Home > Alterra Bank > Income and Expense
Alterra Bank, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,730,000 | 2,272 |
| Total interest expense | $366,000 | 1,882 |
| Net interest income | $2,364,000 | 2,327 |
| Provision for loan and lease losses | $199,000 | 948 |
| Total noninterest income | $812,000 | 1,491 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $116,000 | 2,158 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $696,000 | 1,235 |
| Total noninterest expense | $3,101,000 | 1,605 |
| Salaries and employee benefits | $1,517,000 | 1,830 |
| Premises and equipment expense | $225,000 | 2,321 |
| Additional noninterest expense | $1,359,000 | 1,169 |
| Pre-tax net operating income | $-124,000 | 5,748 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $-56,000 | 5,785 |
| Income before extraordinary items | $-68,000 | 5,714 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-68,000 | 5,713 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-68,000 | 5,714 |
| Net charge-offs | $-177,000 | 5,706 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 524 |
| Net operating income | $-68,000 | 5,714 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,258,000 | 1,904 |
| Total interest expense | $1,633,000 | 1,683 |
| Net interest income | $11,625,000 | 1,912 |
| Provision for loan and lease losses | $6,690,000 | 216 |
| Total noninterest income | $6,502,000 | 960 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $439,000 | 2,304 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $6,063,000 | 728 |
| Total noninterest expense | $13,677,000 | 1,437 |
| Salaries and employee benefits | $6,894,000 | 1,576 |
| Premises and equipment expense | $964,000 | 2,210 |
| Additional noninterest expense | $5,819,000 | 1,123 |
| Pre-tax net operating income | $-2,240,000 | 5,881 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $-891,000 | 5,848 |
| Income before extraordinary items | $-1,349,000 | 5,854 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-1,349,000 | 5,853 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,349,000 | 5,853 |
| Net charge-offs | $3,426,000 | 269 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $-51,000 | 5,829 |
| Net operating income | $-1,349,000 | 5,850 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,212,000 | 1,866 |
| Total interest expense | $1,229,000 | 1,674 |
| Net interest income | $8,983,000 | 1,862 |
| Provision for loan and lease losses | $6,173,000 | 177 |
| Total noninterest income | $5,495,000 | 873 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $329,000 | 2,300 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $5,166,000 | 672 |
| Total noninterest expense | $9,562,000 | 1,526 |
| Salaries and employee benefits | $5,671,000 | 1,431 |
| Premises and equipment expense | $737,000 | 2,182 |
| Additional noninterest expense | $3,154,000 | 1,462 |
| Pre-tax net operating income | $-1,257,000 | 5,932 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $-504,000 | 5,927 |
| Income before extraordinary items | $-753,000 | 5,910 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-753,000 | 5,910 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-753,000 | 5,910 |
| Net charge-offs | $3,175,000 | 215 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 465 |
| Net operating income | $-753,000 | 5,906 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,901,000 | 1,850 |
| Total interest expense | $807,000 | 1,681 |
| Net interest income | $6,094,000 | 1,845 |
| Provision for loan and lease losses | $2,804,000 | 223 |
| Total noninterest income | $4,506,000 | 744 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $209,000 | 2,370 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,297,000 | 564 |
| Total noninterest expense | $6,026,000 | 1,609 |
| Salaries and employee benefits | $3,668,000 | 1,485 |
| Premises and equipment expense | $494,000 | 2,172 |
| Additional noninterest expense | $1,864,000 | 1,634 |
| Pre-tax net operating income | $1,770,000 | 2,130 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $680,000 | 1,386 |
| Income before extraordinary items | $1,090,000 | 2,657 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,090,000 | 2,656 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,090,000 | 2,656 |
| Net charge-offs | $1,520,000 | 265 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 443 |
| Net operating income | $1,090,000 | 2,580 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,601,000 | 1,772 |
| Total interest expense | $394,000 | 1,713 |
| Net interest income | $3,207,000 | 1,750 |
| Provision for loan and lease losses | $214,000 | 922 |
| Total noninterest income | $1,888,000 | 823 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $106,000 | 2,330 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,782,000 | 626 |
| Total noninterest expense | $2,810,000 | 1,723 |
| Salaries and employee benefits | $1,783,000 | 1,529 |
| Premises and equipment expense | $236,000 | 2,254 |
| Additional noninterest expense | $791,000 | 1,876 |
| Pre-tax net operating income | $2,071,000 | 1,055 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $809,000 | 733 |
| Income before extraordinary items | $1,262,000 | 1,359 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,262,000 | 1,360 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,262,000 | 1,360 |
| Net charge-offs | $162,000 | 761 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 400 |
| Net operating income | $1,262,000 | 1,320 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,874,000 | 1,783 |
| Total interest expense | $1,291,000 | 1,996 |
| Net interest income | $12,583,000 | 1,743 |
| Provision for loan and lease losses | $2,774,000 | 336 |
| Total noninterest income | $6,071,000 | 990 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $366,000 | 2,690 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $5,705,000 | 740 |
| Total noninterest expense | $9,933,000 | 1,907 |
| Salaries and employee benefits | $6,284,000 | 1,681 |
| Premises and equipment expense | $896,000 | 2,356 |
| Additional noninterest expense | $2,753,000 | 2,162 |
| Pre-tax net operating income | $5,947,000 | 1,372 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $2,295,000 | 906 |
| Income before extraordinary items | $3,652,000 | 1,733 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,652,000 | 1,733 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,652,000 | 1,734 |
| Net charge-offs | $1,090,000 | 637 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $183,000 | 434 |
| Net operating income | $3,652,000 | 1,693 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,401,000 | 1,804 |
| Total interest expense | $918,000 | 2,107 |
| Net interest income | $9,483,000 | 1,745 |
| Provision for loan and lease losses | $1,488,000 | 421 |
| Total noninterest income | $3,997,000 | 1,094 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $265,000 | 2,755 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,732,000 | 837 |
| Total noninterest expense | $7,307,000 | 1,947 |
| Salaries and employee benefits | $4,608,000 | 1,720 |
| Premises and equipment expense | $655,000 | 2,425 |
| Additional noninterest expense | $2,044,000 | 2,165 |
| Pre-tax net operating income | $4,685,000 | 1,341 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,800,000 | 910 |
| Income before extraordinary items | $2,885,000 | 1,687 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,885,000 | 1,689 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,885,000 | 1,689 |
| Net charge-offs | $158,000 | 1,746 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 447 |
| Net operating income | $2,885,000 | 1,643 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,168,000 | 1,742 |
| Total interest expense | $588,000 | 2,190 |
| Net interest income | $6,580,000 | 1,687 |
| Provision for loan and lease losses | $1,132,000 | 388 |
| Total noninterest income | $2,480,000 | 1,146 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $172,000 | 2,778 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,308,000 | 875 |
| Total noninterest expense | $4,737,000 | 2,013 |
| Salaries and employee benefits | $2,982,000 | 1,775 |
| Premises and equipment expense | $430,000 | 2,456 |
| Additional noninterest expense | $1,325,000 | 2,219 |
| Pre-tax net operating income | $3,191,000 | 1,305 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,226,000 | 888 |
| Income before extraordinary items | $1,965,000 | 1,634 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,965,000 | 1,637 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,965,000 | 1,637 |
