| Premises and equipment expense | $694,000 | 3,350 |
| Additional noninterest expense | $824,000 | 5,144 |
| Pre-tax net operating income | $3,972,000 | 2,277 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,616,000 | 1,557 |
| Income before extraordinary items | $2,356,000 | 2,746 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,356,000 | 2,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $297,000 | 4,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,356,000 | 2,732 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,648,000 | 3,499 |
| Total interest expense | $3,037,000 | 3,478 |
| Net interest income | $4,611,000 | 3,481 |
| Provision for loan and lease losses | $35,000 | 5,538 |
| Total noninterest income | $1,582,000 | 2,149 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $233,000 | 4,082 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,349,000 | 1,468 |
| Total noninterest expense | $2,885,000 | 4,088 |
| Salaries and employee benefits | $1,722,000 | 3,850 |
| Premises and equipment expense | $523,000 | 3,345 |
| Additional noninterest expense | $640,000 | 5,009 |
| Pre-tax net operating income | $3,273,000 | 2,175 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,333,000 | 1,520 |
| Income before extraordinary items | $1,940,000 | 2,630 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,940,000 | 2,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $80,000 | 4,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,940,000 | 2,620 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,895,000 | 3,553 |
| Total interest expense | $1,831,000 | 3,619 |
| Net interest income | $3,064,000 | 3,494 |
| Provision for loan and lease losses | $35,000 | 4,878 |
| Total noninterest income | $1,440,000 | 1,698 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $153,000 | 4,098 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,287,000 | 1,120 |
| Total noninterest expense | $1,930,000 | 4,095 |
| Salaries and employee benefits | $1,134,000 | 3,908 |
| Premises and equipment expense | $352,000 | 3,312 |
| Additional noninterest expense | $444,000 | 4,866 |
| Pre-tax net operating income | $2,539,000 | 1,926 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,035,000 | 1,369 |
| Income before extraordinary items | $1,504,000 | 2,334 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,504,000 | 2,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $80,000 | 4,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,504,000 | 2,321 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,323,000 | 3,644 |
| Total interest expense | $857,000 | 3,656 |
| Net interest income | $1,466,000 | 3,607 |
| Provision for loan and lease losses | $53,000 | 3,054 |
| Total noninterest income | $1,296,000 | 1,049 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $83,000 | 3,860 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,213,000 | 699 |
| Total noninterest expense | $913,000 | 4,279 |
| Salaries and employee benefits | $545,000 | 4,032 |
| Premises and equipment expense | $178,000 | 3,298 |
| Additional noninterest expense | $190,000 | 5,347 |
| Pre-tax net operating income | $1,796,000 | 1,365 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $738,000 | 1,003 |
| Income before extraordinary items | $1,058,000 | 1,694 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,058,000 | 1,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,058,000 | 1,681 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,203,000 | 3,691 |
| Total interest expense | $2,374,000 | 3,962 |
| Net interest income | $5,829,000 | 3,509 |
| Provision for loan and lease losses | $10,000 | 6,810 |
| Total noninterest income | $505,000 | 5,222 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $248,000 | 4,588 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $257,000 | 4,671 |
| Total noninterest expense | $3,520,000 | 4,275 |
| Salaries and employee benefits | $2,083,000 | 4,009 |
| Premises and equipment expense | $702,000 | 3,224 |
| Additional noninterest expense | $735,000 | 5,458 |
| Pre-tax net operating income | $2,804,000 | 2,921 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,176,000 | 2,038 |
| Income before extraordinary items | $1,628,000 | 3,593 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,628,000 | 3,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,152 |
| Cash dividends | $161,000 | 5,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,628,000 | 3,567 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,976,000 | 3,721 |
| Total interest expense | $1,654,000 | 4,024 |
| Net interest income | $4,322,000 | 3,529 |
| Provision for loan and lease losses | $10,000 | 6,490 |
| Total noninterest income | $371,000 | 5,282 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $188,000 | 4,601 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $183,000 | 4,802 |
| Total noninterest expense | $2,620,000 | 4,264 |
| Salaries and employee benefits | $1,543,000 | 4,004 |
| Premises and equipment expense | $524,000 | 3,224 |
| Additional noninterest expense | $553,000 | 5,394 |
| Pre-tax net operating income | $2,063,000 | 2,985 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $845,000 | 2,122 |
