Home > AmBank Illinois > Income and Expense
AmBank Illinois, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $8,351,000 | 3,873 |
Total interest expense | $4,355,000 | 3,428 |
Net interest income | $3,996,000 | 4,328 |
Provision for loan and lease losses | $25,000 | 7,649 |
Total noninterest income | $505,000 | 5,121 |
Gross Fiduciary activities income | $18,000 | 1,360 |
Service charges on deposit accounts | $368,000 | 3,596 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $119,000 | 6,619 |
Total noninterest expense | $2,401,000 | 5,179 |
Salaries and employee benefits | $1,125,000 | 5,496 |
Premises and equipment expense | $369,000 | 4,844 |
Additional noninterest expense | $907,000 | 4,723 |
Pre-tax net operating income | $2,075,000 | 3,317 |
Securities gains (losses) | $1,000 | 3,760 |
Applicable income taxes | $546,000 | 3,866 |
Income before extraordinary items | $1,530,000 | 3,137 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,530,000 | 3,138 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-8,000 | 10,310 |
Cash dividends | $575,000 | 3,141 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,529,260 | 3,101 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $7,832,000 | 4,089 |
Total interest expense | $4,001,000 | 3,679 |
Net interest income | $3,831,000 | 4,471 |
Provision for loan and lease losses | $45,000 | 6,418 |
Total noninterest income | $400,000 | 5,989 |
Gross Fiduciary activities income | $17,000 | 1,428 |
Service charges on deposit accounts | $257,000 | 4,838 |
Trading account gains and fees | $3,000 | 476 |
Additional Noninterest Income | $123,000 | 6,567 |
Total noninterest expense | $2,553,000 | 4,910 |
Salaries and employee benefits | $1,274,000 | 4,942 |
Premises and equipment expense | $398,000 | 4,563 |
Additional noninterest expense | $881,000 | 4,863 |
Pre-tax net operating income | $1,633,000 | 4,152 |
Securities gains (losses) | $1,000 | 3,512 |
Applicable income taxes | $429,000 | 4,704 |
Income before extraordinary items | $1,205,000 | 3,946 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,205,000 | 3,944 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $16,000 | 6,953 |
Cash dividends | $405,000 | 3,815 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,204,260 | 3,930 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $6,822,000 | 4,321 |
Total interest expense | $3,133,000 | 3,802 |
Net interest income | $3,689,000 | 4,710 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $386,000 | 6,272 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $246,000 | 5,101 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $140,000 | 6,416 |
Total noninterest expense | $2,604,000 | 4,973 |
Salaries and employee benefits | $1,343,000 | 4,745 |
Premises and equipment expense | $415,000 | 4,437 |
Additional noninterest expense | $846,000 | 5,444 |
Pre-tax net operating income | $1,471,000 | 4,485 |
Securities gains (losses) | $3,000 | 2,889 |
Applicable income taxes | $366,000 | 5,087 |
Income before extraordinary items | $1,108,000 | 4,146 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,108,000 | 4,150 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-154,000 | 12,351 |
Cash dividends | $815,000 | 2,241 |
Sale, conversion, retirement of capital stock, net | $1,195,000 | 393 |
Net operating income | $1,105,750 | 4,200 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $6,348,000 | 4,716 |
Total interest expense | $3,014,000 | 4,099 |
Net interest income | $3,334,000 | 5,172 |
Provision for loan and lease losses | $140,000 | 4,819 |
Total noninterest income | $333,000 | 7,226 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $205,000 | 5,877 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $128,000 | 7,075 |
Total noninterest expense | $2,295,000 | 5,676 |
Salaries and employee benefits | $1,159,000 | 5,392 |
Premises and equipment expense | $362,000 | 5,095 |
Additional noninterest expense | $774,000 | 6,085 |
Pre-tax net operating income | $1,232,000 | 5,086 |
Securities gains (losses) | $7,000 | 5,826 |
Applicable income taxes | $283,000 | 6,296 |
Income before extraordinary items | $956,000 | 4,853 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $956,000 | 4,998 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $124,000 | 4,097 |
Cash dividends | $469,000 | 3,276 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $950,610 | 4,658 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $6,921,000 | 4,875 |
Total interest expense | $3,611,000 | 4,439 |
Net interest income | $3,310,000 | 5,266 |
Provision for loan and lease losses | $230,000 | 4,844 |
Total noninterest income | $321,000 | 7,446 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $195,000 | 6,087 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $126,000 | 7,283 |
Total noninterest expense | $2,223,000 | 5,863 |
Salaries and employee benefits | $1,114,000 | 5,528 |
Premises and equipment expense | $346,000 | 5,415 |
Additional noninterest expense | $763,000 | 6,328 |
Pre-tax net operating income | $1,178,000 | 4,989 |
Securities gains (losses) | $7,000 | 6,774 |
Applicable income taxes | $276,000 | 6,273 |
Income before extraordinary items | $909,000 | 4,896 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $909,000 | 4,946 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $207,000 | 4,125 |
Cash dividends | $240,000 | 4,583 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $903,610 | 4,602 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.