| Net charge-offs | $23,000 | 2,857 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 427 |
| Net operating income | $1,965,000 | 1,593 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,839,000 | 1,615 |
| Total interest expense | $288,000 | 2,237 |
| Net interest income | $3,551,000 | 1,557 |
| Provision for loan and lease losses | $362,000 | 547 |
| Total noninterest income | $1,045,000 | 1,250 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $85,000 | 2,784 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $960,000 | 957 |
| Total noninterest expense | $2,346,000 | 2,021 |
| Salaries and employee benefits | $1,418,000 | 1,865 |
| Premises and equipment expense | $212,000 | 2,529 |
| Additional noninterest expense | $716,000 | 2,063 |
| Pre-tax net operating income | $1,888,000 | 1,108 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $726,000 | 783 |
| Income before extraordinary items | $1,162,000 | 1,406 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,162,000 | 1,409 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,162,000 | 1,408 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 341 |
| Net operating income | $1,162,000 | 1,365 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,126,000 | 5,574 |
| Total interest expense | $163,000 | 5,704 |
| Net interest income | $1,963,000 | 5,497 |
| Provision for loan and lease losses | $337,000 | 1,865 |
| Total noninterest income | $560,000 | 4,102 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $50,000 | 5,719 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $510,000 | 3,247 |
| Total noninterest expense | $1,548,000 | 5,648 |
| Salaries and employee benefits | $857,000 | 5,603 |
| Premises and equipment expense | $135,000 | 5,810 |
| Additional noninterest expense | $556,000 | 5,501 |
| Pre-tax net operating income | $638,000 | 4,757 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $242,000 | 2,816 |
| Income before extraordinary items | $396,000 | 5,173 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $396,000 | 5,172 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $396,000 | 5,173 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 698 |
| Net operating income | $396,000 | 5,120 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,942,000 | 2,283 |
| Total interest expense | $1,231,000 | 1,777 |
| Net interest income | $6,711,000 | 2,382 |
| Provision for loan and lease losses | $680,000 | 905 |
| Total noninterest income | $3,015,000 | 1,292 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $193,000 | 3,529 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,822,000 | 952 |
| Total noninterest expense | $6,469,000 | 2,186 |
| Salaries and employee benefits | $3,932,000 | 1,961 |
| Premises and equipment expense | $650,000 | 2,542 |
| Additional noninterest expense | $1,887,000 | 2,382 |
| Pre-tax net operating income | $2,577,000 | 2,095 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $954,000 | 1,353 |
| Income before extraordinary items | $1,623,000 | 2,584 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,623,000 | 2,585 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,623,000 | 2,584 |
| Net charge-offs | $466,000 | 1,211 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $97,000 | 469 |
| Net operating income | $1,623,000 | 2,541 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,149,000 | 2,345 |
| Total interest expense | $786,000 | 1,867 |
| Net interest income | $4,363,000 | 2,433 |
| Provision for loan and lease losses | $265,000 | 1,403 |
| Total noninterest income | $1,589,000 | 1,497 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $119,000 | 3,646 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,470,000 | 1,108 |
| Total noninterest expense | $4,191,000 | 2,245 |
| Salaries and employee benefits | $2,570,000 | 2,007 |
| Premises and equipment expense | $442,000 | 2,516 |
| Additional noninterest expense | $1,179,000 | 2,534 |
| Pre-tax net operating income | $1,496,000 | 2,277 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $553,000 | 1,445 |
| Income before extraordinary items | $943,000 | 2,755 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $943,000 | 2,759 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $943,000 | 2,759 |
| Net charge-offs | $471,000 | 915 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 466 |
| Net operating income | $943,000 | 2,709 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,534,000 | 2,374 |
| Total interest expense | $377,000 | 1,966 |
| Net interest income | $2,157,000 | 2,453 |
| Provision for loan and lease losses | $130,000 | 1,393 |
| Total noninterest income | $794,000 | 1,466 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $55,000 | 3,769 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $739,000 | 1,077 |
| Total noninterest expense | $2,080,000 | 2,254 |
| Salaries and employee benefits | $1,308,000 | 1,986 |
| Premises and equipment expense | $237,000 | 2,414 |
| Additional noninterest expense | $535,000 | 2,736 |
| Pre-tax net operating income | $741,000 | 2,226 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $274,000 | 1,427 |
| Income before extraordinary items | $467,000 | 2,698 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $467,000 | 2,701 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $467,000 | 2,701 |
| Net charge-offs | $20,000 | 2,483 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 486 |
| Net operating income | $467,000 | 2,655 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,161,000 | 2,633 |
| Total interest expense | $1,374,000 | 2,324 |
| Net interest income | $7,787,000 | 2,665 |
| Provision for loan and lease losses | $655,000 | 1,538 |
| Total noninterest income | $2,651,000 | 1,775 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $207,000 | 4,039 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,444,000 | 1,314 |
| Total noninterest expense | $7,266,000 | 2,544 |
| Salaries and employee benefits | $4,031,000 | 2,463 |
| Premises and equipment expense | $860,000 | 2,564 |
| Additional noninterest expense | $2,375,000 | 2,575 |
| Pre-tax net operating income | $2,517,000 | 2,456 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $914,000 | 1,554 |
| Income before extraordinary items | $1,603,000 | 3,038 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,603,000 | 3,040 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,603,000 | 3,041 |
| Net charge-offs | $-43,000 | 6,392 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 580 |
| Net operating income | $1,603,000 | 2,971 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,660,000 | 2,720 |
| Total interest expense | $1,014,000 | 2,413 |
| Net interest income | $5,646,000 | 2,763 |
| Provision for loan and lease losses | $400,000 | 1,764 |
| Total noninterest income | $1,868,000 | 1,884 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $150,000 | 4,133 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,718,000 | 1,410 |
| Total noninterest expense | $5,163,000 | 2,672 |
| Salaries and employee benefits | $2,899,000 | 2,553 |
| Premises and equipment expense | $588,000 | 2,765 |
| Additional noninterest expense | $1,676,000 | 2,730 |
| Pre-tax net operating income | $1,951,000 | 2,472 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $705,000 | 1,568 |
| Income before extraordinary items | $1,246,000 | 3,004 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,246,000 | 3,008 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,246,000 | 3,008 |
| Net charge-offs | $-32,000 | 6,361 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 551 |
| Net operating income | $1,246,000 | 2,936 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,335,000 | 2,776 |
| Total interest expense | $661,000 | 2,509 |
| Net interest income | $3,674,000 | 2,807 |
| Provision for loan and lease losses | $260,000 | 1,827 |
| Total noninterest income | $1,137,000 | 2,043 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $99,000 | 4,133 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,038,000 | 1,540 |
| Total noninterest expense | $3,246,000 | 2,811 |
| Salaries and employee benefits | $1,876,000 | 2,647 |
| Premises and equipment expense | $352,000 | 2,984 |
| Additional noninterest expense | $1,018,000 | 2,930 |
| Pre-tax net operating income | $1,305,000 | 2,441 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $472,000 | 1,573 |
| Income before extraordinary items | $833,000 | 2,986 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $833,000 | 2,988 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $833,000 | 2,989 |
| Net charge-offs | $-20,000 | 6,329 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 521 |