| Income before extraordinary items | $1,218,000 | 3,622 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,218,000 | 3,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,341 |
| Cash dividends | $81,000 | 4,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,218,000 | 3,592 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,843,000 | 3,756 |
| Total interest expense | $1,001,000 | 4,127 |
| Net interest income | $2,842,000 | 3,558 |
| Provision for loan and lease losses | $10,000 | 6,110 |
| Total noninterest income | $234,000 | 5,383 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $125,000 | 4,565 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $109,000 | 5,004 |
| Total noninterest expense | $1,746,000 | 4,241 |
| Salaries and employee benefits | $1,038,000 | 3,962 |
| Premises and equipment expense | $342,000 | 3,251 |
| Additional noninterest expense | $366,000 | 5,383 |
| Pre-tax net operating income | $1,320,000 | 3,042 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $537,000 | 2,162 |
| Income before extraordinary items | $783,000 | 3,679 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $783,000 | 3,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,383 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $783,000 | 3,634 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,852,000 | 3,817 |
| Total interest expense | $480,000 | 4,133 |
| Net interest income | $1,372,000 | 3,671 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $114,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $65,000 | 4,425 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $49,000 | 5,227 |
| Total noninterest expense | $877,000 | 4,249 |
| Salaries and employee benefits | $527,000 | 3,933 |
| Premises and equipment expense | $170,000 | 3,306 |
| Additional noninterest expense | $180,000 | 5,414 |
| Pre-tax net operating income | $609,000 | 3,187 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $243,000 | 2,310 |
| Income before extraordinary items | $366,000 | 3,850 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $366,000 | 3,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,152 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $366,000 | 3,808 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,023,000 | 4,253 |
| Total interest expense | $1,328,000 | 4,832 |
| Net interest income | $4,695,000 | 3,993 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $436,000 | 5,610 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $210,000 | 5,122 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $226,000 | 4,843 |
| Total noninterest expense | $3,450,000 | 4,227 |
| Salaries and employee benefits | $1,934,000 | 4,112 |
| Premises and equipment expense | $713,000 | 3,082 |
| Additional noninterest expense | $803,000 | 5,080 |
| Pre-tax net operating income | $1,681,000 | 3,958 |
| Securities gains (losses) | $18,000 | 2,469 |
| Applicable income taxes | $550,000 | 3,176 |
| Income before extraordinary items | $1,149,000 | 4,314 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,149,000 | 4,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,177 |
| Cash dividends | $161,000 | 5,102 |
| Sale, conversion, retirement of capital stock, net | $660,000 | 441 |
| Net operating income | $1,136,760 | 4,273 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,372,000 | 4,324 |
| Total interest expense | $935,000 | 4,974 |
| Net interest income | $3,437,000 | 4,060 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $325,000 | 5,647 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $147,000 | 5,309 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $178,000 | 4,744 |
| Total noninterest expense | $2,592,000 | 4,192 |
| Salaries and employee benefits | $1,437,000 | 4,095 |
| Premises and equipment expense | $540,000 | 3,054 |
| Additional noninterest expense | $615,000 | 4,976 |
| Pre-tax net operating income | $1,170,000 | 4,219 |
| Securities gains (losses) | $25,000 | 2,158 |
| Applicable income taxes | $348,000 | 3,525 |
| Income before extraordinary items | $847,000 | 4,454 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $847,000 | 4,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,953 |
| Cash dividends | $80,000 | 4,761 |
| Sale, conversion, retirement of capital stock, net | $660,000 | 332 |
| Net operating income | $829,250 | 4,439 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,883,000 | 4,369 |
| Total interest expense | $609,000 | 5,063 |
| Net interest income | $2,274,000 | 4,092 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $212,000 | 5,690 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $94,000 | 5,405 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $118,000 | 4,818 |
| Total noninterest expense | $1,758,000 | 4,148 |
| Salaries and employee benefits | $966,000 | 4,095 |
| Premises and equipment expense | $363,000 | 3,034 |
| Additional noninterest expense | $429,000 | 4,828 |
| Pre-tax net operating income | $728,000 | 4,359 |
| Securities gains (losses) | $18,000 | 2,100 |
| Applicable income taxes | $163,000 | 4,118 |
| Income before extraordinary items | $583,000 | 4,329 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $583,000 | 4,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $660,000 | 243 |
