Home > Ambler Savings Bank > Income and Expense
Ambler Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $19,801,000 | 1,899 |
| Total interest expense | $6,755,000 | 1,685 |
| Net interest income | $13,046,000 | 2,010 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $721,000 | 3,100 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $113,000 | 3,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $608,000 | 2,781 |
| Total noninterest expense | $10,059,000 | 2,035 |
| Salaries and employee benefits | $6,162,000 | 1,931 |
| Premises and equipment expense | $955,000 | 2,074 |
| Additional noninterest expense | $608,000 | 2,781 |
| Pre-tax net operating income | $3,708,000 | 2,263 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $660,000 | 1,719 |
| Income before extraordinary items | $3,048,000 | 2,315 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,048,000 | 2,339 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,048,000 | 2,318 |
| Net charge-offs | $-3,000 | 3,644 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,048,000 | 2,334 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $14,485,000 | 1,904 |
| Total interest expense | $4,365,000 | 1,740 |
| Net interest income | $10,120,000 | 1,983 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $559,000 | 3,053 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $88,000 | 3,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $471,000 | 2,748 |
| Total noninterest expense | $7,527,000 | 2,036 |
| Salaries and employee benefits | $4,624,000 | 1,920 |
| Premises and equipment expense | $718,000 | 2,083 |
| Additional noninterest expense | $471,000 | 2,747 |
| Pre-tax net operating income | $3,152,000 | 2,173 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $568,000 | 1,662 |
| Income before extraordinary items | $2,584,000 | 2,224 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,584,000 | 2,246 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,584,000 | 2,226 |
| Net charge-offs | $-5,000 | 3,673 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,584,000 | 2,247 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $9,461,000 | 1,915 |
| Total interest expense | $2,485,000 | 1,760 |
| Net interest income | $6,976,000 | 1,948 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $308,000 | 3,225 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $58,000 | 3,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 2,936 |
| Total noninterest expense | $4,907,000 | 2,065 |
| Salaries and employee benefits | $3,025,000 | 1,949 |
| Premises and equipment expense | $492,000 | 2,037 |
| Additional noninterest expense | $250,000 | 2,929 |
| Pre-tax net operating income | $2,377,000 | 2,029 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $503,000 | 1,485 |
| Income before extraordinary items | $1,874,000 | 2,146 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,874,000 | 2,171 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,874,000 | 2,146 |
| Net charge-offs | $-3,000 | 3,600 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,874,000 | 2,157 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,733,000 | 1,884 |
| Total interest expense | $1,144,000 | 1,681 |
| Net interest income | $3,589,000 | 1,910 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $144,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $28,000 | 3,287 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 3,008 |
| Total noninterest expense | $2,505,000 | 2,064 |
| Salaries and employee benefits | $1,494,000 | 2,004 |
| Premises and equipment expense | $253,000 | 2,033 |
| Additional noninterest expense | $116,000 | 3,008 |
| Pre-tax net operating income | $1,228,000 | 2,041 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $262,000 | 1,495 |
| Income before extraordinary items | $966,000 | 2,141 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $966,000 | 2,141 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $966,000 | 2,141 |
| Net charge-offs | $-1,000 | 3,238 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $966,000 | 2,164 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $16,888,000 | 1,786 |
| Total interest expense | $2,421,000 | 1,394 |
| Net interest income | $14,467,000 | 1,835 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $397,000 | 3,700 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $76,000 | 3,667 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $321,000 | 3,466 |
| Total noninterest expense | $9,266,000 | 2,105 |
| Salaries and employee benefits | $5,757,000 | 1,998 |
| Premises and equipment expense | $971,000 | 2,041 |
| Additional noninterest expense | $321,000 | 3,466 |
| Pre-tax net operating income | $5,598,000 | 1,913 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,216,000 | 1,407 |
| Income before extraordinary items | $4,382,000 | 1,993 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,382,000 | 1,992 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,382,000 | 1,992 |
| Net charge-offs | $-28,000 | 3,926 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,382,000 | 2,021 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $12,141,000 | 1,788 |
| Total interest expense | $1,502,000 | 1,312 |
| Net interest income | $10,639,000 | 1,841 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $290,000 | 3,755 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $57,000 | 3,707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 3,520 |
| Total noninterest expense | $6,853,000 | 2,117 |
| Salaries and employee benefits | $4,243,000 | 2,018 |
| Premises and equipment expense | $737,000 | 2,038 |
| Additional noninterest expense | $233,000 | 3,520 |
| Pre-tax net operating income | $4,076,000 | 1,914 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $897,000 | 1,416 |
| Income before extraordinary items | $3,179,000 | 2,022 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,179,000 | 2,021 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,179,000 | 2,021 |
| Net charge-offs | $-4,000 | 3,351 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,179,000 | 2,051 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,777,000 | 1,797 |
| Total interest expense | $915,000 | 1,225 |
| Net interest income | $6,862,000 | 1,842 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $230,000 | 3,612 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $37,000 | 3,751 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 3,349 |
| Total noninterest expense | $4,346,000 | 2,168 |
| Salaries and employee benefits | $2,622,000 | 2,114 |
| Premises and equipment expense | $496,000 | 2,028 |
| Additional noninterest expense | $1,228,000 | 2,273 |
| Pre-tax net operating income | $2,746,000 | 1,842 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $597,000 | 1,355 |
| Income before extraordinary items | $2,149,000 | 1,913 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,149,000 | 1,913 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,149,000 | 1,913 |
| Net charge-offs | $-3,000 | 3,282 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,149,000 | 1,954 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,841,000 | 1,777 |
| Total interest expense | $459,000 | 1,178 |
| Net interest income | $3,382,000 | 1,823 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $101,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $19,000 | 3,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 3,469 |
| Total noninterest expense | $2,123,000 | 2,191 |
| Salaries and employee benefits | $1,299,000 | 2,131 |
| Premises and equipment expense | $255,000 | 2,015 |
| Additional noninterest expense | $569,000 | 2,363 |
| Pre-tax net operating income | $1,360,000 | 1,766 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $307,000 | 1,289 |
| Income before extraordinary items | $1,053,000 | 1,854 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,053,000 | 1,853 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,053,000 | 1,854 |
| Net charge-offs | $-1,000 | 3,005 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,053,000 | 1,876 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $15,507,000 | 1,822 |
| Total interest expense | $2,286,000 | 1,177 |
| Net interest income | $13,221,000 | 1,906 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $436,000 | 3,764 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $64,000 | 3,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $372,000 | 3,532 |
| Total noninterest expense | $8,511,000 | 2,199 |
| Salaries and employee benefits | $5,087,000 | 2,146 |
| Premises and equipment expense | $948,000 | 2,101 |
| Additional noninterest expense | $2,476,000 | 2,257 |
| Pre-tax net operating income | $5,146,000 | 2,017 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,077,000 | 1,552 |
| Income before extraordinary items | $4,069,000 | 2,133 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,069,000 | 2,134 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,069,000 | 2,134 |
| Net charge-offs | $-93,000 | 4,340 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,069,000 | 2,105 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $11,485,000 | 1,868 |
| Total interest expense | $1,789,000 | 1,201 |
| Net interest income | $9,696,000 | 1,964 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $328,000 | 3,808 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $46,000 | 3,916 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $282,000 | 3,575 |
| Total noninterest expense | $6,362,000 | 2,210 |
| Salaries and employee benefits | $3,766,000 | 2,175 |
| Premises and equipment expense | $721,000 | 2,106 |
| Additional noninterest expense | $1,875,000 | 2,257 |
| Pre-tax net operating income | $3,662,000 | 2,165 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $729,000 | 1,702 |
| Income before extraordinary items | $2,933,000 | 2,286 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,933,000 | 2,285 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,933,000 | 2,286 |
| Net charge-offs | $-28,000 | 4,009 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,933,000 | 2,261 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,497,000 | 1,902 |
| Total interest expense | $1,244,000 | 1,207 |
| Net interest income | $6,253,000 | 1,990 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $227,000 | 3,785 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $28,000 | 3,975 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 3,528 |
| Total noninterest expense | $4,189,000 | 2,215 |
| Salaries and employee benefits | $2,462,000 | 2,193 |
| Premises and equipment expense | $495,000 | 2,071 |
| Additional noninterest expense | $1,232,000 | 2,256 |
| Pre-tax net operating income | $2,291,000 | 2,214 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $427,000 | 1,794 |
| Income before extraordinary items | $1,864,000 | 2,321 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,864,000 | 2,320 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,864,000 | 2,321 |
| Net charge-offs | $-27,000 | 4,162 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,864,000 | 2,287 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,748,000 | 1,880 |
| Total interest expense | $657,000 | 1,208 |
| Net interest income | $3,091,000 | 1,984 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $127,000 | 3,675 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $15,000 | 3,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 3,406 |
| Total noninterest expense | $2,082,000 | 2,209 |
| Salaries and employee benefits | $1,234,000 | 2,180 |
| Premises and equipment expense | $261,000 | 2,021 |
| Additional noninterest expense | $587,000 | 2,298 |
| Pre-tax net operating income | $1,136,000 | 2,207 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $218,000 | 1,754 |
| Income before extraordinary items | $918,000 | 2,337 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $918,000 | 2,335 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $918,000 | 2,337 |
