Home > Alva State Bank & Trust Company > Income and Expense

Alva State Bank & Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$26,111,0001,562
Total interest expense$9,162,0001,380
Net interest income$16,949,0001,648
Provision for loan and lease losses$-790,0004,498
Total noninterest income$940,0002,799
Gross Fiduciary activities income$0981
Service charges on deposit accounts$185,0002,767
Trading account gains and feesNANA
Additional Noninterest Income$755,0002,575
Total noninterest expense$7,902,0002,351
Salaries and employee benefits$4,728,0002,269
Premises and equipment expense$402,0003,247
Additional noninterest expense$755,0002,575
Pre-tax net operating income$10,777,0001,101
Securities gains (losses)$-829,0004,267
Applicable income taxes$-15,0004,347
Income before extraordinary items$9,963,0001,014
Extraordinary gains, net$054
Net income$9,963,0001,027
Minority interest net income$088
Net income of bank and minority interests.$9,963,0001,017
Net charge-offs$-213,0004,448
Cash dividends$10,066,000486
Sale, conversion, retirement of capital stock, net$0540
Net operating income$10,792,000968
2023-09-30 (YTD Data)Rank
Total interest income$18,559,0001,588
Total interest expense$6,323,0001,358
Net interest income$12,236,0001,705
Provision for loan and lease losses$-587,0004,513
Total noninterest income$807,0002,656
Gross Fiduciary activities income$0950
Service charges on deposit accounts$134,0002,821
Trading account gains and feesNANA
Additional Noninterest Income$673,0002,367
Total noninterest expense$5,819,0002,370
Salaries and employee benefits$3,599,0002,233
Premises and equipment expense$282,0003,342
Additional noninterest expense$673,0002,366
Pre-tax net operating income$7,811,0001,156
Securities gains (losses)$-133,0004,074
Applicable income taxes$-7,0004,415
Income before extraordinary items$7,685,0001,035
Extraordinary gains, net$052
Net income$7,685,0001,041
Minority interest net income$081
Net income of bank and minority interests.$7,685,0001,035
Net charge-offs$-233,0004,488
Cash dividends$3,700,000769
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,818,0001,036
2023-06-30 (YTD Data)Rank
Total interest income$11,706,0001,633
Total interest expense$3,576,0001,395
Net interest income$8,130,0001,718
Provision for loan and lease losses$02,940
Total noninterest income$519,0002,660
Gross Fiduciary activities income$0931
Service charges on deposit accounts$85,0002,855
Trading account gains and feesNANA
Additional Noninterest Income$434,0002,345
Total noninterest expense$3,882,0002,363
Salaries and employee benefits$2,513,0002,177
Premises and equipment expense$190,0003,336
Additional noninterest expense$434,0002,341
Pre-tax net operating income$4,767,0001,249
Securities gains (losses)$-133,0004,258
Applicable income taxes$03,436
Income before extraordinary items$4,634,0001,116
Extraordinary gains, net$051
Net income$4,634,0001,129
Minority interest net income$081
Net income of bank and minority interests.$4,634,0001,116
Net charge-offs$-145,0004,501
Cash dividends$3,700,000557
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,767,0001,104
2023-03-31 (YTD Data)Rank
Total interest income$5,547,0001,679
Total interest expense$1,634,0001,354
Net interest income$3,913,0001,785
Provision for loan and lease losses$02,612
Total noninterest income$265,0002,624
Gross Fiduciary activities income$0913
Service charges on deposit accounts$53,0002,633
Trading account gains and feesNANA
Additional Noninterest Income$212,0002,372
Total noninterest expense$1,940,0002,387
Salaries and employee benefits$1,329,0002,134
Premises and equipment expense$91,0003,433
Additional noninterest expense$212,0002,372
Pre-tax net operating income$2,238,0001,346
Securities gains (losses)$-23,0004,136
Applicable income taxes$03,388
Income before extraordinary items$2,215,0001,187
Extraordinary gains, net$04
Net income$2,215,0001,187
Minority interest net income$048
Net income of bank and minority interests.$2,215,0001,187
Net charge-offs$129,000532
Cash dividends$3,700,000328
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,238,0001,195
2022-12-31 (YTD Data)Rank
Total interest income$15,688,0001,883
Total interest expense$1,876,0001,670
Net interest income$13,812,0001,898
Provision for loan and lease losses$03,012
Total noninterest income$1,305,0002,494
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$213,0002,677
Trading account gains and feesNANA
Additional Noninterest Income$1,092,0002,246
Total noninterest expense$7,085,0002,497
Salaries and employee benefits$4,076,0002,474
Premises and equipment expense$382,0003,361
Additional noninterest expense$1,092,0002,246
Pre-tax net operating income$8,032,0001,482
Securities gains (losses)$-347,0004,241
Applicable income taxes$384,0002,230
Income before extraordinary items$7,301,0001,399
Extraordinary gains, net$05
Net income$7,301,0001,399
Minority interest net income$063
Net income of bank and minority interests.$7,301,0001,399
Net charge-offs$173,000987
Cash dividends$1,500,0001,746
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,630,6501,375
2022-09-30 (YTD Data)Rank
Total interest income$10,994,0001,929
Total interest expense$923,0001,870
Net interest income$10,071,0001,919
Provision for loan and lease losses$02,835
Total noninterest income$753,0002,843
Gross Fiduciary activities income$0968
Service charges on deposit accounts$154,0002,740
Trading account gains and feesNANA
Additional Noninterest Income$599,0002,600
Total noninterest expense$5,165,0002,530
Salaries and employee benefits$2,980,0002,510
Premises and equipment expense$219,0003,694
Additional noninterest expense$599,0002,600
Pre-tax net operating income$5,659,0001,550
Securities gains (losses)$-135,0004,280
Applicable income taxes$407,0001,969
Income before extraordinary items$5,117,0001,459
Extraordinary gains, net$04
Net income$5,117,0001,459
Minority interest net income$057
Net income of bank and minority interests.$5,117,0001,459
Net charge-offs$259,000619
Cash dividends$1,500,0001,342
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,242,5501,462
2022-06-30 (YTD Data)Rank
Total interest income$7,089,0001,920
Total interest expense$543,0001,853
Net interest income$6,546,0001,920
Provision for loan and lease losses$02,599
Total noninterest income$486,0002,858
Gross Fiduciary activities income$0925
Service charges on deposit accounts$95,0002,839
Trading account gains and feesNANA
Additional Noninterest Income$391,0002,659
Total noninterest expense$3,312,0002,576
Salaries and employee benefits$1,986,0002,509
Premises and equipment expense$132,0003,817
Additional noninterest expense$1,194,0002,305
Pre-tax net operating income$3,720,0001,485
Securities gains (losses)$-81,0004,330
Applicable income taxes$395,0001,656
Income before extraordinary items$3,244,0001,443
Extraordinary gains, net$04
Net income$3,244,0001,442
Minority interest net income$060
Net income of bank and minority interests.$3,244,0001,443
Net charge-offs$415,000371
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,316,0901,447
2022-03-31 (YTD Data)Rank
Total interest income$3,432,0001,914
Total interest expense$280,0001,763
Net interest income$3,152,0001,916
Provision for loan and lease losses$02,285
Total noninterest income$235,0002,861
Gross Fiduciary activities income$0892
Service charges on deposit accounts$46,0002,846
Trading account gains and feesNANA
Additional Noninterest Income$189,0002,637
Total noninterest expense$1,637,0002,596
Salaries and employee benefits$938,0002,604
Premises and equipment expense$67,0003,822
Additional noninterest expense$632,0002,219
Pre-tax net operating income$1,750,0001,474
Securities gains (losses)$19,000303
Applicable income taxes$03,450
Income before extraordinary items$1,769,0001,304
Extraordinary gains, net$04
Net income$1,769,0001,303
Minority interest net income$050
Net income of bank and minority interests.$1,769,0001,304
Net charge-offs$507,000227
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,750,0001,325
2021-12-31 (YTD Data)Rank
Total interest income$15,411,0001,833
Total interest expense$1,605,0001,575
Net interest income$13,806,0001,845
Provision for loan and lease losses$900,000663
Total noninterest income$1,882,0002,301
Gross Fiduciary activities income$0994
Service charges on deposit accounts$175,0002,849
Trading account gains and feesNANA
Additional Noninterest Income$1,707,0002,076
Total noninterest expense$7,289,0002,414
Salaries and employee benefits$4,113,0002,444
Premises and equipment expense$404,0003,341
Additional noninterest expense$2,772,0002,090
Pre-tax net operating income$7,499,0001,555
Securities gains (losses)$31,0001,330
Applicable income taxes$141,0002,898
Income before extraordinary items$7,389,0001,437
Extraordinary gains, net$010
Net income$7,389,0001,437
Minority interest net income$074
Net income of bank and minority interests.$7,389,0001,437
Net charge-offs$322,000814
Cash dividends$3,760,000998
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,358,6201,418
2021-09-30 (YTD Data)Rank
Total interest income$11,520,0001,863
Total interest expense$1,229,0001,625
Net interest income$10,291,0001,878
Provision for loan and lease losses$900,000492
Total noninterest income$1,601,0002,203
Gross Fiduciary activities income$0957
Service charges on deposit accounts$130,0002,873
Trading account gains and feesNANA
Additional Noninterest Income$1,471,0001,979
Total noninterest expense$5,269,0002,489
Salaries and employee benefits$2,958,0002,535
Premises and equipment expense$241,0003,691
Additional noninterest expense$2,070,0002,112
Pre-tax net operating income$5,723,0001,603
Securities gains (losses)$52,0001,038
Applicable income taxes$106,0002,912
Income before extraordinary items$5,669,0001,476
Extraordinary gains, net$08
Net income$5,669,0001,476
Minority interest net income$069
Net income of bank and minority interests.$5,669,0001,476
Net charge-offs$-817,0004,852
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,618,0401,455
2021-06-30 (YTD Data)Rank
Total interest income$7,780,0001,831
Total interest expense$828,0001,679
Net interest income$6,952,0001,842
Provision for loan and lease losses$900,000344
Total noninterest income$1,299,0001,951
Gross Fiduciary activities income$0951
Service charges on deposit accounts$80,0002,920
Trading account gains and feesNANA
Additional Noninterest Income$1,219,0001,718
Total noninterest expense$3,511,0002,486
Salaries and employee benefits$2,025,0002,482
Premises and equipment expense$157,0003,731
Additional noninterest expense$1,329,0002,138
Pre-tax net operating income$3,840,0001,569
Securities gains (losses)$15,0001,275
Applicable income taxes$70,0002,909
Income before extraordinary items$3,785,0001,463
Extraordinary gains, net$06
Net income$3,785,0001,463
Minority interest net income$067
Net income of bank and minority interests.$3,785,0001,463
Net charge-offs$-553,0004,877
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,770,3001,429
2021-03-31 (YTD Data)Rank
Total interest income$4,152,0001,755
Total interest expense$437,0001,673
Net interest income$3,715,0001,740
Provision for loan and lease losses$900,000204
Total noninterest income$1,081,0001,455
Gross Fiduciary activities income$0922
Service charges on deposit accounts$42,0002,864
Trading account gains and feesNANA
Additional Noninterest Income$1,039,0001,244