| Net operating income | $833,000 | 2,895 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,175,000 | 2,780 |
| Total interest expense | $327,000 | 2,592 |
| Net interest income | $1,848,000 | 2,798 |
| Provision for loan and lease losses | $180,000 | 1,441 |
| Total noninterest income | $561,000 | 2,050 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $49,000 | 4,134 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $512,000 | 1,548 |
| Total noninterest expense | $1,549,000 | 2,948 |
| Salaries and employee benefits | $922,000 | 2,710 |
| Premises and equipment expense | $168,000 | 3,127 |
| Additional noninterest expense | $459,000 | 3,168 |
| Pre-tax net operating income | $680,000 | 2,322 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $245,000 | 1,527 |
| Income before extraordinary items | $435,000 | 2,866 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $435,000 | 2,868 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $435,000 | 2,868 |
| Net charge-offs | $-17,000 | 6,387 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 482 |
| Net operating income | $435,000 | 2,773 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,538,000 | 3,265 |
| Total interest expense | $1,302,000 | 3,026 |
| Net interest income | $6,236,000 | 3,273 |
| Provision for loan and lease losses | $606,000 | 2,435 |
| Total noninterest income | $1,379,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $160,000 | 4,662 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,219,000 | 2,116 |
| Total noninterest expense | $5,498,000 | 3,246 |
| Salaries and employee benefits | $3,091,000 | 3,068 |
| Premises and equipment expense | $602,000 | 3,376 |
| Additional noninterest expense | $1,805,000 | 3,338 |
| Pre-tax net operating income | $1,511,000 | 3,326 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $535,000 | 2,121 |
| Income before extraordinary items | $976,000 | 3,957 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $976,000 | 3,957 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $976,000 | 3,959 |
| Net charge-offs | $293,000 | 3,321 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 555 |
| Net operating income | $976,000 | 3,783 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,482,000 | 3,395 |
| Total interest expense | $976,000 | 3,127 |
| Net interest income | $4,506,000 | 3,422 |
| Provision for loan and lease losses | $512,000 | 2,237 |
| Total noninterest income | $831,000 | 3,094 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $114,000 | 4,838 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $717,000 | 2,425 |
| Total noninterest expense | $3,926,000 | 3,378 |
| Salaries and employee benefits | $2,111,000 | 3,295 |
| Premises and equipment expense | $444,000 | 3,468 |
| Additional noninterest expense | $1,371,000 | 3,338 |
| Pre-tax net operating income | $899,000 | 3,830 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $323,000 | 2,390 |
| Income before extraordinary items | $576,000 | 4,443 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $576,000 | 4,442 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $576,000 | 4,441 |
| Net charge-offs | $257,000 | 3,021 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 481 |
| Net operating income | $576,000 | 4,267 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,553,000 | 3,499 |
| Total interest expense | $650,000 | 3,227 |
| Net interest income | $2,903,000 | 3,521 |
| Provision for loan and lease losses | $375,000 | 2,150 |
| Total noninterest income | $538,000 | 3,101 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $73,000 | 4,902 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $465,000 | 2,427 |
| Total noninterest expense | $2,379,000 | 3,638 |
| Salaries and employee benefits | $1,248,000 | 3,604 |
| Premises and equipment expense | $288,000 | 3,528 |
| Additional noninterest expense | $843,000 | 3,535 |
| Pre-tax net operating income | $687,000 | 3,568 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $250,000 | 2,242 |
| Income before extraordinary items | $437,000 | 4,213 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $437,000 | 4,217 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $437,000 | 4,216 |
| Net charge-offs | $151,000 | 3,031 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 417 |
| Net operating income | $437,000 | 4,038 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,737,000 | 3,584 |
| Total interest expense | $315,000 | 3,403 |
| Net interest income | $1,422,000 | 3,590 |
| Provision for loan and lease losses | $141,000 | 2,488 |
| Total noninterest income | $60,000 | 5,640 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $29,000 | 5,390 |
| Total noninterest expense | $1,154,000 | 3,741 |
| Salaries and employee benefits | $611,000 | 3,683 |
| Premises and equipment expense | $144,000 | 3,566 |
| Additional noninterest expense | $399,000 | 3,645 |
| Pre-tax net operating income | $187,000 | 4,617 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $72,000 | 2,737 |
| Income before extraordinary items | $115,000 | 5,203 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $115,000 | 5,204 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $115,000 | 5,205 |
| Net charge-offs | $24,000 | 3,566 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 298 |
| Net operating income | $115,000 | 5,059 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,493,000 | 3,862 |
| Total interest expense | $1,553,000 | 3,362 |
| Net interest income | $4,940,000 | 3,937 |
| Provision for loan and lease losses | $620,000 | 3,109 |
| Total noninterest income | $561,000 | 4,201 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $104,000 | 5,456 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $457,000 | 3,247 |
| Total noninterest expense | $4,203,000 | 3,974 |
| Salaries and employee benefits | $2,176,000 | 3,926 |
| Premises and equipment expense | $526,000 | 3,899 |
| Additional noninterest expense | $1,501,000 | 3,871 |
| Pre-tax net operating income | $678,000 | 4,336 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $5,000 | 4,437 |
| Income before extraordinary items | $673,000 | 4,219 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $673,000 | 4,221 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $673,000 | 4,221 |
| Net charge-offs | $133,000 | 4,726 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 844 |
| Net operating income | $673,000 | 4,088 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,802,000 | 3,929 |
| Total interest expense | $1,210,000 | 3,392 |
| Net interest income | $3,592,000 | 4,038 |
| Provision for loan and lease losses | $520,000 | 2,824 |
| Total noninterest income | $493,000 | 3,905 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $75,000 | 5,545 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $418,000 | 2,965 |
| Total noninterest expense | $2,896,000 | 4,210 |
| Salaries and employee benefits | $1,407,000 | 4,332 |
| Premises and equipment expense | $394,000 | 3,953 |
| Additional noninterest expense | $1,095,000 | 3,920 |
| Pre-tax net operating income | $669,000 | 4,053 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $669,000 | 3,837 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $669,000 | 3,839 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $669,000 | 3,839 |
| Net charge-offs | $117,000 | 4,275 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 791 |
| Net operating income | $669,000 | 3,721 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,172,000 | 3,981 |
| Total interest expense | $809,000 | 3,487 |
| Net interest income | $2,363,000 | 4,088 |
| Provision for loan and lease losses | $370,000 | 2,692 |
| Total noninterest income | $88,000 | 6,009 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $30,000 | 6,196 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $58,000 | 5,303 |
| Total noninterest expense | $1,820,000 | 4,426 |
| Salaries and employee benefits | $928,000 | 4,397 |
| Premises and equipment expense | $260,000 | 4,016 |
| Additional noninterest expense | $632,000 | 4,385 |
| Pre-tax net operating income | $261,000 | 4,786 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $261,000 | 4,645 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $261,000 | 4,643 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $261,000 | 4,645 |
| Net charge-offs | $153,000 | 3,380 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 742 |
| Net operating income | $261,000 | 4,562 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,581,000 | 4,016 |
| Total interest expense | $408,000 | 3,552 |
| Net interest income | $1,173,000 | 4,112 |