| Net charge-offs | $-25,000 | 4,417 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $918,000 | 2,284 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $14,986,000 | 1,894 |
| Total interest expense | $3,357,000 | 1,358 |
| Net interest income | $11,629,000 | 2,006 |
| Provision for loan and lease losses | $100,000 | 3,523 |
| Total noninterest income | $335,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $45,000 | 4,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $290,000 | 3,665 |
| Total noninterest expense | $8,048,000 | 2,266 |
| Salaries and employee benefits | $4,860,000 | 2,194 |
| Premises and equipment expense | $922,000 | 2,140 |
| Additional noninterest expense | $2,266,000 | 2,332 |
| Pre-tax net operating income | $3,816,000 | 2,123 |
| Securities gains (losses) | $16,000 | 2,179 |
| Applicable income taxes | $657,000 | 1,739 |
| Income before extraordinary items | $3,175,000 | 2,226 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,175,000 | 2,226 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,175,000 | 2,226 |
| Net charge-offs | $97,000 | 2,032 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,161,720 | 2,176 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,147,000 | 1,915 |
| Total interest expense | $2,637,000 | 1,363 |
| Net interest income | $8,510,000 | 2,042 |
| Provision for loan and lease losses | $100,000 | 3,277 |
| Total noninterest income | $259,000 | 3,936 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $33,000 | 4,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $226,000 | 3,607 |
| Total noninterest expense | $5,982,000 | 2,249 |
| Salaries and employee benefits | $3,661,000 | 2,164 |
| Premises and equipment expense | $690,000 | 2,135 |
| Additional noninterest expense | $1,631,000 | 2,372 |
| Pre-tax net operating income | $2,687,000 | 2,196 |
| Securities gains (losses) | $11,000 | 2,100 |
| Applicable income taxes | $462,000 | 1,785 |
| Income before extraordinary items | $2,236,000 | 2,292 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,236,000 | 2,291 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,236,000 | 2,292 |
| Net charge-offs | $141,000 | 1,452 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,226,870 | 2,244 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,436,000 | 1,934 |
| Total interest expense | $1,851,000 | 1,401 |
| Net interest income | $5,585,000 | 2,078 |
| Provision for loan and lease losses | $100,000 | 2,943 |
| Total noninterest income | $164,000 | 3,966 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $19,000 | 4,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 3,617 |
| Total noninterest expense | $3,995,000 | 2,247 |
| Salaries and employee benefits | $2,340,000 | 2,215 |
| Premises and equipment expense | $469,000 | 2,112 |
| Additional noninterest expense | $1,186,000 | 2,230 |
| Pre-tax net operating income | $1,654,000 | 2,264 |
| Securities gains (losses) | $11,000 | 1,847 |
| Applicable income taxes | $288,000 | 1,778 |
| Income before extraordinary items | $1,377,000 | 2,360 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,377,000 | 2,360 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,377,000 | 2,360 |
| Net charge-offs | $89,000 | 1,418 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,367,870 | 2,336 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,755,000 | 1,909 |
| Total interest expense | $996,000 | 1,428 |
| Net interest income | $2,759,000 | 2,058 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $87,000 | 3,921 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $14,000 | 4,305 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 3,518 |
| Total noninterest expense | $2,006,000 | 2,261 |
| Salaries and employee benefits | $1,179,000 | 2,228 |
| Premises and equipment expense | $242,000 | 2,091 |
| Additional noninterest expense | $585,000 | 2,283 |
| Pre-tax net operating income | $840,000 | 2,088 |
| Securities gains (losses) | $11,000 | 1,304 |
| Applicable income taxes | $147,000 | 1,650 |
| Income before extraordinary items | $704,000 | 2,162 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $704,000 | 2,161 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $704,000 | 2,162 |
| Net charge-offs | $154,000 | 714 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $694,870 | 2,156 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $15,459,000 | 1,873 |
| Total interest expense | $4,318,000 | 1,399 |
| Net interest income | $11,141,000 | 2,044 |
| Provision for loan and lease losses | $133,000 | 2,705 |
| Total noninterest income | $575,000 | 3,510 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $60,000 | 4,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $515,000 | 2,993 |
| Total noninterest expense | $7,781,000 | 2,285 |
| Salaries and employee benefits | $4,599,000 | 2,219 |
| Premises and equipment expense | $943,000 | 2,112 |
| Additional noninterest expense | $2,239,000 | 2,380 |
| Pre-tax net operating income | $3,802,000 | 2,127 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $628,000 | 1,803 |
| Income before extraordinary items | $3,174,000 | 2,207 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,174,000 | 2,209 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,174,000 | 2,209 |
| Net charge-offs | $-427,000 | 5,096 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,174,000 | 2,172 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $11,600,000 | 1,900 |
| Total interest expense | $3,246,000 | 1,392 |
| Net interest income | $8,354,000 | 2,075 |
| Provision for loan and lease losses | $133,000 | 2,396 |
| Total noninterest income | $488,000 | 3,374 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $43,000 | 4,466 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $445,000 | 2,853 |
| Total noninterest expense | $5,713,000 | 2,328 |
| Salaries and employee benefits | $3,332,000 | 2,282 |
| Premises and equipment expense | $718,000 | 2,108 |
| Additional noninterest expense | $1,663,000 | 2,396 |
| Pre-tax net operating income | $2,996,000 | 2,111 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $488,000 | 1,817 |
| Income before extraordinary items | $2,508,000 | 2,195 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,508,000 | 2,195 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,508,000 | 2,196 |
| Net charge-offs | $-7,000 | 4,332 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,508,000 | 2,160 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,673,000 | 1,906 |
| Total interest expense | $2,137,000 | 1,389 |
| Net interest income | $5,536,000 | 2,095 |
| Provision for loan and lease losses | $88,000 | 2,354 |
| Total noninterest income | $394,000 | 3,113 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $28,000 | 4,510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $366,000 | 2,594 |
| Total noninterest expense | $3,852,000 | 2,327 |
| Salaries and employee benefits | $2,177,000 | 2,322 |
| Premises and equipment expense | $503,000 | 2,059 |
| Additional noninterest expense | $1,172,000 | 2,317 |
| Pre-tax net operating income | $1,990,000 | 2,102 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $394,000 | 1,633 |
| Income before extraordinary items | $1,596,000 | 2,242 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,596,000 | 2,242 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,596,000 | 2,242 |
| Net charge-offs | $-7,000 | 4,387 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,596,000 | 2,210 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,803,000 | 1,923 |
| Total interest expense | $1,040,000 | 1,396 |
| Net interest income | $2,763,000 | 2,104 |
| Provision for loan and lease losses | $43,000 | 2,235 |
| Total noninterest income | $93,000 | 4,015 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $13,000 | 4,599 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 3,504 |
| Total noninterest expense | $1,959,000 | 2,305 |
| Salaries and employee benefits | $1,088,000 | 2,333 |
| Premises and equipment expense | $257,000 | 2,047 |
| Additional noninterest expense | $614,000 | 2,242 |
| Pre-tax net operating income | $854,000 | 2,272 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $169,000 | 1,730 |
| Income before extraordinary items | $685,000 | 2,393 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $685,000 | 2,392 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $685,000 | 2,392 |
| Net charge-offs | $-57,000 | 5,107 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $685,000 | 2,380 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $14,627,000 | 1,896 |
| Total interest expense | $3,475,000 | 1,271 |
| Net interest income | $11,152,000 | 2,060 |
| Provision for loan and lease losses | $177,000 | 2,506 |
| Total noninterest income | $363,000 | 4,143 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $57,000 | 4,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $306,000 | 3,655 |
| Total noninterest expense | $7,442,000 | 2,371 |
| Salaries and employee benefits | $4,215,000 | 2,375 |
| Premises and equipment expense | $921,000 | 2,168 |
| Additional noninterest expense | $2,306,000 | 2,358 |
| Pre-tax net operating income | $3,896,000 | 2,145 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $860,000 | 1,519 |
| Income before extraordinary items | $3,036,000 | 2,298 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,036,000 | 2,297 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,036,000 | 2,297 |
| Net charge-offs | $212,000 | 1,603 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,036,000 | 2,298 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,848,000 | 1,902 |
| Total interest expense | $2,461,000 | 1,267 |
| Net interest income | $8,387,000 | 2,060 |
| Provision for loan and lease losses | $134,000 | 2,383 |
| Total noninterest income | $269,000 | 4,187 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $42,000 | 4,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 3,694 |
| Total noninterest expense | $5,531,000 | 2,388 |
| Salaries and employee benefits | $3,121,000 | 2,394 |
| Premises and equipment expense | $694,000 | 2,157 |
| Additional noninterest expense | $1,716,000 | 2,364 |
| Pre-tax net operating income | $2,991,000 | 2,133 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $680,000 | 1,527 |
| Income before extraordinary items | $2,311,000 | 2,305 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,311,000 | 2,304 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,311,000 | 2,304 |
| Net charge-offs | $94,000 | 1,773 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,311,000 | 2,296 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,175,000 | 1,901 |
| Total interest expense | $1,559,000 | 1,255 |
| Net interest income | $5,616,000 | 2,055 |
| Provision for loan and lease losses | $91,000 | 2,260 |
| Total noninterest income | $186,000 | 4,183 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $29,000 | 4,722 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 3,666 |
| Total noninterest expense | $3,698,000 | 2,392 |
| Salaries and employee benefits | $2,079,000 | 2,409 |
| Premises and equipment expense | $480,000 | 2,133 |
| Additional noninterest expense | $1,139,000 | 2,388 |
| Pre-tax net operating income | $2,013,000 | 2,093 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $435,000 | 1,526 |
| Income before extraordinary items | $1,578,000 | 2,230 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,578,000 | 2,228 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,578,000 | 2,229 |
| Net charge-offs | $116,000 | 1,234 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,578,000 | 2,229 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,525,000 | 1,918 |
| Total interest expense | $752,000 | 1,245 |
| Net interest income | $2,773,000 | 2,081 |
| Provision for loan and lease losses | $45,000 | 2,144 |
