Home > Ambassador Bank of the Commonwealth > Assets and Liabilities
Ambassador Bank of the Commonwealth, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 91 | 1,939 |
| Assets and Liabilities | ||
| Total Assets: | $277,907,000 | 1,640 |
| Cash and due from depository institutions | $12,707,000 | 1,939 |
| Interest-bearing balances | $1,391,000 | 2,140 |
| Securities | $75,652,000 | 1,520 |
| Federal funds sold & reverse repurchase agreements | $9,297,000 | 1,482 |
| Net loans & leases | $173,761,000 | 1,621 |
| Loan loss allowance | $1,963,000 | 1,821 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,414,000 | 2,334 |
| Other real estate owned | $256,000 | 1,939 |
| Goodwill and other intangibles | $94,000 | 2,637 |
| All other assets | $2,726,000 | 2,629 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $277,907,000 | 1,640 |
| Total liabilities | $256,845,000 | 1,604 |
| Total deposits | $240,610,000 | 1,541 |
| Interest-bearing deposits | $222,621,000 | 1,441 |
| Deposits held in domestic offices | $240,610,000 | 1,533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,690,000 | 1,140 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,000,000 | 2,434 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,545,000 | 1,084 |
| Total equity capital | $21,062,000 | 2,128 |
| Total bank equity capital | $21,062,000 | 2,128 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $7,641,000 | 463 |
| Surplus | $10,120,000 | 1,520 |
| Undivided profits | $3,301,000 | 5,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,046,000 | 2,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $853,000 | 2,695 |
| Earning assets | $260,101,000 | 1,608 |
| Long-term assets (5+ years) | $71,583,000 | 1,015 |
| Average Assets, year-to-date | $241,138,400 | 1,802 |
| Average Assets, quarterly | $267,842,500 | 1,682 |
| Volatile liabilities | $33,077,000 | 1,979 |
| Insider loans | $1,334,000 | 2,868 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $40,896,000 | 1,257 |
| Tier 1 (core) risk-based capital | $20,411,000 | 2,081 |
| Tier 2 risk-based capital | $1,963,000 | 1,564 |
| Total risk weighted assets | $182,463,100 | 1,541 |
| Total unused commitments | $40,896,000 | 1,260 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 76 | 2,479 |
| Assets and Liabilities | ||
| Total Assets: | $209,805,000 | 2,222 |
| Cash and due from depository institutions | $11,383,000 | 2,479 |
| Interest-bearing balances | $3,882,000 | 996 |
| Securities | $54,013,000 | 2,252 |
| Federal funds sold & reverse repurchase agreements | $1,060,000 | 6,317 |
| Net loans & leases | $138,403,000 | 2,063 |
| Loan loss allowance | $1,365,000 | 2,663 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,720,000 | 2,849 |
| Other real estate owned | $0 | 2,479 |
| Goodwill and other intangibles | $97,000 | 2,527 |
| All other assets | $2,129,000 | 3,418 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $209,805,000 | 2,222 |
| Total liabilities | $195,507,000 | 2,147 |
| Total deposits | $177,932,000 | 2,180 |
| Interest-bearing deposits | $161,478,000 | 2,068 |
| Deposits held in domestic offices | $177,932,000 | 2,170 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,933,000 | 1,472 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $9,500,000 | 1,375 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,142,000 | 1,913 |
| Total equity capital | $14,298,000 | 3,109 |
| Total bank equity capital | $14,298,000 | 3,109 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $6,015,000 | 613 |
| Surplus | $7,504,000 | 2,054 |
| Undivided profits | $779,000 | 9,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $875,000 | 2,978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $676,000 | 3,411 |
| Earning assets | $197,358,000 | 2,173 |
| Long-term assets (5+ years) | $46,264,000 | 1,376 |
| Average Assets, year-to-date | $187,847,600 | 2,392 |
| Average Assets, quarterly | $206,223,500 | 2,248 |
| Volatile liabilities | $32,396,000 | 1,951 |
| Insider loans | $1,452,000 | 2,740 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $36,042,000 | 1,351 |
| Tier 1 (core) risk-based capital | $14,229,000 | 3,047 |
| Tier 2 risk-based capital | $1,365,000 | 2,236 |
