Home > Amcore Bank > Income and Expense

Amcore Bank, Income and Expense

2010-03-31 (YTD Data)Rank
Total interest income$35,221,000241
Total interest expense$19,503,000126
Net interest income$15,718,000359
Provision for loan and lease losses$22,000,000129
Total noninterest income$16,065,000165
Gross Fiduciary activities income$3,528,00073
Service charges on deposit accounts$4,988,00095
Trading account gains and fees$0175
Additional Noninterest Income$7,549,000213
Total noninterest expense$35,225,000170
Salaries and employee benefits$13,850,000170
Premises and equipment expense$4,857,000145
Additional noninterest expense$16,518,000162
Pre-tax net operating income$-25,442,0007,898
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-25,442,0007,894
Extraordinary gains, net$016
Net income$-25,442,0007,895
Minority interest net income$091
Net income of bank and minority interests.$-25,442,0007,895
Net charge-offs$39,967,00083
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$103,000309
Net operating income$-25,442,0007,893
2009-12-31 (YTD Data)Rank
Total interest income$189,725,000202
Total interest expense$110,226,000117
Net interest income$79,499,000284
Provision for loan and lease losses$190,157,000101
Total noninterest income$56,724,000183
Gross Fiduciary activities income$13,310,00074
Service charges on deposit accounts$27,316,00078
Trading account gains and fees$4,000199
Additional Noninterest Income$16,094,000318
Total noninterest expense$157,795,000158
Salaries and employee benefits$66,228,000142
Premises and equipment expense$20,217,000143
Additional noninterest expense$71,350,000171
Pre-tax net operating income$-211,729,0007,968
Securities gains (losses)$23,389,00036
Applicable income taxes$24,813,00090
Income before extraordinary items$-213,153,0007,967
Extraordinary gains, net$034
Net income$-213,153,0007,966
Minority interest net income$0115
Net income of bank and minority interests.$-213,153,0007,966
Net charge-offs$181,547,00086
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$169,000754
Net operating income$-236,542,0007,976
2009-09-30 (YTD Data)Rank
Total interest income$148,833,000200
Total interest expense$86,649,000123
Net interest income$62,184,000284
Provision for loan and lease losses$139,997,00098
Total noninterest income$41,287,000189
Gross Fiduciary activities income$9,946,00074
Service charges on deposit accounts$20,548,00078
Trading account gains and fees$4,000201
Additional Noninterest Income$10,789,000352
Total noninterest expense$118,247,000162
Salaries and employee benefits$53,101,000137
Premises and equipment expense$15,217,000145
Additional noninterest expense$49,929,000182
Pre-tax net operating income$-154,773,0008,057
Securities gains (losses)$21,249,00035
Applicable income taxes$55,061,00051
Income before extraordinary items$-188,585,0008,059
Extraordinary gains, net$027
Net income$-188,585,0008,058
Minority interest net income$0118
Net income of bank and minority interests.$-188,585,0008,058
Net charge-offs$113,919,00094
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$62,000873
Net operating income$-209,834,0008,064
2009-06-30 (YTD Data)Rank
Total interest income$103,303,000198
Total interest expense$60,172,000130
Net interest income$43,131,000280
Provision for loan and lease losses$79,743,000116
Total noninterest income$29,910,000182
Gross Fiduciary activities income$6,548,00077
Service charges on deposit accounts$13,382,00081
Trading account gains and fees$4,000182
Additional Noninterest Income$9,976,000279
Total noninterest expense$84,298,000163
Salaries and employee benefits$37,364,000136
Premises and equipment expense$10,276,000153
Additional noninterest expense$36,658,000173
Pre-tax net operating income$-91,000,0008,136
Securities gains (losses)$19,778,00034
Applicable income taxes$-33,431,0008,152
Income before extraordinary items$-37,791,0008,093
Extraordinary gains, net$021
Net income$-37,791,0008,091
Minority interest net income$0112
Net income of bank and minority interests.$-37,791,0008,092
Net charge-offs$54,505,000115
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$87,000637
Net operating income$-50,448,9208,104
2009-03-31 (YTD Data)Rank
Total interest income$53,878,000197
Total interest expense$30,464,000129
Net interest income$23,414,000262
Provision for loan and lease losses$62,743,00085
Total noninterest income$14,453,000176
Gross Fiduciary activities income$3,004,00080
Service charges on deposit accounts$6,377,00081
Trading account gains and fees$4,000154
Additional Noninterest Income$5,068,000259
Total noninterest expense$37,327,000177
Salaries and employee benefits$19,201,000140
Premises and equipment expense$5,377,000149
Additional noninterest expense$12,749,000205
Pre-tax net operating income$-62,203,0008,208
Securities gains (losses)$6,911,00050
