Home > Amador Valley Savings and Loan Association > Income and Expense
Amador Valley Savings and Loan Association, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,778,000 | 6,592 |
| Total interest expense | $2,721,000 | 5,606 |
| Net interest income | $2,057,000 | 7,598 |
| Provision for loan and lease losses | $1,135,000 | 1,700 |
| Total noninterest income | $769,000 | 4,076 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $769,000 | 2,358 |
| Total noninterest expense | $6,759,000 | 2,180 |
| Salaries and employee benefits | $991,000 | 6,084 |
| Premises and equipment expense | $653,000 | 3,114 |
| Additional noninterest expense | $5,115,000 | 1,296 |
| Pre-tax net operating income | $-5,068,000 | 13,789 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-281,000 | 13,701 |
| Income before extraordinary items | $-4,787,000 | 13,799 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-4,787,000 | 13,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 3,902 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-4,787,000 | 13,760 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.