Amcore Bank, National Association, North Central, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$32,455,0001,017
Total interest expense$20,652,000788
Net interest income$11,803,0001,421
Provision for loan and lease losses$300,0002,562
Total noninterest income$1,856,0001,946
Gross Fiduciary activities income$152,000924
Service charges on deposit accounts$941,0001,327
Trading account gains and fees$0224
Additional Noninterest Income$763,0002,245
Total noninterest expense$9,368,0001,408
Salaries and employee benefits$3,932,0001,688
Premises and equipment expense$884,0002,205
Additional noninterest expense$4,552,0001,011
Pre-tax net operating income$3,991,0001,824
Securities gains (losses)$705,000462
Applicable income taxes$821,0002,684
Income before extraordinary items$3,875,0001,370
Extraordinary gains, net$032
Net income$3,875,0001,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$184,0002,586
Cash dividends$9,815,000391
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,289,8501,540
1997-12-31 (YTD Data)Rank
Total interest income$32,680,0001,046
Total interest expense$19,764,000837
Net interest income$12,916,0001,349
Provision for loan and lease losses$340,0002,366
Total noninterest income$1,689,0002,013
Gross Fiduciary activities income$137,000986
Service charges on deposit accounts$813,0001,599
Trading account gains and fees$0239
Additional Noninterest Income$739,0002,145
Total noninterest expense$9,335,0001,407
Salaries and employee benefits$3,819,0001,711
Premises and equipment expense$885,0002,222
Additional noninterest expense$4,631,0001,028
Pre-tax net operating income$4,930,0001,568
Securities gains (losses)$623,000379
Applicable income taxes$1,223,0002,044
Income before extraordinary items$4,330,0001,261
Extraordinary gains, net$044
Net income$4,330,0001,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$331,0001,838
Cash dividends$3,868,000772
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,844,0601,387
1996-12-31 (YTD Data)Rank
Total interest income$29,946,0001,149
Total interest expense$17,326,000963
Net interest income$12,620,0001,423
Provision for loan and lease losses$144,0004,186
Total noninterest income$1,467,0002,330
Gross Fiduciary activities income$129,0001,062
Service charges on deposit accounts$728,0001,862
Trading account gains and fees$0262
Additional Noninterest Income$610,0002,543
Total noninterest expense$9,195,0001,546
Salaries and employee benefits$4,071,0001,635
Premises and equipment expense$1,039,0001,932
Additional noninterest expense$4,085,0001,337
Pre-tax net operating income$4,748,0001,525
Securities gains (losses)$452,000440
Applicable income taxes$1,347,0001,773
Income before extraordinary items$3,853,0001,291
Extraordinary gains, net$053
Net income$3,853,0001,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0003,051
Cash dividends$2,580,0001,075
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,518,5201,370
1995-12-31 (YTD Data)Rank
Total interest income$8,721,0003,716
Total interest expense$4,654,0003,221
Net interest income$4,067,0004,250
Provision for loan and lease losses$462,0001,677
Total noninterest income$431,0005,695
Gross Fiduciary activities income$99,0001,166
Service charges on deposit accounts$150,0006,661
Trading account gains and fees$0522
Additional Noninterest Income$182,0005,396
Total noninterest expense$2,531,0004,945
Salaries and employee benefits$1,342,0004,741
Premises and equipment expense$491,0003,812
Additional noninterest expense$698,0005,864
Pre-tax net operating income$1,505,0004,444
Securities gains (losses)$-1,0009,017
Applicable income taxes$189,0007,616
Income before extraordinary items$1,315,0003,642
Extraordinary gains, net$065
Net income$1,315,0003,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0004,829
Cash dividends$2,448,0001,083
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,315,8703,618
1994-12-31 (YTD Data)Rank
Total interest income$8,008,0003,728
Total interest expense$3,658,0003,329
Net interest income$4,350,0004,051
Provision for loan and lease losses$15,0008,073
Total noninterest income$530,0005,071
Gross Fiduciary activities income$159,0001,069
Service charges on deposit accounts$147,0006,969
Trading account gains and fees$0475
Additional Noninterest Income$224,0004,900
Total noninterest expense$2,457,0005,238
Salaries and employee benefits$1,313,0004,830
Premises and equipment expense$344,0005,135
Additional noninterest expense$800,0005,706
Pre-tax net operating income$2,408,0002,927
Securities gains (losses)$-1,0008,790
Applicable income taxes$445,0004,429
Income before extraordinary items$1,962,0002,477
Extraordinary gains, net$0249
Net income$1,962,0002,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,00010,805
Cash dividends$744,0002,419
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,962,8202,496
1993-12-31 (YTD Data)Rank
Total interest income$8,582,0003,577
Total interest expense$4,145,0003,063
Net interest income$4,437,0003,995
Provision for loan and lease losses$35,0008,215
Total noninterest income$577,0005,086
Gross Fiduciary activities income$166,0001,096
Service charges on deposit accounts$157,0006,922
Trading account gains and fees$0532
Additional Noninterest Income$254,0004,970
Total noninterest expense$2,588,0005,119
Salaries and employee benefits$1,333,0004,772
Premises and equipment expense$394,0004,776
Additional noninterest expense$861,0005,576
Pre-tax net operating income$2,391,0002,823
Securities gains (losses)$07,477
Applicable income taxes$426,0004,778
Income before extraordinary items$1,965,0002,568
Extraordinary gains, net$03,149
Net income$1,965,0002,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0004,557
Cash dividends$694,0002,407
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,965,0002,416
1992-12-31 (YTD Data)Rank
Total interest income$9,623,0003,629
Total interest expense$5,404,0003,073
Net interest income$4,219,0004,238
Provision for loan and lease losses$50,0009,026
Total noninterest income$571,0005,143
Gross Fiduciary activities income$167,0001,128
Service charges on deposit accounts$150,0007,109
Trading account gains and fees$0504
Additional Noninterest Income$254,0004,910
Total noninterest expense$2,438,0005,418
Salaries and employee benefits$1,241,0005,009
Premises and equipment expense$378,0005,014
Additional noninterest expense$819,0005,955
Pre-tax net operating income$2,302,0002,714
Securities gains (losses)$08,369
Applicable income taxes$392,0004,873
Income before extraordinary items$1,910,0002,395
Extraordinary gains, net$01,422
Net income$1,910,0002,438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0007,683
Cash dividends$891,0001,723
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,910,0002,224

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.