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Altabank, Income and Expense

2021-09-30 (YTD Data)Rank
Total interest income$80,533,000347
Total interest expense$4,476,000478
Net interest income$76,057,000333
Provision for loan and lease losses$-5,000,0004,755
Total noninterest income$17,637,000471
Gross Fiduciary activities income$0957
Service charges on deposit accounts$2,064,000426
Trading account gains and feesNANA
Additional Noninterest Income$15,573,000422
Total noninterest expense$66,467,000338
Salaries and employee benefits$33,152,000356
Premises and equipment expense$3,601,000555
Additional noninterest expense$29,714,000255
Pre-tax net operating income$32,227,000436
Securities gains (losses)$-12,480,0004,911
Applicable income taxes$5,697,000484
Income before extraordinary items$14,050,000704
Extraordinary gains, net$08
Net income$14,050,000704
Minority interest net income$069
Net income of bank and minority interests.$14,050,000704
Net charge-offs$61,0001,284
Cash dividends$12,100,000323
Sale, conversion, retirement of capital stock, net$2,805,000118
Net operating income$23,909,200459
2021-06-30 (YTD Data)Rank
Total interest income$51,907,000353
Total interest expense$3,021,000496
Net interest income$48,886,000340
Provision for loan and lease losses$-5,000,0004,806
Total noninterest income$11,887,000474
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,343,000419
Trading account gains and feesNANA
Additional Noninterest Income$10,544,000419
Total noninterest expense$35,199,000385
Salaries and employee benefits$21,794,000356
Premises and equipment expense$2,400,000561
Additional noninterest expense$11,005,000381
Pre-tax net operating income$30,574,000334
Securities gains (losses)$206,000459
Applicable income taxes$7,419,000308
Income before extraordinary items$23,361,000350
Extraordinary gains, net$06
Net income$23,361,000349
Minority interest net income$067
Net income of bank and minority interests.$23,361,000350
Net charge-offs$-103,0004,598
Cash dividends$7,800,000328
Sale, conversion, retirement of capital stock, net$693,000159
Net operating income$23,198,260343
2021-03-31 (YTD Data)Rank
Total interest income$25,144,000357
Total interest expense$1,551,000514
Net interest income$23,593,000349
Provision for loan and lease losses$02,741
Total noninterest income$5,891,000485
Gross Fiduciary activities income$0922
Service charges on deposit accounts$692,000405
Trading account gains and feesNANA
Additional Noninterest Income$5,199,000438
Total noninterest expense$16,447,000404
Salaries and employee benefits$11,087,000354
Premises and equipment expense$1,193,000571
Additional noninterest expense$4,167,000469
Pre-tax net operating income$13,037,000378
Securities gains (losses)$206,000327
Applicable income taxes$3,192,000339
Income before extraordinary items$10,051,000402
Extraordinary gains, net$03
Net income$10,051,000399
Minority interest net income$055
Net income of bank and minority interests.$10,051,000402
Net charge-offs$223,000410
Cash dividends$3,900,000289
Sale, conversion, retirement of capital stock, net$351,000142
Net operating income$9,888,260399
2020-12-31 (YTD Data)Rank
Total interest income$110,744,000330
Total interest expense$7,041,000683
Net interest income$103,703,000307
Provision for loan and lease losses$2,750,000851
Total noninterest income$22,349,000463
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$3,211,000366
Trading account gains and feesNANA
Additional Noninterest Income$19,138,000418
Total noninterest expense$65,353,000400
Salaries and employee benefits$42,963,000351
Premises and equipment expense$4,839,000546
Additional noninterest expense$17,551,000452
Pre-tax net operating income$57,949,000261
Securities gains (losses)$1,441,000276
Applicable income taxes$14,243,000230
Income before extraordinary items$45,147,000271
Extraordinary gains, net$04
Net income$45,147,000270
Minority interest net income$072
Net income of bank and minority interests.$45,147,000271
Net charge-offs$2,406,000362
