Amcore Bank National Association, Northwest, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$17,691,0001,838
Total interest expense$9,005,0001,708
Net interest income$8,686,0001,969
Provision for loan and lease losses$180,0003,728
Total noninterest income$1,737,0002,028
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$755,0001,684
Trading account gains and fees$0224
Additional Noninterest Income$982,0001,881
Total noninterest expense$5,250,0002,481
Salaries and employee benefits$2,168,0003,091
Premises and equipment expense$599,0003,177
Additional noninterest expense$2,483,0001,720
Pre-tax net operating income$4,993,0001,480
Securities gains (losses)$98,0001,283
Applicable income taxes$1,754,0001,416
Income before extraordinary items$3,337,0001,581
Extraordinary gains, net$032
Net income$3,337,0001,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-111,00010,272
Cash dividends$2,855,0001,022
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,272,3201,546
1997-12-31 (YTD Data)Rank
Total interest income$15,517,0002,110
Total interest expense$7,563,0002,031
Net interest income$7,954,0002,201
Provision for loan and lease losses$180,0003,648
Total noninterest income$1,278,0002,489
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$645,0002,030
Trading account gains and fees$0239
Additional Noninterest Income$633,0002,383
Total noninterest expense$4,863,0002,641
Salaries and employee benefits$1,897,0003,466
Premises and equipment expense$549,0003,419
Additional noninterest expense$2,417,0001,755
Pre-tax net operating income$4,189,0001,816
Securities gains (losses)$204,000697
Applicable income taxes$1,492,0001,713
Income before extraordinary items$2,901,0001,826
Extraordinary gains, net$044
Net income$2,901,0001,825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0003,729
Cash dividends$2,088,0001,253
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,766,3601,852
1996-12-31 (YTD Data)Rank
Total interest income$13,020,0002,571
Total interest expense$6,193,0002,480
Net interest income$6,827,0002,579
Provision for loan and lease losses$95,0005,238
Total noninterest income$1,263,0002,590
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$699,0001,944
Trading account gains and fees$0262
Additional Noninterest Income$564,0002,690
Total noninterest expense$4,649,0002,927
Salaries and employee benefits$1,873,0003,542
Premises and equipment expense$522,0003,650
Additional noninterest expense$2,254,0002,211
Pre-tax net operating income$3,346,0002,141
Securities gains (losses)$26,0001,793
Applicable income taxes$1,135,0002,099
Income before extraordinary items$2,237,0002,209
Extraordinary gains, net$053
Net income$2,237,0002,209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,913
Cash dividends$1,811,0001,371
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,219,8402,169
1995-12-31 (YTD Data)Rank
Total interest income$12,288,0002,719
Total interest expense$5,182,0002,941
Net interest income$7,106,0002,526
Provision for loan and lease losses$242,0002,631
Total noninterest income$1,939,0001,888
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,061,0001,270
Trading account gains and fees$0522
Additional Noninterest Income$878,0001,971
Total noninterest expense$5,157,0002,629
Salaries and employee benefits$2,224,0002,993
Premises and equipment expense$691,0002,842
Additional noninterest expense$2,242,0002,196
Pre-tax net operating income$3,646,0002,013
Securities gains (losses)$03,831
Applicable income taxes$1,255,0001,945
Income before extraordinary items$2,391,0002,118
Extraordinary gains, net$065
Net income$2,391,0002,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0003,579
Cash dividends$1,112,0001,856
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,391,0002,077
1994-12-31 (YTD Data)Rank
Total interest income$10,354,0002,936
Total interest expense$3,437,0003,502
Net interest income$6,917,0002,608
Provision for loan and lease losses$204,0002,977
Total noninterest income$1,434,0002,384
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,030,0001,302
Trading account gains and fees$0475
Additional Noninterest Income$404,0003,385
Total noninterest expense$5,593,0002,499
Salaries and employee benefits$2,375,0002,795
Premises and equipment expense$592,0003,312
Additional noninterest expense$2,626,0002,054
Pre-tax net operating income$2,554,0002,768
Securities gains (losses)$19,0001,821
Applicable income taxes$793,0002,786
Income before extraordinary items$1,780,0002,721
Extraordinary gains, net$0249
Net income$1,780,0002,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0003,502
Cash dividends$877,0002,134
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,766,8902,756
1993-12-31 (YTD Data)Rank
Total interest income$9,938,0003,107
Total interest expense$3,180,0003,917
Net interest income$6,758,0002,665
Provision for loan and lease losses$10,0009,731
Total noninterest income$1,357,0002,642
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,032,0001,311
Trading account gains and fees$0532
Additional Noninterest Income$325,0004,273
Total noninterest expense$6,033,0002,380
Salaries and employee benefits$2,598,0002,553
Premises and equipment expense$801,0002,553
Additional noninterest expense$2,634,0002,115
Pre-tax net operating income$2,072,0003,200
Securities gains (losses)$89,0002,664
Applicable income taxes$670,0003,246
Income before extraordinary items$1,491,0003,267
Extraordinary gains, net$03,149
Net income$1,491,0003,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$294,0002,507
Cash dividends$590,0002,714
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,429,5903,210
1992-12-31 (YTD Data)Rank
Total interest income$11,388,0003,088
Total interest expense$4,239,0003,864
Net interest income$7,149,0002,541
Provision for loan and lease losses$300,0004,111
Total noninterest income$1,419,0002,497
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,044,0001,274
Trading account gains and fees$0504
Additional Noninterest Income$375,0003,851
Total noninterest expense$6,257,0002,332
Salaries and employee benefits$2,723,0002,377
Premises and equipment expense$836,0002,465
Additional noninterest expense$2,698,0002,181
Pre-tax net operating income$2,011,0003,093
Securities gains (losses)$230,0001,820
Applicable income taxes$754,0002,757
Income before extraordinary items$1,487,0003,098
Extraordinary gains, net$42,0001,044
Net income$1,529,0003,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$408,0002,795
Cash dividends$2,424,000714
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,335,2003,187

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.