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Altoona First Savings Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$13,143,000	2,467
Total interest expense	$3,224,000	2,524
Net interest income	$9,919,000	2,397
Provision for loan and lease losses	$174,000	2,121
Total noninterest income	$1,159,000	2,566
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,053,000	960
Trading account gains and fees	NA	NA
Additional Noninterest Income	$106,000	3,972
Total noninterest expense	$7,730,000	2,390
Salaries and employee benefits	$3,836,000	2,586
Premises and equipment expense	$697,000	2,503
Additional noninterest expense	$106,000	3,972
Pre-tax net operating income	$3,174,000	2,451
Securities gains (losses)	$0	988
Applicable income taxes	$741,000	1,632
Income before extraordinary items	$2,433,000	2,570
Extraordinary gains, net	$0	54
Net income	$2,433,000	2,596
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,433,000	2,572
Net charge-offs	$17,000	2,260
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,433,000	2,589
2023-09-30 (YTD Data)		Rank
Total interest income	$9,744,000	2,466
Total interest expense	$2,288,000	2,479
Net interest income	$7,456,000	2,407
Provision for loan and lease losses	$175,000	1,783
Total noninterest income	$833,000	2,613
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$747,000	994
Trading account gains and fees	NA	NA
Additional Noninterest Income	$86,000	3,965
Total noninterest expense	$5,669,000	2,415
Salaries and employee benefits	$2,835,000	2,599
Premises and equipment expense	$520,000	2,513
Additional noninterest expense	$86,000	3,963
Pre-tax net operating income	$2,445,000	2,469
Securities gains (losses)	$0	849
Applicable income taxes	$521,000	1,723
Income before extraordinary items	$1,924,000	2,560
Extraordinary gains, net	$0	52
Net income	$1,924,000	2,586
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,924,000	2,561
Net charge-offs	$10,000	2,131
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,924,000	2,582
2023-06-30 (YTD Data)		Rank
Total interest income	$6,423,000	2,444
Total interest expense	$1,440,000	2,393
Net interest income	$4,983,000	2,428
Provision for loan and lease losses	$50,000	2,224
Total noninterest income	$544,000	2,605
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$483,000	996
Trading account gains and fees	NA	NA
Additional Noninterest Income	$61,000	3,963
Total noninterest expense	$3,693,000	2,434
Salaries and employee benefits	$1,803,000	2,668
Premises and equipment expense	$356,000	2,458
Additional noninterest expense	$61,000	3,943
Pre-tax net operating income	$1,784,000	2,388
Securities gains (losses)	$0	938
Applicable income taxes	$490,000	1,509
Income before extraordinary items	$1,294,000	2,571
Extraordinary gains, net	$0	51
Net income	$1,294,000	2,601
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,294,000	2,571
Net charge-offs	$0	2,431
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,294,000	2,584
2023-03-31 (YTD Data)		Rank
Total interest income	$3,160,000	2,454
Total interest expense	$606,000	2,418
Net interest income	$2,554,000	2,407
Provision for loan and lease losses	$50,000	1,677
Total noninterest income	$265,000	2,624
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$231,000	1,044
Trading account gains and fees	NA	NA
Additional Noninterest Income	$34,000	3,908
Total noninterest expense	$1,795,000	2,519
Salaries and employee benefits	$878,000	2,744
Premises and equipment expense	$190,000	2,427
Additional noninterest expense	$34,000	3,908
Pre-tax net operating income	$974,000	2,337
Securities gains (losses)	$0	950
Applicable income taxes	$266,000	1,486
Income before extraordinary items	$708,000	2,521
Extraordinary gains, net	$0	4
Net income	$708,000	2,522
Minority interest net income	$0	48
Net income of bank and minority interests.	$708,000	2,521
Net charge-offs	$0	2,062
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$708,000	2,546
2022-12-31 (YTD Data)		Rank
Total interest income	$11,434,000	2,347
Total interest expense	$1,139,000	2,244
Net interest income	$10,295,000	2,330
Provision for loan and lease losses	$496,000	1,234
Total noninterest income	$1,104,000	2,687
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$979,000	1,034
Trading account gains and fees	NA	NA
Additional Noninterest Income	$125,000	4,067
Total noninterest expense	$7,355,000	2,433
Salaries and employee benefits	$3,593,000	2,665
Premises and equipment expense	$663,000	2,581
Additional noninterest expense	$125,000	4,067
Pre-tax net operating income	$3,548,000	2,447
Securities gains (losses)	$0	691
Applicable income taxes	$929,000	1,617
Income before extraordinary items	$2,619,000	2,618
Extraordinary gains, net	$0	5
Net income	$2,619,000	2,615
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,619,000	2,617
Net charge-offs	$15,000	2,017
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,619,000	2,652
2022-09-30 (YTD Data)		Rank
Total interest income	$8,366,000	2,329
Total interest expense	$649,000	2,303
Net interest income	$7,717,000	2,307
Provision for loan and lease losses	$471,000	998
Total noninterest income	$810,000	2,751
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$709,000	1,072
Trading account gains and fees	NA	NA
Additional Noninterest Income	$101,000	4,051
Total noninterest expense	$5,435,000	2,452
Salaries and employee benefits	$2,639,000	2,692
Premises and equipment expense	$489,000	2,600
Additional noninterest expense	$101,000	4,051
Pre-tax net operating income	$2,621,000	2,465
Securities gains (losses)	$0	740
Applicable income taxes	$635,000	1,671
Income before extraordinary items	$1,986,000	2,590
Extraordinary gains, net	$0	4
Net income	$1,986,000	2,588
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,986,000	2,589
Net charge-offs	$15,000	1,701
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,986,000	2,627
2022-06-30 (YTD Data)		Rank
Total interest income	$5,382,000	2,334
Total interest expense	$414,000	2,212
Net interest income	$4,968,000	2,318
Provision for loan and lease losses	$368,000	827
Total noninterest income	$539,000	2,750
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$461,000	1,074
Trading account gains and fees	NA	NA
Additional Noninterest Income	$78,000	3,987
Total noninterest expense	$3,589,000	2,454
Salaries and employee benefits	$1,728,000	2,721
Premises and equipment expense	$340,000	2,546
Additional noninterest expense	$1,521,000	1,983
Pre-tax net operating income	$1,550,000	2,521
Securities gains (losses)	$0	687
Applicable income taxes	$348,000	1,756
Income before extraordinary items	$1,202,000	2,622
Extraordinary gains, net	$0	4
Net income	$1,202,000	2,620
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,202,000	2,622
Net charge-offs	$12,000	1,527
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,202,000	2,659
2022-03-31 (YTD Data)		Rank
Total interest income	$2,554,000	2,373
Total interest expense	$208,000	2,149
Net interest income	$2,346,000	2,357
Provision for loan and lease losses	$188,000	684
Total noninterest income	$270,000	2,717
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$224,000	1,092
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	3,865
Total noninterest expense	$1,632,000	2,599
Salaries and employee benefits	$717,000	2,998
Premises and equipment expense	$162,000	2,617
Additional noninterest expense	$753,000	1,976
Pre-tax net operating income	$796,000	2,388
Securities gains (losses)	$0	623
Applicable income taxes	$225,000	1,515
Income before extraordinary items	$571,000	2,597
Extraordinary gains, net	$0	4
Net income	$571,000	2,595
Minority interest net income	$0	50
Net income of bank and minority interests.	$571,000	2,597
Net charge-offs	$7,000	1,284
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$571,000	2,616
2021-12-31 (YTD Data)		Rank
Total interest income	$10,352,000	2,420
Total interest expense	$1,147,000	2,019
Net interest income	$9,205,000	2,431
Provision for loan and lease losses	$733,000	776
Total noninterest income	$1,245,000	2,743
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$879,000	1,067
Trading account gains and fees	NA	NA
Additional Noninterest Income	$366,000	3,548
Total noninterest expense	$6,827,000	2,526
Salaries and employee benefits	$3,320,000	2,793
Premises and equipment expense	$655,000	2,617
Additional noninterest expense	$2,852,000	2,052
Pre-tax net operating income	$2,890,000	2,732
Securities gains (losses)	$0	2,062
Applicable income taxes	$731,000	1,837
Income before extraordinary items	$2,159,000	2,922
Extraordinary gains, net	$0	10
Net income	$2,159,000	2,922
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,159,000	2,922
Net charge-offs	$117,000	1,278
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,159,000	2,901
2021-09-30 (YTD Data)		Rank
Total interest income	$7,695,000	2,482
Total interest expense	$932,000	1,995
Net interest income	$6,763,000	2,506
Provision for loan and lease losses	$557,000	748
Total noninterest income	$1,039,000	2,669
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$625,000	1,103
Trading account gains and fees	NA	NA
Additional Noninterest Income	$414,000	3,222
Total noninterest expense	$4,903,000	2,606
Salaries and employee benefits	$2,400,000	2,850
Premises and equipment expense	$470,000	2,692
Additional noninterest expense	$2,033,000	2,132
Pre-tax net operating income	$2,342,000	2,758
Securities gains (losses)	$0	2,015
Applicable income taxes	$554,000	1,907
Income before extraordinary items	$1,788,000	2,927
Extraordinary gains, net	$0	8
Net income	$1,788,000	2,927
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,788,000	2,927
Net charge-offs	$84,000	1,147
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,788,000	2,905
2021-06-30 (YTD Data)		Rank
Total interest income	$5,132,000	2,477
Total interest expense	$676,000	1,943
Net interest income	$4,456,000	2,524
Provision for loan and lease losses	$468,000	649
Total noninterest income	$737,000	2,563
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$413,000	1,074
Trading account gains and fees	NA	NA
Additional Noninterest Income	$324,000	3,070
Total noninterest expense	$3,218,000	2,619
Salaries and employee benefits	$1,593,000	2,852
Premises and equipment expense	$311,000	2,690
Additional noninterest expense	$1,314,000	2,156
Pre-tax net operating income	$1,507,000	2,764
Securities gains (losses)	$0	1,818
Applicable income taxes	$345,000	1,925
Income before extraordinary items	$1,162,000	2,957
Extraordinary gains, net	$0	6
Net income	$1,162,000	2,956
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,162,000	2,957
Net charge-offs	$88,000	960
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,162,000	2,934
2021-03-31 (YTD Data)		Rank
Total interest income	$2,609,000	2,443
Total interest expense	$364,000	1,917
Net interest income	$2,245,000	2,499
Provision for loan and lease losses	$323,000	520
Total noninterest income	$386,000	2,522
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$192,000	1,131
Trading account gains and fees	NA	NA
Additional Noninterest Income	$194,000	2,871
Total noninterest expense	$1,544,000	2,666
Salaries and employee benefits	$741,000	2,950
Premises and equipment expense	$173,000	2,557
Additional noninterest expense	$630,000	2,192
Pre-tax net operating income	$764,000	2,721
Securities gains (losses)	$0	1,392
Applicable income taxes	$207,000	1,791
Income before extraordinary items	$557,000	2,990
