| 1999-12-31 | Rank |
| # of Employees: | 278 | 605 |
| Assets and Liabilities |
| Total Assets: | $1,016,848,000 | 535 |
| Cash and due from depository institutions | $26,489,000 | 605 |
| Interest-bearing balances | $2,190,000 | 1,613 |
| Securities | $92,837,000 | 1,221 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $856,759,000 | 429 |
| Loan loss allowance | $4,714,000 | 853 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $16,348,000 | 470 |
| Other real estate owned | $535,000 | 605 |
| Goodwill and other intangibles | $14,305,000 | 317 |
| All other assets | $9,575,000 | 1,029 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,016,848,000 | 535 |
| Total liabilities | $940,591,000 | 525 |
| Total deposits | $713,888,000 | 549 |
| Interest-bearing deposits | $667,949,000 | 515 |
| Deposits held in domestic offices | $713,888,000 | 544 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,600,000 | 2,687 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $218,167,000 | 303 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $6,936,000 | 760 |
| Total equity capital | $76,257,000 | 623 |
| Total bank equity capital | $76,257,000 | 623 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $56,000 | 8,503 |
| Surplus | $66,997,000 | 372 |
| Undivided profits | $9,204,000 | 2,639 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,312,000 | 1,734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $3,718,000 | 588 |
| Earning assets | $951,786,000 | 522 |
| Long-term assets (5+ years) | $339,614,000 | 340 |
| Average Assets, year-to-date | $953,673,600 | 542 |
| Average Assets, quarterly | $992,248,000 | 542 |
| Volatile liabilities | $151,414,000 | 728 |
| Insider loans | $408,000 | 5,847 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $30,000 | 1,464 |
| Unused loan commitments | $143,328,000 | 575 |
| Tier 1 (core) risk-based capital | $65,511,300 | 686 |
| Tier 2 risk-based capital | $4,714,000 | 814 |
| Total risk weighted assets | $686,861,300 | 542 |
| Total unused commitments | $143,328,000 | 576 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank |
| # of Employees: | 264 | 643 |
| Assets and Liabilities |
| Total Assets: | $938,131,000 | 562 |
| Cash and due from depository institutions | $42,221,000 | 643 |
| Interest-bearing balances | $21,788,000 | 248 |
| Securities | $83,428,000 | 1,410 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $773,144,000 | 440 |
| Loan loss allowance | $3,823,000 | 1,000 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $15,205,000 | 485 |
| Other real estate owned | $656,000 | 643 |
| Goodwill and other intangibles | $15,178,000 | 306 |
| All other assets | $8,299,000 | 1,023 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $938,131,000 | 562 |
| Total liabilities | $866,946,000 | 556 |
| Total deposits | $696,612,000 | 552 |
| Interest-bearing deposits | $653,249,000 | 506 |
| Deposits held in domestic offices | $696,612,000 | 548 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $162,507,000 | 306 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $7,827,000 | 733 |
| Total equity capital | $71,185,000 | 676 |
| Total bank equity capital | $71,185,000 | 676 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $56,000 | 8,693 |
| Surplus | $65,954,000 | 360 |
| Undivided profits | $5,175,000 | 4,335 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,199,000 | 835 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $3,509,000 | 604 |
| Earning assets | $878,360,000 | 555 |
| Long-term assets (5+ years) | $330,101,000 | 321 |
| Average Assets, year-to-date | $917,436,600 | 552 |
| Average Assets, quarterly | $934,543,500 | 555 |
| Volatile liabilities | $78,151,000 | 995 |
| Insider loans | $282,000 | 6,549 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $3,375,000 | 649 |
| Unused loan commitments | $123,923,000 | 599 |
| Tier 1 (core) risk-based capital | $58,460,100 | 739 |
| Tier 2 risk-based capital | $3,823,000 | 926 |
| Total risk weighted assets | $607,049,700 | 559 |
| Total unused commitments | $123,923,000 | 602 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank |
| # of Employees: | 252 | 699 |
| Assets and Liabilities |
| Total Assets: | $884,999,000 | 590 |
| Cash and due from depository institutions | $32,524,000 | 699 |
| Interest-bearing balances | $7,087,000 | 624 |
| Securities | $64,616,000 | 1,772 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $749,379,000 | 460 |
| Loan loss allowance | $3,293,000 | 1,151 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $15,030,000 | 497 |
| Other real estate owned | $276,000 | 699 |
| Goodwill and other intangibles | $14,926,000 | 297 |
| All other assets | $8,248,000 | 1,010 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $884,999,000 | 590 |
| Total liabilities | $812,365,000 | 578 |
| Total deposits | $658,351,000 | 594 |
| Interest-bearing deposits | $627,060,000 | 530 |
| Deposits held in domestic offices | $658,351,000 | 588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $145,588,000 | 304 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $8,426,000 | 703 |
| Total equity capital | $72,634,000 | 659 |
| Total bank equity capital | $72,634,000 | 659 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $56,000 | 9,082 |
| Surplus | $65,268,000 | 348 |
