Home > Amerasia Bank > Income and Expense

Amerasia Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$51,005,000916
Total interest expense$13,551,0001,057
Net interest income$37,454,000849
Provision for loan and lease losses$376,0001,479
Total noninterest income$1,447,0002,339
Gross Fiduciary activities income$0981
Service charges on deposit accounts$325,0002,103
Trading account gains and feesNANA
Additional Noninterest Income$1,122,0002,169
Total noninterest expense$14,631,0001,563
Salaries and employee benefits$9,512,0001,394
Premises and equipment expense$2,279,0001,089
Additional noninterest expense$1,122,0002,169
Pre-tax net operating income$23,894,000593
Securities gains (losses)$0988
Applicable income taxes$6,819,000444
Income before extraordinary items$17,075,000649
Extraordinary gains, net$054
Net income$17,075,000659
Minority interest net income$088
Net income of bank and minority interests.$17,075,000652
Net charge-offs$-25,0004,036
Cash dividends$5,501,000750
Sale, conversion, retirement of capital stock, net$0540
Net operating income$17,075,000665
2023-09-30 (YTD Data)Rank
Total interest income$37,064,000928
Total interest expense$9,284,0001,045
Net interest income$27,780,000865
Provision for loan and lease losses$364,0001,202
Total noninterest income$1,126,0002,300
Gross Fiduciary activities income$0950
Service charges on deposit accounts$238,0002,131
Trading account gains and feesNANA
Additional Noninterest Income$888,0002,107
Total noninterest expense$10,314,0001,625
Salaries and employee benefits$6,550,0001,488
Premises and equipment expense$1,702,0001,088
Additional noninterest expense$888,0002,107
Pre-tax net operating income$18,228,000604
Securities gains (losses)$0849
Applicable income taxes$5,133,000457
Income before extraordinary items$13,095,000662
Extraordinary gains, net$052
Net income$13,095,000666
Minority interest net income$081
Net income of bank and minority interests.$13,095,000662
Net charge-offs$-25,0004,048
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$13,095,000672
2023-06-30 (YTD Data)Rank
Total interest income$23,628,000936
Total interest expense$5,398,0001,057
Net interest income$18,230,000884
Provision for loan and lease losses$86,0001,918
Total noninterest income$789,0002,203
Gross Fiduciary activities income$0931
Service charges on deposit accounts$137,0002,311
Trading account gains and feesNANA
Additional Noninterest Income$652,0001,929
Total noninterest expense$7,044,0001,581
Salaries and employee benefits$4,645,0001,405
Premises and equipment expense$1,129,0001,087
Additional noninterest expense$652,0001,926
Pre-tax net operating income$11,889,000605
Securities gains (losses)$0938
Applicable income taxes$2,972,000501
Income before extraordinary items$8,917,000654
Extraordinary gains, net$051
Net income$8,917,000665
Minority interest net income$081
Net income of bank and minority interests.$8,917,000654
Net charge-offs$-25,0004,172
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$8,917,000660
2023-03-31 (YTD Data)Rank
Total interest income$11,472,000948
Total interest expense$2,246,0001,097
Net interest income$9,226,000888
Provision for loan and lease losses$02,612
Total noninterest income$448,0002,079
Gross Fiduciary activities income$0913
Service charges on deposit accounts$64,0002,399
Trading account gains and feesNANA
Additional Noninterest Income$384,0001,779
Total noninterest expense$3,229,0001,723
Salaries and employee benefits$2,060,0001,593
Premises and equipment expense$565,0001,121
Additional noninterest expense$384,0001,779
Pre-tax net operating income$6,445,000599
Securities gains (losses)$0950
Applicable income taxes$1,433,000525
Income before extraordinary items$5,012,000617
Extraordinary gains, net$04
Net income$5,012,000616
Minority interest net income$048
Net income of bank and minority interests.$5,012,000616
Net charge-offs$-2,0003,519
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$5,012,000624
2022-12-31 (YTD Data)Rank
Total interest income$38,043,000934
Total interest expense$4,499,000851
Net interest income$33,544,000928
Provision for loan and lease losses$-23,0004,283
Total noninterest income$1,054,0002,744
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$386,0001,983
Trading account gains and feesNANA
Additional Noninterest Income$668,0002,764
Total noninterest expense$14,281,0001,548
Salaries and employee benefits$9,111,0001,423
Premises and equipment expense$2,222,0001,106
Additional noninterest expense$668,0002,764
Pre-tax net operating income$20,340,000744
Securities gains (losses)$0691
Applicable income taxes$5,579,000561
Income before extraordinary items$14,761,000801
Extraordinary gains, net$05
Net income$14,761,000802
Minority interest net income$063
Net income of bank and minority interests.$14,761,000802
Net charge-offs$-11,0003,661
Cash dividends$3,929,000951
Sale, conversion, retirement of capital stock, net$0568
Net operating income$14,761,000816
2022-09-30 (YTD Data)Rank
Total interest income$27,411,000931
Total interest expense$3,042,000728
Net interest income$24,369,000944
Provision for loan and lease losses$-76,0004,430
Total noninterest income$791,0002,779
Gross Fiduciary activities income$0968
Service charges on deposit accounts$314,0001,911
Trading account gains and feesNANA
Additional Noninterest Income$477,0002,848
Total noninterest expense$9,838,0001,642
Salaries and employee benefits$6,308,0001,511
Premises and equipment expense$1,644,0001,107
Additional noninterest expense$477,0002,848
Pre-tax net operating income$15,398,000736
Securities gains (losses)$0740
Applicable income taxes$3,866,000602
Income before extraordinary items$11,532,000791
Extraordinary gains, net$04
Net income$11,532,000791
Minority interest net income$057
Net income of bank and minority interests.$11,532,000791
Net charge-offs$-8,0003,537
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$11,532,000804
2022-06-30 (YTD Data)Rank
Total interest income$17,351,000938
Total interest expense$1,979,000595
Net interest income$15,372,000970
Provision for loan and lease losses$-128,0004,504
Total noninterest income$497,0002,836
Gross Fiduciary activities income$0925
Service charges on deposit accounts$223,0001,815
Trading account gains and feesNANA
Additional Noninterest Income$274,0003,010
Total noninterest expense$6,704,0001,610
Salaries and employee benefits$4,384,0001,456
Premises and equipment expense$1,086,0001,108
Additional noninterest expense$1,234,0002,264
Pre-tax net operating income$9,293,000765
Securities gains (losses)$0687
Applicable income taxes$2,577,000562
Income before extraordinary items$6,716,000840
Extraordinary gains, net$04
Net income$6,716,000840
Minority interest net income$060
Net income of bank and minority interests.$6,716,000840
Net charge-offs$-6,0003,498
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,716,000854
2022-03-31 (YTD Data)Rank
Total interest income$8,617,000918
Total interest expense$1,017,000547
Net interest income$7,600,000954
Provision for loan and lease losses$02,285
Total noninterest income$264,0002,737
Gross Fiduciary activities income$0892
Service charges on deposit accounts$130,0001,635
Trading account gains and feesNANA
Additional Noninterest Income$134,0002,993
Total noninterest expense$3,007,0001,750
Salaries and employee benefits$1,904,0001,626
Premises and equipment expense$545,0001,109
Additional noninterest expense$558,0002,404
Pre-tax net operating income$4,857,000702
Securities gains (losses)$0623
Applicable income taxes$1,312,000545
Income before extraordinary items$3,545,000771
Extraordinary gains, net$04
Net income$3,545,000771
Minority interest net income$050
Net income of bank and minority interests.$3,545,000771
Net charge-offs$-2,0003,266
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,545,000780
2021-12-31 (YTD Data)Rank
Total interest income$34,192,000941
Total interest expense$4,651,000584
Net interest income$29,541,000989
Provision for loan and lease losses$245,0001,576
Total noninterest income$1,709,0002,420
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,213,000825
Trading account gains and feesNANA
Additional Noninterest Income$496,0003,270
Total noninterest expense$12,906,0001,646
Salaries and employee benefits$8,109,0001,547
Premises and equipment expense$2,201,0001,116
Additional noninterest expense$2,596,0002,201
Pre-tax net operating income$18,099,000798
Securities gains (losses)$5,0001,837
Applicable income taxes$4,871,000639
Income before extraordinary items$13,233,000914
Extraordinary gains, net$010
Net income$13,233,000914
Minority interest net income$074
Net income of bank and minority interests.$13,233,000914
Net charge-offs$7,0002,374
Cash dividends$3,143,0001,134
Sale, conversion, retirement of capital stock, net$0582
Net operating income$13,229,050901
2021-09-30 (YTD Data)Rank
Total interest income$25,764,000955
Total interest expense$3,545,000598
Net interest income$22,219,000998
Provision for loan and lease losses$110,0001,885
Total noninterest income$1,343,0002,398
Gross Fiduciary activities income$0957
Service charges on deposit accounts$982,000778
Trading account gains and feesNANA
Additional Noninterest Income$361,0003,347
Total noninterest expense$9,024,0001,743
Salaries and employee benefits$5,470,0001,669
Premises and equipment expense$1,646,0001,130
Additional noninterest expense$1,908,0002,225
Pre-tax net operating income$14,428,000799
Securities gains (losses)$5,0001,760
Applicable income taxes$3,297,000706
Income before extraordinary items$11,136,000861
Extraordinary gains, net$08
Net income$11,136,000861
Minority interest net income$069
Net income of bank and minority interests.$11,136,000861
Net charge-offs$6,0002,115
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$11,132,050847
2021-06-30 (YTD Data)Rank
Total interest income$17,016,000956
Total interest expense$2,403,000618
Net interest income$14,613,000992
Provision for loan and lease losses$02,862
Total noninterest income$988,0002,255
Gross Fiduciary activities income$0951
Service charges on deposit accounts$766,000639
Trading account gains and feesNANA
Additional Noninterest Income$222,0003,407
Total noninterest expense$5,530,0001,835
Salaries and employee benefits$3,401,0001,751
Premises and equipment expense$1,087,0001,125
Additional noninterest expense$1,042,0002,500
Pre-tax net operating income$10,071,000758
Securities gains (losses)$01,818
Applicable income taxes$2,076,000731
Income before extraordinary items$7,995,000799
Extraordinary gains, net$06
Net income$7,995,000799
Minority interest net income$067
Net income of bank and minority interests.$7,995,000799
Net charge-offs$8,0001,799
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,995,000779
2021-03-31 (YTD Data)Rank
Total interest income$8,542,000951
Total interest expense$1,244,000633
Net interest income$7,298,000977
Provision for loan and lease losses$02,741
Total noninterest income$460,0002,321
Gross Fiduciary activities income$0922
Service charges on deposit accounts$360,000668
Trading account gains and feesNANA
Additional Noninterest Income$100,0003,506
Total noninterest expense$2,929,0001,751