Extraordinary gains, net	$0	3
Net income	$557,000	2,988
Minority interest net income	$0	55
Net income of bank and minority interests.	$557,000	2,990
Net charge-offs	$80,000	687
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$557,000	2,962
2020-12-31 (YTD Data)		Rank
Total interest income	$9,723,000	2,559
Total interest expense	$1,821,000	2,091
Net interest income	$7,902,000	2,634
Provision for loan and lease losses	$1,373,000	1,312
Total noninterest income	$1,243,000	2,643
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$655,000	1,303
Trading account gains and fees	NA	NA
Additional Noninterest Income	$588,000	2,987
Total noninterest expense	$6,872,000	2,490
Salaries and employee benefits	$3,510,000	2,676
Premises and equipment expense	$643,000	2,663
Additional noninterest expense	$2,719,000	2,078
Pre-tax net operating income	$900,000	3,792
Securities gains (losses)	$0	2,675
Applicable income taxes	$176,000	2,629
Income before extraordinary items	$724,000	3,930
Extraordinary gains, net	$0	4
Net income	$724,000	3,928
Minority interest net income	$0	72
Net income of bank and minority interests.	$724,000	3,930
Net charge-offs	$1,822,000	442
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$724,000	3,873
2020-09-30 (YTD Data)		Rank
Total interest income	$7,201,000	2,591
Total interest expense	$1,407,000	2,127
Net interest income	$5,794,000	2,672
Provision for loan and lease losses	$1,027,000	1,335
Total noninterest income	$831,000	2,725
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$465,000	1,358
Trading account gains and fees	NA	NA
Additional Noninterest Income	$366,000	3,139
Total noninterest expense	$4,973,000	2,521
Salaries and employee benefits	$2,495,000	2,758
Premises and equipment expense	$487,000	2,632
Additional noninterest expense	$1,991,000	2,083
Pre-tax net operating income	$625,000	3,879
Securities gains (losses)	$0	2,494
Applicable income taxes	$176,000	2,464
Income before extraordinary items	$449,000	4,091
Extraordinary gains, net	$0	4
Net income	$449,000	4,091
Minority interest net income	$0	65
Net income of bank and minority interests.	$449,000	4,091
Net charge-offs	$156,000	1,396
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$449,000	4,044
2020-06-30 (YTD Data)		Rank
Total interest income	$4,726,000	2,646
Total interest expense	$973,000	2,184
Net interest income	$3,753,000	2,734
Provision for loan and lease losses	$342,000	1,926
Total noninterest income	$457,000	2,906
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$305,000	1,395
Trading account gains and fees	NA	NA
Additional Noninterest Income	$152,000	3,578
Total noninterest expense	$3,320,000	2,520
Salaries and employee benefits	$1,676,000	2,755
Premises and equipment expense	$338,000	2,572
Additional noninterest expense	$1,306,000	2,097
Pre-tax net operating income	$548,000	3,643
Securities gains (losses)	$0	2,249
Applicable income taxes	$310,000	1,721
Income before extraordinary items	$238,000	4,219
Extraordinary gains, net	$0	4
Net income	$238,000	4,219
Minority interest net income	$0	65
Net income of bank and minority interests.	$238,000	4,219
Net charge-offs	$7,000	2,562
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$238,000	4,174
2020-03-31 (YTD Data)		Rank
Total interest income	$2,596,000	2,502
Total interest expense	$539,000	2,180
Net interest income	$2,057,000	2,558
Provision for loan and lease losses	$140,000	1,721
Total noninterest income	$228,000	2,858
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$159,000	1,571
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	3,575
Total noninterest expense	$1,665,000	2,548
Salaries and employee benefits	$767,000	2,922
Premises and equipment expense	$174,000	2,534
Additional noninterest expense	$724,000	1,979
Pre-tax net operating income	$480,000	2,836
Securities gains (losses)	$0	1,705
Applicable income taxes	$204,000	1,388
Income before extraordinary items	$276,000	3,381
Extraordinary gains, net	$0	4
Net income	$276,000	3,381
Minority interest net income	$0	56
Net income of bank and minority interests.	$276,000	3,382
Net charge-offs	$7,000	1,991
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$276,000	3,366
2019-12-31 (YTD Data)		Rank
Total interest income	$10,610,000	2,489
Total interest expense	$1,910,000	2,419
Net interest income	$8,700,000	2,474
Provision for loan and lease losses	$413,000	1,656
Total noninterest income	$970,000	2,870
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$676,000	1,545
Trading account gains and fees	NA	NA
Additional Noninterest Income	$294,000	3,600
Total noninterest expense	$6,585,000	2,545
Salaries and employee benefits	$3,348,000	2,735
Premises and equipment expense	$631,000	2,719
Additional noninterest expense	$2,606,000	2,153
Pre-tax net operating income	$2,672,000	2,640
Securities gains (losses)	$0	2,379
Applicable income taxes	$657,000	1,760
Income before extraordinary items	$2,015,000	2,897
Extraordinary gains, net	$0	11
Net income	$2,015,000	2,897
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,015,000	2,898
Net charge-offs	$80,000	2,352
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,015,000	2,851
2019-09-30 (YTD Data)		Rank
Total interest income	$7,967,000	2,510
Total interest expense	$1,394,000	2,465
Net interest income	$6,573,000	2,492
Provision for loan and lease losses	$354,000	1,465
Total noninterest income	$714,000	2,902
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$502,000	1,563
Trading account gains and fees	NA	NA
Additional Noninterest Income	$212,000	3,667
Total noninterest expense	$4,862,000	2,584
Salaries and employee benefits	$2,486,000	2,765
Premises and equipment expense	$463,000	2,761
Additional noninterest expense	$1,913,000	2,182
Pre-tax net operating income	$2,071,000	2,668
Securities gains (losses)	$0	2,167
Applicable income taxes	$478,000	1,835
Income before extraordinary items	$1,593,000	2,881
Extraordinary gains, net	$0	11
Net income	$1,593,000	2,882
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,593,000	2,882
Net charge-offs	$80,000	1,904
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,593,000	2,852
2019-06-30 (YTD Data)		Rank
Total interest income	$5,261,000	2,534
Total interest expense	$889,000	2,523
Net interest income	$4,372,000	2,504
Provision for loan and lease losses	$130,000	1,967
Total noninterest income	$478,000	2,868
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$328,000	1,570
Trading account gains and fees	NA	NA
Additional Noninterest Income	$150,000	3,601
Total noninterest expense	$3,311,000	2,575
Salaries and employee benefits	$1,714,000	2,734
Premises and equipment expense	$316,000	2,739
Additional noninterest expense	$1,281,000	2,182
Pre-tax net operating income	$1,409,000	2,620
Securities gains (losses)	$0	1,702
Applicable income taxes	$380,000	1,665
Income before extraordinary items	$1,029,000	2,910
Extraordinary gains, net	$0	11
Net income	$1,029,000	2,909
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,029,000	2,909
Net charge-offs	$7,000	2,725
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,029,000	2,884
2019-03-31 (YTD Data)		Rank
Total interest income	$2,531,000	2,610
Total interest expense	$424,000	2,552
Net interest income	$2,107,000	2,578
Provision for loan and lease losses	$20,000	2,754
Total noninterest income	$221,000	2,929
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$157,000	1,615
Trading account gains and fees	NA	NA
Additional Noninterest Income	$64,000	3,757
Total noninterest expense	$1,616,000	2,629
Salaries and employee benefits	$821,000	2,815
Premises and equipment expense	$169,000	2,641
Additional noninterest expense	$626,000	2,215
Pre-tax net operating income	$692,000	2,593
Securities gains (losses)	$0	1,087
Applicable income taxes	$199,000	1,598
Income before extraordinary items	$493,000	2,912
Extraordinary gains, net	$0	5
Net income	$493,000	2,910
Minority interest net income	$0	52
Net income of bank and minority interests.	$493,000	2,911
Net charge-offs	$-4,000	4,334
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$493,000	2,902
2018-12-31 (YTD Data)		Rank
Total interest income	$9,594,000	2,608
Total interest expense	$1,479,000	2,359
Net interest income	$8,115,000	2,633
Provision for loan and lease losses	$567,000	1,356
Total noninterest income	$1,305,000	2,499
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$675,000	1,579
Trading account gains and fees	NA	NA
Additional Noninterest Income	$630,000	2,790
Total noninterest expense	$6,335,000	2,628
Salaries and employee benefits	$3,107,000	2,891
Premises and equipment expense	$624,000	2,767
Additional noninterest expense	$2,604,000	2,151
Pre-tax net operating income	$2,518,000	2,772
Securities gains (losses)	$0	1,125
Applicable income taxes	$737,000	1,646
Income before extraordinary items	$1,781,000	3,112
Extraordinary gains, net	$0	6
Net income	$1,781,000	3,111
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,781,000	3,111
Net charge-offs	$349,000	1,219
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,781,000	3,108
2018-09-30 (YTD Data)		Rank
Total interest income	$7,077,000	2,627
Total interest expense	$1,091,000	2,313
Net interest income	$5,986,000	2,661
Provision for loan and lease losses	$470,000	1,183
Total noninterest income	$1,061,000	2,421
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$495,000	1,617
Trading account gains and fees	NA	NA
Additional Noninterest Income	$566,000	2,597
Total noninterest expense	$4,694,000	2,658
Salaries and employee benefits	$2,372,000	2,865
Premises and equipment expense	$439,000	2,904
Additional noninterest expense	$1,883,000	2,212
Pre-tax net operating income	$1,883,000	2,835
Securities gains (losses)	$0	1,118
Applicable income taxes	$565,000	1,684
Income before extraordinary items	$1,318,000	3,193
Extraordinary gains, net	$0	5
Net income	$1,318,000	3,192
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,318,000	3,192
Net charge-offs	$304,000	989
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,318,000	3,185
2018-06-30 (YTD Data)		Rank
Total interest income	$4,665,000	2,638
Total interest expense	$702,000	2,284
Net interest income	$3,963,000	2,669
Provision for loan and lease losses	$379,000	1,011
Total noninterest income	$758,000	2,340
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$326,000	1,627
Trading account gains and fees	NA	NA
Additional Noninterest Income	$432,000	2,428
Total noninterest expense	$3,206,000	2,637
Salaries and employee benefits	$1,699,000	2,761
Premises and equipment expense	$298,000	2,881
Additional noninterest expense	$1,209,000	2,279
Pre-tax net operating income	$1,136,000	2,963
Securities gains (losses)	$0	961
Applicable income taxes	$305,000	1,856
Income before extraordinary items	$831,000	3,234
Extraordinary gains, net	$0	6
Net income	$831,000	3,232
Minority interest net income	$0	65
Net income of bank and minority interests.	$831,000	3,233
Net charge-offs	$27,000	2,088
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$831,000	3,229
2018-03-31 (YTD Data)		Rank
Total interest income	$2,313,000	2,648
Total interest expense	$325,000	2,332
Net interest income	$1,988,000	2,671
Provision for loan and lease losses	$279,000	747
Total noninterest income	$504,000	1,989
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$159,000	1,655
Trading account gains and fees	NA	NA
Additional Noninterest Income	$345,000	1,859
