Home > Ameribanc Savings Bank, FSB > Income and Expense
Ameribanc Savings Bank, FSB, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $67,146,000 | 546 |
| Total interest expense | $36,405,000 | 469 |
| Net interest income | $30,741,000 | 656 |
| Provision for loan and lease losses | $2,143,000 | 550 |
| Total noninterest income | $10,349,000 | 580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-988,000 | 4,936 |
| Additional Noninterest Income | $11,337,000 | 386 |
| Total noninterest expense | $35,736,000 | 505 |
| Salaries and employee benefits | $15,141,000 | 489 |
| Premises and equipment expense | $5,502,000 | 447 |
| Additional noninterest expense | $15,093,000 | 525 |
| Pre-tax net operating income | $3,211,000 | 2,211 |
| Securities gains (losses) | $-86,000 | 11,430 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $3,125,000 | 1,568 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,125,000 | 1,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,161,000 | 411 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,211,000 | 1,543 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $69,998,000 | 523 |
| Total interest expense | $38,906,000 | 432 |
| Net interest income | $31,092,000 | 645 |
| Provision for loan and lease losses | $139,000 | 4,861 |
| Total noninterest income | $7,438,000 | 742 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $7,438,000 | 522 |
| Total noninterest expense | $42,914,000 | 453 |
| Salaries and employee benefits | $12,209,000 | 598 |
| Premises and equipment expense | $5,222,000 | 481 |
| Additional noninterest expense | $25,483,000 | 390 |
| Pre-tax net operating income | $-4,523,000 | 13,168 |
| Securities gains (losses) | $1,979,000 | 325 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-2,544,000 | 13,112 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-2,544,000 | 13,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,953,000 | 569 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 347 |
| Net operating income | $-4,523,000 | 13,141 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $80,744,000 | 528 |
| Total interest expense | $53,554,000 | 416 |
| Net interest income | $27,190,000 | 736 |
| Provision for loan and lease losses | $9,443,000 | 383 |
| Total noninterest income | $15,228,000 | 457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $15,228,000 | 334 |
| Total noninterest expense | $32,754,000 | 565 |
| Salaries and employee benefits | $11,100,000 | 648 |
| Premises and equipment expense | $5,044,000 | 509 |
| Additional noninterest expense | $16,610,000 | 537 |
| Pre-tax net operating income | $221,000 | 10,878 |
| Securities gains (losses) | $2,458,000 | 349 |
| Applicable income taxes | $754,000 | 2,757 |
| Income before extraordinary items | $1,925,000 | 2,375 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,925,000 | 2,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,279,000 | 328 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $55,744,000 | 28 |
| Net operating income | $155,240 | 10,859 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.