Applicable income taxes$-26,763,0008,215
Income before extraordinary items$-28,529,0008,176
Extraordinary gains, net$015
Net income$-28,529,0008,176
Minority interest net income$0102
Net income of bank and minority interests.$-28,529,0008,176
Net charge-offs$33,578,00094
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$250,000249
Net operating income$-32,952,0408,182
2008-12-31 (YTD Data)Rank
Total interest income$272,756,000178
Total interest expense$137,119,000142
Net interest income$135,637,000197
Provision for loan and lease losses$202,716,00077
Total noninterest income$73,354,000144
Gross Fiduciary activities income$16,269,00069
Service charges on deposit accounts$33,241,00071
Trading account gains and fees$0154
Additional Noninterest Income$23,844,000217
Total noninterest expense$165,327,000168
Salaries and employee benefits$83,794,000129
Premises and equipment expense$22,057,000134
Additional noninterest expense$59,476,000198
Pre-tax net operating income$-159,052,0008,261
Securities gains (losses)$2,018,000128
Applicable income taxes$-66,463,0008,270
Income before extraordinary items$-90,571,0008,225
Extraordinary gains, net$039
Net income$-90,571,0008,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,444,00079
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$988,000434
Net operating income$-91,862,5208,231
2008-09-30 (YTD Data)Rank
Total interest income$211,295,000179
Total interest expense$103,962,000151
Net interest income$107,333,000192
Provision for loan and lease losses$145,229,00076
Total noninterest income$44,908,000171
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$25,166,00074
Trading account gains and fees$0148
Additional Noninterest Income$19,742,000216
Total noninterest expense$113,005,000168
Salaries and employee benefits$56,001,000142
Premises and equipment expense$16,030,000144
Additional noninterest expense$40,974,000189
Pre-tax net operating income$-105,993,0008,354
Securities gains (losses)$1,010,000182
Applicable income taxes$-44,793,0008,357
Income before extraordinary items$-60,190,0008,326
Extraordinary gains, net$031
Net income$-60,190,0008,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,536,00093
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$678,000339
Net operating income$-60,836,4008,331
2008-06-30 (YTD Data)Rank
Total interest income$144,857,000181
Total interest expense$70,611,000160
Net interest income$74,246,000190
Provision for loan and lease losses$97,229,00077
Total noninterest income$28,066,000186
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$16,014,00075
Trading account gains and fees$0149
Additional Noninterest Income$12,052,000244
Total noninterest expense$79,551,000162
Salaries and employee benefits$37,999,000143
Premises and equipment expense$10,768,000143
Additional noninterest expense$30,784,000167
Pre-tax net operating income$-74,468,0008,424
Securities gains (losses)$1,010,000183
Applicable income taxes$-31,188,0008,426
Income before extraordinary items$-42,270,0008,410
Extraordinary gains, net$021
Net income$-42,270,0008,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,976,000141
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$453,000272
Net operating income$-42,916,4008,408
2008-03-31 (YTD Data)Rank
Total interest income$75,783,000179
Total interest expense$38,331,000160
Net interest income$37,452,000186
Provision for loan and lease losses$57,229,00059
Total noninterest income$13,618,000190
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$7,334,00079
Trading account gains and fees$0158
Additional Noninterest Income$6,284,000236
Total noninterest expense$38,521,000162
Salaries and employee benefits$19,511,000140
Premises and equipment expense$5,556,000141
Additional noninterest expense$13,454,000173
Pre-tax net operating income$-44,680,0008,479
Securities gains (losses)$1,010,000148
Applicable income taxes$-19,497,0008,480
Income before extraordinary items$-24,173,0008,467
Extraordinary gains, net$015
Net income$-24,173,0008,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,637,000104
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$170,000235
Net operating income$-24,819,4008,464
2007-12-31 (YTD Data)Rank
Total interest income$343,875,000161
Total interest expense$180,639,000156
Net interest income$163,236,000170
Provision for loan and lease losses$29,099,000120
Total noninterest income$58,733,000176
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$29,618,00080
Trading account gains and fees$0178
Additional Noninterest Income$29,115,000198
Total noninterest expense$141,230,000168
Salaries and employee benefits$81,507,000133
Premises and equipment expense$19,886,000147
Additional noninterest expense$39,837,000215
Pre-tax net operating income$51,640,000223
Securities gains (losses)$-5,920,0008,496
Applicable income taxes$12,341,000273