Cash dividends$15,000,000344
Sale, conversion, retirement of capital stock, net$1,390,000177
Net operating income$44,008,610268
2020-09-30 (YTD Data)Rank
Total interest income$84,233,000327
Total interest expense$5,437,000706
Net interest income$78,796,000303
Provision for loan and lease losses$2,750,000738
Total noninterest income$15,428,000474
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,356,000361
Trading account gains and feesNANA
Additional Noninterest Income$13,072,000424
Total noninterest expense$48,761,000394
Salaries and employee benefits$32,737,000341
Premises and equipment expense$3,520,000550
Additional noninterest expense$12,504,000463
Pre-tax net operating income$42,713,000244
Securities gains (losses)$1,441,000228
Applicable income taxes$10,618,000214
Income before extraordinary items$33,536,000252
Extraordinary gains, net$04
Net income$33,536,000251
Minority interest net income$065
Net income of bank and minority interests.$33,536,000252
Net charge-offs$2,147,000307
Cash dividends$11,100,000334
Sale, conversion, retirement of capital stock, net$1,100,000156
Net operating income$32,397,610252
2020-06-30 (YTD Data)Rank
Total interest income$56,786,000326
Total interest expense$3,783,000740
Net interest income$53,003,000302
Provision for loan and lease losses$2,750,000586
Total noninterest income$8,901,000489
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,543,000367
Trading account gains and feesNANA
Additional Noninterest Income$7,358,000447
Total noninterest expense$32,258,000396
Salaries and employee benefits$21,630,000336
Premises and equipment expense$2,367,000548
Additional noninterest expense$8,261,000466
Pre-tax net operating income$26,896,000230
Securities gains (losses)$1,441,000161
Applicable income taxes$6,726,000194
Income before extraordinary items$21,611,000234
Extraordinary gains, net$04
Net income$21,611,000234
Minority interest net income$065
Net income of bank and minority interests.$21,611,000234
Net charge-offs$960,000400
Cash dividends$7,400,000335
Sale, conversion, retirement of capital stock, net$768,000137
Net operating income$20,472,610237
2020-03-31 (YTD Data)Rank
Total interest income$29,384,000323
Total interest expense$2,167,000728
Net interest income$27,217,000302
Provision for loan and lease losses$650,000760
Total noninterest income$3,989,000502
Gross Fiduciary activities income$0941
Service charges on deposit accounts$780,000402
Trading account gains and feesNANA
Additional Noninterest Income$3,209,000437
Total noninterest expense$16,085,000393
Salaries and employee benefits$10,844,000340
Premises and equipment expense$1,537,000442
Additional noninterest expense$3,704,000502
Pre-tax net operating income$14,471,000192
Securities gains (losses)$01,705
Applicable income taxes$3,454,000171
Income before extraordinary items$11,017,000209
Extraordinary gains, net$04
Net income$11,017,000209
Minority interest net income$056
Net income of bank and minority interests.$11,017,000209
Net charge-offs$289,000508
Cash dividends$3,700,000357
Sale, conversion, retirement of capital stock, net$385,000128
Net operating income$11,017,000203
2019-12-31 (YTD Data)Rank
Total interest income$119,049,000322
Total interest expense$9,144,000743
Net interest income$109,905,000296
Provision for loan and lease losses$7,000,000204
Total noninterest income$16,203,000497
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,807,000445
Trading account gains and feesNANA
Additional Noninterest Income$13,396,000428
Total noninterest expense$60,394,000395
Salaries and employee benefits$38,868,000350
Premises and equipment expense$6,032,000447
Additional noninterest expense$15,494,000466
Pre-tax net operating income$58,714,000282
Securities gains (losses)$-4,0004,673
Applicable income taxes$13,711,000271
Income before extraordinary items$44,999,000296
Extraordinary gains, net$011
Net income$44,999,000297
Minority interest net income$076
Net income of bank and minority interests.$44,999,000297
Net charge-offs$819,000745