Salaries and employee benefits$1,937,0001,588
Premises and equipment expense$544,0001,136
Additional noninterest expense$448,0002,747
Pre-tax net operating income$4,829,000793
Securities gains (losses)$01,392
Applicable income taxes$1,001,000748
Income before extraordinary items$3,828,000840
Extraordinary gains, net$03
Net income$3,828,000840
Minority interest net income$055
Net income of bank and minority interests.$3,828,000840
Net charge-offs$-2,0003,357
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,828,000820
2020-12-31 (YTD Data)Rank
Total interest income$36,177,000912
Total interest expense$7,414,000654
Net interest income$28,763,000943
Provision for loan and lease losses$805,0001,816
Total noninterest income$1,088,0002,774
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$698,0001,251
Trading account gains and feesNANA
Additional Noninterest Income$390,0003,398
Total noninterest expense$12,740,0001,620
Salaries and employee benefits$8,027,0001,512
Premises and equipment expense$1,989,0001,188
Additional noninterest expense$2,724,0002,075
Pre-tax net operating income$16,306,000695
Securities gains (losses)$02,675
Applicable income taxes$4,290,000550
Income before extraordinary items$12,016,000809
Extraordinary gains, net$04
Net income$12,016,000809
Minority interest net income$072
Net income of bank and minority interests.$12,016,000809
Net charge-offs$-10,0004,247
Cash dividends$1,965,0001,561
Sale, conversion, retirement of capital stock, net$0566
Net operating income$12,016,000774
2020-09-30 (YTD Data)Rank
Total interest income$27,421,000901
Total interest expense$6,047,000647
Net interest income$21,374,000945
Provision for loan and lease losses$696,0001,680
Total noninterest income$708,0002,907
Gross Fiduciary activities income$0981
Service charges on deposit accounts$415,0001,501
Trading account gains and feesNANA
Additional Noninterest Income$293,0003,369
Total noninterest expense$8,534,0001,751
Salaries and employee benefits$5,545,0001,593
Premises and equipment expense$1,481,0001,191
Additional noninterest expense$1,508,0002,495
Pre-tax net operating income$12,852,000644
Securities gains (losses)$02,494
Applicable income taxes$3,137,000537
Income before extraordinary items$9,715,000729
Extraordinary gains, net$04
Net income$9,715,000729
Minority interest net income$065
Net income of bank and minority interests.$9,715,000729
Net charge-offs$-8,0004,194
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$9,715,000700
2020-06-30 (YTD Data)Rank
Total interest income$18,565,000898
Total interest expense$4,409,000645
Net interest income$14,156,000958
Provision for loan and lease losses$310,0002,020
Total noninterest income$488,0002,825
Gross Fiduciary activities income$0970
Service charges on deposit accounts$304,0001,401
Trading account gains and feesNANA
Additional Noninterest Income$184,0003,391
Total noninterest expense$5,417,0001,811
Salaries and employee benefits$3,399,0001,699
Premises and equipment expense$985,0001,189
Additional noninterest expense$1,033,0002,456
Pre-tax net operating income$8,917,000564
Securities gains (losses)$02,249
Applicable income taxes$1,835,000531
Income before extraordinary items$7,082,000611
Extraordinary gains, net$04
Net income$7,082,000611
Minority interest net income$065
Net income of bank and minority interests.$7,082,000611
Net charge-offs$-5,0004,124
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$7,082,000581
2020-03-31 (YTD Data)Rank
Total interest income$9,711,000874
Total interest expense$2,396,000666
Net interest income$7,315,000929
Provision for loan and lease losses$03,711
Total noninterest income$284,0002,592
Gross Fiduciary activities income$0941
Service charges on deposit accounts$192,0001,333
Trading account gains and feesNANA
Additional Noninterest Income$92,0003,262
Total noninterest expense$2,981,0001,700
Salaries and employee benefits$1,931,0001,545
Premises and equipment expense$470,0001,249
Additional noninterest expense$580,0002,298
Pre-tax net operating income$4,618,000513
Securities gains (losses)$01,705
Applicable income taxes$1,246,000388
Income before extraordinary items$3,372,000580
Extraordinary gains, net$04
Net income$3,372,000581
Minority interest net income$056
Net income of bank and minority interests.$3,372,000580
Net charge-offs$-4,0004,126
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,372,000558
2019-12-31 (YTD Data)Rank
Total interest income$38,571,000879
Total interest expense$8,923,000752
Net interest income$29,648,000912
Provision for loan and lease losses$406,0001,667
Total noninterest income$1,214,0002,560
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$833,0001,297
Trading account gains and feesNANA
Additional Noninterest Income$381,0003,322
Total noninterest expense$12,161,0001,625
Salaries and employee benefits$7,600,0001,519
Premises and equipment expense$1,847,0001,239
Additional noninterest expense$2,714,0002,083
Pre-tax net operating income$18,295,000655
Securities gains (losses)$02,379
Applicable income taxes$4,758,000527
Income before extraordinary items$13,537,000735
Extraordinary gains, net$011
Net income$13,537,000736
Minority interest net income$076
Net income of bank and minority interests.$13,537,000736
Net charge-offs$-52,0004,781
Cash dividends$1,965,0001,607
Sale, conversion, retirement of capital stock, net$0626
Net operating income$13,537,000718
2019-09-30 (YTD Data)Rank
Total interest income$28,708,000887
Total interest expense$6,456,000781
Net interest income$22,252,000913
Provision for loan and lease losses$165,0002,171
Total noninterest income$901,0002,584
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$619,0001,312
Trading account gains and feesNANA
Additional Noninterest Income$282,0003,360
Total noninterest expense$7,973,0001,834
Salaries and employee benefits$5,120,0001,675
Premises and equipment expense$1,370,0001,264
Additional noninterest expense$1,483,0002,582
Pre-tax net operating income$15,015,000624
Securities gains (losses)$02,167
Applicable income taxes$3,726,000516
Income before extraordinary items$11,289,000671
Extraordinary gains, net$011
Net income$11,289,000673
Minority interest net income$072
Net income of bank and minority interests.$11,289,000672
Net charge-offs$-47,0004,806
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$11,289,000659
2019-06-30 (YTD Data)Rank
Total interest income$18,727,000899
Total interest expense$4,084,000798
Net interest income$14,643,000920
Provision for loan and lease losses$03,685
Total noninterest income$553,0002,674
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$373,0001,409
Trading account gains and feesNANA
Additional Noninterest Income$180,0003,384
Total noninterest expense$5,183,0001,886
Salaries and employee benefits$3,299,0001,730
Premises and equipment expense$901,0001,290
Additional noninterest expense$983,0002,613
Pre-tax net operating income$10,013,000600
Securities gains (losses)$01,702
Applicable income taxes$2,435,000511
Income before extraordinary items$7,578,000648
Extraordinary gains, net$011
Net income$7,578,000648
Minority interest net income$069
Net income of bank and minority interests.$7,578,000648
Net charge-offs$8,0002,672
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,578,000635
2019-03-31 (YTD Data)Rank
Total interest income$9,285,000905
Total interest expense$1,956,000808
Net interest income$7,329,000920
Provision for loan and lease losses$03,406
Total noninterest income$249,0002,757
Gross Fiduciary activities income$0972
Service charges on deposit accounts$164,0001,558
Trading account gains and feesNANA
Additional Noninterest Income$85,0003,424
Total noninterest expense$2,662,0001,830
Salaries and employee benefits$1,728,0001,673
Premises and equipment expense$457,0001,302
Additional noninterest expense$477,0002,673
Pre-tax net operating income$4,916,000598
Securities gains (losses)$01,087
Applicable income taxes$1,199,000514
Income before extraordinary items$3,717,000650
Extraordinary gains, net$05
Net income$3,717,000650
Minority interest net income$052
Net income of bank and minority interests.$3,717,000649
Net charge-offs$14,0001,843
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,717,000638
2018-12-31 (YTD Data)Rank
Total interest income$33,464,000940
Total interest expense$5,962,000798
Net interest income$27,502,000951
Provision for loan and lease losses$350,0001,803
Total noninterest income$970,0002,898
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$540,0001,868
Trading account gains and feesNANA
Additional Noninterest Income$430,0003,265
Total noninterest expense$11,309,0001,711
Salaries and employee benefits$6,959,0001,610
Premises and equipment expense$1,820,0001,277
Additional noninterest expense$2,530,0002,205
Pre-tax net operating income$16,813,000680
Securities gains (losses)$01,125
Applicable income taxes$4,505,000506
Income before extraordinary items$12,308,000767
Extraordinary gains, net$06
Net income$12,308,000766
Minority interest net income$072
Net income of bank and minority interests.$12,308,000766
Net charge-offs$-22,0004,695
Cash dividends$1,965,0001,486
Sale, conversion, retirement of capital stock, net$0671
Net operating income$12,308,000766
2018-09-30 (YTD Data)Rank
Total interest income$24,543,000943
Total interest expense$4,119,000809
Net interest income$20,424,000958
Provision for loan and lease losses$03,948
Total noninterest income$654,0003,069
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$363,0002,054
Trading account gains and feesNANA
Additional Noninterest Income$291,0003,413
Total noninterest expense$8,016,0001,798
Salaries and employee benefits$5,152,0001,626
Premises and equipment expense$1,362,0001,276
Additional noninterest expense$1,502,0002,605
Pre-tax net operating income$13,062,000662
Securities gains (losses)$01,118
Applicable income taxes$3,339,000520
Income before extraordinary items$9,723,000727
Extraordinary gains, net$05
Net income$9,723,000726
Minority interest net income$066
Net income of bank and minority interests.$9,723,000726
Net charge-offs$-18,0004,637
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$9,723,000727
2018-06-30 (YTD Data)Rank
Total interest income$16,139,000947
Total interest expense$2,549,000817
Net interest income$13,590,000950
Provision for loan and lease losses$03,782
Total noninterest income$396,0003,209
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$207,0002,257
Trading account gains and feesNANA
Additional Noninterest Income$189,0003,455
Total noninterest expense$5,062,0001,894
Salaries and employee benefits$3,184,0001,746
Premises and equipment expense$894,0001,300
Additional noninterest expense$984,0002,646
Pre-tax net operating income$8,924,000642
Securities gains (losses)$0961
Applicable income taxes$2,457,000493
Income before extraordinary items$6,467,000728
Extraordinary gains, net$06
Net income$6,467,000727
Minority interest net income$065
Net income of bank and minority interests.$6,467,000727
Net charge-offs$-12,0004,572
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,467,000727
2018-03-31 (YTD Data)Rank
Total interest income$8,031,000941