Income before extraordinary items$33,379,000245
Extraordinary gains, net$039
Net income$33,379,000242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,866,000122
Cash dividends$60,000,000127
Sale, conversion, retirement of capital stock, net$712,000480
Net operating income$37,700,600219
2007-09-30 (YTD Data)Rank
Total interest income$260,039,000161
Total interest expense$136,615,000155
Net interest income$123,424,000168
Provision for loan and lease losses$22,699,00098
Total noninterest income$45,370,000170
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$21,617,00080
Trading account gains and fees$0184
Additional Noninterest Income$23,753,000191
Total noninterest expense$106,484,000160
Salaries and employee benefits$62,284,000131
Premises and equipment expense$14,731,000149
Additional noninterest expense$29,469,000206
Pre-tax net operating income$39,611,000241
Securities gains (losses)$-5,574,0008,536
Applicable income taxes$9,063,000311
Income before extraordinary items$24,974,000256
Extraordinary gains, net$033
Net income$24,974,000254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,106,000112
Cash dividends$36,000,000136
Sale, conversion, retirement of capital stock, net$520,000401
Net operating income$29,043,020230
2007-06-30 (YTD Data)Rank
Total interest income$172,479,000174
Total interest expense$90,082,000167
Net interest income$82,397,000180
Provision for loan and lease losses$7,418,000134
Total noninterest income$30,827,000181
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$13,764,00085
Trading account gains and fees$0168
Additional Noninterest Income$17,063,000201
Total noninterest expense$71,490,000172
Salaries and employee benefits$42,528,000141
Premises and equipment expense$9,827,000160
Additional noninterest expense$19,135,000219
Pre-tax net operating income$34,316,000211
Securities gains (losses)$01,444
Applicable income taxes$10,822,000215
Income before extraordinary items$23,494,000209
Extraordinary gains, net$029
Net income$23,494,000209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,611,000105
Cash dividends$28,000,000137
Sale, conversion, retirement of capital stock, net$469,000308
Net operating income$23,494,000208
2007-03-31 (YTD Data)Rank
Total interest income$85,699,000173
Total interest expense$44,590,000165
Net interest income$41,109,000179
Provision for loan and lease losses$3,186,000132
Total noninterest income$15,619,000175
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$6,329,00086
Trading account gains and fees$0195
Additional Noninterest Income$9,290,000189
Total noninterest expense$36,849,000166
Salaries and employee benefits$22,306,000137
Premises and equipment expense$5,113,000149
Additional noninterest expense$9,430,000215
Pre-tax net operating income$16,693,000212
Securities gains (losses)$01,187
Applicable income taxes$5,254,000222
Income before extraordinary items$11,439,000217
Extraordinary gains, net$022
Net income$11,439,000216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,789,000126
Cash dividends$15,000,000105
Sale, conversion, retirement of capital stock, net$89,000380
Net operating income$11,439,000216
2006-12-31 (YTD Data)Rank
Total interest income$339,005,000160
Total interest expense$171,288,000153
Net interest income$167,717,000175
Provision for loan and lease losses$10,131,000140
Total noninterest income$54,979,000185
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$25,622,00087
Trading account gains and fees$0130
Additional Noninterest Income$29,357,000206
Total noninterest expense$141,823,000166
Salaries and employee benefits$82,546,000135
Premises and equipment expense$16,429,000172
Additional noninterest expense$42,848,000190
Pre-tax net operating income$70,742,000206
Securities gains (losses)$267,000336
Applicable income taxes$20,769,000225
Income before extraordinary items$50,240,000203
Extraordinary gains, net$051
Net income$50,240,000203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,971,000124
Cash dividends$55,000,000131
Sale, conversion, retirement of capital stock, net$1,867,000424
Net operating income$50,050,430203
2006-09-30 (YTD Data)Rank
Total interest income$250,977,000171
Total interest expense$124,915,000163
Net interest income$126,062,000184
Provision for loan and lease losses$7,117,000146
Total noninterest income$39,556,000206
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$19,086,00092
Trading account gains and fees$0126
Additional Noninterest Income$20,470,000224
Total noninterest expense$106,648,000180
Salaries and employee benefits$61,977,000144
Premises and equipment expense$12,046,000183
Additional noninterest expense$32,625,000199
Pre-tax net operating income$51,853,000227
Securities gains (losses)$225,000320
Applicable income taxes$15,157,000246
Income before extraordinary items$36,921,000219
Extraordinary gains, net$045