Cash dividends$11,400,000440
Sale, conversion, retirement of capital stock, net$1,011,000214
Net operating income$45,002,160290
2019-09-30 (YTD Data)Rank
Total interest income$89,683,000328
Total interest expense$6,874,000751
Net interest income$82,809,000298
Provision for loan and lease losses$5,800,000188
Total noninterest income$12,157,000496
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$2,106,000442
Trading account gains and feesNANA
Additional Noninterest Income$10,051,000422
Total noninterest expense$45,845,000387
Salaries and employee benefits$30,187,000338
Premises and equipment expense$4,452,000455
Additional noninterest expense$11,206,000486
Pre-tax net operating income$43,321,000283
Securities gains (losses)$02,167
Applicable income taxes$10,249,000272
Income before extraordinary items$33,072,000301
Extraordinary gains, net$011
Net income$33,072,000302
Minority interest net income$072
Net income of bank and minority interests.$33,072,000302
Net charge-offs$574,000695
Cash dividends$7,900,000437
Sale, conversion, retirement of capital stock, net$796,000189
Net operating income$33,072,000296
2019-06-30 (YTD Data)Rank
Total interest income$59,202,000331
Total interest expense$4,582,000735
Net interest income$54,620,000298
Provision for loan and lease losses$3,700,000198
Total noninterest income$7,401,000525
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,362,000453
Trading account gains and fees$0131
Additional Noninterest Income$6,039,000451
Total noninterest expense$29,837,000397
Salaries and employee benefits$19,777,000342
Premises and equipment expense$3,014,000453
Additional noninterest expense$7,046,000517
Pre-tax net operating income$28,484,000286
Securities gains (losses)$01,702
Applicable income taxes$6,810,000270
Income before extraordinary items$21,674,000296
Extraordinary gains, net$011
Net income$21,674,000298
Minority interest net income$069
Net income of bank and minority interests.$21,674,000298
Net charge-offs$906,000368
Cash dividends$4,400,000493
Sale, conversion, retirement of capital stock, net$381,000192
Net operating income$21,674,000293
2019-03-31 (YTD Data)Rank
Total interest income$29,152,000331
Total interest expense$2,246,000726
Net interest income$26,906,000304
Provision for loan and lease losses$1,550,000211
Total noninterest income$3,539,000532
Gross Fiduciary activities income$0972
Service charges on deposit accounts$657,000462
Trading account gains and fees$0126
Additional Noninterest Income$2,882,000455
Total noninterest expense$15,220,000389
Salaries and employee benefits$10,251,000338
Premises and equipment expense$1,456,000466
Additional noninterest expense$3,513,000508
Pre-tax net operating income$13,675,000284
Securities gains (losses)$01,087
Applicable income taxes$3,249,000275
Income before extraordinary items$10,426,000297
Extraordinary gains, net$05
Net income$10,426,000297
Minority interest net income$052
Net income of bank and minority interests.$10,426,000297
Net charge-offs$872,000235
Cash dividends$2,100,000483
Sale, conversion, retirement of capital stock, net$191,000168
Net operating income$10,426,000291
2018-12-31 (YTD Data)Rank
Total interest income$115,352,000323
Total interest expense$7,179,000693
Net interest income$108,173,000305
Provision for loan and lease losses$8,625,000178
Total noninterest income$15,666,000494
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,840,000453
Trading account gains and fees$0126
Additional Noninterest Income$12,826,000425
Total noninterest expense$61,586,000389
Salaries and employee benefits$39,887,000338
Premises and equipment expense$6,010,000445
Additional noninterest expense$15,689,000457
Pre-tax net operating income$53,628,000300
Securities gains (losses)$01,125
Applicable income taxes$12,319,000274
Income before extraordinary items$41,309,000304
Extraordinary gains, net$06
Net income$41,309,000304
Minority interest net income$072
Net income of bank and minority interests.$41,309,000304
Net charge-offs$1,683,000405
Cash dividends$7,900,000512