Total interest expense$1,211,000816
Net interest income$6,820,000945
Provision for loan and lease losses$03,508
Total noninterest income$187,0003,267
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$85,0002,571
Trading account gains and feesNANA
Additional Noninterest Income$102,0003,317
Total noninterest expense$2,646,0001,842
Salaries and employee benefits$1,697,0001,680
Premises and equipment expense$462,0001,284
Additional noninterest expense$487,0002,683
Pre-tax net operating income$4,361,000649
Securities gains (losses)$0735
Applicable income taxes$1,099,000517
Income before extraordinary items$3,262,000708
Extraordinary gains, net$07
Net income$3,262,000708
Minority interest net income$052
Net income of bank and minority interests.$3,262,000708
Net charge-offs$-7,0004,604
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,262,000704
2017-12-31 (YTD Data)Rank
Total interest income$29,066,000988
Total interest expense$4,255,000799
Net interest income$24,811,0001,012
Provision for loan and lease losses$490,0001,475
Total noninterest income$689,0003,479
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$346,0002,606
Trading account gains and fees$0151
Additional Noninterest Income$343,0003,636
Total noninterest expense$11,497,0001,670
Salaries and employee benefits$7,163,0001,555
Premises and equipment expense$1,791,0001,299
Additional noninterest expense$2,543,0002,235
Pre-tax net operating income$13,513,000755
Securities gains (losses)$02,243
Applicable income taxes$5,891,000595
Income before extraordinary items$7,622,000940
Extraordinary gains, net$09
Net income$7,622,000940
Minority interest net income$076
Net income of bank and minority interests.$7,622,000940
Net charge-offs$-20,0004,947
Cash dividends$1,572,0001,664
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,622,000930
2017-09-30 (YTD Data)Rank
Total interest income$21,262,0001,010
Total interest expense$3,080,000806
Net interest income$18,182,0001,031
Provision for loan and lease losses$320,0001,561
Total noninterest income$515,0003,522
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$249,0002,704
Trading account gains and fees$0145
Additional Noninterest Income$266,0003,621
Total noninterest expense$7,244,0001,956
Salaries and employee benefits$4,517,0001,820
Premises and equipment expense$1,291,0001,348
Additional noninterest expense$1,436,0002,744
Pre-tax net operating income$11,133,000700
Securities gains (losses)$02,274
Applicable income taxes$4,448,000536
Income before extraordinary items$6,685,000881
Extraordinary gains, net$09
Net income$6,685,000882
Minority interest net income$071
Net income of bank and minority interests.$6,685,000881
Net charge-offs$-16,0004,869
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,685,000868
2017-06-30 (YTD Data)Rank
Total interest income$13,640,0001,035
Total interest expense$1,974,000811
Net interest income$11,666,0001,065
Provision for loan and lease losses$190,0001,605
Total noninterest income$358,0003,460
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$162,0002,737
Trading account gains and fees$0139
Additional Noninterest Income$196,0003,500
Total noninterest expense$4,652,0002,034
Salaries and employee benefits$2,853,0001,895
Premises and equipment expense$842,0001,377
Additional noninterest expense$957,0002,753
Pre-tax net operating income$7,182,000706
Securities gains (losses)$01,906
Applicable income taxes$2,837,000538
Income before extraordinary items$4,345,000897
Extraordinary gains, net$011
Net income$4,345,000898
Minority interest net income$071
Net income of bank and minority interests.$4,345,000897
Net charge-offs$-10,0004,795
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,345,000884
2017-03-31 (YTD Data)Rank
Total interest income$6,661,0001,050
Total interest expense$919,000833
Net interest income$5,742,0001,073
Provision for loan and lease losses$03,537
Total noninterest income$196,0003,332
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$75,0002,881
Trading account gains and fees$0142
Additional Noninterest Income$121,0003,210
Total noninterest expense$2,398,0001,999
Salaries and employee benefits$1,532,0001,803
Premises and equipment expense$405,0001,431
Additional noninterest expense$461,0002,818
Pre-tax net operating income$3,540,000707
Securities gains (losses)$01,153
Applicable income taxes$1,424,000528
Income before extraordinary items$2,116,000890
Extraordinary gains, net$08
Net income$2,116,000891
Minority interest net income$055
Net income of bank and minority interests.$2,116,000890
Net charge-offs$-5,0004,686
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,116,000877
2016-12-31 (YTD Data)Rank
Total interest income$24,814,0001,078
Total interest expense$3,131,000927
Net interest income$21,683,0001,091
Provision for loan and lease losses$623,0001,272
Total noninterest income$618,0003,773
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$256,0003,228
Trading account gains and fees$0170
Additional Noninterest Income$362,0003,702
Total noninterest expense$9,473,0002,003
Salaries and employee benefits$5,981,0001,792
Premises and equipment expense$1,549,0001,475
Additional noninterest expense$1,943,0002,813
Pre-tax net operating income$12,205,000775
Securities gains (losses)$03,212
Applicable income taxes$4,957,000559
Income before extraordinary items$7,248,0001,026
Extraordinary gains, net$05
Net income$7,248,0001,025
Minority interest net income$082
Net income of bank and minority interests.$7,248,0001,025
Net charge-offs$40,0003,302
Cash dividends$1,572,0001,659
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,248,0001,002
2016-09-30 (YTD Data)Rank
Total interest income$18,287,0001,098
Total interest expense$2,270,000960
Net interest income$16,017,0001,110
Provision for loan and lease losses$340,0001,502
Total noninterest income$465,0003,795
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$177,0003,369
Trading account gains and fees$0169
Additional Noninterest Income$288,0003,629
Total noninterest expense$6,677,0002,095
Salaries and employee benefits$4,110,0001,935
Premises and equipment expense$1,120,0001,533
Additional noninterest expense$1,447,0002,819
Pre-tax net operating income$9,465,000745
Securities gains (losses)$03,160
Applicable income taxes$3,891,000542
Income before extraordinary items$5,574,0001,011
Extraordinary gains, net$05
Net income$5,574,0001,011
Minority interest net income$071
Net income of bank and minority interests.$5,574,0001,011
Net charge-offs$35,0002,810
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,574,000986
2016-06-30 (YTD Data)Rank
Total interest income$11,961,0001,113
Total interest expense$1,456,000993
Net interest income$10,505,0001,126
Provision for loan and lease losses$200,0001,606
Total noninterest income$331,0003,694
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$112,0003,448
Trading account gains and fees$0157
Additional Noninterest Income$219,0003,468
Total noninterest expense$4,199,0002,213
Salaries and employee benefits$2,629,0002,013
Premises and equipment expense$651,0001,727
Additional noninterest expense$919,0002,924
Pre-tax net operating income$6,437,000722
Securities gains (losses)$02,835
Applicable income taxes$2,135,000617
Income before extraordinary items$4,302,000855
Extraordinary gains, net$016
Net income$4,302,000854
Minority interest net income$071
Net income of bank and minority interests.$4,302,000854
Net charge-offs$40,0002,310
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,302,000830
2016-03-31 (YTD Data)Rank
Total interest income$5,861,0001,130
Total interest expense$734,000983
Net interest income$5,127,0001,148
Provision for loan and lease losses$03,656
Total noninterest income$187,0003,470
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$56,0003,440
Trading account gains and fees$0142
Additional Noninterest Income$131,0003,156
Total noninterest expense$2,224,0002,114
Salaries and employee benefits$1,508,0001,787
Premises and equipment expense$303,0001,859
Additional noninterest expense$413,0003,157
Pre-tax net operating income$3,090,000744
Securities gains (losses)$02,077
Applicable income taxes$896,000687
Income before extraordinary items$2,194,000823
Extraordinary gains, net$012
Net income$2,194,000823
Minority interest net income$062
Net income of bank and minority interests.$2,194,000824
Net charge-offs$44,0001,519
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,194,000803
2015-12-31 (YTD Data)Rank
Total interest income$22,447,0001,135
Total interest expense$2,996,000936
Net interest income$19,451,0001,176
Provision for loan and lease losses$150,0002,613
Total noninterest income$864,0003,326
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$315,0002,929
Trading account gains and fees$0159
Additional Noninterest Income$549,0003,156
Total noninterest expense$9,115,0002,071
Salaries and employee benefits$5,341,0001,949
Premises and equipment expense$1,212,0001,872
Additional noninterest expense$2,562,0002,288
Pre-tax net operating income$11,050,000806
Securities gains (losses)$03,216
Applicable income taxes$3,676,000658
Income before extraordinary items$7,374,000964
Extraordinary gains, net$023
Net income$7,374,000964
Minority interest net income$081
Net income of bank and minority interests.$7,374,000964
Net charge-offs$21,0003,740
Cash dividends$1,572,0001,592
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,374,000948
2015-09-30 (YTD Data)Rank
Total interest income$16,803,0001,150
Total interest expense$2,248,000938
Net interest income$14,555,0001,181
Provision for loan and lease losses$04,232
Total noninterest income$709,0003,178
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$244,0002,890
Trading account gains and fees$0153
Additional Noninterest Income$465,0003,009
Total noninterest expense$5,937,0002,313
Salaries and employee benefits$3,609,0002,129
Premises and equipment expense$909,0001,886
Additional noninterest expense$1,419,0002,901
Pre-tax net operating income$9,327,000741
Securities gains (losses)$03,031
Applicable income taxes$3,510,000568
Income before extraordinary items$5,817,000919
Extraordinary gains, net$021
Net income$5,817,000919
Minority interest net income$078
Net income of bank and minority interests.$5,817,000919
Net charge-offs$24,0003,264
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,817,000892
2015-06-30 (YTD Data)Rank
Total interest income$11,122,0001,159
Total interest expense$1,486,000956
Net interest income$9,636,0001,189
Provision for loan and lease losses$04,069
Total noninterest income$547,0002,943
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$165,0002,846
Trading account gains and fees$0157
Additional Noninterest Income$382,0002,737
Total noninterest expense$3,998,0002,302
Salaries and employee benefits$2,458,0002,104
Premises and equipment expense$605,0001,902
Additional noninterest expense$935,0002,956
Pre-tax net operating income$6,185,000750
Securities gains (losses)$02,636
Applicable income taxes$2,315,000588
Income before extraordinary items$3,870,000923
Extraordinary gains, net$022
Net income$3,870,000923
Minority interest net income$075
Net income of bank and minority interests.$3,870,000923
