Home > Amerant Bank > Net charge- offs to loans

Amerant Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6755%148
Percentage Net Loans Charged-off: Total real estate loans0.1959%136
Percentage Net Loans Charged-off:Construction & development-0.0554%4,421
Percentage Net Loans Charged-off: Commercial real estate-0.0011%3,976
Percentage Net Loans Charged-off: Multi-family residential1.3346%14
Percentage Net Loans Charged-off: 1-4 family residential-0.0042%3,742
Percentage Net Loans Charged-off: Home equity loans-0.0176%4,305
All other 1-4 family - Percent of loans charged-off, net-0.0007%3,506
Percentage Net Loans Charged-off: Commercial and industrial0.4402%598
Percentage Net Loans Charged-off: Loans to individuals5.2735%147
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual5.2747%95
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6180%145
Percentage Net Loans Charged-off: Total real estate loans-0.0058%3,818
Percentage Net Loans Charged-off:Construction & development-0.0751%4,472
Percentage Net Loans Charged-off: Commercial real estate-0.0013%4,021
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0024%3,623
Percentage Net Loans Charged-off: Home equity loans-0.0079%4,297
All other 1-4 family - Percent of loans charged-off, net-0.0009%3,547
Percentage Net Loans Charged-off: Commercial and industrial0.7819%303
Percentage Net Loans Charged-off: Loans to individuals4.8654%107
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual4.8666%109
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5173%160
Percentage Net Loans Charged-off: Total real estate loans-0.0115%4,085
Percentage Net Loans Charged-off:Construction & development-0.1064%4,545
Percentage Net Loans Charged-off: Commercial real estate-0.0086%4,284
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0016%3,616
Percentage Net Loans Charged-off: Home equity loans-0.0038%4,300
All other 1-4 family - Percent of loans charged-off, net-0.0010%3,584
Percentage Net Loans Charged-off: Commercial and industrial0.0046%1,153
Percentage Net Loans Charged-off: Loans to individuals4.7885%104
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual4.7896%137
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6178%128
Percentage Net Loans Charged-off: Total real estate loans-0.0099%4,104
Percentage Net Loans Charged-off:Construction & development-0.1849%4,639
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0053%324
Percentage Net Loans Charged-off: Home equity loans0.0230%75
All other 1-4 family - Percent of loans charged-off, net0.0004%328
Percentage Net Loans Charged-off: Commercial and industrial0.0271%701
Percentage Net Loans Charged-off: Loans to individuals4.3630%125
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual4.3644%113
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3112%244
Percentage Net Loans Charged-off: Total real estate loans0.0820%264
Percentage Net Loans Charged-off:Construction & development-0.0156%4,386
Percentage Net Loans Charged-off: Commercial real estate0.1488%172
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0212%4,075
Percentage Net Loans Charged-off: Home equity loans-0.0789%4,531
All other 1-4 family - Percent of loans charged-off, net0.0003%755
Percentage Net Loans Charged-off: Commercial and industrial0.5660%334
Percentage Net Loans Charged-off: Loans to individuals1.6534%293
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual1.6578%266
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2073%320
Percentage Net Loans Charged-off: Total real estate loans-0.0049%3,535
Percentage Net Loans Charged-off:Construction & development-0.0114%4,409
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0219%4,092
Percentage Net Loans Charged-off: Home equity loans-0.0771%4,548
All other 1-4 family - Percent of loans charged-off, net0.0005%614
Percentage Net Loans Charged-off: Commercial and industrial0.7171%221
Percentage Net Loans Charged-off: Loans to individuals0.9049%540
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.9102%491
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2756%248
Percentage Net Loans Charged-off: Total real estate loans-0.0054%3,528
Percentage Net Loans Charged-off:Construction & development-0.0098%4,025
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0264%4,050
Percentage Net Loans Charged-off: Home equity loans-0.0860%3,385
All other 1-4 family - Percent of loans charged-off, net0.0008%511
Percentage Net Loans Charged-off: Commercial and industrial1.1702%131
Percentage Net Loans Charged-off: Loans to individuals0.7222%665
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7296%603
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2727%233
Percentage Net Loans Charged-off: Total real estate loans-0.0023%3,435
Percentage Net Loans Charged-off:Construction & development-0.0051%4,052
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0114%3,886
Percentage Net Loans Charged-off: Home equity loans-0.0389%3,365
All other 1-4 family - Percent of loans charged-off, net0.0017%348
Percentage Net Loans Charged-off: Commercial and industrial1.1560%102
Percentage Net Loans Charged-off: Loans to individuals0.7753%616
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7806%558
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4336%191
Percentage Net Loans Charged-off: Total real estate loans0.2573%140
Percentage Net Loans Charged-off:Construction & development-0.0366%4,133
Percentage Net Loans Charged-off: Commercial real estate0.4158%142
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0137%744
Percentage Net Loans Charged-off: Home equity loans0.0229%196
All other 1-4 family - Percent of loans charged-off, net0.0084%798
Percentage Net Loans Charged-off: Commercial and industrial1.0327%209
Percentage Net Loans Charged-off: Loans to individuals0.8503%499
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8652%437
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4105%187
Percentage Net Loans Charged-off: Total real estate loans0.2812%123
Percentage Net Loans Charged-off:Construction & development-0.0429%4,217
Percentage Net Loans Charged-off: Commercial real estate0.4629%105
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0136%3,877
Percentage Net Loans Charged-off: Home equity loans-0.0563%3,428
All other 1-4 family - Percent of loans charged-off, net0.0115%662
Percentage Net Loans Charged-off: Commercial and industrial0.8599%192
Percentage Net Loans Charged-off: Loans to individuals0.7077%553
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7283%474
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0599%1,017
Percentage Net Loans Charged-off: Total real estate loans-0.0042%3,643
Percentage Net Loans Charged-off:Construction & development-0.0395%4,246
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0067%3,745
Percentage Net Loans Charged-off: Home equity loans-0.0468%3,450
All other 1-4 family - Percent of loans charged-off, net0.0173%552
Percentage Net Loans Charged-off: Commercial and industrial0.1473%592
Percentage Net Loans Charged-off: Loans to individuals0.6579%567
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6867%485
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0026%3,191
Percentage Net Loans Charged-off: Total real estate loans-0.0024%3,581
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0164%4,111
Percentage Net Loans Charged-off: Home equity loans-0.0436%3,500
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial-0.1314%4,438
Percentage Net Loans Charged-off: Loans to individuals0.5471%744
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5684%657
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5153%305
Percentage Net Loans Charged-off: Total real estate loans-0.0004%3,659
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate0.0027%1,023