Total noninterest expense$1,665,0002,558
Salaries and employee benefits$935,0002,606
Premises and equipment expense$97,0003,461
Additional noninterest expense$633,0002,176
Pre-tax net operating income$2,231,0001,407
Securities gains (losses)$-35,0004,792
Applicable income taxes$03,613
Income before extraordinary items$2,196,0001,298
Extraordinary gains, net$03
Net income$2,196,0001,298
Minority interest net income$055
Net income of bank and minority interests.$2,196,0001,298
Net charge-offs$269,000362
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,231,0001,255
2020-12-31 (YTD Data)Rank
Total interest income$16,630,0001,742
Total interest expense$2,864,0001,545
Net interest income$13,766,0001,774
Provision for loan and lease losses$3,700,000700
Total noninterest income$802,0003,114
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$224,0002,620
Trading account gains and feesNANA
Additional Noninterest Income$578,0003,002
Total noninterest expense$6,924,0002,475
Salaries and employee benefits$3,800,0002,561
Premises and equipment expense$406,0003,379
Additional noninterest expense$2,718,0002,081
Pre-tax net operating income$3,944,0002,086
Securities gains (losses)$98,0001,401
Applicable income taxes$-15,0004,819
Income before extraordinary items$4,057,0001,908
Extraordinary gains, net$04
Net income$4,057,0001,907
Minority interest net income$072
Net income of bank and minority interests.$4,057,0001,908
Net charge-offs$3,574,000277
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,959,0001,886
2020-09-30 (YTD Data)Rank
Total interest income$13,181,0001,674
Total interest expense$2,316,0001,526
Net interest income$10,865,0001,694
Provision for loan and lease losses$2,800,000725
Total noninterest income$640,0003,028
Gross Fiduciary activities income$0981
Service charges on deposit accounts$165,0002,652
Trading account gains and feesNANA
Additional Noninterest Income$475,0002,883
Total noninterest expense$5,070,0002,491
Salaries and employee benefits$2,745,0002,607
Premises and equipment expense$285,0003,484
Additional noninterest expense$2,040,0002,046
Pre-tax net operating income$3,635,0001,798
Securities gains (losses)$64,0001,431
Applicable income taxes$8,0003,498
Income before extraordinary items$3,691,0001,620
Extraordinary gains, net$04
Net income$3,691,0001,621
Minority interest net income$065
Net income of bank and minority interests.$3,691,0001,621
Net charge-offs$3,114,000238
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,627,0001,609
2020-06-30 (YTD Data)Rank
Total interest income$9,024,0001,654
Total interest expense$1,671,0001,519
Net interest income$7,353,0001,667
Provision for loan and lease losses$1,900,000743
Total noninterest income$437,0002,968
Gross Fiduciary activities income$0970
Service charges on deposit accounts$107,0002,730
Trading account gains and feesNANA
Additional Noninterest Income$330,0002,807
Total noninterest expense$3,303,0002,525
Salaries and employee benefits$1,846,0002,599
Premises and equipment expense$206,0003,359
Additional noninterest expense$1,251,0002,163
Pre-tax net operating income$2,587,0001,646
Securities gains (losses)$47,0001,316
Applicable income taxes$-1,0004,826
Income before extraordinary items$2,635,0001,473
Extraordinary gains, net$04
Net income$2,635,0001,473
Minority interest net income$065
Net income of bank and minority interests.$2,635,0001,473
Net charge-offs$2,126,000241
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,588,0001,449
2020-03-31 (YTD Data)Rank
Total interest income$4,730,0001,578
Total interest expense$949,0001,482
Net interest income$3,781,0001,583
Provision for loan and lease losses$900,000650
Total noninterest income$241,0002,779
Gross Fiduciary activities income$0941
Service charges on deposit accounts$66,0002,712
Trading account gains and feesNANA
Additional Noninterest Income$175,0002,593
Total noninterest expense$1,673,0002,534
Salaries and employee benefits$863,0002,713
Premises and equipment expense$109,0003,291
Additional noninterest expense$701,0002,023
Pre-tax net operating income$1,449,0001,356
Securities gains (losses)$2,0001,565
Applicable income taxes$03,513
Income before extraordinary items$1,451,0001,220
Extraordinary gains, net$04
Net income$1,451,0001,219
Minority interest net income$056
Net income of bank and minority interests.$1,451,0001,220
Net charge-offs$413,000423
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,449,0001,202
2019-12-31 (YTD Data)Rank
Total interest income$20,078,0001,519
Total interest expense$4,293,0001,403
Net interest income$15,785,0001,528
Provision for loan and lease losses$5,825,000236
Total noninterest income$682,0003,292
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$298,0002,622
Trading account gains and feesNANA
Additional Noninterest Income$384,0003,316
Total noninterest expense$6,722,0002,518
Salaries and employee benefits$3,475,0002,680
Premises and equipment expense$380,0003,557
Additional noninterest expense$2,867,0001,997
Pre-tax net operating income$3,920,0002,082
Securities gains (losses)$15,0001,739
Applicable income taxes$74,0003,170
Income before extraordinary items$3,861,0001,931
Extraordinary gains, net$011
Net income$3,861,0001,932
Minority interest net income$076
Net income of bank and minority interests.$3,861,0001,933
Net charge-offs$5,551,000204
Cash dividends$2,750,0001,266
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,846,3001,901
2019-09-30 (YTD Data)Rank
Total interest income$15,038,0001,533
Total interest expense$3,248,0001,390
Net interest income$11,790,0001,547
Provision for loan and lease losses$5,425,000198
Total noninterest income$392,0003,653
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$225,0002,647
Trading account gains and feesNANA
Additional Noninterest Income$167,0003,888
Total noninterest expense$4,762,0002,621
Salaries and employee benefits$2,544,0002,725
Premises and equipment expense$275,0003,641
Additional noninterest expense$1,943,0002,161
Pre-tax net operating income$1,995,0002,731
Securities gains (losses)$5,0001,837
Applicable income taxes$64,0003,152
Income before extraordinary items$1,936,0002,579
Extraordinary gains, net$011
Net income$1,936,0002,580
Minority interest net income$072
Net income of bank and minority interests.$1,936,0002,580
Net charge-offs$4,772,000174
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,931,1502,551
2019-06-30 (YTD Data)Rank
Total interest income$10,334,0001,494
Total interest expense$2,161,0001,378
Net interest income$8,173,0001,491
Provision for loan and lease losses$2,350,000261
Total noninterest income$278,0003,550
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$150,0002,628
Trading account gains and feesNANA
Additional Noninterest Income$128,0003,756
Total noninterest expense$3,142,0002,654
Salaries and employee benefits$1,730,0002,715
Premises and equipment expense$191,0003,599
Additional noninterest expense$1,221,0002,262
Pre-tax net operating income$2,959,0001,566
Securities gains (losses)$1,0001,602
Applicable income taxes$54,0003,052
Income before extraordinary items$2,906,0001,424
Extraordinary gains, net$011
Net income$2,906,0001,424
Minority interest net income$069
Net income of bank and minority interests.$2,906,0001,424
Net charge-offs$1,625,000262
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,905,0201,400
2019-03-31 (YTD Data)Rank
Total interest income$5,057,0001,513
Total interest expense$1,051,0001,382
Net interest income$4,006,0001,526
Provision for loan and lease losses$1,150,000258
Total noninterest income$156,0003,368
Gross Fiduciary activities income$0972
Service charges on deposit accounts$77,0002,583
Trading account gains and feesNANA
Additional Noninterest Income$79,0003,512
Total noninterest expense$1,353,0002,910
Salaries and employee benefits$788,0002,886
Premises and equipment expense$66,0004,185
Additional noninterest expense$499,0002,588
Pre-tax net operating income$1,659,0001,403
Securities gains (losses)$1,0001,020
Applicable income taxes$03,800
Income before extraordinary items$1,660,0001,260
Extraordinary gains, net$05
Net income$1,660,0001,259
Minority interest net income$052
Net income of bank and minority interests.$1,660,0001,259
Net charge-offs$472,000344
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,659,0001,239
2018-12-31 (YTD Data)Rank
Total interest income$17,650,0001,612
Total interest expense$2,568,0001,612
Net interest income$15,082,0001,594
Provision for loan and lease losses$3,900,000311
Total noninterest income$680,0003,376
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$386,0002,340
Trading account gains and feesNANA
Additional Noninterest Income$294,0003,704
Total noninterest expense$6,125,0002,694
Salaries and employee benefits$3,316,0002,773
Premises and equipment expense$379,0003,628
Additional noninterest expense$2,430,0002,270
Pre-tax net operating income$5,737,0001,580
Securities gains (losses)$15,000633
Applicable income taxes$03,978
Income before extraordinary items$5,752,0001,405
Extraordinary gains, net$06
Net income$5,752,0001,404
Minority interest net income$072
Net income of bank and minority interests.$5,752,0001,404
Net charge-offs$3,121,000273
Cash dividends$4,000,000866
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,737,0001,396
2018-09-30 (YTD Data)Rank
Total interest income$12,781,0001,652
Total interest expense$1,776,0001,640
Net interest income$11,005,0001,633
Provision for loan and lease losses$2,850,000300
Total noninterest income$460,0003,545
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$287,0002,367
Trading account gains and feesNANA
Additional Noninterest Income$173,0003,982
Total noninterest expense$4,600,0002,693
Salaries and employee benefits$2,383,0002,858
Premises and equipment expense$465,0002,797
Additional noninterest expense$1,752,0002,328
Pre-tax net operating income$4,015,0001,691
Securities gains (losses)$-1,0004,378
Applicable income taxes$04,032
Income before extraordinary items$4,014,0001,505
Extraordinary gains, net$05
Net income$4,014,0001,504
Minority interest net income$066
Net income of bank and minority interests.$4,014,0001,504
Net charge-offs$1,188,000389
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,015,0001,491
2018-06-30 (YTD Data)Rank
Total interest income$8,582,0001,622
Total interest expense$1,097,0001,654
Net interest income$7,485,0001,593
Provision for loan and lease losses$1,850,000310
Total noninterest income$306,0003,585
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$190,0002,368
Trading account gains and feesNANA
Additional Noninterest Income$116,0004,009
Total noninterest expense$2,867,0002,831
Salaries and employee benefits$1,624,0002,850
Premises and equipment expense$184,0003,744
Additional noninterest expense$1,059,0002,510
Pre-tax net operating income$3,074,0001,496
Securities gains (losses)$-138,0005,385
Applicable income taxes$04,018
Income before extraordinary items$2,936,0001,375
Extraordinary gains, net$06
Net income$2,936,0001,374
Minority interest net income$065
Net income of bank and minority interests.$2,936,0001,374
Net charge-offs$114,0001,243
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,074,0001,326
2018-03-31 (YTD Data)Rank
Total interest income$4,107,0001,670
Total interest expense$515,0001,676
Net interest income$3,592,0001,658
Provision for loan and lease losses$750,000336
Total noninterest income$144,0003,633