Net charge-offs$28,0002,730
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,870,000890
2015-03-31 (YTD Data)Rank
Total interest income$5,414,0001,183
Total interest expense$731,000989
Net interest income$4,683,0001,207
Provision for loan and lease losses$03,703
Total noninterest income$156,0003,841
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$88,0002,723
Trading account gains and fees$0152
Additional Noninterest Income$68,0004,131
Total noninterest expense$1,859,0002,469
Salaries and employee benefits$1,101,0002,317
Premises and equipment expense$315,0001,844
Additional noninterest expense$443,0003,069
Pre-tax net operating income$2,980,000755
Securities gains (losses)$02,027
Applicable income taxes$1,247,000536
Income before extraordinary items$1,733,000988
Extraordinary gains, net$013
Net income$1,733,000988
Minority interest net income$064
Net income of bank and minority interests.$1,733,000989
Net charge-offs$30,0001,887
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,733,000955
2014-12-31 (YTD Data)Rank
Total interest income$20,447,0001,236
Total interest expense$2,106,0001,390
Net interest income$18,341,0001,222
Provision for loan and lease losses$400,0001,663
Total noninterest income$677,0003,766
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$315,0003,114
Trading account gains and fees$0180
Additional Noninterest Income$362,0003,753
Total noninterest expense$7,643,0002,401
Salaries and employee benefits$4,667,0002,185
Premises and equipment expense$1,247,0001,857
Additional noninterest expense$1,729,0003,208
Pre-tax net operating income$10,975,000760
Securities gains (losses)$03,259
Applicable income taxes$4,677,000525
Income before extraordinary items$6,298,0001,042
Extraordinary gains, net$017
Net income$6,298,0001,041
Minority interest net income$084
Net income of bank and minority interests.$6,298,0001,041
Net charge-offs$31,0004,084
Cash dividends$1,572,0001,524
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,298,0001,022
2014-09-30 (YTD Data)Rank
Total interest income$14,956,0001,271
Total interest expense$1,479,0001,523
Net interest income$13,477,0001,255
Provision for loan and lease losses$400,0001,373
Total noninterest income$491,0003,875
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$237,0003,140
Trading account gains and fees$0174
Additional Noninterest Income$254,0003,885
Total noninterest expense$5,359,0002,572
Salaries and employee benefits$3,180,0002,371
Premises and equipment expense$941,0001,857
Additional noninterest expense$1,238,0003,324
Pre-tax net operating income$8,209,000771
Securities gains (losses)$02,980
Applicable income taxes$3,875,000487
Income before extraordinary items$4,334,0001,148
Extraordinary gains, net$015
Net income$4,334,0001,146
Minority interest net income$081
Net income of bank and minority interests.$4,334,0001,147
Net charge-offs$34,0003,540
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,334,0001,125
2014-06-30 (YTD Data)Rank
Total interest income$9,735,0001,300
Total interest expense$960,0001,566
Net interest income$8,775,0001,272
Provision for loan and lease losses$200,0001,637
Total noninterest income$312,0003,968
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$159,0003,110
Trading account gains and fees$0172
Additional Noninterest Income$153,0004,020
Total noninterest expense$3,453,0002,648
Salaries and employee benefits$2,100,0002,392
Premises and equipment expense$623,0001,878
Additional noninterest expense$730,0003,635
Pre-tax net operating income$5,434,000751
Securities gains (losses)$02,580
Applicable income taxes$2,701,000461
Income before extraordinary items$2,733,0001,169
Extraordinary gains, net$020
Net income$2,733,0001,169
Minority interest net income$080
Net income of bank and minority interests.$2,733,0001,170
Net charge-offs$40,0002,969
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,733,0001,144
2014-03-31 (YTD Data)Rank
Total interest income$4,826,0001,311
Total interest expense$486,0001,576
Net interest income$4,340,0001,282
Provision for loan and lease losses$03,817
Total noninterest income$150,0003,978
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$77,0003,142
Trading account gains and fees$0147
Additional Noninterest Income$73,0004,035
Total noninterest expense$1,648,0002,761
Salaries and employee benefits$947,0002,641
Premises and equipment expense$310,0001,924
Additional noninterest expense$391,0003,462
Pre-tax net operating income$2,842,000708
Securities gains (losses)$01,715
Applicable income taxes$1,260,000468
Income before extraordinary items$1,582,000986
Extraordinary gains, net$016
Net income$1,582,000986
Minority interest net income$066
Net income of bank and minority interests.$1,582,000987
Net charge-offs$-1,0004,711
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,582,000966
2013-12-31 (YTD Data)Rank
Total interest income$19,455,0001,305
Total interest expense$2,139,0001,606
Net interest income$17,316,0001,273
Provision for loan and lease losses$400,0002,105
Total noninterest income$1,328,0002,775
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$246,0003,735
Trading account gains and fees$0184
Additional Noninterest Income$1,082,0002,273
Total noninterest expense$7,598,0002,455
Salaries and employee benefits$4,502,0002,255
Premises and equipment expense$1,141,0001,999
Additional noninterest expense$1,955,0003,032
Pre-tax net operating income$10,646,000741
Securities gains (losses)$03,182
Applicable income taxes$4,570,000481
Income before extraordinary items$6,076,0001,017
Extraordinary gains, net$029
Net income$6,076,0001,020
Minority interest net income$090
Net income of bank and minority interests.$6,076,0001,020
Net charge-offs$-12,0006,202
Cash dividends$1,462,0001,517
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,076,000994
2013-09-30 (YTD Data)Rank
Total interest income$14,252,0001,344
Total interest expense$1,614,0001,632
Net interest income$12,638,0001,294
Provision for loan and lease losses$04,941
Total noninterest income$1,153,0002,599
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$174,0003,882
Trading account gains and fees$0180
Additional Noninterest Income$979,0002,063
Total noninterest expense$5,480,0002,537
Salaries and employee benefits$3,184,0002,363
Premises and equipment expense$827,0002,080
Additional noninterest expense$1,469,0003,025
Pre-tax net operating income$8,311,000717
Securities gains (losses)$03,040
Applicable income taxes$3,628,000484
Income before extraordinary items$4,683,000995
Extraordinary gains, net$025
Net income$4,683,000998
Minority interest net income$084
Net income of bank and minority interests.$4,683,000998
Net charge-offs$-35,0006,383
Cash dividends$676,0001,811
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,683,000971
2013-06-30 (YTD Data)Rank
Total interest income$9,135,0001,392
Total interest expense$1,073,0001,670
Net interest income$8,062,0001,340
Provision for loan and lease losses$04,788
Total noninterest income$1,005,0002,224
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$102,0004,073
Trading account gains and fees$0157
Additional Noninterest Income$903,0001,708
Total noninterest expense$3,673,0002,525
Salaries and employee benefits$2,270,0002,240
Premises and equipment expense$531,0002,160
Additional noninterest expense$872,0003,280
Pre-tax net operating income$5,394,000717
Securities gains (losses)$02,791
Applicable income taxes$2,118,000518
Income before extraordinary items$3,276,000938
Extraordinary gains, net$022
Net income$3,276,000939
Minority interest net income$082
Net income of bank and minority interests.$3,276,000941
Net charge-offs$-20,0006,329
Cash dividends$676,0001,430
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,276,000900
2013-03-31 (YTD Data)Rank
Total interest income$4,376,0001,462
Total interest expense$527,0001,739
Net interest income$3,849,0001,394
Provision for loan and lease losses$04,409
Total noninterest income$72,0005,301
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$32,0004,852
Trading account gains and fees$0148
Additional Noninterest Income$40,0004,987
Total noninterest expense$1,341,0003,270
Salaries and employee benefits$756,0003,161
Premises and equipment expense$220,0002,566
Additional noninterest expense$365,0003,738
Pre-tax net operating income$2,580,000744
Securities gains (losses)$01,966
Applicable income taxes$1,204,000475
Income before extraordinary items$1,376,0001,105
Extraordinary gains, net$010
Net income$1,376,0001,107
Minority interest net income$076
Net income of bank and minority interests.$1,376,0001,107
Net charge-offs$-7,0006,052
Cash dividends$676,000748
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,376,0001,048
2012-12-31 (YTD Data)Rank
Total interest income$17,371,0001,520
Total interest expense$2,117,0002,043
Net interest income$15,254,0001,438
Provision for loan and lease losses$310,0003,317
Total noninterest income$385,0004,874
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$136,0004,937
Trading account gains and fees$0166
Additional Noninterest Income$249,0004,316
Total noninterest expense$5,620,0003,182
Salaries and employee benefits$3,290,0002,935
Premises and equipment expense$865,0002,579
Additional noninterest expense$1,465,0003,850
Pre-tax net operating income$9,709,000736
Securities gains (losses)$03,810
Applicable income taxes$4,490,000464
Income before extraordinary items$5,219,0001,130
Extraordinary gains, net$029
Net income$5,219,0001,131
Minority interest net income$093
Net income of bank and minority interests.$5,219,0001,131
Net charge-offs$-5,0006,511
Cash dividends$676,0002,427
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,219,0001,076
2012-09-30 (YTD Data)Rank
Total interest income$12,856,0001,581
Total interest expense$1,590,0002,116
Net interest income$11,266,0001,479
Provision for loan and lease losses$250,0003,206
Total noninterest income$303,0004,850
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$105,0004,958
Trading account gains and fees$0157
Additional Noninterest Income$198,0004,265
Total noninterest expense$4,185,0003,226
Salaries and employee benefits$2,545,0002,873
Premises and equipment expense$647,0002,601
Additional noninterest expense$993,0004,114
Pre-tax net operating income$7,134,000785
Securities gains (losses)$03,575
Applicable income taxes$3,279,000489
Income before extraordinary items$3,855,0001,174
Extraordinary gains, net$020
Net income$3,855,0001,174
Minority interest net income$086
Net income of bank and minority interests.$3,855,0001,174
Net charge-offs$-5,0006,472
Cash dividends$676,0001,714
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,855,0001,103
2012-06-30 (YTD Data)Rank
Total interest income$8,507,0001,611
Total interest expense$1,064,0002,170
Net interest income$7,443,0001,497
Provision for loan and lease losses$05,619
Total noninterest income$226,0004,699
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$71,0004,950
Trading account gains and fees$0153
Additional Noninterest Income$155,0004,023
Total noninterest expense$2,900,0003,142
Salaries and employee benefits$1,882,0002,625