Net income$36,921,000219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,245,000127
Cash dividends$55,000,000104
Sale, conversion, retirement of capital stock, net$1,473,000342
Net operating income$36,761,250219
2006-06-30 (YTD Data)Rank
Total interest income$163,509,000176
Total interest expense$79,203,000164
Net interest income$84,306,000188
Provision for loan and lease losses$4,259,000155
Total noninterest income$24,885,000217
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$12,155,00097
Trading account gains and fees$0126
Additional Noninterest Income$12,730,000241
Total noninterest expense$69,434,000186
Salaries and employee benefits$41,951,000144
Premises and equipment expense$7,656,000190
Additional noninterest expense$19,827,000217
Pre-tax net operating income$35,498,000226
Securities gains (losses)$225,000250
Applicable income taxes$10,767,000245
Income before extraordinary items$24,956,000222
Extraordinary gains, net$039
Net income$24,956,000222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,454,000129
Cash dividends$20,000,000143
Sale, conversion, retirement of capital stock, net$1,499,000238
Net operating income$24,798,500220
2006-03-31 (YTD Data)Rank
Total interest income$79,968,000175
Total interest expense$37,752,000164
Net interest income$42,216,000186
Provision for loan and lease losses$2,004,000161
Total noninterest income$11,776,000227
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$5,550,000100
Trading account gains and fees$0115
Additional Noninterest Income$6,226,000247
Total noninterest expense$34,620,000183
Salaries and employee benefits$20,967,000146
Premises and equipment expense$3,861,000194
Additional noninterest expense$9,792,000218
Pre-tax net operating income$17,368,000225
Securities gains (losses)$225,000170
Applicable income taxes$5,237,000243
Income before extraordinary items$12,356,000224
Extraordinary gains, net$021
Net income$12,356,000224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,027,000139
Cash dividends$10,000,000128
Sale, conversion, retirement of capital stock, net$884,000150
Net operating income$12,198,500223
2005-12-31 (YTD Data)Rank
Total interest income$281,536,000173
Total interest expense$115,358,000161
Net interest income$166,178,000181
Provision for loan and lease losses$15,152,000110
Total noninterest income$50,701,000217
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$23,549,00099
Trading account gains and fees$0138
Additional Noninterest Income$27,152,000236
Total noninterest expense$128,699,000183
Salaries and employee benefits$75,849,000149
Premises and equipment expense$16,150,000180
Additional noninterest expense$36,700,000236
Pre-tax net operating income$73,028,000213
Securities gains (losses)$995,000193
Applicable income taxes$21,985,000219
Income before extraordinary items$52,038,000215
Extraordinary gains, net$046
Net income$52,038,000215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,608,000105
Cash dividends$24,000,000209
Sale, conversion, retirement of capital stock, net$0934
Net operating income$51,341,500215
2005-09-30 (YTD Data)Rank
Total interest income$204,241,000177
Total interest expense$80,791,000162
Net interest income$123,450,000185
Provision for loan and lease losses$10,410,000112
Total noninterest income$37,952,000221
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$17,447,000100
Trading account gains and fees$0126
Additional Noninterest Income$20,505,000244
Total noninterest expense$94,708,000183
Salaries and employee benefits$56,674,000152
Premises and equipment expense$11,497,000188
Additional noninterest expense$26,537,000239
Pre-tax net operating income$56,284,000216
Securities gains (losses)$403,000303
Applicable income taxes$17,068,000226
Income before extraordinary items$39,619,000214
Extraordinary gains, net$035
Net income$39,619,000215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,655,000110
Cash dividends$19,000,000196
Sale, conversion, retirement of capital stock, net$0769
Net operating income$39,336,900209
2005-06-30 (YTD Data)Rank
Total interest income$131,436,000178
Total interest expense$49,967,000158
Net interest income$81,469,000183
Provision for loan and lease losses$5,989,000111
Total noninterest income$24,225,000223
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$11,037,00099
Trading account gains and fees$0116
Additional Noninterest Income$13,188,000247
Total noninterest expense$61,969,000187
Salaries and employee benefits$36,975,000153
Premises and equipment expense$7,333,000190
Additional noninterest expense$17,661,000239
Pre-tax net operating income$37,736,000212
Securities gains (losses)$404,000255
Applicable income taxes$11,505,000223
Income before extraordinary items$26,635,000215
Extraordinary gains, net$030
Net income$26,635,000215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,450,000109