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0158%4,183
Percentage Net Loans Charged-off: Home equity loans-0.0368%3,485
All other 1-4 family - Percent of loans charged-off, net-0.0006%3,717
Percentage Net Loans Charged-off: Commercial and industrial2.4902%139
Percentage Net Loans Charged-off: Loans to individuals0.3059%1,695
Percentage Net Loans Charged-off: Credit card loans10.3755%29
Percentage Net Loans Charged-off: Other loans to individual0.1625%2,098
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5520%271
Percentage Net Loans Charged-off: Total real estate loans-0.0014%3,708
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0013%805
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0170%4,247
Percentage Net Loans Charged-off: Home equity loans-0.0365%3,516
All other 1-4 family - Percent of loans charged-off, net-0.0020%3,780
Percentage Net Loans Charged-off: Commercial and industrial2.6574%111
Percentage Net Loans Charged-off: Loans to individuals0.3270%1,575
Percentage Net Loans Charged-off: Credit card loans10.0129%30
Percentage Net Loans Charged-off: Other loans to individual0.1255%2,144
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1108%1,186
Percentage Net Loans Charged-off: Total real estate loans-0.0019%3,762
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0019%647
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0247%4,397
Percentage Net Loans Charged-off: Home equity loans-0.0532%3,576
All other 1-4 family - Percent of loans charged-off, net-0.0025%3,854
Percentage Net Loans Charged-off: Commercial and industrial0.4960%583
Percentage Net Loans Charged-off: Loans to individuals0.4809%1,288
Percentage Net Loans Charged-off: Credit card loans12.1811%32
Percentage Net Loans Charged-off: Other loans to individual0.1041%2,143
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0893%1,161
Percentage Net Loans Charged-off: Total real estate loans-0.0003%3,588
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0039%408
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0217%4,382
Percentage Net Loans Charged-off: Home equity loans-0.0423%3,576
All other 1-4 family - Percent of loans charged-off, net-0.0052%4,011
Percentage Net Loans Charged-off: Commercial and industrial0.3181%578
Percentage Net Loans Charged-off: Loans to individuals1.2550%624
Percentage Net Loans Charged-off: Credit card loans20.9845%20
Percentage Net Loans Charged-off: Other loans to individual0.2342%1,657
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1103%1,627
Percentage Net Loans Charged-off: Total real estate loans-0.0068%4,155
Percentage Net Loans Charged-off:Construction & development-0.0652%4,452
Percentage Net Loans Charged-off: Commercial real estate-0.0007%4,243
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0176%4,389
Percentage Net Loans Charged-off: Home equity loans-0.0525%3,636
All other 1-4 family - Percent of loans charged-off, net0.0134%1,486
Percentage Net Loans Charged-off: Commercial and industrial0.1085%1,728
Percentage Net Loans Charged-off: Loans to individuals5.2750%89
Percentage Net Loans Charged-off: Credit card loans20.3058%16
Percentage Net Loans Charged-off: Other loans to individual0.4606%1,549
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1210%1,292
Percentage Net Loans Charged-off: Total real estate loans-0.0034%3,955
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate-0.0001%4,269
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0275%4,581
Percentage Net Loans Charged-off: Home equity loans-0.0549%3,689
All other 1-4 family - Percent of loans charged-off, net-0.0029%4,015
Percentage Net Loans Charged-off: Commercial and industrial0.2414%1,079
Percentage Net Loans Charged-off: Loans to individuals3.9949%133
Percentage Net Loans Charged-off: Credit card loans13.8554%20
Percentage Net Loans Charged-off: Other loans to individual0.4135%1,552
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1033%1,356
Percentage Net Loans Charged-off: Total real estate loans-0.0026%3,919
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate-0.0002%4,351
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0209%4,490
Percentage Net Loans Charged-off: Home equity loans-0.0402%3,688
All other 1-4 family - Percent of loans charged-off, net-0.0036%4,047
Percentage Net Loans Charged-off: Commercial and industrial0.2392%949
Percentage Net Loans Charged-off: Loans to individuals2.8752%196
Percentage Net Loans Charged-off: Credit card loans9.1996%41
Percentage Net Loans Charged-off: Other loans to individual0.3859%1,495
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0988%1,149
Percentage Net Loans Charged-off: Total real estate loans0.0044%1,161
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0359%705
Percentage Net Loans Charged-off: Home equity loans0.0789%149
All other 1-4 family - Percent of loans charged-off, net-0.0028%4,130
Percentage Net Loans Charged-off: Commercial and industrial0.2698%654
Percentage Net Loans Charged-off: Loans to individuals1.8332%386
Percentage Net Loans Charged-off: Credit card loans5.6047%80
Percentage Net Loans Charged-off: Other loans to individual0.2524%1,660
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1750%1,099
Percentage Net Loans Charged-off: Total real estate loans0.1109%689
Percentage Net Loans Charged-off:Construction & development-0.0440%4,491
Percentage Net Loans Charged-off: Commercial real estate0.2057%407
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0294%4,726
Percentage Net Loans Charged-off: Home equity loans-0.0658%3,783
All other 1-4 family - Percent of loans charged-off, net0.0053%1,869
Percentage Net Loans Charged-off: Commercial and industrial0.3156%1,077
Percentage Net Loans Charged-off: Loans to individuals1.1269%698
Percentage Net Loans Charged-off: Credit card loans3.7538%150
Percentage Net Loans Charged-off: Other loans to individual0.1358%2,630
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0935%1,562
Percentage Net Loans Charged-off: Total real estate loans-0.0320%4,774
Percentage Net Loans Charged-off:Construction & development-0.0107%4,369
Percentage Net Loans Charged-off: Commercial real estate-0.0511%4,989
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0134%4,473
Percentage Net Loans Charged-off: Home equity loans-0.0357%3,745
All other 1-4 family - Percent of loans charged-off, net0.0081%1,556
Percentage Net Loans Charged-off: Commercial and industrial0.3856%805
Percentage Net Loans Charged-off: Loans to individuals0.9934%773
Percentage Net Loans Charged-off: Credit card loans3.2698%175
Percentage Net Loans Charged-off: Other loans to individual0.1578%2,326
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0730%1,603
Percentage Net Loans Charged-off: Total real estate loans-0.0484%4,967
Percentage Net Loans Charged-off:Construction & development-0.0157%4,475
Percentage Net Loans Charged-off: Commercial real estate-0.0801%5,134
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0139%4,510
Percentage Net Loans Charged-off: Home equity loans-0.0499%3,818
All other 1-4 family - Percent of loans charged-off, net0.0196%1,185
Percentage Net Loans Charged-off: Commercial and industrial0.3281%777
Percentage Net Loans Charged-off: Loans to individuals0.9602%755
Percentage Net Loans Charged-off: Credit card loans3.3354%170
Percentage Net Loans Charged-off: Other loans to individual0.1160%2,328
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0079%4,160
Percentage Net Loans Charged-off: Total real estate loans-0.0853%5,235
Percentage Net Loans Charged-off:Construction & development-0.0316%4,659
Percentage Net Loans Charged-off: Commercial real estate-0.1462%5,330
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0031%4,225