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$99,0002,324
Trading account gains and feesNANA
Additional Noninterest Income$45,0004,235
Total noninterest expense$1,327,0002,998
Salaries and employee benefits$738,0003,033
Premises and equipment expense$94,0003,749
Additional noninterest expense$495,0002,646
Pre-tax net operating income$1,659,0001,382
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,659,0001,222
Extraordinary gains, net$07
Net income$1,659,0001,221
Minority interest net income$052
Net income of bank and minority interests.$1,659,0001,222
Net charge-offs$148,000687
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,659,0001,211
2017-12-31 (YTD Data)Rank
Total interest income$14,206,0001,859
Total interest expense$1,575,0001,848
Net interest income$12,631,0001,828
Provision for loan and lease losses$1,300,000730
Total noninterest income$734,0003,402
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$429,0002,280
Trading account gains and feesNANA
Additional Noninterest Income$305,0003,794
Total noninterest expense$4,912,0003,120
Salaries and employee benefits$2,771,0003,138
Premises and equipment expense$315,0004,097
Additional noninterest expense$1,826,0002,825
Pre-tax net operating income$7,153,0001,290
Securities gains (losses)$6,0001,742
Applicable income taxes$04,135
Income before extraordinary items$7,159,000999
Extraordinary gains, net$09
Net income$7,159,000999
Minority interest net income$076
Net income of bank and minority interests.$7,159,000999
Net charge-offs$1,127,000632
Cash dividends$5,100,000663
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,153,000989
2017-09-30 (YTD Data)Rank
Total interest income$10,480,0001,885
Total interest expense$1,155,0001,858
Net interest income$9,325,0001,862
Provision for loan and lease losses$525,0001,112
Total noninterest income$576,0003,370
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$334,0002,234
Trading account gains and feesNANA
Additional Noninterest Income$242,0003,751
Total noninterest expense$3,572,0003,201
Salaries and employee benefits$1,980,0003,238
Premises and equipment expense$264,0003,927
Additional noninterest expense$1,328,0002,878
Pre-tax net operating income$5,804,0001,238
Securities gains (losses)$4,0001,878
Applicable income taxes$04,172
Income before extraordinary items$5,808,0001,027
Extraordinary gains, net$09
Net income$5,808,0001,026
Minority interest net income$071
Net income of bank and minority interests.$5,808,0001,027
Net charge-offs$228,0001,304
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,804,0001,014
2017-06-30 (YTD Data)Rank
Total interest income$6,884,0001,893
Total interest expense$757,0001,858
Net interest income$6,127,0001,864
Provision for loan and lease losses$350,0001,079
Total noninterest income$316,0003,654
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$211,0002,309
Trading account gains and feesNANA
Additional Noninterest Income$105,0004,233
Total noninterest expense$2,465,0003,157
Salaries and employee benefits$1,345,0003,221
Premises and equipment expense$190,0003,793
Additional noninterest expense$930,0002,804
Pre-tax net operating income$3,628,0001,282
Securities gains (losses)$4,0001,497
Applicable income taxes$04,189
Income before extraordinary items$3,632,0001,068
Extraordinary gains, net$011
Net income$3,632,0001,068
Minority interest net income$071
Net income of bank and minority interests.$3,632,0001,068
Net charge-offs$111,0001,443
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,628,0001,058
2017-03-31 (YTD Data)Rank
Total interest income$3,382,0001,912
Total interest expense$363,0001,895
Net interest income$3,019,0001,877
Provision for loan and lease losses$175,0001,028
Total noninterest income$158,0003,641
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$102,0002,353
Trading account gains and feesNANA
Additional Noninterest Income$56,0004,183
Total noninterest expense$1,121,0003,387
Salaries and employee benefits$585,0003,528
Premises and equipment expense$97,0003,790
Additional noninterest expense$439,0002,920
Pre-tax net operating income$1,881,0001,237
Securities gains (losses)$3,000889
Applicable income taxes$04,086
Income before extraordinary items$1,884,0001,005
Extraordinary gains, net$08
Net income$1,884,0001,006
Minority interest net income$055
Net income of bank and minority interests.$1,884,0001,005
Net charge-offs$108,000899
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,881,000991
2016-12-31 (YTD Data)Rank
Total interest income$13,510,0001,876
Total interest expense$1,364,0001,930
Net interest income$12,146,0001,839
Provision for loan and lease losses$1,075,000855
Total noninterest income$653,0003,689
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$351,0002,691
Trading account gains and fees$0170
Additional Noninterest Income$302,0003,930
Total noninterest expense$4,996,0003,185
Salaries and employee benefits$2,608,0003,328
Premises and equipment expense$260,0004,546
Additional noninterest expense$2,128,0002,645
Pre-tax net operating income$6,728,0001,285
Securities gains (losses)$165,000983
Applicable income taxes$04,278
Income before extraordinary items$6,893,0001,073
Extraordinary gains, net$05
Net income$6,893,0001,072
Minority interest net income$082
Net income of bank and minority interests.$6,893,0001,072
Net charge-offs$448,0001,164
Cash dividends$6,000,000561
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,728,0001,070
2016-09-30 (YTD Data)Rank
Total interest income$10,188,0001,871
Total interest expense$1,021,0001,946
Net interest income$9,167,0001,837
Provision for loan and lease losses$550,0001,076
Total noninterest income$499,0003,681
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$254,0002,759
Trading account gains and fees$0169
Additional Noninterest Income$245,0003,862
Total noninterest expense$3,727,0003,200
Salaries and employee benefits$1,904,0003,373
Premises and equipment expense$182,0004,678
Additional noninterest expense$1,641,0002,591
Pre-tax net operating income$5,389,0001,233
Securities gains (losses)$165,000912
Applicable income taxes$04,325
Income before extraordinary items$5,554,0001,016
Extraordinary gains, net$05
Net income$5,554,0001,016
Minority interest net income$071
Net income of bank and minority interests.$5,554,0001,016
Net charge-offs$-144,0005,663
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,389,0001,013
2016-06-30 (YTD Data)Rank
Total interest income$6,839,0001,860
Total interest expense$676,0001,962
Net interest income$6,163,0001,825
Provision for loan and lease losses$400,0001,011
Total noninterest income$365,0003,538
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$161,0002,831
Trading account gains and fees$0157
Additional Noninterest Income$204,0003,568
Total noninterest expense$2,516,0003,188
Salaries and employee benefits$1,326,0003,300
Premises and equipment expense$129,0004,628
Additional noninterest expense$1,061,0002,670
Pre-tax net operating income$3,612,0001,208
Securities gains (losses)$67,0001,232
Applicable income taxes$04,338
Income before extraordinary items$3,679,0001,000
Extraordinary gains, net$016
Net income$3,679,000999
Minority interest net income$071
Net income of bank and minority interests.$3,679,000999
Net charge-offs$-131,0005,760
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,612,000991
2016-03-31 (YTD Data)Rank
Total interest income$3,413,0001,864
Total interest expense$337,0001,965
Net interest income$3,076,0001,824
Provision for loan and lease losses$150,0001,146
Total noninterest income$116,0004,214
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$83,0002,745
Trading account gains and fees$0142
Additional Noninterest Income$33,0004,827
Total noninterest expense$1,126,0003,450
Salaries and employee benefits$622,0003,447
Premises and equipment expense$74,0004,411
Additional noninterest expense$430,0003,068
Pre-tax net operating income$1,916,0001,126
Securities gains (losses)$-8,0005,967
Applicable income taxes$04,259
Income before extraordinary items$1,908,000935
Extraordinary gains, net$012
Net income$1,908,000936
Minority interest net income$062
Net income of bank and minority interests.$1,908,000936
Net charge-offs$-64,0005,795
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,916,000901
2015-12-31 (YTD Data)Rank
Total interest income$11,585,0002,087
Total interest expense$1,178,0002,150
Net interest income$10,407,0002,057
Provision for loan and lease losses$04,380
Total noninterest income$574,0003,962
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$372,0002,650
Trading account gains and fees$0159
Additional Noninterest Income$202,0004,454
Total noninterest expense$5,011,0003,210
Salaries and employee benefits$2,541,0003,383
Premises and equipment expense$274,0004,624
Additional noninterest expense$2,196,0002,591
Pre-tax net operating income$5,970,0001,368
Securities gains (losses)$61,0001,501
Applicable income taxes$04,402
Income before extraordinary items$6,031,0001,170
Extraordinary gains, net$023
Net income$6,031,0001,170
Minority interest net income$081
Net income of bank and minority interests.$6,031,0001,170
Net charge-offs$256,0001,752
Cash dividends$4,335,000742
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,970,0001,162
2015-09-30 (YTD Data)Rank
Total interest income$8,456,0002,154
Total interest expense$874,0002,190
Net interest income$7,582,0002,122
Provision for loan and lease losses$04,232
Total noninterest income$405,0004,086
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$279,0002,672
Trading account gains and fees$0153
Additional Noninterest Income$126,0004,676
Total noninterest expense$3,797,0003,204
Salaries and employee benefits$1,861,0003,436
Premises and equipment expense$215,0004,595
Additional noninterest expense$1,721,0002,510
Pre-tax net operating income$4,190,0001,470
Securities gains (losses)$61,0001,344
Applicable income taxes$04,489
Income before extraordinary items$4,251,0001,240
Extraordinary gains, net$021
Net income$4,251,0001,240
Minority interest net income$078
Net income of bank and minority interests.$4,251,0001,240
Net charge-offs$-149,0005,898
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,190,0001,217
2015-06-30 (YTD Data)Rank
Total interest income$5,556,0002,179
Total interest expense$578,0002,212
Net interest income$4,978,0002,151
Provision for loan and lease losses$04,069
Total noninterest income$248,0004,234
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$184,0002,659
Trading account gains and fees$0157
Additional Noninterest Income$64,0004,971
Total noninterest expense$2,562,0003,214
Salaries and employee benefits$1,267,0003,419
Premises and equipment expense$121,0004,905
Additional noninterest expense$1,174,0002,479
Pre-tax net operating income$2,664,0001,505
Securities gains (losses)$72,0001,015
Applicable income taxes$04,497
Income before extraordinary items$2,736,0001,263
Extraordinary gains, net$022
Net income$2,736,0001,265
Minority interest net income$075
Net income of bank and minority interests.$2,736,0001,264
Net charge-offs$-115,0005,952
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,664,0001,255
2015-03-31 (YTD Data)Rank
Total interest income$2,725,0002,207
Total interest expense$289,0002,231
Net interest income$2,436,0002,181
Provision for loan and lease losses$03,703
Total noninterest income$139,0004,047
