Home > Ameriana Bank of Ohio, F.S.B. > Income and Expense
Ameriana Bank of Ohio, F.S.B., Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,809,000 | 4,503 |
| Total interest expense | $4,269,000 | 3,394 |
| Net interest income | $2,540,000 | 5,743 |
| Provision for loan and lease losses | $208,000 | 3,472 |
| Total noninterest income | $435,000 | 5,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $435,000 | 3,228 |
| Total noninterest expense | $2,112,000 | 5,477 |
| Salaries and employee benefits | $1,086,000 | 5,553 |
| Premises and equipment expense | $451,000 | 4,112 |
| Additional noninterest expense | $575,000 | 5,986 |
| Pre-tax net operating income | $655,000 | 6,493 |
| Securities gains (losses) | $47,000 | 1,000 |
| Applicable income taxes | $250,000 | 5,204 |
| Income before extraordinary items | $452,000 | 6,685 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $452,000 | 6,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,419 |
| Cash dividends | $400,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $421,920 | 6,835 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,333,000 | 4,801 |
| Total interest expense | $3,973,000 | 3,712 |
| Net interest income | $2,360,000 | 6,046 |
| Provision for loan and lease losses | $39,000 | 7,011 |
| Total noninterest income | $250,000 | 7,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $250,000 | 4,429 |
| Total noninterest expense | $1,829,000 | 5,924 |
| Salaries and employee benefits | $843,000 | 6,496 |
| Premises and equipment expense | $449,000 | 4,018 |
| Additional noninterest expense | $537,000 | 6,184 |
| Pre-tax net operating income | $742,000 | 6,327 |
| Securities gains (losses) | $287,000 | 760 |
| Applicable income taxes | $379,000 | 4,559 |
| Income before extraordinary items | $650,000 | 5,820 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $650,000 | 5,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,967 |
| Cash dividends | $600,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $466,320 | 6,703 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,831,000 | 5,180 |
| Total interest expense | $3,673,000 | 3,973 |
| Net interest income | $2,158,000 | 6,604 |
| Provision for loan and lease losses | $122,000 | 4,599 |
| Total noninterest income | $331,000 | 6,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $331,000 | 3,707 |
| Total noninterest expense | $1,706,000 | 6,276 |
| Salaries and employee benefits | $960,000 | 6,005 |
| Premises and equipment expense | $316,000 | 5,267 |
| Additional noninterest expense | $430,000 | 7,098 |
| Pre-tax net operating income | $661,000 | 7,157 |
| Securities gains (losses) | $301,000 | 567 |
| Applicable income taxes | $337,000 | 5,417 |
| Income before extraordinary items | $625,000 | 6,231 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $625,000 | 6,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,853 |
| Cash dividends | $600,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $429,350 | 7,400 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,562,000 | 5,468 |
| Total interest expense | $3,528,000 | 4,168 |
| Net interest income | $2,034,000 | 7,072 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $295,000 | 7,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $295,000 | 4,116 |
| Total noninterest expense | $1,919,000 | 6,113 |
| Salaries and employee benefits | $839,000 | 6,778 |
| Premises and equipment expense | $287,000 | 5,753 |
| Additional noninterest expense | $793,000 | 5,235 |
| Pre-tax net operating income | $398,000 | 8,516 |
| Securities gains (losses) | $207,000 | 677 |
| Applicable income taxes | $204,000 | 7,077 |
| Income before extraordinary items | $401,000 | 7,613 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $401,000 | 7,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $264,380 | 8,649 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,676,000 | 6,262 |
| Total interest expense | $2,915,000 | 4,888 |
| Net interest income | $1,761,000 | 7,869 |
| Provision for loan and lease losses | $14,000 | 8,034 |
| Total noninterest income | $329,000 | 6,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $329,000 | 3,778 |
| Total noninterest expense | $1,341,000 | 7,760 |
| Salaries and employee benefits | $695,000 | 7,743 |
| Premises and equipment expense | $225,000 | 6,752 |
| Additional noninterest expense | $421,000 | 7,996 |
| Pre-tax net operating income | $735,000 | 7,134 |
| Securities gains (losses) | $20,000 | 1,915 |
| Applicable income taxes | $266,000 | 6,426 |
| Income before extraordinary items | $489,000 | 7,336 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $489,000 | 7,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $476,000 | 7,398 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,028,000 | 6,667 |
| Total interest expense | $2,242,000 | 5,092 |
| Net interest income | $1,786,000 | 8,074 |
| Provision for loan and lease losses | $28,000 | 7,286 |
| Total noninterest income | $504,000 | 5,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $504,000 | 2,932 |
| Total noninterest expense | $1,535,000 | 7,493 |
| Salaries and employee benefits | $847,000 | 6,941 |
| Premises and equipment expense | $226,000 | 6,941 |
| Additional noninterest expense | $462,000 | 8,220 |
| Pre-tax net operating income | $727,000 | 7,252 |
| Securities gains (losses) | $51,000 | 1,146 |
| Applicable income taxes | $275,000 | 6,190 |
| Income before extraordinary items | $503,000 | 7,288 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $503,000 | 7,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $469,850 | 7,584 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,130,000 | 6,718 |
| Total interest expense | $2,177,000 | 5,429 |
| Net interest income | $1,953,000 | 7,819 |
| Provision for loan and lease losses | $79,000 | 6,364 |
| Total noninterest income | $420,000 | 6,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $420,000 | 3,643 |
| Total noninterest expense | $1,307,000 | 8,481 |
| Salaries and employee benefits | $752,000 | 7,630 |
| Premises and equipment expense | $160,000 | 8,641 |
| Additional noninterest expense | $395,000 | 9,316 |
| Pre-tax net operating income | $987,000 | 5,931 |
| Securities gains (losses) | $103,000 | 2,469 |
| Applicable income taxes | $419,000 | 4,843 |
| Income before extraordinary items | $671,000 | 6,289 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $671,000 | 6,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 7,032 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $605,080 | 6,498 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,695,000 | 6,678 |
| Total interest expense | $2,727,000 | 5,593 |
| Net interest income | $1,968,000 | 7,845 |
| Provision for loan and lease losses | $88,000 | 7,660 |
| Total noninterest income | $234,000 | 8,782 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $234,000 | 5,186 |
| Total noninterest expense | $1,349,000 | 8,486 |
| Salaries and employee benefits | $791,000 | 7,313 |
| Premises and equipment expense | $153,000 | 9,020 |
| Additional noninterest expense | $405,000 | 9,500 |
| Pre-tax net operating income | $765,000 | 6,741 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $240,000 | 6,828 |
| Income before extraordinary items | $525,000 | 7,131 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $525,000 | 7,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 6,342 |
| Cash dividends | $130,000 | 6,040 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,018 |
| Net operating income | $525,000 | 6,753 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.