Percentage Net Loans Charged-off: Home equity loans-0.0062%3,674
All other 1-4 family - Percent of loans charged-off, net0.0000%1,039
Percentage Net Loans Charged-off: Commercial and industrial0.0870%857
Percentage Net Loans Charged-off: Loans to individuals1.1624%665
Percentage Net Loans Charged-off: Credit card loans4.0272%129
Percentage Net Loans Charged-off: Other loans to individual0.1562%1,923
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1047%2,016
Percentage Net Loans Charged-off: Total real estate loans-0.0529%5,145
Percentage Net Loans Charged-off:Construction & development-0.0370%4,612
Percentage Net Loans Charged-off: Commercial real estate-0.0502%5,134
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.1565%5,391
Percentage Net Loans Charged-off: Home equity loans-0.0058%3,726
All other 1-4 family - Percent of loans charged-off, net-0.2978%5,470
Percentage Net Loans Charged-off: Commercial and industrial0.4462%1,044
Percentage Net Loans Charged-off: Loans to individuals0.8013%1,134
Percentage Net Loans Charged-off: Credit card loans2.4264%258
Percentage Net Loans Charged-off: Other loans to individual0.2029%2,595
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1346%1,448
Percentage Net Loans Charged-off: Total real estate loans-0.0636%5,209
Percentage Net Loans Charged-off:Construction & development-0.0386%4,666
Percentage Net Loans Charged-off: Commercial real estate-0.0396%5,137
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.2785%5,528
Percentage Net Loans Charged-off: Home equity loans-0.0039%3,727
All other 1-4 family - Percent of loans charged-off, net-0.5326%5,576
Percentage Net Loans Charged-off: Commercial and industrial0.5712%714
Percentage Net Loans Charged-off: Loans to individuals0.7923%1,064
Percentage Net Loans Charged-off: Credit card loans2.6468%229
Percentage Net Loans Charged-off: Other loans to individual0.1092%2,763
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2298%890
Percentage Net Loans Charged-off: Total real estate loans-0.0563%5,243
Percentage Net Loans Charged-off:Construction & development-0.0422%4,716
Percentage Net Loans Charged-off: Commercial real estate0.0048%775
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.3987%5,609
Percentage Net Loans Charged-off: Home equity loans0.0400%408
All other 1-4 family - Percent of loans charged-off, net-0.7996%5,645
Percentage Net Loans Charged-off: Commercial and industrial0.8718%473
Percentage Net Loans Charged-off: Loans to individuals0.8239%977
Percentage Net Loans Charged-off: Credit card loans2.6318%236
Percentage Net Loans Charged-off: Other loans to individual0.1651%2,295
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4456%413
Percentage Net Loans Charged-off: Total real estate loans0.0156%1,292
Percentage Net Loans Charged-off:Construction & development-0.0080%4,668
Percentage Net Loans Charged-off: Commercial real estate0.0134%479
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0682%885
Percentage Net Loans Charged-off: Home equity loans0.1456%229
All other 1-4 family - Percent of loans charged-off, net-0.0016%4,488
Percentage Net Loans Charged-off: Commercial and industrial1.4391%253
Percentage Net Loans Charged-off: Loans to individuals0.7967%1,039
Percentage Net Loans Charged-off: Credit card loans2.5556%245
Percentage Net Loans Charged-off: Other loans to individual0.1424%2,069
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2774%995
Percentage Net Loans Charged-off: Total real estate loans-0.1195%5,567
Percentage Net Loans Charged-off:Construction & development-0.3282%5,141
Percentage Net Loans Charged-off: Commercial real estate-0.1441%5,516
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0111%2,544
Percentage Net Loans Charged-off: Home equity loans0.0510%661
All other 1-4 family - Percent of loans charged-off, net-0.0255%5,192
Percentage Net Loans Charged-off: Commercial and industrial0.9992%622
Percentage Net Loans Charged-off: Loans to individuals1.1034%816
Percentage Net Loans Charged-off: Credit card loans3.7428%136
Percentage Net Loans Charged-off: Other loans to individual0.1946%2,642
Percentage Net Loans Charged-off: All other loans and lease0.0004%1,608
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3600%623
Percentage Net Loans Charged-off: Total real estate loans-0.1684%5,694
Percentage Net Loans Charged-off:Construction & development-0.4302%5,244
Percentage Net Loans Charged-off: Commercial real estate-0.1961%5,628
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential-0.0354%5,280
Percentage Net Loans Charged-off: Home equity loans-0.0238%4,017
All other 1-4 family - Percent of loans charged-off, net-0.0461%5,358
Percentage Net Loans Charged-off: Commercial and industrial1.3153%404
Percentage Net Loans Charged-off: Loans to individuals1.1302%695
Percentage Net Loans Charged-off: Credit card loans3.9609%115
Percentage Net Loans Charged-off: Other loans to individual0.1804%2,392
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5195%413
Percentage Net Loans Charged-off: Total real estate loans-0.2529%5,830
Percentage Net Loans Charged-off:Construction & development-0.6565%5,346
Percentage Net Loans Charged-off: Commercial real estate-0.2910%5,758
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.0430%5,370
Percentage Net Loans Charged-off: Home equity loans-0.0152%4,008
All other 1-4 family - Percent of loans charged-off, net-0.0687%5,532
Percentage Net Loans Charged-off: Commercial and industrial1.8788%273
Percentage Net Loans Charged-off: Loans to individuals1.3409%561
Percentage Net Loans Charged-off: Credit card loans4.8971%90
Percentage Net Loans Charged-off: Other loans to individual0.1865%2,196
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7083%298
Percentage Net Loans Charged-off: Total real estate loans-0.4238%5,960
Percentage Net Loans Charged-off:Construction & development-0.5704%5,379
Percentage Net Loans Charged-off: Commercial real estate-0.6236%5,906
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0130%5,010
Percentage Net Loans Charged-off: Home equity loans-0.0193%4,058
All other 1-4 family - Percent of loans charged-off, net-0.0071%4,890
Percentage Net Loans Charged-off: Commercial and industrial2.6444%165
Percentage Net Loans Charged-off: Loans to individuals1.0876%750
Percentage Net Loans Charged-off: Credit card loans3.3364%159
Percentage Net Loans Charged-off: Other loans to individual0.3438%1,521
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0080%5,059
Percentage Net Loans Charged-off: Total real estate loans-0.0521%5,518
Percentage Net Loans Charged-off:Construction & development-0.2247%5,203
Percentage Net Loans Charged-off: Commercial real estate-0.0375%5,405
Percentage Net Loans Charged-off: Multi-family residential0.0145%260
Percentage Net Loans Charged-off: 1-4 family residential-0.0445%5,592
Percentage Net Loans Charged-off: Home equity loans0.0125%907
All other 1-4 family - Percent of loans charged-off, net-0.0953%5,773
Percentage Net Loans Charged-off: Commercial and industrial0.0229%2,314
Percentage Net Loans Charged-off: Loans to individuals0.2273%2,566
Percentage Net Loans Charged-off: Credit card loans0.9636%534
Percentage Net Loans Charged-off: Other loans to individual-0.0044%5,030
Percentage Net Loans Charged-off: All other loans and lease0.0003%1,446
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0183%5,178
Percentage Net Loans Charged-off: Total real estate loans-0.0720%5,675
Percentage Net Loans Charged-off:Construction & development-0.2507%5,298
Percentage Net Loans Charged-off: Commercial real estate-0.0498%5,564
Percentage Net Loans Charged-off: Multi-family residential-0.0638%4,830
Percentage Net Loans Charged-off: 1-4 family residential-0.0390%5,592
Percentage Net Loans Charged-off: Home equity loans0.0463%724