Premises and equipment expense$428,0002,626
Additional noninterest expense$590,0004,431
Pre-tax net operating income$4,769,000776
Securities gains (losses)$03,178
Applicable income taxes$1,979,000516
Income before extraordinary items$2,790,0001,074
Extraordinary gains, net$019
Net income$2,790,0001,074
Minority interest net income$084
Net income of bank and minority interests.$2,790,0001,074
Net charge-offs$-4,0006,440
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,790,0001,013
2012-03-31 (YTD Data)Rank
Total interest income$4,271,0001,615
Total interest expense$533,0002,244
Net interest income$3,738,0001,495
Provision for loan and lease losses$05,254
Total noninterest income$81,0005,238
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$41,0004,661
Trading account gains and fees$0148
Additional Noninterest Income$40,0005,029
Total noninterest expense$1,472,0003,106
Salaries and employee benefits$961,0002,577
Premises and equipment expense$224,0002,548
Additional noninterest expense$287,0004,495
Pre-tax net operating income$2,347,000782
Securities gains (losses)$02,210
Applicable income taxes$998,000507
Income before extraordinary items$1,349,0001,098
Extraordinary gains, net$019
Net income$1,349,0001,100
Minority interest net income$078
Net income of bank and minority interests.$1,349,0001,099
Net charge-offs$-2,0006,038
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,349,0001,036
2011-12-31 (YTD Data)Rank
Total interest income$14,982,0001,881
Total interest expense$1,939,0002,840
Net interest income$13,043,0001,712
Provision for loan and lease losses$300,0004,096
Total noninterest income$365,0004,921
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$179,0004,577
Trading account gains and fees$0146
Additional Noninterest Income$186,0004,562
Total noninterest expense$5,144,0003,457
Salaries and employee benefits$3,021,0003,102
Premises and equipment expense$895,0002,654
Additional noninterest expense$1,228,0004,384
Pre-tax net operating income$7,964,000767
Securities gains (losses)$258,0001,251
Applicable income taxes$3,690,000499
Income before extraordinary items$4,532,0001,098
Extraordinary gains, net$029
Net income$4,532,0001,098
Minority interest net income$096
Net income of bank and minority interests.$4,532,0001,098
Net charge-offs$-5,0006,942
Cash dividends$1,183,0001,458
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,366,8801,091
2011-09-30 (YTD Data)Rank
Total interest income$10,926,0001,959
Total interest expense$1,433,0002,961
Net interest income$9,493,0001,779
Provision for loan and lease losses$150,0004,478
Total noninterest income$263,0005,037
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$132,0004,622
Trading account gains and fees$0145
Additional Noninterest Income$131,0004,736
Total noninterest expense$4,129,0003,284
Salaries and employee benefits$2,404,0002,952
Premises and equipment expense$668,0002,693
Additional noninterest expense$1,057,0004,022
Pre-tax net operating income$5,477,000846
Securities gains (losses)$258,0001,020
Applicable income taxes$2,678,000505
Income before extraordinary items$3,057,0001,266
Extraordinary gains, net$021
Net income$3,057,0001,266
Minority interest net income$087
Net income of bank and minority interests.$3,057,0001,266
Net charge-offs$-21,0007,125
Cash dividends$1,183,0001,025
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,891,8801,259
2011-06-30 (YTD Data)Rank
Total interest income$7,117,0002,011
Total interest expense$941,0003,107
Net interest income$6,176,0001,808
Provision for loan and lease losses$150,0003,873
Total noninterest income$176,0005,057
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$91,0004,565
Trading account gains and fees$0153
Additional Noninterest Income$85,0004,794
Total noninterest expense$2,625,0003,454
Salaries and employee benefits$1,522,0003,115
Premises and equipment expense$443,0002,712
Additional noninterest expense$660,0004,250
Pre-tax net operating income$3,577,000845
Securities gains (losses)$258,000609
Applicable income taxes$1,576,000533
Income before extraordinary items$2,259,0001,098
Extraordinary gains, net$015
Net income$2,259,0001,097
Minority interest net income$089
Net income of bank and minority interests.$2,259,0001,098
Net charge-offs$-11,0007,038
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,093,8801,151
2011-03-31 (YTD Data)Rank
Total interest income$3,438,0002,075
Total interest expense$497,0003,057
Net interest income$2,941,0001,880
Provision for loan and lease losses$150,0002,750
Total noninterest income$88,0005,121
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$44,0004,568
Trading account gains and fees$0158
Additional Noninterest Income$44,0004,863
Total noninterest expense$1,375,0003,337
Salaries and employee benefits$858,0002,819
Premises and equipment expense$218,0002,788
Additional noninterest expense$299,0004,538
Pre-tax net operating income$1,504,0001,005
Securities gains (losses)$01,772
Applicable income taxes$740,000555
Income before extraordinary items$764,0001,548
Extraordinary gains, net$09
Net income$764,0001,548
Minority interest net income$086
Net income of bank and minority interests.$764,0001,548
Net charge-offs$-5,0006,778
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$764,0001,500
2010-12-31 (YTD Data)Rank
Total interest income$13,150,0002,288
Total interest expense$2,493,0003,000
Net interest income$10,657,0002,049
Provision for loan and lease losses$232,0005,186
Total noninterest income$330,0005,253
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$162,0004,783
Trading account gains and fees$0175
Additional Noninterest Income$168,0004,833
Total noninterest expense$4,726,0003,773
Salaries and employee benefits$2,524,0003,555
Premises and equipment expense$847,0002,847
Additional noninterest expense$1,355,0004,280
Pre-tax net operating income$6,029,000866
Securities gains (losses)$44,0002,743
Applicable income taxes$2,788,000572
Income before extraordinary items$3,285,0001,293
Extraordinary gains, net$029
Net income$3,285,0001,294
Minority interest net income$0111
Net income of bank and minority interests.$3,285,0001,295
Net charge-offs$126,0005,222
Cash dividends$1,690,000958
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,256,8401,259
2010-09-30 (YTD Data)Rank
Total interest income$9,656,0002,394
Total interest expense$1,948,0003,023
Net interest income$7,708,0002,150
Provision for loan and lease losses$232,0004,670
Total noninterest income$244,0005,368
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$119,0004,892
Trading account gains and fees$0165
Additional Noninterest Income$125,0004,920
Total noninterest expense$3,606,0003,738
Salaries and employee benefits$1,951,0003,504
Premises and equipment expense$624,0002,943
Additional noninterest expense$1,031,0004,223
Pre-tax net operating income$4,114,000990
Securities gains (losses)$44,0002,501
Applicable income taxes$1,975,000598
Income before extraordinary items$2,183,0001,529
Extraordinary gains, net$023
Net income$2,183,0001,532
Minority interest net income$0110
Net income of bank and minority interests.$2,183,0001,532
Net charge-offs$131,0004,638
Cash dividends$1,690,000642
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,154,8401,479
2010-06-30 (YTD Data)Rank
Total interest income$6,352,0002,449
Total interest expense$1,338,0003,050
Net interest income$5,014,0002,210
Provision for loan and lease losses$82,0005,370
Total noninterest income$163,0005,353
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$80,0004,881
Trading account gains and fees$0152
Additional Noninterest Income$83,0004,929
Total noninterest expense$2,304,0003,842
Salaries and employee benefits$1,323,0003,484
Premises and equipment expense$404,0003,032
Additional noninterest expense$577,0004,689
Pre-tax net operating income$2,791,000968
Securities gains (losses)$44,0001,966
Applicable income taxes$1,135,000650
Income before extraordinary items$1,700,0001,297
Extraordinary gains, net$019
Net income$1,700,0001,298
Minority interest net income$0105
Net income of bank and minority interests.$1,700,0001,298
Net charge-offs$-30,0007,644
Cash dividends$1,690,000408
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,671,8401,281
2010-03-31 (YTD Data)Rank
Total interest income$3,101,0002,565
Total interest expense$682,0003,122
Net interest income$2,419,0002,328
Provision for loan and lease losses$06,552
Total noninterest income$78,0005,464
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$37,0005,011
Trading account gains and fees$0175
Additional Noninterest Income$41,0005,010
Total noninterest expense$1,198,0003,765
Salaries and employee benefits$712,0003,357
Premises and equipment expense$204,0003,069
Additional noninterest expense$282,0004,760
Pre-tax net operating income$1,299,0001,021
Securities gains (losses)$02,284
Applicable income taxes$420,000811
Income before extraordinary items$879,0001,240
Extraordinary gains, net$016
Net income$879,0001,243
Minority interest net income$091
Net income of bank and minority interests.$879,0001,242
Net charge-offs$55,0003,635
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$879,0001,209
2009-12-31 (YTD Data)Rank
Total interest income$12,186,0002,706
Total interest expense$3,965,0002,758
Net interest income$8,221,0002,654
Provision for loan and lease losses$500,0004,539
Total noninterest income$322,0005,496
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$145,0005,211
Trading account gains and fees$0211
Additional Noninterest Income$177,0004,837
Total noninterest expense$4,626,0003,910
Salaries and employee benefits$2,501,0003,680
Premises and equipment expense$786,0003,167
Additional noninterest expense$1,339,0004,414
Pre-tax net operating income$3,417,0001,188
Securities gains (losses)$-10,0007,006
Applicable income taxes$1,643,000653
Income before extraordinary items$1,764,0001,863
Extraordinary gains, net$034
Net income$1,764,0001,860
Minority interest net income$0115
Net income of bank and minority interests.$1,764,0001,862
Net charge-offs$328,0004,376
Cash dividends$1,014,0001,606
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,770,4001,823
2009-09-30 (YTD Data)Rank
Total interest income$9,058,0002,772
Total interest expense$3,239,0002,678
Net interest income$5,819,0002,814
Provision for loan and lease losses$350,0004,373
Total noninterest income$237,0005,599
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$110,0005,241
Trading account gains and fees$0212
Additional Noninterest Income$127,0005,040
Total noninterest expense$3,331,0004,040
Salaries and employee benefits$1,877,0003,718
Premises and equipment expense$582,0003,235
Additional noninterest expense$872,0004,811
Pre-tax net operating income$2,375,0001,356
Securities gains (losses)$-38,0007,348
Applicable income taxes$1,069,000803
Income before extraordinary items$1,268,0002,083
Extraordinary gains, net$027
Net income$1,268,0002,081
Minority interest net income$0118
Net income of bank and minority interests.$1,268,0002,083
Net charge-offs$329,0003,579
Cash dividends$1,014,0001,229
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,292,3202,010
2009-06-30 (YTD Data)Rank