| Total noninterest income | $88,000 | 4,248 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $14,000 | 4,792 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 3,744 |
| Total noninterest expense | $1,833,000 | 2,425 |
| Salaries and employee benefits | $1,029,000 | 2,452 |
| Premises and equipment expense | $244,000 | 2,145 |
| Additional noninterest expense | $560,000 | 2,417 |
| Pre-tax net operating income | $983,000 | 2,068 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $212,000 | 1,527 |
| Income before extraordinary items | $771,000 | 2,216 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $771,000 | 2,215 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $771,000 | 2,216 |
| Net charge-offs | $100,000 | 856 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $771,000 | 2,208 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $13,228,000 | 1,956 |
| Total interest expense | $2,680,000 | 1,203 |
| Net interest income | $10,548,000 | 2,128 |
| Provision for loan and lease losses | $159,000 | 2,608 |
| Total noninterest income | $331,000 | 4,385 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $53,000 | 4,925 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $278,000 | 3,873 |
| Total noninterest expense | $7,021,000 | 2,506 |
| Salaries and employee benefits | $3,823,000 | 2,546 |
| Premises and equipment expense | $864,000 | 2,331 |
| Additional noninterest expense | $2,334,000 | 2,366 |
| Pre-tax net operating income | $3,699,000 | 2,152 |
| Securities gains (losses) | $30,000 | 1,140 |
| Applicable income taxes | $997,000 | 1,880 |
| Income before extraordinary items | $2,732,000 | 2,199 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,732,000 | 2,198 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,732,000 | 2,199 |
| Net charge-offs | $49,000 | 2,978 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,710,100 | 2,188 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,710,000 | 1,990 |
| Total interest expense | $1,942,000 | 1,223 |
| Net interest income | $7,768,000 | 2,169 |
| Provision for loan and lease losses | $113,000 | 2,556 |
| Total noninterest income | $246,000 | 4,449 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $38,000 | 5,011 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $208,000 | 3,917 |
| Total noninterest expense | $5,279,000 | 2,508 |
| Salaries and employee benefits | $2,860,000 | 2,558 |
| Premises and equipment expense | $643,000 | 2,342 |
| Additional noninterest expense | $1,776,000 | 2,348 |
| Pre-tax net operating income | $2,622,000 | 2,286 |
| Securities gains (losses) | $30,000 | 1,110 |
| Applicable income taxes | $592,000 | 1,938 |
| Income before extraordinary items | $2,060,000 | 2,354 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,060,000 | 2,353 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,060,000 | 2,354 |
| Net charge-offs | $48,000 | 2,490 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,036,600 | 2,358 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,157,000 | 2,070 |
| Total interest expense | $1,205,000 | 1,269 |
| Net interest income | $4,952,000 | 2,240 |
| Provision for loan and lease losses | $68,000 | 2,543 |
| Total noninterest income | $170,000 | 4,435 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $25,000 | 5,048 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $145,000 | 3,893 |
| Total noninterest expense | $3,460,000 | 2,535 |
| Salaries and employee benefits | $1,895,000 | 2,580 |
| Premises and equipment expense | $425,000 | 2,367 |
| Additional noninterest expense | $1,140,000 | 2,434 |
| Pre-tax net operating income | $1,594,000 | 2,393 |
| Securities gains (losses) | $30,000 | 834 |
| Applicable income taxes | $291,000 | 2,167 |
| Income before extraordinary items | $1,333,000 | 2,357 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,333,000 | 2,358 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,333,000 | 2,358 |
| Net charge-offs | $-2,000 | 4,300 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,308,400 | 2,360 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,000,000 | 2,113 |
| Total interest expense | $576,000 | 1,297 |
| Net interest income | $2,424,000 | 2,279 |
| Provision for loan and lease losses | $46,000 | 2,138 |
| Total noninterest income | $82,000 | 4,512 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $13,000 | 5,045 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $69,000 | 3,962 |
| Total noninterest expense | $1,730,000 | 2,566 |
| Salaries and employee benefits | $950,000 | 2,622 |
| Premises and equipment expense | $218,000 | 2,370 |
| Additional noninterest expense | $562,000 | 2,442 |
| Pre-tax net operating income | $730,000 | 2,458 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $126,000 | 2,262 |
| Income before extraordinary items | $604,000 | 2,438 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $604,000 | 2,437 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $604,000 | 2,438 |
| Net charge-offs | $6,000 | 2,391 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $604,000 | 2,418 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $11,700,000 | 2,115 |
| Total interest expense | $2,507,000 | 1,149 |
| Net interest income | $9,193,000 | 2,341 |
| Provision for loan and lease losses | $130,000 | 2,854 |
| Total noninterest income | $321,000 | 4,606 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $49,000 | 5,186 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $272,000 | 4,043 |
| Total noninterest expense | $6,379,000 | 2,738 |
| Salaries and employee benefits | $3,553,000 | 2,721 |
| Premises and equipment expense | $817,000 | 2,457 |
| Additional noninterest expense | $2,009,000 | 2,751 |
| Pre-tax net operating income | $3,005,000 | 2,391 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $309,000 | 2,635 |
| Income before extraordinary items | $2,696,000 | 2,290 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,696,000 | 2,287 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,696,000 | 2,289 |
| Net charge-offs | $115,000 | 2,489 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,696,000 | 2,232 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,763,000 | 2,116 |
| Total interest expense | $1,902,000 | 1,133 |
| Net interest income | $6,861,000 | 2,356 |
| Provision for loan and lease losses | $85,000 | 2,934 |
| Total noninterest income | $218,000 | 4,740 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $36,000 | 5,251 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $182,000 | 4,212 |
| Total noninterest expense | $4,760,000 | 2,733 |
| Salaries and employee benefits | $2,618,000 | 2,749 |
| Premises and equipment expense | $614,000 | 2,467 |
| Additional noninterest expense | $1,528,000 | 2,726 |
| Pre-tax net operating income | $2,234,000 | 2,442 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $187,000 | 2,848 |
| Income before extraordinary items | $2,047,000 | 2,301 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,047,000 | 2,300 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,047,000 | 2,301 |
| Net charge-offs | $115,000 | 1,949 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,047,000 | 2,244 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,827,000 | 2,128 |
| Total interest expense | $1,269,000 | 1,129 |
| Net interest income | $4,558,000 | 2,372 |
| Provision for loan and lease losses | $2,000 | 3,970 |
| Total noninterest income | $113,000 | 5,023 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $24,000 | 5,288 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $89,000 | 4,550 |
| Total noninterest expense | $3,144,000 | 2,756 |
| Salaries and employee benefits | $1,739,000 | 2,785 |
| Premises and equipment expense | $420,000 | 2,423 |
| Additional noninterest expense | $985,000 | 2,789 |
| Pre-tax net operating income | $1,525,000 | 2,372 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $276,000 | 2,201 |
| Income before extraordinary items | $1,249,000 | 2,436 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,249,000 | 2,434 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,249,000 | 2,435 |
| Net charge-offs | $27,000 | 2,572 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,249,000 | 2,368 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,904,000 | 2,144 |
| Total interest expense | $636,000 | 1,127 |
| Net interest income | $2,268,000 | 2,380 |
| Provision for loan and lease losses | $2,000 | 3,590 |
| Total noninterest income | $61,000 | 4,952 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $12,000 | 5,315 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $49,000 | 4,421 |
| Total noninterest expense | $1,589,000 | 2,750 |
| Salaries and employee benefits | $871,000 | 2,789 |
| Premises and equipment expense | $221,000 | 2,359 |
| Additional noninterest expense | $497,000 | 2,788 |
| Pre-tax net operating income | $738,000 | 2,394 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $133,000 | 2,203 |
| Income before extraordinary items | $605,000 | 2,434 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $605,000 | 2,434 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $605,000 | 2,434 |
| Net charge-offs | $27,000 | 1,801 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $605,000 | 2,385 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,593,000 | 2,085 |
| Total interest expense | $2,499,000 | 1,119 |
| Net interest income | $9,094,000 | 2,332 |
| Provision for loan and lease losses | $82,000 | 3,242 |
| Total noninterest income | $223,000 | 5,117 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $55,000 | 5,307 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $168,000 | 4,635 |
| Total noninterest expense | $6,264,000 | 2,774 |
| Salaries and employee benefits | $3,344,000 | 2,826 |
| Premises and equipment expense | $832,000 | 2,482 |
| Additional noninterest expense | $2,088,000 | 2,716 |
| Pre-tax net operating income | $2,971,000 | 2,339 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $435,000 | 2,355 |
| Income before extraordinary items | $2,536,000 | 2,314 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,536,000 | 2,314 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,536,000 | 2,315 |
| Net charge-offs | $32,000 | 3,529 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,536,000 | 2,274 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,698,000 | 2,103 |
| Total interest expense | $1,861,000 | 1,140 |
| Net interest income | $6,837,000 | 2,343 |
| Provision for loan and lease losses | $82,000 | 2,894 |
| Total noninterest income | $166,000 | 5,179 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $41,000 | 5,392 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $125,000 | 4,683 |
| Total noninterest expense | $4,681,000 | 2,797 |
| Salaries and employee benefits | $2,496,000 | 2,847 |
| Premises and equipment expense | $615,000 | 2,543 |
| Additional noninterest expense | $1,570,000 | 2,692 |
| Pre-tax net operating income | $2,240,000 | 2,369 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $314,000 | 2,443 |
| Income before extraordinary items | $1,926,000 | 2,331 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,926,000 | 2,332 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,926,000 | 2,332 |
| Net charge-offs | $32,000 | 3,080 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,926,000 | 2,295 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,788,000 | 2,108 |
| Total interest expense | $1,226,000 | 1,152 |
| Net interest income | $4,562,000 | 2,341 |
| Provision for loan and lease losses | $62,000 | 2,642 |
| Total noninterest income | $115,000 | 5,161 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $28,000 | 5,406 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $87,000 | 4,659 |
| Total noninterest expense | $3,159,000 | 2,788 |
| Salaries and employee benefits | $1,667,000 | 2,862 |
| Premises and equipment expense | $421,000 | 2,498 |