All other 1-4 family - Percent of loans charged-off, net-0.1149%5,860
Percentage Net Loans Charged-off: Commercial and industrial0.0128%2,025
Percentage Net Loans Charged-off: Loans to individuals0.2744%2,151
Percentage Net Loans Charged-off: Credit card loans1.1805%425
Percentage Net Loans Charged-off: Other loans to individual-0.0059%4,949
Percentage Net Loans Charged-off: All other loans and lease0.0002%1,306
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0266%5,280
Percentage Net Loans Charged-off: Total real estate loans-0.1133%5,856
Percentage Net Loans Charged-off:Construction & development-0.3681%5,423
Percentage Net Loans Charged-off: Commercial real estate-0.0730%5,748
Percentage Net Loans Charged-off: Multi-family residential-0.1034%4,892
Percentage Net Loans Charged-off: 1-4 family residential-0.1008%5,884
Percentage Net Loans Charged-off: Home equity loans-0.0768%4,395
All other 1-4 family - Percent of loans charged-off, net-0.1217%5,925
Percentage Net Loans Charged-off: Commercial and industrial0.0356%1,606
Percentage Net Loans Charged-off: Loans to individuals0.1268%2,569
Percentage Net Loans Charged-off: Credit card loans0.5640%498
Percentage Net Loans Charged-off: Other loans to individual-0.0067%4,874
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0589%5,608
Percentage Net Loans Charged-off: Total real estate loans-0.1615%6,023
Percentage Net Loans Charged-off:Construction & development-0.6582%5,586
Percentage Net Loans Charged-off: Commercial real estate-0.1257%5,984
Percentage Net Loans Charged-off: Multi-family residential-0.0097%4,855
Percentage Net Loans Charged-off: 1-4 family residential-0.0817%5,888
Percentage Net Loans Charged-off: Home equity loans-0.0280%4,307
All other 1-4 family - Percent of loans charged-off, net-0.1275%5,999
Percentage Net Loans Charged-off: Commercial and industrial-0.0051%4,320
Percentage Net Loans Charged-off: Loans to individuals0.2724%1,788
Percentage Net Loans Charged-off: Credit card loans1.1597%352
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,382
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0608%3,630
Percentage Net Loans Charged-off: Total real estate loans-0.0286%5,759
Percentage Net Loans Charged-off:Construction & development-0.2354%5,451
Percentage Net Loans Charged-off: Commercial real estate0.0094%2,112
Percentage Net Loans Charged-off: Multi-family residential0.0078%407
Percentage Net Loans Charged-off: 1-4 family residential-0.0812%6,080
Percentage Net Loans Charged-off: Home equity loans-0.1590%4,645
All other 1-4 family - Percent of loans charged-off, net-0.0157%5,757
Percentage Net Loans Charged-off: Commercial and industrial0.1368%2,045
Percentage Net Loans Charged-off: Loans to individuals0.3863%2,122
Percentage Net Loans Charged-off: Credit card loans0.9456%540
Percentage Net Loans Charged-off: Other loans to individual0.1818%2,799
Percentage Net Loans Charged-off: All other loans and lease0.0006%1,532
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1231%2,583
Percentage Net Loans Charged-off: Total real estate loans0.0062%3,467
Percentage Net Loans Charged-off:Construction & development-0.3141%5,573
Percentage Net Loans Charged-off: Commercial real estate0.0720%1,420
Percentage Net Loans Charged-off: Multi-family residential0.0191%334
Percentage Net Loans Charged-off: 1-4 family residential-0.0822%6,121
Percentage Net Loans Charged-off: Home equity loans-0.2139%4,715
All other 1-4 family - Percent of loans charged-off, net0.0286%2,738
Percentage Net Loans Charged-off: Commercial and industrial0.2398%1,481
Percentage Net Loans Charged-off: Loans to individuals0.4696%1,756
Percentage Net Loans Charged-off: Credit card loans1.1722%463
Percentage Net Loans Charged-off: Other loans to individual0.1976%2,504
Percentage Net Loans Charged-off: All other loans and lease0.0007%1,391
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1378%2,290
Percentage Net Loans Charged-off: Total real estate loans-0.0216%5,726
Percentage Net Loans Charged-off:Construction & development-0.4731%5,689
Percentage Net Loans Charged-off: Commercial real estate0.0092%1,501
Percentage Net Loans Charged-off: Multi-family residential0.0377%250
Percentage Net Loans Charged-off: 1-4 family residential0.0376%2,534
Percentage Net Loans Charged-off: Home equity loans-0.0779%4,603
All other 1-4 family - Percent of loans charged-off, net0.1351%1,716
Percentage Net Loans Charged-off: Commercial and industrial0.2886%1,235
Percentage Net Loans Charged-off: Loans to individuals0.5386%1,445
Percentage Net Loans Charged-off: Credit card loans1.3581%401
Percentage Net Loans Charged-off: Other loans to individual0.1794%2,367
Percentage Net Loans Charged-off: All other loans and lease0.0012%1,220
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0406%2,816
Percentage Net Loans Charged-off: Total real estate loans-0.0720%6,127
Percentage Net Loans Charged-off:Construction & development-1.4515%5,896
Percentage Net Loans Charged-off: Commercial real estate-0.0387%6,034
Percentage Net Loans Charged-off: Multi-family residential0.1083%142
Percentage Net Loans Charged-off: 1-4 family residential0.2667%1,012
Percentage Net Loans Charged-off: Home equity loans0.1011%536
All other 1-4 family - Percent of loans charged-off, net0.4089%740
Percentage Net Loans Charged-off: Commercial and industrial0.1137%1,050
Percentage Net Loans Charged-off: Loans to individuals0.7399%1,145
Percentage Net Loans Charged-off: Credit card loans1.5620%323
Percentage Net Loans Charged-off: Other loans to individual0.3341%1,689
Percentage Net Loans Charged-off: All other loans and lease0.0014%936
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1550%3,256
Percentage Net Loans Charged-off: Total real estate loans0.0770%3,401
Percentage Net Loans Charged-off:Construction & development-0.1825%5,674
Percentage Net Loans Charged-off: Commercial real estate0.1613%1,835
Percentage Net Loans Charged-off: Multi-family residential-0.1313%5,281
Percentage Net Loans Charged-off: 1-4 family residential-0.0142%6,131
Percentage Net Loans Charged-off: Home equity loans0.3436%828
All other 1-4 family - Percent of loans charged-off, net-0.3056%6,571
Percentage Net Loans Charged-off: Commercial and industrial0.2681%2,013
Percentage Net Loans Charged-off: Loans to individuals0.2761%2,832
Percentage Net Loans Charged-off: Credit card loans0.6116%664
Percentage Net Loans Charged-off: Other loans to individual0.0426%3,887
Percentage Net Loans Charged-off: All other loans and lease0.0008%1,545
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2075%2,581
Percentage Net Loans Charged-off: Total real estate loans0.1418%2,579
Percentage Net Loans Charged-off:Construction & development-0.1282%5,679
Percentage Net Loans Charged-off: Commercial real estate0.2148%1,474
Percentage Net Loans Charged-off: Multi-family residential0.0061%503
Percentage Net Loans Charged-off: 1-4 family residential0.0523%3,215
Percentage Net Loans Charged-off: Home equity loans0.4770%657
All other 1-4 family - Percent of loans charged-off, net-0.2903%6,618
Percentage Net Loans Charged-off: Commercial and industrial0.3315%1,658
Percentage Net Loans Charged-off: Loans to individuals0.3798%2,212
Percentage Net Loans Charged-off: Credit card loans0.8003%575
Percentage Net Loans Charged-off: Other loans to individual0.0622%3,447
Percentage Net Loans Charged-off: All other loans and lease0.0011%1,402
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2697%2,130
Percentage Net Loans Charged-off: Total real estate loans0.1610%2,299
Percentage Net Loans Charged-off:Construction & development-0.0160%5,455
Percentage Net Loans Charged-off: Commercial real estate0.1551%1,439
Percentage Net Loans Charged-off: Multi-family residential0.0239%400
