Home > AltaPacific Bank > Income and Expense
AltaPacific Bank, Income and Expense
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $16,296,000 | 1,428 |
| Total interest expense | $1,679,000 | 2,200 |
| Net interest income | $14,617,000 | 1,293 |
| Provision for loan and lease losses | $90,000 | 2,664 |
| Total noninterest income | $729,000 | 2,874 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $28,000 | 4,715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $701,000 | 2,322 |
| Total noninterest expense | $10,009,000 | 1,501 |
| Salaries and employee benefits | $6,519,000 | 1,365 |
| Premises and equipment expense | $1,026,000 | 1,632 |
| Additional noninterest expense | $2,464,000 | 1,777 |
| Pre-tax net operating income | $5,247,000 | 1,394 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $1,646,000 | 878 |
| Income before extraordinary items | $3,601,000 | 1,673 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,601,000 | 1,674 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,601,000 | 1,674 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $2,400,000 | 1,038 |
| Sale, conversion, retirement of capital stock, net | $207,000 | 334 |
| Net operating income | $3,601,000 | 1,639 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $10,905,000 | 1,418 |
| Total interest expense | $1,064,000 | 2,253 |
| Net interest income | $9,841,000 | 1,286 |
| Provision for loan and lease losses | $90,000 | 2,284 |
| Total noninterest income | $434,000 | 2,993 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $19,000 | 4,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $415,000 | 2,437 |
| Total noninterest expense | $6,548,000 | 1,531 |
| Salaries and employee benefits | $4,342,000 | 1,353 |
| Premises and equipment expense | $722,000 | 1,572 |
| Additional noninterest expense | $1,484,000 | 1,957 |
| Pre-tax net operating income | $3,637,000 | 1,329 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $1,049,000 | 886 |
| Income before extraordinary items | $2,588,000 | 1,556 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,588,000 | 1,556 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,588,000 | 1,556 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $2,400,000 | 764 |
| Sale, conversion, retirement of capital stock, net | $142,000 | 311 |
| Net operating income | $2,588,000 | 1,527 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,465,000 | 1,410 |
| Total interest expense | $481,000 | 2,359 |
| Net interest income | $4,984,000 | 1,270 |
| Provision for loan and lease losses | $60,000 | 1,874 |
| Total noninterest income | $149,000 | 3,450 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $9,000 | 4,801 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 2,831 |
| Total noninterest expense | $3,357,000 | 1,510 |
| Salaries and employee benefits | $2,183,000 | 1,361 |
| Premises and equipment expense | $381,000 | 1,523 |
| Additional noninterest expense | $793,000 | 1,836 |
| Pre-tax net operating income | $1,716,000 | 1,362 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $489,000 | 922 |
| Income before extraordinary items | $1,227,000 | 1,592 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,227,000 | 1,591 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,227,000 | 1,591 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $2,300,000 | 456 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 260 |
| Net operating income | $1,227,000 | 1,571 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $21,483,000 | 1,357 |
| Total interest expense | $1,633,000 | 2,219 |
| Net interest income | $19,850,000 | 1,251 |
| Provision for loan and lease losses | $440,000 | 1,577 |
| Total noninterest income | $1,023,000 | 2,836 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $36,000 | 4,886 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $987,000 | 2,259 |
| Total noninterest expense | $12,996,000 | 1,512 |
| Salaries and employee benefits | $8,765,000 | 1,324 |
| Premises and equipment expense | $1,386,000 | 1,617 |
| Additional noninterest expense | $2,845,000 | 2,012 |
| Pre-tax net operating income | $7,437,000 | 1,291 |
| Securities gains (losses) | $417,000 | 144 |
| Applicable income taxes | $2,254,000 | 812 |
| Income before extraordinary items | $5,600,000 | 1,442 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,600,000 | 1,441 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,600,000 | 1,441 |
| Net charge-offs | $0 | 3,782 |
| Cash dividends | $9,100,000 | 459 |
| Sale, conversion, retirement of capital stock, net | $269,000 | 369 |
| Net operating income | $5,270,570 | 1,512 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $16,100,000 | 1,344 |
| Total interest expense | $1,196,000 | 2,180 |
| Net interest income | $14,904,000 | 1,247 |
| Provision for loan and lease losses | $440,000 | 1,251 |
| Total noninterest income | $664,000 | 3,048 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $27,000 | 4,960 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $637,000 | 2,449 |
| Total noninterest expense | $9,790,000 | 1,508 |
| Salaries and employee benefits | $6,595,000 | 1,312 |
| Premises and equipment expense | $1,018,000 | 1,656 |
| Additional noninterest expense | $2,177,000 | 1,974 |
| Pre-tax net operating income | $5,338,000 | 1,343 |
| Securities gains (losses) | $417,000 | 139 |
| Applicable income taxes | $1,667,000 | 826 |
| Income before extraordinary items | $4,088,000 | 1,477 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,088,000 | 1,476 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,088,000 | 1,476 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $8,100,000 | 372 |
| Sale, conversion, retirement of capital stock, net | $198,000 | 345 |
| Net operating income | $3,758,570 | 1,586 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $10,640,000 | 1,343 |
| Total interest expense | $766,000 | 2,150 |
| Net interest income | $9,874,000 | 1,250 |
| Provision for loan and lease losses | $440,000 | 913 |
| Total noninterest income | $414,000 | 3,142 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $18,000 | 5,000 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $396,000 | 2,530 |
| Total noninterest expense | $6,608,000 | 1,500 |
| Salaries and employee benefits | $4,419,000 | 1,309 |
| Premises and equipment expense | $680,000 | 1,668 |
| Additional noninterest expense | $1,509,000 | 1,911 |
| Pre-tax net operating income | $3,240,000 | 1,443 |
| Securities gains (losses) | $417,000 | 115 |
| Applicable income taxes | $1,060,000 | 851 |
| Income before extraordinary items | $2,597,000 | 1,527 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,597,000 | 1,526 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,597,000 | 1,526 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $4,100,000 | 450 |
| Sale, conversion, retirement of capital stock, net | $127,000 | 336 |