Sale, conversion, retirement of capital stock, net$891,000244
Net operating income$41,309,000305
2018-09-30 (YTD Data)Rank
Total interest income$85,294,000323
Total interest expense$5,194,000672
Net interest income$80,100,000305
Provision for loan and lease losses$5,450,000195
Total noninterest income$11,954,000492
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$2,114,000456
Trading account gains and fees$0138
Additional Noninterest Income$9,840,000417
Total noninterest expense$46,802,000390
Salaries and employee benefits$30,488,000334
Premises and equipment expense$4,430,000457
Additional noninterest expense$11,884,000451
Pre-tax net operating income$39,802,000304
Securities gains (losses)$01,118
Applicable income taxes$9,307,000268
Income before extraordinary items$30,495,000313
Extraordinary gains, net$05
Net income$30,495,000313
Minority interest net income$066
Net income of bank and minority interests.$30,495,000313
Net charge-offs$444,000765
Cash dividends$5,800,000481
Sale, conversion, retirement of capital stock, net$683,000218
Net operating income$30,495,000312
2018-06-30 (YTD Data)Rank
Total interest income$56,194,000323
Total interest expense$3,273,000668
Net interest income$52,921,000307
Provision for loan and lease losses$3,525,000205
Total noninterest income$8,045,000494
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,377,000465
Trading account gains and fees$0130
Additional Noninterest Income$6,668,000417
Total noninterest expense$31,617,000388
Salaries and employee benefits$20,603,000334
Premises and equipment expense$2,955,000460
Additional noninterest expense$8,059,000449
Pre-tax net operating income$25,824,000298
Securities gains (losses)$0961
Applicable income taxes$5,967,000271
Income before extraordinary items$19,857,000309
Extraordinary gains, net$06
Net income$19,857,000309
Minority interest net income$065
Net income of bank and minority interests.$19,857,000309
Net charge-offs$-480,0005,460
Cash dividends$3,700,000493
Sale, conversion, retirement of capital stock, net$370,000219
Net operating income$19,857,000308
2018-03-31 (YTD Data)Rank
Total interest income$27,438,000324
Total interest expense$1,495,000684
Net interest income$25,943,000308
Provision for loan and lease losses$2,050,000170
Total noninterest income$4,439,000450
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$673,000474
Trading account gains and fees$0123
Additional Noninterest Income$3,766,000380
Total noninterest expense$16,573,000365
Salaries and employee benefits$10,407,000330
Premises and equipment expense$1,543,000444
Additional noninterest expense$4,623,000402
Pre-tax net operating income$11,759,000312
Securities gains (losses)$0735
Applicable income taxes$2,609,000299
Income before extraordinary items$9,150,000323
Extraordinary gains, net$07
Net income$9,150,000323
Minority interest net income$052
Net income of bank and minority interests.$9,150,000323
Net charge-offs$-378,0005,541
Cash dividends$1,700,000484
Sale, conversion, retirement of capital stock, net$215,000188
Net operating income$9,150,000323
2017-12-31 (YTD Data)Rank
Total interest income$83,746,000378
Total interest expense$3,342,000979
Net interest income$80,404,000352
Provision for loan and lease losses$2,750,000394
Total noninterest income$17,003,000480
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,445,000523
Trading account gains and fees$0151
Additional Noninterest Income$14,558,000393
Total noninterest expense$56,453,000408
Salaries and employee benefits$33,199,000390
Premises and equipment expense$4,827,000518
Additional noninterest expense$18,427,000397
Pre-tax net operating income$38,204,000339
Securities gains (losses)$-317,0005,549
Applicable income taxes$17,051,000294
Income before extraordinary items$20,836,000396
Extraordinary gains, net$09
Net income$20,836,000396
Minority interest net income$076
Net income of bank and minority interests.$20,836,000396
Net charge-offs$1,162,000620
Cash dividends$5,300,000640