| Total risk weighted assets | $153,919,100 | 1,836 |
| Total unused commitments | $36,042,000 | 1,359 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 53 | 3,656 |
| Assets and Liabilities | ||
| Total Assets: | $165,657,000 | 2,788 |
| Cash and due from depository institutions | $12,603,000 | 3,656 |
| Interest-bearing balances | $4,167,000 | 1,114 |
| Securities | $49,486,000 | 2,554 |
| Federal funds sold & reverse repurchase agreements | $3,627,000 | 3,793 |
| Net loans & leases | $95,931,000 | 2,808 |
| Loan loss allowance | $1,041,000 | 3,403 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,444,000 | 3,088 |
| Other real estate owned | $0 | 3,656 |
| Goodwill and other intangibles | $105,000 | 2,337 |
| All other assets | $1,461,000 | 4,770 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,657,000 | 2,788 |
| Total liabilities | $152,366,000 | 2,736 |
| Total deposits | $140,664,000 | 2,771 |
| Interest-bearing deposits | $126,185,000 | 2,655 |
| Deposits held in domestic offices | $140,664,000 | 2,760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,505,000 | 1,590 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $5,000,000 | 1,624 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,197,000 | 1,946 |
| Total equity capital | $13,291,000 | 3,306 |
| Total bank equity capital | $13,291,000 | 3,306 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $6,015,000 | 613 |
| Surplus | $7,504,000 | 2,056 |
| Undivided profits | $-228,000 | 11,517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $330,000 | 5,354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $515,000 | 4,616 |
| Earning assets | $153,211,000 | 2,768 |
| Long-term assets (5+ years) | $31,331,000 | 1,749 |
| Average Assets, year-to-date | $145,772,000 | 3,012 |
| Average Assets, quarterly | $160,035,000 | 2,840 |
| Volatile liabilities | $22,485,000 | 2,398 |
| Insider loans | $1,220,000 | 3,231 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $29,113,000 | 1,515 |
| Tier 1 (core) risk-based capital | $12,776,000 | 3,331 |
| Tier 2 risk-based capital | $1,041,000 | 2,804 |
| Total risk weighted assets | $111,614,900 | 2,432 |
| Total unused commitments | $29,113,000 | 1,524 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 48 | 4,125 |
| Assets and Liabilities | ||
| Total Assets: | $122,392,000 | 3,626 |
| Cash and due from depository institutions | $5,762,000 | 4,125 |
| Interest-bearing balances | $215,000 | 4,300 |
| Securities | $38,373,000 | 3,432 |
| Federal funds sold & reverse repurchase agreements | $213,000 | 7,699 |
| Net loans & leases | $74,759,000 | 3,457 |
| Loan loss allowance | $879,000 | 4,026 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,943,000 | 3,748 |
| Other real estate owned | $0 | 4,125 |
| Goodwill and other intangibles | $193,000 | 1,942 |
| All other assets | $1,149,000 | 6,094 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,392,000 | 3,626 |
| Total liabilities | $110,537,000 | 3,651 |
| Total deposits | $99,932,000 | 3,787 |
| Interest-bearing deposits | $90,504,000 | 3,586 |
| Deposits held in domestic offices | $99,932,000 | 3,779 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,932,000 | 2,686 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,000,000 | 1,387 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $673,000 | 4,163 |
| Total equity capital | $11,855,000 | 3,410 |
| Total bank equity capital | $11,855,000 | 3,410 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $5,449,000 | 681 |
| Surplus | $6,232,000 | 2,312 |
| Undivided profits | $174,000 | 11,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $316,000 | 5,515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $364,000 | 5,627 |
| Earning assets | $113,560,000 | 3,580 |
| Long-term assets (5+ years) | $19,759,000 | 2,576 |
| Average Assets, year-to-date | $109,464,400 | 3,949 |
| Average Assets, quarterly | $119,773,000 | 3,673 |
| Volatile liabilities | $17,396,000 | 2,842 |
| Insider loans | $1,926,000 | 2,159 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $14,884,000 | 2,372 |
| Tier 1 (core) risk-based capital | $11,800,000 | 3,493 |
| Tier 2 risk-based capital | $879,000 | 3,265 |