Percentage Net Loans Charged-off: 1-4 family residential0.3221%1,528
Percentage Net Loans Charged-off: Home equity loans0.8245%453
All other 1-4 family - Percent of loans charged-off, net-0.0784%6,411
Percentage Net Loans Charged-off: Commercial and industrial0.4508%1,323
Percentage Net Loans Charged-off: Loans to individuals0.3437%2,178
Percentage Net Loans Charged-off: Credit card loans0.6120%573
Percentage Net Loans Charged-off: Other loans to individual0.1326%2,798
Percentage Net Loans Charged-off: All other loans and lease0.0017%1,231
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1036%6,460
Percentage Net Loans Charged-off: Total real estate loans-0.3797%6,800
Percentage Net Loans Charged-off:Construction & development-5.2656%6,255
Percentage Net Loans Charged-off: Commercial real estate-0.0324%6,350
Percentage Net Loans Charged-off: Multi-family residential0.0994%249
Percentage Net Loans Charged-off: 1-4 family residential-0.0147%6,036
Percentage Net Loans Charged-off: Home equity loans0.2056%641
All other 1-4 family - Percent of loans charged-off, net-0.1890%6,637
Percentage Net Loans Charged-off: Commercial and industrial0.0476%1,556
Percentage Net Loans Charged-off: Loans to individuals0.3239%1,990
Percentage Net Loans Charged-off: Credit card loans0.5766%504
Percentage Net Loans Charged-off: Other loans to individual0.1154%2,402
Percentage Net Loans Charged-off: All other loans and lease0.0029%970
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5680%2,024
Percentage Net Loans Charged-off: Total real estate loans1.3671%635
Percentage Net Loans Charged-off:Construction & development6.3914%429
Percentage Net Loans Charged-off: Commercial real estate0.6820%1,242
Percentage Net Loans Charged-off: Multi-family residential0.5299%557
Percentage Net Loans Charged-off: 1-4 family residential1.7704%425
Percentage Net Loans Charged-off: Home equity loans2.9045%210
All other 1-4 family - Percent of loans charged-off, net0.9580%952
Percentage Net Loans Charged-off: Commercial and industrial0.2110%2,732
Percentage Net Loans Charged-off: Loans to individuals0.7338%1,796
Percentage Net Loans Charged-off: Credit card loans1.2114%600
Percentage Net Loans Charged-off: Other loans to individual0.3594%2,639
Percentage Net Loans Charged-off: All other loans and lease0.0004%1,669
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6326%1,739
Percentage Net Loans Charged-off: Total real estate loans1.4616%574
Percentage Net Loans Charged-off:Construction & development7.8256%355
Percentage Net Loans Charged-off: Commercial real estate0.6390%1,185
Percentage Net Loans Charged-off: Multi-family residential0.7986%432
Percentage Net Loans Charged-off: 1-4 family residential1.3810%595
Percentage Net Loans Charged-off: Home equity loans3.1436%183
All other 1-4 family - Percent of loans charged-off, net0.1445%2,960
Percentage Net Loans Charged-off: Commercial and industrial0.2876%2,256
Percentage Net Loans Charged-off: Loans to individuals0.6898%1,734
Percentage Net Loans Charged-off: Credit card loans1.0242%601
Percentage Net Loans Charged-off: Other loans to individual0.4310%2,178
Percentage Net Loans Charged-off: All other loans and lease0.0009%1,485
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7001%1,584
Percentage Net Loans Charged-off: Total real estate loans1.4834%622
Percentage Net Loans Charged-off:Construction & development5.9258%446
Percentage Net Loans Charged-off: Commercial real estate0.5960%1,139
Percentage Net Loans Charged-off: Multi-family residential1.2089%315
Percentage Net Loans Charged-off: 1-4 family residential2.0718%350
Percentage Net Loans Charged-off: Home equity loans4.6993%118
All other 1-4 family - Percent of loans charged-off, net0.2445%2,302
Percentage Net Loans Charged-off: Commercial and industrial0.4334%1,817
Percentage Net Loans Charged-off: Loans to individuals0.9328%1,330
Percentage Net Loans Charged-off: Credit card loans1.3301%509
Percentage Net Loans Charged-off: Other loans to individual0.6434%1,614
Percentage Net Loans Charged-off: All other loans and lease0.0008%1,275
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3351%764
Percentage Net Loans Charged-off: Total real estate loans2.8307%250
Percentage Net Loans Charged-off:Construction & development13.2615%181
Percentage Net Loans Charged-off: Commercial real estate0.8453%744
Percentage Net Loans Charged-off: Multi-family residential1.6911%208
Percentage Net Loans Charged-off: 1-4 family residential3.2562%195
Percentage Net Loans Charged-off: Home equity loans8.0127%61
All other 1-4 family - Percent of loans charged-off, net-0.0127%6,466
Percentage Net Loans Charged-off: Commercial and industrial0.8558%1,029
Percentage Net Loans Charged-off: Loans to individuals1.1943%977
Percentage Net Loans Charged-off: Credit card loans1.3223%432
Percentage Net Loans Charged-off: Other loans to individual1.1018%953
Percentage Net Loans Charged-off: All other loans and lease-0.0004%5,870
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0568%1,637
Percentage Net Loans Charged-off: Total real estate loans2.7821%355
Percentage Net Loans Charged-off:Construction & development5.3609%925
Percentage Net Loans Charged-off: Commercial real estate1.5898%760
Percentage Net Loans Charged-off: Multi-family residential3.4759%317
Percentage Net Loans Charged-off: 1-4 family residential3.9502%178
Percentage Net Loans Charged-off: Home equity loans6.2916%108
All other 1-4 family - Percent of loans charged-off, net2.4276%445
Percentage Net Loans Charged-off: Commercial and industrial-0.0042%6,013
Percentage Net Loans Charged-off: Loans to individuals0.5908%2,534
Percentage Net Loans Charged-off: Credit card loans1.1412%698
Percentage Net Loans Charged-off: Other loans to individual0.2374%3,545
Percentage Net Loans Charged-off: All other loans and lease0.0001%1,719
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0999%1,442
Percentage Net Loans Charged-off: Total real estate loans2.7734%339
Percentage Net Loans Charged-off:Construction & development6.0686%735
Percentage Net Loans Charged-off: Commercial real estate0.8715%1,173
Percentage Net Loans Charged-off: Multi-family residential4.4186%244
Percentage Net Loans Charged-off: 1-4 family residential4.9326%111
Percentage Net Loans Charged-off: Home equity loans7.6061%90
All other 1-4 family - Percent of loans charged-off, net3.2246%293
Percentage Net Loans Charged-off: Commercial and industrial0.0637%3,481
Percentage Net Loans Charged-off: Loans to individuals0.5189%2,489
Percentage Net Loans Charged-off: Credit card loans1.2365%628
Percentage Net Loans Charged-off: Other loans to individual0.0798%4,044
Percentage Net Loans Charged-off: All other loans and lease0.0001%1,561
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1310%1,382
Percentage Net Loans Charged-off: Total real estate loans2.8227%373
Percentage Net Loans Charged-off:Construction & development7.0603%610
Percentage Net Loans Charged-off: Commercial real estate1.0524%958
Percentage Net Loans Charged-off: Multi-family residential5.8665%186
Percentage Net Loans Charged-off: 1-4 family residential2.8582%336
Percentage Net Loans Charged-off: Home equity loans4.1992%213
All other 1-4 family - Percent of loans charged-off, net2.0112%541
Percentage Net Loans Charged-off: Commercial and industrial0.0634%3,085
Percentage Net Loans Charged-off: Loans to individuals0.3601%2,834
Percentage Net Loans Charged-off: Credit card loans1.0065%642
Percentage Net Loans Charged-off: Other loans to individual-0.0069%6,029
Percentage Net Loans Charged-off: All other loans and lease0.0002%1,353
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8952%1,478
Percentage Net Loans Charged-off: Total real estate loans2.2252%501
Percentage Net Loans Charged-off:Construction & development5.4194%583