Sale, conversion, retirement of capital stock, net$510,000287
Net operating income$21,038,880386
2017-09-30 (YTD Data)Rank
Total interest income$58,733,000394
Total interest expense$2,269,0001,060
Net interest income$56,464,000371
Provision for loan and lease losses$2,000,000398
Total noninterest income$12,585,000496
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,750,000555
Trading account gains and fees$0145
Additional Noninterest Income$10,835,000398
Total noninterest expense$37,354,000455
Salaries and employee benefits$23,711,000408
Premises and equipment expense$3,369,000559
Additional noninterest expense$10,274,000506
Pre-tax net operating income$29,695,000341
Securities gains (losses)$-317,0005,688
Applicable income taxes$9,444,000321
Income before extraordinary items$19,934,000362
Extraordinary gains, net$09
Net income$19,934,000361
Minority interest net income$071
Net income of bank and minority interests.$19,934,000362
Net charge-offs$1,106,000467
Cash dividends$3,700,000649
Sale, conversion, retirement of capital stock, net$382,000275
Net operating income$20,149,560359
2017-06-30 (YTD Data)Rank
Total interest income$38,095,000398
Total interest expense$1,515,0001,026
Net interest income$36,580,000376
Provision for loan and lease losses$1,100,000467
Total noninterest income$8,515,000479
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,114,000568
Trading account gains and fees$0139
Additional Noninterest Income$7,401,000391
Total noninterest expense$24,098,000473
Salaries and employee benefits$15,212,000423
Premises and equipment expense$2,205,000564
Additional noninterest expense$6,681,000516
Pre-tax net operating income$19,897,000336
Securities gains (losses)$-13,0005,526
Applicable income taxes$6,532,000309
Income before extraordinary items$13,352,000358
Extraordinary gains, net$011
Net income$13,352,000357
Minority interest net income$071
Net income of bank and minority interests.$13,352,000358
Net charge-offs$544,000523
Cash dividends$2,100,000727
Sale, conversion, retirement of capital stock, net$218,000271
Net operating income$13,360,710357
2017-03-31 (YTD Data)Rank
Total interest income$18,459,000402
Total interest expense$767,000995
Net interest income$17,692,000382
Provision for loan and lease losses$200,000923
Total noninterest income$4,134,000482
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$536,000587
Trading account gains and fees$0142
Additional Noninterest Income$3,598,000396
Total noninterest expense$12,099,000477
Salaries and employee benefits$7,717,000427
Premises and equipment expense$1,117,000570
Additional noninterest expense$3,265,000529
Pre-tax net operating income$9,527,000346
Securities gains (losses)$-13,0005,665
Applicable income taxes$2,837,000343
Income before extraordinary items$6,677,000354
Extraordinary gains, net$08
Net income$6,677,000353
Minority interest net income$055
Net income of bank and minority interests.$6,677,000354
Net charge-offs$271,000494
Cash dividends$1,400,000547
Sale, conversion, retirement of capital stock, net$109,000242
Net operating income$6,686,100343
2016-12-31 (YTD Data)Rank
Total interest income$72,381,000393
Total interest expense$2,885,0001,003
Net interest income$69,496,000375
Provision for loan and lease losses$900,000986
Total noninterest income$17,081,000471
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,181,000595
Trading account gains and fees$0170
Additional Noninterest Income$14,900,000391
Total noninterest expense$47,670,000467
Salaries and employee benefits$30,480,000421
Premises and equipment expense$4,295,000579
Additional noninterest expense$12,895,000542
Pre-tax net operating income$38,007,000311
Securities gains (losses)$-91,0005,796
Applicable income taxes$13,896,000279
Income before extraordinary items$24,020,000357
Extraordinary gains, net$05
Net income$24,020,000356
Minority interest net income$082
Net income of bank and minority interests.$24,020,000356
Net charge-offs$-259,0005,702
Cash dividends$3,720,000880
Sale, conversion, retirement of capital stock, net$544,000271
