Home > Amcore Bank > Net charge- offs to loans

Amcore Bank, Net charge- offs to loans

2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans6.8577%145
Percentage Net Loans Charged-off: Total real estate loans7.5170%97
Percentage Net Loans Charged-off:Construction & development23.5421%147
Percentage Net Loans Charged-off: Commercial real estate4.4577%179
Percentage Net Loans Charged-off: Multi-family residential1.0021%304
Percentage Net Loans Charged-off: 1-4 family residential3.4639%281
Percentage Net Loans Charged-off: Home equity loans4.0961%203
All other 1-4 family - Percent of loans charged-off, net3.1229%345
Percentage Net Loans Charged-off: Commercial and industrial4.5280%570
Percentage Net Loans Charged-off: Loans to individuals4.4085%432
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RE19.9670%19
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans5.4856%208
Percentage Net Loans Charged-off: Total real estate loans5.7438%179
Percentage Net Loans Charged-off:Construction & development19.0222%240
Percentage Net Loans Charged-off: Commercial real estate2.3870%465
Percentage Net Loans Charged-off: Multi-family residential2.5365%374
Percentage Net Loans Charged-off: 1-4 family residential1.9808%659
Percentage Net Loans Charged-off: Home equity loans1.1002%796
All other 1-4 family - Percent of loans charged-off, net2.4358%533
Percentage Net Loans Charged-off: Commercial and industrial5.6618%625
Percentage Net Loans Charged-off: Loans to individuals4.2553%488
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0345%2,000
Percentage Net Loans Charged-off:Coml. RE not secured by RE6.5050%98
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.3710%300
Percentage Net Loans Charged-off: Total real estate loans4.3915%266
Percentage Net Loans Charged-off:Construction & development14.9973%284
Percentage Net Loans Charged-off: Commercial real estate1.5075%569
Percentage Net Loans Charged-off: Multi-family residential1.9267%327
Percentage Net Loans Charged-off: 1-4 family residential1.5222%735
Percentage Net Loans Charged-off: Home equity loans0.8038%811
All other 1-4 family - Percent of loans charged-off, net1.8904%584
Percentage Net Loans Charged-off: Commercial and industrial6.4263%428
Percentage Net Loans Charged-off: Loans to individuals2.1869%1,143
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0436%1,736
Percentage Net Loans Charged-off:Coml. RE not secured by RE8.2208%74
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.0378%539
Percentage Net Loans Charged-off: Total real estate loans2.9094%477
Percentage Net Loans Charged-off:Construction & development8.4067%528
Percentage Net Loans Charged-off: Commercial real estate1.2275%573
Percentage Net Loans Charged-off: Multi-family residential2.4132%220
Percentage Net Loans Charged-off: 1-4 family residential1.4553%694
Percentage Net Loans Charged-off: Home equity loans0.6127%777
All other 1-4 family - Percent of loans charged-off, net1.8786%539
Percentage Net Loans Charged-off: Commercial and industrial4.9568%575
Percentage Net Loans Charged-off: Loans to individuals1.8546%1,313
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE5.5337%65
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.6334%334
Percentage Net Loans Charged-off: Total real estate loans3.8716%251
Percentage Net Loans Charged-off:Construction & development11.1018%287
Percentage Net Loans Charged-off: Commercial real estate1.4920%337
Percentage Net Loans Charged-off: Multi-family residential4.5522%89
Percentage Net Loans Charged-off: 1-4 family residential1.8497%432
Percentage Net Loans Charged-off: Home equity loans0.4762%594
All other 1-4 family - Percent of loans charged-off, net2.5271%303
Percentage Net Loans Charged-off: Commercial and industrial4.2430%538
Percentage Net Loans Charged-off: Loans to individuals1.7317%1,335
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0054%1,229
Percentage Net Loans Charged-off:Coml. RE not secured by RE10.3609%30
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.0878%284
Percentage Net Loans Charged-off: Total real estate loans3.4880%176
Percentage Net Loans Charged-off:Construction & development7.8776%278
Percentage Net Loans Charged-off: Commercial real estate2.0697%221
Percentage Net Loans Charged-off: Multi-family residential2.9910%175
Percentage Net Loans Charged-off: 1-4 family residential1.6992%329
Percentage Net Loans Charged-off: Home equity loans0.8620%515
All other 1-4 family - Percent of loans charged-off, net2.0481%264
Percentage Net Loans Charged-off: Commercial and industrial2.3738%877
Percentage Net Loans Charged-off: Loans to individuals1.6033%1,361