Total noninterest expense	$1,618,000	2,634
Salaries and employee benefits	$896,000	2,683
Premises and equipment expense	$153,000	2,883
Additional noninterest expense	$569,000	2,389
Pre-tax net operating income	$595,000	2,835
Securities gains (losses)	$0	735
Applicable income taxes	$213,000	1,520
Income before extraordinary items	$382,000	3,324
Extraordinary gains, net	$0	7
Net income	$382,000	3,324
Minority interest net income	$0	52
Net income of bank and minority interests.	$382,000	3,324
Net charge-offs	$4,000	2,263
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$382,000	3,318
2017-12-31 (YTD Data)		Rank
Total interest income	$8,452,000	2,762
Total interest expense	$1,243,000	2,193
Net interest income	$7,209,000	2,829
Provision for loan and lease losses	$95,000	3,127
Total noninterest income	$852,000	3,191
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$645,000	1,662
Trading account gains and fees	NA	NA
Additional Noninterest Income	$207,000	4,178
Total noninterest expense	$6,173,000	2,713
Salaries and employee benefits	$3,012,000	2,973
Premises and equipment expense	$587,000	2,961
Additional noninterest expense	$2,574,000	2,216
Pre-tax net operating income	$1,793,000	3,275
Securities gains (losses)	$0	2,243
Applicable income taxes	$609,000	2,275
Income before extraordinary items	$1,184,000	3,497
Extraordinary gains, net	$0	9
Net income	$1,184,000	3,495
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,184,000	3,497
Net charge-offs	$82,000	2,613
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,184,000	3,479
2017-09-30 (YTD Data)		Rank
Total interest income	$6,226,000	2,809
Total interest expense	$916,000	2,208
Net interest income	$5,310,000	2,886
Provision for loan and lease losses	$90,000	2,745
Total noninterest income	$632,000	3,228
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$480,000	1,686
Trading account gains and fees	NA	NA
Additional Noninterest Income	$152,000	4,245
Total noninterest expense	$4,513,000	2,783
Salaries and employee benefits	$2,180,000	3,061
Premises and equipment expense	$495,000	2,781
Additional noninterest expense	$1,838,000	2,285
Pre-tax net operating income	$1,339,000	3,349
Securities gains (losses)	$0	2,274
Applicable income taxes	$451,000	2,167
Income before extraordinary items	$888,000	3,713
Extraordinary gains, net	$0	9
Net income	$888,000	3,711
Minority interest net income	$0	71
Net income of bank and minority interests.	$888,000	3,713
Net charge-offs	$19,000	3,008
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$888,000	3,689
2017-06-30 (YTD Data)		Rank
Total interest income	$4,051,000	2,839
Total interest expense	$590,000	2,229
Net interest income	$3,461,000	2,921
Provision for loan and lease losses	$45,000	2,934
Total noninterest income	$418,000	3,258
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$319,000	1,672
Trading account gains and fees	NA	NA
Additional Noninterest Income	$99,000	4,275
Total noninterest expense	$3,004,000	2,796
Salaries and employee benefits	$1,462,000	3,066
Premises and equipment expense	$323,000	2,818
Additional noninterest expense	$1,219,000	2,297
Pre-tax net operating income	$830,000	3,410
Securities gains (losses)	$0	1,906
Applicable income taxes	$261,000	2,267
Income before extraordinary items	$569,000	3,736
Extraordinary gains, net	$0	11
Net income	$569,000	3,733
Minority interest net income	$0	71
Net income of bank and minority interests.	$569,000	3,736
Net charge-offs	$10,000	2,893
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$569,000	3,717
2017-03-31 (YTD Data)		Rank
Total interest income	$1,967,000	2,893
Total interest expense	$289,000	2,238
Net interest income	$1,678,000	2,988
Provision for loan and lease losses	$18,000	2,868
Total noninterest income	$195,000	3,337
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$157,000	1,689
Trading account gains and fees	NA	NA
Additional Noninterest Income	$38,000	4,581
Total noninterest expense	$1,464,000	2,878
Salaries and employee benefits	$692,000	3,211
Premises and equipment expense	$162,000	2,863
Additional noninterest expense	$610,000	2,287
Pre-tax net operating income	$391,000	3,447
Securities gains (losses)	$0	1,153
Applicable income taxes	$122,000	2,288
Income before extraordinary items	$269,000	3,771
Extraordinary gains, net	$0	8
Net income	$269,000	3,770
Minority interest net income	$0	55
Net income of bank and minority interests.	$269,000	3,771
Net charge-offs	$10,000	2,203
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$269,000	3,755
2016-12-31 (YTD Data)		Rank
Total interest income	$7,809,000	2,900
Total interest expense	$1,158,000	2,196
Net interest income	$6,651,000	2,991
Provision for loan and lease losses	$161,000	2,673
Total noninterest income	$837,000	3,318
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$623,000	1,756
Trading account gains and fees	$0	170
Additional Noninterest Income	$214,000	4,290
Total noninterest expense	$5,799,000	2,912
Salaries and employee benefits	$2,888,000	3,099
Premises and equipment expense	$656,000	2,858
Additional noninterest expense	$2,255,000	2,520
Pre-tax net operating income	$1,528,000	3,487
Securities gains (losses)	$0	3,212
Applicable income taxes	$586,000	2,129
Income before extraordinary items	$942,000	3,961
Extraordinary gains, net	$0	5
Net income	$942,000	3,959
Minority interest net income	$0	82
Net income of bank and minority interests.	$942,000	3,960
Net charge-offs	$156,000	2,183
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$942,000	3,898
2016-09-30 (YTD Data)		Rank
Total interest income	$5,839,000	2,913
Total interest expense	$869,000	2,192
Net interest income	$4,970,000	3,011
Provision for loan and lease losses	$136,000	2,443
Total noninterest income	$620,000	3,345
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$465,000	1,768
Trading account gains and fees	$0	169
Additional Noninterest Income	$155,000	4,369
Total noninterest expense	$4,232,000	2,956
Salaries and employee benefits	$2,104,000	3,158
Premises and equipment expense	$483,000	2,902
Additional noninterest expense	$1,645,000	2,586
Pre-tax net operating income	$1,222,000	3,447
Securities gains (losses)	$0	3,160
Applicable income taxes	$473,000	2,104
Income before extraordinary items	$749,000	3,943
Extraordinary gains, net	$0	5
Net income	$749,000	3,941
Minority interest net income	$0	71
Net income of bank and minority interests.	$749,000	3,943
Net charge-offs	$56,000	2,501
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$749,000	3,877
2016-06-30 (YTD Data)		Rank
Total interest income	$3,880,000	2,928
Total interest expense	$583,000	2,189
Net interest income	$3,297,000	3,032
Provision for loan and lease losses	$88,000	2,475
Total noninterest income	$429,000	3,289
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$308,000	1,769
Trading account gains and fees	$0	157
Additional Noninterest Income	$121,000	4,242
Total noninterest expense	$2,776,000	3,006
Salaries and employee benefits	$1,365,000	3,240
Premises and equipment expense	$313,000	2,963
Additional noninterest expense	$1,098,000	2,587
Pre-tax net operating income	$862,000	3,340
Securities gains (losses)	$0	2,835
Applicable income taxes	$358,000	1,971
Income before extraordinary items	$504,000	3,943
Extraordinary gains, net	$0	16
Net income	$504,000	3,941
Minority interest net income	$0	71
Net income of bank and minority interests.	$504,000	3,942
Net charge-offs	$46,000	2,204
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$504,000	3,868
2016-03-31 (YTD Data)		Rank
Total interest income	$1,930,000	2,938
Total interest expense	$296,000	2,161
Net interest income	$1,634,000	3,051
Provision for loan and lease losses	$44,000	2,331
Total noninterest income	$204,000	3,343
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$152,000	1,784
Trading account gains and fees	$0	142
Additional Noninterest Income	$52,000	4,354
Total noninterest expense	$1,357,000	3,068
Salaries and employee benefits	$670,000	3,301
Premises and equipment expense	$165,000	2,888
Additional noninterest expense	$522,000	2,690
Pre-tax net operating income	$437,000	3,258
Securities gains (losses)	$0	2,077
Applicable income taxes	$201,000	1,836
Income before extraordinary items	$236,000	4,008
Extraordinary gains, net	$0	12
Net income	$236,000	4,005
Minority interest net income	$0	62
Net income of bank and minority interests.	$236,000	4,006
Net charge-offs	$43,000	1,533
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$236,000	3,955
2015-12-31 (YTD Data)		Rank
Total interest income	$7,827,000	2,878
Total interest expense	$1,242,000	2,059
Net interest income	$6,585,000	3,001
Provision for loan and lease losses	$113,000	2,956
Total noninterest income	$1,022,000	3,037
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$659,000	1,733
Trading account gains and fees	$0	159
Additional Noninterest Income	$363,000	3,719
Total noninterest expense	$5,566,000	3,007
Salaries and employee benefits	$2,876,000	3,112
Premises and equipment expense	$681,000	2,861
Additional noninterest expense	$2,009,000	2,785
Pre-tax net operating income	$1,928,000	3,086
Securities gains (losses)	$0	3,216
Applicable income taxes	$696,000	1,920
Income before extraordinary items	$1,232,000	3,585
Extraordinary gains, net	$0	23
Net income	$1,232,000	3,583
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,232,000	3,585
Net charge-offs	$115,000	2,529
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,232,000	3,539
2015-09-30 (YTD Data)		Rank
Total interest income	$5,898,000	2,895
Total interest expense	$960,000	2,030
Net interest income	$4,938,000	3,025
Provision for loan and lease losses	$21,000	3,781
Total noninterest income	$654,000	3,322
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$494,000	1,740
Trading account gains and fees	$0	153
Additional Noninterest Income	$160,000	4,416
Total noninterest expense	$4,112,000	3,061
Salaries and employee benefits	$2,117,000	3,168
Premises and equipment expense	$491,000	2,978
Additional noninterest expense	$1,504,000	2,782
Pre-tax net operating income	$1,459,000	3,122
Securities gains (losses)	$0	3,031
Applicable income taxes	$557,000	1,915
Income before extraordinary items	$902,000	3,677
Extraordinary gains, net	$0	21
Net income	$902,000	3,676
Minority interest net income	$0	78
Net income of bank and minority interests.	$902,000	3,677
Net charge-offs	$18,000	3,406
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$902,000	3,631
2015-06-30 (YTD Data)		Rank
Total interest income	$3,909,000	2,900
Total interest expense	$665,000	1,981
Net interest income	$3,244,000	3,061
Provision for loan and lease losses	$6,000	3,882
Total noninterest income	$431,000	3,339
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$327,000	1,731
Trading account gains and fees	$0	157
Additional Noninterest Income	$104,000	4,475
Total noninterest expense	$2,726,000	3,091
Salaries and employee benefits	$1,391,000	3,222
Premises and equipment expense	$333,000	2,947
Additional noninterest expense	$1,002,000	2,803
Pre-tax net operating income	$943,000	3,168
Securities gains (losses)	$0	2,636
Applicable income taxes	$327,000	2,043
Income before extraordinary items	$616,000	3,623
Extraordinary gains, net	$0	22
Net income	$616,000	3,624
Minority interest net income	$0	75
Net income of bank and minority interests.	$616,000	3,625
Net charge-offs	$3,000	3,598
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$616,000	3,566