| Total risk weighted assets | $83,717,100 | 3,132 |
| Total unused commitments | $14,884,000 | 2,384 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 34 | 5,844 |
| Assets and Liabilities | ||
| Total Assets: | $93,521,000 | 4,748 |
| Cash and due from depository institutions | $5,244,000 | 5,844 |
| Interest-bearing balances | $1,493,000 | 2,839 |
| Securities | $27,905,000 | 4,770 |
| Federal funds sold & reverse repurchase agreements | $5,598,000 | 2,498 |
| Net loans & leases | $52,307,000 | 4,609 |
| Loan loss allowance | $660,000 | 5,206 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,613,000 | 4,399 |
| Other real estate owned | $0 | 5,844 |
| Goodwill and other intangibles | $171,000 | 1,919 |
| All other assets | $683,000 | 7,901 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,521,000 | 4,748 |
| Total liabilities | $81,974,000 | 4,872 |
| Total deposits | $76,574,000 | 4,949 |
| Interest-bearing deposits | $71,514,000 | 4,668 |
| Deposits held in domestic offices | $76,574,000 | 4,942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,969,000 | 1,875 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,013,000 | 2,132 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $418,000 | 6,071 |
| Total equity capital | $11,547,000 | 3,543 |
| Total bank equity capital | $11,547,000 | 3,543 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $5,429,000 | 670 |
| Surplus | $6,192,000 | 2,232 |
| Undivided profits | $-74,000 | 12,408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $386,000 | 5,678 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $210,000 | 7,887 |
| Earning assets | $87,303,000 | 4,668 |
| Long-term assets (5+ years) | $13,551,000 | 3,555 |
| Average Assets, year-to-date | $77,728,600 | 5,418 |
| Average Assets, quarterly | $86,280,500 | 5,018 |
| Volatile liabilities | $12,335,000 | 3,507 |
| Insider loans | $1,396,000 | 2,842 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,980,000 | 3,114 |
| Tier 1 (core) risk-based capital | $11,376,000 | 3,528 |
| Tier 2 risk-based capital | $660,000 | 4,159 |
| Total risk weighted assets | $61,749,900 | 4,076 |
| Total unused commitments | $9,980,000 | 3,134 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 19 | 8,886 |
| Assets and Liabilities | ||
| Total Assets: | $69,407,000 | 6,174 |
| Cash and due from depository institutions | $4,261,000 | 8,886 |
| Interest-bearing balances | $1,240,000 | 3,457 |
| Securities | $20,638,000 | 5,985 |
| Federal funds sold & reverse repurchase agreements | $1,834,000 | 6,812 |
| Net loans & leases | $40,124,000 | 5,723 |
| Loan loss allowance | $405,000 | 7,433 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,017,000 | 6,129 |
| Other real estate owned | $0 | 8,886 |
| Goodwill and other intangibles | $231,000 | 1,768 |
| All other assets | $1,302,000 | 5,150 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,407,000 | 6,174 |
| Total liabilities | $59,189,000 | 6,514 |
| Total deposits | $54,717,000 | 6,736 |
| Interest-bearing deposits | $51,301,000 | 6,360 |
| Deposits held in domestic offices | $54,717,000 | 6,727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,536,000 | 2,239 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,554,000 | 1,776 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $382,000 | 7,042 |
| Total equity capital | $10,218,000 | 3,799 |
| Total bank equity capital | $10,218,000 | 3,799 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $5,088,000 | 726 |
| Surplus | $5,706,000 | 2,311 |
| Undivided profits | $-576,000 | 13,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $232,000 | 7,913 |
| Earning assets | $63,836,000 | 6,136 |
| Long-term assets (5+ years) | $5,892,000 | 5,966 |
| Average Assets, year-to-date | $55,234,800 | 7,183 |
| Average Assets, quarterly | $64,678,500 | 6,472 |
| Volatile liabilities | $9,891,000 | 4,145 |
| Insider loans | $81,000 | 6,243 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,716,000 | 3,835 |
| Tier 1 (core) risk-based capital | $9,987,000 | 3,828 |
| Tier 2 risk-based capital | $405,000 | 6,192 |
| Total risk weighted assets | $46,191,900 | 5,270 |
| Total unused commitments | $6,716,000 | 3,856 |
| Derivatives | $0 | 651 |