| Undivided profits | $7,310,000 | 3,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,726,000 | 1,028 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $3,859,000 | 576 |
| Earning assets | $821,082,000 | 585 |
| Long-term assets (5+ years) | $194,899,000 | 424 |
| Average Assets, year-to-date | $863,597,000 | 564 |
| Average Assets, quarterly | $876,000,000 | 583 |
| Volatile liabilities | $114,838,000 | 770 |
| Insider loans | $292,000 | 6,707 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,954,000 | 597 |
| Unused loan commitments | $93,287,000 | 694 |
| Tier 1 (core) risk-based capital | $58,886,000 | 735 |
| Tier 2 risk-based capital | $3,293,000 | 994 |
| Total risk weighted assets | $548,285,000 | 606 |
| Total unused commitments | $93,287,000 | 696 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank |
| # of Employees: | 246 | 767 |
| Assets and Liabilities |
| Total Assets: | $846,624,000 | 626 |
| Cash and due from depository institutions | $26,700,000 | 767 |
| Interest-bearing balances | $2,876,000 | 1,283 |
| Securities | $57,535,000 | 2,116 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $715,816,000 | 502 |
| Loan loss allowance | $3,129,000 | 1,287 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $14,534,000 | 529 |
| Other real estate owned | $38,000 | 767 |
| Goodwill and other intangibles | $15,936,000 | 273 |
| All other assets | $16,065,000 | 641 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $846,624,000 | 626 |
| Total liabilities | $779,750,000 | 623 |
| Total deposits | $626,720,000 | 652 |
| Interest-bearing deposits | $600,376,000 | 588 |
| Deposits held in domestic offices | $626,720,000 | 644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $144,228,000 | 310 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $8,802,000 | 673 |
| Total equity capital | $66,874,000 | 716 |
| Total bank equity capital | $66,874,000 | 716 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $56,000 | 9,532 |
| Surplus | $64,350,000 | 364 |
| Undivided profits | $2,467,000 | 6,653 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,847,000 | 1,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $4,011,000 | 582 |
| Earning assets | $776,227,000 | 627 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $699,985,200 | 709 |
| Average Assets, quarterly | $833,830,000 | 633 |
| Volatile liabilities | $216,184,000 | 540 |
| Insider loans | $310,000 | 6,757 |
| FHLB advances | $139,170,000 | 100 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $54,786,000 | 1,003 |
| Tier 1 (core) risk-based capital | $51,960,000 | 846 |
| Tier 2 risk-based capital | $3,129,000 | 1,082 |
| Total risk weighted assets | $522,830,000 | 641 |
| Total unused commitments | $54,786,000 | 1,008 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank |
| # of Employees: | 157 | 1,211 |
| Assets and Liabilities |
| Total Assets: | $326,668,000 | 1,457 |
| Cash and due from depository institutions | $16,014,000 | 1,211 |
| Interest-bearing balances | $4,592,000 | 1,022 |
| Securities | $21,411,000 | 5,292 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $276,457,000 | 1,087 |
| Loan loss allowance | $1,251,000 | 2,894 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,636,000 | 1,373 |
| Other real estate owned | $296,000 | 1,211 |
| Goodwill and other intangibles | $34,000 | 2,773 |
| All other assets | $6,820,000 | 1,283 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $326,667,000 | 1,457 |
| Total liabilities | $294,487,000 | 1,462 |
| Total deposits | $245,078,000 | 1,591 |
| Interest-bearing deposits | $232,553,000 | 1,475 |
| Deposits held in domestic offices | $245,078,000 | 1,579 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $46,722,000 | 568 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,687,000 | 1,667 |
| Total equity capital | $32,180,000 | 1,421 |
| Total bank equity capital | $32,180,000 | 1,421 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $56,000 | 9,990 |
| Surplus | $24,807,000 | 776 |
| Undivided profits | $7,317,000 | 3,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,434,000 | 1,322 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,896,000 | 1,186 |
| Earning assets | $302,460,000 | 1,444 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $310,129,800 | 1,469 |
| Average Assets, quarterly | $320,797,000 | 1,465 |
| Volatile liabilities | $58,102,000 | 1,163 |
| Insider loans | $96,000 | 9,223 |
| FHLB advances | $43,240,000 | 197 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $17,554,000 | 2,174 |
| Tier 1 (core) risk-based capital | $32,048,000 | 1,349 |
| Tier 2 risk-based capital | $1,251,000 | 2,384 |
| Total risk weighted assets | $222,038,000 | 1,298 |
| Total unused commitments | $17,554,000 | 2,185 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank |
| # of Employees: | 168 | 1,161 |
| Assets and Liabilities |
| Total Assets: | $296,200,000 | 1,566 |
| Cash and due from depository institutions | $14,758,000 | 1,161 |
| Interest-bearing balances | $3,480,000 | 1,030 |
| Securities | $39,628,000 | 3,318 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $230,819,000 | 1,238 |
| Loan loss allowance | $1,118,000 | 3,236 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,502,000 | 1,656 |
| Other real estate owned | $163,000 | 1,161 |