| Provision for loan and lease losses | $200,000 | 2,421 |
| Total noninterest income | $39,000 | 6,229 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $16,000 | 6,075 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $23,000 | 5,678 |
| Total noninterest expense | $856,000 | 4,615 |
| Salaries and employee benefits | $452,000 | 4,494 |
| Premises and equipment expense | $137,000 | 3,939 |
| Additional noninterest expense | $267,000 | 4,829 |
| Pre-tax net operating income | $156,000 | 4,590 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $156,000 | 4,380 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $156,000 | 4,379 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $156,000 | 4,380 |
| Net charge-offs | $79,000 | 2,965 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 709 |
| Net operating income | $156,000 | 4,317 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,473,000 | 5,738 |
| Total interest expense | $920,000 | 5,419 |
| Net interest income | $2,553,000 | 5,725 |
| Provision for loan and lease losses | $775,000 | 3,438 |
| Total noninterest income | $178,000 | 6,105 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $22,000 | 6,598 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $156,000 | 4,928 |
| Total noninterest expense | $2,780,000 | 5,240 |
| Salaries and employee benefits | $1,265,000 | 5,522 |
| Premises and equipment expense | $319,000 | 5,268 |
| Additional noninterest expense | $1,196,000 | 4,620 |
| Pre-tax net operating income | $-824,000 | 6,399 |
| Securities gains (losses) | $94,000 | 2,220 |
| Applicable income taxes | $1,000 | 4,548 |
| Income before extraordinary items | $-731,000 | 6,477 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-731,000 | 6,478 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-731,000 | 6,478 |
| Net charge-offs | $93,000 | 5,473 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 1,077 |
| Net operating income | $-825,000 | 6,470 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,042,000 | 6,332 |
| Total interest expense | $536,000 | 6,067 |
| Net interest income | $1,506,000 | 6,338 |
| Provision for loan and lease losses | $550,000 | 3,381 |
| Total noninterest income | $101,000 | 6,532 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $11,000 | 6,768 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $90,000 | 5,337 |
| Total noninterest expense | $1,813,000 | 5,617 |
| Salaries and employee benefits | $785,000 | 5,986 |
| Premises and equipment expense | $207,000 | 5,665 |
| Additional noninterest expense | $821,000 | 4,853 |
| Pre-tax net operating income | $-756,000 | 6,677 |
| Securities gains (losses) | $94,000 | 1,991 |
| Applicable income taxes | $-245,000 | 7,240 |
| Income before extraordinary items | $-417,000 | 6,620 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-417,000 | 6,620 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-417,000 | 6,620 |
| Net charge-offs | $3,000 | 6,518 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,035 |
| Net operating income | $-477,160 | 6,589 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $771,000 | 7,189 |
| Total interest expense | $201,000 | 7,013 |
| Net interest income | $570,000 | 7,182 |
| Provision for loan and lease losses | $50,000 | 5,837 |
| Total noninterest income | $29,000 | 7,215 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $3,000 | 6,893 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $26,000 | 6,263 |
| Total noninterest expense | $813,000 | 6,479 |
| Salaries and employee benefits | $318,000 | 6,946 |
| Premises and equipment expense | $88,000 | 6,528 |
| Additional noninterest expense | $407,000 | 5,619 |
| Pre-tax net operating income | $-264,000 | 6,521 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-98,000 | 7,195 |
| Income before extraordinary items | $-166,000 | 6,525 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-166,000 | 6,527 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-166,000 | 6,525 |
| Net charge-offs | $-1,000 | 7,109 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-166,000 | 6,466 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 5,106 |
| Total interest expense | $595,000 | 3,453 |
| Net interest income | $614,000 | 5,959 |
| Provision for loan and lease losses | $275,000 | 2,549 |
| Total noninterest income | $78,000 | 5,464 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $5,000 | 6,829 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $73,000 | 4,060 |
| Total noninterest expense | $861,000 | 4,709 |
| Salaries and employee benefits | $292,000 | 5,884 |
| Premises and equipment expense | $149,000 | 3,904 |
| Additional noninterest expense | $420,000 | 3,688 |
| Pre-tax net operating income | $-444,000 | 7,138 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-444,000 | 7,216 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-444,000 | 7,218 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-444,000 | 7,217 |
| Net charge-offs | $351,000 | 1,881 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-444,000 | 7,196 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,994,000 | 4,624 |
| Total interest expense | $3,222,000 | 3,247 |
| Net interest income | $2,772,000 | 5,583 |
| Provision for loan and lease losses | $3,815,000 | 1,704 |
| Total noninterest income | $37,000 | 7,495 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $25,000 | 6,842 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $12,000 | 7,140 |
| Total noninterest expense | $4,564,000 | 3,955 |
| Salaries and employee benefits | $1,430,000 | 5,340 |
| Premises and equipment expense | $737,000 | 3,324 |
| Additional noninterest expense | $2,397,000 | 2,844 |
| Pre-tax net operating income | $-5,570,000 | 7,229 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,663,000 | 7,463 |
| Income before extraordinary items | $-3,907,000 | 7,144 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,907,000 | 7,143 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,907,000 | 7,142 |
| Net charge-offs | $3,460,000 | 1,475 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,907,000 | 7,141 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,634,000 | 4,589 |
| Total interest expense | $2,559,000 | 3,237 |
| Net interest income | $2,075,000 | 5,613 |
| Provision for loan and lease losses | $3,815,000 | 1,272 |
| Total noninterest income | $-93,000 | 7,914 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $20,000 | 6,866 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-113,000 | 7,818 |
| Total noninterest expense | $3,825,000 | 3,619 |
| Salaries and employee benefits | $1,128,000 | 5,231 |
| Premises and equipment expense | $596,000 | 3,177 |
| Additional noninterest expense | $2,101,000 | 2,465 |
| Pre-tax net operating income | $-5,658,000 | 7,547 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-35,000 | 6,769 |
| Income before extraordinary items | $-5,623,000 | 7,623 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,623,000 | 7,623 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,623,000 | 7,623 |
| Net charge-offs | $3,322,000 | 1,113 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-5,623,000 | 7,632 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,194,000 | 4,526 |
| Total interest expense | $1,780,000 | 3,258 |
| Net interest income | $1,414,000 | 5,570 |
| Provision for loan and lease losses | $3,115,000 | 1,062 |
| Total noninterest income | $31,000 | 7,498 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $13,000 | 6,932 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $18,000 | 6,881 |
| Total noninterest expense | $2,950,000 | 3,265 |
| Salaries and employee benefits | $800,000 | 5,097 |
| Premises and equipment expense | $344,000 | 3,573 |
| Additional noninterest expense | $1,806,000 | 1,975 |
| Pre-tax net operating income | $-4,620,000 | 7,720 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-35,000 | 6,937 |
| Income before extraordinary items | $-4,585,000 | 7,777 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,585,000 | 7,776 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-4,585,000 | 7,776 |
| Net charge-offs | $2,951,000 | 868 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-4,585,000 | 7,787 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,634,000 | 4,504 |
| Total interest expense | $937,000 | 3,230 |
| Net interest income | $697,000 | 5,601 |
| Provision for loan and lease losses | $3,115,000 | 552 |
| Total noninterest income | $58,000 | 6,151 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $7,000 | 6,895 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $51,000 | 4,806 |