2015-03-31 (YTD Data)		Rank
Total interest income	$1,954,000	2,904
Total interest expense	$346,000	1,929
Net interest income	$1,608,000	3,076
Provision for loan and lease losses	$0	3,703
Total noninterest income	$202,000	3,415
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$157,000	1,762
Trading account gains and fees	$0	152
Additional Noninterest Income	$45,000	4,630
Total noninterest expense	$1,348,000	3,124
Salaries and employee benefits	$709,000	3,213
Premises and equipment expense	$176,000	2,888
Additional noninterest expense	$463,000	2,963
Pre-tax net operating income	$462,000	3,148
Securities gains (losses)	$0	2,027
Applicable income taxes	$157,000	2,050
Income before extraordinary items	$305,000	3,621
Extraordinary gains, net	$0	13
Net income	$305,000	3,624
Minority interest net income	$0	64
Net income of bank and minority interests.	$305,000	3,624
Net charge-offs	$0	3,288
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$305,000	3,529
2014-12-31 (YTD Data)		Rank
Total interest income	$7,948,000	2,898
Total interest expense	$1,585,000	1,814
Net interest income	$6,363,000	3,106
Provision for loan and lease losses	$198,000	2,516
Total noninterest income	$874,000	3,334
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$669,000	1,807
Trading account gains and fees	$0	180
Additional Noninterest Income	$205,000	4,504
Total noninterest expense	$5,692,000	3,030
Salaries and employee benefits	$2,812,000	3,212
Premises and equipment expense	$733,000	2,823
Additional noninterest expense	$2,147,000	2,730
Pre-tax net operating income	$1,347,000	3,661
Securities gains (losses)	$0	3,259
Applicable income taxes	$428,000	2,355
Income before extraordinary items	$919,000	4,111
Extraordinary gains, net	$0	17
Net income	$919,000	4,111
Minority interest net income	$0	84
Net income of bank and minority interests.	$919,000	4,112
Net charge-offs	$217,000	2,375
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$919,000	4,056
2014-09-30 (YTD Data)		Rank
Total interest income	$5,955,000	2,930
Total interest expense	$1,203,000	1,812
Net interest income	$4,752,000	3,143
Provision for loan and lease losses	$139,000	2,471
Total noninterest income	$654,000	3,375
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$495,000	1,835
Trading account gains and fees	$0	174
Additional Noninterest Income	$159,000	4,497
Total noninterest expense	$4,214,000	3,067
Salaries and employee benefits	$2,088,000	3,266
Premises and equipment expense	$558,000	2,826
Additional noninterest expense	$1,568,000	2,777
Pre-tax net operating income	$1,053,000	3,668
Securities gains (losses)	$0	2,980
Applicable income taxes	$318,000	2,403
Income before extraordinary items	$735,000	4,047
Extraordinary gains, net	$0	15
Net income	$735,000	4,048
Minority interest net income	$0	81
Net income of bank and minority interests.	$735,000	4,048
Net charge-offs	$159,000	2,243
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$735,000	3,999
2014-06-30 (YTD Data)		Rank
Total interest income	$3,972,000	2,936
Total interest expense	$805,000	1,824
Net interest income	$3,167,000	3,137
Provision for loan and lease losses	$27,000	3,466
Total noninterest income	$431,000	3,377
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$323,000	1,844
Trading account gains and fees	$0	172
Additional Noninterest Income	$108,000	4,475
Total noninterest expense	$2,788,000	3,096
Salaries and employee benefits	$1,369,000	3,322
Premises and equipment expense	$389,000	2,765
Additional noninterest expense	$1,030,000	2,817
Pre-tax net operating income	$783,000	3,411
Securities gains (losses)	$0	2,580
Applicable income taxes	$233,000	2,272
Income before extraordinary items	$550,000	3,780
Extraordinary gains, net	$0	20
Net income	$550,000	3,785
Minority interest net income	$0	80
Net income of bank and minority interests.	$550,000	3,786
Net charge-offs	$-23,000	5,932
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$550,000	3,723
2014-03-31 (YTD Data)		Rank
Total interest income	$2,004,000	2,919
Total interest expense	$406,000	1,838
Net interest income	$1,598,000	3,121
Provision for loan and lease losses	$24,000	2,875
Total noninterest income	$203,000	3,443
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$152,000	1,911
Trading account gains and fees	$0	147
Additional Noninterest Income	$51,000	4,536
Total noninterest expense	$1,429,000	3,072
Salaries and employee benefits	$692,000	3,312
Premises and equipment expense	$208,000	2,688
Additional noninterest expense	$529,000	2,760
Pre-tax net operating income	$348,000	3,563
Securities gains (losses)	$0	1,715
Applicable income taxes	$81,000	2,540
Income before extraordinary items	$267,000	3,745
Extraordinary gains, net	$0	16
Net income	$267,000	3,748
Minority interest net income	$0	66
Net income of bank and minority interests.	$267,000	3,748
Net charge-offs	$22,000	2,430
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$267,000	3,696
2013-12-31 (YTD Data)		Rank
Total interest income	$8,069,000	2,927
Total interest expense	$1,759,000	1,914
Net interest income	$6,310,000	3,140
Provision for loan and lease losses	$878,000	1,235
Total noninterest income	$920,000	3,358
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$640,000	1,962
Trading account gains and fees	$0	184
Additional Noninterest Income	$280,000	4,180
Total noninterest expense	$5,633,000	3,120
Salaries and employee benefits	$2,765,000	3,292
Premises and equipment expense	$754,000	2,820
Additional noninterest expense	$2,114,000	2,856
Pre-tax net operating income	$719,000	4,567
Securities gains (losses)	$0	3,182
Applicable income taxes	$182,000	3,016
Income before extraordinary items	$537,000	4,815
Extraordinary gains, net	$0	29
Net income	$537,000	4,819
Minority interest net income	$0	90
Net income of bank and minority interests.	$537,000	4,819
Net charge-offs	$664,000	1,694
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$537,000	4,752
2013-09-30 (YTD Data)		Rank
Total interest income	$6,033,000	2,956
Total interest expense	$1,342,000	1,943
Net interest income	$4,691,000	3,184
Provision for loan and lease losses	$800,000	1,047
Total noninterest income	$698,000	3,383
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$474,000	1,979
Trading account gains and fees	$0	180
Additional Noninterest Income	$224,000	4,178
Total noninterest expense	$4,181,000	3,151
Salaries and employee benefits	$2,054,000	3,334
Premises and equipment expense	$561,000	2,861
Additional noninterest expense	$1,566,000	2,877
Pre-tax net operating income	$408,000	4,999
Securities gains (losses)	$0	3,040
Applicable income taxes	$166,000	2,948
Income before extraordinary items	$242,000	5,483
Extraordinary gains, net	$0	25
Net income	$242,000	5,484
Minority interest net income	$0	84
Net income of bank and minority interests.	$242,000	5,485
Net charge-offs	$608,000	1,409
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$242,000	5,408
2013-06-30 (YTD Data)		Rank
Total interest income	$4,005,000	2,964
Total interest expense	$905,000	1,938
Net interest income	$3,100,000	3,212
Provision for loan and lease losses	$608,000	981
Total noninterest income	$463,000	3,426
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$307,000	2,004
Trading account gains and fees	$0	157
Additional Noninterest Income	$156,000	4,165
Total noninterest expense	$2,745,000	3,199
Salaries and employee benefits	$1,313,000	3,448
Premises and equipment expense	$389,000	2,799
Additional noninterest expense	$1,043,000	2,872
Pre-tax net operating income	$210,000	5,268
Securities gains (losses)	$0	2,791
Applicable income taxes	$101,000	3,005
Income before extraordinary items	$109,000	5,791
Extraordinary gains, net	$0	22
Net income	$109,000	5,793
Minority interest net income	$0	82
Net income of bank and minority interests.	$109,000	5,793
Net charge-offs	$514,000	1,239
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$109,000	5,700
2013-03-31 (YTD Data)		Rank
Total interest income	$2,018,000	2,963
Total interest expense	$459,000	1,967
Net interest income	$1,559,000	3,203
Provision for loan and lease losses	$420,000	775
Total noninterest income	$230,000	3,440
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$146,000	2,073
Trading account gains and fees	$0	148
Additional Noninterest Income	$84,000	4,006
Total noninterest expense	$1,337,000	3,282
Salaries and employee benefits	$651,000	3,513
Premises and equipment expense	$191,000	2,850
Additional noninterest expense	$495,000	3,012
Pre-tax net operating income	$32,000	6,025
Securities gains (losses)	$0	1,966
Applicable income taxes	$-21,000	6,799
Income before extraordinary items	$53,000	5,804
Extraordinary gains, net	$0	10
Net income	$53,000	5,806
Minority interest net income	$0	76
Net income of bank and minority interests.	$53,000	5,806
Net charge-offs	$457,000	815
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$53,000	5,719
2012-12-31 (YTD Data)		Rank
Total interest income	$8,826,000	2,870
Total interest expense	$2,042,000	2,106
Net interest income	$6,784,000	3,060
Provision for loan and lease losses	$467,000	2,814
Total noninterest income	$1,017,000	3,232
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$616,000	2,111
Trading account gains and fees	$0	166
Additional Noninterest Income	$401,000	3,629
Total noninterest expense	$5,728,000	3,137
Salaries and employee benefits	$2,807,000	3,270
Premises and equipment expense	$730,000	2,937
Additional noninterest expense	$2,191,000	2,873
Pre-tax net operating income	$1,606,000	3,210
Securities gains (losses)	$0	3,810
Applicable income taxes	$605,000	1,989
Income before extraordinary items	$1,001,000	3,918
Extraordinary gains, net	$0	29
Net income	$1,001,000	3,918
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,001,000	3,920
Net charge-offs	$360,000	3,068
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,001,000	3,751
2012-09-30 (YTD Data)		Rank
Total interest income	$6,689,000	2,902
Total interest expense	$1,565,000	2,143
Net interest income	$5,124,000	3,090
Provision for loan and lease losses	$290,000	3,018
Total noninterest income	$757,000	3,271
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$455,000	2,162
Trading account gains and fees	$0	157
Additional Noninterest Income	$302,000	3,679
Total noninterest expense	$4,221,000	3,200
Salaries and employee benefits	$2,078,000	3,330
Premises and equipment expense	$549,000	2,965
Additional noninterest expense	$1,594,000	2,957
Pre-tax net operating income	$1,370,000	3,066
Securities gains (losses)	$0	3,575
Applicable income taxes	$453,000	2,046
Income before extraordinary items	$917,000	3,591
Extraordinary gains, net	$0	20
Net income	$917,000	3,591
Minority interest net income	$0	86
Net income of bank and minority interests.	$917,000	3,593
Net charge-offs	$225,000	3,160
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$917,000	3,448
2012-06-30 (YTD Data)		Rank
Total interest income	$4,513,000	2,899
Total interest expense	$1,055,000	2,186
Net interest income	$3,458,000	3,066
Provision for loan and lease losses	$287,000	2,516
Total noninterest income	$487,000	3,289
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$306,000	2,124
Trading account gains and fees	$0	153
Additional Noninterest Income	$181,000	3,810
Total noninterest expense	$2,748,000	3,286
Salaries and employee benefits	$1,383,000	3,355
Premises and equipment expense	$375,000	2,914