| Net operating income | $568,960 | 4,302 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,484,000 | 4,302 |
| Total interest expense | $308,000 | 5,082 |
| Net interest income | $1,176,000 | 3,957 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $106,000 | 5,653 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $48,000 | 5,292 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $58,000 | 4,809 |
| Total noninterest expense | $901,000 | 4,087 |
| Salaries and employee benefits | $497,000 | 4,022 |
| Premises and equipment expense | $179,000 | 3,096 |
| Additional noninterest expense | $225,000 | 4,652 |
| Pre-tax net operating income | $381,000 | 4,205 |
| Securities gains (losses) | $18,000 | 1,769 |
| Applicable income taxes | $25,000 | 5,581 |
| Income before extraordinary items | $374,000 | 3,695 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $374,000 | 3,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $440,000 | 161 |
| Net operating income | $357,080 | 3,686 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,830,000 | 4,393 |
| Total interest expense | $1,486,000 | 4,896 |
| Net interest income | $4,344,000 | 4,105 |
| Provision for loan and lease losses | $220,000 | 3,843 |
| Total noninterest income | $546,000 | 5,198 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $169,000 | 5,633 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $377,000 | 4,083 |
| Total noninterest expense | $4,503,000 | 3,342 |
| Salaries and employee benefits | $2,787,000 | 2,962 |
| Premises and equipment expense | $811,000 | 2,726 |
| Additional noninterest expense | $905,000 | 4,606 |
| Pre-tax net operating income | $167,000 | 7,934 |
| Securities gains (losses) | $-81,000 | 9,004 |
| Applicable income taxes | $-352,000 | 9,067 |
| Income before extraordinary items | $438,000 | 6,624 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $438,000 | 6,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,397 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 336 |
| Net operating income | $519,000 | 6,108 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,430,000 | 4,398 |
| Total interest expense | $1,139,000 | 4,965 |
| Net interest income | $3,291,000 | 4,096 |
| Provision for loan and lease losses | $220,000 | 3,174 |
| Total noninterest income | $408,000 | 5,257 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $126,000 | 5,684 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $282,000 | 4,142 |
| Total noninterest expense | $2,955,000 | 3,745 |
| Salaries and employee benefits | $1,687,000 | 3,542 |
| Premises and equipment expense | $629,000 | 2,652 |
| Additional noninterest expense | $639,000 | 4,791 |
| Pre-tax net operating income | $524,000 | 6,183 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $66,000 | 5,975 |
| Income before extraordinary items | $458,000 | 6,052 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $458,000 | 6,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,905 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $458,000 | 5,885 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,973,000 | 4,408 |
| Total interest expense | $766,000 | 5,063 |
| Net interest income | $2,207,000 | 4,074 |
| Provision for loan and lease losses | $220,000 | 2,344 |
| Total noninterest income | $282,000 | 5,150 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $82,000 | 5,716 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $200,000 | 4,036 |
| Total noninterest expense | $2,019,000 | 3,667 |
| Salaries and employee benefits | $1,138,000 | 3,516 |
| Premises and equipment expense | $429,000 | 2,594 |
| Additional noninterest expense | $452,000 | 4,580 |
| Pre-tax net operating income | $250,000 | 6,839 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $56,000 | 5,804 |
| Income before extraordinary items | $194,000 | 7,024 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $194,000 | 7,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,945 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $194,000 | 6,834 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,482,000 | 4,452 |
| Total interest expense | $385,000 | 5,144 |
| Net interest income | $1,097,000 | 4,108 |
| Provision for loan and lease losses | $220,000 | 1,270 |
| Total noninterest income | $149,000 | 4,901 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $40,000 | 5,673 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $109,000 | 3,778 |
| Total noninterest expense | $974,000 | 3,748 |
| Salaries and employee benefits | $539,000 | 3,664 |
| Premises and equipment expense | $217,000 | 2,575 |
| Additional noninterest expense | $218,000 | 4,659 |
| Pre-tax net operating income | $52,000 | 7,969 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $37,000 | 5,499 |
| Income before extraordinary items | $15,000 | 8,562 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $15,000 | 8,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,123 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $15,000 | 8,448 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,888,000 | 4,625 |
| Total interest expense | $1,852,000 | 5,069 |
| Net interest income | $4,036,000 | 4,319 |
| Provision for loan and lease losses | $370,000 | 2,992 |