Percentage Net Loans Charged-off: Commercial real estate0.5991%1,024
Percentage Net Loans Charged-off: Multi-family residential5.5287%138
Percentage Net Loans Charged-off: 1-4 family residential2.4555%405
Percentage Net Loans Charged-off: Home equity loans4.5539%167
All other 1-4 family - Percent of loans charged-off, net1.1449%819
Percentage Net Loans Charged-off: Commercial and industrial0.0066%2,372
Percentage Net Loans Charged-off: Loans to individuals0.6138%1,889
Percentage Net Loans Charged-off: Credit card loans1.6688%471
Percentage Net Loans Charged-off: Other loans to individual0.0139%3,206
Percentage Net Loans Charged-off: All other loans and lease-0.0004%5,941
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5528%733
Percentage Net Loans Charged-off: Total real estate loans5.4258%139
Percentage Net Loans Charged-off:Construction & development15.0158%292
Percentage Net Loans Charged-off: Commercial real estate2.5647%444
Percentage Net Loans Charged-off: Multi-family residential6.9273%216
Percentage Net Loans Charged-off: 1-4 family residential1.2344%1,158
Percentage Net Loans Charged-off: Home equity loans0.9912%875
All other 1-4 family - Percent of loans charged-off, net1.3777%1,027
Percentage Net Loans Charged-off: Commercial and industrial0.2506%3,896
Percentage Net Loans Charged-off: Loans to individuals0.6248%3,033
Percentage Net Loans Charged-off: Credit card loans1.3978%811
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0028%1,986
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3081%772
Percentage Net Loans Charged-off: Total real estate loans4.7424%180
Percentage Net Loans Charged-off:Construction & development11.6348%432
Percentage Net Loans Charged-off: Commercial real estate2.8311%354
Percentage Net Loans Charged-off: Multi-family residential4.6486%270
Percentage Net Loans Charged-off: 1-4 family residential1.4472%864
Percentage Net Loans Charged-off: Home equity loans1.0758%745
All other 1-4 family - Percent of loans charged-off, net1.6626%760
Percentage Net Loans Charged-off: Commercial and industrial0.2805%3,404
Percentage Net Loans Charged-off: Loans to individuals0.3976%3,484
Percentage Net Loans Charged-off: Credit card loans0.6638%881
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0036%1,779
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2577%793
Percentage Net Loans Charged-off: Total real estate loans4.4510%236
Percentage Net Loans Charged-off:Construction & development9.8056%498
Percentage Net Loans Charged-off: Commercial real estate3.2755%293
Percentage Net Loans Charged-off: Multi-family residential2.4424%328
Percentage Net Loans Charged-off: 1-4 family residential1.6027%757
Percentage Net Loans Charged-off: Home equity loans1.2054%632
All other 1-4 family - Percent of loans charged-off, net1.8305%687
Percentage Net Loans Charged-off: Commercial and industrial0.3867%2,835
Percentage Net Loans Charged-off: Loans to individuals0.3781%3,299
Percentage Net Loans Charged-off: Credit card loans0.8421%791
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0055%1,528
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5593%1,116
Percentage Net Loans Charged-off: Total real estate loans3.3013%410
Percentage Net Loans Charged-off:Construction & development7.4062%585
Percentage Net Loans Charged-off: Commercial real estate1.9313%481
Percentage Net Loans Charged-off: Multi-family residential2.4162%232
Percentage Net Loans Charged-off: 1-4 family residential1.9515%576
Percentage Net Loans Charged-off: Home equity loans-0.0391%5,596
All other 1-4 family - Percent of loans charged-off, net3.0729%351
Percentage Net Loans Charged-off: Commercial and industrial-0.7390%7,358
Percentage Net Loans Charged-off: Loans to individuals0.5764%2,486
Percentage Net Loans Charged-off: Credit card loans1.1078%640
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0061%1,167
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.1038%391
Percentage Net Loans Charged-off: Total real estate loans6.3126%149
Percentage Net Loans Charged-off:Construction & development17.5101%273
Percentage Net Loans Charged-off: Commercial real estate0.8356%1,309
Percentage Net Loans Charged-off: Multi-family residential10.0211%120
Percentage Net Loans Charged-off: 1-4 family residential1.3691%975
Percentage Net Loans Charged-off: Home equity loans2.4112%427
All other 1-4 family - Percent of loans charged-off, net0.7810%1,481
Percentage Net Loans Charged-off: Commercial and industrial2.1052%1,814
Percentage Net Loans Charged-off: Loans to individuals0.8760%3,000
Percentage Net Loans Charged-off: Credit card loans1.1253%994
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0176%2,072
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.8750%372
Percentage Net Loans Charged-off: Total real estate loans6.3972%116
Percentage Net Loans Charged-off:Construction & development17.3649%233
Percentage Net Loans Charged-off: Commercial real estate0.8721%933
Percentage Net Loans Charged-off: Multi-family residential9.4571%97
Percentage Net Loans Charged-off: 1-4 family residential1.7480%639
Percentage Net Loans Charged-off: Home equity loans2.9806%295
All other 1-4 family - Percent of loans charged-off, net1.0496%990
Percentage Net Loans Charged-off: Commercial and industrial0.4261%3,306
Percentage Net Loans Charged-off: Loans to individuals0.7585%3,004
Percentage Net Loans Charged-off: Credit card loans1.2660%898
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0252%1,801
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3543%472
Percentage Net Loans Charged-off: Total real estate loans5.5524%165
Percentage Net Loans Charged-off:Construction & development16.6190%221
Percentage Net Loans Charged-off: Commercial real estate0.1343%1,716
Percentage Net Loans Charged-off: Multi-family residential4.9364%135
Percentage Net Loans Charged-off: 1-4 family residential2.0073%492
Percentage Net Loans Charged-off: Home equity loans3.1460%242
All other 1-4 family - Percent of loans charged-off, net1.3626%740
Percentage Net Loans Charged-off: Commercial and industrial0.1434%3,421
Percentage Net Loans Charged-off: Loans to individuals0.9187%2,465
Percentage Net Loans Charged-off: Credit card loans1.2256%834
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0067%1,622
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.4510%355
Percentage Net Loans Charged-off: Total real estate loans5.5968%145
Percentage Net Loans Charged-off:Construction & development17.1731%170
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential7.4985%61
Percentage Net Loans Charged-off: 1-4 family residential0.0720%2,347
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.1124%1,987
Percentage Net Loans Charged-off: Commercial and industrial0.2104%2,261
Percentage Net Loans Charged-off: Loans to individuals0.8192%2,311
Percentage Net Loans Charged-off: Credit card loans0.0000%800
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2467%964
Percentage Net Loans Charged-off: Total real estate loans2.1428%378
Percentage Net Loans Charged-off:Construction & development6.2356%386
Percentage Net Loans Charged-off: Commercial real estate0.0297%2,120
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.7831%806
Percentage Net Loans Charged-off: Home equity loans0.3752%813
All other 1-4 family - Percent of loans charged-off, net0.9717%605
Percentage Net Loans Charged-off: Commercial and industrial0.1807%3,662
Percentage Net Loans Charged-off: Loans to individuals0.6650%3,154
Percentage Net Loans Charged-off: Credit card loans2.2406%657
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0008%1,900
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3181%2,443
Percentage Net Loans Charged-off: Total real estate loans0.4364%1,308