Additional noninterest expense	$990,000	3,150
Pre-tax net operating income	$910,000	3,042
Securities gains (losses)	$0	3,178
Applicable income taxes	$294,000	2,078
Income before extraordinary items	$616,000	3,586
Extraordinary gains, net	$0	19
Net income	$616,000	3,587
Minority interest net income	$0	84
Net income of bank and minority interests.	$616,000	3,588
Net charge-offs	$177,000	2,882
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$616,000	3,412
2012-03-31 (YTD Data)		Rank
Total interest income	$2,297,000	2,893
Total interest expense	$538,000	2,220
Net interest income	$1,759,000	3,051
Provision for loan and lease losses	$161,000	2,232
Total noninterest income	$248,000	3,259
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$152,000	2,115
Trading account gains and fees	$0	148
Additional Noninterest Income	$96,000	3,766
Total noninterest expense	$1,395,000	3,243
Salaries and employee benefits	$729,000	3,248
Premises and equipment expense	$197,000	2,820
Additional noninterest expense	$469,000	3,247
Pre-tax net operating income	$451,000	3,091
Securities gains (losses)	$0	2,210
Applicable income taxes	$143,000	2,097
Income before extraordinary items	$308,000	3,595
Extraordinary gains, net	$0	19
Net income	$308,000	3,598
Minority interest net income	$0	78
Net income of bank and minority interests.	$308,000	3,598
Net charge-offs	$6,000	4,226
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$308,000	3,426
2011-12-31 (YTD Data)		Rank
Total interest income	$9,540,000	2,874
Total interest expense	$2,342,000	2,444
Net interest income	$7,198,000	2,992
Provision for loan and lease losses	$556,000	3,307
Total noninterest income	$921,000	3,257
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$583,000	2,284
Trading account gains and fees	$0	146
Additional Noninterest Income	$338,000	3,679
Total noninterest expense	$5,557,000	3,248
Salaries and employee benefits	$2,688,000	3,370
Premises and equipment expense	$737,000	3,081
Additional noninterest expense	$2,132,000	2,953
Pre-tax net operating income	$2,006,000	2,505
Securities gains (losses)	$0	3,838
Applicable income taxes	$703,000	1,675
Income before extraordinary items	$1,303,000	3,055
Extraordinary gains, net	$0	29
Net income	$1,303,000	3,057
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,303,000	3,057
Net charge-offs	$576,000	3,007
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,303,000	2,952
2011-09-30 (YTD Data)		Rank
Total interest income	$7,178,000	2,898
Total interest expense	$1,800,000	2,484
Net interest income	$5,378,000	3,025
Provision for loan and lease losses	$320,000	3,519
Total noninterest income	$638,000	3,407
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$440,000	2,291
Trading account gains and fees	$0	145
Additional Noninterest Income	$198,000	4,100
Total noninterest expense	$4,215,000	3,225
Salaries and employee benefits	$2,016,000	3,371
Premises and equipment expense	$547,000	3,139
Additional noninterest expense	$1,652,000	2,880
Pre-tax net operating income	$1,481,000	2,607
Securities gains (losses)	$0	3,555
Applicable income taxes	$550,000	1,656
Income before extraordinary items	$931,000	3,215
Extraordinary gains, net	$0	21
Net income	$931,000	3,215
Minority interest net income	$0	87
Net income of bank and minority interests.	$931,000	3,215
Net charge-offs	$497,000	2,673
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$931,000	3,111
2011-06-30 (YTD Data)		Rank
Total interest income	$4,739,000	2,944
Total interest expense	$1,223,000	2,519
Net interest income	$3,516,000	3,070
Provision for loan and lease losses	$163,000	3,800
Total noninterest income	$424,000	3,439
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$284,000	2,323
Trading account gains and fees	$0	153
Additional Noninterest Income	$140,000	4,059
Total noninterest expense	$2,819,000	3,259
Salaries and employee benefits	$1,312,000	3,460
Premises and equipment expense	$366,000	3,151
Additional noninterest expense	$1,141,000	2,850
Pre-tax net operating income	$958,000	2,614
Securities gains (losses)	$0	2,914
Applicable income taxes	$350,000	1,638
Income before extraordinary items	$608,000	3,165
Extraordinary gains, net	$0	15
Net income	$608,000	3,166
Minority interest net income	$0	89
Net income of bank and minority interests.	$608,000	3,167
Net charge-offs	$440,000	2,276
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$608,000	3,080
2011-03-31 (YTD Data)		Rank
Total interest income	$2,350,000	2,986
Total interest expense	$615,000	2,582
Net interest income	$1,735,000	3,106
Provision for loan and lease losses	$40,000	4,390
Total noninterest income	$203,000	3,558
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$131,000	2,442
Trading account gains and fees	$0	158
Additional Noninterest Income	$72,000	4,081
Total noninterest expense	$1,482,000	3,132
Salaries and employee benefits	$694,000	3,351
Premises and equipment expense	$193,000	3,080
Additional noninterest expense	$595,000	2,738
Pre-tax net operating income	$416,000	2,892
Securities gains (losses)	$0	1,772
Applicable income taxes	$161,000	1,726
Income before extraordinary items	$255,000	3,549
Extraordinary gains, net	$0	9
Net income	$255,000	3,546
Minority interest net income	$0	86
Net income of bank and minority interests.	$255,000	3,547
Net charge-offs	$434,000	1,452
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$255,000	3,486
2010-12-31 (YTD Data)		Rank
Total interest income	$9,860,000	2,990
Total interest expense	$2,819,000	2,736
Net interest income	$7,041,000	3,060
Provision for loan and lease losses	$25,000	6,748
Total noninterest income	$697,000	3,949
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$392,000	3,114
Trading account gains and fees	$0	175
Additional Noninterest Income	$305,000	3,926
Total noninterest expense	$5,755,000	3,213
Salaries and employee benefits	$2,752,000	3,341
Premises and equipment expense	$691,000	3,336
Additional noninterest expense	$2,312,000	2,861
Pre-tax net operating income	$1,958,000	2,279
Securities gains (losses)	$0	3,793
Applicable income taxes	$721,000	1,526
Income before extraordinary items	$1,237,000	2,849
Extraordinary gains, net	$0	29
Net income	$1,237,000	2,846
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,237,000	2,850
Net charge-offs	$19,000	6,398
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,237,000	2,748
2010-09-30 (YTD Data)		Rank
Total interest income	$7,388,000	3,051
Total interest expense	$2,209,000	2,751
Net interest income	$5,179,000	3,146
Provision for loan and lease losses	$18,000	6,703
Total noninterest income	$517,000	4,004
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$288,000	3,221
Trading account gains and fees	$0	165
Additional Noninterest Income	$229,000	3,962
Total noninterest expense	$4,226,000	3,278
Salaries and employee benefits	$2,062,000	3,369
Premises and equipment expense	$430,000	3,899
Additional noninterest expense	$1,734,000	2,803
Pre-tax net operating income	$1,452,000	2,432
Securities gains (losses)	$0	3,651
Applicable income taxes	$523,000	1,628
Income before extraordinary items	$929,000	3,025
Extraordinary gains, net	$0	23
Net income	$929,000	3,022
Minority interest net income	$0	110
Net income of bank and minority interests.	$929,000	3,025
Net charge-offs	$2,000	6,555
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$929,000	2,899
2010-06-30 (YTD Data)		Rank
Total interest income	$4,905,000	3,091
Total interest expense	$1,529,000	2,741
Net interest income	$3,376,000	3,190
Provision for loan and lease losses	$18,000	6,448
Total noninterest income	$321,000	4,117
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$190,000	3,239
Trading account gains and fees	$0	152
Additional Noninterest Income	$131,000	4,207
Total noninterest expense	$2,739,000	3,349
Salaries and employee benefits	$1,328,000	3,472
Premises and equipment expense	$350,000	3,375
Additional noninterest expense	$1,061,000	3,037
Pre-tax net operating income	$940,000	2,493
Securities gains (losses)	$0	3,184
Applicable income taxes	$321,000	1,673
Income before extraordinary items	$619,000	3,009
Extraordinary gains, net	$0	19
Net income	$619,000	3,005
Minority interest net income	$0	105
Net income of bank and minority interests.	$619,000	3,008
Net charge-offs	$3,000	6,164
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$619,000	2,891
2010-03-31 (YTD Data)		Rank
Total interest income	$2,468,000	3,136
Total interest expense	$817,000	2,715
Net interest income	$1,651,000	3,281
Provision for loan and lease losses	$8,000	6,225
Total noninterest income	$160,000	4,130
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$92,000	3,301
Trading account gains and fees	$0	175
Additional Noninterest Income	$68,000	4,171
Total noninterest expense	$1,377,000	3,379
Salaries and employee benefits	$690,000	3,432
Premises and equipment expense	$184,000	3,347
Additional noninterest expense	$503,000	3,166
Pre-tax net operating income	$426,000	2,726
Securities gains (losses)	$0	2,284
Applicable income taxes	$122,000	1,925
Income before extraordinary items	$304,000	3,102
Extraordinary gains, net	$0	16
Net income	$304,000	3,099
Minority interest net income	$0	91
Net income of bank and minority interests.	$304,000	3,102
Net charge-offs	$8,000	4,945
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$304,000	2,994
2009-12-31 (YTD Data)		Rank
Total interest income	$9,817,000	3,278
Total interest expense	$3,627,000	2,958
Net interest income	$6,190,000	3,377
Provision for loan and lease losses	$66,000	6,705
Total noninterest income	$671,000	4,154
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$356,000	3,555
Trading account gains and fees	$0	211
Additional Noninterest Income	$315,000	3,915
Total noninterest expense	$5,609,000	3,352
Salaries and employee benefits	$2,564,000	3,618
Premises and equipment expense	$668,000	3,592
Additional noninterest expense	$2,377,000	2,870
Pre-tax net operating income	$1,186,000	2,727
Securities gains (losses)	$0	3,754
Applicable income taxes	$410,000	1,737
Income before extraordinary items	$776,000	3,190
Extraordinary gains, net	$0	34
Net income	$776,000	3,190
Minority interest net income	$0	115
Net income of bank and minority interests.	$776,000	3,190
Net charge-offs	$52,000	6,185
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$776,000	3,134
2009-09-30 (YTD Data)		Rank
Total interest income	$7,357,000	3,330
Total interest expense	$2,777,000	3,034
Net interest income	$4,580,000	3,417
Provision for loan and lease losses	$21,000	6,927
Total noninterest income	$512,000	4,190
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$266,000	3,571
Trading account gains and fees	$0	212
Additional Noninterest Income	$246,000	3,937
Total noninterest expense	$4,170,000	3,390
Salaries and employee benefits	$1,967,000	3,596
Premises and equipment expense	$492,000	3,658
Additional noninterest expense	$1,711,000	2,948
Pre-tax net operating income	$901,000	2,924
Securities gains (losses)	$0	3,497
Applicable income taxes	$372,000	1,709
Income before extraordinary items	$529,000	3,595
Extraordinary gains, net	$0	27
Net income	$529,000	3,593
Minority interest net income	$0	118
Net income of bank and minority interests.	$529,000	3,595
Net charge-offs	$-11,000	7,885
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$529,000	3,506
2009-06-30 (YTD Data)		Rank
Total interest income	$4,915,000	3,356
Total interest expense	$1,878,000	3,119