Total interest income$5,892,0002,883
Total interest expense$2,316,0002,625
Net interest income$3,576,0002,989
Provision for loan and lease losses$250,0003,992
Total noninterest income$152,0005,693
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$71,0005,271
Trading account gains and fees$0193
Additional Noninterest Income$81,0005,140
Total noninterest expense$2,139,0004,188
Salaries and employee benefits$1,182,0003,941
Premises and equipment expense$383,0003,299
Additional noninterest expense$574,0004,847
Pre-tax net operating income$1,339,0001,683
Securities gains (losses)$-20,0007,530
Applicable income taxes$769,000775
Income before extraordinary items$550,0002,925
Extraordinary gains, net$021
Net income$550,0002,923
Minority interest net income$0112
Net income of bank and minority interests.$550,0002,924
Net charge-offs$161,0003,695
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$562,8002,773
2009-03-31 (YTD Data)Rank
Total interest income$2,835,0003,009
Total interest expense$1,220,0002,590
Net interest income$1,615,0003,243
Provision for loan and lease losses$06,744
Total noninterest income$72,0005,774
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$34,0005,303
Trading account gains and fees$0171
Additional Noninterest Income$38,0005,265
Total noninterest expense$1,058,0004,132
Salaries and employee benefits$627,0003,794
Premises and equipment expense$203,0003,188
Additional noninterest expense$228,0005,211
Pre-tax net operating income$629,0001,975
Securities gains (losses)$02,434
Applicable income taxes$409,000809
Income before extraordinary items$220,0003,705
Extraordinary gains, net$015
Net income$220,0003,705
Minority interest net income$0102
Net income of bank and minority interests.$220,0003,706
Net charge-offs$132,0002,556
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$220,0003,556
2008-12-31 (YTD Data)Rank
Total interest income$12,026,0003,034
Total interest expense$4,760,0003,090
Net interest income$7,266,0002,945
Provision for loan and lease losses$285,0004,711
Total noninterest income$327,0005,687
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$148,0005,350
Trading account gains and fees$0154
Additional Noninterest Income$179,0005,025
Total noninterest expense$5,307,0003,405
Salaries and employee benefits$2,734,0003,513
Premises and equipment expense$748,0003,348
Additional noninterest expense$1,825,0003,108
Pre-tax net operating income$2,001,0002,450
Securities gains (losses)$27,0002,003
Applicable income taxes$883,0001,309
Income before extraordinary items$1,145,0003,021
Extraordinary gains, net$039
Net income$1,145,0003,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$1,014,0002,262
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,127,7203,202
2008-09-30 (YTD Data)Rank
Total interest income$9,072,0003,082
Total interest expense$3,569,0003,204
Net interest income$5,503,0002,944
Provision for loan and lease losses$150,0004,617
Total noninterest income$247,0005,735
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$113,0005,343
Trading account gains and fees$0148
Additional Noninterest Income$134,0005,139
Total noninterest expense$3,463,0003,792
Salaries and employee benefits$2,067,0003,509
Premises and equipment expense$564,0003,346
Additional noninterest expense$832,0004,448
Pre-tax net operating income$2,137,0002,200
Securities gains (losses)$27,0001,827
Applicable income taxes$1,053,0001,106
Income before extraordinary items$1,111,0002,894
Extraordinary gains, net$031
Net income$1,111,0002,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$1,014,0001,772
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,093,7203,076
2008-06-30 (YTD Data)Rank
Total interest income$6,026,0003,137
Total interest expense$2,407,0003,280
Net interest income$3,619,0002,975
Provision for loan and lease losses$06,671
Total noninterest income$159,0005,872
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$73,0005,418
Trading account gains and fees$0149
Additional Noninterest Income$86,0005,302
Total noninterest expense$2,328,0003,791
Salaries and employee benefits$1,418,0003,487
Premises and equipment expense$365,0003,456
Additional noninterest expense$545,0004,473
Pre-tax net operating income$1,450,0002,272
Securities gains (losses)$27,0001,861
Applicable income taxes$728,0001,198
Income before extraordinary items$749,0003,185
Extraordinary gains, net$021
Net income$749,0003,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,853
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$731,7203,180
2008-03-31 (YTD Data)Rank
Total interest income$3,063,0003,173
Total interest expense$1,285,0003,285
Net interest income$1,778,0003,020
Provision for loan and lease losses$06,080
Total noninterest income$79,0005,891
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$39,0005,270
Trading account gains and fees$0158
Additional Noninterest Income$40,0005,445
Total noninterest expense$1,290,0003,502
Salaries and employee benefits$848,0003,001
Premises and equipment expense$174,0003,583
Additional noninterest expense$268,0004,465
Pre-tax net operating income$567,0002,824
Securities gains (losses)$02,688
Applicable income taxes$440,0001,119
Income before extraordinary items$127,0005,489
Extraordinary gains, net$015
Net income$127,0005,492
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$127,0005,391
2007-12-31 (YTD Data)Rank
Total interest income$12,468,0003,180
Total interest expense$4,728,0003,604
Net interest income$7,740,0002,818
Provision for loan and lease losses$100,0004,892
Total noninterest income$318,0005,934
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$145,0005,484
Trading account gains and fees$0178
Additional Noninterest Income$173,0005,335
Total noninterest expense$3,930,0004,178
Salaries and employee benefits$2,267,0003,988
Premises and equipment expense$695,0003,460
Additional noninterest expense$968,0004,760
Pre-tax net operating income$4,028,0001,978
Securities gains (losses)$02,146
Applicable income taxes$1,821,0001,214
Income before extraordinary items$2,207,0002,628
Extraordinary gains, net$039
Net income$2,207,0002,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,808
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,207,0002,620
2007-09-30 (YTD Data)Rank
Total interest income$9,168,0003,240
Total interest expense$3,424,0003,700
Net interest income$5,744,0002,848
Provision for loan and lease losses$06,528
Total noninterest income$240,0005,970
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$109,0005,489
Trading account gains and fees$0184
Additional Noninterest Income$131,0005,332
Total noninterest expense$2,917,0004,181
Salaries and employee benefits$1,679,0004,015
Premises and equipment expense$528,0003,406
Additional noninterest expense$710,0004,757
Pre-tax net operating income$3,067,0002,063
Securities gains (losses)$01,655
Applicable income taxes$1,435,0001,268
Income before extraordinary items$1,632,0002,806
Extraordinary gains, net$033
Net income$1,632,0002,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,536
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,632,0002,785
2007-06-30 (YTD Data)Rank
Total interest income$5,979,0003,298
Total interest expense$2,172,0003,799
Net interest income$3,807,0002,884
Provision for loan and lease losses$06,209
Total noninterest income$159,0006,026
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$72,0005,542
Trading account gains and fees$0168
Additional Noninterest Income$87,0005,361
Total noninterest expense$1,873,0004,330
Salaries and employee benefits$1,044,0004,276
Premises and equipment expense$342,0003,505
Additional noninterest expense$487,0004,661
Pre-tax net operating income$2,093,0002,075
Securities gains (losses)$01,444
Applicable income taxes$930,0001,342
Income before extraordinary items$1,163,0002,701
Extraordinary gains, net$029
Net income$1,163,0002,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,195
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,163,0002,688
2007-03-31 (YTD Data)Rank
Total interest income$2,880,0003,390
Total interest expense$1,016,0003,967
Net interest income$1,864,0002,946
Provision for loan and lease losses$05,779
Total noninterest income$77,0006,046
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$36,0005,497
Trading account gains and fees$0195
Additional Noninterest Income$41,0005,473
Total noninterest expense$929,0004,358
Salaries and employee benefits$532,0004,237
Premises and equipment expense$174,0003,473
Additional noninterest expense$223,0004,889
Pre-tax net operating income$1,012,0002,144
Securities gains (losses)$01,187
Applicable income taxes$489,0001,308
Income before extraordinary items$523,0002,921
Extraordinary gains, net$022
Net income$523,0002,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,566
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$523,0002,907
2006-12-31 (YTD Data)Rank
Total interest income$10,945,0003,332
Total interest expense$3,120,0004,219
Net interest income$7,825,0002,808
Provision for loan and lease losses$-270,0008,556
Total noninterest income$296,0006,210
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$136,0005,694
Trading account gains and fees$0130
Additional Noninterest Income$160,0005,503
Total noninterest expense$4,417,0003,675
Salaries and employee benefits$2,306,0003,843
Premises and equipment expense$673,0003,434
Additional noninterest expense$1,438,0003,401
Pre-tax net operating income$3,974,0002,276
Securities gains (losses)$01,687
Applicable income taxes$1,816,0001,432
Income before extraordinary items$2,158,0002,937
Extraordinary gains, net$051
Net income$2,158,0002,937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-292,0008,616
Cash dividends$1,014,0002,521
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,158,0002,930
2006-09-30 (YTD Data)Rank
Total interest income$7,969,0003,388
Total interest expense$2,199,0004,288
Net interest income$5,770,0002,878
Provision for loan and lease losses$-270,0008,635
Total noninterest income$220,0006,278
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$100,0005,802
Trading account gains and fees$0126
Additional Noninterest Income$120,0005,522
Total noninterest expense$2,738,0004,239
Salaries and employee benefits$1,584,0004,087
Premises and equipment expense$504,0003,449
Additional noninterest expense$650,0004,963
Pre-tax net operating income$3,522,0002,052
Securities gains (losses)$01,388
Applicable income taxes$1,284,0001,565
Income before extraordinary items$2,238,0002,368
Extraordinary gains, net$045
Net income$2,238,0002,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-289,0008,665
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,238,0002,359
2006-06-30 (YTD Data)Rank
Total interest income$5,205,0003,397
Total interest expense$1,391,0004,313
Net interest income$3,814,0002,905
Provision for loan and lease losses$-270,0008,686
Total noninterest income$138,0006,394
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$61,0005,942
Trading account gains and fees$0126
Additional Noninterest Income$77,0005,619
Total noninterest expense$1,779,0004,342
Salaries and employee benefits$1,018,0004,206