Net operating income$24,078,240354
2016-09-30 (YTD Data)Rank
Total interest income$53,434,000397
Total interest expense$2,173,000996
Net interest income$51,261,000376
Provision for loan and lease losses$750,000858
Total noninterest income$12,572,000474
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,626,000601
Trading account gains and fees$0169
Additional Noninterest Income$10,946,000391
Total noninterest expense$35,264,000479
Salaries and employee benefits$22,700,000419
Premises and equipment expense$3,163,000586
Additional noninterest expense$9,401,000556
Pre-tax net operating income$27,819,000317
Securities gains (losses)$03,160
Applicable income taxes$10,187,000280
Income before extraordinary items$17,632,000355
Extraordinary gains, net$05
Net income$17,632,000355
Minority interest net income$071
Net income of bank and minority interests.$17,632,000355
Net charge-offs$126,0001,860
Cash dividends$3,720,000647
Sale, conversion, retirement of capital stock, net$410,000241
Net operating income$17,632,000347
2016-06-30 (YTD Data)Rank
Total interest income$35,171,000403
Total interest expense$1,462,000988
Net interest income$33,709,000382
Provision for loan and lease losses$425,000971
Total noninterest income$8,156,000481
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,044,000615
Trading account gains and fees$0157
Additional Noninterest Income$7,112,000391
Total noninterest expense$23,612,000479
Salaries and employee benefits$15,219,000417
Premises and equipment expense$2,064,000599
Additional noninterest expense$6,329,000550
Pre-tax net operating income$17,828,000324
Securities gains (losses)$02,835
Applicable income taxes$6,565,000277
Income before extraordinary items$11,263,000361
Extraordinary gains, net$016
Net income$11,263,000360
Minority interest net income$071
Net income of bank and minority interests.$11,263,000360
Net charge-offs$-170,0005,826
Cash dividends$2,470,000655
Sale, conversion, retirement of capital stock, net$252,000247
Net operating income$11,263,000359
2016-03-31 (YTD Data)Rank
Total interest income$17,359,000403
Total interest expense$754,000958
Net interest income$16,605,000387
Provision for loan and lease losses$200,000957
Total noninterest income$3,745,000493
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$513,000619
Trading account gains and fees$0142
Additional Noninterest Income$3,232,000398
Total noninterest expense$11,650,000479
Salaries and employee benefits$7,545,000416
Premises and equipment expense$988,000634
Additional noninterest expense$3,117,000549
Pre-tax net operating income$8,500,000320
Securities gains (losses)$02,077
Applicable income taxes$3,026,000294
Income before extraordinary items$5,474,000361
Extraordinary gains, net$012
Net income$5,474,000361
Minority interest net income$062
Net income of bank and minority interests.$5,474,000361
Net charge-offs$34,0001,682
Cash dividends$1,235,000622
Sale, conversion, retirement of capital stock, net$127,000226
Net operating income$5,474,000356
2015-12-31 (YTD Data)Rank
Total interest income$64,411,000404
Total interest expense$2,961,000949
Net interest income$61,450,000390
Provision for loan and lease losses$1,000,000820
Total noninterest income$15,915,000486
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,449,000543
Trading account gains and fees$0159
Additional Noninterest Income$13,466,000397
Total noninterest expense$45,933,000475
Salaries and employee benefits$29,339,000412
Premises and equipment expense$3,952,000626
Additional noninterest expense$12,642,000536
Pre-tax net operating income$30,432,000349
Securities gains (losses)$19,0002,264
Applicable income taxes$10,478,000307
Income before extraordinary items$19,973,000390
Extraordinary gains, net$023
Net income$19,973,000390
Minority interest net income$081
Net income of bank and minority interests.$19,973,000390
Net charge-offs$594,0001,017
Cash dividends$2,950,000999
Sale, conversion, retirement of capital stock, net$486,000308
Net operating income$19,960,460387