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$86,0002,760
Trading account gains and fees$0152
Additional Noninterest Income$53,0004,453
Total noninterest expense$1,249,0003,290
Salaries and employee benefits$589,0003,618
Premises and equipment expense$38,0005,539
Additional noninterest expense$622,0002,343
Pre-tax net operating income$1,326,0001,485
Securities gains (losses)$27,0001,105
Applicable income taxes$04,400
Income before extraordinary items$1,353,0001,242
Extraordinary gains, net$013
Net income$1,353,0001,242
Minority interest net income$064
Net income of bank and minority interests.$1,353,0001,243
Net charge-offs$-87,0006,094
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,326,0001,223
2014-12-31 (YTD Data)Rank
Total interest income$9,773,0002,454
Total interest expense$1,164,0002,311
Net interest income$8,609,0002,461
Provision for loan and lease losses$04,603
Total noninterest income$727,0003,641
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$329,0003,043
Trading account gains and fees$0180
Additional Noninterest Income$398,0003,609
Total noninterest expense$4,380,0003,615
Salaries and employee benefits$2,326,0003,666
Premises and equipment expense$244,0005,045
Additional noninterest expense$1,810,0003,104
Pre-tax net operating income$4,956,0001,528
Securities gains (losses)$-734,0006,460
Applicable income taxes$04,531
Income before extraordinary items$4,222,0001,508
Extraordinary gains, net$017
Net income$4,222,0001,506
Minority interest net income$084
Net income of bank and minority interests.$4,222,0001,507
Net charge-offs$-334,0006,338
Cash dividends$3,075,000890
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,956,0001,289
2014-09-30 (YTD Data)Rank
Total interest income$7,219,0002,499
Total interest expense$857,0002,388
Net interest income$6,362,0002,507
Provision for loan and lease losses$04,401
Total noninterest income$597,0003,524
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$244,0003,087
Trading account gains and fees$0174
Additional Noninterest Income$353,0003,390
Total noninterest expense$3,181,0003,704
Salaries and employee benefits$1,690,0003,750
Premises and equipment expense$189,0005,026
Additional noninterest expense$1,302,0003,204
Pre-tax net operating income$3,778,0001,528
Securities gains (losses)$-661,0006,545
Applicable income taxes$04,583
Income before extraordinary items$3,117,0001,515
Extraordinary gains, net$015
Net income$3,117,0001,515
Minority interest net income$081
Net income of bank and minority interests.$3,117,0001,515
Net charge-offs$-634,0006,504
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,778,0001,268
2014-06-30 (YTD Data)Rank
Total interest income$4,690,0002,564
Total interest expense$566,0002,421
Net interest income$4,124,0002,564
Provision for loan and lease losses$04,196
Total noninterest income$428,0003,386
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$148,0003,256
Trading account gains and fees$0172
Additional Noninterest Income$280,0003,139
Total noninterest expense$1,892,0004,002
Salaries and employee benefits$1,103,0003,815
Premises and equipment expense$105,0005,374
Additional noninterest expense$684,0003,795
Pre-tax net operating income$2,660,0001,422
Securities gains (losses)$-421,0006,614
Applicable income taxes$04,568
Income before extraordinary items$2,239,0001,394
Extraordinary gains, net$020
Net income$2,239,0001,395
Minority interest net income$080
Net income of bank and minority interests.$2,239,0001,396
Net charge-offs$-47,0006,129
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,660,0001,170
2014-03-31 (YTD Data)Rank
Total interest income$2,277,0002,622
Total interest expense$292,0002,409
Net interest income$1,985,0002,645
Provision for loan and lease losses$03,817
Total noninterest income$96,0004,697
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$70,0003,334
Trading account gains and fees$0147
Additional Noninterest Income$26,0005,301
Total noninterest expense$838,0004,316
Salaries and employee benefits$513,0004,013
Premises and equipment expense$41,0005,755
Additional noninterest expense$284,0004,226
Pre-tax net operating income$1,243,0001,477
Securities gains (losses)$-247,0006,686
Applicable income taxes$04,445
Income before extraordinary items$996,0001,505
Extraordinary gains, net$016
Net income$996,0001,508
Minority interest net income$066
Net income of bank and minority interests.$996,0001,508
Net charge-offs$-11,0005,794
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,243,0001,201
2013-12-31 (YTD Data)Rank
Total interest income$8,850,0002,705
Total interest expense$1,268,0002,462
Net interest income$7,582,0002,743
Provision for loan and lease losses$05,091
Total noninterest income$573,0004,197
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$325,0003,213
Trading account gains and fees$0184
Additional Noninterest Income$248,0004,330
Total noninterest expense$3,738,0004,083
Salaries and employee benefits$2,128,0003,942
Premises and equipment expense$189,0005,633
Additional noninterest expense$1,421,0003,791
Pre-tax net operating income$4,417,0001,576
Securities gains (losses)$85,0001,444
Applicable income taxes$04,631
Income before extraordinary items$4,502,0001,348
Extraordinary gains, net$029
Net income$4,502,0001,351
Minority interest net income$090
Net income of bank and minority interests.$4,502,0001,351
Net charge-offs$23,0004,787
Cash dividends$3,820,000723
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,417,0001,344
2013-09-30 (YTD Data)Rank
Total interest income$6,596,0002,739
Total interest expense$898,0002,643
Net interest income$5,698,0002,735
Provision for loan and lease losses$04,941
Total noninterest income$433,0004,256
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$244,0003,227
Trading account gains and fees$0180
Additional Noninterest Income$189,0004,370
Total noninterest expense$2,617,0004,288
Salaries and employee benefits$1,559,0004,002
Premises and equipment expense$144,0005,654
Additional noninterest expense$914,0004,165
Pre-tax net operating income$3,514,0001,534
Securities gains (losses)$92,0001,284
Applicable income taxes$04,713
Income before extraordinary items$3,606,0001,276
Extraordinary gains, net$025
Net income$3,606,0001,278
Minority interest net income$084
Net income of bank and minority interests.$3,606,0001,278
Net charge-offs$-248,0006,752
Cash dividends$1,000,0001,437
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,514,0001,275
2013-06-30 (YTD Data)Rank
Total interest income$4,262,0002,816
Total interest expense$590,0002,735
Net interest income$3,672,0002,808
Provision for loan and lease losses$1,0004,755
Total noninterest income$295,0004,246
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$159,0003,244
Trading account gains and fees$0157
Additional Noninterest Income$136,0004,342
Total noninterest expense$1,805,0004,210
Salaries and employee benefits$1,068,0003,969
Premises and equipment expense$82,0005,888
Additional noninterest expense$655,0003,988
Pre-tax net operating income$2,161,0001,611
Securities gains (losses)$291,000573
Applicable income taxes$04,679
Income before extraordinary items$2,452,0001,238
Extraordinary gains, net$022
Net income$2,452,0001,240
Minority interest net income$082
Net income of bank and minority interests.$2,452,0001,241
Net charge-offs$-158,0006,767
Cash dividends$1,000,0001,071
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,161,0001,340
2013-03-31 (YTD Data)Rank
Total interest income$2,105,0002,865
Total interest expense$298,0002,791
Net interest income$1,807,0002,851
Provision for loan and lease losses$04,409
Total noninterest income$146,0004,237
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$76,0003,310
Trading account gains and fees$0148
Additional Noninterest Income$70,0004,284
Total noninterest expense$875,0004,324
Salaries and employee benefits$492,0004,198
Premises and equipment expense$34,0006,149
Additional noninterest expense$349,0003,849
Pre-tax net operating income$1,078,0001,605
Securities gains (losses)$160,000545
Applicable income taxes$04,602
Income before extraordinary items$1,238,0001,208
Extraordinary gains, net$010
Net income$1,238,0001,210
Minority interest net income$076
Net income of bank and minority interests.$1,238,0001,210
Net charge-offs$-49,0006,709
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,078,0001,321
2012-12-31 (YTD Data)Rank
Total interest income$8,421,0002,976
Total interest expense$1,265,0003,086
Net interest income$7,156,0002,931
Provision for loan and lease losses$101,0004,645
Total noninterest income$585,0004,215
Gross Fiduciary activities income$4,0001,203
Service charges on deposit accounts$321,0003,362
Trading account gains and fees$0166
Additional Noninterest Income$260,0004,247
Total noninterest expense$3,786,0004,191
Salaries and employee benefits$2,447,0003,628
Premises and equipment expense$306,0004,918
Additional noninterest expense$1,033,0004,727
Pre-tax net operating income$3,854,0001,694
Securities gains (losses)$474,000979
Applicable income taxes$04,751
Income before extraordinary items$4,328,0001,361
Extraordinary gains, net$029
Net income$4,328,0001,362
Minority interest net income$093
Net income of bank and minority interests.$4,328,0001,362
Net charge-offs$-44,0006,837
Cash dividends$3,266,000811
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,854,0001,410
2012-09-30 (YTD Data)Rank
Total interest income$6,348,0003,023
Total interest expense$948,0003,195
Net interest income$5,400,0002,963
Provision for loan and lease losses$102,0004,319
Total noninterest income$453,0004,203
Gross Fiduciary activities income$4,0001,161
Service charges on deposit accounts$236,0003,434
Trading account gains and fees$0157
Additional Noninterest Income$213,0004,160
Total noninterest expense$2,789,0004,250
Salaries and employee benefits$1,837,0003,640
Premises and equipment expense$183,0005,439
Additional noninterest expense$769,0004,767
Pre-tax net operating income$2,962,0001,723
Securities gains (losses)$385,000913
Applicable income taxes$04,802
Income before extraordinary items$3,347,0001,353
Extraordinary gains, net$020
Net income$3,347,0001,354
Minority interest net income$086
Net income of bank and minority interests.$3,347,0001,354
Net charge-offs$106,0003,910
Cash dividends$920,0001,410
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,962,0001,416
2012-06-30 (YTD Data)Rank
Total interest income$4,248,0003,043
Total interest expense$620,0003,334
Net interest income$3,628,0002,943
Provision for loan and lease losses$102,0003,813
Total noninterest income$316,0004,108
Gross Fiduciary activities income$4,0001,135
Service charges on deposit accounts$155,0003,444
Trading account gains and fees$0153
Additional Noninterest Income$157,0004,002
Total noninterest expense$1,916,0004,177
Salaries and employee benefits$1,224,0003,652
Premises and equipment expense$140,0005,184
Additional noninterest expense$552,0004,590
Pre-tax net operating income$1,926,0001,733
Securities gains (losses)$145,0001,337
Applicable income taxes$04,770
Income before extraordinary items$2,071,0001,437
Extraordinary gains, net$019
Net income$2,071,0001,437
Minority interest net income$084
Net income of bank and minority interests.$2,071,0001,437
Net charge-offs$404,0001,996
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,926,0001,444
2012-03-31 (YTD Data)Rank
Total interest income$2,149,0003,033