| Total noninterest expense | $2,108,000 | 2,312 |
| Salaries and employee benefits | $431,000 | 4,920 |
| Premises and equipment expense | $165,000 | 3,715 |
| Additional noninterest expense | $1,512,000 | 1,110 |
| Pre-tax net operating income | $-4,468,000 | 8,004 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-35,000 | 7,358 |
| Income before extraordinary items | $-4,433,000 | 8,039 |
| Extraordinary gains, net | $-18,000 | 8,242 |
| Net income | $-4,451,000 | 8,042 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-4,451,000 | 8,042 |
| Net charge-offs | $1,802,000 | 643 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-4,433,000 | 8,040 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,999,000 | 4,129 |
| Total interest expense | $4,266,000 | 3,349 |
| Net interest income | $3,733,000 | 4,788 |
| Provision for loan and lease losses | $2,983,000 | 1,396 |
| Total noninterest income | $459,000 | 5,022 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $31,000 | 6,892 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $428,000 | 3,463 |
| Total noninterest expense | $3,343,000 | 4,779 |
| Salaries and employee benefits | $2,001,000 | 4,451 |
| Premises and equipment expense | $540,000 | 4,255 |
| Additional noninterest expense | $802,000 | 5,465 |
| Pre-tax net operating income | $-2,134,000 | 7,398 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-657,000 | 7,586 |
| Income before extraordinary items | $-1,477,000 | 7,203 |
| Extraordinary gains, net | $263,000 | 17 |
| Net income | $-1,214,000 | 7,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,802,000 | 1,384 |
| Cash dividends | $37,000 | 5,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,477,000 | 7,313 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,114,000 | 4,150 |
| Total interest expense | $3,256,000 | 3,418 |
| Net interest income | $2,858,000 | 4,759 |
| Provision for loan and lease losses | $2,668,000 | 978 |
| Total noninterest income | $390,000 | 4,863 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $26,000 | 6,896 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $364,000 | 3,337 |
| Total noninterest expense | $2,529,000 | 4,728 |
| Salaries and employee benefits | $1,561,000 | 4,348 |
| Premises and equipment expense | $387,000 | 4,396 |
| Additional noninterest expense | $581,000 | 5,514 |
| Pre-tax net operating income | $-1,949,000 | 7,846 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $168,000 | 3,100 |
| Income before extraordinary items | $-2,117,000 | 7,886 |
| Extraordinary gains, net | $263,000 | 14 |
| Net income | $-1,854,000 | 7,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,457,000 | 1,037 |
| Cash dividends | $37,000 | 4,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,117,000 | 7,964 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,135,000 | 4,152 |
| Total interest expense | $2,178,000 | 3,525 |
| Net interest income | $1,957,000 | 4,688 |
| Provision for loan and lease losses | $2,428,000 | 685 |
| Total noninterest income | $311,000 | 4,546 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $23,000 | 6,769 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $288,000 | 3,101 |
| Total noninterest expense | $1,668,000 | 4,796 |
| Salaries and employee benefits | $1,044,000 | 4,377 |
| Premises and equipment expense | $233,000 | 4,700 |
| Additional noninterest expense | $391,000 | 5,477 |
| Pre-tax net operating income | $-1,828,000 | 8,132 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $168,000 | 2,882 |
| Income before extraordinary items | $-1,996,000 | 8,203 |
| Extraordinary gains, net | $264,000 | 8 |
| Net income | $-1,732,000 | 8,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,406,000 | 698 |
| Cash dividends | $37,000 | 4,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,996,000 | 8,198 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,082,000 | 4,201 |
| Total interest expense | $1,095,000 | 3,676 |
| Net interest income | $987,000 | 4,669 |
| Provision for loan and lease losses | $215,000 | 1,749 |
| Total noninterest income | $161,000 | 4,454 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $9,000 | 6,931 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $152,000 | 3,010 |
| Total noninterest expense | $833,000 | 4,809 |
| Salaries and employee benefits | $518,000 | 4,423 |
| Premises and equipment expense | $120,000 | 4,630 |
| Additional noninterest expense | $195,000 | 5,454 |
| Pre-tax net operating income | $100,000 | 6,003 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $109,000 | 2,682 |
| Income before extraordinary items | $-9,000 | 7,333 |
| Extraordinary gains, net | $200,000 | 7 |
| Net income | $191,000 | 4,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $37,000 | 3,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-9,000 | 7,256 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,159,000 | 4,309 |
| Total interest expense | $4,099,000 | 3,950 |
| Net interest income | $4,060,000 | 4,578 |
| Provision for loan and lease losses | $400,000 | 2,692 |
| Total noninterest income | $518,000 | 4,962 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $17,000 | 7,194 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $501,000 | 3,307 |
| Total noninterest expense | $2,819,000 | 5,198 |
| Salaries and employee benefits | $1,694,000 | 4,942 |
| Premises and equipment expense | $509,000 | 4,303 |
| Additional noninterest expense | $616,000 | 6,067 |
| Pre-tax net operating income | $1,359,000 | 4,089 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $426,000 | 2,946 |
| Income before extraordinary items | $933,000 | 4,464 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $933,000 | 4,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-88,000 | 8,369 |
| Cash dividends | $150,000 | 5,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $933,000 | 4,462 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,029,000 | 4,362 |
| Total interest expense | $3,013,000 | 4,010 |
| Net interest income | $3,016,000 | 4,624 |
| Provision for loan and lease losses | $180,000 | 3,151 |
| Total noninterest income | $387,000 | 4,987 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $12,000 | 7,242 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $375,000 | 3,323 |
| Total noninterest expense | $2,099,000 | 5,200 |
| Salaries and employee benefits | $1,267,000 | 4,929 |
| Premises and equipment expense | $395,000 | 4,205 |
| Additional noninterest expense | $437,000 | 6,185 |
| Pre-tax net operating income | $1,124,000 | 4,097 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $348,000 | 2,989 |
| Income before extraordinary items | $776,000 | 4,413 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $776,000 | 4,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-125,000 | 8,415 |
| Cash dividends | $112,000 | 4,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $776,000 | 4,403 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,930,000 | 4,438 |
| Total interest expense | $1,937,000 | 4,093 |
| Net interest income | $1,993,000 | 4,670 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $277,000 | 4,842 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $8,000 | 7,273 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $269,000 | 3,195 |
| Total noninterest expense | $1,436,000 | 5,152 |
| Salaries and employee benefits | $853,000 | 4,924 |
| Premises and equipment expense | $283,000 | 4,012 |
| Additional noninterest expense | $300,000 | 6,117 |
| Pre-tax net operating income | $714,000 | 4,270 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $194,000 | 3,318 |
| Income before extraordinary items | $520,000 | 4,466 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $520,000 | 4,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-125,000 | 8,475 |
| Cash dividends | $75,000 | 4,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $520,000 | 4,458 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,892,000 | 4,560 |
| Total interest expense | $913,000 | 4,229 |
| Net interest income | $979,000 | 4,741 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $155,000 | 4,569 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $4,000 | 7,300 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $151,000 | 3,007 |
| Total noninterest expense | $737,000 | 5,074 |
| Salaries and employee benefits | $440,000 | 4,851 |
| Premises and equipment expense | $150,000 | 3,863 |
| Additional noninterest expense | $147,000 | 6,164 |
| Pre-tax net operating income | $337,000 | 4,397 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $86,000 | 3,481 |