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0013%6,656
Percentage Net Loans Charged-off:Coml. RE not secured by RE4.3303%47
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1793%312
Percentage Net Loans Charged-off: Total real estate loans2.4442%201
Percentage Net Loans Charged-off:Construction & development4.0880%407
Percentage Net Loans Charged-off: Commercial real estate1.9970%159
Percentage Net Loans Charged-off: Multi-family residential2.4859%125
Percentage Net Loans Charged-off: 1-4 family residential1.5399%282
Percentage Net Loans Charged-off: Home equity loans0.9006%378
All other 1-4 family - Percent of loans charged-off, net1.7970%237
Percentage Net Loans Charged-off: Commercial and industrial1.5681%943
Percentage Net Loans Charged-off: Loans to individuals1.3920%1,306
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.5129%67
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8678%798
Percentage Net Loans Charged-off: Total real estate loans0.9599%530
Percentage Net Loans Charged-off:Construction & development1.3133%657
Percentage Net Loans Charged-off: Commercial real estate0.4888%455
Percentage Net Loans Charged-off: Multi-family residential1.6569%88
Percentage Net Loans Charged-off: 1-4 family residential1.3770%297
Percentage Net Loans Charged-off: Home equity loans0.5552%428
All other 1-4 family - Percent of loans charged-off, net1.6954%224
Percentage Net Loans Charged-off: Commercial and industrial0.2674%2,122
Percentage Net Loans Charged-off: Loans to individuals1.2222%1,392
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0287%67
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3900%373
Percentage Net Loans Charged-off: Total real estate loans1.7026%197
Percentage Net Loans Charged-off:Construction & development2.3370%274
Percentage Net Loans Charged-off: Commercial real estate1.0019%172
Percentage Net Loans Charged-off: Multi-family residential3.3394%39
Percentage Net Loans Charged-off: 1-4 family residential2.0263%147
Percentage Net Loans Charged-off: Home equity loans0.2173%432
All other 1-4 family - Percent of loans charged-off, net2.7041%101
Percentage Net Loans Charged-off: Commercial and industrial0.0664%1,966
Percentage Net Loans Charged-off: Loans to individuals1.0807%1,437
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0056%1,040
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0565%34
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4239%1,333
Percentage Net Loans Charged-off: Total real estate loans0.2507%1,128
Percentage Net Loans Charged-off:Construction & development0.2961%865
Percentage Net Loans Charged-off: Commercial real estate0.2957%651
Percentage Net Loans Charged-off: Multi-family residential0.4158%175
Percentage Net Loans Charged-off: 1-4 family residential0.0819%2,070
Percentage Net Loans Charged-off: Home equity loans0.1234%668
All other 1-4 family - Percent of loans charged-off, net0.0666%2,089
Percentage Net Loans Charged-off: Commercial and industrial0.9166%1,254
Percentage Net Loans Charged-off: Loans to individuals1.3529%1,126
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0150%1,681
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.9727%1,638
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4046%982
Percentage Net Loans Charged-off: Total real estate loans0.2044%891
Percentage Net Loans Charged-off:Construction & development0.1984%607
Percentage Net Loans Charged-off: Commercial real estate0.2881%420
Percentage Net Loans Charged-off: Multi-family residential0.2276%129
Percentage Net Loans Charged-off: 1-4 family residential0.0633%1,738
Percentage Net Loans Charged-off: Home equity loans0.0886%555
All other 1-4 family - Percent of loans charged-off, net0.0540%1,722
Percentage Net Loans Charged-off: Commercial and industrial1.0440%883
Percentage Net Loans Charged-off: Loans to individuals1.2945%1,045
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0183%1,455
Percentage Net Loans Charged-off:Coml. RE not secured by RE-1.0734%1,560
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3804%953
Percentage Net Loans Charged-off: Total real estate loans0.2756%565
Percentage Net Loans Charged-off:Construction & development0.2982%351
Percentage Net Loans Charged-off: Commercial real estate0.3906%267
Percentage Net Loans Charged-off: Multi-family residential0.2414%95
Percentage Net Loans Charged-off: 1-4 family residential0.0664%1,414
Percentage Net Loans Charged-off: Home equity loans0.1379%377
All other 1-4 family - Percent of loans charged-off, net0.0399%1,509
Percentage Net Loans Charged-off: Commercial and industrial0.5959%1,112