Percentage Net Loans Charged-off:Construction & development0.8664%1,162
Percentage Net Loans Charged-off: Commercial real estate-0.0017%7,668
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential1.0315%462
Percentage Net Loans Charged-off: Home equity loans0.4196%608
All other 1-4 family - Percent of loans charged-off, net1.3016%320
Percentage Net Loans Charged-off: Commercial and industrial0.2357%2,717
Percentage Net Loans Charged-off: Loans to individuals0.2624%4,178
Percentage Net Loans Charged-off: Credit card loans0.8113%921
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0004%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1813%2,914
Percentage Net Loans Charged-off: Total real estate loans0.2257%1,595
Percentage Net Loans Charged-off:Construction & development0.0122%1,663
Percentage Net Loans Charged-off: Commercial real estate-0.0015%7,719
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential1.5317%267
Percentage Net Loans Charged-off: Home equity loans0.2167%635
All other 1-4 family - Percent of loans charged-off, net2.0934%168
Percentage Net Loans Charged-off: Commercial and industrial0.1720%2,407
Percentage Net Loans Charged-off: Loans to individuals0.0303%4,835
Percentage Net Loans Charged-off: Credit card loans0.0295%965
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0006%6,703
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0632%3,544
Percentage Net Loans Charged-off: Total real estate loans-0.0007%7,568
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate-0.0015%7,816
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.1970%1,631
Percentage Net Loans Charged-off: Loans to individuals0.0777%3,805
Percentage Net Loans Charged-off: Credit card loans0.0610%760
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3079%1,783
Percentage Net Loans Charged-off: Total real estate loans0.0143%3,704
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0959%1,935
Percentage Net Loans Charged-off: Home equity loans0.3026%451
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial1.0464%1,128
Percentage Net Loans Charged-off: Loans to individuals-0.0524%7,599
Percentage Net Loans Charged-off: Credit card loans0.0187%1,216
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0197%6,911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4468%892
Percentage Net Loans Charged-off: Total real estate loans0.0181%2,750
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate-0.0031%7,781
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1287%1,222
Percentage Net Loans Charged-off: Home equity loans0.3956%275
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial1.5385%663
Percentage Net Loans Charged-off: Loans to individuals-0.0737%7,458
Percentage Net Loans Charged-off: Credit card loans0.0261%1,102
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0115%6,840
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6387%546
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial2.3108%428
Percentage Net Loans Charged-off: Loans to individuals-0.1275%7,434
Percentage Net Loans Charged-off: Credit card loans0.0000%965
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0141%6,863
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9322%347
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial3.4785%247
Percentage Net Loans Charged-off: Loans to individuals-0.1307%7,166
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0030%6,837
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1759%2,199
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,458
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.6496%1,394
Percentage Net Loans Charged-off: Loans to individuals0.5194%2,792
Percentage Net Loans Charged-off: Credit card loans0.0000%1,256
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0046%1,594
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0733%3,217
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,897
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.2728%1,756
Percentage Net Loans Charged-off: Loans to individuals0.1415%4,393
Percentage Net Loans Charged-off: Credit card loans0.0000%1,137
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0007%1,411
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0932%2,576
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.3426%1,383
Percentage Net Loans Charged-off: Loans to individuals0.1672%3,862
Percentage Net Loans Charged-off: Credit card loans0.0000%1,005
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0019%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1660%8,313
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.6084%8,010
Percentage Net Loans Charged-off: Loans to individuals-0.2772%7,573
Percentage Net Loans Charged-off: Credit card loans0.0000%826
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0201%881
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3344%1,375
Percentage Net Loans Charged-off: Total real estate loans-0.0028%7,652
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0298%8,244
Percentage Net Loans Charged-off: Home equity loans-0.0743%6,065
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial1.3230%895
Percentage Net Loans Charged-off: Loans to individuals0.9182%2,056
Percentage Net Loans Charged-off: Credit card loans-0.0511%2,074
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0042%1,605
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5587%637
Percentage Net Loans Charged-off: Total real estate loans-0.0033%7,616
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0011%1,043
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0415%8,274
Percentage Net Loans Charged-off: Home equity loans-0.1036%6,037
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial2.3177%425
Percentage Net Loans Charged-off: Loans to individuals-0.2876%8,194
Percentage Net Loans Charged-off: Credit card loans-0.0705%2,037
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0036%1,400
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7661%448
Percentage Net Loans Charged-off: Total real estate loans-0.0057%7,679
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0658%8,336
Percentage Net Loans Charged-off: Home equity loans-0.1696%5,984
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial3.2572%315
Percentage Net Loans Charged-off: Loans to individuals-0.3307%8,121
Percentage Net Loans Charged-off: Credit card loans-0.1093%1,998
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0027%1,154
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2224%262
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial5.4310%163
Percentage Net Loans Charged-off: Loans to individuals-0.2892%7,868
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0097%7,049
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0774%4,633
Percentage Net Loans Charged-off: Total real estate loans-0.0040%7,899
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate-0.0048%8,168
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.0248%8,297
Percentage Net Loans Charged-off: Home equity loans-0.1519%6,073
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial0.3125%2,678
Percentage Net Loans Charged-off: Loans to individuals-0.2976%8,495
Percentage Net Loans Charged-off: Credit card loans0.0000%1,629
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0016%1,641
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0371%5,047
Percentage Net Loans Charged-off: Total real estate loans-0.0055%7,911
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-0.0064%8,231
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0342%8,373
Percentage Net Loans Charged-off: Home equity loans-0.3198%6,058
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial0.1598%2,741
Percentage Net Loans Charged-off: Loans to individuals-0.3805%8,503