| Additional noninterest expense | $1,071,000 | 2,669 |
| Pre-tax net operating income | $1,456,000 | 2,387 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $183,000 | 2,559 |
| Income before extraordinary items | $1,273,000 | 2,325 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,273,000 | 2,327 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,273,000 | 2,327 |
| Net charge-offs | $32,000 | 2,648 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,273,000 | 2,280 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,920,000 | 2,081 |
| Total interest expense | $603,000 | 1,165 |
| Net interest income | $2,317,000 | 2,304 |
| Provision for loan and lease losses | $40,000 | 2,298 |
| Total noninterest income | $56,000 | 5,188 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $13,000 | 5,482 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $43,000 | 4,680 |
| Total noninterest expense | $1,572,000 | 2,803 |
| Salaries and employee benefits | $819,000 | 2,916 |
| Premises and equipment expense | $230,000 | 2,386 |
| Additional noninterest expense | $523,000 | 2,694 |
| Pre-tax net operating income | $761,000 | 2,281 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $129,000 | 2,254 |
| Income before extraordinary items | $632,000 | 2,306 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $632,000 | 2,307 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $632,000 | 2,307 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $632,000 | 2,240 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,862,000 | 2,054 |
| Total interest expense | $2,415,000 | 1,206 |
| Net interest income | $9,447,000 | 2,242 |
| Provision for loan and lease losses | $258,000 | 2,165 |
| Total noninterest income | $273,000 | 5,099 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $61,000 | 5,519 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $212,000 | 4,464 |
| Total noninterest expense | $6,815,000 | 2,673 |
| Salaries and employee benefits | $3,787,000 | 2,616 |
| Premises and equipment expense | $977,000 | 2,282 |
| Additional noninterest expense | $2,051,000 | 2,828 |
| Pre-tax net operating income | $2,647,000 | 2,482 |
| Securities gains (losses) | $-50,000 | 6,260 |
| Applicable income taxes | $-35,000 | 6,198 |
| Income before extraordinary items | $2,632,000 | 2,220 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,632,000 | 2,219 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,632,000 | 2,219 |
| Net charge-offs | $323,000 | 1,938 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,682,000 | 2,140 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,952,000 | 2,060 |
| Total interest expense | $1,804,000 | 1,224 |
| Net interest income | $7,148,000 | 2,243 |
| Provision for loan and lease losses | $244,000 | 1,849 |
| Total noninterest income | $146,000 | 5,505 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $46,000 | 5,589 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $100,000 | 5,039 |
| Total noninterest expense | $5,273,000 | 2,597 |
| Salaries and employee benefits | $3,020,000 | 2,477 |
| Premises and equipment expense | $743,000 | 2,283 |
| Additional noninterest expense | $1,510,000 | 2,861 |
| Pre-tax net operating income | $1,777,000 | 2,727 |
| Securities gains (losses) | $24,000 | 1,926 |
| Applicable income taxes | $-179,000 | 6,454 |
| Income before extraordinary items | $1,980,000 | 2,231 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,980,000 | 2,231 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,980,000 | 2,230 |
| Net charge-offs | $234,000 | 1,838 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,956,000 | 2,205 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,001,000 | 2,049 |
| Total interest expense | $1,201,000 | 1,238 |
| Net interest income | $4,800,000 | 2,210 |
| Provision for loan and lease losses | $152,000 | 1,861 |
| Total noninterest income | $104,000 | 5,468 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $28,000 | 5,701 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $76,000 | 4,892 |
| Total noninterest expense | $3,631,000 | 2,545 |
| Salaries and employee benefits | $2,185,000 | 2,319 |
| Premises and equipment expense | $440,000 | 2,523 |
| Additional noninterest expense | $1,006,000 | 2,867 |
| Pre-tax net operating income | $1,121,000 | 2,766 |
| Securities gains (losses) | $24,000 | 1,570 |
| Applicable income taxes | $-15,000 | 6,393 |
| Income before extraordinary items | $1,160,000 | 2,395 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,160,000 | 2,398 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,160,000 | 2,398 |
| Net charge-offs | $187,000 | 1,647 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,136,000 | 2,383 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,048,000 | 2,018 |
| Total interest expense | $596,000 | 1,266 |
| Net interest income | $2,452,000 | 2,155 |
| Provision for loan and lease losses | $90,000 | 1,672 |
| Total noninterest income | $58,000 | 5,344 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $13,000 | 5,787 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $45,000 | 4,685 |
| Total noninterest expense | $1,581,000 | 2,865 |
| Salaries and employee benefits | $836,000 | 2,899 |
| Premises and equipment expense | $236,000 | 2,425 |
| Additional noninterest expense | $509,000 | 2,843 |
| Pre-tax net operating income | $839,000 | 2,022 |
| Securities gains (losses) | $-10,000 | 6,435 |
| Applicable income taxes | $188,000 | 1,777 |
| Income before extraordinary items | $641,000 | 2,162 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $641,000 | 2,164 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $641,000 | 2,164 |
| Net charge-offs | $136,000 | 1,179 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $648,700 | 2,093 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,549,000 | 1,973 |
| Total interest expense | $2,641,000 | 1,268 |
| Net interest income | $9,908,000 | 2,107 |
| Provision for loan and lease losses | $510,000 | 1,805 |
| Total noninterest income | $317,000 | 5,069 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $64,000 | 5,756 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $253,000 | 4,314 |
| Total noninterest expense | $5,813,000 | 3,059 |
| Salaries and employee benefits | $3,237,000 | 2,953 |
| Premises and equipment expense | $667,000 | 3,060 |
| Additional noninterest expense | $1,909,000 | 3,091 |
| Pre-tax net operating income | $3,902,000 | 1,753 |
| Securities gains (losses) | $59,000 | 1,687 |
| Applicable income taxes | $861,000 | 1,607 |
| Income before extraordinary items | $3,100,000 | 1,853 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,100,000 | 1,856 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,100,000 | 1,856 |
| Net charge-offs | $845,000 | 1,430 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,053,980 | 1,841 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,457,000 | 1,972 |
| Total interest expense | $2,009,000 | 1,294 |
| Net interest income | $7,448,000 | 2,111 |
| Provision for loan and lease losses | $416,000 | 1,718 |
| Total noninterest income | $259,000 | 5,028 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $50,000 | 5,784 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $209,000 | 4,256 |
| Total noninterest expense | $4,225,000 | 3,121 |
| Salaries and employee benefits | $2,291,000 | 3,097 |
| Premises and equipment expense | $505,000 | 3,082 |
| Additional noninterest expense | $1,429,000 | 3,085 |
| Pre-tax net operating income | $3,066,000 | 1,706 |
| Securities gains (losses) | $58,000 | 1,560 |
| Applicable income taxes | $697,000 | 1,578 |
| Income before extraordinary items | $2,427,000 | 1,810 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,427,000 | 1,814 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,427,000 | 1,815 |
| Net charge-offs | $831,000 | 1,141 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,381,760 | 1,793 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,321,000 | 1,974 |
| Total interest expense | $1,343,000 | 1,335 |
| Net interest income | $4,978,000 | 2,097 |
| Provision for loan and lease losses | $326,000 | 1,558 |
| Total noninterest income | $212,000 | 4,769 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $30,000 | 5,892 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $182,000 | 3,930 |
| Total noninterest expense | $2,804,000 | 3,146 |
| Salaries and employee benefits | $1,534,000 | 3,100 |
| Premises and equipment expense | $426,000 | 2,612 |
| Additional noninterest expense | $844,000 | 3,372 |
| Pre-tax net operating income | $2,060,000 | 1,675 |
| Securities gains (losses) | $15,000 | 2,143 |
| Applicable income taxes | $522,000 | 1,469 |
| Income before extraordinary items | $1,553,000 | 1,871 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,553,000 | 1,876 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,553,000 | 1,877 |
| Net charge-offs | $436,000 | 1,371 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,541,750 | 1,815 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,152,000 | 1,990 |
| Total interest expense | $679,000 | 1,370 |
| Net interest income | $2,473,000 | 2,120 |
| Provision for loan and lease losses | $157,000 | 1,570 |
| Total noninterest income | $60,000 | 5,533 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $14,000 | 5,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $46,000 | 4,816 |
| Total noninterest expense | $1,440,000 | 3,106 |
| Salaries and employee benefits | $787,000 | 3,085 |
| Premises and equipment expense | $223,000 | 2,543 |
| Additional noninterest expense | $430,000 | 3,333 |
| Pre-tax net operating income | $936,000 | 1,813 |
| Securities gains (losses) | $15,000 | 1,363 |
| Applicable income taxes | $250,000 | 1,507 |
| Income before extraordinary items | $701,000 | 1,996 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $701,000 | 1,997 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $701,000 | 1,998 |
| Net charge-offs | $402,000 | 881 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $689,900 | 1,939 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,762,000 | 2,052 |
| Total interest expense | $3,449,000 | 1,304 |
| Net interest income | $9,313,000 | 2,303 |
| Provision for loan and lease losses | $732,000 | 2,208 |
| Total noninterest income | $186,000 | 5,774 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $57,000 | 6,104 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $129,000 | 5,088 |
| Total noninterest expense | $5,459,000 | 3,261 |
| Salaries and employee benefits | $2,952,000 | 3,159 |
| Premises and equipment expense | $751,000 | 2,877 |
| Additional noninterest expense | $1,756,000 | 3,404 |
| Pre-tax net operating income | $3,308,000 | 1,924 |
| Securities gains (losses) | $205,000 | 1,668 |
| Applicable income taxes | $1,011,000 | 1,460 |
| Income before extraordinary items | $2,502,000 | 2,175 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,502,000 | 2,174 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,502,000 | 2,176 |
| Net charge-offs | $291,000 | 3,331 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,356,450 | 2,157 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,595,000 | 2,093 |
| Total interest expense | $2,692,000 | 1,315 |
| Net interest income | $6,903,000 | 2,374 |
| Provision for loan and lease losses | $478,000 | 2,330 |
| Total noninterest income | $123,000 | 5,971 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $42,000 | 6,199 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $81,000 | 5,349 |
| Total noninterest expense | $4,034,000 | 3,318 |
| Salaries and employee benefits | $2,200,000 | 3,202 |
| Premises and equipment expense | $563,000 | 2,907 |
| Additional noninterest expense | $1,271,000 | 3,496 |
| Pre-tax net operating income | $2,514,000 | 1,967 |
| Securities gains (losses) | $205,000 | 1,416 |
| Applicable income taxes | $782,000 | 1,459 |
| Income before extraordinary items | $1,937,000 | 2,167 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,937,000 | 2,168 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,937,000 | 2,169 |
| Net charge-offs | $27,000 | 4,919 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,791,450 | 2,177 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,376,000 | 2,107 |
| Total interest expense | $1,825,000 | 1,332 |
| Net interest income | $4,551,000 | 2,401 |
| Provision for loan and lease losses | $268,000 | 2,598 |
| Total noninterest income | $65,000 | 6,212 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $26,000 | 6,302 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 5,674 |
| Total noninterest expense | $2,656,000 | 3,359 |
| Salaries and employee benefits | $1,472,000 | 3,196 |
| Premises and equipment expense | $363,000 | 2,981 |
| Additional noninterest expense | $821,000 | 3,602 |
| Pre-tax net operating income | $1,692,000 | 1,932 |
| Securities gains (losses) | $60,000 | 1,926 |
| Applicable income taxes | $512,000 | 1,474 |
| Income before extraordinary items | $1,240,000 | 2,207 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,240,000 | 2,207 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,240,000 | 2,207 |
| Net charge-offs | $27,000 | 4,455 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,197,400 | 2,144 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,214,000 | 2,110 |
| Total interest expense | $921,000 | 1,368 |
| Net interest income | $2,293,000 | 2,391 |
| Provision for loan and lease losses | $68,000 | 3,368 |
| Total noninterest income | $14,000 | 6,837 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $14,000 | 6,234 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 6,842 |
| Total noninterest expense | $1,336,000 | 3,368 |
| Salaries and employee benefits | $746,000 | 3,188 |
| Premises and equipment expense | $184,000 | 2,974 |
| Additional noninterest expense | $406,000 | 3,602 |
| Pre-tax net operating income | $903,000 | 1,832 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $303,000 | 1,288 |
| Income before extraordinary items | $600,000 | 2,254 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $600,000 | 2,256 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $600,000 | 2,257 |
| Net charge-offs | $27,000 | 3,487 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $600,000 | 2,140 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,606,000 | 2,217 |
| Total interest expense | $3,973,000 | 1,531 |
| Net interest income | $8,633,000 | 2,544 |
| Provision for loan and lease losses | $623,000 | 3,106 |
| Total noninterest income | $184,000 | 5,823 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $59,000 | 6,180 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $125,000 | 5,079 |
| Total noninterest expense | $5,059,000 | 3,504 |
| Salaries and employee benefits | $2,737,000 | 3,331 |
| Premises and equipment expense | $798,000 | 2,929 |
| Additional noninterest expense | $1,524,000 | 3,822 |
| Pre-tax net operating income | $3,135,000 | 1,761 |
| Securities gains (losses) | $225,000 | 1,364 |
| Applicable income taxes | $1,109,000 | 1,259 |
| Income before extraordinary items | $2,251,000 | 2,051 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,251,000 | 2,052 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,251,000 | 2,052 |
| Net charge-offs | $268,000 | 3,935 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,100,250 | 2,089 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,432,000 | 2,245 |
| Total interest expense | $3,025,000 | 1,564 |
| Net interest income | $6,407,000 | 2,578 |
| Provision for loan and lease losses | $343,000 | 3,441 |
| Total noninterest income | $154,000 | 5,793 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $45,000 | 6,196 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $109,000 | 4,984 |
| Total noninterest expense | $3,772,000 | 3,531 |
| Salaries and employee benefits | $2,017,000 | 3,368 |
| Premises and equipment expense | $607,000 | 2,918 |
| Additional noninterest expense | $1,148,000 | 3,805 |
| Pre-tax net operating income | $2,446,000 | 1,767 |
| Securities gains (losses) | $161,000 | 1,368 |
| Applicable income taxes | $861,000 | 1,214 |
| Income before extraordinary items | $1,746,000 | 2,041 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,746,000 | 2,041 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,746,000 | 2,041 |
| Net charge-offs | $268,000 | 3,369 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,638,130 | 2,068 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,265,000 | 2,263 |
| Total interest expense | $2,039,000 | 1,609 |
| Net interest income | $4,226,000 | 2,610 |
| Provision for loan and lease losses | $250,000 | 3,239 |
| Total noninterest income | $89,000 | 5,999 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $31,000 | 6,157 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $58,000 | 5,303 |
| Total noninterest expense | $2,427,000 | 3,657 |
| Salaries and employee benefits | $1,311,000 | 3,462 |
| Premises and equipment expense | $324,000 | 3,456 |
| Additional noninterest expense | $792,000 | 3,774 |
| Pre-tax net operating income | $1,638,000 | 1,741 |
| Securities gains (losses) | $136,000 | 929 |
| Applicable income taxes | $603,000 | 1,149 |
| Income before extraordinary items | $1,171,000 | 1,996 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,171,000 | 1,996 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,171,000 | 1,996 |
| Net charge-offs | $200,000 | 3,119 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,081,240 | 2,058 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,126,000 | 2,285 |
| Total interest expense | $1,036,000 | 1,640 |
| Net interest income | $2,090,000 | 2,625 |
| Provision for loan and lease losses | $49,000 | 4,227 |
| Total noninterest income | $67,000 | 5,553 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $15,000 | 6,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $52,000 | 4,604 |
| Total noninterest expense | $1,226,000 | 3,638 |
| Salaries and employee benefits | $644,000 | 3,528 |
| Premises and equipment expense | $173,000 | 3,329 |
| Additional noninterest expense | $409,000 | 3,668 |
| Pre-tax net operating income | $882,000 | 1,621 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $293,000 | 1,140 |
| Income before extraordinary items | $589,000 | 1,942 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $589,000 | 1,941 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $589,000 | 1,942 |
| Net charge-offs | $19,000 | 4,068 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $589,000 | 1,891 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,329,000 | 2,440 |
| Total interest expense | $4,662,000 | 1,749 |
| Net interest income | $7,667,000 | 2,834 |
| Provision for loan and lease losses | $181,000 | 5,456 |
| Total noninterest income | $270,000 | 5,561 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $77,000 | 5,823 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $193,000 | 4,642 |
| Total noninterest expense | $4,514,000 | 3,887 |
| Salaries and employee benefits | $2,385,000 | 3,714 |
| Premises and equipment expense | $672,000 | 3,405 |
| Additional noninterest expense | $1,457,000 | 4,081 |
| Pre-tax net operating income | $3,242,000 | 1,513 |
| Securities gains (losses) | $114,000 | 2,048 |
| Applicable income taxes | $967,000 | 1,253 |
| Income before extraordinary items | $2,389,000 | 1,719 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,389,000 | 1,720 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,389,000 | 1,721 |
| Net charge-offs | $37,000 | 6,095 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,308,060 | 1,709 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,234,000 | 2,497 |
| Total interest expense | $3,525,000 | 1,802 |
| Net interest income | $5,709,000 | 2,891 |
| Provision for loan and lease losses | $156,000 | 5,197 |
| Total noninterest income | $199,000 | 5,697 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $60,000 | 5,855 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $139,000 | 4,762 |
| Total noninterest expense | $3,354,000 | 3,921 |
| Salaries and employee benefits | $1,759,000 | 3,808 |
| Premises and equipment expense | $510,000 | 3,436 |
| Additional noninterest expense | $1,085,000 | 4,074 |
| Pre-tax net operating income | $2,398,000 | 1,638 |
| Securities gains (losses) | $114,000 | 1,830 |
| Applicable income taxes | $755,000 | 1,261 |
| Income before extraordinary items | $1,757,000 | 1,875 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,757,000 | 1,876 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,757,000 | 1,877 |
| Net charge-offs | $52,000 | 5,477 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,677,200 | 1,865 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,134,000 | 2,534 |
| Total interest expense | $2,381,000 | 1,844 |
| Net interest income | $3,753,000 | 2,930 |
| Provision for loan and lease losses | $133,000 | 4,785 |
| Total noninterest income | $132,000 | 5,697 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $41,000 | 5,847 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $91,000 | 4,777 |
| Total noninterest expense | $2,225,000 | 3,938 |
| Salaries and employee benefits | $1,150,000 | 3,890 |
| Premises and equipment expense | $335,000 | 3,505 |
| Additional noninterest expense | $740,000 | 3,993 |
| Pre-tax net operating income | $1,527,000 | 1,704 |
| Securities gains (losses) | $88,000 | 1,495 |
| Applicable income taxes | $471,000 | 1,276 |
| Income before extraordinary items | $1,144,000 | 1,878 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,144,000 | 1,877 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,144,000 | 1,878 |
| Net charge-offs | $52,000 | 4,851 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,081,520 | 1,883 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,056,000 | 2,597 |
| Total interest expense | $1,218,000 | 1,881 |
| Net interest income | $1,838,000 | 3,009 |
| Provision for loan and lease losses | $95,000 | 4,030 |
| Total noninterest income | $67,000 | 5,704 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $21,000 | 5,847 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $46,000 | 4,823 |
| Total noninterest expense | $1,124,000 | 3,946 |
| Salaries and employee benefits | $565,000 | 3,988 |
| Premises and equipment expense | $168,000 | 3,571 |
| Additional noninterest expense | $391,000 | 3,846 |
| Pre-tax net operating income | $686,000 | 1,860 |
| Securities gains (losses) | $76,000 | 916 |
| Applicable income taxes | $218,000 | 1,343 |
| Income before extraordinary items | $544,000 | 1,987 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $544,000 | 1,985 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $544,000 | 1,987 |
| Net charge-offs | $15,000 | 4,608 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $490,040 | 2,092 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,880,000 | 2,779 |
| Total interest expense | $5,719,000 | 2,000 |
| Net interest income | $6,161,000 | 3,390 |
| Provision for loan and lease losses | $270,000 | 5,431 |
| Total noninterest income | $310,000 | 5,549 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $92,000 | 5,860 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $218,000 | 4,503 |
| Total noninterest expense | $4,646,000 | 3,898 |
| Salaries and employee benefits | $2,340,000 | 3,880 |
| Premises and equipment expense | $666,000 | 3,601 |
| Additional noninterest expense | $1,640,000 | 3,851 |
| Pre-tax net operating income | $1,555,000 | 2,301 |
| Securities gains (losses) | $227,000 | 1,453 |
| Applicable income taxes | $614,000 | 1,358 |
| Income before extraordinary items | $1,168,000 | 2,517 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,168,000 | 2,515 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,168,000 | 2,516 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,018,180 | 2,687 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,830,000 | 2,842 |
| Total interest expense | $4,308,000 | 2,078 |
| Net interest income | $4,522,000 | 3,457 |
| Provision for loan and lease losses | $247,000 | 4,880 |
| Total noninterest income | $233,000 | 5,624 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $68,000 | 5,928 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $165,000 | 4,609 |
| Total noninterest expense | $3,481,000 | 3,920 |
| Salaries and employee benefits | $1,762,000 | 3,916 |
| Premises and equipment expense | $504,000 | 3,601 |
| Additional noninterest expense | $1,215,000 | 3,843 |
| Pre-tax net operating income | $1,027,000 | 2,692 |
| Securities gains (losses) | $209,000 | 1,255 |
| Applicable income taxes | $441,000 | 1,530 |
| Income before extraordinary items | $795,000 | 2,871 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $795,000 | 2,867 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $795,000 | 2,871 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $661,240 | 3,133 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,808,000 | 2,909 |
| Total interest expense | $2,877,000 | 2,169 |
| Net interest income | $2,931,000 | 3,521 |
| Provision for loan and lease losses | $45,000 | 6,163 |
| Total noninterest income | $147,000 | 5,749 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $43,000 | 6,001 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $104,000 | 4,730 |
| Total noninterest expense | $2,337,000 | 3,924 |
| Salaries and employee benefits | $1,172,000 | 3,955 |
| Premises and equipment expense | $336,000 | 3,629 |
| Additional noninterest expense | $829,000 | 3,780 |
| Pre-tax net operating income | $696,000 | 2,782 |
| Securities gains (losses) | $-63,000 | 7,629 |
| Applicable income taxes | $220,000 | 1,864 |
| Income before extraordinary items | $413,000 | 3,423 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $413,000 | 3,419 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $413,000 | 3,421 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $453,950 | 3,160 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,883,000 | 2,963 |
| Total interest expense | $1,435,000 | 2,233 |
| Net interest income | $1,448,000 | 3,555 |
| Provision for loan and lease losses | $22,000 | 5,819 |
| Total noninterest income | $66,000 | 5,940 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $21,000 | 6,011 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $45,000 | 5,014 |
| Total noninterest expense | $1,087,000 | 4,059 |
| Salaries and employee benefits | $590,000 | 3,962 |
| Premises and equipment expense | $178,000 | 3,533 |
| Additional noninterest expense | $319,000 | 4,213 |
| Pre-tax net operating income | $405,000 | 2,779 |
| Securities gains (losses) | $-63,000 | 7,960 |
| Applicable income taxes | $118,000 | 2,009 |
| Income before extraordinary items | $224,000 | 3,671 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $224,000 | 3,671 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $224,000 | 3,672 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $264,950 | 3,199 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,720,000 | 3,105 |
| Total interest expense | $6,825,000 | 2,240 |
| Net interest income | $4,895,000 | 4,006 |
| Provision for loan and lease losses | $47,000 | 6,635 |
| Total noninterest income | $248,000 | 6,146 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $82,000 | 6,172 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $166,000 | 5,141 |
| Total noninterest expense | $4,130,000 | 4,140 |
| Salaries and employee benefits | $2,303,000 | 4,005 |
| Premises and equipment expense | $652,000 | 3,681 |
| Additional noninterest expense | $1,175,000 | 4,351 |
| Pre-tax net operating income | $966,000 | 3,815 |
| Securities gains (losses) | $-429,000 | 7,498 |
| Applicable income taxes | $120,000 | 3,246 |
| Income before extraordinary items | $417,000 | 4,706 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $417,000 | 4,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $751,620 | 3,955 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,785,000 | 3,172 |
| Total interest expense | $5,291,000 | 2,263 |
| Net interest income | $3,494,000 | 4,166 |
| Provision for loan and lease losses | $32,000 | 6,239 |
| Total noninterest income | $189,000 | 6,218 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $62,000 | 6,184 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $127,000 | 5,222 |
| Total noninterest expense | $3,054,000 | 4,167 |
| Salaries and employee benefits | $1,704,000 | 4,078 |
| Premises and equipment expense | $497,000 | 3,651 |
| Additional noninterest expense | $853,000 | 4,371 |
| Pre-tax net operating income | $597,000 | 4,657 |
| Securities gains (losses) | $8,000 | 2,453 |
| Applicable income taxes | $159,000 | 3,176 |
| Income before extraordinary items | $446,000 | 4,631 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $446,000 | 4,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,970 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $440,080 | 4,803 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,809,000 | 3,225 |
| Total interest expense | $3,679,000 | 2,270 |
| Net interest income | $2,130,000 | 4,407 |
| Provision for loan and lease losses | $29,000 | 5,742 |
| Total noninterest income | $123,000 | 6,326 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $41,000 | 6,214 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $82,000 | 5,378 |
| Total noninterest expense | $2,031,000 | 4,188 |
| Salaries and employee benefits | $1,134,000 | 4,122 |
| Premises and equipment expense | $332,000 | 3,672 |
| Additional noninterest expense | $565,000 | 4,365 |
| Pre-tax net operating income | $193,000 | 5,867 |
| Securities gains (losses) | $8,000 | 2,549 |
| Applicable income taxes | $20,000 | 4,673 |
| Income before extraordinary items | $181,000 | 5,750 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $181,000 | 5,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $173,800 | 5,748 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,928,000 | 3,296 |
| Total interest expense | $1,906,000 | 2,334 |
| Net interest income | $1,022,000 | 4,548 |
| Provision for loan and lease losses | $14,000 | 5,280 |
| Total noninterest income | $63,000 | 6,287 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $20,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $43,000 | 5,319 |
| Total noninterest expense | $1,024,000 | 4,164 |
| Salaries and employee benefits | $571,000 | 4,123 |
| Premises and equipment expense | $170,000 | 3,639 |
| Additional noninterest expense | $283,000 | 4,295 |
| Pre-tax net operating income | $47,000 | 6,652 |
| Securities gains (losses) | $8,000 | 2,056 |
| Applicable income taxes | $8,000 | 4,911 |
| Income before extraordinary items | $47,000 | 6,627 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $47,000 | 6,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $40,200 | 6,623 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,721,000 | 3,351 |
| Total interest expense | $7,419,000 | 2,484 |
| Net interest income | $4,302,000 | 4,413 |
| Provision for loan and lease losses | $55,000 | 5,599 |
| Total noninterest income | $243,000 | 6,449 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $76,000 | 6,358 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $167,000 | 5,392 |
| Total noninterest expense | $3,995,000 | 4,128 |
| Salaries and employee benefits | $2,184,000 | 4,109 |
| Premises and equipment expense | $705,000 | 3,423 |
| Additional noninterest expense | $1,106,000 | 4,321 |
| Pre-tax net operating income | $495,000 | 6,011 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $86,000 | 4,579 |
| Income before extraordinary items | $409,000 | 6,018 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $409,000 | 6,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,845 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $409,000 | 6,010 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,790,000 | 3,354 |
| Total interest expense | $5,546,000 | 2,487 |
| Net interest income | $3,244,000 | 4,422 |
| Provision for loan and lease losses | $41,000 | 5,300 |
| Total noninterest income | $184,000 | 6,474 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $58,000 | 6,367 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $126,000 | 5,394 |
| Total noninterest expense | $3,014,000 | 4,080 |
| Salaries and employee benefits | $1,632,000 | 4,103 |
| Premises and equipment expense | $526,000 | 3,415 |
| Additional noninterest expense | $856,000 | 4,167 |
| Pre-tax net operating income | $373,000 | 6,274 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $64,000 | 4,784 |
| Income before extraordinary items | $309,000 | 6,272 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $309,000 | 6,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,597 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $309,000 | 6,264 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,861,000 | 3,360 |
| Total interest expense | $3,699,000 | 2,490 |
| Net interest income | $2,162,000 | 4,456 |
| Provision for loan and lease losses | $27,000 | 5,100 |
| Total noninterest income | $126,000 | 6,452 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $40,000 | 6,367 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $86,000 | 5,378 |
| Total noninterest expense | $2,018,000 | 4,104 |
| Salaries and employee benefits | $1,083,000 | 4,160 |
| Premises and equipment expense | $354,000 | 3,407 |
| Additional noninterest expense | $581,000 | 4,116 |
| Pre-tax net operating income | $243,000 | 6,397 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $41,000 | 4,901 |
| Income before extraordinary items | $202,000 | 6,354 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $202,000 | 6,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,333 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $202,000 | 6,350 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,908,000 | 3,364 |
| Total interest expense | $1,816,000 | 2,525 |
| Net interest income | $1,092,000 | 4,439 |
| Provision for loan and lease losses | $14,000 | 4,851 |
| Total noninterest income | $65,000 | 6,376 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $21,000 | 6,298 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $44,000 | 5,347 |
| Total noninterest expense | $1,011,000 | 4,109 |
| Salaries and employee benefits | $542,000 | 4,187 |
| Premises and equipment expense | $182,000 | 3,360 |
| Additional noninterest expense | $287,000 | 4,099 |
| Pre-tax net operating income | $132,000 | 6,275 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $23,000 | 4,835 |
| Income before extraordinary items | $109,000 | 6,258 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $109,000 | 6,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $109,000 | 6,242 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,650,000 | 3,414 |
| Total interest expense | $6,218,000 | 2,524 |
| Net interest income | $4,432,000 | 4,384 |
| Provision for loan and lease losses | $57,000 | 5,470 |
| Total noninterest income | $246,000 | 6,557 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $92,000 | 6,259 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $154,000 | 5,572 |
| Total noninterest expense | $4,203,000 | 3,843 |
| Salaries and employee benefits | $2,303,000 | 3,850 |
| Premises and equipment expense | $671,000 | 3,449 |
| Additional noninterest expense | $1,229,000 | 3,857 |
| Pre-tax net operating income | $418,000 | 6,730 |
| Securities gains (losses) | $27,000 | 828 |
| Applicable income taxes | $78,000 | 5,167 |
| Income before extraordinary items | $367,000 | 6,645 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $367,000 | 6,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,669 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $344,860 | 6,738 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,856,000 | 3,422 |
| Total interest expense | $4,475,000 | 2,533 |
| Net interest income | $3,381,000 | 4,367 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $186,000 | 6,596 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $69,000 | 6,336 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $117,000 | 5,568 |
| Total noninterest expense | $3,191,000 | 3,789 |
| Salaries and employee benefits | $1,748,000 | 3,809 |
| Premises and equipment expense | $505,000 | 3,445 |
| Additional noninterest expense | $938,000 | 3,805 |
| Pre-tax net operating income | $331,000 | 6,871 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $58,000 | 5,341 |
| Income before extraordinary items | $273,000 | 6,859 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $273,000 | 6,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $273,000 | 6,861 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,147,000 | 3,435 |
| Total interest expense | $2,861,000 | 2,538 |
| Net interest income | $2,286,000 | 4,314 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $119,000 | 6,691 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $45,000 | 6,387 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $74,000 | 5,701 |
| Total noninterest expense | $2,147,000 | 3,773 |
| Salaries and employee benefits | $1,182,000 | 3,782 |
| Premises and equipment expense | $338,000 | 3,421 |
| Additional noninterest expense | $627,000 | 3,785 |
| Pre-tax net operating income | $228,000 | 6,893 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $44,000 | 5,326 |
| Income before extraordinary items | $184,000 | 6,874 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $184,000 | 6,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $184,000 | 6,882 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,538,000 | 3,403 |
| Total interest expense | $1,389,000 | 2,485 |
| Net interest income | $1,149,000 | 4,287 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $59,000 | 6,658 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $43,000 | 5,402 |
| Total noninterest expense | $1,092,000 | 3,749 |
| Salaries and employee benefits | $609,000 | 3,715 |
| Premises and equipment expense | $169,000 | 3,439 |
| Additional noninterest expense | $314,000 | 3,772 |
| Pre-tax net operating income | $101,000 | 7,047 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $30,000 | 5,017 |
| Income before extraordinary items | $71,000 | 7,177 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $71,000 | 7,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $71,000 | 7,179 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,994,000 | 3,157 |
| Total interest expense | $4,997,000 | 2,197 |
| Net interest income | $4,997,000 | 3,951 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $190,000 | 7,145 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $87,000 | 6,464 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $103,000 | 6,363 |
| Total noninterest expense | $4,070,000 | 3,818 |
| Salaries and employee benefits | $2,251,000 | 3,784 |
| Premises and equipment expense | $636,000 | 3,482 |
| Additional noninterest expense | $1,183,000 | 3,908 |
| Pre-tax net operating income | $1,057,000 | 5,206 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $335,000 | 3,976 |
| Income before extraordinary items | $728,000 | 5,579 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $728,000 | 5,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $723,920 | 5,570 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,426,000 | 3,136 |
| Total interest expense | $3,647,000 | 2,137 |
| Net interest income | $3,779,000 | 3,922 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $138,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $69,000 | 6,447 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $69,000 | 6,541 |
| Total noninterest expense | $2,926,000 | 3,902 |
| Salaries and employee benefits | $1,635,000 | 3,852 |
| Premises and equipment expense | $458,000 | 3,599 |
| Additional noninterest expense | $833,000 | 4,059 |
| Pre-tax net operating income | $946,000 | 4,915 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $315,000 | 3,725 |
| Income before extraordinary items | $637,000 | 5,308 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $637,000 | 5,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $632,980 | 5,292 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,900,000 | 3,094 |
| Total interest expense | $2,392,000 | 2,071 |
| Net interest income | $2,508,000 | 3,919 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $85,000 | 7,319 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $48,000 | 6,369 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $37,000 | 6,911 |
| Total noninterest expense | $1,906,000 | 3,965 |
| Salaries and employee benefits | $1,060,000 | 3,906 |
| Premises and equipment expense | $307,000 | 3,552 |
| Additional noninterest expense | $539,000 | 4,118 |
| Pre-tax net operating income | $657,000 | 4,776 |
| Securities gains (losses) | $6,000 | 1,523 |
| Applicable income taxes | $230,000 | 3,549 |
| Income before extraordinary items | $433,000 | 5,252 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $433,000 | 5,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $429,100 | 5,226 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,427,000 | 3,064 |
| Total interest expense | $1,178,000 | 2,001 |
| Net interest income | $1,249,000 | 3,925 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $43,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $25,000 | 6,268 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 7,012 |
| Total noninterest expense | $972,000 | 3,924 |
| Salaries and employee benefits | $523,000 | 3,959 |
| Premises and equipment expense | $154,000 | 3,579 |
| Additional noninterest expense | $295,000 | 3,860 |
| Pre-tax net operating income | $305,000 | 4,947 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $119,000 | 3,485 |
| Income before extraordinary items | $186,000 | 5,607 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $186,000 | 5,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $186,000 | 5,563 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,419,000 | 2,986 |
| Total interest expense | $4,615,000 | 1,764 |
| Net interest income | $4,804,000 | 3,927 |
| Provision for loan and lease losses | $58,000 | 5,810 |
| Total noninterest income | $217,000 | 7,017 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $116,000 | 6,239 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $101,000 | 6,408 |
| Total noninterest expense | $3,755,000 | 3,942 |
| Salaries and employee benefits | $2,079,000 | 3,873 |
| Premises and equipment expense | $534,000 | 3,888 |
| Additional noninterest expense | $1,142,000 | 3,903 |
| Pre-tax net operating income | $1,208,000 | 4,781 |
| Securities gains (losses) | $572,000 | 419 |
| Applicable income taxes | $484,000 | 3,407 |
| Income before extraordinary items | $1,296,000 | 3,994 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,296,000 | 3,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $878,440 | 4,965 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,984,000 | 2,975 |
| Total interest expense | $3,456,000 | 1,738 |
| Net interest income | $3,528,000 | 3,983 |
| Provision for loan and lease losses | $43,000 | 5,652 |
| Total noninterest income | $168,000 | 6,995 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $89,000 | 6,233 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $79,000 | 6,329 |
| Total noninterest expense | $2,754,000 | 3,976 |
| Salaries and employee benefits | $1,518,000 | 3,916 |
| Premises and equipment expense | $398,000 | 3,892 |
| Additional noninterest expense | $838,000 | 3,945 |
| Pre-tax net operating income | $899,000 | 4,884 |
| Securities gains (losses) | $573,000 | 394 |
| Applicable income taxes | $391,000 | 3,345 |
| Income before extraordinary items | $1,081,000 | 3,820 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,081,000 | 3,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $662,710 | 5,011 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,672,000 | 2,961 |
| Total interest expense | $2,294,000 | 1,733 |
| Net interest income | $2,378,000 | 3,925 |
| Provision for loan and lease losses | $28,000 | 5,569 |
| Total noninterest income | $125,000 | 6,821 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $63,000 | 6,159 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $62,000 | 6,075 |
| Total noninterest expense | $1,796,000 | 4,083 |
| Salaries and employee benefits | $978,000 | 4,056 |
| Premises and equipment expense | $253,000 | 4,030 |
| Additional noninterest expense | $565,000 | 3,928 |
| Pre-tax net operating income | $679,000 | 4,521 |
| Securities gains (losses) | $572,000 | 328 |
| Applicable income taxes | $477,000 | 2,275 |
| Income before extraordinary items | $774,000 | 3,609 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $774,000 | 3,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $407,920 | 5,196 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,354,000 | 2,957 |
| Total interest expense | $1,141,000 | 1,764 |
| Net interest income | $1,213,000 | 3,862 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $49,000 | 7,241 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $33,000 | 6,033 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $16,000 | 7,156 |
| Total noninterest expense | $901,000 | 4,087 |
| Salaries and employee benefits | $461,000 | 4,266 |
| Premises and equipment expense | $130,000 | 3,989 |
| Additional noninterest expense | $310,000 | 3,648 |
| Pre-tax net operating income | $346,000 | 4,472 |
| Securities gains (losses) | $276,000 | 402 |
| Applicable income taxes | $247,000 | 2,223 |
| Income before extraordinary items | $375,000 | 3,684 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $375,000 | 3,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $198,360 | 5,244 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,286,000 | 2,758 |
| Total interest expense | $5,034,000 | 1,778 |
| Net interest income | $5,252,000 | 3,556 |
| Provision for loan and lease losses | $63,000 | 5,941 |
| Total noninterest income | $241,000 | 7,008 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $135,000 | 6,073 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $106,000 | 6,438 |
| Total noninterest expense | $3,579,000 | 4,035 |
| Salaries and employee benefits | $1,810,000 | 4,250 |
| Premises and equipment expense | $582,000 | 3,611 |
| Additional noninterest expense | $1,187,000 | 3,764 |
| Pre-tax net operating income | $1,851,000 | 3,566 |
| Securities gains (losses) | $208,000 | 1,319 |
| Applicable income taxes | $665,000 | 2,880 |
| Income before extraordinary items | $1,394,000 | 3,738 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,394,000 | 3,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,252,560 | 3,845 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,846,000 | 2,741 |
| Total interest expense | $3,907,000 | 1,787 |
| Net interest income | $3,939,000 | 3,570 |
| Provision for loan and lease losses | $48,000 | 5,821 |
| Total noninterest income | $136,000 | 7,555 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $95,000 | 6,228 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $41,000 | 7,480 |
| Total noninterest expense | $2,648,000 | 4,063 |
| Salaries and employee benefits | $1,323,000 | 4,310 |
| Premises and equipment expense | $290,000 | 4,832 |
| Additional noninterest expense | $1,035,000 | 3,298 |
| Pre-tax net operating income | $1,379,000 | 3,701 |
| Securities gains (losses) | $128,000 | 1,540 |
| Applicable income taxes | $439,000 | 3,257 |
| Income before extraordinary items | $1,068,000 | 3,827 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,068,000 | 3,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $977,120 | 3,869 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,394,000 | 2,689 |