Percentage Net Loans Charged-off: Loans to individuals1.1032%1,150
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0279%1,255
Percentage Net Loans Charged-off:Coml. RE not secured by RE-1.6127%1,492
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2803%1,065
Percentage Net Loans Charged-off: Total real estate loans0.0689%1,070
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.1280%310
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0675%1,032
Percentage Net Loans Charged-off: Home equity loans0.1771%258
All other 1-4 family - Percent of loans charged-off, net0.0274%1,141
Percentage Net Loans Charged-off: Commercial and industrial1.0939%571
Percentage Net Loans Charged-off: Loans to individuals0.9753%1,295
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0614%854
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2572%1,593
Percentage Net Loans Charged-off: Total real estate loans0.0970%1,350
Percentage Net Loans Charged-off:Construction & development-0.0007%7,648
Percentage Net Loans Charged-off: Commercial real estate0.0991%774
Percentage Net Loans Charged-off: Multi-family residential0.5619%96
Percentage Net Loans Charged-off: 1-4 family residential0.0340%2,203
Percentage Net Loans Charged-off: Home equity loans0.1880%328
All other 1-4 family - Percent of loans charged-off, net-0.0217%8,030
Percentage Net Loans Charged-off: Commercial and industrial0.6104%1,447
Percentage Net Loans Charged-off: Loans to individuals1.1716%1,201
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0029%1,601
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2506%1,318
Percentage Net Loans Charged-off: Total real estate loans0.1081%1,016
Percentage Net Loans Charged-off:Construction & development-0.0010%7,661
Percentage Net Loans Charged-off: Commercial real estate0.1054%595
Percentage Net Loans Charged-off: Multi-family residential0.5363%71
Percentage Net Loans Charged-off: 1-4 family residential0.0755%1,369
Percentage Net Loans Charged-off: Home equity loans0.3925%152
All other 1-4 family - Percent of loans charged-off, net-0.0408%8,128
Percentage Net Loans Charged-off: Commercial and industrial0.6011%1,168
Percentage Net Loans Charged-off: Loans to individuals0.9762%1,347
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0097%1,385
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2334%1,330
Percentage Net Loans Charged-off: Total real estate loans0.1425%749
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.1676%417
Percentage Net Loans Charged-off: Multi-family residential0.6324%49
Percentage Net Loans Charged-off: 1-4 family residential0.0691%1,238
Percentage Net Loans Charged-off: Home equity loans0.3113%153
All other 1-4 family - Percent of loans charged-off, net-0.0216%8,038
Percentage Net Loans Charged-off: Commercial and industrial0.4517%1,211
Percentage Net Loans Charged-off: Loans to individuals0.7110%1,776
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0144%1,178
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2148%1,237
Percentage Net Loans Charged-off: Total real estate loans0.0841%805
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.1651%262
Percentage Net Loans Charged-off: Multi-family residential0.2472%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0371%8,191
Percentage Net Loans Charged-off: Home equity loans0.0066%304
All other 1-4 family - Percent of loans charged-off, net-0.0539%8,242
Percentage Net Loans Charged-off: Commercial and industrial0.6462%751
Percentage Net Loans Charged-off: Loans to individuals0.6608%1,798
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4149%1,080
Percentage Net Loans Charged-off: Total real estate loans0.2666%519
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.5047%302
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.1263%1,210
Percentage Net Loans Charged-off: Home equity loans0.0492%532
All other 1-4 family - Percent of loans charged-off, net0.1556%1,042
Percentage Net Loans Charged-off: Commercial and industrial0.7381%1,469
Percentage Net Loans Charged-off: Loans to individuals1.1687%1,514
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0175%1,547
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4100%950
Percentage Net Loans Charged-off: Total real estate loans0.3253%360
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.6128%224
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.1367%1,001
Percentage Net Loans Charged-off: Home equity loans0.0259%492
All other 1-4 family - Percent of loans charged-off, net0.1783%822
Percentage Net Loans Charged-off: Commercial and industrial0.5073%1,529
