Home > Ameribank Federal Savings Bank > Income and Expense
Ameribank Federal Savings Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $24,598,000 | 1,393 |
| Total interest expense | $15,952,000 | 1,064 |
| Net interest income | $8,646,000 | 2,082 |
| Provision for loan and lease losses | $300,000 | 2,267 |
| Total noninterest income | $1,170,000 | 2,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,170,000 | 1,627 |
| Total noninterest expense | $6,606,000 | 2,086 |
| Salaries and employee benefits | $3,073,000 | 2,156 |
| Premises and equipment expense | $1,053,000 | 1,934 |
| Additional noninterest expense | $2,480,000 | 2,010 |
| Pre-tax net operating income | $2,910,000 | 2,491 |
| Securities gains (losses) | $56,000 | 1,233 |
| Applicable income taxes | $925,000 | 2,543 |
| Income before extraordinary items | $2,041,000 | 2,464 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,041,000 | 2,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,528 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,002,360 | 2,488 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $19,679,000 | 1,570 |
| Total interest expense | $12,098,000 | 1,087 |
| Net interest income | $7,581,000 | 2,382 |
| Provision for loan and lease losses | $165,000 | 3,404 |
| Total noninterest income | $1,036,000 | 3,032 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,036,000 | 1,801 |
| Total noninterest expense | $6,181,000 | 2,282 |
| Salaries and employee benefits | $2,953,000 | 2,260 |
| Premises and equipment expense | $1,005,000 | 2,023 |
| Additional noninterest expense | $2,223,000 | 2,359 |
| Pre-tax net operating income | $2,271,000 | 3,085 |
| Securities gains (losses) | $54,000 | 1,106 |
| Applicable income taxes | $717,000 | 3,037 |
| Income before extraordinary items | $1,608,000 | 2,992 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,608,000 | 3,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,468 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,570,740 | 3,076 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $19,318,000 | 1,631 |
| Total interest expense | $11,290,000 | 1,204 |
| Net interest income | $8,028,000 | 2,235 |
| Provision for loan and lease losses | $375,000 | 2,560 |
| Total noninterest income | $971,000 | 3,422 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $971,000 | 2,071 |
| Total noninterest expense | $5,588,000 | 2,564 |
| Salaries and employee benefits | $2,701,000 | 2,468 |
| Premises and equipment expense | $757,000 | 2,687 |
| Additional noninterest expense | $2,130,000 | 2,580 |
| Pre-tax net operating income | $3,036,000 | 2,256 |
| Securities gains (losses) | $569,000 | 817 |
| Applicable income taxes | $1,215,000 | 1,896 |
| Income before extraordinary items | $2,390,000 | 2,089 |
| Extraordinary gains, net | $-180,000 | 13,034 |
| Net income | $2,210,000 | 2,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 6,409 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,014,460 | 2,346 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $19,602,000 | 1,811 |
| Total interest expense | $12,729,000 | 1,383 |
| Net interest income | $6,873,000 | 2,644 |
| Provision for loan and lease losses | $365,000 | 3,650 |
| Total noninterest income | $1,655,000 | 2,216 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,655,000 | 1,423 |
| Total noninterest expense | $5,930,000 | 2,448 |
| Salaries and employee benefits | $2,640,000 | 2,443 |
| Premises and equipment expense | $987,000 | 2,116 |
| Additional noninterest expense | $2,303,000 | 2,487 |
| Pre-tax net operating income | $2,233,000 | 2,791 |
| Securities gains (losses) | $213,000 | 1,931 |
| Applicable income taxes | $743,000 | 2,799 |
| Income before extraordinary items | $1,703,000 | 2,702 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,703,000 | 2,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 3,328 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,553,900 | 2,745 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.