Net interest income	$3,037,000	3,423
Provision for loan and lease losses	$20,000	6,682
Total noninterest income	$346,000	4,152
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$173,000	3,598
Trading account gains and fees	$0	193
Additional Noninterest Income	$173,000	3,878
Total noninterest expense	$2,752,000	3,452
Salaries and employee benefits	$1,288,000	3,684
Premises and equipment expense	$331,000	3,660
Additional noninterest expense	$1,133,000	2,972
Pre-tax net operating income	$611,000	2,982
Securities gains (losses)	$0	3,136
Applicable income taxes	$269,000	1,658
Income before extraordinary items	$342,000	3,742
Extraordinary gains, net	$0	21
Net income	$342,000	3,742
Minority interest net income	$0	112
Net income of bank and minority interests.	$342,000	3,742
Net charge-offs	$13,000	5,866
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$342,000	3,618
2009-03-31 (YTD Data)		Rank
Total interest income	$2,491,000	3,362
Total interest expense	$948,000	3,197
Net interest income	$1,543,000	3,367
Provision for loan and lease losses	$0	6,744
Total noninterest income	$188,000	3,937
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$82,000	3,654
Trading account gains and fees	$0	171
Additional Noninterest Income	$106,000	3,571
Total noninterest expense	$1,345,000	3,442
Salaries and employee benefits	$644,000	3,716
Premises and equipment expense	$177,000	3,542
Additional noninterest expense	$524,000	2,884
Pre-tax net operating income	$386,000	2,868
Securities gains (losses)	$0	2,434
Applicable income taxes	$151,000	1,736
Income before extraordinary items	$235,000	3,567
Extraordinary gains, net	$0	15
Net income	$235,000	3,567
Minority interest net income	$0	102
Net income of bank and minority interests.	$235,000	3,568
Net charge-offs	$-7,000	7,788
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$235,000	3,428
2008-12-31 (YTD Data)		Rank
Total interest income	$10,538,000	3,393
Total interest expense	$4,508,000	3,219
Net interest income	$6,030,000	3,465
Provision for loan and lease losses	$81,000	6,232
Total noninterest income	$617,000	4,408
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$365,000	3,632
Trading account gains and fees	$0	154
Additional Noninterest Income	$252,000	4,422
Total noninterest expense	$5,172,000	3,464
Salaries and employee benefits	$2,414,000	3,877
Premises and equipment expense	$546,000	4,229
Additional noninterest expense	$2,212,000	2,606
Pre-tax net operating income	$1,394,000	3,144
Securities gains (losses)	$0	3,220
Applicable income taxes	$530,000	1,795
Income before extraordinary items	$864,000	3,559
Extraordinary gains, net	$0	39
Net income	$864,000	3,560
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	5,255
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$864,000	3,706
2008-09-30 (YTD Data)		Rank
Total interest income	$7,906,000	3,453
Total interest expense	$3,458,000	3,270
Net interest income	$4,448,000	3,537
Provision for loan and lease losses	$25,000	6,390
Total noninterest income	$470,000	4,466
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$277,000	3,645
Trading account gains and fees	$0	148
Additional Noninterest Income	$193,000	4,490
Total noninterest expense	$3,790,000	3,514
Salaries and employee benefits	$1,785,000	3,950
Premises and equipment expense	$407,000	4,264
Additional noninterest expense	$1,598,000	2,628
Pre-tax net operating income	$1,103,000	3,491
Securities gains (losses)	$0	3,106
Applicable income taxes	$410,000	2,130
Income before extraordinary items	$693,000	3,829
Extraordinary gains, net	$0	31
Net income	$693,000	3,828
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	5,374
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$693,000	3,976
2008-06-30 (YTD Data)		Rank
Total interest income	$5,273,000	3,505
Total interest expense	$2,362,000	3,327
Net interest income	$2,911,000	3,577
Provision for loan and lease losses	$13,000	6,212
Total noninterest income	$330,000	4,420
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$189,000	3,595
Trading account gains and fees	$0	149
Additional Noninterest Income	$141,000	4,410
Total noninterest expense	$2,540,000	3,525
Salaries and employee benefits	$1,196,000	3,964
Premises and equipment expense	$276,000	4,225
Additional noninterest expense	$1,068,000	2,593
Pre-tax net operating income	$688,000	3,728
Securities gains (losses)	$0	3,233
Applicable income taxes	$227,000	2,540
Income before extraordinary items	$461,000	4,186
Extraordinary gains, net	$0	21
Net income	$461,000	4,187
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	4,966
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$461,000	4,127
2008-03-31 (YTD Data)		Rank
Total interest income	$2,714,000	3,509
Total interest expense	$1,229,000	3,395
Net interest income	$1,485,000	3,509
Provision for loan and lease losses	$4,000	5,832
Total noninterest income	$166,000	4,387
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$91,000	3,630
Trading account gains and fees	$0	158
Additional Noninterest Income	$75,000	4,329
Total noninterest expense	$1,241,000	3,600
Salaries and employee benefits	$579,000	4,082
Premises and equipment expense	$146,000	4,066
Additional noninterest expense	$516,000	2,649
Pre-tax net operating income	$406,000	3,515
Securities gains (losses)	$0	2,688
Applicable income taxes	$125,000	2,538
Income before extraordinary items	$281,000	3,958
Extraordinary gains, net	$0	15
Net income	$281,000	3,960
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,346
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$281,000	3,870
2007-12-31 (YTD Data)		Rank
Total interest income	$11,312,000	3,445
Total interest expense	$5,271,000	3,337
Net interest income	$6,041,000	3,482
Provision for loan and lease losses	$-70,000	8,346
Total noninterest income	$654,000	4,447
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$387,000	3,587
Trading account gains and fees	$0	178
Additional Noninterest Income	$267,000	4,453
Total noninterest expense	$4,892,000	3,493
Salaries and employee benefits	$2,150,000	4,155
Premises and equipment expense	$647,000	3,646
Additional noninterest expense	$2,095,000	2,551
Pre-tax net operating income	$1,873,000	3,450
Securities gains (losses)	$0	2,146
Applicable income taxes	$566,000	2,587
Income before extraordinary items	$1,307,000	3,755
Extraordinary gains, net	$0	39
Net income	$1,307,000	3,755
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,298,000	832
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,307,000	3,744
2007-09-30 (YTD Data)		Rank
Total interest income	$8,504,000	3,447
Total interest expense	$3,966,000	3,311
Net interest income	$4,538,000	3,487
Provision for loan and lease losses	$-84,000	8,408
Total noninterest income	$485,000	4,480
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$287,000	3,602
Trading account gains and fees	$0	184
Additional Noninterest Income	$198,000	4,503
Total noninterest expense	$3,591,000	3,545
Salaries and employee benefits	$1,595,000	4,184
Premises and equipment expense	$466,000	3,734
Additional noninterest expense	$1,530,000	2,566
Pre-tax net operating income	$1,516,000	3,443
Securities gains (losses)	$0	1,655
Applicable income taxes	$515,000	2,495
Income before extraordinary items	$1,001,000	3,890
Extraordinary gains, net	$0	33
Net income	$1,001,000	3,889
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,285,000	552
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,001,000	3,876
2007-06-30 (YTD Data)		Rank
Total interest income	$5,613,000	3,490
Total interest expense	$2,613,000	3,328
Net interest income	$3,000,000	3,532
Provision for loan and lease losses	$-104,000	8,482
Total noninterest income	$300,000	4,664
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$164,000	3,909
Trading account gains and fees	$0	168
Additional Noninterest Income	$136,000	4,507
Total noninterest expense	$2,389,000	3,577
Salaries and employee benefits	$1,079,000	4,169
Premises and equipment expense	$319,000	3,683
Additional noninterest expense	$991,000	2,650
Pre-tax net operating income	$1,015,000	3,501
Securities gains (losses)	$0	1,444
Applicable income taxes	$326,000	2,626
Income before extraordinary items	$689,000	3,859
Extraordinary gains, net	$0	29
Net income	$689,000	3,859
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$565,000	658
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$689,000	3,848
2007-03-31 (YTD Data)		Rank
Total interest income	$2,728,000	3,552
Total interest expense	$1,288,000	3,344
Net interest income	$1,440,000	3,655
Provision for loan and lease losses	$21,000	4,310
Total noninterest income	$138,000	4,817
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$77,000	3,989
Trading account gains and fees	$0	195
Additional Noninterest Income	$61,000	4,714
Total noninterest expense	$1,173,000	3,632
Salaries and employee benefits	$518,000	4,319
Premises and equipment expense	$159,000	3,713
Additional noninterest expense	$496,000	2,640
Pre-tax net operating income	$384,000	4,099
Securities gains (losses)	$0	1,187
Applicable income taxes	$151,000	2,733
Income before extraordinary items	$233,000	4,724
Extraordinary gains, net	$0	22
Net income	$233,000	4,726
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	2,538
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$233,000	4,707
2006-12-31 (YTD Data)		Rank
Total interest income	$10,694,000	3,405
Total interest expense	$4,682,000	3,193
Net interest income	$6,012,000	3,518
Provision for loan and lease losses	$1,448,000	737
Total noninterest income	$564,000	4,875
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$323,000	3,973
Trading account gains and fees	$0	130
Additional Noninterest Income	$241,000	4,733
Total noninterest expense	$4,607,000	3,574
Salaries and employee benefits	$2,102,000	4,118
Premises and equipment expense	$646,000	3,560
Additional noninterest expense	$1,859,000	2,734
Pre-tax net operating income	$521,000	6,408
Securities gains (losses)	$0	1,687
Applicable income taxes	$97,000	4,992
Income before extraordinary items	$424,000	6,424
Extraordinary gains, net	$0	51
Net income	$424,000	6,426
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	2,944
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$424,000	6,427
2006-09-30 (YTD Data)		Rank
Total interest income	$7,888,000	3,413
Total interest expense	$3,404,000	3,175
Net interest income	$4,484,000	3,554
Provision for loan and lease losses	$619,000	1,184
Total noninterest income	$406,000	4,976
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$236,000	4,044
Trading account gains and fees	$0	126
Additional Noninterest Income	$170,000	4,884
Total noninterest expense	$3,471,000	3,558
Salaries and employee benefits	$1,589,000	4,079
Premises and equipment expense	$491,000	3,520
Additional noninterest expense	$1,391,000	2,728
Pre-tax net operating income	$800,000	5,227
Securities gains (losses)	$0	1,388
Applicable income taxes	$324,000	3,474
Income before extraordinary items	$476,000	5,867
Extraordinary gains, net	$0	45
Net income	$476,000	5,868
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$92,000	2,430
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$476,000	5,867
2006-06-30 (YTD Data)		Rank
Total interest income	$5,141,000	3,436
Total interest expense	$2,169,000	3,178
Net interest income	$2,972,000	3,573
Provision for loan and lease losses	$223,000	1,942
Total noninterest income	$269,000	4,992