Percentage Net Loans Charged-off: Loans to individuals1.0110%1,605
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0255%1,319
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3786%1,001
Percentage Net Loans Charged-off: Total real estate loans0.2869%421
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.5166%240
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.1490%872
Percentage Net Loans Charged-off: Home equity loans0.0222%398
All other 1-4 family - Percent of loans charged-off, net0.1952%713
Percentage Net Loans Charged-off: Commercial and industrial0.6010%1,262
Percentage Net Loans Charged-off: Loans to individuals0.7940%1,976
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0391%1,071
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2985%1,142
Percentage Net Loans Charged-off: Total real estate loans0.1042%817
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.1889%276
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0425%1,189
Percentage Net Loans Charged-off: Home equity loans0.0481%264
All other 1-4 family - Percent of loans charged-off, net0.0405%1,099
Percentage Net Loans Charged-off: Commercial and industrial0.8365%780
Percentage Net Loans Charged-off: Loans to individuals0.9603%1,565
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0243%814
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4621%1,216
Percentage Net Loans Charged-off: Total real estate loans0.2579%715
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.2026%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.5985%291
Percentage Net Loans Charged-off: Home equity loans0.3160%212
All other 1-4 family - Percent of loans charged-off, net0.6849%263
Percentage Net Loans Charged-off: Commercial and industrial0.7462%1,673
Percentage Net Loans Charged-off: Loans to individuals0.9745%2,100
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5145%439
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4221%1,176
Percentage Net Loans Charged-off: Total real estate loans0.2375%670
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0518%926
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.8011%190
Percentage Net Loans Charged-off: Home equity loans0.4424%144
All other 1-4 family - Percent of loans charged-off, net0.9063%164
Percentage Net Loans Charged-off: Commercial and industrial0.6742%1,477
Percentage Net Loans Charged-off: Loans to individuals0.8867%2,149
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0000%502
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4439%1,085
Percentage Net Loans Charged-off: Total real estate loans0.2513%611
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0804%682
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.7949%199
Percentage Net Loans Charged-off: Home equity loans0.6889%99
All other 1-4 family - Percent of loans charged-off, net0.8246%197
Percentage Net Loans Charged-off: Commercial and industrial0.7438%1,293
Percentage Net Loans Charged-off: Loans to individuals0.9053%2,068
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5850%600
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4334%1,040
Percentage Net Loans Charged-off: Total real estate loans0.1837%675
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0668%436
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.5702%277
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.7241%213
Percentage Net Loans Charged-off: Commercial and industrial0.8014%951
Percentage Net Loans Charged-off: Loans to individuals1.0853%1,665
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0335%849
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5565%1,305
Percentage Net Loans Charged-off: Total real estate loans0.1489%1,419
Percentage Net Loans Charged-off:Construction & development0.0702%642
Percentage Net Loans Charged-off: Commercial real estate0.0984%1,106
Percentage Net Loans Charged-off: Multi-family residential-0.0256%6,485
Percentage Net Loans Charged-off: 1-4 family residential0.3314%710
Percentage Net Loans Charged-off: Home equity loans0.0727%453
All other 1-4 family - Percent of loans charged-off, net0.3832%631
Percentage Net Loans Charged-off: Commercial and industrial1.4567%1,243
Percentage Net Loans Charged-off: Loans to individuals1.1907%1,890
Percentage Net Loans Charged-off: Credit card loans2.1521%1,124
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0232%1,770
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5791%1,088
Percentage Net Loans Charged-off: Total real estate loans0.1168%1,401
Percentage Net Loans Charged-off:Construction & development0.0685%510