Total interest expense$314,0003,411
Net interest income$1,835,0002,924
Provision for loan and lease losses$100,0002,838
Total noninterest income$190,0003,745
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$77,0003,452
Trading account gains and fees$0148
Additional Noninterest Income$113,0003,516
Total noninterest expense$889,0004,414
Salaries and employee benefits$565,0003,871
Premises and equipment expense$90,0004,629
Additional noninterest expense$234,0005,019
Pre-tax net operating income$1,036,0001,633
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,036,0001,408
Extraordinary gains, net$019
Net income$1,036,0001,409
Minority interest net income$078
Net income of bank and minority interests.$1,036,0001,409
Net charge-offs$479,0001,128
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,036,0001,329
2011-12-31 (YTD Data)Rank
Total interest income$8,526,0003,159
Total interest expense$1,562,0003,348
Net interest income$6,964,0003,085
Provision for loan and lease losses$250,0004,345
Total noninterest income$742,0003,661
Gross Fiduciary activities income$5,0001,160
Service charges on deposit accounts$335,0003,380
Trading account gains and fees$0146
Additional Noninterest Income$402,0003,428
Total noninterest expense$3,431,0004,534
Salaries and employee benefits$2,154,0003,962
Premises and equipment expense$157,0006,364
Additional noninterest expense$1,120,0004,644
Pre-tax net operating income$4,025,0001,425
Securities gains (losses)$216,0001,393
Applicable income taxes$04,719
Income before extraordinary items$4,241,0001,183
Extraordinary gains, net$029
Net income$4,241,0001,183
Minority interest net income$096
Net income of bank and minority interests.$4,241,0001,183
Net charge-offs$538,0003,092
Cash dividends$3,079,000647
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,025,0001,175
2011-09-30 (YTD Data)Rank
Total interest income$6,376,0003,199
Total interest expense$1,167,0003,476
Net interest income$5,209,0003,104
Provision for loan and lease losses$250,0003,854
Total noninterest income$578,0003,602
Gross Fiduciary activities income$5,0001,103
Service charges on deposit accounts$252,0003,382
Trading account gains and fees$0145
Additional Noninterest Income$321,0003,374
Total noninterest expense$2,548,0004,560
Salaries and employee benefits$1,624,0003,946
Premises and equipment expense$88,0006,725
Additional noninterest expense$836,0004,657
Pre-tax net operating income$2,989,0001,501
Securities gains (losses)$188,0001,266
Applicable income taxes$04,740
Income before extraordinary items$3,177,0001,222
Extraordinary gains, net$021
Net income$3,177,0001,222
Minority interest net income$087
Net income of bank and minority interests.$3,177,0001,222
Net charge-offs$724,0002,252
Cash dividends$375,0002,106
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,989,0001,230
2011-06-30 (YTD Data)Rank
Total interest income$4,272,0003,215
Total interest expense$787,0003,549
Net interest income$3,485,0003,093
Provision for loan and lease losses$250,0003,239
Total noninterest income$364,0003,750
Gross Fiduciary activities income$5,0001,073
Service charges on deposit accounts$169,0003,358
Trading account gains and fees$0153
Additional Noninterest Income$190,0003,577
Total noninterest expense$1,744,0004,543
Salaries and employee benefits$1,126,0003,880
Premises and equipment expense$54,0006,852
Additional noninterest expense$564,0004,678
Pre-tax net operating income$1,855,0001,560
Securities gains (losses)$166,000825
Applicable income taxes$04,697
Income before extraordinary items$2,021,0001,239
Extraordinary gains, net$015
Net income$2,021,0001,238
Minority interest net income$089
Net income of bank and minority interests.$2,021,0001,239
Net charge-offs$645,0001,874
Cash dividends$250,0002,077
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,855,0001,283
2011-03-31 (YTD Data)Rank
Total interest income$2,156,0003,214
Total interest expense$392,0003,652
Net interest income$1,764,0003,056
Provision for loan and lease losses$250,0002,162
Total noninterest income$111,0004,729
Gross Fiduciary activities income$4,0001,027
Service charges on deposit accounts$84,0003,335
Trading account gains and fees$0158
Additional Noninterest Income$23,0005,678
Total noninterest expense$851,0004,625
Salaries and employee benefits$557,0003,933
Premises and equipment expense$19,0007,150
Additional noninterest expense$275,0004,748
Pre-tax net operating income$774,0001,825
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$774,0001,523
Extraordinary gains, net$09
Net income$774,0001,523
Minority interest net income$086
Net income of bank and minority interests.$774,0001,523
Net charge-offs$511,0001,321
Cash dividends$125,0001,739
Sale, conversion, retirement of capital stock, net$0925
Net operating income$774,0001,476
2010-12-31 (YTD Data)Rank
Total interest income$8,894,0003,251
Total interest expense$1,927,0003,668
Net interest income$6,967,0003,084
Provision for loan and lease losses$1,050,0002,967
Total noninterest income$866,0003,486
Gross Fiduciary activities income$8,0001,178
Service charges on deposit accounts$389,0003,125
Trading account gains and fees$0175
Additional Noninterest Income$469,0003,281
Total noninterest expense$3,808,0004,347
Salaries and employee benefits$2,280,0003,852
Premises and equipment expense$447,0004,479
Additional noninterest expense$1,081,0004,894
Pre-tax net operating income$2,975,0001,639
Securities gains (losses)$147,0001,843
Applicable income taxes$04,655
Income before extraordinary items$3,122,0001,357
Extraordinary gains, net$029
Net income$3,122,0001,359
Minority interest net income$0111
Net income of bank and minority interests.$3,122,0001,360
Net charge-offs$1,174,0002,468
Cash dividends$1,229,0001,266
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,975,0001,368
2010-09-30 (YTD Data)Rank
Total interest income$6,727,0003,292
Total interest expense$1,389,0003,899
Net interest income$5,338,0003,067
Provision for loan and lease losses$1,050,0002,437
Total noninterest income$712,0003,358
Gross Fiduciary activities income$7,0001,140
Service charges on deposit accounts$294,0003,190
Trading account gains and fees$0165
Additional Noninterest Income$411,0003,066
Total noninterest expense$2,578,0004,656
Salaries and employee benefits$1,651,0003,994
Premises and equipment expense$115,0006,682
Additional noninterest expense$812,0004,884
Pre-tax net operating income$2,422,0001,630
Securities gains (losses)$82,0002,089
Applicable income taxes$04,726
Income before extraordinary items$2,504,0001,327
Extraordinary gains, net$023
Net income$2,504,0001,331
Minority interest net income$0110
Net income of bank and minority interests.$2,504,0001,331
Net charge-offs$715,0002,609
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,422,0001,322
2010-06-30 (YTD Data)Rank
Total interest income$4,570,0003,280
Total interest expense$948,0003,940
Net interest income$3,622,0003,033
Provision for loan and lease losses$06,857
Total noninterest income$574,0002,952
Gross Fiduciary activities income$6,0001,117
Service charges on deposit accounts$189,0003,253
Trading account gains and fees$0152
Additional Noninterest Income$379,0002,489
Total noninterest expense$1,871,0004,435
Salaries and employee benefits$1,158,0003,875
Premises and equipment expense$53,0007,140
Additional noninterest expense$660,0004,329
Pre-tax net operating income$2,325,0001,139
Securities gains (losses)$115,0001,317
Applicable income taxes$04,691
Income before extraordinary items$2,440,000922
Extraordinary gains, net$019
Net income$2,440,000922
Minority interest net income$0105
Net income of bank and minority interests.$2,440,000923
Net charge-offs$759,0001,996
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,325,000932
2010-03-31 (YTD Data)Rank
Total interest income$2,304,0003,312
Total interest expense$486,0004,012
Net interest income$1,818,0003,039
Provision for loan and lease losses$06,552
Total noninterest income$134,0004,518
Gross Fiduciary activities income$2,0001,137
Service charges on deposit accounts$82,0003,542
Trading account gains and fees$0175
Additional Noninterest Income$50,0004,691
Total noninterest expense$886,0004,636
Salaries and employee benefits$560,0004,017
Premises and equipment expense$27,0007,201
Additional noninterest expense$299,0004,593
Pre-tax net operating income$1,066,0001,232
Securities gains (losses)$9,0001,748
Applicable income taxes$04,611
Income before extraordinary items$1,075,0001,019
Extraordinary gains, net$016
Net income$1,075,0001,021
Minority interest net income$091
Net income of bank and minority interests.$1,075,0001,022
Net charge-offs$727,0001,289
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,066,000998
2009-12-31 (YTD Data)Rank
Total interest income$9,218,0003,435
Total interest expense$2,261,0004,137
Net interest income$6,957,0003,080
Provision for loan and lease losses$715,0004,007
Total noninterest income$605,0004,350
Gross Fiduciary activities income$14,0001,138
Service charges on deposit accounts$372,0003,463
Trading account gains and fees$0211
Additional Noninterest Income$219,0004,492
Total noninterest expense$3,752,0004,512
Salaries and employee benefits$2,291,0003,961
Premises and equipment expense$192,0006,546
Additional noninterest expense$1,269,0004,574
Pre-tax net operating income$3,095,0001,291
Securities gains (losses)$112,0002,047
Applicable income taxes$04,388
Income before extraordinary items$3,207,0001,050
Extraordinary gains, net$034
Net income$3,207,0001,047
Minority interest net income$0115
Net income of bank and minority interests.$3,207,0001,049
Net charge-offs$-25,0007,914
Cash dividends$3,395,000515
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,095,0001,087
2009-09-30 (YTD Data)Rank
Total interest income$7,038,0003,442
Total interest expense$1,744,0004,205
Net interest income$5,294,0003,040
Provision for loan and lease losses$715,0003,247
Total noninterest income$453,0004,421
Gross Fiduciary activities income$14,0001,073
Service charges on deposit accounts$267,0003,560
Trading account gains and fees$0212
Additional Noninterest Income$172,0004,542
Total noninterest expense$2,681,0004,663
Salaries and employee benefits$1,633,0004,128
Premises and equipment expense$131,0006,757
Additional noninterest expense$917,0004,669
Pre-tax net operating income$2,351,0001,371
Securities gains (losses)$87,0001,938
Applicable income taxes$04,592
Income before extraordinary items$2,438,0001,118
Extraordinary gains, net$027
Net income$2,438,0001,116
Minority interest net income$0118
Net income of bank and minority interests.$2,438,0001,118
Net charge-offs$522,0002,982
Cash dividends$1,471,000889
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,351,0001,134
2009-06-30 (YTD Data)Rank
Total interest income$4,778,0003,415
Total interest expense$1,206,0004,234
Net interest income$3,572,0002,994
Provision for loan and lease losses$715,0002,463
Total noninterest income$326,0004,274
Gross Fiduciary activities income$14,0001,021
Service charges on deposit accounts$159,0003,768
Trading account gains and fees$0193
Additional Noninterest Income$153,0004,085
Total noninterest expense$1,792,0004,704
Salaries and employee benefits$1,125,0004,061
Premises and equipment expense$78,0006,986
Additional noninterest expense$589,0004,775
Pre-tax net operating income$1,391,0001,621
Securities gains (losses)$84,0001,604