Premises and equipment expense$331,0003,488
Additional noninterest expense$430,0004,974
Pre-tax net operating income$2,443,0001,989
Securities gains (losses)$01,185
Applicable income taxes$913,0001,503
Income before extraordinary items$1,530,0002,306
Extraordinary gains, net$039
Net income$1,530,0002,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-284,0008,707
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,530,0002,289
2006-03-31 (YTD Data)Rank
Total interest income$2,540,0003,401
Total interest expense$655,0004,342
Net interest income$1,885,0002,926
Provision for loan and lease losses$06,013
Total noninterest income$66,0006,440
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$28,0006,029
Trading account gains and fees$0115
Additional Noninterest Income$38,0005,631
Total noninterest expense$912,0004,281
Salaries and employee benefits$527,0004,139
Premises and equipment expense$164,0003,516
Additional noninterest expense$221,0004,863
Pre-tax net operating income$1,039,0002,218
Securities gains (losses)$0955
Applicable income taxes$521,0001,346
Income before extraordinary items$518,0003,077
Extraordinary gains, net$021
Net income$518,0003,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-160,0008,701
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$518,0003,056
2005-12-31 (YTD Data)Rank
Total interest income$9,120,0003,390
Total interest expense$1,870,0004,636
Net interest income$7,250,0002,960
Provision for loan and lease losses$-1,099,0008,780
Total noninterest income$301,0006,322
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$118,0006,025
Trading account gains and fees$0138
Additional Noninterest Income$183,0005,339
Total noninterest expense$4,401,0003,594
Salaries and employee benefits$2,359,0003,645
Premises and equipment expense$640,0003,460
Additional noninterest expense$1,402,0003,408
Pre-tax net operating income$4,249,0002,127
Securities gains (losses)$-168,0008,548
Applicable income taxes$1,856,0001,444
Income before extraordinary items$2,225,0002,819
Extraordinary gains, net$046
Net income$2,225,0002,820
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,088,0008,813
Cash dividends$1,014,0002,413
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,332,5202,698
2005-09-30 (YTD Data)Rank
Total interest income$6,570,0003,441
Total interest expense$1,247,0004,837
Net interest income$5,323,0002,993
Provision for loan and lease losses$-929,0008,804
Total noninterest income$225,0006,354
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$90,0006,031
Trading account gains and fees$0126
Additional Noninterest Income$135,0005,394
Total noninterest expense$2,881,0003,954
Salaries and employee benefits$1,644,0003,835
Premises and equipment expense$474,0003,494
Additional noninterest expense$763,0004,338
Pre-tax net operating income$3,596,0001,947
Securities gains (losses)$-18,0008,135
Applicable income taxes$1,342,0001,508
Income before extraordinary items$2,236,0002,274
Extraordinary gains, net$035
Net income$2,236,0002,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-911,0008,836
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,247,5202,226
2005-06-30 (YTD Data)Rank
Total interest income$4,220,0003,475
Total interest expense$715,0005,078
Net interest income$3,505,0002,994
Provision for loan and lease losses$-829,0008,816
Total noninterest income$148,0006,359
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$62,0005,950
Trading account gains and fees$0116
Additional Noninterest Income$86,0005,460
Total noninterest expense$1,892,0003,985
Salaries and employee benefits$1,091,0003,835
Premises and equipment expense$311,0003,517
Additional noninterest expense$490,0004,444
Pre-tax net operating income$2,590,0001,778
Securities gains (losses)$-18,0008,332
Applicable income taxes$798,0001,620
Income before extraordinary items$1,774,0001,923
Extraordinary gains, net$030
Net income$1,774,0001,923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-806,0008,840
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,786,4201,876
2005-03-31 (YTD Data)Rank
Total interest income$2,003,0003,586
Total interest expense$321,0005,301
Net interest income$1,682,0003,082
Provision for loan and lease losses$-530,0008,888
Total noninterest income$70,0006,425
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$32,0005,874
Trading account gains and fees$0115
Additional Noninterest Income$38,0005,751
Total noninterest expense$873,0004,262
Salaries and employee benefits$467,0004,307
Premises and equipment expense$151,0003,632
Additional noninterest expense$255,0004,301
Pre-tax net operating income$1,409,0001,605
Securities gains (losses)$-18,0008,649
Applicable income taxes$451,0001,463
Income before extraordinary items$940,0001,796
Extraordinary gains, net$024
Net income$940,0001,797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-533,0008,914
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$952,2401,733
2004-12-31 (YTD Data)Rank
Total interest income$7,460,0003,612
Total interest expense$1,140,0005,269
Net interest income$6,320,0003,152
Provision for loan and lease losses$07,314
Total noninterest income$437,0005,603
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$150,0005,779
Trading account gains and fees$0138
Additional Noninterest Income$287,0004,342
Total noninterest expense$3,843,0003,881
Salaries and employee benefits$2,295,0003,570
Premises and equipment expense$653,0003,310
Additional noninterest expense$895,0004,723
Pre-tax net operating income$2,914,0002,655
Securities gains (losses)$124,0001,103
Applicable income taxes$1,382,0001,710
Income before extraordinary items$1,656,0003,383
Extraordinary gains, net$034
Net income$1,656,0003,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-78,0008,753
Cash dividends$1,014,0002,290
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,576,6403,435
2004-09-30 (YTD Data)Rank
Total interest income$5,500,0003,643
Total interest expense$851,0005,258
Net interest income$4,649,0003,195
Provision for loan and lease losses$07,100
Total noninterest income$331,0005,596
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$115,0005,785
Trading account gains and fees$0134
Additional Noninterest Income$216,0004,354
Total noninterest expense$2,696,0004,059
Salaries and employee benefits$1,527,0003,901
Premises and equipment expense$490,0003,305
Additional noninterest expense$679,0004,637
Pre-tax net operating income$2,284,0002,579
Securities gains (losses)$124,0001,039
Applicable income taxes$1,331,0001,428
Income before extraordinary items$1,077,0003,834
Extraordinary gains, net$026
Net income$1,077,0003,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-73,0008,747
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$997,6403,941
2004-06-30 (YTD Data)Rank
Total interest income$3,630,0003,672
Total interest expense$575,0005,236
Net interest income$3,055,0003,237
Provision for loan and lease losses$06,885
Total noninterest income$216,0005,653
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$81,0005,696
Trading account gains and fees$0130
Additional Noninterest Income$135,0004,514
Total noninterest expense$1,814,0004,053
Salaries and employee benefits$1,028,0003,898
Premises and equipment expense$326,0003,323
Additional noninterest expense$460,0004,609
Pre-tax net operating income$1,457,0002,644
Securities gains (losses)$124,000905
Applicable income taxes$908,0001,387
Income before extraordinary items$673,0003,948
Extraordinary gains, net$021
Net income$673,0003,949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-68,0008,812
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$593,6404,198
2004-03-31 (YTD Data)Rank
Total interest income$1,829,0003,659
Total interest expense$296,0005,202
Net interest income$1,533,0003,204
Provision for loan and lease losses$06,501
Total noninterest income$110,0005,552
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$41,0005,626
Trading account gains and fees$0121
Additional Noninterest Income$69,0004,468
Total noninterest expense$886,0004,139
Salaries and employee benefits$477,0004,164
Premises and equipment expense$163,0003,352
Additional noninterest expense$246,0004,380
Pre-tax net operating income$757,0002,539
Securities gains (losses)$02,934
Applicable income taxes$382,0001,630
Income before extraordinary items$375,0003,684
Extraordinary gains, net$016
Net income$375,0003,683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-67,0008,901
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$375,0003,557
2003-12-31 (YTD Data)Rank
Total interest income$7,420,0003,635
Total interest expense$1,236,0005,476
Net interest income$6,184,0003,105
Provision for loan and lease losses$07,651
Total noninterest income$413,0005,906
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$173,0005,573
Trading account gains and fees$0160
Additional Noninterest Income$240,0004,926
Total noninterest expense$3,700,0003,929
Salaries and employee benefits$2,180,0003,654
Premises and equipment expense$658,0003,250
Additional noninterest expense$862,0004,794
Pre-tax net operating income$2,897,0002,584
Securities gains (losses)$132,0001,652
Applicable income taxes$1,403,0001,714
Income before extraordinary items$1,626,0003,345
Extraordinary gains, net$054
Net income$1,626,0003,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-60,0008,974
Cash dividends$1,352,0001,880
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,541,5203,325
2003-09-30 (YTD Data)Rank
Total interest income$5,527,0003,703
Total interest expense$927,0005,608
Net interest income$4,600,0003,132
Provision for loan and lease losses$07,481
Total noninterest income$302,0006,006
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$131,0005,584
Trading account gains and fees$0153
Additional Noninterest Income$171,0005,087
Total noninterest expense$2,600,0004,127
Salaries and employee benefits$1,482,0003,957
Premises and equipment expense$485,0003,296
Additional noninterest expense$633,0004,826
Pre-tax net operating income$2,302,0002,553
Securities gains (losses)$132,0001,515
Applicable income taxes$1,101,0001,715
Income before extraordinary items$1,333,0003,228
Extraordinary gains, net$040
Net income$1,333,0003,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-53,0008,966
Cash dividends$676,0002,214
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,248,5203,227
2003-06-30 (YTD Data)Rank
Total interest income$3,707,0003,715
Total interest expense$619,0005,736
Net interest income$3,088,0003,107
Provision for loan and lease losses$07,324
Total noninterest income$204,0005,954
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$90,0005,497
Trading account gains and fees$0150
Additional Noninterest Income$114,0005,091
Total noninterest expense$1,739,0004,114
Salaries and employee benefits$1,001,0003,911
Premises and equipment expense$325,0003,283
Additional noninterest expense$413,0004,891
Pre-tax net operating income$1,553,0002,518
Securities gains (losses)$132,0001,312
Applicable income taxes$710,0001,799
Income before extraordinary items$975,0003,039
Extraordinary gains, net$030
Net income$975,0003,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,0008,957