| Income before extraordinary items | $251,000 | 4,543 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $251,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $37,000 | 3,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $251,000 | 4,533 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,057,000 | 4,990 |
| Total interest expense | $2,759,000 | 4,535 |
| Net interest income | $3,298,000 | 5,244 |
| Provision for loan and lease losses | $160,000 | 3,939 |
| Total noninterest income | $342,000 | 5,926 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $20,000 | 7,270 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $322,000 | 4,166 |
| Total noninterest expense | $2,177,000 | 5,913 |
| Salaries and employee benefits | $1,298,000 | 5,658 |
| Premises and equipment expense | $366,000 | 5,194 |
| Additional noninterest expense | $513,000 | 6,478 |
| Pre-tax net operating income | $1,303,000 | 4,607 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $312,000 | 3,757 |
| Income before extraordinary items | $991,000 | 4,742 |
| Extraordinary gains, net | $-2,000 | 8,642 |
| Net income | $989,000 | 4,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 1,986 |
| Cash dividends | $100,000 | 5,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $991,000 | 4,735 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,271,000 | 5,164 |
| Total interest expense | $1,938,000 | 4,640 |
| Net interest income | $2,333,000 | 5,460 |
| Provision for loan and lease losses | $115,000 | 3,881 |
| Total noninterest income | $222,000 | 6,261 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $16,000 | 7,330 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $206,000 | 4,474 |
| Total noninterest expense | $1,501,000 | 6,150 |
| Salaries and employee benefits | $879,000 | 5,954 |
| Premises and equipment expense | $247,000 | 5,515 |
| Additional noninterest expense | $375,000 | 6,541 |
| Pre-tax net operating income | $939,000 | 4,858 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $230,000 | 3,956 |
| Income before extraordinary items | $709,000 | 4,977 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $709,000 | 4,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 1,488 |
| Cash dividends | $75,000 | 4,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $709,000 | 4,971 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,699,000 | 5,300 |
| Total interest expense | $1,225,000 | 4,652 |
| Net interest income | $1,474,000 | 5,656 |
| Provision for loan and lease losses | $75,000 | 3,786 |
| Total noninterest income | $125,000 | 6,586 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $11,000 | 7,375 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $114,000 | 4,856 |
| Total noninterest expense | $921,000 | 6,398 |
| Salaries and employee benefits | $517,000 | 6,343 |
| Premises and equipment expense | $159,000 | 5,628 |
| Additional noninterest expense | $245,000 | 6,615 |
| Pre-tax net operating income | $603,000 | 4,980 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $150,000 | 4,003 |
| Income before extraordinary items | $453,000 | 5,112 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $453,000 | 5,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,252 |
| Cash dividends | $50,000 | 4,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $453,000 | 5,108 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 5,349 |
| Total interest expense | $576,000 | 4,696 |
| Net interest income | $726,000 | 5,693 |
| Provision for loan and lease losses | $37,000 | 3,640 |
| Total noninterest income | $67,000 | 6,418 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $6,000 | 7,374 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $61,000 | 4,716 |
| Total noninterest expense | $454,000 | 6,453 |
| Salaries and employee benefits | $254,000 | 6,414 |
| Premises and equipment expense | $80,000 | 5,635 |
| Additional noninterest expense | $120,000 | 6,632 |
| Pre-tax net operating income | $302,000 | 4,955 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $75,000 | 3,953 |
| Income before extraordinary items | $227,000 | 5,055 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $227,000 | 5,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $25,000 | 3,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $227,000 | 5,048 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,061,000 | 5,783 |
| Total interest expense | $1,500,000 | 5,228 |
| Net interest income | $2,561,000 | 5,974 |
| Provision for loan and lease losses | $50,000 | 5,734 |
| Total noninterest income | $557,000 | 4,985 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $67,000 | 6,794 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $490,000 | 3,405 |
| Total noninterest expense | $2,251,000 | 5,712 |
| Salaries and employee benefits | $915,000 | 6,589 |
| Premises and equipment expense | $363,000 | 5,172 |
| Additional noninterest expense | $973,000 | 4,508 |
| Pre-tax net operating income | $817,000 | 5,834 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-350,000 | 8,734 |
| Income before extraordinary items | $1,167,000 | 4,418 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,167,000 | 4,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,318 |
| Cash dividends | $26,000 | 5,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,167,000 | 4,378 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,877,000 | 5,923 |
| Total interest expense | $1,025,000 | 5,366 |
| Net interest income | $1,852,000 | 6,107 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $454,000 | 4,795 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 6,889 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $406,000 | 3,254 |
| Total noninterest expense | $1,430,000 | 6,241 |
| Salaries and employee benefits | $662,000 | 6,692 |
| Premises and equipment expense | $267,000 | 5,208 |
| Additional noninterest expense | $501,000 | 5,691 |
| Pre-tax net operating income | $876,000 | 5,093 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $876,000 | 4,524 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $876,000 | 4,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,418 |
| Cash dividends | $13,000 | 5,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $876,000 | 4,482 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,838,000 | 5,989 |
| Total interest expense | $638,000 | 5,403 |
| Net interest income | $1,200,000 | 6,183 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $309,000 | 4,715 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $29,000 | 6,990 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $280,000 | 3,191 |
| Total noninterest expense | $912,000 | 6,355 |
| Salaries and employee benefits | $428,000 | 6,761 |
| Premises and equipment expense | $172,000 | 5,325 |
| Additional noninterest expense | $312,000 | 5,893 |
| Pre-tax net operating income | $597,000 | 5,020 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $597,000 | 4,424 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $597,000 | 4,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-75,000 | 8,594 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $597,000 | 4,374 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $846,000 | 6,224 |
| Total interest expense | $289,000 | 5,583 |
| Net interest income | $557,000 | 6,422 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $143,000 | 4,825 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $14,000 | 7,031 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $129,000 | 3,269 |
| Total noninterest expense | $423,000 | 6,633 |
| Salaries and employee benefits | $212,000 | 6,836 |
| Premises and equipment expense | $89,000 | 5,250 |
| Additional noninterest expense | $122,000 | 6,617 |
| Pre-tax net operating income | $277,000 | 5,196 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $277,000 | 4,592 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $277,000 | 4,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,639 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $277,000 | 4,546 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,004,000 | 6,412 |
| Total interest expense | $949,000 | 5,807 |
| Net interest income | $2,055,000 | 6,553 |
| Provision for loan and lease losses | $42,000 | 6,127 |
| Total noninterest income | $1,023,000 | 3,481 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $358,000 | 3,886 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $665,000 | 2,798 |
| Total noninterest expense | $1,765,000 | 6,425 |
| Salaries and employee benefits | $814,000 | 6,874 |
| Premises and equipment expense | $355,000 | 5,156 |
| Additional noninterest expense | $596,000 | 5,992 |