2015-09-30 (YTD Data)Rank
Total interest income$47,320,000415
Total interest expense$2,230,000946
Net interest income$45,090,000400
Provision for loan and lease losses$800,000711
Total noninterest income$12,224,000485
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,870,000538
Trading account gains and fees$0153
Additional Noninterest Income$10,354,000401
Total noninterest expense$33,468,000489
Salaries and employee benefits$21,315,000427
Premises and equipment expense$2,913,000654
Additional noninterest expense$9,240,000555
Pre-tax net operating income$23,046,000355
Securities gains (losses)$9,0002,412
Applicable income taxes$7,982,000315
Income before extraordinary items$15,073,000394
Extraordinary gains, net$021
Net income$15,073,000393
Minority interest net income$078
Net income of bank and minority interests.$15,073,000394
Net charge-offs$424,000966
Cash dividends$1,900,0001,038
Sale, conversion, retirement of capital stock, net$363,000289
Net operating income$15,067,150393
2015-06-30 (YTD Data)Rank
Total interest income$24,621,000512
Total interest expense$1,333,0001,074
Net interest income$23,288,000482
Provision for loan and lease losses$300,0001,096
Total noninterest income$6,903,000549
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,127,000575
Trading account gains and fees$0157
Additional Noninterest Income$5,776,000458
Total noninterest expense$17,225,000623
Salaries and employee benefits$10,950,000517
Premises and equipment expense$1,541,000822
Additional noninterest expense$4,734,000710
Pre-tax net operating income$12,666,000403
Securities gains (losses)$02,636
Applicable income taxes$4,379,000363
Income before extraordinary items$8,287,000456
Extraordinary gains, net$022
Net income$8,287,000455
Minority interest net income$075
Net income of bank and minority interests.$8,287,000456
Net charge-offs$135,0001,459
Cash dividends$700,0001,584
Sale, conversion, retirement of capital stock, net$188,000298
Net operating income$8,287,000444
2015-03-31 (YTD Data)Rank
Total interest income$12,169,000520
Total interest expense$670,0001,074
Net interest income$11,499,000491
Provision for loan and lease losses$50,0002,062
Total noninterest income$3,496,000520
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$582,000548
Trading account gains and fees$0152
Additional Noninterest Income$2,914,000432
Total noninterest expense$8,532,000624
Salaries and employee benefits$5,421,000528
Premises and equipment expense$785,000815
Additional noninterest expense$2,326,000715
Pre-tax net operating income$6,413,000396
Securities gains (losses)$02,027
Applicable income taxes$2,207,000352
Income before extraordinary items$4,206,000445
Extraordinary gains, net$013
Net income$4,206,000445
Minority interest net income$064
Net income of bank and minority interests.$4,206,000445
Net charge-offs$03,288
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$94,000266
Net operating income$4,206,000431
2014-12-31 (YTD Data)Rank
Total interest income$46,153,000538
Total interest expense$2,783,0001,068
Net interest income$43,370,000504
Provision for loan and lease losses$1,100,000810
Total noninterest income$12,783,000539
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,508,000541
Trading account gains and fees$0180
Additional Noninterest Income$10,275,000440
Total noninterest expense$33,888,000608
Salaries and employee benefits$21,183,000519
Premises and equipment expense$3,189,000781
Additional noninterest expense$9,516,000702
Pre-tax net operating income$21,165,000434
Securities gains (losses)$68,0001,523
Applicable income taxes$7,749,000371
Income before extraordinary items$13,484,000509
Extraordinary gains, net$017
Net income$13,484,000507
Minority interest net income$084
Net income of bank and minority interests.$13,484,000508
Net charge-offs$1,219,000759
Cash dividends$3,400,000837
Sale, conversion, retirement of capital stock, net$221,000415
Net operating income$13,440,480499
2014-09-30 (YTD Data)Rank
Total interest income$33,871,000546