| Net operating income | $2,267,570 | 1,707 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,861,000 | 1,434 |
| Total interest expense | $337,000 | 2,264 |
| Net interest income | $4,524,000 | 1,340 |
| Provision for loan and lease losses | $140,000 | 1,218 |
| Total noninterest income | $200,000 | 3,187 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $9,000 | 5,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 2,548 |
| Total noninterest expense | $3,405,000 | 1,481 |
| Salaries and employee benefits | $2,250,000 | 1,303 |
| Premises and equipment expense | $342,000 | 1,675 |
| Additional noninterest expense | $813,000 | 1,793 |
| Pre-tax net operating income | $1,179,000 | 1,803 |
| Securities gains (losses) | $417,000 | 79 |
| Applicable income taxes | $455,000 | 925 |
| Income before extraordinary items | $1,141,000 | 1,647 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,141,000 | 1,647 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,141,000 | 1,647 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $2,600,000 | 338 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 325 |
| Net operating income | $811,570 | 2,142 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $20,227,000 | 1,337 |
| Total interest expense | $1,406,000 | 2,030 |
| Net interest income | $18,821,000 | 1,281 |
| Provision for loan and lease losses | $350,000 | 1,810 |
| Total noninterest income | $2,165,000 | 1,935 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $36,000 | 5,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,129,000 | 1,470 |
| Total noninterest expense | $13,792,000 | 1,456 |
| Salaries and employee benefits | $9,599,000 | 1,202 |
| Premises and equipment expense | $1,472,000 | 1,537 |
| Additional noninterest expense | $2,721,000 | 2,111 |
| Pre-tax net operating income | $6,844,000 | 1,334 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,596,000 | 1,072 |
| Income before extraordinary items | $4,248,000 | 1,536 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,248,000 | 1,536 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,248,000 | 1,536 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $2,300,000 | 1,266 |
| Sale, conversion, retirement of capital stock, net | $184,000 | 416 |
| Net operating income | $4,248,000 | 1,523 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $14,396,000 | 1,399 |
| Total interest expense | $1,041,000 | 2,024 |
| Net interest income | $13,355,000 | 1,340 |
| Provision for loan and lease losses | $150,000 | 2,287 |
| Total noninterest income | $1,980,000 | 1,736 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $27,000 | 5,196 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,953,000 | 1,301 |
| Total noninterest expense | $10,291,000 | 1,462 |
| Salaries and employee benefits | $7,272,000 | 1,194 |
| Premises and equipment expense | $1,059,000 | 1,601 |
| Additional noninterest expense | $1,960,000 | 2,169 |
| Pre-tax net operating income | $4,894,000 | 1,391 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,313,000 | 1,227 |
| Income before extraordinary items | $3,581,000 | 1,495 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,581,000 | 1,495 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,581,000 | 1,495 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $800,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $138,000 | 391 |
| Net operating income | $3,581,000 | 1,479 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $9,456,000 | 1,402 |
| Total interest expense | $681,000 | 2,003 |
| Net interest income | $8,775,000 | 1,355 |
| Provision for loan and lease losses | $150,000 | 1,808 |
| Total noninterest income | $1,782,000 | 1,418 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $17,000 | 5,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,765,000 | 1,066 |
| Total noninterest expense | $7,089,000 | 1,406 |
| Salaries and employee benefits | $5,114,000 | 1,155 |
| Premises and equipment expense | $700,000 | 1,622 |
| Additional noninterest expense | $1,275,000 | 2,210 |
| Pre-tax net operating income | $3,318,000 | 1,356 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $683,000 | 1,426 |
| Income before extraordinary items | $2,635,000 | 1,379 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,635,000 | 1,379 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,635,000 | 1,380 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $600,000 | 1,787 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 366 |
| Net operating income | $2,635,000 | 1,360 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,541,000 | 1,448 |
| Total interest expense | $320,000 | 2,067 |
| Net interest income | $4,221,000 | 1,388 |
| Provision for loan and lease losses | $50,000 | 2,060 |
| Total noninterest income | $258,000 | 2,913 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $8,000 | 5,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 2,313 |
| Total noninterest expense | $3,323,000 | 1,513 |
| Salaries and employee benefits | $2,216,000 | 1,302 |
| Premises and equipment expense | $347,000 | 1,648 |
| Additional noninterest expense | $760,000 | 1,917 |
| Pre-tax net operating income | $1,106,000 | 1,833 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $477,000 | 1,119 |
| Income before extraordinary items | $629,000 | 2,362 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $629,000 | 2,361 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $629,000 | 2,362 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 350 |
| Net operating income | $629,000 | 2,340 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $20,102,000 | 1,290 |
| Total interest expense | $1,162,000 | 2,185 |
| Net interest income | $18,940,000 | 1,230 |
| Provision for loan and lease losses | $100,000 | 3,103 |
| Total noninterest income | $1,073,000 | 2,929 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $34,000 | 5,390 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,039,000 | 2,357 |
| Total noninterest expense | $12,084,000 | 1,606 |
| Salaries and employee benefits | $7,703,000 | 1,418 |
| Premises and equipment expense | $1,322,000 | 1,711 |
| Additional noninterest expense | $3,059,000 | 1,950 |
| Pre-tax net operating income | $7,829,000 | 1,121 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $3,215,000 | 742 |
| Income before extraordinary items | $4,614,000 | 1,478 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,614,000 | 1,477 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,614,000 | 1,477 |
| Net charge-offs | $-1,000 | 4,661 |
| Cash dividends | $430,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $139,000 | 459 |
| Net operating income | $4,614,000 | 1,453 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $15,315,000 | 1,287 |
| Total interest expense | $875,000 | 2,184 |
| Net interest income | $14,440,000 | 1,220 |
| Provision for loan and lease losses | $100,000 | 2,703 |