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$157,000	4,046
Trading account gains and fees	$0	126
Additional Noninterest Income	$112,000	4,889
Total noninterest expense	$2,368,000	3,489
Salaries and employee benefits	$1,093,000	3,999
Premises and equipment expense	$337,000	3,430
Additional noninterest expense	$938,000	2,719
Pre-tax net operating income	$650,000	4,804
Securities gains (losses)	$0	1,185
Applicable income taxes	$191,000	3,673
Income before extraordinary items	$459,000	5,085
Extraordinary gains, net	$0	39
Net income	$459,000	5,089
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	3,293
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$459,000	5,073
2006-03-31 (YTD Data)		Rank
Total interest income	$2,488,000	3,457
Total interest expense	$1,028,000	3,191
Net interest income	$1,460,000	3,615
Provision for loan and lease losses	$72,000	2,600
Total noninterest income	$130,000	5,013
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$74,000	4,113
Trading account gains and fees	$0	115
Additional Noninterest Income	$56,000	4,890
Total noninterest expense	$1,169,000	3,547
Salaries and employee benefits	$526,000	4,145
Premises and equipment expense	$176,000	3,331
Additional noninterest expense	$467,000	2,706
Pre-tax net operating income	$349,000	4,591
Securities gains (losses)	$0	955
Applicable income taxes	$68,000	4,090
Income before extraordinary items	$281,000	4,585
Extraordinary gains, net	$0	21
Net income	$281,000	4,585
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	3,102
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$281,000	4,571
2005-12-31 (YTD Data)		Rank
Total interest income	$9,114,000	3,392
Total interest expense	$3,388,000	3,021
Net interest income	$5,726,000	3,564
Provision for loan and lease losses	$343,000	2,563
Total noninterest income	$548,000	5,029
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$306,000	4,127
Trading account gains and fees	$0	138
Additional Noninterest Income	$242,000	4,803
Total noninterest expense	$4,444,000	3,571
Salaries and employee benefits	$2,039,000	4,074
Premises and equipment expense	$688,000	3,286
Additional noninterest expense	$1,717,000	2,890
Pre-tax net operating income	$1,487,000	4,404
Securities gains (losses)	$0	2,296
Applicable income taxes	$586,000	3,110
Income before extraordinary items	$901,000	5,084
Extraordinary gains, net	$0	46
Net income	$901,000	5,086
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$255,000	1,944
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$901,000	5,044
2005-09-30 (YTD Data)		Rank
Total interest income	$6,699,000	3,386
Total interest expense	$2,438,000	2,989
Net interest income	$4,261,000	3,578
Provision for loan and lease losses	$253,000	2,527
Total noninterest income	$418,000	5,006
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$231,000	4,128
Trading account gains and fees	$0	126
Additional Noninterest Income	$187,000	4,754
Total noninterest expense	$3,312,000	3,558
Salaries and employee benefits	$1,519,000	4,052
Premises and equipment expense	$507,000	3,322
Additional noninterest expense	$1,286,000	2,856
Pre-tax net operating income	$1,114,000	4,507
Securities gains (losses)	$0	2,317
Applicable income taxes	$473,000	3,046
Income before extraordinary items	$641,000	5,295
Extraordinary gains, net	$0	35
Net income	$641,000	5,298
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	3,450
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$641,000	5,260
2005-06-30 (YTD Data)		Rank
Total interest income	$4,396,000	3,371
Total interest expense	$1,545,000	2,979
Net interest income	$2,851,000	3,548
Provision for loan and lease losses	$191,000	2,230
Total noninterest income	$274,000	5,008
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$148,000	4,183
Trading account gains and fees	$0	116
Additional Noninterest Income	$126,000	4,694
Total noninterest expense	$2,220,000	3,518
Salaries and employee benefits	$988,000	4,116
Premises and equipment expense	$349,000	3,200
Additional noninterest expense	$883,000	2,766
Pre-tax net operating income	$714,000	4,560
Securities gains (losses)	$0	2,146
Applicable income taxes	$314,000	3,021
Income before extraordinary items	$400,000	5,438
Extraordinary gains, net	$0	30
Net income	$400,000	5,440
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	3,351
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$400,000	5,405
2005-03-31 (YTD Data)		Rank
Total interest income	$2,132,000	3,417
Total interest expense	$728,000	3,020
Net interest income	$1,404,000	3,598
Provision for loan and lease losses	$70,000	2,663
Total noninterest income	$140,000	4,884
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$73,000	4,143
Trading account gains and fees	$0	115
Additional Noninterest Income	$67,000	4,538
Total noninterest expense	$1,115,000	3,522
Salaries and employee benefits	$491,000	4,144
Premises and equipment expense	$185,000	3,071
Additional noninterest expense	$439,000	2,757
Pre-tax net operating income	$359,000	4,537
Securities gains (losses)	$0	1,685
Applicable income taxes	$145,000	3,159
Income before extraordinary items	$214,000	5,249
Extraordinary gains, net	$0	24
Net income	$214,000	5,250
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	2,365
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$214,000	5,214
2004-12-31 (YTD Data)		Rank
Total interest income	$7,916,000	3,442
Total interest expense	$2,549,000	3,007
Net interest income	$5,367,000	3,600
Provision for loan and lease losses	$265,000	3,144
Total noninterest income	$668,000	4,527
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$320,000	4,178
Trading account gains and fees	$0	138
Additional Noninterest Income	$348,000	3,981
Total noninterest expense	$4,377,000	3,492
Salaries and employee benefits	$1,942,000	4,095
Premises and equipment expense	$737,000	2,992
Additional noninterest expense	$1,698,000	2,808
Pre-tax net operating income	$1,393,000	4,443
Securities gains (losses)	$0	3,819
Applicable income taxes	$393,000	3,750
Income before extraordinary items	$1,000,000	4,705
Extraordinary gains, net	$0	34
Net income	$1,000,000	4,706
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	4,748
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,000,000	4,630
2004-09-30 (YTD Data)		Rank
Total interest income	$5,816,000	3,471
Total interest expense	$1,873,000	3,001
Net interest income	$3,943,000	3,641
Provision for loan and lease losses	$234,000	2,704
Total noninterest income	$525,000	4,398
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$237,000	4,228
Trading account gains and fees	$0	134
Additional Noninterest Income	$288,000	3,807
Total noninterest expense	$3,181,000	3,541
Salaries and employee benefits	$1,438,000	4,093
Premises and equipment expense	$547,000	3,015
Additional noninterest expense	$1,196,000	2,946
Pre-tax net operating income	$1,053,000	4,477
Securities gains (losses)	$0	3,710
Applicable income taxes	$283,000	3,892
Income before extraordinary items	$770,000	4,726
Extraordinary gains, net	$0	26
Net income	$770,000	4,726
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	4,844
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$770,000	4,633
2004-06-30 (YTD Data)		Rank
Total interest income	$3,738,000	3,573
Total interest expense	$1,249,000	2,992
Net interest income	$2,489,000	3,795
Provision for loan and lease losses	$168,000	2,528
Total noninterest income	$378,000	4,233
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$150,000	4,337
Trading account gains and fees	$0	130
Additional Noninterest Income	$228,000	3,488
Total noninterest expense	$2,075,000	3,632
Salaries and employee benefits	$937,000	4,178
Premises and equipment expense	$364,000	3,027
Additional noninterest expense	$774,000	3,028
Pre-tax net operating income	$624,000	4,729
Securities gains (losses)	$0	3,413
Applicable income taxes	$186,000	3,906
Income before extraordinary items	$438,000	5,082
Extraordinary gains, net	$0	21
Net income	$438,000	5,082
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	4,807
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$438,000	4,990
2004-03-31 (YTD Data)		Rank
Total interest income	$1,816,000	3,681
Total interest expense	$622,000	3,032
Net interest income	$1,194,000	3,906
Provision for loan and lease losses	$126,000	1,733
Total noninterest income	$236,000	3,649
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$70,000	4,409
Trading account gains and fees	$0	121
Additional Noninterest Income	$166,000	2,759
Total noninterest expense	$1,056,000	3,604
Salaries and employee benefits	$486,000	4,102
Premises and equipment expense	$194,000	2,901
Additional noninterest expense	$376,000	3,078
Pre-tax net operating income	$248,000	5,303
Securities gains (losses)	$0	2,934
Applicable income taxes	$72,000	4,306
Income before extraordinary items	$176,000	5,644
Extraordinary gains, net	$0	16
Net income	$176,000	5,645
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$176,000	5,524
2003-12-31 (YTD Data)		Rank
Total interest income	$7,480,000	3,612
Total interest expense	$2,933,000	2,931
Net interest income	$4,547,000	3,969
Provision for loan and lease losses	$84,000	5,577
Total noninterest income	$472,000	5,572
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$285,000	4,422
Trading account gains and fees	$0	160
Additional Noninterest Income	$187,000	5,428
Total noninterest expense	$4,136,000	3,621
Salaries and employee benefits	$1,931,000	4,048
Premises and equipment expense	$622,000	3,425
Additional noninterest expense	$1,583,000	2,926
Pre-tax net operating income	$799,000	5,707
Securities gains (losses)	$0	4,500
Applicable income taxes	$255,000	4,542
Income before extraordinary items	$544,000	6,160
Extraordinary gains, net	$0	54
Net income	$544,000	6,164
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	5,439
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$544,000	6,011
2003-09-30 (YTD Data)		Rank
Total interest income	$5,617,000	3,659
Total interest expense	$2,317,000	2,879
Net interest income	$3,300,000	4,084
Provision for loan and lease losses	$19,000	6,815
Total noninterest income	$350,000	5,659
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$208,000	4,511
Trading account gains and fees	$0	153
Additional Noninterest Income	$142,000	5,451
Total noninterest expense	$3,039,000	3,671
Salaries and employee benefits	$1,477,000	3,972
Premises and equipment expense	$431,000	3,641
Additional noninterest expense	$1,131,000	3,057
Pre-tax net operating income	$592,000	5,916
Securities gains (losses)	$0	4,204
Applicable income taxes	$212,000	4,566
Income before extraordinary items	$380,000	6,465
Extraordinary gains, net	$0	40
Net income	$380,000	6,466
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	5,484
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$380,000	6,298
2003-06-30 (YTD Data)		Rank
Total interest income	$3,842,000	3,623
Total interest expense	$1,638,000	2,810
Net interest income	$2,204,000	4,079
Provision for loan and lease losses	$9,000	6,877
Total noninterest income	$226,000	5,721
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$135,000	4,548
Trading account gains and fees	$0	150
Additional Noninterest Income	$91,000	5,491
Total noninterest expense	$2,017,000	3,671
Salaries and employee benefits	$984,000	3,969
Premises and equipment expense	$287,000	3,631
Additional noninterest expense	$746,000	3,060
Pre-tax net operating income	$404,000	5,834