Percentage Net Loans Charged-off: Commercial real estate0.0740%952
Percentage Net Loans Charged-off: Multi-family residential-0.0352%6,474
Percentage Net Loans Charged-off: 1-4 family residential0.2650%756
Percentage Net Loans Charged-off: Home equity loans0.1014%326
All other 1-4 family - Percent of loans charged-off, net0.2957%689
Percentage Net Loans Charged-off: Commercial and industrial1.8576%814
Percentage Net Loans Charged-off: Loans to individuals1.0195%2,120
Percentage Net Loans Charged-off: Credit card loans2.2956%1,032
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0330%1,509
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5995%1,023
Percentage Net Loans Charged-off: Total real estate loans0.1258%1,203
Percentage Net Loans Charged-off:Construction & development0.1034%382
Percentage Net Loans Charged-off: Commercial real estate0.0669%772
Percentage Net Loans Charged-off: Multi-family residential-0.0543%6,427
Percentage Net Loans Charged-off: 1-4 family residential0.2896%647
Percentage Net Loans Charged-off: Home equity loans0.1390%242
All other 1-4 family - Percent of loans charged-off, net0.3161%602
Percentage Net Loans Charged-off: Commercial and industrial1.8732%806
Percentage Net Loans Charged-off: Loans to individuals1.0042%2,059
Percentage Net Loans Charged-off: Credit card loans3.4483%688
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0462%1,299
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9168%551
Percentage Net Loans Charged-off: Total real estate loans0.1766%776
Percentage Net Loans Charged-off:Construction & development0.0713%259
Percentage Net Loans Charged-off: Commercial real estate0.1158%436
Percentage Net Loans Charged-off: Multi-family residential0.0244%49
Percentage Net Loans Charged-off: 1-4 family residential0.3422%477
Percentage Net Loans Charged-off: Home equity loans0.2787%134
All other 1-4 family - Percent of loans charged-off, net0.3530%475
Percentage Net Loans Charged-off: Commercial and industrial3.4057%371
Percentage Net Loans Charged-off: Loans to individuals1.0101%1,948
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1175%836
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3966%2,108
Percentage Net Loans Charged-off: Total real estate loans0.1451%1,426
Percentage Net Loans Charged-off:Construction & development0.3924%376
Percentage Net Loans Charged-off: Commercial real estate0.0649%1,197
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.1619%1,224
Percentage Net Loans Charged-off: Home equity loans0.0559%488
All other 1-4 family - Percent of loans charged-off, net0.1756%1,161
Percentage Net Loans Charged-off: Commercial and industrial0.6709%2,437
Percentage Net Loans Charged-off: Loans to individuals0.9443%2,548
Percentage Net Loans Charged-off: Credit card loans2.0313%1,249
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0214%1,879
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4144%1,976
Percentage Net Loans Charged-off: Total real estate loans0.1430%1,293
Percentage Net Loans Charged-off:Construction & development0.0523%674
Percentage Net Loans Charged-off: Commercial real estate0.2495%650
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1138%1,406
Percentage Net Loans Charged-off: Home equity loans0.1009%415
All other 1-4 family - Percent of loans charged-off, net0.1150%1,371
Percentage Net Loans Charged-off: Commercial and industrial0.9265%1,904
Percentage Net Loans Charged-off: Loans to individuals0.8505%2,714
Percentage Net Loans Charged-off: Credit card loans0.3394%2,028
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2886%1,208
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2641%2,508
Percentage Net Loans Charged-off: Total real estate loans0.0769%312
Percentage Net Loans Charged-off:Construction & development-0.0017%1,354
Percentage Net Loans Charged-off: Commercial real estate0.1261%145
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0729%336
Percentage Net Loans Charged-off: Home equity loans0.1609%170
All other 1-4 family - Percent of loans charged-off, net0.0663%335
Percentage Net Loans Charged-off: Commercial and industrial0.3155%587
Percentage Net Loans Charged-off: Loans to individuals0.6931%603
Percentage Net Loans Charged-off: Credit card loans3.8986%207
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9020%99
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3299%2,117
Percentage Net Loans Charged-off: Total real estate loans0.0634%383
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0258%329
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.1254%237
Percentage Net Loans Charged-off: Home equity loans0.1079%209