| Total noninterest income | $815,000 | 2,916 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $26,000 | 5,441 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $789,000 | 2,343 |
| Total noninterest expense | $9,244,000 | 1,573 |
| Salaries and employee benefits | $5,754,000 | 1,414 |
| Premises and equipment expense | $1,011,000 | 1,685 |
| Additional noninterest expense | $2,479,000 | 1,810 |
| Pre-tax net operating income | $5,911,000 | 1,133 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $2,382,000 | 772 |
| Income before extraordinary items | $3,529,000 | 1,477 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,529,000 | 1,476 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,529,000 | 1,477 |
| Net charge-offs | $-1,000 | 4,445 |
| Cash dividends | $430,000 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 453 |
| Net operating income | $3,529,000 | 1,444 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $10,550,000 | 1,247 |
| Total interest expense | $584,000 | 2,180 |
| Net interest income | $9,966,000 | 1,180 |
| Provision for loan and lease losses | $100,000 | 2,280 |
| Total noninterest income | $575,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $18,000 | 5,468 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $557,000 | 2,248 |
| Total noninterest expense | $6,726,000 | 1,464 |
| Salaries and employee benefits | $3,747,000 | 1,453 |
| Premises and equipment expense | $674,000 | 1,681 |
| Additional noninterest expense | $2,305,000 | 1,351 |
| Pre-tax net operating income | $3,715,000 | 1,184 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,517,000 | 792 |
| Income before extraordinary items | $2,198,000 | 1,540 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,198,000 | 1,539 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,198,000 | 1,540 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $430,000 | 2,162 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 458 |
| Net operating income | $2,198,000 | 1,501 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,664,000 | 1,375 |
| Total interest expense | $292,000 | 2,185 |
| Net interest income | $4,372,000 | 1,323 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $319,000 | 2,647 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $9,000 | 5,488 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $310,000 | 2,054 |
| Total noninterest expense | $2,997,000 | 1,624 |
| Salaries and employee benefits | $1,865,000 | 1,468 |
| Premises and equipment expense | $367,000 | 1,566 |
| Additional noninterest expense | $765,000 | 1,918 |
| Pre-tax net operating income | $1,694,000 | 1,269 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $685,000 | 830 |
| Income before extraordinary items | $1,009,000 | 1,599 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,009,000 | 1,600 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,009,000 | 1,600 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $130,000 | 2,223 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 431 |
| Net operating income | $1,009,000 | 1,563 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $20,606,000 | 1,237 |
| Total interest expense | $1,070,000 | 2,308 |
| Net interest income | $19,536,000 | 1,171 |
| Provision for loan and lease losses | $390,000 | 1,618 |
| Total noninterest income | $1,237,000 | 2,746 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $43,000 | 5,516 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,194,000 | 2,148 |
| Total noninterest expense | $11,218,000 | 1,695 |
| Salaries and employee benefits | $7,261,000 | 1,468 |
| Premises and equipment expense | $1,322,000 | 1,727 |
| Additional noninterest expense | $2,635,000 | 2,233 |
| Pre-tax net operating income | $9,165,000 | 960 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $3,679,000 | 656 |
| Income before extraordinary items | $5,486,000 | 1,268 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,486,000 | 1,268 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,486,000 | 1,268 |
| Net charge-offs | $-99,000 | 5,716 |
| Cash dividends | $970,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 533 |
| Net operating income | $5,486,000 | 1,237 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $15,972,000 | 1,204 |
| Total interest expense | $794,000 | 2,349 |
| Net interest income | $15,178,000 | 1,131 |
| Provision for loan and lease losses | $205,000 | 1,932 |
| Total noninterest income | $825,000 | 2,930 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $32,000 | 5,591 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $793,000 | 2,326 |
| Total noninterest expense | $8,836,000 | 1,640 |
| Salaries and employee benefits | $5,257,000 | 1,521 |
| Premises and equipment expense | $963,000 | 1,793 |
| Additional noninterest expense | $2,616,000 | 1,736 |
| Pre-tax net operating income | $6,962,000 | 961 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $2,873,000 | 653 |
| Income before extraordinary items | $4,089,000 | 1,272 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,089,000 | 1,273 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,089,000 | 1,272 |
| Net charge-offs | $-43,000 | 5,574 |
| Cash dividends | $820,000 | 1,810 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 504 |
| Net operating income | $4,089,000 | 1,238 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $10,911,000 | 1,178 |
| Total interest expense | $527,000 | 2,371 |
| Net interest income | $10,384,000 | 1,102 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $548,000 | 2,938 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $22,000 | 5,604 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $526,000 | 2,360 |
| Total noninterest expense | $6,228,000 | 1,563 |
| Salaries and employee benefits | $3,548,000 | 1,510 |
| Premises and equipment expense | $643,000 | 1,802 |
| Additional noninterest expense | $2,037,000 | 1,515 |
| Pre-tax net operating income | $4,704,000 | 950 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,942,000 | 647 |
| Income before extraordinary items | $2,762,000 | 1,257 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,762,000 | 1,259 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,762,000 | 1,258 |
| Net charge-offs | $-30,000 | 5,592 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 484 |
| Net operating income | $2,762,000 | 1,228 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,363,000 | 1,193 |
| Total interest expense | $268,000 | 2,367 |
| Net interest income | $5,095,000 | 1,117 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $320,000 | 2,702 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $11,000 | 5,619 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $309,000 | 2,082 |
| Total noninterest expense | $3,035,000 | 1,599 |
| Salaries and employee benefits | $1,796,000 | 1,498 |
| Premises and equipment expense | $327,000 | 1,798 |
| Additional noninterest expense | $912,000 | 1,649 |
| Pre-tax net operating income | $2,380,000 | 906 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $976,000 | 638 |
| Income before extraordinary items | $1,404,000 | 1,202 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,404,000 | 1,202 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,404,000 | 1,203 |
| Net charge-offs | $-15,000 | 5,573 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 465 |
| Net operating income | $1,404,000 | 1,161 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $17,468,000 | 1,442 |
| Total interest expense | $1,097,000 | 2,432 |
| Net interest income | $16,371,000 | 1,363 |
| Provision for loan and lease losses | $625,000 | 1,230 |
| Total noninterest income | $1,573,000 | 2,442 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $29,000 | 6,028 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,544,000 | 1,742 |
| Total noninterest expense | $11,307,000 | 1,698 |
| Salaries and employee benefits | $6,836,000 | 1,530 |
| Premises and equipment expense | $1,287,000 | 1,799 |
| Additional noninterest expense | $3,184,000 | 1,933 |
| Pre-tax net operating income | $6,012,000 | 1,308 |
| Securities gains (losses) | $51,000 | 1,723 |
| Applicable income taxes | $2,473,000 | 838 |
| Income before extraordinary items | $3,590,000 | 1,725 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,590,000 | 1,725 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,590,000 | 1,724 |
| Net charge-offs | $-51,000 | 5,997 |
| Cash dividends | $8,000,000 | 402 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 576 |
| Net operating income | $3,557,360 | 1,702 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,998,000 | 1,560 |
| Total interest expense | $807,000 | 2,505 |
| Net interest income | $11,191,000 | 1,484 |
| Provision for loan and lease losses | $195,000 | 2,112 |
| Total noninterest income | $946,000 | 2,779 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $17,000 | 6,179 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $929,000 | 2,041 |
| Total noninterest expense | $8,390,000 | 1,707 |
| Salaries and employee benefits | $4,956,000 | 1,570 |
| Premises and equipment expense | $931,000 | 1,874 |
| Additional noninterest expense | $2,503,000 | 1,845 |
| Pre-tax net operating income | $3,552,000 | 1,595 |
| Securities gains (losses) | $51,000 | 1,437 |
| Applicable income taxes | $1,517,000 | 987 |
| Income before extraordinary items | $2,086,000 | 2,154 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,086,000 | 2,154 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,086,000 | 2,153 |
| Net charge-offs | $-36,000 | 5,946 |
| Cash dividends | $6,485,000 | 355 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 552 |
| Net operating income | $2,053,360 | 2,135 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,342,000 | 1,695 |
| Total interest expense | $503,000 | 2,622 |
| Net interest income | $6,839,000 | 1,608 |
| Provision for loan and lease losses | $95,000 | 2,419 |
| Total noninterest income | $395,000 | 3,533 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $28,000 | 5,701 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $367,000 | 2,773 |
| Total noninterest expense | $4,971,000 | 1,901 |
| Salaries and employee benefits | $2,988,000 | 1,727 |
| Premises and equipment expense | $556,000 | 2,080 |
| Additional noninterest expense | $1,427,000 | 2,110 |
| Pre-tax net operating income | $2,168,000 | 1,699 |
| Securities gains (losses) | $51,000 | 1,152 |
| Applicable income taxes | $1,007,000 | 963 |
| Income before extraordinary items | $1,212,000 | 2,324 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,212,000 | 2,328 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,212,000 | 2,328 |
| Net charge-offs | $-16,000 | 5,809 |
| Cash dividends | $5,345,000 | 294 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 535 |
| Net operating income | $1,179,360 | 2,322 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,050,000 | 2,017 |
| Total interest expense | $217,000 | 2,982 |
| Net interest income | $2,833,000 | 1,909 |
| Provision for loan and lease losses | $95,000 | 1,647 |
| Total noninterest income | $138,000 | 4,116 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $2,000 | 6,442 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $136,000 | 3,110 |
| Total noninterest expense | $2,042,000 | 2,294 |
| Salaries and employee benefits | $1,205,000 | 2,140 |
| Premises and equipment expense | $257,000 | 2,256 |
| Additional noninterest expense | $580,000 | 2,561 |
| Pre-tax net operating income | $834,000 | 2,032 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $354,000 | 1,183 |
| Income before extraordinary items | $480,000 | 2,653 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $480,000 | 2,656 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $480,000 | 2,656 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 518 |
| Net operating income | $480,000 | 2,609 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,140,000 | 2,196 |
| Total interest expense | $905,000 | 3,173 |
| Net interest income | $10,235,000 | 2,053 |
| Provision for loan and lease losses | $410,000 | 2,082 |
| Total noninterest income | $452,000 | 4,560 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $9,000 | 6,537 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $443,000 | 3,520 |
| Total noninterest expense | $7,901,000 | 2,369 |
| Salaries and employee benefits | $4,976,000 | 2,054 |
| Premises and equipment expense | $1,109,000 | 2,044 |
| Additional noninterest expense | $1,816,000 | 3,197 |
| Pre-tax net operating income | $2,376,000 | 2,547 |
| Securities gains (losses) | $84,000 | 1,450 |
| Applicable income taxes | $959,000 | 1,501 |
| Income before extraordinary items | $1,501,000 | 3,160 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,501,000 | 3,162 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,501,000 | 3,163 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 567 |
| Net operating income | $1,447,240 | 3,160 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,031,000 | 2,276 |
| Total interest expense | $673,000 | 3,264 |
| Net interest income | $7,358,000 | 2,136 |
| Provision for loan and lease losses | $100,000 | 3,343 |
| Total noninterest income | $343,000 | 4,602 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $7,000 | 6,601 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $336,000 | 3,581 |
| Total noninterest expense | $6,227,000 | 2,278 |
| Salaries and employee benefits | $3,754,000 | 2,047 |
| Premises and equipment expense | $842,000 | 2,052 |
| Additional noninterest expense | $1,631,000 | 2,791 |
| Pre-tax net operating income | $1,374,000 | 3,094 |
| Securities gains (losses) | $84,000 | 1,337 |
| Applicable income taxes | $669,000 | 1,617 |
| Income before extraordinary items | $789,000 | 3,845 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $789,000 | 3,848 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $789,000 | 3,848 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 542 |
| Net operating income | $735,240 | 3,909 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,161,000 | 2,360 |
| Total interest expense | $452,000 | 3,318 |
| Net interest income | $4,709,000 | 2,211 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $199,000 | 4,847 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $5,000 | 6,642 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $194,000 | 3,836 |
| Total noninterest expense | $4,176,000 | 2,268 |
| Salaries and employee benefits | $2,470,000 | 2,073 |
| Premises and equipment expense | $553,000 | 2,071 |
| Additional noninterest expense | $1,153,000 | 2,629 |
| Pre-tax net operating income | $732,000 | 3,498 |
| Securities gains (losses) | $84,000 | 1,217 |
| Applicable income taxes | $387,000 | 1,776 |
| Income before extraordinary items | $429,000 | 4,198 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $429,000 | 4,200 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $429,000 | 4,201 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 508 |
| Net operating income | $375,240 | 4,324 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,502,000 | 2,449 |
| Total interest expense | $231,000 | 3,348 |
| Net interest income | $2,271,000 | 2,307 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $103,000 | 4,804 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $2,000 | 6,720 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $101,000 | 3,730 |
| Total noninterest expense | $2,050,000 | 2,319 |
| Salaries and employee benefits | $1,245,000 | 2,079 |
| Premises and equipment expense | $278,000 | 2,104 |
| Additional noninterest expense | $527,000 | 2,861 |
| Pre-tax net operating income | $324,000 | 3,665 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $148,000 | 2,001 |
| Income before extraordinary items | $176,000 | 4,487 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $176,000 | 4,489 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $176,000 | 4,489 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 458 |
| Net operating income | $176,000 | 4,390 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,754,000 | 2,396 |
| Total interest expense | $992,000 | 3,622 |
| Net interest income | $9,762,000 | 2,206 |
| Provision for loan and lease losses | $300,000 | 3,343 |
| Total noninterest income | $1,159,000 | 3,023 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $11,000 | 6,776 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,148,000 | 2,203 |
| Total noninterest expense | $7,736,000 | 2,443 |
| Salaries and employee benefits | $4,752,000 | 2,099 |
| Premises and equipment expense | $1,071,000 | 2,136 |
| Additional noninterest expense | $1,913,000 | 3,196 |
| Pre-tax net operating income | $2,885,000 | 2,161 |
| Securities gains (losses) | $-320,000 | 6,987 |
| Applicable income taxes | $719,000 | 1,810 |
| Income before extraordinary items | $1,846,000 | 2,738 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,846,000 | 2,741 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,846,000 | 2,740 |
| Net charge-offs | $-59,000 | 6,885 |
| Cash dividends | $2,500,000 | 1,005 |
| Sale, conversion, retirement of capital stock, net | $17,587,000 | 22 |
| Net operating income | $2,076,400 | 2,391 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,062,000 | 2,442 |
| Total interest expense | $738,000 | 3,770 |
| Net interest income | $7,324,000 | 2,233 |
| Provision for loan and lease losses | $125,000 | 4,125 |
| Total noninterest income | $558,000 | 3,817 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $9,000 | 6,862 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $549,000 | 2,808 |
| Total noninterest expense | $5,941,000 | 2,393 |
| Salaries and employee benefits | $3,552,000 | 2,109 |
| Premises and equipment expense | $788,000 | 2,210 |
| Additional noninterest expense | $1,601,000 | 2,943 |
| Pre-tax net operating income | $1,816,000 | 2,533 |
| Securities gains (losses) | $-50,000 | 6,958 |
| Applicable income taxes | $561,000 | 1,812 |
| Income before extraordinary items | $1,205,000 | 3,061 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,205,000 | 3,061 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,205,000 | 3,060 |
| Net charge-offs | $-90,000 | 7,020 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $17,955,000 | 18 |
| Net operating income | $1,239,000 | 2,856 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,955,000 | 2,651 |
| Total interest expense | $475,000 | 3,946 |
| Net interest income | $4,480,000 | 2,434 |
| Provision for loan and lease losses | $125,000 | 3,566 |
| Total noninterest income | $659,000 | 2,768 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $6,000 | 6,903 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $653,000 | 2,003 |
| Total noninterest expense | $3,775,000 | 2,503 |
| Salaries and employee benefits | $2,203,000 | 2,255 |
| Premises and equipment expense | $483,000 | 2,356 |
| Additional noninterest expense | $1,089,000 | 2,911 |
| Pre-tax net operating income | $1,239,000 | 2,464 |
| Securities gains (losses) | $-50,000 | 7,048 |
| Applicable income taxes | $327,000 | 1,959 |
| Income before extraordinary items | $862,000 | 2,882 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $862,000 | 2,882 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $862,000 | 2,882 |
| Net charge-offs | $-89,000 | 7,073 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $17,870,000 | 14 |
| Net operating income | $898,000 | 2,681 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,002,000 | 3,210 |
| Total interest expense | $202,000 | 4,425 |
| Net interest income | $1,800,000 | 2,981 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $587,000 | 1,944 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $3,000 | 6,938 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $584,000 | 1,359 |
| Total noninterest expense | $1,748,000 | 2,683 |
| Salaries and employee benefits | $996,000 | 2,478 |
| Premises and equipment expense | $235,000 | 2,432 |
| Additional noninterest expense | $517,000 | 3,015 |
| Pre-tax net operating income | $639,000 | 2,415 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $78,000 | 2,666 |
| Income before extraordinary items | $561,000 | 2,382 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $561,000 | 2,384 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $561,000 | 2,385 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $17,341,000 | 9 |
| Net operating income | $561,000 | 2,267 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,668,000 | 4,237 |
| Total interest expense | $517,000 | 5,792 |
| Net interest income | $5,151,000 | 3,829 |
| Provision for loan and lease losses | $-123,000 | 7,268 |
| Total noninterest income | $73,000 | 6,631 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $2,000 | 6,950 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $71,000 | 5,630 |
| Total noninterest expense | $4,556,000 | 3,769 |
| Salaries and employee benefits | $2,726,000 | 3,342 |
| Premises and equipment expense | $531,000 | 3,874 |
| Additional noninterest expense | $1,299,000 | 4,240 |
| Pre-tax net operating income | $791,000 | 4,104 |
| Securities gains (losses) | $-120,000 | 7,097 |
| Applicable income taxes | $364,000 | 2,338 |
| Income before extraordinary items | $307,000 | 5,222 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $307,000 | 5,224 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $307,000 | 5,224 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 838 |
| Net operating income | $383,800 | 4,864 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,108,000 | 4,372 |
| Total interest expense | $357,000 | 6,054 |
| Net interest income | $3,751,000 | 3,918 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $-25,000 | 7,142 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $2,000 | 6,992 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-27,000 | 6,972 |
| Total noninterest expense | $3,259,000 | 3,899 |
| Salaries and employee benefits | $2,014,000 | 3,375 |
| Premises and equipment expense | $390,000 | 3,977 |
| Additional noninterest expense | $855,000 | 4,589 |
| Pre-tax net operating income | $467,000 | 4,570 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $215,000 | 2,589 |
| Income before extraordinary items | $252,000 | 5,265 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $252,000 | 5,265 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $252,000 | 5,265 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 819 |
| Net operating income | $252,000 | 5,140 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,646,000 | 4,500 |
| Total interest expense | $223,000 | 6,267 |
| Net interest income | $2,423,000 | 4,017 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $-41,000 | 7,264 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,000 | 7,043 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-42,000 | 7,120 |
| Total noninterest expense | $2,053,000 | 4,087 |
| Salaries and employee benefits | $1,273,000 | 3,537 |
| Premises and equipment expense | $252,000 | 4,084 |
| Additional noninterest expense | $528,000 | 4,861 |
| Pre-tax net operating income | $329,000 | 4,488 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $148,000 | 2,518 |
| Income before extraordinary items | $181,000 | 5,150 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $181,000 | 5,149 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $181,000 | 5,150 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 777 |
| Net operating income | $181,000 | 5,062 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 4,487 |
| Total interest expense | $116,000 | 6,290 |
| Net interest income | $1,228,000 | 3,992 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $-71,000 | 7,416 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $1,000 | 7,020 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-72,000 | 7,333 |
| Total noninterest expense | $951,000 | 4,324 |
| Salaries and employee benefits | $581,000 | 3,821 |
| Premises and equipment expense | $116,000 | 4,360 |
| Additional noninterest expense | $254,000 | 4,968 |
| Pre-tax net operating income | $206,000 | 4,194 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $91,000 | 2,280 |
| Income before extraordinary items | $115,000 | 4,829 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $115,000 | 4,827 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $115,000 | 4,829 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 742 |
| Net operating income | $115,000 | 4,760 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,609,000 | 4,505 |
| Total interest expense | $508,000 | 6,504 |
| Net interest income | $5,101,000 | 3,901 |
| Provision for loan and lease losses | $785,000 | 3,421 |
| Total noninterest income | $11,000 | 7,225 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,000 | 6,787 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,786 |
| Total noninterest expense | $3,817,000 | 4,344 |
| Salaries and employee benefits | $2,273,000 | 3,862 |
| Premises and equipment expense | $482,000 | 4,283 |
| Additional noninterest expense | $1,062,000 | 4,933 |
| Pre-tax net operating income | $510,000 | 4,345 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-405,000 | 7,115 |
| Income before extraordinary items | $915,000 | 3,374 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $915,000 | 3,371 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $915,000 | 3,374 |
| Net charge-offs | $613,000 | 3,370 |
| Cash dividends | $200,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $201,000 | 624 |
| Net operating income | $915,000 | 3,255 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,274,000 | 4,548 |
| Total interest expense | $394,000 | 6,591 |
| Net interest income | $3,880,000 | 3,919 |
| Provision for loan and lease losses | $685,000 | 3,058 |
| Total noninterest income | $8,000 | 7,391 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,000 | 6,877 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $7,000 | 6,979 |
| Total noninterest expense | $2,845,000 | 4,376 |
| Salaries and employee benefits | $1,726,000 | 3,868 |
| Premises and equipment expense | $367,000 | 4,292 |
| Additional noninterest expense | $752,000 | 5,081 |
| Pre-tax net operating income | $358,000 | 4,649 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-300,000 | 7,280 |
| Income before extraordinary items | $658,000 | 3,611 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $658,000 | 3,609 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $658,000 | 3,611 |
| Net charge-offs | $613,000 | 2,792 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $194,000 | 512 |
| Net operating income | $658,000 | 3,479 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,920,000 | 4,518 |
| Total interest expense | $267,000 | 6,660 |
| Net interest income | $2,653,000 | 3,856 |
| Provision for loan and lease losses | $560,000 | 2,695 |
| Total noninterest income | $6,000 | 7,470 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,000 | 6,923 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $5,000 | 7,045 |
| Total noninterest expense | $1,901,000 | 4,379 |
| Salaries and employee benefits | $1,162,000 | 3,861 |
| Premises and equipment expense | $232,000 | 4,464 |
| Additional noninterest expense | $507,000 | 5,047 |
| Pre-tax net operating income | $198,000 | 4,952 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-200,000 | 7,326 |
| Income before extraordinary items | $398,000 | 3,794 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $398,000 | 3,792 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $398,000 | 3,793 |
| Net charge-offs | $400,000 | 2,707 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $152,000 | 413 |
| Net operating income | $398,000 | 3,690 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,448,000 | 4,604 |
| Total interest expense | $135,000 | 6,766 |
| Net interest income | $1,313,000 | 3,905 |
| Provision for loan and lease losses | $285,000 | 2,522 |
| Total noninterest income | $2,000 | 7,615 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $0 | 7,028 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,000 | 7,254 |
| Total noninterest expense | $941,000 | 4,459 |
| Salaries and employee benefits | $570,000 | 3,965 |
| Premises and equipment expense | $116,000 | 4,561 |
| Additional noninterest expense | $255,000 | 5,065 |
| Pre-tax net operating income | $89,000 | 5,178 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-100,000 | 7,448 |
| Income before extraordinary items | $189,000 | 3,991 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $189,000 | 3,990 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $189,000 | 3,990 |
| Net charge-offs | $200,000 | 2,434 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 342 |
| Net operating income | $189,000 | 3,882 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,958,000 | 5,152 |
| Total interest expense | $500,000 | 7,134 |
| Net interest income | $4,458,000 | 4,259 |
| Provision for loan and lease losses | $866,000 | 3,732 |
| Total noninterest income | $-2,000 | 7,712 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,000 | 7,098 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-3,000 | 7,444 |
| Total noninterest expense | $3,412,000 | 4,802 |
| Salaries and employee benefits | $1,953,000 | 4,437 |
| Premises and equipment expense | $479,000 | 4,492 |
| Additional noninterest expense | $980,000 | 5,294 |
| Pre-tax net operating income | $178,000 | 4,864 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-270,000 | 6,840 |
| Income before extraordinary items | $448,000 | 4,022 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $448,000 | 4,021 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $448,000 | 4,021 |
| Net charge-offs | $354,000 | 4,273 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $322,000 | 620 |
| Net operating income | $448,000 | 3,940 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,587,000 | 5,320 |
| Total interest expense | $351,000 | 7,304 |
| Net interest income | $3,236,000 | 4,363 |
| Provision for loan and lease losses | $430,000 | 4,065 |
| Total noninterest income | $-5,000 | 7,858 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,000 | 7,158 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-6,000 | 7,655 |
| Total noninterest expense | $2,514,000 | 4,867 |
| Salaries and employee benefits | $1,431,000 | 4,526 |
| Premises and equipment expense | $368,000 | 4,482 |
| Additional noninterest expense | $715,000 | 5,347 |
| Pre-tax net operating income | $287,000 | 4,576 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $286,000 | 4,484 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $286,000 | 4,483 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $286,000 | 4,485 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 540 |
| Net operating income | $286,000 | 4,411 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,241,000 | 5,550 |
| Total interest expense | $212,000 | 7,521 |
| Net interest income | $2,029,000 | 4,533 |
| Provision for loan and lease losses | $235,000 | 4,121 |
| Total noninterest income | $6,000 | 7,866 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,000 | 7,215 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $5,000 | 7,481 |
| Total noninterest expense | $1,628,000 | 4,994 |
| Salaries and employee benefits | $902,000 | 4,739 |
| Premises and equipment expense | $264,000 | 4,307 |
| Additional noninterest expense | $462,000 | 5,454 |
| Pre-tax net operating income | $172,000 | 4,808 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $171,000 | 4,728 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $171,000 | 4,725 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $171,000 | 4,725 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $165,000 | 504 |
| Net operating income | $171,000 | 4,634 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $995,000 | 5,878 |
| Total interest expense | $91,000 | 7,728 |
| Net interest income | $904,000 | 4,865 |
| Provision for loan and lease losses | $65,000 | 4,547 |
| Total noninterest income | $2,000 | 7,985 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,000 | 7,617 |
| Total noninterest expense | $771,000 | 5,083 |
| Salaries and employee benefits | $427,000 | 4,941 |
| Premises and equipment expense | $133,000 | 4,317 |
| Additional noninterest expense | $211,000 | 5,461 |
| Pre-tax net operating income | $70,000 | 5,381 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $70,000 | 5,394 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $70,000 | 5,399 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $70,000 | 5,398 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 398 |
| Net operating income | $70,000 | 5,218 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,380,000 | 6,384 |
| Total interest expense | $430,000 | 7,790 |
| Net interest income | $2,950,000 | 5,459 |
| Provision for loan and lease losses | $279,000 | 4,753 |
| Total noninterest income | $18,000 | 7,964 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,000 | 7,282 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $16,000 | 7,535 |
| Total noninterest expense | $2,903,000 | 5,227 |
| Salaries and employee benefits | $1,590,000 | 5,150 |
| Premises and equipment expense | $528,000 | 4,315 |
| Additional noninterest expense | $785,000 | 5,524 |
| Pre-tax net operating income | $-214,000 | 6,567 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $-215,000 | 6,496 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-215,000 | 6,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $316,000 | 660 |
| Net operating income | $-215,000 | 6,646 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,401,000 | 6,562 |
| Total interest expense | $308,000 | 7,917 |
| Net interest income | $2,093,000 | 5,656 |
| Provision for loan and lease losses | $189,000 | 4,301 |
| Total noninterest income | $12,000 | 8,095 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,000 | 7,351 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 7,732 |
| Total noninterest expense | $2,191,000 | 5,195 |
| Salaries and employee benefits | $1,223,000 | 5,101 |
| Premises and equipment expense | $376,000 | 4,479 |
| Additional noninterest expense | $592,000 | 5,460 |
| Pre-tax net operating income | $-275,000 | 7,094 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $-276,000 | 6,992 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-276,000 | 6,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $237,000 | 528 |
| Net operating income | $-276,000 | 7,148 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,512,000 | 6,733 |