Applicable income taxes$04,657
Income before extraordinary items$1,475,0001,283
Extraordinary gains, net$021
Net income$1,475,0001,281
Minority interest net income$0112
Net income of bank and minority interests.$1,475,0001,282
Net charge-offs$29,0005,364
Cash dividends$1,471,000621
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,391,0001,320
2009-03-31 (YTD Data)Rank
Total interest income$2,413,0003,428
Total interest expense$643,0004,183
Net interest income$1,770,0003,012
Provision for loan and lease losses$505,0001,756
Total noninterest income$92,0005,352
Gross Fiduciary activities income$12,000969
Service charges on deposit accounts$72,0003,908
Trading account gains and fees$0171
Additional Noninterest Income$8,0007,040
Total noninterest expense$884,0004,665
Salaries and employee benefits$523,0004,331
Premises and equipment expense$31,0007,320
Additional noninterest expense$330,0004,114
Pre-tax net operating income$473,0002,481
Securities gains (losses)$29,0001,527
Applicable income taxes$04,835
Income before extraordinary items$502,0002,130
Extraordinary gains, net$015
Net income$502,0002,129
Minority interest net income$0102
Net income of bank and minority interests.$502,0002,131
Net charge-offs$78,0003,132
Cash dividends$1,471,000313
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$473,0002,107
2008-12-31 (YTD Data)Rank
Total interest income$10,847,0003,321
Total interest expense$3,943,0003,540
Net interest income$6,904,0003,093
Provision for loan and lease losses$1,875,0001,884
Total noninterest income$1,272,0002,944
Gross Fiduciary activities income$5,0001,290
Service charges on deposit accounts$357,0003,678
Trading account gains and fees$0154
Additional Noninterest Income$910,0002,271
Total noninterest expense$3,601,0004,541
Salaries and employee benefits$2,281,0004,043
Premises and equipment expense$249,0006,256
Additional noninterest expense$1,071,0004,621
Pre-tax net operating income$2,700,0001,968
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$2,700,0001,512
Extraordinary gains, net$039
Net income$2,700,0001,513
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,712,0001,073
Cash dividends$2,482,0001,111
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,700,0001,608
2008-09-30 (YTD Data)Rank
Total interest income$8,324,0003,305
Total interest expense$3,144,0003,507
Net interest income$5,180,0003,113
Provision for loan and lease losses$1,201,0001,650
Total noninterest income$944,0003,008
Gross Fiduciary activities income$5,0001,239
Service charges on deposit accounts$266,0003,725
Trading account gains and fees$0148
Additional Noninterest Income$673,0002,374
Total noninterest expense$2,452,0004,818
Salaries and employee benefits$1,516,0004,432
Premises and equipment expense$168,0006,497
Additional noninterest expense$768,0004,668
Pre-tax net operating income$2,471,0001,946
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$2,471,0001,475
Extraordinary gains, net$031
Net income$2,471,0001,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$486,0001,982
Cash dividends$2,482,000852
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,471,0001,550
2008-06-30 (YTD Data)Rank
Total interest income$5,632,0003,325
Total interest expense$2,200,0003,505
Net interest income$3,432,0003,116
Provision for loan and lease losses$341,0002,360
Total noninterest income$688,0002,879
Gross Fiduciary activities income$5,0001,218
Service charges on deposit accounts$177,0003,726
Trading account gains and fees$0149
Additional Noninterest Income$506,0002,226
Total noninterest expense$1,647,0004,835
Salaries and employee benefits$1,010,0004,488
Premises and equipment expense$93,0006,876
Additional noninterest expense$544,0004,475
Pre-tax net operating income$2,132,0001,599
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$2,132,0001,294
Extraordinary gains, net$021
Net income$2,132,0001,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$354,0001,626
Cash dividends$2,482,000668
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,132,0001,271
2008-03-31 (YTD Data)Rank
Total interest income$2,828,0003,396
Total interest expense$1,160,0003,540
Net interest income$1,668,0003,199
Provision for loan and lease losses$06,080
Total noninterest income$541,0002,119
Gross Fiduciary activities income$2,0001,203
Service charges on deposit accounts$83,0003,819
Trading account gains and fees$0158
Additional Noninterest Income$456,0001,503
Total noninterest expense$799,0004,937
Salaries and employee benefits$478,0004,705
Premises and equipment expense$39,0007,205
Additional noninterest expense$282,0004,304
Pre-tax net operating income$1,410,0001,342
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,410,0001,071
Extraordinary gains, net$015
Net income$1,410,0001,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$433,000780
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,410,0001,029
2007-12-31 (YTD Data)Rank
Total interest income$12,826,0003,113
Total interest expense$5,144,0003,395
Net interest income$7,682,0002,842
Provision for loan and lease losses$3,636,000539
Total noninterest income$4,500,0001,194
Gross Fiduciary activities income$5,0001,336
Service charges on deposit accounts$450,0003,290
Trading account gains and fees$0178
Additional Noninterest Income$4,045,000811
Total noninterest expense$3,138,0004,865
Salaries and employee benefits$1,983,0004,404
Premises and equipment expense$206,0006,667
Additional noninterest expense$949,0004,808
Pre-tax net operating income$5,408,0001,543
Securities gains (losses)$-87,0008,119
Applicable income taxes$06,070
Income before extraordinary items$5,321,0001,200
Extraordinary gains, net$039
Net income$5,321,0001,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,392,000541
Cash dividends$1,325,0002,199
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,408,0001,180
2007-09-30 (YTD Data)Rank
Total interest income$9,684,0003,075
Total interest expense$3,951,0003,327
Net interest income$5,733,0002,852
Provision for loan and lease losses$1,895,000543
Total noninterest income$1,408,0002,321
Gross Fiduciary activities income$5,0001,269
Service charges on deposit accounts$350,0003,181
Trading account gains and fees$0184
Additional Noninterest Income$1,053,0001,769
Total noninterest expense$2,217,0005,023
Salaries and employee benefits$1,348,0004,720
Premises and equipment expense$132,0006,963
Additional noninterest expense$737,0004,654
Pre-tax net operating income$3,029,0002,087
Securities gains (losses)$-53,0008,188
Applicable income taxes$06,220
Income before extraordinary items$2,976,0001,708
Extraordinary gains, net$033
Net income$2,976,0001,707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,266,000555
Cash dividends$1,325,0001,654
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,029,0001,657
2007-06-30 (YTD Data)Rank
Total interest income$6,769,0002,968
Total interest expense$2,707,0003,248
Net interest income$4,062,0002,710
Provision for loan and lease losses$927,000621
Total noninterest income$574,0003,257
Gross Fiduciary activities income$5,0001,236
Service charges on deposit accounts$242,0003,094
Trading account gains and fees$0168
Additional Noninterest Income$327,0002,885
Total noninterest expense$1,509,0004,987
Salaries and employee benefits$931,0004,642
Premises and equipment expense$75,0007,264
Additional noninterest expense$503,0004,565
Pre-tax net operating income$2,200,0001,995
Securities gains (losses)$-53,0008,314
Applicable income taxes$06,265
Income before extraordinary items$2,147,0001,617
Extraordinary gains, net$029
Net income$2,147,0001,617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,723
Cash dividends$1,325,0001,234
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,200,0001,573
2007-03-31 (YTD Data)Rank
Total interest income$3,397,0002,951
Total interest expense$1,380,0003,194
Net interest income$2,017,0002,737
Provision for loan and lease losses$477,000549
Total noninterest income$286,0003,212
Gross Fiduciary activities income$5,0001,109
Service charges on deposit accounts$124,0002,997
Trading account gains and fees$0195
Additional Noninterest Income$157,0002,924
Total noninterest expense$768,0004,928
Salaries and employee benefits$438,0004,868
Premises and equipment expense$33,0007,469
Additional noninterest expense$297,0004,008
Pre-tax net operating income$1,058,0002,070
Securities gains (losses)$-53,0008,499
Applicable income taxes$06,196
Income before extraordinary items$1,005,0001,709
Extraordinary gains, net$022
Net income$1,005,0001,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,735
Cash dividends$1,325,000644
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,058,0001,616
2006-12-31 (YTD Data)Rank
Total interest income$13,067,0002,875
Total interest expense$5,085,0002,987
Net interest income$7,982,0002,761
Provision for loan and lease losses$1,455,000731
Total noninterest income$740,0004,236
Gross Fiduciary activities income$9,0001,289
Service charges on deposit accounts$533,0002,927
Trading account gains and fees$0130
Additional Noninterest Income$198,0005,142
Total noninterest expense$3,066,0004,812
Salaries and employee benefits$1,969,0004,324
Premises and equipment expense$159,0007,149
Additional noninterest expense$938,0004,721
Pre-tax net operating income$4,201,0002,180
Securities gains (losses)$-60,0008,005
Applicable income taxes$06,600
Income before extraordinary items$4,141,0001,733
Extraordinary gains, net$051
Net income$4,141,0001,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,888,000407
Cash dividends$1,831,0001,666
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,201,0001,704
2006-09-30 (YTD Data)Rank
Total interest income$9,672,0002,886
Total interest expense$3,755,0002,943
Net interest income$5,917,0002,808
Provision for loan and lease losses$854,000893
Total noninterest income$559,0004,232
Gross Fiduciary activities income$8,0001,232
Service charges on deposit accounts$411,0002,890
Trading account gains and fees$0126
Additional Noninterest Income$140,0005,256
Total noninterest expense$2,114,0005,082
Salaries and employee benefits$1,240,0004,867
Premises and equipment expense$125,0007,085
Additional noninterest expense$749,0004,501
Pre-tax net operating income$3,508,0002,064
Securities gains (losses)$-55,0008,216
Applicable income taxes$06,687
Income before extraordinary items$3,453,0001,603
Extraordinary gains, net$045
Net income$3,453,0001,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$725,000594
Cash dividends$1,831,0001,233
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,508,0001,563
2006-06-30 (YTD Data)Rank
Total interest income$6,462,0002,840
Total interest expense$2,421,0002,893
Net interest income$4,041,0002,767
Provision for loan and lease losses$851,000607
Total noninterest income$374,0004,202
Gross Fiduciary activities income$8,0001,202
Service charges on deposit accounts$260,0002,980
Trading account gains and fees$0126
Additional Noninterest Income$106,0005,005
Total noninterest expense$1,376,0005,184
Salaries and employee benefits$818,0004,925
Premises and equipment expense$73,0007,349
Additional noninterest expense$485,0004,584
Pre-tax net operating income$2,188,0002,165
Securities gains (losses)$-33,0008,240
Applicable income taxes$06,706
Income before extraordinary items$2,155,0001,692
Extraordinary gains, net$039