All other 1-4 family - Percent of loans charged-off, net0.1266%226
Percentage Net Loans Charged-off: Commercial and industrial0.6280%310
Percentage Net Loans Charged-off: Loans to individuals0.6123%708
Percentage Net Loans Charged-off: Credit card loans2.9207%354
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2091%69
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2192%3,240
Percentage Net Loans Charged-off: Total real estate loans0.0709%386
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0383%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.1165%260
Percentage Net Loans Charged-off: Home equity loans0.0032%380
All other 1-4 family - Percent of loans charged-off, net0.1328%207
Percentage Net Loans Charged-off: Commercial and industrial0.1336%716
Percentage Net Loans Charged-off: Loans to individuals0.6785%703
Percentage Net Loans Charged-off: Credit card loans3.9332%284
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2624%3,091
Percentage Net Loans Charged-off: Total real estate loans0.0720%429
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0668%325
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0924%359
Percentage Net Loans Charged-off: Home equity loans0.2381%157
All other 1-4 family - Percent of loans charged-off, net0.0654%423
Percentage Net Loans Charged-off: Commercial and industrial0.2109%571
Percentage Net Loans Charged-off: Loans to individuals0.7316%709
Percentage Net Loans Charged-off: Credit card loans4.4584%268
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1969%4,126
Percentage Net Loans Charged-off: Total real estate loans0.0142%852
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0184%501
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0143%834
Percentage Net Loans Charged-off: Home equity loans0.0731%298
All other 1-4 family - Percent of loans charged-off, net0.0026%959
Percentage Net Loans Charged-off: Commercial and industrial0.0605%765
Percentage Net Loans Charged-off: Loans to individuals0.6930%730
Percentage Net Loans Charged-off: Credit card loans3.0266%414
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2724%3,071
Percentage Net Loans Charged-off: Total real estate loans0.2177%301
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.4535%258
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,034
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0000%989
Percentage Net Loans Charged-off: Commercial and industrial0.0509%714
Percentage Net Loans Charged-off: Loans to individuals0.4878%783
Percentage Net Loans Charged-off: Credit card loans1.5235%662
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.0780%38
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1848%4,234
Percentage Net Loans Charged-off: Total real estate loans0.0050%1,026
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0142%860
Percentage Net Loans Charged-off: Home equity loans-0.0249%1,232
All other 1-4 family - Percent of loans charged-off, net0.0297%671
Percentage Net Loans Charged-off: Commercial and industrial0.0690%646
Percentage Net Loans Charged-off: Loans to individuals0.4046%735
Percentage Net Loans Charged-off: Credit card loans1.1987%667
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.6317%33
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%53
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1330%6,461
Percentage Net Loans Charged-off: Total real estate loans-0.0196%1,410
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.0000%834
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential-0.0563%1,474
Percentage Net Loans Charged-off: Home equity loans-0.1865%1,304
All other 1-4 family - Percent of loans charged-off, net0.0000%1,053
Percentage Net Loans Charged-off: Commercial and industrial0.0812%840
Percentage Net Loans Charged-off: Loans to individuals0.4301%812
Percentage Net Loans Charged-off: Credit card loans1.2760%689
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2434%6,697
Percentage Net Loans Charged-off: Total real estate loans0.0217%1,197
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate0.0000%967
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0603%749
Percentage Net Loans Charged-off: Home equity loans0.1478%281
All other 1-4 family - Percent of loans charged-off, net0.0198%927
Percentage Net Loans Charged-off: Commercial and industrial0.2090%966
Percentage Net Loans Charged-off: Loans to individuals0.6220%850
Percentage Net Loans Charged-off: Credit card loans1.9380%633
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%479
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA