Home > Ambassador Bank of the Commonwealth > Income and Expense
Ambassador Bank of the Commonwealth, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,683,000 | 1,869 |
| Total interest expense | $8,538,000 | 1,818 |
| Net interest income | $9,145,000 | 1,909 |
| Provision for loan and lease losses | $675,000 | 1,364 |
| Total noninterest income | $1,064,000 | 2,903 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $376,000 | 3,395 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $688,000 | 2,241 |
| Total noninterest expense | $7,040,000 | 1,839 |
| Salaries and employee benefits | $3,044,000 | 2,174 |
| Premises and equipment expense | $1,253,000 | 1,552 |
| Additional noninterest expense | $2,743,000 | 1,565 |
| Pre-tax net operating income | $2,494,000 | 2,924 |
| Securities gains (losses) | $17,000 | 2,006 |
| Applicable income taxes | $574,000 | 3,810 |
| Income before extraordinary items | $1,937,000 | 2,656 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,937,000 | 2,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 2,095 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $4,242,000 | 242 |
| Net operating income | $1,923,910 | 2,627 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,810,000 | 2,420 |
| Total interest expense | $6,767,000 | 2,279 |
| Net interest income | $7,043,000 | 2,518 |
| Provision for loan and lease losses | $390,000 | 2,134 |
| Total noninterest income | $723,000 | 4,011 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $301,000 | 4,214 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $422,000 | 3,286 |
| Total noninterest expense | $5,483,000 | 2,503 |
| Salaries and employee benefits | $2,263,000 | 2,954 |
| Premises and equipment expense | $956,000 | 2,097 |
| Additional noninterest expense | $2,264,000 | 2,202 |
| Pre-tax net operating income | $1,893,000 | 3,556 |
| Securities gains (losses) | $24,000 | 1,866 |
| Applicable income taxes | $472,000 | 4,344 |
| Income before extraordinary items | $1,445,000 | 3,317 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,445,000 | 3,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,754 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,427,000 | 3,304 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,696,000 | 3,099 |
| Total interest expense | $5,419,000 | 2,822 |
| Net interest income | $5,277,000 | 3,358 |
| Provision for loan and lease losses | $359,000 | 2,041 |
| Total noninterest income | $796,000 | 3,696 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $227,000 | 5,229 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $569,000 | 2,634 |
| Total noninterest expense | $4,656,000 | 2,891 |
| Salaries and employee benefits | $1,859,000 | 3,545 |
| Premises and equipment expense | $781,000 | 2,539 |
| Additional noninterest expense | $2,016,000 | 2,382 |
| Pre-tax net operating income | $1,058,000 | 5,753 |
| Securities gains (losses) | $24,000 | 1,774 |
| Applicable income taxes | $253,000 | 6,605 |
| Income before extraordinary items | $829,000 | 5,307 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $829,000 | 5,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,527 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 628 |
| Net operating income | $810,520 | 5,367 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,141,000 | 4,146 |
| Total interest expense | $2,801,000 | 4,202 |
| Net interest income | $4,340,000 | 4,062 |
| Provision for loan and lease losses | $395,000 | 1,849 |
| Total noninterest income | $417,000 | 5,987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 6,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $269,000 | 4,397 |
| Total noninterest expense | $3,826,000 | 3,559 |
| Salaries and employee benefits | $1,498,000 | 4,282 |
| Premises and equipment expense | $661,000 | 2,982 |
| Additional noninterest expense | $1,667,000 | 3,018 |
| Pre-tax net operating income | $536,000 | 8,412 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $156,000 | 8,187 |
| Income before extraordinary items | $380,000 | 8,358 |
| Extraordinary gains, net | $6,000 | 228 |
| Net income | $386,000 | 8,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,709 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 1,020 |
| Net operating income | $380,000 | 8,406 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,962,000 | 5,821 |
| Total interest expense | $1,986,000 | 5,866 |
| Net interest income | $2,976,000 | 5,687 |
| Provision for loan and lease losses | $378,000 | 2,548 |
| Total noninterest income | $209,000 | 9,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 7,354 |
| Total noninterest expense | $2,346,000 | 5,568 |
| Salaries and employee benefits | $992,000 | 6,181 |
| Premises and equipment expense | $281,000 | 6,163 |
| Additional noninterest expense | $1,073,000 | 4,638 |
| Pre-tax net operating income | $461,000 | 8,936 |
| Securities gains (losses) | $26,000 | 4,293 |
| Applicable income taxes | $166,000 | 8,293 |
| Income before extraordinary items | $321,000 | 9,222 |
| Extraordinary gains, net | $166,000 | 1,157 |
| Net income | $487,000 | 7,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 4,115 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $842,000 | 513 |
| Net operating income | $303,840 | 9,185 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,918,000 | 7,618 |
| Total interest expense | $1,935,000 | 7,259 |
| Net interest income | $1,983,000 | 7,808 |
| Provision for loan and lease losses | $175,000 | 5,648 |
| Total noninterest income | $126,000 | 11,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 10,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 9,237 |
| Total noninterest expense | $1,667,000 | 7,348 |
| Salaries and employee benefits | $675,000 | 8,181 |
| Premises and equipment expense | $233,000 | 7,118 |
| Additional noninterest expense | $759,000 | 6,358 |
| Pre-tax net operating income | $267,000 | 10,454 |
| Securities gains (losses) | $49,000 | 4,164 |
| Applicable income taxes | $106,000 | 9,741 |
| Income before extraordinary items | $210,000 | 10,468 |
| Extraordinary gains, net | $106,000 | 721 |
| Net income | $316,000 | 9,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $3,420,000 | 227 |
| Net operating income | $177,660 | 10,571 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.