Cash dividends$17,000,000146
Sale, conversion, retirement of capital stock, net$0643
Net operating income$26,352,200212
2005-03-31 (YTD Data)Rank
Total interest income$63,367,000176
Total interest expense$22,996,000159
Net interest income$40,371,000186
Provision for loan and lease losses$2,500,000124
Total noninterest income$12,116,000220
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$5,166,000104
Trading account gains and fees$0115
Additional Noninterest Income$6,950,000239
Total noninterest expense$30,431,000193
Salaries and employee benefits$18,363,000158
Premises and equipment expense$3,750,000193
Additional noninterest expense$8,318,000242
Pre-tax net operating income$19,556,000209
Securities gains (losses)$-51,0008,787
Applicable income taxes$5,948,000216
Income before extraordinary items$13,557,000207
Extraordinary gains, net$024
Net income$13,557,000207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,497,000131
Cash dividends$9,000,000121
Sale, conversion, retirement of capital stock, net$0491
Net operating income$13,592,700201
2004-12-31 (YTD Data)Rank
Total interest income$233,605,000177
Total interest expense$77,064,000160
Net interest income$156,541,000182
Provision for loan and lease losses$15,571,000109
Total noninterest income$50,396,000221
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$20,053,000115
Trading account gains and fees$0138
Additional Noninterest Income$30,343,000228
Total noninterest expense$119,742,000195
Salaries and employee benefits$72,019,000155
Premises and equipment expense$13,488,000206
Additional noninterest expense$34,235,000241
Pre-tax net operating income$71,624,000203
Securities gains (losses)$3,370,000144
Applicable income taxes$22,718,000214
Income before extraordinary items$52,276,000196
Extraordinary gains, net$034
Net income$52,276,000197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,641,000123
Cash dividends$32,500,000168
Sale, conversion, retirement of capital stock, net$0872
Net operating income$49,917,000198
2004-09-30 (YTD Data)Rank
Total interest income$171,688,000179
Total interest expense$55,638,000157
Net interest income$116,050,000183
Provision for loan and lease losses$10,828,000127
Total noninterest income$37,242,000228
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$14,759,000120
Trading account gains and fees$0134
Additional Noninterest Income$22,483,000234
Total noninterest expense$89,866,000198
Salaries and employee benefits$53,962,000158
Premises and equipment expense$10,154,000203
Additional noninterest expense$25,750,000237
Pre-tax net operating income$52,598,000207
Securities gains (losses)$2,149,000165
Applicable income taxes$16,610,000217
Income before extraordinary items$38,137,000199
Extraordinary gains, net$026
Net income$38,137,000200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,921,000135
Cash dividends$27,500,000153
Sale, conversion, retirement of capital stock, net$0738
Net operating income$36,632,700204
2004-06-30 (YTD Data)Rank
Total interest income$112,596,000180
Total interest expense$35,890,000157
Net interest income$76,706,000183
Provision for loan and lease losses$7,988,000122
Total noninterest income$24,365,000233
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$9,369,000122
Trading account gains and fees$0130
Additional Noninterest Income$14,996,000235
Total noninterest expense$60,548,000195
Salaries and employee benefits$36,332,000155
Premises and equipment expense$6,851,000199
Additional noninterest expense$17,365,000232
Pre-tax net operating income$32,535,000218
Securities gains (losses)$1,899,000152
Applicable income taxes$10,305,000228
Income before extraordinary items$24,129,000214
Extraordinary gains, net$021
Net income$24,129,000215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,858,000134
Cash dividends$15,000,000153
Sale, conversion, retirement of capital stock, net$0638
Net operating income$22,799,700215
2004-03-31 (YTD Data)Rank
Total interest income$56,271,000180
Total interest expense$18,105,000156
Net interest income$38,166,000179
Provision for loan and lease losses$4,665,000119
Total noninterest income$10,895,000234
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$4,403,000123
Trading account gains and fees$0121
Additional Noninterest Income$6,492,000247
Total noninterest expense$30,510,000193
Salaries and employee benefits$18,209,000157
Premises and equipment expense$3,489,000200
Additional noninterest expense$8,812,000225
Pre-tax net operating income$13,886,000236
Securities gains (losses)$1,899,000118
Applicable income taxes$4,372,000257
Income before extraordinary items$11,413,000214
Extraordinary gains, net$016
Net income$11,413,000215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,307,000139
Cash dividends$5,000,000176
Sale, conversion, retirement of capital stock, net$0464
Net operating income$10,045,720220
2003-12-31 (YTD Data)Rank
Total interest income$229,706,000180
Total interest expense$87,591,000147
Net interest income$142,115,000191
Provision for loan and lease losses$24,867,000127
Total noninterest income$65,564,000202
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$18,611,000125
Trading account gains and fees$0160
Additional Noninterest Income$46,953,000193
Total noninterest expense$119,275,000196
Salaries and employee benefits$67,134,000159
Premises and equipment expense$13,186,000209
Additional noninterest expense$38,955,000225
Pre-tax net operating income$63,537,000199
Securities gains (losses)$4,119,000181
Applicable income taxes$19,717,000232
Income before extraordinary items$47,939,000204
Extraordinary gains, net$054
Net income$47,939,000206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,481,000145
Cash dividends$23,000,000214
Sale, conversion, retirement of capital stock, net$0868
Net operating income$45,014,510201
2003-09-30 (YTD Data)Rank
Total interest income$173,605,000182
Total interest expense$68,307,000147
Net interest income$105,298,000192
Provision for loan and lease losses$21,532,000123
Total noninterest income$54,636,000192
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$13,787,000132
Trading account gains and fees$0153
Additional Noninterest Income$40,849,000182
Total noninterest expense$88,113,000198
Salaries and employee benefits$48,565,000162
Premises and equipment expense$9,489,000225
Additional noninterest expense$30,059,000227
Pre-tax net operating income$50,289,000203
Securities gains (losses)$2,285,000257
Applicable income taxes$15,333,000239
Income before extraordinary items$37,241,000210
Extraordinary gains, net$040
Net income$37,241,000211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,795,000142
Cash dividends$18,000,000213
Sale, conversion, retirement of capital stock, net$0722
Net operating income$35,618,650197
2003-06-30 (YTD Data)Rank
Total interest income$118,439,000181
Total interest expense$46,999,000151
Net interest income$71,440,000191
Provision for loan and lease losses$17,244,000109
Total noninterest income$37,013,000187
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$9,036,000133
Trading account gains and fees$0150
Additional Noninterest Income$27,977,000173
Total noninterest expense$59,404,000195
Salaries and employee benefits$32,425,000165
Premises and equipment expense$6,246,000224
Additional noninterest expense$20,733,000211
Pre-tax net operating income$31,805,000216
Securities gains (losses)$2,285,000207
Applicable income taxes$9,644,000250
Income before extraordinary items$24,446,000212
Extraordinary gains, net$030
Net income$24,446,000212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,832,000137
Cash dividends$9,000,000228
Sale, conversion, retirement of capital stock, net$0589
Net operating income$22,800,800206
2003-03-31 (YTD Data)Rank
Total interest income$59,985,000183
Total interest expense$24,526,000149
Net interest income$35,459,000194
Provision for loan and lease losses$12,545,00085
Total noninterest income$24,003,000162
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$4,398,000137
Trading account gains and fees$0134
Additional Noninterest Income$19,605,000140
Total noninterest expense$30,423,000194
Salaries and employee benefits$16,437,000167
Premises and equipment expense$3,329,000217
Additional noninterest expense$10,657,000214
Pre-tax net operating income$16,494,000210
Securities gains (losses)$272,000542
Applicable income taxes$4,524,000264
Income before extraordinary items$12,242,000206
Extraordinary gains, net$021
Net income$12,242,000206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,700,000114
Cash dividends$1,000,000674
Sale, conversion, retirement of capital stock, net$0419
Net operating income$12,043,440194
2002-12-31 (YTD Data)Rank
Total interest income$253,994,000179
Total interest expense$119,515,000146
Net interest income$134,479,000199
Provision for loan and lease losses$12,439,000213
Total noninterest income$46,579,000235
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$17,869,000135
Trading account gains and fees$0153
Additional Noninterest Income$28,710,000244
Total noninterest expense$103,426,000216
Salaries and employee benefits$58,304,000174
Premises and equipment expense$11,324,000246
Additional noninterest expense$33,798,000251
Pre-tax net operating income$65,193,000201
Securities gains (losses)$2,517,000243
Applicable income taxes$18,597,000238
Income before extraordinary items$49,113,000200
Extraordinary gains, net$070
Net income$49,113,000200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,838,000207
Cash dividends$27,000,000205
Sale, conversion, retirement of capital stock, net$565,000459
Net operating income$47,275,590193
2001-12-31 (YTD Data)Rank
Total interest income$280,951,000185
Total interest expense$158,246,000167
Net interest income$122,705,000212
Provision for loan and lease losses$16,475,000182
Total noninterest income$56,267,000217
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$14,769,000140
Trading account gains and fees$0177
Additional Noninterest Income$41,498,000203
Total noninterest expense$96,895,000228
Salaries and employee benefits$52,750,000173
Premises and equipment expense$11,376,000231
Additional noninterest expense$32,769,000262
Pre-tax net operating income$65,602,000190
Securities gains (losses)$-303,0009,562
Applicable income taxes$17,552,000227
Income before extraordinary items$47,747,000192
Extraordinary gains, net$225,00051
Net income$47,972,000191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,699,000204
Cash dividends$45,100,000148
Sale, conversion, retirement of capital stock, net$0922
Net operating income$47,968,190182
2000-12-31 (YTD Data)Rank
Total interest income$319,767,000188
Total interest expense$192,414,000173
Net interest income$127,353,000200
Provision for loan and lease losses$9,110,000211
Total noninterest income$39,181,000245
Gross Fiduciary activities income$8,355,000132
Service charges on deposit accounts$11,480,000157
Trading account gains and fees$0180
Additional Noninterest Income$19,346,000298
Total noninterest expense$92,588,000229
Salaries and employee benefits$50,851,000176
Premises and equipment expense$12,796,000202
Additional noninterest expense$28,941,000276
Pre-tax net operating income$64,836,000192
Securities gains (losses)$1,793,000104
Applicable income taxes$18,376,000226
Income before extraordinary items$48,253,000175
Extraordinary gains, net$038
Net income$48,253,000174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,252,000223
Cash dividends$44,600,000149
Sale, conversion, retirement of capital stock, net$0969
Net operating income$46,962,040181
1999-12-31 (YTD Data)Rank
Total interest income$299,404,000175
Total interest expense$167,861,000152
Net interest income$131,543,000196
Provision for loan and lease losses$9,924,000206
Total noninterest income$37,849,000265
Gross Fiduciary activities income$8,750,000144
Service charges on deposit accounts$10,341,000177
Trading account gains and fees$0173
Additional Noninterest Income$18,758,000311
Total noninterest expense$97,131,000223
Salaries and employee benefits$39,890,000211
Premises and equipment expense$9,062,000277
Additional noninterest expense$48,179,000206
Pre-tax net operating income$62,337,000213
Securities gains (losses)$528,000331
Applicable income taxes$17,371,000255
Income before extraordinary items$45,494,000204
Extraordinary gains, net$035
Net income$45,494,000205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,024,000215
Cash dividends$42,396,000157
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$45,113,840203
1998-12-31 (YTD Data)Rank
Total interest income$119,058,000339
Total interest expense$69,424,000301
Net interest income$49,634,000408
Provision for loan and lease losses$4,921,000325
Total noninterest income$14,770,000462
Gross Fiduciary activities income$4,641,000200
Service charges on deposit accounts$4,025,000329
Trading account gains and fees$0224
Additional Noninterest Income$6,104,000572
Total noninterest expense$32,691,000496
Salaries and employee benefits$12,892,000558
Premises and equipment expense$3,552,000610
Additional noninterest expense$16,247,000407
Pre-tax net operating income$26,792,000350
Securities gains (losses)$1,547,000279
Applicable income taxes$6,825,000445
Income before extraordinary items$21,514,000317
Extraordinary gains, net$032
Net income$21,514,000319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,122,000457
Cash dividends$5,136,000627
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$20,338,280314
1997-12-31 (YTD Data)Rank
Total interest income$108,643,000383
Total interest expense$63,961,000322
Net interest income$44,682,000443
Provision for loan and lease losses$2,825,000449
Total noninterest income$15,505,000418
Gross Fiduciary activities income$4,047,000220
Service charges on deposit accounts$4,190,000322
Trading account gains and fees$0239
Additional Noninterest Income$7,268,000500
Total noninterest expense$32,240,000491
Salaries and employee benefits$12,626,000538
Premises and equipment expense$3,209,000652
Additional noninterest expense$16,405,000389
Pre-tax net operating income$25,122,000383
Securities gains (losses)$2,056,000182
Applicable income taxes$6,831,000484
Income before extraordinary items$20,347,000324
Extraordinary gains, net$044
Net income$20,347,000324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,170,000480
Cash dividends$4,750,000658
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$18,805,000336
1996-12-31 (YTD Data)Rank
Total interest income$97,018,000452