| Pre-tax net operating income | $1,271,000 | 4,646 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,271,000 | 4,050 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,271,000 | 4,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,527 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,271,000 | 3,997 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 6,552 |
| Total interest expense | $681,000 | 5,904 |
| Net interest income | $1,481,000 | 6,659 |
| Provision for loan and lease losses | $42,000 | 5,667 |
| Total noninterest income | $908,000 | 3,133 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $233,000 | 4,269 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $675,000 | 2,323 |
| Total noninterest expense | $1,338,000 | 6,357 |
| Salaries and employee benefits | $601,000 | 6,894 |
| Premises and equipment expense | $268,000 | 5,108 |
| Additional noninterest expense | $469,000 | 5,815 |
| Pre-tax net operating income | $1,009,000 | 4,577 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,009,000 | 3,970 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,009,000 | 3,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,516 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,009,000 | 3,908 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,396,000 | 6,675 |
| Total interest expense | $450,000 | 5,953 |
| Net interest income | $946,000 | 6,812 |
| Provision for loan and lease losses | $36,000 | 5,137 |
| Total noninterest income | $806,000 | 2,586 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $141,000 | 4,478 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $665,000 | 1,787 |
| Total noninterest expense | $908,000 | 6,328 |
| Salaries and employee benefits | $397,000 | 6,965 |
| Premises and equipment expense | $179,000 | 5,131 |
| Additional noninterest expense | $332,000 | 5,657 |
| Pre-tax net operating income | $808,000 | 4,083 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $808,000 | 3,497 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $808,000 | 3,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,683 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $808,000 | 3,412 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $710,000 | 6,669 |
| Total interest expense | $220,000 | 6,074 |
| Net interest income | $490,000 | 6,745 |
| Provision for loan and lease losses | $18,000 | 4,919 |
| Total noninterest income | $719,000 | 1,629 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $62,000 | 4,721 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $657,000 | 1,062 |
| Total noninterest expense | $473,000 | 6,229 |
| Salaries and employee benefits | $202,000 | 6,950 |
| Premises and equipment expense | $89,000 | 5,208 |
| Additional noninterest expense | $182,000 | 5,402 |
| Pre-tax net operating income | $718,000 | 2,653 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $718,000 | 2,127 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $718,000 | 2,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $718,000 | 2,046 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,308,000 | 6,202 |
| Total interest expense | $1,266,000 | 5,391 |
| Net interest income | $2,042,000 | 6,540 |
| Provision for loan and lease losses | $950,000 | 1,246 |
| Total noninterest income | $225,000 | 7,138 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $181,000 | 5,471 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $44,000 | 7,707 |
| Total noninterest expense | $2,136,000 | 5,770 |
| Salaries and employee benefits | $995,000 | 6,289 |
| Premises and equipment expense | $372,000 | 4,980 |
| Additional noninterest expense | $769,000 | 5,184 |
| Pre-tax net operating income | $-819,000 | 8,928 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-819,000 | 9,001 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-819,000 | 9,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,110,000 | 847 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-819,000 | 8,950 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,473,000 | 6,287 |
| Total interest expense | $990,000 | 5,411 |
| Net interest income | $1,483,000 | 6,667 |
| Provision for loan and lease losses | $935,000 | 949 |
| Total noninterest income | $154,000 | 7,351 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $129,000 | 5,623 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 8,058 |
| Total noninterest expense | $1,615,000 | 5,720 |
| Salaries and employee benefits | $753,000 | 6,223 |
| Premises and equipment expense | $302,000 | 4,698 |
| Additional noninterest expense | $560,000 | 5,256 |
| Pre-tax net operating income | $-913,000 | 9,066 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-913,000 | 9,115 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-913,000 | 9,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $918,000 | 734 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-913,000 | 9,072 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,678,000 | 6,272 |
| Total interest expense | $677,000 | 5,454 |
| Net interest income | $1,001,000 | 6,635 |
| Provision for loan and lease losses | $825,000 | 746 |
| Total noninterest income | $98,000 | 7,437 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $82,000 | 5,716 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $16,000 | 8,080 |
| Total noninterest expense | $1,023,000 | 5,917 |
| Salaries and employee benefits | $493,000 | 6,318 |
| Premises and equipment expense | $195,000 | 4,779 |
| Additional noninterest expense | $335,000 | 5,613 |
| Pre-tax net operating income | $-749,000 | 9,128 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-749,000 | 9,180 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-749,000 | 9,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,864 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-749,000 | 9,129 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $865,000 | 6,220 |
| Total interest expense | $361,000 | 5,353 |
| Net interest income | $504,000 | 6,622 |
| Provision for loan and lease losses | $225,000 | 1,208 |
| Total noninterest income | $47,000 | 7,471 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $39,000 | 5,725 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,105 |
| Total noninterest expense | $504,000 | 5,970 |
| Salaries and employee benefits | $247,000 | 6,294 |
| Premises and equipment expense | $100,000 | 4,694 |
| Additional noninterest expense | $157,000 | 5,775 |
| Pre-tax net operating income | $-178,000 | 9,067 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-178,000 | 9,121 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-178,000 | 9,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-178,000 | 9,057 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,480,000 | 6,359 |
| Total interest expense | $1,738,000 | 5,244 |
| Net interest income | $1,742,000 | 7,050 |
| Provision for loan and lease losses | $1,190,000 | 1,148 |
| Total noninterest income | $211,000 | 7,205 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $173,000 | 5,555 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $38,000 | 7,947 |
| Total noninterest expense | $2,306,000 | 5,368 |
| Salaries and employee benefits | $1,117,000 | 5,754 |
| Premises and equipment expense | $429,000 | 4,403 |
| Additional noninterest expense | $760,000 | 5,121 |
| Pre-tax net operating income | $-1,543,000 | 9,214 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-49,000 | 8,988 |
| Income before extraordinary items | $-1,494,000 | 9,247 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-1,494,000 | 9,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,029,000 | 949 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,494,000 | 9,215 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,808,000 | 7,442 |
| Total interest expense | $1,589,000 | 6,805 |
| Net interest income | $1,219,000 | 7,841 |
| Provision for loan and lease losses | $430,000 | 2,467 |
| Total noninterest income | $111,000 | 8,353 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $92,000 | 6,725 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $19,000 | 8,776 |
| Total noninterest expense | $2,045,000 | 5,652 |
| Salaries and employee benefits | $1,138,000 | 5,511 |
| Premises and equipment expense | $353,000 | 4,995 |
| Additional noninterest expense | $554,000 | 6,140 |
| Pre-tax net operating income | $-1,145,000 | 9,395 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-1,145,000 | 9,449 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,145,000 | 9,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,098 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-1,145,000 | 9,416 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,308,000 | 9,142 |