| Total noninterest income | $551,000 | 4,955 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $112,000 | 6,374 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $439,000 | 3,520 |
| Total noninterest expense | $3,967,000 | 3,582 |
| Salaries and employee benefits | $2,134,000 | 3,549 |
| Premises and equipment expense | $915,000 | 2,370 |
| Additional noninterest expense | $918,000 | 4,472 |
| Pre-tax net operating income | $250,000 | 7,750 |
| Securities gains (losses) | $58,000 | 2,273 |
| Applicable income taxes | $-557,000 | 9,255 |
| Income before extraordinary items | $865,000 | 4,987 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $865,000 | 4,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $407,000 | 1,913 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $978,000 | 393 |
| Net operating income | $807,000 | 5,039 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,904,000 | 4,476 |
| Total interest expense | $3,013,000 | 4,714 |
| Net interest income | $3,891,000 | 4,212 |
| Provision for loan and lease losses | $411,000 | 2,567 |
| Total noninterest income | $429,000 | 5,500 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $86,000 | 6,853 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $343,000 | 3,840 |
| Total noninterest expense | $4,080,000 | 3,370 |
| Salaries and employee benefits | $2,253,000 | 3,255 |
| Premises and equipment expense | $851,000 | 2,486 |
| Additional noninterest expense | $976,000 | 4,146 |
| Pre-tax net operating income | $-171,000 | 8,939 |
| Securities gains (losses) | $324,000 | 858 |
| Applicable income taxes | $-248,000 | 9,400 |
| Income before extraordinary items | $401,000 | 6,572 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $401,000 | 6,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,826 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $77,000 | 8,357 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,958,000 | 4,607 |
| Total interest expense | $3,195,000 | 4,691 |
| Net interest income | $3,763,000 | 4,385 |
| Provision for loan and lease losses | $23,000 | 7,535 |
| Total noninterest income | $451,000 | 5,185 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 6,428 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $343,000 | 3,660 |
| Total noninterest expense | $3,645,000 | 3,578 |
| Salaries and employee benefits | $1,958,000 | 3,530 |
| Premises and equipment expense | $791,000 | 2,603 |
| Additional noninterest expense | $896,000 | 4,354 |
| Pre-tax net operating income | $546,000 | 6,793 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,000 | 8,274 |
| Income before extraordinary items | $544,000 | 6,105 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $544,000 | 6,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,208 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $932,000 | 465 |
| Net operating income | $544,000 | 6,113 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,153,000 | 5,460 |
| Total interest expense | $2,313,000 | 5,473 |
| Net interest income | $2,840,000 | 5,371 |
| Provision for loan and lease losses | $166,000 | 4,030 |
| Total noninterest income | $300,000 | 6,434 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 7,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 4,668 |
| Total noninterest expense | $3,357,000 | 3,839 |
| Salaries and employee benefits | $1,677,000 | 3,970 |
| Premises and equipment expense | $757,000 | 2,686 |
| Additional noninterest expense | $923,000 | 4,290 |
| Pre-tax net operating income | $-383,000 | 9,767 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $2,000 | 8,682 |
| Income before extraordinary items | $-384,000 | 9,830 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-384,000 | 9,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 1,844 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-385,000 | 9,809 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,065,000 | 6,438 |
| Total interest expense | $1,684,000 | 6,796 |
| Net interest income | $2,381,000 | 6,011 |
| Provision for loan and lease losses | $185,000 | 3,665 |
| Total noninterest income | $203,000 | 7,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 7,177 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,233 |
| Total noninterest expense | $3,359,000 | 3,738 |
| Salaries and employee benefits | $1,544,000 | 4,150 |
| Premises and equipment expense | $679,000 | 2,837 |
| Additional noninterest expense | $1,136,000 | 3,530 |
| Pre-tax net operating income | $-960,000 | 10,332 |
| Securities gains (losses) | $-2,000 | 9,897 |
| Applicable income taxes | $207,000 | 6,113 |
| Income before extraordinary items | $-1,169,000 | 10,383 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-1,169,000 | 10,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 9,965 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-1,167,000 | 10,366 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,768,000 | 5,982 |
| Total interest expense | $2,161,000 | 5,955 |
| Net interest income | $2,607,000 | 5,886 |
| Provision for loan and lease losses | $172,000 | 3,837 |
| Total noninterest income | $274,000 | 6,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 6,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 5,496 |
