Home > Ambank Illinois > Income and Expense
Ambank Illinois, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $20,462,000 | 1,588 |
| Total interest expense | $9,630,000 | 1,594 |
| Net interest income | $10,832,000 | 1,560 |
| Provision for loan and lease losses | $2,527,000 | 497 |
| Total noninterest income | $1,336,000 | 2,470 |
| Gross Fiduciary activities income | $128,000 | 966 |
| Service charges on deposit accounts | $627,000 | 2,045 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $581,000 | 2,696 |
| Total noninterest expense | $8,631,000 | 1,542 |
| Salaries and employee benefits | $3,126,000 | 2,165 |
| Premises and equipment expense | $1,387,000 | 1,409 |
| Additional noninterest expense | $4,118,000 | 1,100 |
| Pre-tax net operating income | $1,010,000 | 5,378 |
| Securities gains (losses) | $-194,000 | 10,416 |
| Applicable income taxes | $137,000 | 7,022 |
| Income before extraordinary items | $679,000 | 5,702 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $679,000 | 5,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $904,000 | 821 |
| Cash dividends | $2,550,000 | 1,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $840,020 | 4,948 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $21,310,000 | 1,545 |
| Total interest expense | $10,674,000 | 1,462 |
| Net interest income | $10,636,000 | 1,632 |
| Provision for loan and lease losses | $410,000 | 2,057 |
| Total noninterest income | $1,261,000 | 2,515 |
| Gross Fiduciary activities income | $207,000 | 887 |
| Service charges on deposit accounts | $664,000 | 1,976 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $390,000 | 3,337 |
| Total noninterest expense | $6,912,000 | 1,872 |
| Salaries and employee benefits | $3,064,000 | 2,161 |
| Premises and equipment expense | $1,031,000 | 1,927 |
| Additional noninterest expense | $2,817,000 | 1,522 |
| Pre-tax net operating income | $4,575,000 | 1,678 |
| Securities gains (losses) | $51,000 | 1,331 |
| Applicable income taxes | $1,161,000 | 2,149 |
| Income before extraordinary items | $3,465,000 | 1,551 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,465,000 | 1,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $587,000 | 1,182 |
| Cash dividends | $2,225,000 | 1,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,426,750 | 1,541 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,663,000 | 2,641 |
| Total interest expense | $6,121,000 | 2,505 |
| Net interest income | $6,542,000 | 2,714 |
| Provision for loan and lease losses | $691,000 | 1,342 |
| Total noninterest income | $718,000 | 4,039 |
| Gross Fiduciary activities income | $265,000 | 903 |
| Service charges on deposit accounts | $266,000 | 4,606 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $187,000 | 5,368 |
| Total noninterest expense | $4,520,000 | 2,998 |
| Salaries and employee benefits | $2,199,000 | 3,039 |
| Premises and equipment expense | $603,000 | 3,195 |
| Additional noninterest expense | $1,718,000 | 2,791 |
| Pre-tax net operating income | $2,049,000 | 3,368 |
| Securities gains (losses) | $30,000 | 1,690 |
| Applicable income taxes | $412,000 | 4,809 |
| Income before extraordinary items | $1,667,000 | 2,894 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,667,000 | 2,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $457,000 | 1,535 |
| Cash dividends | $875,000 | 2,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,643,000 | 2,897 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,417,000 | 2,689 |
| Total interest expense | $6,071,000 | 2,523 |
| Net interest income | $6,346,000 | 2,815 |
| Provision for loan and lease losses | $457,000 | 1,692 |
| Total noninterest income | $672,000 | 4,211 |
| Gross Fiduciary activities income | $212,000 | 988 |
| Service charges on deposit accounts | $252,000 | 4,918 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $208,000 | 5,016 |
| Total noninterest expense | $4,510,000 | 2,980 |
| Salaries and employee benefits | $2,340,000 | 2,853 |
| Premises and equipment expense | $538,000 | 3,527 |
| Additional noninterest expense | $1,632,000 | 2,852 |
| Pre-tax net operating income | $2,051,000 | 3,412 |
| Securities gains (losses) | $12,000 | 2,250 |
| Applicable income taxes | $150,000 | 8,259 |
| Income before extraordinary items | $1,913,000 | 2,613 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,913,000 | 2,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $465,000 | 1,444 |
| Cash dividends | $403,000 | 3,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,901,840 | 2,593 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,013,000 | 3,722 |
| Total interest expense | $3,559,000 | 3,402 |
| Net interest income | $4,454,000 | 3,957 |
| Provision for loan and lease losses | $238,000 | 2,731 |
| Total noninterest income | $486,000 | 5,396 |
| Gross Fiduciary activities income | $159,000 | 1,069 |
| Service charges on deposit accounts | $187,000 | 6,136 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $140,000 | 6,416 |
| Total noninterest expense | $3,275,000 | 4,088 |
| Salaries and employee benefits | $1,645,000 | 3,935 |
| Premises and equipment expense | $407,000 | 4,522 |
| Additional noninterest expense | $1,223,000 | 3,990 |
| Pre-tax net operating income | $1,427,000 | 4,603 |
| Securities gains (losses) | $35,000 | 1,379 |
| Applicable income taxes | $378,000 | 4,964 |
| Income before extraordinary items | $1,084,000 | 4,226 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,084,000 | 4,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,759 |
| Cash dividends | $216,000 | 5,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,058,100 | 4,373 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,695,000 | 3,956 |
| Total interest expense | $3,289,000 | 3,792 |
| Net interest income | $4,406,000 | 4,025 |
| Provision for loan and lease losses | $1,022,000 | 1,275 |
| Total noninterest income | $465,000 | 5,868 |
| Gross Fiduciary activities income | $142,000 | 1,140 |
| Service charges on deposit accounts | $178,000 | 6,414 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $145,000 | 6,670 |
| Total noninterest expense | $3,033,000 | 4,465 |
| Salaries and employee benefits | $1,528,000 | 4,204 |
| Premises and equipment expense | $390,000 | 4,813 |
| Additional noninterest expense | $1,115,000 | 4,481 |
| Pre-tax net operating income | $816,000 | 6,728 |
| Securities gains (losses) | $80,000 | 2,797 |
| Applicable income taxes | $137,000 | 8,929 |
| Income before extraordinary items | $759,000 | 5,779 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $759,000 | 5,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,127,000 | 1,067 |
| Cash dividends | $303,000 | 4,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $691,000 | 5,903 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,558,000 | 4,512 |
| Total interest expense | $3,921,000 | 4,149 |
| Net interest income | $3,637,000 | 4,843 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $368,000 | 6,865 |
| Gross Fiduciary activities income | $163,000 | 1,138 |
| Service charges on deposit accounts | $122,000 | 7,902 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $83,000 | 8,724 |
| Total noninterest expense | $2,842,000 | 4,756 |
| Salaries and employee benefits | $1,437,000 | 4,389 |
| Premises and equipment expense | $347,000 | 5,405 |
| Additional noninterest expense | $1,058,000 | 4,831 |
| Pre-tax net operating income | $1,043,000 | 5,464 |
| Securities gains (losses) | $151,000 | 2,405 |
| Applicable income taxes | $293,000 | 6,029 |
| Income before extraordinary items | $901,000 | 4,929 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $901,000 | 4,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 7,548 |
| Cash dividends | $187,000 | 5,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $787,750 | 5,112 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.