Cash dividends$676,0001,754
Sale, conversion, retirement of capital stock, net$0589
Net operating income$890,5203,072
2003-03-31 (YTD Data)Rank
Total interest income$1,863,0003,719
Total interest expense$319,0005,748
Net interest income$1,544,0003,101
Provision for loan and lease losses$06,934
Total noninterest income$106,0005,763
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$47,0005,348
Trading account gains and fees$0134
Additional Noninterest Income$59,0004,952
Total noninterest expense$835,0004,232
Salaries and employee benefits$457,0004,194
Premises and equipment expense$157,0003,364
Additional noninterest expense$221,0004,612
Pre-tax net operating income$815,0002,430
Securities gains (losses)$41,0001,496
Applicable income taxes$305,0002,028
Income before extraordinary items$551,0002,735
Extraordinary gains, net$021
Net income$551,0002,732
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0008,558
Cash dividends$676,000949
Sale, conversion, retirement of capital stock, net$0419
Net operating income$524,7602,705
2002-12-31 (YTD Data)Rank
Total interest income$7,964,0003,657
Total interest expense$1,760,0005,216
Net interest income$6,204,0003,056
Provision for loan and lease losses$56,0006,595
Total noninterest income$397,0005,801
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$181,0005,450
Trading account gains and fees$0153
Additional Noninterest Income$216,0004,864
Total noninterest expense$3,810,0003,697
Salaries and employee benefits$2,158,0003,505
Premises and equipment expense$575,0003,539
Additional noninterest expense$1,077,0003,942
Pre-tax net operating income$2,735,0002,693
Securities gains (losses)$-14,0008,946
Applicable income taxes$1,232,0001,911
Income before extraordinary items$1,489,0003,525
Extraordinary gains, net$070
Net income$1,489,0003,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-112,0009,240
Cash dividends$676,0002,959
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,497,9603,404
2001-12-31 (YTD Data)Rank
Total interest income$10,186,0003,252
Total interest expense$4,537,0003,427
Net interest income$5,649,0003,107
Provision for loan and lease losses$130,0005,052
Total noninterest income$399,0005,687
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$163,0005,625
Trading account gains and fees$0177
Additional Noninterest Income$236,0004,599
Total noninterest expense$3,262,0004,060
Salaries and employee benefits$1,781,0003,948
Premises and equipment expense$505,0003,839
Additional noninterest expense$976,0004,146
Pre-tax net operating income$2,656,0002,543
Securities gains (losses)$-47,0009,439
Applicable income taxes$1,199,0001,813
Income before extraordinary items$1,410,0003,379
Extraordinary gains, net$0105
Net income$1,410,0003,383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$228,0002,643
Cash dividends$676,0002,935
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,440,0803,222
2000-12-31 (YTD Data)Rank
Total interest income$9,811,0003,458
Total interest expense$4,143,0003,869
Net interest income$5,668,0003,107
Provision for loan and lease losses$133,0004,645
Total noninterest income$572,0004,535
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$319,0003,872
Trading account gains and fees$-94,0004,513
Additional Noninterest Income$347,0003,635
Total noninterest expense$3,596,0003,615
Salaries and employee benefits$1,803,0003,770
Premises and equipment expense$897,0002,306
Additional noninterest expense$896,0004,354
Pre-tax net operating income$2,511,0002,755
Securities gains (losses)$-65,0009,290
Applicable income taxes$1,106,0001,956
Income before extraordinary items$1,340,0003,553
Extraordinary gains, net$038
Net income$1,340,0003,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0002,625
Cash dividends$338,0004,276
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,381,6003,457
1999-12-31 (YTD Data)Rank
Total interest income$8,349,0003,759
Total interest expense$3,854,0003,704
Net interest income$4,495,0003,789
Provision for loan and lease losses$08,503
Total noninterest income$440,0005,338
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$359,0003,503
Trading account gains and fees$-81,0004,528
Additional Noninterest Income$162,0005,429
Total noninterest expense$3,587,0003,639
Salaries and employee benefits$1,753,0003,830
Premises and equipment expense$804,0002,528
Additional noninterest expense$1,030,0003,922
Pre-tax net operating income$1,348,0004,412
Securities gains (losses)$03,155
Applicable income taxes$624,0003,138
Income before extraordinary items$724,0005,373
Extraordinary gains, net$035
Net income$724,0005,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,401
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$724,0005,339
1998-12-31 (YTD Data)Rank
Total interest income$8,655,0003,665
Total interest expense$4,226,0003,506
Net interest income$4,429,0003,778
Provision for loan and lease losses$3,190,000435
Total noninterest income$858,0003,439
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$425,0002,966
Trading account gains and fees$271,000123
Additional Noninterest Income$162,0005,488
Total noninterest expense$3,233,0003,860
Salaries and employee benefits$1,681,0003,879
Premises and equipment expense$805,0002,435
Additional noninterest expense$747,0004,910
Pre-tax net operating income$-1,136,00010,363
Securities gains (losses)$223,000867
Applicable income taxes$-247,00010,337
Income before extraordinary items$-666,00010,293
Extraordinary gains, net$032
Net income$-666,00010,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,935,000324
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-828,79010,316
1997-12-31 (YTD Data)Rank
Total interest income$9,570,0003,376
Total interest expense$4,075,0003,609
Net interest income$5,495,0003,177
Provision for loan and lease losses$2,675,000469
Total noninterest income$708,0003,942
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$492,0002,670
Trading account gains and fees$-48,0004,482
Additional Noninterest Income$264,0004,238
Total noninterest expense$3,143,0003,948
Salaries and employee benefits$1,533,0004,176
Premises and equipment expense$786,0002,460
Additional noninterest expense$824,0004,622
Pre-tax net operating income$385,0008,513
Securities gains (losses)$-4,0009,548
Applicable income taxes$234,0006,444
Income before extraordinary items$147,0009,612
Extraordinary gains, net$044
Net income$147,0009,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,662,000563
Cash dividends$338,0004,312
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$149,5609,556
1996-12-31 (YTD Data)Rank
Total interest income$9,685,0003,377
Total interest expense$4,064,0003,654
Net interest income$5,621,0003,145
Provision for loan and lease losses$200,0003,395
Total noninterest income$783,0003,770
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$485,0002,791
Trading account gains and feesNANA
Additional Noninterest Income$298,0004,091
Total noninterest expense$3,152,0004,141
Salaries and employee benefits$1,726,0003,812
Premises and equipment expense$751,0002,601
Additional noninterest expense$675,0005,885
Pre-tax net operating income$3,052,0002,337
Securities gains (losses)$-60,00011,084
Applicable income taxes$1,364,0001,753
Income before extraordinary items$1,628,0002,953
Extraordinary gains, net$053
Net income$1,628,0002,954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0002,856
Cash dividends$338,0004,269
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,666,4002,861
1995-12-31 (YTD Data)Rank
Total interest income$8,622,0003,759
Total interest expense$3,602,0004,047
Net interest income$5,020,0003,517
Provision for loan and lease losses$275,0002,402
Total noninterest income$673,0004,206
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$380,0003,520
Trading account gains and feesNANA
Additional Noninterest Income$293,0004,054
Total noninterest expense$3,329,0003,927
Salaries and employee benefits$1,608,0004,033
Premises and equipment expense$734,0002,684
Additional noninterest expense$987,0004,399
Pre-tax net operating income$2,089,0003,350
Securities gains (losses)$26,0001,716
Applicable income taxes$964,0002,474
Income before extraordinary items$1,151,0004,089
Extraordinary gains, net$065
Net income$1,151,0004,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$198,0002,514
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,134,3604,117
1994-12-31 (YTD Data)Rank
Total interest income$6,202,0004,720
Total interest expense$2,076,0005,452
Net interest income$4,126,0004,257
Provision for loan and lease losses$198,0003,053
Total noninterest income$603,0004,644
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$362,0003,718
Trading account gains and feesNANA
Additional Noninterest Income$241,0004,692
Total noninterest expense$3,051,0004,343
Salaries and employee benefits$1,555,0004,148
Premises and equipment expense$734,0002,717
Additional noninterest expense$762,0005,925
Pre-tax net operating income$1,480,0004,459
Securities gains (losses)$-62,00011,197
Applicable income taxes$689,0003,130
Income before extraordinary items$729,0005,739
Extraordinary gains, net$0249
Net income$729,0005,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0002,895
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$768,6805,580
1993-12-31 (YTD Data)Rank
Total interest income$5,179,0005,601
Total interest expense$1,898,0006,094
Net interest income$3,281,0005,236
Provision for loan and lease losses$230,0003,613
Total noninterest income$630,0004,797
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$359,0003,797
Trading account gains and feesNANA
Additional Noninterest Income$271,0004,756
Total noninterest expense$2,871,0004,688
Salaries and employee benefits$1,412,0004,515
Premises and equipment expense$703,0002,867
Additional noninterest expense$756,0006,201
Pre-tax net operating income$810,0006,756
Securities gains (losses)$22,0004,534
Applicable income taxes$299,0006,097
Income before extraordinary items$533,0007,285
Extraordinary gains, net$03,149
Net income$533,0007,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0003,853
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$518,9207,153
1992-12-31 (YTD Data)Rank
Total interest income$4,907,0006,481
Total interest expense$2,083,0006,914
Net interest income$2,824,0006,017
Provision for loan and lease losses$181,0005,488
Total noninterest income$510,0005,574
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$265,0004,916
Trading account gains and feesNANA
Additional Noninterest Income$245,0005,023
Total noninterest expense$2,542,0005,238
Salaries and employee benefits$1,163,0005,321
Premises and equipment expense$617,0003,274
Additional noninterest expense$762,0006,336
Pre-tax net operating income$611,0007,628
Securities gains (losses)$101,0002,989
Applicable income taxes$296,0005,981
Income before extraordinary items$416,0008,052
Extraordinary gains, net$01,422
Net income$416,0008,174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0006,447
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$1,512,000350
Net operating income$351,3608,340

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.