Home > Alvarado State Bank > Income and Expense
Alvarado State Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,445,000 | 10,839 |
| Total interest expense | $356,000 | 11,801 |
| Net interest income | $1,089,000 | 10,107 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $239,000 | 8,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,071 |
| Total noninterest expense | $996,000 | 9,370 |
| Salaries and employee benefits | $393,000 | 10,348 |
| Premises and equipment expense | $176,000 | 7,948 |
| Additional noninterest expense | $427,000 | 8,559 |
| Pre-tax net operating income | $332,000 | 9,887 |
| Securities gains (losses) | $-26,000 | 10,539 |
| Applicable income taxes | $80,000 | 9,807 |
| Income before extraordinary items | $226,000 | 9,965 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $226,000 | 9,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,867 |
| Cash dividends | $268,000 | 4,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $245,240 | 9,820 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,270,000 | 11,745 |
| Total interest expense | $355,000 | 12,417 |
| Net interest income | $915,000 | 11,106 |
| Provision for loan and lease losses | $-14,000 | 12,543 |
| Total noninterest income | $258,000 | 8,241 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 6,163 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 9,182 |
| Total noninterest expense | $974,000 | 9,848 |
| Salaries and employee benefits | $357,000 | 11,073 |
| Premises and equipment expense | $163,000 | 8,556 |
| Additional noninterest expense | $454,000 | 8,683 |
| Pre-tax net operating income | $213,000 | 10,930 |
| Securities gains (losses) | $47,000 | 3,500 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $260,000 | 9,928 |
| Extraordinary gains, net | $102,000 | 1,545 |
| Net income | $362,000 | 8,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 12,190 |
| Cash dividends | $50,000 | 7,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $213,000 | 10,255 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,478,000 | 12,021 |
| Total interest expense | $567,000 | 12,452 |
| Net interest income | $911,000 | 11,467 |
| Provision for loan and lease losses | $-40,000 | 13,579 |
| Total noninterest income | $254,000 | 8,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 6,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,744 |
| Total noninterest expense | $991,000 | 10,023 |
| Salaries and employee benefits | $437,000 | 10,435 |
| Premises and equipment expense | $157,000 | 8,918 |
| Additional noninterest expense | $397,000 | 9,597 |
| Pre-tax net operating income | $214,000 | 10,938 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $60,000 | 10,985 |
| Income before extraordinary items | $154,000 | 11,216 |
| Extraordinary gains, net | $60,000 | 938 |
| Net income | $214,000 | 10,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 13,434 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $154,000 | 10,876 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.