| Goodwill and other intangibles | $48,000 | 2,559 |
| All other assets | $6,282,000 | 1,387 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $296,200,000 | 1,566 |
| Total liabilities | $253,908,000 | 1,657 |
| Total deposits | $234,484,000 | 1,621 |
| Interest-bearing deposits | $223,344,000 | 1,481 |
| Deposits held in domestic offices | $234,484,000 | 1,610 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $17,488,000 | 959 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,936,000 | 1,844 |
| Total equity capital | $42,292,000 | 996 |
| Total bank equity capital | $42,292,000 | 996 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $56,000 | 10,530 |
| Surplus | $23,637,000 | 752 |
| Undivided profits | $18,599,000 | 1,276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,019,000 | 2,600 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,604,000 | 1,199 |
| Earning assets | $273,927,000 | 1,539 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $279,880,200 | 1,607 |
| Average Assets, quarterly | $297,197,500 | 1,541 |
| Volatile liabilities | $31,429,000 | 1,762 |
| Insider loans | $106,000 | 9,357 |
| FHLB advances | $13,579,000 | 412 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $21,244,000 | 1,837 |
| Tier 1 (core) risk-based capital | $43,344,000 | 964 |
| Tier 2 risk-based capital | $1,118,000 | 2,644 |
| Total risk weighted assets | $181,950,000 | 1,534 |
| Total unused commitments | $21,244,000 | 1,849 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank |
| # of Employees: | 147 | 1,434 |
| Assets and Liabilities |
| Total Assets: | $266,561,000 | 1,742 |
| Cash and due from depository institutions | $9,381,000 | 1,434 |
| Interest-bearing balances | $2,688,000 | 1,995 |
| Securities | $34,150,000 | 4,012 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $210,688,000 | 1,315 |
| Loan loss allowance | $950,000 | 3,868 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,298,000 | 1,694 |
| Other real estate owned | $274,000 | 1,434 |
| Goodwill and other intangibles | $64,000 | 2,403 |
| All other assets | $7,706,000 | 1,155 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $266,561,000 | 1,742 |
| Total liabilities | $240,079,000 | 1,765 |
| Total deposits | $224,083,000 | 1,761 |
| Interest-bearing deposits | $214,791,000 | 1,603 |
| Deposits held in domestic offices | $224,083,000 | 1,745 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $14,319,000 | 909 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,677,000 | 2,094 |
| Total equity capital | $26,482,000 | 1,559 |
| Total bank equity capital | $26,482,000 | 1,559 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $26,482,000 | 870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $535,000 | 4,733 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,350,000 | 1,260 |
| Earning assets | $247,526,000 | 1,720 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $266,000,000 | 1,710 |
| Average Assets, quarterly | $264,756,500 | 1,734 |
| Volatile liabilities | $26,728,000 | 1,893 |
| Insider loans | $116,000 | 9,485 |
| FHLB advances | $14,181,000 | 357 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,071,000 | 2,421 |
| Tier 1 (core) risk-based capital | $26,449,000 | 1,513 |
| Tier 2 risk-based capital | $950,000 | 3,026 |
| Total risk weighted assets | $158,001,000 | 1,734 |
| Total unused commitments | $14,071,000 | 2,442 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank |
| # of Employees: | 147 | 1,491 |
| Assets and Liabilities |
| Total Assets: | $272,432,000 | 1,766 |
| Cash and due from depository institutions | $7,436,000 | 1,491 |
| Interest-bearing balances | $2,301,000 | 2,486 |
| Securities | $33,491,000 | 4,043 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $218,465,000 | 1,335 |
| Loan loss allowance | $500,000 | 6,467 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,964,000 | 1,854 |
| Other real estate owned | $204,000 | 1,491 |
| Goodwill and other intangibles | $84,000 | 2,287 |
| All other assets | $8,788,000 | 1,076 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $272,432,000 | 1,766 |
| Total liabilities | $248,805,000 | 1,783 |
| Total deposits | $218,941,000 | 1,888 |
| Interest-bearing deposits | $210,392,000 | 1,726 |
| Deposits held in domestic offices | $218,941,000 | 1,876 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $28,344,000 | 569 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,520,000 | 2,331 |
| Total equity capital | $23,627,000 | 1,640 |
| Total bank equity capital | $23,627,000 | 1,640 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $23,627,000 | 911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $715,000 | 4,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,441,000 | 1,329 |
| Earning assets | $254,257,000 | 1,733 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $264,429,400 | 1,774 |
| Average Assets, quarterly | $267,855,000 | 1,785 |
| Volatile liabilities | $38,433,000 | 1,433 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $27,040,000 | 234 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $12,025,000 | 2,600 |
| Tier 1 (core) risk-based capital | $23,574,000 | 1,605 |
| Tier 2 risk-based capital | $500,000 | 5,202 |
| Total risk weighted assets | $167,113,000 | 1,705 |
| Total unused commitments | $12,025,000 | 2,617 |
| Derivatives | $0 | 651 |