Securities gains (losses)	$0	3,782
Applicable income taxes	$164,000	4,343
Income before extraordinary items	$240,000	6,615
Extraordinary gains, net	$0	30
Net income	$240,000	6,615
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	5,431
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$240,000	6,403
2003-03-31 (YTD Data)		Rank
Total interest income	$1,964,000	3,581
Total interest expense	$828,000	2,842
Net interest income	$1,136,000	3,992
Provision for loan and lease losses	$9,000	6,152
Total noninterest income	$110,000	5,671
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$66,000	4,513
Trading account gains and fees	$0	134
Additional Noninterest Income	$44,000	5,509
Total noninterest expense	$1,005,000	3,644
Salaries and employee benefits	$513,000	3,829
Premises and equipment expense	$140,000	3,695
Additional noninterest expense	$352,000	3,176
Pre-tax net operating income	$232,000	5,470
Securities gains (losses)	$0	2,891
Applicable income taxes	$86,000	4,218
Income before extraordinary items	$146,000	6,074
Extraordinary gains, net	$0	21
Net income	$146,000	6,073
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	4,155
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$146,000	5,894
2002-12-31 (YTD Data)		Rank
Total interest income	$8,130,000	3,601
Total interest expense	$3,585,000	3,024
Net interest income	$4,545,000	3,958
Provision for loan and lease losses	$99,000	5,759
Total noninterest income	$390,000	5,841
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$274,000	4,450
Trading account gains and fees	$0	153
Additional Noninterest Income	$116,000	6,134
Total noninterest expense	$3,520,000	3,949
Salaries and employee benefits	$1,698,000	4,275
Premises and equipment expense	$460,000	4,208
Additional noninterest expense	$1,362,000	3,220
Pre-tax net operating income	$1,316,000	4,454
Securities gains (losses)	$0	4,537
Applicable income taxes	$504,000	3,426
Income before extraordinary items	$812,000	5,164
Extraordinary gains, net	$0	70
Net income	$812,000	5,163
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	5,760
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$812,000	5,024
2001-12-31 (YTD Data)		Rank
Total interest income	$8,208,000	3,930
Total interest expense	$4,278,000	3,601
Net interest income	$3,930,000	4,179
Provision for loan and lease losses	$90,000	5,778
Total noninterest income	$276,000	6,618
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$219,000	4,955
Trading account gains and fees	$0	177
Additional Noninterest Income	$57,000	7,479
Total noninterest expense	$3,165,000	4,158
Salaries and employee benefits	$1,643,000	4,219
Premises and equipment expense	$405,000	4,560
Additional noninterest expense	$1,117,000	3,725
Pre-tax net operating income	$951,000	5,028
Securities gains (losses)	$0	4,612
Applicable income taxes	$363,000	3,920
Income before extraordinary items	$588,000	5,677
Extraordinary gains, net	$0	105
Net income	$588,000	5,680
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	6,011
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$588,000	5,548
2000-12-31 (YTD Data)		Rank
Total interest income	$7,824,000	4,206
Total interest expense	$3,932,000	4,029
Net interest income	$3,892,000	4,279
Provision for loan and lease losses	$70,000	5,970
Total noninterest income	$212,000	7,147
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$165,000	5,560
Trading account gains and fees	$0	180
Additional Noninterest Income	$47,000	7,934
Total noninterest expense	$2,748,000	4,529
Salaries and employee benefits	$1,438,000	4,512
Premises and equipment expense	$351,000	4,919
Additional noninterest expense	$959,000	4,116
Pre-tax net operating income	$1,286,000	4,529
Securities gains (losses)	$0	1,956
Applicable income taxes	$484,000	3,556
Income before extraordinary items	$802,000	5,047
Extraordinary gains, net	$0	38
Net income	$802,000	5,046
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	5,771
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$802,000	5,040
1999-12-31 (YTD Data)		Rank
Total interest income	$7,152,000	4,323
Total interest expense	$3,443,000	4,102
Net interest income	$3,709,000	4,450
Provision for loan and lease losses	$17,000	7,804
Total noninterest income	$199,000	7,509
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$152,000	5,813
Trading account gains and fees	NA	NA
Additional Noninterest Income	$47,000	8,163
Total noninterest expense	$2,641,000	4,669
Salaries and employee benefits	$1,365,000	4,682
Premises and equipment expense	$337,000	5,101
Additional noninterest expense	$939,000	4,230
Pre-tax net operating income	$1,250,000	4,647
Securities gains (losses)	$0	3,155
Applicable income taxes	$467,000	3,769
Income before extraordinary items	$783,000	5,152
Extraordinary gains, net	$0	35
Net income	$783,000	5,151
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	6,730
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$783,000	5,122
1998-12-31 (YTD Data)		Rank
Total interest income	$7,192,000	4,306
Total interest expense	$3,660,000	3,971
Net interest income	$3,532,000	4,567
Provision for loan and lease losses	$19,000	7,809
Total noninterest income	$174,000	7,902
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$138,000	6,129
Trading account gains and fees	NA	NA
Additional Noninterest Income	$36,000	8,704
Total noninterest expense	$2,563,000	4,687
Salaries and employee benefits	$1,241,000	4,944
Premises and equipment expense	$315,000	5,236
Additional noninterest expense	$1,007,000	3,937
Pre-tax net operating income	$1,124,000	5,082
Securities gains (losses)	$0	4,449
Applicable income taxes	$412,000	4,340
Income before extraordinary items	$712,000	5,557
Extraordinary gains, net	$0	32
Net income	$712,000	5,558
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	7,038
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$712,000	5,444
1997-12-31 (YTD Data)		Rank
Total interest income	$7,031,000	4,485
Total interest expense	$3,483,000	4,154
Net interest income	$3,548,000	4,685
Provision for loan and lease losses	$51,000	6,594
Total noninterest income	$171,000	8,278
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$126,000	6,643
Trading account gains and fees	NA	NA
Additional Noninterest Income	$45,000	8,650
Total noninterest expense	$2,227,000	5,247
Salaries and employee benefits	$1,176,000	5,187
Premises and equipment expense	$257,000	5,958
Additional noninterest expense	$794,000	4,750
Pre-tax net operating income	$1,441,000	4,639
Securities gains (losses)	$0	3,944
Applicable income taxes	$540,000	3,990
Income before extraordinary items	$901,000	5,050
Extraordinary gains, net	$0	44
Net income	$901,000	5,052
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	5,655
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$901,000	4,998
1996-12-31 (YTD Data)		Rank
Total interest income	$6,730,000	4,729
Total interest expense	$3,318,000	4,387
Net interest income	$3,412,000	4,932
Provision for loan and lease losses	$22,000	7,876
Total noninterest income	$260,000	7,460
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$123,000	7,008
Trading account gains and fees	NA	NA
Additional Noninterest Income	$137,000	6,227
Total noninterest expense	$2,789,000	4,571
Salaries and employee benefits	$1,120,000	5,520
Premises and equipment expense	$249,000	6,268
Additional noninterest expense	$1,420,000	3,270
Pre-tax net operating income	$861,000	6,241
Securities gains (losses)	$0	4,148
Applicable income taxes	$276,000	6,102
Income before extraordinary items	$585,000	6,358
Extraordinary gains, net	$0	53
Net income	$585,000	6,360
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	10,158
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$585,000	6,287
1995-12-31 (YTD Data)		Rank
Total interest income	$6,413,000	4,910
Total interest expense	$3,152,000	4,542
Net interest income	$3,261,000	5,156
Provision for loan and lease losses	$20,000	7,637
Total noninterest income	$125,000	9,756
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$97,000	7,858
Trading account gains and fees	NA	NA
Additional Noninterest Income	$28,000	10,398
Total noninterest expense	$2,126,000	5,725
Salaries and employee benefits	$1,009,000	6,016
Premises and equipment expense	$233,000	6,618
Additional noninterest expense	$884,000	4,835
Pre-tax net operating income	$1,240,000	5,147
Securities gains (losses)	$0	3,831
Applicable income taxes	$437,000	4,622
Income before extraordinary items	$803,000	5,435
Extraordinary gains, net	$0	65
Net income	$803,000	5,432
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	10,354
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$803,000	5,409
1994-12-31 (YTD Data)		Rank
Total interest income	$5,739,000	5,060
Total interest expense	$2,604,000	4,478
Net interest income	$3,135,000	5,426
Provision for loan and lease losses	$63,000	5,527
Total noninterest income	$110,000	10,520
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$81,000	8,649
Trading account gains and fees	NA	NA
Additional Noninterest Income	$29,000	10,859
Total noninterest expense	$2,080,000	6,008
Salaries and employee benefits	$969,000	6,247
Premises and equipment expense	$242,000	6,652
Additional noninterest expense	$869,000	5,335
Pre-tax net operating income	$1,102,000	5,563
Securities gains (losses)	$0	3,600
Applicable income taxes	$391,000	4,847
Income before extraordinary items	$711,000	5,847
Extraordinary gains, net	$0	249
Net income	$711,000	5,864
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	4,348
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$711,000	5,909
1993-12-31 (YTD Data)		Rank
Total interest income	$5,816,000	5,095
Total interest expense	$2,710,000	4,502
Net interest income	$3,106,000	5,504
Provision for loan and lease losses	$32,000	8,327
Total noninterest income	$134,000	10,548
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$81,000	8,972
Trading account gains and fees	NA	NA
Additional Noninterest Income	$53,000	9,919
Total noninterest expense	$2,064,000	6,166
Salaries and employee benefits	$967,000	6,324
Premises and equipment expense	$226,000	7,166
Additional noninterest expense	$871,000	5,517
Pre-tax net operating income	$1,144,000	5,354
Securities gains (losses)	$0	7,477
Applicable income taxes	$460,000	4,509
Income before extraordinary items	$684,000	6,214
Extraordinary gains, net	$0	3,149
Net income	$684,000	6,381
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	7,087
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$684,000	5,956
1992-12-31 (YTD Data)		Rank
Total interest income	$6,442,000	5,179
Total interest expense	$3,463,000	4,577
Net interest income	$2,979,000	5,756
Provision for loan and lease losses	$181,000	5,488
Total noninterest income	$594,000	4,995
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$594,000	2,836
Total noninterest expense	$1,948,000	6,513
Salaries and employee benefits	$1,001,000	6,023
Premises and equipment expense	$372,000	5,092
Additional noninterest expense	$575,000	7,731
Pre-tax net operating income	$1,444,000	4,183
Securities gains (losses)	$118,000	2,739
Applicable income taxes	$657,000	3,167
Income before extraordinary items	$905,000	4,913
Extraordinary gains, net	$0	1,422
Net income	$905,000	4,962
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	8,508
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$829,480	4,920

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.