| Total noninterest expense | $2,335,000 | 5,044 |
| Salaries and employee benefits | $1,082,000 | 5,549 |
| Premises and equipment expense | $567,000 | 3,324 |
| Additional noninterest expense | $686,000 | 5,297 |
| Pre-tax net operating income | $374,000 | 8,588 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $375,000 | 7,816 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $375,000 | 7,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,755 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $374,000 | 7,764 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,790,000 | 6,125 |
| Total interest expense | $2,132,000 | 6,161 |
| Net interest income | $2,658,000 | 5,947 |
| Provision for loan and lease losses | $160,000 | 3,923 |
| Total noninterest income | $346,000 | 6,479 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 5,158 |
| Total noninterest expense | $2,667,000 | 4,754 |
| Salaries and employee benefits | $1,104,000 | 5,575 |
| Premises and equipment expense | $851,000 | 2,315 |
| Additional noninterest expense | $712,000 | 5,678 |
| Pre-tax net operating income | $177,000 | 9,927 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $-137,000 | 11,217 |
| Income before extraordinary items | $318,000 | 8,276 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $318,000 | 8,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $551,000 | 1,329 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $314,000 | 8,242 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,101,000 | 6,875 |
| Total interest expense | $1,573,000 | 7,499 |
| Net interest income | $2,528,000 | 6,263 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $317,000 | 6,895 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 5,162 |
| Total noninterest expense | $2,820,000 | 4,514 |
| Salaries and employee benefits | $1,155,000 | 5,388 |
| Premises and equipment expense | $667,000 | 2,932 |
| Additional noninterest expense | $998,000 | 4,356 |
| Pre-tax net operating income | $-25,000 | 11,535 |
| Securities gains (losses) | $12,000 | 2,250 |
| Applicable income taxes | $-64,000 | 11,664 |
| Income before extraordinary items | $51,000 | 11,283 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $51,000 | 11,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,289 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $43,320 | 11,293 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,514,000 | 7,301 |
| Total interest expense | $1,211,000 | 7,857 |
| Net interest income | $2,303,000 | 6,858 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $294,000 | 7,323 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 8,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 5,329 |
| Total noninterest expense | $2,314,000 | 5,519 |
| Salaries and employee benefits | $1,038,000 | 5,907 |
| Premises and equipment expense | $719,000 | 2,765 |
| Additional noninterest expense | $557,000 | 7,375 |
| Pre-tax net operating income | $283,000 | 10,258 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $11,000 | 11,350 |
| Income before extraordinary items | $272,000 | 9,466 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $272,000 | 9,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $407,000 | 1,570 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $272,000 | 9,514 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,429,000 | 7,636 |
| Total interest expense | $1,341,000 | 7,735 |
| Net interest income | $2,088,000 | 7,444 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $244,000 | 8,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 8,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,969 |
| Total noninterest expense | $2,741,000 | 4,860 |
| Salaries and employee benefits | $1,202,000 | 5,230 |
| Premises and equipment expense | $727,000 | 2,778 |
| Additional noninterest expense | $812,000 | 5,859 |
| Pre-tax net operating income | $-409,000 | 12,814 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-409,000 | 12,868 |
| Extraordinary gains, net | $-17,000 | 12,417 |
| Net income | $-426,000 | 12,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $877,000 | 1,248 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-409,000 | 12,804 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,369,000 | 7,040 |
| Total interest expense | $1,867,000 | 7,432 |
| Net interest income | $2,502,000 | 6,596 |
| Provision for loan and lease losses | $1,939,000 | 1,182 |
| Total noninterest income | $219,000 | 9,045 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 8,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,754 |
| Total noninterest expense | $3,699,000 | 3,745 |
| Salaries and employee benefits | $1,222,000 | 5,078 |
| Premises and equipment expense | $753,000 | 2,757 |
| Additional noninterest expense | $1,724,000 | 3,172 |
| Pre-tax net operating income | $-2,917,000 | 13,709 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-238,000 | 13,682 |
| Income before extraordinary items | $-2,679,000 | 13,729 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-2,679,000 | 13,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 6,645 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-2,679,000 | 13,683 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.