Net income$2,155,0001,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$721,000435
Cash dividends$1,294,0001,184
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,188,0001,652
2006-03-31 (YTD Data)Rank
Total interest income$3,210,0002,805
Total interest expense$1,190,0002,820
Net interest income$2,020,0002,757
Provision for loan and lease losses$351,000684
Total noninterest income$188,0004,110
Gross Fiduciary activities income$2,0001,247
Service charges on deposit accounts$123,0003,035
Trading account gains and fees$0115
Additional Noninterest Income$63,0004,642
Total noninterest expense$671,0005,263
Salaries and employee benefits$373,0005,229
Premises and equipment expense$33,0007,508
Additional noninterest expense$265,0004,284
Pre-tax net operating income$1,186,0001,993
Securities gains (losses)$-33,0008,482
Applicable income taxes$06,588
Income before extraordinary items$1,153,0001,571
Extraordinary gains, net$021
Net income$1,153,0001,570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,000952
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,186,0001,511
2005-12-31 (YTD Data)Rank
Total interest income$10,405,0003,052
Total interest expense$3,758,0002,784
Net interest income$6,647,0003,166
Provision for loan and lease losses$1,359,000786
Total noninterest income$1,180,0003,183
Gross Fiduciary activities income$8,0001,332
Service charges on deposit accounts$546,0002,869
Trading account gains and fees$0138
Additional Noninterest Income$626,0002,978
Total noninterest expense$3,103,0004,662
Salaries and employee benefits$1,850,0004,383
Premises and equipment expense$242,0006,299
Additional noninterest expense$1,011,0004,387
Pre-tax net operating income$3,365,0002,527
Securities gains (losses)$4,0001,802
Applicable income taxes$06,964
Income before extraordinary items$3,369,0002,037
Extraordinary gains, net$-2,0008,799
Net income$3,367,0002,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,283,000559
Cash dividends$2,232,0001,348
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,365,0002,015
2005-09-30 (YTD Data)Rank
Total interest income$7,488,0003,111
Total interest expense$2,685,0002,769
Net interest income$4,803,0003,248
Provision for loan and lease losses$959,000789
Total noninterest income$871,0003,215
Gross Fiduciary activities income$8,0001,254
Service charges on deposit accounts$396,0002,940
Trading account gains and fees$0126
Additional Noninterest Income$467,0003,009
Total noninterest expense$2,101,0004,980
Salaries and employee benefits$1,202,0004,830
Premises and equipment expense$152,0006,687
Additional noninterest expense$747,0004,422
Pre-tax net operating income$2,614,0002,488
Securities gains (losses)$28,0001,098
Applicable income taxes$06,976
Income before extraordinary items$2,642,0001,972
Extraordinary gains, net$-2,0008,833
Net income$2,640,0001,973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$412,000985
Cash dividends$2,232,000967
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,614,0001,952
2005-06-30 (YTD Data)Rank
Total interest income$4,892,0003,100
Total interest expense$1,718,0002,725
Net interest income$3,174,0003,252
Provision for loan and lease losses$956,000538
Total noninterest income$654,0002,916
Gross Fiduciary activities income$7,0001,215
Service charges on deposit accounts$263,0002,899
Trading account gains and fees$0116
Additional Noninterest Income$384,0002,614
Total noninterest expense$1,364,0005,061
Salaries and employee benefits$785,0004,869
Premises and equipment expense$42,0008,050
Additional noninterest expense$537,0004,130
Pre-tax net operating income$1,508,0002,738
Securities gains (losses)$44,000835
Applicable income taxes$06,961
Income before extraordinary items$1,552,0002,174
Extraordinary gains, net$-2,0008,852
Net income$1,550,0002,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$407,000710
Cash dividends$2,232,000651
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,508,0002,178
2005-03-31 (YTD Data)Rank
Total interest income$2,416,0003,082
Total interest expense$797,0002,796
Net interest income$1,619,0003,191
Provision for loan and lease losses$453,000519
Total noninterest income$252,0003,438
Gross Fiduciary activities income$3,0001,221
Service charges on deposit accounts$128,0002,879
Trading account gains and fees$0115
Additional Noninterest Income$121,0003,380
Total noninterest expense$680,0005,101
Salaries and employee benefits$360,0005,185
Premises and equipment expense$16,0008,389
Additional noninterest expense$304,0003,761
Pre-tax net operating income$738,0002,741
Securities gains (losses)$43,000587
Applicable income taxes$06,892
Income before extraordinary items$781,0002,127
Extraordinary gains, net$024
Net income$781,0002,128
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$412,000399
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$738,0002,192
2004-12-31 (YTD Data)Rank
Total interest income$8,563,0003,236
Total interest expense$2,858,0002,727
Net interest income$5,705,0003,427
Provision for loan and lease losses$1,404,000764
Total noninterest income$812,0004,018
Gross Fiduciary activities income$12,0001,285
Service charges on deposit accounts$511,0003,097
Trading account gains and fees$0138
Additional Noninterest Income$289,0004,335
Total noninterest expense$2,969,0004,696
Salaries and employee benefits$1,792,0004,359
Premises and equipment expense$213,0006,599
Additional noninterest expense$964,0004,481
Pre-tax net operating income$2,144,0003,353
Securities gains (losses)$123,0001,107
Applicable income taxes$07,185
Income before extraordinary items$2,267,0002,630
Extraordinary gains, net$034
Net income$2,267,0002,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,437,000586
Cash dividends$1,425,0001,798
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,144,0002,689
2004-09-30 (YTD Data)Rank
Total interest income$6,357,0003,242
Total interest expense$2,114,0002,727
Net interest income$4,243,0003,431
Provision for loan and lease losses$1,404,000559
Total noninterest income$575,0004,189
Gross Fiduciary activities income$9,0001,258
Service charges on deposit accounts$368,0003,208
Trading account gains and fees$0134
Additional Noninterest Income$198,0004,522
Total noninterest expense$2,033,0004,968
Salaries and employee benefits$1,180,0004,735
Premises and equipment expense$104,0007,455
Additional noninterest expense$749,0004,293
Pre-tax net operating income$1,381,0003,790
Securities gains (losses)$121,0001,061
Applicable income taxes$07,220
Income before extraordinary items$1,502,0002,953
Extraordinary gains, net$026
Net income$1,502,0002,954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,438,000437
Cash dividends$1,425,0001,329
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,381,0003,104
2004-06-30 (YTD Data)Rank
Total interest income$4,268,0003,210
Total interest expense$1,414,0002,702
Net interest income$2,854,0003,405
Provision for loan and lease losses$100,0003,453
Total noninterest income$358,0004,369
Gross Fiduciary activities income$5,0001,290
Service charges on deposit accounts$233,0003,300
Trading account gains and fees$0130
Additional Noninterest Income$120,0004,788
Total noninterest expense$1,440,0004,782
Salaries and employee benefits$838,0004,553
Premises and equipment expense$71,0007,432
Additional noninterest expense$531,0004,128
Pre-tax net operating income$1,672,0002,365
Securities gains (losses)$66,0001,282
Applicable income taxes$07,214
Income before extraordinary items$1,738,0001,816
Extraordinary gains, net$021
Net income$1,738,0001,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0001,783
Cash dividends$1,425,000944
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,672,0001,835
2004-03-31 (YTD Data)Rank
Total interest income$2,171,0003,159
Total interest expense$706,0002,728
Net interest income$1,465,0003,324
Provision for loan and lease losses$100,0002,105
Total noninterest income$151,0004,759
Gross Fiduciary activities income$3,0001,247
Service charges on deposit accounts$110,0003,351
Trading account gains and fees$0121
Additional Noninterest Income$38,0005,668
Total noninterest expense$737,0004,745
Salaries and employee benefits$407,0004,672
Premises and equipment expense$40,0007,262
Additional noninterest expense$290,0003,846
Pre-tax net operating income$779,0002,470
Securities gains (losses)$69,0001,018
Applicable income taxes$07,103
Income before extraordinary items$848,0001,846
Extraordinary gains, net$016
Net income$848,0001,846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0001,934
Cash dividends$1,000,000662
Sale, conversion, retirement of capital stock, net$0464
Net operating income$779,0001,913
2003-12-31 (YTD Data)Rank
Total interest income$8,361,0003,319
Total interest expense$3,213,0002,693
Net interest income$5,148,0003,613
Provision for loan and lease losses$2,843,000501
Total noninterest income$1,190,0003,319
Gross Fiduciary activities income$8,0001,392
Service charges on deposit accounts$404,0003,623
Trading account gains and fees$0160
Additional Noninterest Income$778,0002,785
Total noninterest expense$2,772,0004,859
Salaries and employee benefits$1,597,0004,649
Premises and equipment expense$193,0006,866
Additional noninterest expense$982,0004,347
Pre-tax net operating income$723,0005,929
Securities gains (losses)$284,0001,083
Applicable income taxes$07,459
Income before extraordinary items$1,007,0004,626
Extraordinary gains, net$054
Net income$1,007,0004,627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,821,000424
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$723,0005,340
2003-09-30 (YTD Data)Rank
Total interest income$6,203,0003,393
Total interest expense$2,489,0002,692
Net interest income$3,714,0003,729
Provision for loan and lease losses$1,844,000553
Total noninterest income$1,037,0003,056
Gross Fiduciary activities income$8,0001,319
Service charges on deposit accounts$290,0003,730
Trading account gains and fees$0153
Additional Noninterest Income$739,0002,475
Total noninterest expense$2,066,0004,873
Salaries and employee benefits$1,190,0004,649
Premises and equipment expense$124,0007,212
Additional noninterest expense$752,0004,251
Pre-tax net operating income$841,0004,994
Securities gains (losses)$203,0001,223
Applicable income taxes$07,524
Income before extraordinary items$1,044,0003,877
Extraordinary gains, net$040
Net income$1,044,0003,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,781,000478
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$841,0004,303
2003-06-30 (YTD Data)Rank
Total interest income$4,180,0003,377
Total interest expense$1,721,0002,681
Net interest income$2,459,0003,754
Provision for loan and lease losses$900,000691
Total noninterest income$239,0005,587
Gross Fiduciary activities income$7,0001,277
Service charges on deposit accounts$157,0004,177
Trading account gains and fees$0150
Additional Noninterest Income$75,0005,841
Total noninterest expense$1,382,0004,860
Salaries and employee benefits$834,0004,481
Premises and equipment expense$60,0007,826
Additional noninterest expense$488,0004,326
Pre-tax net operating income$416,0005,764
Securities gains (losses)$40,0002,170
Applicable income taxes$07,529
Income before extraordinary items$456,0005,050
Extraordinary gains, net$030
Net income$456,0005,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$935,000547
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$416,0005,093
2003-03-31 (YTD Data)Rank