Percentage Net Loans Charged-off: Credit card loans0.0000%1,504
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0441%4,539
Percentage Net Loans Charged-off: Total real estate loans-0.0045%7,872
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.0095%8,339
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.1951%2,225
Percentage Net Loans Charged-off: Loans to individuals-0.7512%8,654
Percentage Net Loans Charged-off: Credit card loans0.0000%1,362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0118%7,088
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1059%2,804
Percentage Net Loans Charged-off: Total real estate loans-0.0091%8,093
Percentage Net Loans Charged-off:Construction & development-0.0274%7,852
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.3912%1,294
Percentage Net Loans Charged-off: Loans to individuals0.0283%4,647
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0149%7,153
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1813%3,592
Percentage Net Loans Charged-off: Total real estate loans0.0130%3,500
Percentage Net Loans Charged-off:Construction & development0.0385%705
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,467
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial0.5265%2,553
Percentage Net Loans Charged-off: Loans to individuals0.1770%6,020
Percentage Net Loans Charged-off: Credit card loans0.0000%1,842
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0314%1,729
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2425%2,566
Percentage Net Loans Charged-off: Total real estate loans0.0181%2,803
Percentage Net Loans Charged-off:Construction & development0.0534%534
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial0.6974%1,829
Percentage Net Loans Charged-off: Loans to individuals0.1209%5,879
Percentage Net Loans Charged-off: Credit card loans0.0000%1,741
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0262%1,538
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2438%2,415
Percentage Net Loans Charged-off: Total real estate loans0.0283%2,196
Percentage Net Loans Charged-off:Construction & development0.0813%402
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.6386%1,733
Percentage Net Loans Charged-off: Loans to individuals0.6452%3,030
Percentage Net Loans Charged-off: Credit card loans0.0000%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0826%1,223
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3801%1,442
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial1.0649%982
Percentage Net Loans Charged-off: Loans to individuals0.9900%1,984
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3160%2,612
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,119
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial0.8238%2,158
Percentage Net Loans Charged-off: Loans to individuals0.9663%2,491
Percentage Net Loans Charged-off: Credit card loans0.0000%1,947
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8426%889
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial2.4709%794
Percentage Net Loans Charged-off: Loans to individuals0.6592%3,426
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3034%2,231
Percentage Net Loans Charged-off: Total real estate loans0.0000%977
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%922
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial1.1065%215
Percentage Net Loans Charged-off: Loans to individuals0.7920%528
Percentage Net Loans Charged-off: Credit card loans0.0000%977
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4107%1,715
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,015
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0000%995
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0000%944
Percentage Net Loans Charged-off: Commercial and industrial1.5854%124
Percentage Net Loans Charged-off: Loans to individuals0.2198%1,127
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2553%2,840
Percentage Net Loans Charged-off: Total real estate loans0.0000%971
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%939
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0000%883
Percentage Net Loans Charged-off: Commercial and industrial1.1075%151
Percentage Net Loans Charged-off: Loans to individuals0.4933%842
Percentage Net Loans Charged-off: Credit card loans0.0000%973
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0030%406
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2668%3,042
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,004
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,009
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0000%952
Percentage Net Loans Charged-off: Commercial and industrial1.2612%126
Percentage Net Loans Charged-off: Loans to individuals0.3853%992
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4596%1,924
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,050
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,048
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0000%995
Percentage Net Loans Charged-off: Commercial and industrial2.8231%54
Percentage Net Loans Charged-off: Loans to individuals0.3247%1,063
Percentage Net Loans Charged-off: Credit card loans0.0000%1,056
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1024%1,272
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5129%1,616
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,049
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,034
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0000%989
Percentage Net Loans Charged-off: Commercial and industrial2.6194%55
Percentage Net Loans Charged-off: Loans to individuals0.1832%1,139
Percentage Net Loans Charged-off: Credit card loans0.0000%1,020
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0054%423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6298%1,411
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,087
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,024
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.0000%974
Percentage Net Loans Charged-off: Commercial and industrial2.1323%104
Percentage Net Loans Charged-off: Loans to individuals1.1355%256
Percentage Net Loans Charged-off: Credit card loans0.0000%989
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0157%1,098
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6681%647
Percentage Net Loans Charged-off: Total real estate loans0.4419%359
Percentage Net Loans Charged-off:Construction & development-1.2129%1,428
Percentage Net Loans Charged-off: Commercial real estate0.5411%379
Percentage Net Loans Charged-off: Multi-family residential2.6861%80
Percentage Net Loans Charged-off: 1-4 family residential0.0930%527
Percentage Net Loans Charged-off: Home equity loans0.2760%163
All other 1-4 family - Percent of loans charged-off, net0.0000%1,053
Percentage Net Loans Charged-off: Commercial and industrial3.7759%115
Percentage Net Loans Charged-off: Loans to individuals0.5444%695
Percentage Net Loans Charged-off: Credit card loans0.0000%1,000
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8426%109
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4637%4,528
Percentage Net Loans Charged-off: Total real estate loans0.6483%369
Percentage Net Loans Charged-off:Construction & development0.8656%397
Percentage Net Loans Charged-off: Commercial real estate0.0000%967
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential2.2672%20
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net3.6327%10
Percentage Net Loans Charged-off: Commercial and industrial0.2937%916
Percentage Net Loans Charged-off: Loans to individuals3.8615%86
Percentage Net Loans Charged-off: Credit card loans0.0000%1,026
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%479
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%144