| Total interest expense | $555,000 | 9,148 |
| Net interest income | $753,000 | 9,001 |
| Provision for loan and lease losses | $30,000 | 7,204 |
| Total noninterest income | $83,000 | 8,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 7,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 8,716 |
| Total noninterest expense | $511,000 | 9,369 |
| Salaries and employee benefits | $264,000 | 9,406 |
| Premises and equipment expense | $60,000 | 9,173 |
| Additional noninterest expense | $187,000 | 8,904 |
| Pre-tax net operating income | $295,000 | 7,920 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $106,000 | 6,441 |
| Income before extraordinary items | $189,000 | 8,140 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $189,000 | 8,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $85,000 | 6,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $189,000 | 8,140 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,171,000 | 9,454 |
| Total interest expense | $502,000 | 9,438 |
| Net interest income | $669,000 | 9,354 |
| Provision for loan and lease losses | $86,000 | 5,547 |
| Total noninterest income | $76,000 | 9,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 7,982 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,750 |
| Total noninterest expense | $423,000 | 9,824 |
| Salaries and employee benefits | $232,000 | 9,784 |
| Premises and equipment expense | $67,000 | 9,293 |
| Additional noninterest expense | $124,000 | 9,749 |
| Pre-tax net operating income | $236,000 | 8,402 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $69,000 | 7,349 |
| Income before extraordinary items | $167,000 | 8,531 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $167,000 | 8,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,998 |
| Cash dividends | $90,000 | 6,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $167,000 | 8,493 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,118,000 | 9,740 |
| Total interest expense | $481,000 | 9,730 |
| Net interest income | $637,000 | 9,641 |
| Provision for loan and lease losses | $6,000 | 8,399 |
| Total noninterest income | $83,000 | 9,296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 8,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,918 |
| Total noninterest expense | $451,000 | 9,922 |
| Salaries and employee benefits | $226,000 | 9,984 |
| Premises and equipment expense | $74,000 | 9,279 |
| Additional noninterest expense | $151,000 | 9,646 |
| Pre-tax net operating income | $263,000 | 8,594 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $80,000 | 7,823 |
| Income before extraordinary items | $183,000 | 8,733 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $183,000 | 8,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,466 |
| Cash dividends | $80,000 | 6,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $183,000 | 8,667 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,044,000 | 10,261 |
| Total interest expense | $453,000 | 10,219 |
| Net interest income | $591,000 | 10,205 |
| Provision for loan and lease losses | $6,000 | 8,580 |
| Total noninterest income | $51,000 | 10,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 8,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,849 |
| Total noninterest expense | $460,000 | 10,287 |
| Salaries and employee benefits | $261,000 | 10,204 |
| Premises and equipment expense | $73,000 | 9,616 |
| Additional noninterest expense | $126,000 | 10,273 |
| Pre-tax net operating income | $176,000 | 9,704 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $48,000 | 9,287 |
| Income before extraordinary items | $128,000 | 9,776 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $128,000 | 9,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $70,000 | 6,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $128,000 | 9,730 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,028,000 | 10,775 |
| Total interest expense | $459,000 | 10,721 |
| Net interest income | $569,000 | 10,736 |
| Provision for loan and lease losses | $18,000 | 8,074 |
| Total noninterest income | $65,000 | 10,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 9,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 9,949 |
| Total noninterest expense | $448,000 | 10,800 |
| Salaries and employee benefits | $264,000 | 10,628 |
| Premises and equipment expense | $80,000 | 9,811 |
| Additional noninterest expense | $104,000 | 11,053 |
| Pre-tax net operating income | $168,000 | 9,972 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $32,000 | 9,997 |
| Income before extraordinary items | $136,000 | 9,927 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $136,000 | 9,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,891 |
| Cash dividends | $65,000 | 7,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $136,000 | 9,873 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $991,000 | 11,293 |
| Total interest expense | $442,000 | 11,212 |
| Net interest income | $549,000 | 11,274 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $117,000 | 9,914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 9,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,234 |
| Total noninterest expense | $687,000 | 10,237 |
| Salaries and employee benefits | $291,000 | 10,826 |
| Premises and equipment expense | $62,000 | 10,713 |
| Additional noninterest expense | $334,000 | 8,872 |
| Pre-tax net operating income | $-21,000 | 11,527 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-21,000 | 11,535 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-21,000 | 11,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $35,000 | 8,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-21,000 | 11,510 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $845,000 | 11,991 |
| Total interest expense | $318,000 | 11,966 |
| Net interest income | $527,000 | 11,920 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $152,000 | 9,667 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 9,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 7,272 |
| Total noninterest expense | $478,000 | 11,713 |
| Salaries and employee benefits | $275,000 | 11,429 |
| Premises and equipment expense | $56,000 | 11,432 |
| Additional noninterest expense | $147,000 | 11,821 |
| Pre-tax net operating income | $201,000 | 10,888 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $58,000 | 10,278 |
| Income before extraordinary items | $143,000 | 10,903 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $143,000 | 10,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $30,000 | 8,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $143,000 | 10,959 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $918,000 | 12,473 |
| Total interest expense | $298,000 | 12,690 |
| Net interest income | $620,000 | 12,155 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $165,000 | 9,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 10,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 7,013 |
| Total noninterest expense | $523,000 | 12,040 |
| Salaries and employee benefits | $233,000 | 12,352 |
| Premises and equipment expense | $60,000 | 11,855 |
| Additional noninterest expense | $230,000 | 11,318 |
| Pre-tax net operating income | $262,000 | 10,535 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $107,000 | 9,575 |
| Income before extraordinary items | $155,000 | 11,135 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $155,000 | 11,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $140,000 | 6,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $155,000 | 10,931 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $870,000 | 13,241 |
| Total interest expense | $358,000 | 13,335 |
| Net interest income | $512,000 | 13,038 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $38,000 | 13,389 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 11,097 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 13,414 |
| Total noninterest expense | $435,000 | 12,988 |
| Salaries and employee benefits | $202,000 | 13,135 |
| Premises and equipment expense | $47,000 | 12,796 |
| Additional noninterest expense | $186,000 | 12,438 |
| Pre-tax net operating income | $115,000 | 11,866 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $20,000 | 12,109 |
| Income before extraordinary items | $95,000 | 12,005 |
| Extraordinary gains, net | $-20,000 | 13,512 |
| Net income | $75,000 | 12,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $30,000 | 8,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $95,000 | 11,703 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.