| Total interest expense | $215,000 | 7,981 |
| Net interest income | $1,297,000 | 5,866 |
| Provision for loan and lease losses | $169,000 | 3,426 |
| Total noninterest income | $6,000 | 8,201 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,000 | 7,382 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $5,000 | 7,937 |
| Total noninterest expense | $1,466,000 | 5,211 |
| Salaries and employee benefits | $821,000 | 5,138 |
| Premises and equipment expense | $252,000 | 4,485 |
| Additional noninterest expense | $393,000 | 5,467 |
| Pre-tax net operating income | $-332,000 | 7,467 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $-333,000 | 7,555 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-333,000 | 7,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $158,000 | 454 |
| Net operating income | $-333,000 | 7,533 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $720,000 | 6,917 |
| Total interest expense | $114,000 | 8,017 |
| Net interest income | $606,000 | 6,079 |
| Provision for loan and lease losses | $43,000 | 4,054 |
| Total noninterest income | $2,000 | 8,268 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 8,025 |
| Total noninterest expense | $741,000 | 5,175 |
| Salaries and employee benefits | $427,000 | 5,043 |
| Premises and equipment expense | $126,000 | 4,494 |
| Additional noninterest expense | $188,000 | 5,537 |
| Pre-tax net operating income | $-176,000 | 7,712 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $-177,000 | 7,805 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-177,000 | 7,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 365 |
| Net operating income | $-177,000 | 7,768 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,309,000 | 7,330 |
| Total interest expense | $238,000 | 8,266 |
| Net interest income | $2,071,000 | 6,418 |
| Provision for loan and lease losses | $387,000 | 2,749 |
| Total noninterest income | $4,000 | 8,364 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,000 | 7,464 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,000 | 8,238 |
| Total noninterest expense | $2,741,000 | 5,306 |
| Salaries and employee benefits | $1,535,000 | 5,233 |
| Premises and equipment expense | $503,000 | 4,341 |
| Additional noninterest expense | $703,000 | 5,724 |
| Pre-tax net operating income | $-1,053,000 | 8,060 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $-1,054,000 | 8,118 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,054,000 | 8,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $320,000 | 628 |
| Net operating income | $-1,054,000 | 8,109 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,608,000 | 7,495 |
| Total interest expense | $154,000 | 8,337 |
| Net interest income | $1,454,000 | 6,615 |
| Provision for loan and lease losses | $383,000 | 1,926 |
| Total noninterest income | $2,000 | 8,421 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,000 | 8,302 |
| Total noninterest expense | $2,020,000 | 5,329 |
| Salaries and employee benefits | $1,142,000 | 5,251 |
| Premises and equipment expense | $378,000 | 4,329 |
| Additional noninterest expense | $500,000 | 5,814 |
| Pre-tax net operating income | $-947,000 | 8,278 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $-948,000 | 8,319 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-948,000 | 8,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $240,000 | 549 |
| Net operating income | $-948,000 | 8,310 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $956,000 | 7,705 |
| Total interest expense | $77,000 | 8,445 |
| Net interest income | $879,000 | 6,879 |
| Provision for loan and lease losses | $275,000 | 1,664 |
| Total noninterest income | $2,000 | 8,471 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,000 | 8,320 |
| Total noninterest expense | $1,328,000 | 5,406 |
| Salaries and employee benefits | $740,000 | 5,368 |
| Premises and equipment expense | $256,000 | 4,316 |
| Additional noninterest expense | $332,000 | 5,834 |
| Pre-tax net operating income | $-722,000 | 8,382 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $-723,000 | 8,415 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-723,000 | 8,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $160,000 | 492 |
| Net operating income | $-723,000 | 8,404 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $435,000 | 7,873 |
| Total interest expense | $29,000 | 8,522 |
| Net interest income | $406,000 | 7,065 |
| Provision for loan and lease losses | $96,000 | 2,086 |
| Total noninterest income | $1,000 | 8,512 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,000 | 8,340 |
| Total noninterest expense | $655,000 | 5,482 |
| Salaries and employee benefits | $380,000 | 5,327 |
| Premises and equipment expense | $125,000 | 4,394 |
| Additional noninterest expense | $150,000 | 6,119 |
| Pre-tax net operating income | $-344,000 | 8,439 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $-345,000 | 8,466 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-345,000 | 8,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 400 |
| Net operating income | $-345,000 | 8,456 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $715,000 | 8,439 |
| Total interest expense | $17,000 | 8,628 |
| Net interest income | $698,000 | 8,206 |
| Provision for loan and lease losses | $73,000 | 5,124 |
| Total noninterest income | $1,000 | 8,586 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,000 | 7,596 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,532 |
| Total noninterest expense | $2,490,000 | 5,489 |
| Salaries and employee benefits | $591,000 | 7,619 |
| Premises and equipment expense | $244,000 | 6,271 |
| Additional noninterest expense | $1,655,000 | 3,033 |
| Pre-tax net operating income | $-1,864,000 | 8,567 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,864,000 | 8,587 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,864,000 | 8,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $27,868,000 | 47 |
| Net operating income | $-1,864,000 | 8,576 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $314,000 | 8,636 |
| Total interest expense | $1,000 | 8,726 |
| Net interest income | $313,000 | 8,544 |
| Provision for loan and lease losses | $12,000 | 6,287 |
| Total noninterest income | $1,000 | 8,655 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,000 | 8,569 |
| Total noninterest expense | $1,629,000 | 5,905 |
| Salaries and employee benefits | $242,000 | 8,349 |
| Premises and equipment expense | $112,000 | 7,282 |
| Additional noninterest expense | $1,275,000 | 2,964 |
| Pre-tax net operating income | $-1,327,000 | 8,641 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-1,327,000 | 8,654 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,327,000 | 8,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $27,725,000 | 32 |
| Net operating income | $-1,327,000 | 8,648 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.