Total interest expense$56,285,000391
Net interest income$40,733,000504
Provision for loan and lease losses$2,560,000512
Total noninterest income$16,208,000439
Gross Fiduciary activities income$4,830,000221
Service charges on deposit accounts$4,131,000364
Trading account gains and fees$0262
Additional Noninterest Income$7,247,000518
Total noninterest expense$34,220,000506
Salaries and employee benefits$13,438,000533
Premises and equipment expense$3,637,000614
Additional noninterest expense$17,145,000454
Pre-tax net operating income$20,161,000455
Securities gains (losses)$610,000369
Applicable income taxes$5,373,000552
Income before extraordinary items$15,398,000422
Extraordinary gains, net$053
Net income$15,398,000423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,496,000690
Cash dividends$7,500,000519
Sale, conversion, retirement of capital stock, net$0953
Net operating income$14,946,600423
1995-12-31 (YTD Data)Rank
Total interest income$82,962,000521
Total interest expense$44,871,000483
Net interest income$38,091,000550
Provision for loan and lease losses$1,140,000859
Total noninterest income$13,755,000502
Gross Fiduciary activities income$2,439,000341
Service charges on deposit accounts$3,803,000406
Trading account gains and fees$1,000505
Additional Noninterest Income$7,512,000514
Total noninterest expense$33,186,000535
Salaries and employee benefits$14,506,000503
Premises and equipment expense$3,991,000592
Additional noninterest expense$14,689,000519
Pre-tax net operating income$17,520,000528
Securities gains (losses)$1,666,000158
Applicable income taxes$5,746,000557
Income before extraordinary items$13,440,000486
Extraordinary gains, net$065
Net income$13,440,000487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,908,000586
Cash dividends$4,880,000656
Sale, conversion, retirement of capital stock, net$0809
Net operating income$12,273,800511
1994-12-31 (YTD Data)Rank
Total interest income$66,669,000549
Total interest expense$30,396,000524
Net interest income$36,273,000563
Provision for loan and lease losses$09,146
Total noninterest income$15,642,000436
Gross Fiduciary activities income$5,719,000209
Service charges on deposit accounts$3,641,000424
Trading account gains and fees$0475
Additional Noninterest Income$6,282,000557
Total noninterest expense$34,661,000518
Salaries and employee benefits$13,275,000556
Premises and equipment expense$3,063,000750
Additional noninterest expense$18,323,000464
Pre-tax net operating income$17,254,000507
Securities gains (losses)$322,000366
Applicable income taxes$5,002,000565
Income before extraordinary items$12,574,000479
Extraordinary gains, net$0249
Net income$12,574,000477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,117,000805
Cash dividends$7,900,000417
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$12,342,160483
1993-12-31 (YTD Data)Rank
Total interest income$61,164,000582
Total interest expense$26,262,000578
Net interest income$34,902,000578
Provision for loan and lease losses$1,400,0001,051
Total noninterest income$14,506,000470
Gross Fiduciary activities income$5,801,000211
Service charges on deposit accounts$3,552,000418
Trading account gains and fees$3,000479
Additional Noninterest Income$5,150,000654
Total noninterest expense$31,618,000598
Salaries and employee benefits$11,824,000620
Premises and equipment expense$2,756,000830
Additional noninterest expense$17,038,000528
Pre-tax net operating income$16,390,000479
Securities gains (losses)$101,0002,497
Applicable income taxes$4,872,000548
Income before extraordinary items$11,619,000483
Extraordinary gains, net$03,149
Net income$11,619,000493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$735,0001,389
Cash dividends$5,602,000435
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$11,548,300456
1992-12-31 (YTD Data)Rank
Total interest income$63,727,000622
Total interest expense$28,645,000673
Net interest income$35,082,000589
Provision for loan and lease losses$3,800,000704
Total noninterest income$13,037,000502
Gross Fiduciary activities income$5,906,000197
Service charges on deposit accounts$3,399,000435
Trading account gains and fees$-12,0005,212
Additional Noninterest Income$3,744,000824
Total noninterest expense$29,058,000630
Salaries and employee benefits$9,827,000714
Premises and equipment expense$2,938,000813
Additional noninterest expense$16,293,000543
Pre-tax net operating income$15,261,000434
Securities gains (losses)$575,000970
Applicable income taxes$4,847,000490
Income before extraordinary items$10,989,000452
Extraordinary gains, net$310,000303
Net income$11,299,000440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,275,0001,343
Cash dividends$20,103,000129
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$10,592,250422

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.