| Total interest expense | $2,649,000 | 1,817 |
| Net interest income | $2,745,000 | 3,435 |
| Provision for loan and lease losses | $33,000 | 5,678 |
| Total noninterest income | $98,000 | 7,437 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $35,000 | 7,137 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $63,000 | 6,165 |
| Total noninterest expense | $1,803,000 | 3,995 |
| Salaries and employee benefits | $898,000 | 4,267 |
| Premises and equipment expense | $352,000 | 3,065 |
| Additional noninterest expense | $553,000 | 3,938 |
| Pre-tax net operating income | $1,007,000 | 3,507 |
| Securities gains (losses) | $39,000 | 2,190 |
| Applicable income taxes | $473,000 | 2,399 |
| Income before extraordinary items | $573,000 | 4,426 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $573,000 | 4,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $548,040 | 4,337 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,688,000 | 2,714 |
| Total interest expense | $1,379,000 | 1,800 |
| Net interest income | $1,309,000 | 3,557 |
| Provision for loan and lease losses | $18,000 | 5,381 |
| Total noninterest income | $56,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $56,000 | 5,056 |
| Total noninterest expense | $876,000 | 4,077 |
| Salaries and employee benefits | $465,000 | 4,124 |
| Premises and equipment expense | $49,000 | 6,835 |
| Additional noninterest expense | $362,000 | 3,103 |
| Pre-tax net operating income | $471,000 | 3,641 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $203,000 | 2,671 |
| Income before extraordinary items | $268,000 | 4,545 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $268,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $268,000 | 4,334 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,698,000 | 2,615 |
| Total interest expense | $6,718,000 | 1,701 |
| Net interest income | $4,980,000 | 3,686 |
| Provision for loan and lease losses | $933,000 | 1,438 |
| Total noninterest income | $262,000 | 6,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $262,000 | 4,532 |
| Total noninterest expense | $3,208,000 | 4,239 |
| Salaries and employee benefits | $1,770,000 | 4,146 |
| Premises and equipment expense | $612,000 | 3,355 |
| Additional noninterest expense | $826,000 | 4,817 |
| Pre-tax net operating income | $1,101,000 | 4,951 |
| Securities gains (losses) | $9,000 | 3,662 |
| Applicable income taxes | $428,000 | 3,754 |
| Income before extraordinary items | $682,000 | 5,624 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $682,000 | 5,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,852 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $676,240 | 5,504 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,327,000 | 2,748 |
| Total interest expense | $8,192,000 | 1,974 |
| Net interest income | $4,135,000 | 4,024 |
| Provision for loan and lease losses | $33,000 | 7,158 |
| Total noninterest income | $324,000 | 6,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $324,000 | 3,948 |
| Total noninterest expense | $2,946,000 | 4,394 |
| Salaries and employee benefits | $1,570,000 | 4,356 |
| Premises and equipment expense | $574,000 | 3,498 |
| Additional noninterest expense | $802,000 | 4,771 |
| Pre-tax net operating income | $1,480,000 | 3,899 |
| Securities gains (losses) | $231,000 | 1,080 |
| Applicable income taxes | $639,000 | 2,854 |
| Income before extraordinary items | $1,072,000 | 4,092 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,072,000 | 4,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,917 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $924,160 | 4,383 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,690,000 | 2,956 |
| Total interest expense | $7,410,000 | 2,290 |
| Net interest income | $4,280,000 | 3,954 |
| Provision for loan and lease losses | $61,000 | 6,164 |
| Total noninterest income | $285,000 | 6,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $285,000 | 4,034 |
| Total noninterest expense | $2,696,000 | 4,599 |
| Salaries and employee benefits | $1,487,000 | 4,384 |
| Premises and equipment expense | $541,000 | 3,569 |
| Additional noninterest expense | $668,000 | 5,361 |
| Pre-tax net operating income | $1,808,000 | 3,560 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $721,000 | 2,722 |
| Income before extraordinary items | $1,087,000 | 4,140 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,087,000 | 4,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,087,000 | 4,142 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,551,000 | 3,060 |
| Total interest expense | $6,513,000 | 2,265 |
| Net interest income | $4,038,000 | 4,140 |
| Provision for loan and lease losses | $68,000 | 5,976 |
| Total noninterest income | $299,000 | 6,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $299,000 | 4,024 |
| Total noninterest expense | $2,558,000 | 4,795 |
| Salaries and employee benefits | $1,348,000 | 4,732 |
| Premises and equipment expense | $542,000 | 3,525 |
| Additional noninterest expense | $668,000 | 5,424 |
| Pre-tax net operating income | $1,711,000 | 3,752 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $727,000 | 2,831 |
| Income before extraordinary items | $984,000 | 4,481 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $984,000 | 4,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,871 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $984,000 | 4,439 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,987,000 | 3,243 |
| Total interest expense | $6,117,000 | 2,486 |
| Net interest income | $3,870,000 | 4,235 |
| Provision for loan and lease losses | $82,000 | 5,540 |
| Total noninterest income | $243,000 | 7,083 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $243,000 | 4,485 |
| Total noninterest expense | $2,337,000 | 5,001 |
| Salaries and employee benefits | $1,277,000 | 4,837 |
| Premises and equipment expense | $479,000 | 3,814 |
| Additional noninterest expense | $581,000 | 5,874 |
| Pre-tax net operating income | $1,694,000 | 3,808 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $703,000 | 3,016 |
| Income before extraordinary items | $991,000 | 4,557 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $991,000 | 4,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,552 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $991,000 | 4,452 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,695,000 | 3,335 |
| Total interest expense | $5,867,000 | 2,544 |
| Net interest income | $3,828,000 | 4,395 |
| Provision for loan and lease losses | $47,000 | 6,813 |
| Total noninterest income | $331,000 | 6,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $331,000 | 3,707 |
| Total noninterest expense | $2,303,000 | 5,096 |
| Salaries and employee benefits | $1,240,000 | 4,951 |
| Premises and equipment expense | $440,000 | 4,114 |
| Additional noninterest expense | $623,000 | 5,668 |
| Pre-tax net operating income | $1,809,000 | 3,843 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $751,000 | 3,075 |
| Income before extraordinary items | $1,058,000 | 4,493 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,058,000 | 4,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,078 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,058,000 | 4,438 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,114,000 | 3,575 |
| Total interest expense | $5,884,000 | 2,592 |
| Net interest income | $3,230,000 | 5,158 |
| Provision for loan and lease losses | $89,000 | 5,411 |
| Total noninterest income | $610,000 | 4,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $610,000 | 2,543 |
| Total noninterest expense | $3,129,000 | 4,177 |
| Salaries and employee benefits | $1,148,000 | 5,407 |
| Premises and equipment expense | $448,000 | 4,127 |
| Additional noninterest expense | $1,533,000 | 3,067 |
| Pre-tax net operating income | $622,000 | 7,302 |
| Securities gains (losses) | $8,000 | 2,673 |
| Applicable income taxes | $204,000 | 7,077 |
| Income before extraordinary items | $426,000 | 7,410 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $426,000 | 7,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,414 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $420,560 | 7,395 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,665,000 | 3,746 |
| Total interest expense | $5,580,000 | 2,747 |
| Net interest income | $3,085,000 | 5,383 |
| Provision for loan and lease losses | $71,000 | 5,396 |
| Total noninterest income | $306,000 | 7,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $306,000 | 3,951 |
| Total noninterest expense | $2,305,000 | 5,348 |
| Salaries and employee benefits | $1,128,000 | 5,487 |
| Premises and equipment expense | $446,000 | 4,144 |
| Additional noninterest expense | $731,000 | 5,649 |
| Pre-tax net operating income | $1,015,000 | 5,929 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $385,000 | 5,079 |
| Income before extraordinary items | $632,000 | 6,419 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $632,000 | 6,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,579 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $630,720 | 6,413 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,730,000 | 3,854 |
| Total interest expense | $4,899,000 | 2,510 |
| Net interest income | $2,831,000 | 5,863 |
| Provision for loan and lease losses | $200,000 | 3,000 |
| Total noninterest income | $300,000 | 7,251 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $300,000 | 4,091 |
| Total noninterest expense | $2,268,000 | 5,593 |
| Salaries and employee benefits | $1,164,000 | 5,398 |
| Premises and equipment expense | $405,000 | 4,542 |
| Additional noninterest expense | $699,000 | 6,322 |
| Pre-tax net operating income | $663,000 | 7,630 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $246,000 | 6,601 |
| Income before extraordinary items | $417,000 | 8,024 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $417,000 | 8,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,618 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $417,000 | 8,068 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,329,000 | 3,668 |
| Total interest expense | $5,143,000 | 2,513 |
| Net interest income | $3,186,000 | 5,380 |
| Provision for loan and lease losses | $61,000 | 6,929 |
| Total noninterest income | $525,000 | 5,421 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $525,000 | 3,165 |
| Total noninterest expense | $2,217,000 | 5,830 |
| Salaries and employee benefits | $1,128,000 | 5,521 |
| Premises and equipment expense | $425,000 | 4,473 |
| Additional noninterest expense | $664,000 | 6,833 |
| Pre-tax net operating income | $1,433,000 | 4,498 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $500,000 | 4,189 |
| Income before extraordinary items | $932,000 | 4,958 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $932,000 | 5,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $932,650 | 4,726 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,609,000 | 3,632 |
| Total interest expense | $6,115,000 | 2,727 |
| Net interest income | $3,494,000 | 5,013 |
| Provision for loan and lease losses | $74,000 | 8,124 |
| Total noninterest income | $498,000 | 5,657 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $498,000 | 3,200 |
| Total noninterest expense | $2,136,000 | 6,069 |
| Salaries and employee benefits | $1,073,000 | 5,687 |
| Premises and equipment expense | $450,000 | 4,355 |
| Additional noninterest expense | $613,000 | 7,395 |
| Pre-tax net operating income | $1,782,000 | 3,469 |
| Securities gains (losses) | $-2,000 | 12,861 |
| Applicable income taxes | $600,000 | 3,431 |
| Income before extraordinary items | $1,180,000 | 3,869 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,180,000 | 3,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 8,449 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,181,320 | 3,579 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.