Total interest income$2,163,0003,301
Total interest expense$887,0002,673
Net interest income$1,276,0003,640
Provision for loan and lease losses$900,000403
Total noninterest income$77,0006,519
Gross Fiduciary activities income$5,0001,228
Service charges on deposit accounts$46,0005,391
Trading account gains and fees$0134
Additional Noninterest Income$26,0006,499
Total noninterest expense$686,0004,864
Salaries and employee benefits$400,0004,616
Premises and equipment expense$26,0008,056
Additional noninterest expense$260,0004,092
Pre-tax net operating income$-233,0009,113
Securities gains (losses)$40,0001,513
Applicable income taxes$07,403
Income before extraordinary items$-193,0009,128
Extraordinary gains, net$021
Net income$-193,0009,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0008,922
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-233,0009,100
2002-12-31 (YTD Data)Rank
Total interest income$9,743,0003,085
Total interest expense$4,346,0002,558
Net interest income$5,397,0003,432
Provision for loan and lease losses$1,500,000941
Total noninterest income$402,0005,775
Gross Fiduciary activities income$10,0001,406
Service charges on deposit accounts$190,0005,314
Trading account gains and fees$0153
Additional Noninterest Income$202,0005,001
Total noninterest expense$2,578,0004,974
Salaries and employee benefits$1,622,0004,413
Premises and equipment expense$212,0006,633
Additional noninterest expense$744,0005,185
Pre-tax net operating income$1,721,0003,765
Securities gains (losses)$219,0001,101
Applicable income taxes$07,681
Income before extraordinary items$1,940,0002,871
Extraordinary gains, net$070
Net income$1,940,0002,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,587,000647
Cash dividends$2,475,0001,114
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,721,0003,043
2001-12-31 (YTD Data)Rank
Total interest income$12,581,0002,707
Total interest expense$6,819,0002,346
Net interest income$5,762,0003,053
Provision for loan and lease losses$570,0001,989
Total noninterest income$409,0005,617
Gross Fiduciary activities income$11,0001,408
Service charges on deposit accounts$201,0005,155
Trading account gains and fees$0177
Additional Noninterest Income$197,0004,961
Total noninterest expense$3,000,0004,336
Salaries and employee benefits$1,581,0004,339
Premises and equipment expense$317,0005,350
Additional noninterest expense$1,102,0003,758
Pre-tax net operating income$2,601,0002,591
Securities gains (losses)$-14,0009,335
Applicable income taxes$07,903
Income before extraordinary items$2,587,0002,017
Extraordinary gains, net$0105
Net income$2,587,0002,021
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$581,0001,402
Cash dividends$2,275,0001,184
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,601,0001,933
2000-12-31 (YTD Data)Rank
Total interest income$13,833,0002,520
Total interest expense$7,955,0002,155
Net interest income$5,878,0003,013
Provision for loan and lease losses$1,000,0001,061
Total noninterest income$460,0005,125
Gross Fiduciary activities income$13,0001,190
Service charges on deposit accounts$199,0005,102
Trading account gains and fees$0180
Additional Noninterest Income$248,0004,312
Total noninterest expense$2,879,0004,369
Salaries and employee benefits$1,468,0004,433
Premises and equipment expense$266,0005,824
Additional noninterest expense$1,145,0003,592
Pre-tax net operating income$2,459,0002,797
Securities gains (losses)$-7,0008,117
Applicable income taxes$08,362
Income before extraordinary items$2,452,0002,117
Extraordinary gains, net$038
Net income$2,452,0002,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$509,0001,231
Cash dividends$3,250,000894
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,459,0002,112
1999-12-31 (YTD Data)Rank
Total interest income$11,629,0002,787
Total interest expense$6,183,0002,374
Net interest income$5,446,0003,188
Provision for loan and lease losses$510,0001,735
Total noninterest income$419,0005,473
Gross Fiduciary activities income$28,0001,177
Service charges on deposit accounts$185,0005,332
Trading account gains and fees$0173
Additional Noninterest Income$206,0004,869
Total noninterest expense$2,298,0005,162
Salaries and employee benefits$1,337,0004,767
Premises and equipment expense$231,0006,323
Additional noninterest expense$730,0005,105
Pre-tax net operating income$3,057,0002,370
Securities gains (losses)$1,0002,805
Applicable income taxes$08,765
Income before extraordinary items$3,058,0001,739
Extraordinary gains, net$035
Net income$3,058,0001,740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$589,0001,066
Cash dividends$1,050,0002,163
Sale, conversion, retirement of capital stock, net$-6,242,00010,206
Net operating income$3,057,0001,712
1998-12-31 (YTD Data)Rank
Total interest income$11,107,0002,903
Total interest expense$5,752,0002,637
Net interest income$5,355,0003,206
Provision for loan and lease losses$700,0001,308
Total noninterest income$384,0005,751
Gross Fiduciary activities income$18,0001,226
Service charges on deposit accounts$168,0005,635
Trading account gains and fees$0224
Additional Noninterest Income$198,0004,980
Total noninterest expense$2,148,0005,314
Salaries and employee benefits$1,297,0004,774
Premises and equipment expense$280,0005,588
Additional noninterest expense$571,0005,939
Pre-tax net operating income$2,891,0002,465
Securities gains (losses)$56,0001,658
Applicable income taxes$09,340
Income before extraordinary items$2,947,0001,788
Extraordinary gains, net$032
Net income$2,947,0001,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$648,0001,022
Cash dividends$3,139,000940
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,891,0001,750
1997-12-31 (YTD Data)Rank
Total interest income$10,421,0003,104
Total interest expense$5,554,0002,686
Net interest income$4,867,0003,575
Provision for loan and lease losses$500,0001,761
Total noninterest income$956,0003,148
Gross Fiduciary activities income$30,0001,236
Service charges on deposit accounts$171,0005,813
Trading account gains and fees$0239
Additional Noninterest Income$755,0002,106
Total noninterest expense$2,280,0005,139
Salaries and employee benefits$1,260,0004,896
Premises and equipment expense$323,0005,191
Additional noninterest expense$697,0005,238
Pre-tax net operating income$3,043,0002,463
Securities gains (losses)$-74,00010,717
Applicable income taxes$58,0009,128
Income before extraordinary items$2,911,0001,820
Extraordinary gains, net$044
Net income$2,911,0001,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0002,252
Cash dividends$1,050,0002,075
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,983,5201,742
1996-12-31 (YTD Data)Rank
Total interest income$10,080,0003,254
Total interest expense$5,372,0002,832
Net interest income$4,708,0003,747
Provision for loan and lease losses$750,0001,257
Total noninterest income$505,0005,121
Gross Fiduciary activities income$14,0001,378
Service charges on deposit accounts$180,0005,903
Trading account gains and fees$0262
Additional Noninterest Income$311,0003,987
Total noninterest expense$2,667,0004,754
Salaries and employee benefits$1,178,0005,286
Premises and equipment expense$306,0005,514
Additional noninterest expense$1,183,0003,825
Pre-tax net operating income$1,796,0003,733
Securities gains (losses)$108,000923
Applicable income taxes$535,0003,931
Income before extraordinary items$1,369,0003,473
Extraordinary gains, net$053
Net income$1,369,0003,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$531,0001,358
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$-2,126,00011,438
Net operating income$1,291,2403,587
1995-12-31 (YTD Data)Rank
Total interest income$9,603,0003,405
Total interest expense$4,934,0003,064
Net interest income$4,669,0003,755
Provision for loan and lease losses$1,000,000940
Total noninterest income$330,0006,717
Gross Fiduciary activities income$14,0001,441
Service charges on deposit accounts$166,0006,334
Trading account gains and fees$0522
Additional Noninterest Income$150,0005,986
Total noninterest expense$2,250,0005,456
Salaries and employee benefits$1,027,0005,922
Premises and equipment expense$309,0005,504
Additional noninterest expense$914,0004,706
Pre-tax net operating income$1,749,0003,936
Securities gains (losses)$-185,00011,658
Applicable income taxes$505,0004,164
Income before extraordinary items$1,059,0004,376
Extraordinary gains, net$065
Net income$1,059,0004,373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,519,000677
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,184,8003,982
1994-12-31 (YTD Data)Rank
Total interest income$9,692,0003,124
Total interest expense$4,597,0002,659
Net interest income$5,095,0003,501
Provision for loan and lease losses$500,0001,533
Total noninterest income$364,0006,497
Gross Fiduciary activities income$15,0001,445
Service charges on deposit accounts$178,0006,296
Trading account gains and fees$18,000349
Additional Noninterest Income$153,0006,154
Total noninterest expense$2,097,0005,969
Salaries and employee benefits$953,0006,344
Premises and equipment expense$274,0006,096
Additional noninterest expense$870,0005,328
Pre-tax net operating income$2,862,0002,479
Securities gains (losses)$-246,00012,031
Applicable income taxes$890,0002,515
Income before extraordinary items$1,726,0002,814
Extraordinary gains, net$0249
Net income$1,726,0002,816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-336,00012,489
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,888,3602,592
1993-12-31 (YTD Data)Rank
Total interest income$9,420,0003,285
Total interest expense$4,705,0002,737
Net interest income$4,715,0003,771
Provision for loan and lease losses$210,0003,794
Total noninterest income$625,0004,823
Gross Fiduciary activities income$12,0001,489
Service charges on deposit accounts$97,0008,461
Trading account gains and fees$194,000231
Additional Noninterest Income$322,0004,299
Total noninterest expense$2,083,0006,121
Salaries and employee benefits$990,0006,192
Premises and equipment expense$200,0007,681
Additional noninterest expense$893,0005,399
Pre-tax net operating income$3,047,0002,246
Securities gains (losses)$529,000864
Applicable income taxes$1,200,0001,923
Income before extraordinary items$2,376,0002,103
Extraordinary gains, net$03,149
Net income$2,376,0002,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0003,463
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,026,8602,329
1992-12-31 (YTD Data)Rank
Total interest income$8,890,0003,898
Total interest expense$4,346,0003,776
Net interest income$4,544,0003,971
Provision for loan and lease losses$011,756
Total noninterest income$314,0007,532
Gross Fiduciary activities income$14,0001,509
Service charges on deposit accounts$73,0009,449
Trading account gains and fees$0504
Additional Noninterest Income$227,0005,269
Total noninterest expense$1,892,0006,679
Salaries and employee benefits$903,0006,604
Premises and equipment expense$161,0008,809
Additional noninterest expense$828,0005,903
Pre-tax net operating income$2,966,0002,094
Securities gains (losses)$614,000921
Applicable income taxes$1,212,0001,744
Income before extraordinary items$2,368,0001,925
Extraordinary gains, net$01,422
Net income$2,368,0001,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,00012,178
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,962,7602,162

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.