Total interest expense$2,093,0001,081
Net interest income$31,778,000519
Provision for loan and lease losses$400,0001,373
Total noninterest income$9,478,000544
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,888,000541
Trading account gains and fees$0174
Additional Noninterest Income$7,590,000442
Total noninterest expense$25,180,000612
Salaries and employee benefits$15,873,000520
Premises and equipment expense$2,355,000795
Additional noninterest expense$6,952,000713
Pre-tax net operating income$15,676,000441
Securities gains (losses)$67,0001,259
Applicable income taxes$5,677,000383
Income before extraordinary items$10,066,000506
Extraordinary gains, net$015
Net income$10,066,000504
Minority interest net income$081
Net income of bank and minority interests.$10,066,000506
Net charge-offs$828,000786
Cash dividends$1,100,0001,440
Sale, conversion, retirement of capital stock, net$164,000379
Net operating income$10,023,120495
2014-06-30 (YTD Data)Rank
Total interest income$22,152,000555
Total interest expense$1,391,0001,080
Net interest income$20,761,000526
Provision for loan and lease losses$200,0001,637
Total noninterest income$6,293,000537
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,241,000545
Trading account gains and fees$0172
Additional Noninterest Income$5,052,000440
Total noninterest expense$16,868,000602
Salaries and employee benefits$10,613,000520
Premises and equipment expense$1,540,000812
Additional noninterest expense$4,715,000693
Pre-tax net operating income$9,986,000452
Securities gains (losses)$58,0001,091
Applicable income taxes$3,516,000395
Income before extraordinary items$6,528,000504
Extraordinary gains, net$020
Net income$6,528,000503
Minority interest net income$080
Net income of bank and minority interests.$6,528,000504
Net charge-offs$583,000766
Cash dividends$1,100,0001,077
Sale, conversion, retirement of capital stock, net$78,000418
Net operating income$6,490,300503
2014-03-31 (YTD Data)Rank
Total interest income$11,001,000563
Total interest expense$701,0001,081
Net interest income$10,300,000532
Provision for loan and lease losses$03,817
Total noninterest income$3,154,000529
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$618,000540
Trading account gains and fees$0147
Additional Noninterest Income$2,536,000424
Total noninterest expense$8,339,000618
Salaries and employee benefits$5,214,000524
Premises and equipment expense$806,000789
Additional noninterest expense$2,319,000708
Pre-tax net operating income$5,115,000427
Securities gains (losses)$-37,0006,561
Applicable income taxes$1,777,000370
Income before extraordinary items$3,301,000490
Extraordinary gains, net$016
Net income$3,301,000489
Minority interest net income$066
Net income of bank and minority interests.$3,301,000491
Net charge-offs$90,0001,442
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$39,000391
Net operating income$3,325,050477
2013-12-31 (YTD Data)Rank
Total interest income$43,393,000571
Total interest expense$3,103,0001,080
Net interest income$40,290,000529
Provision for loan and lease losses$1,500,000788
Total noninterest income$14,287,000520
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,546,000541
Trading account gains and fees$0184
Additional Noninterest Income$11,741,000427
Total noninterest expense$34,002,000615
Salaries and employee benefits$21,503,000511
Premises and equipment expense$3,070,000794
Additional noninterest expense$9,429,000739
Pre-tax net operating income$19,075,000454
Securities gains (losses)$-280,0006,667
Applicable income taxes$6,502,000384
Income before extraordinary items$12,293,000541
Extraordinary gains, net$029
Net income$12,293,000540
Minority interest net income$090
Net income of bank and minority interests.$12,293,000542
Net charge-offs$815,0001,466
Cash dividends$9,700,000338
Sale, conversion, retirement of capital stock, net$296,000363
Net operating income$12,475,000530
2013-09-30 (YTD Data)Rank
Total interest income$32,775,000570
Total interest expense$2,387,0001,096
Net interest income$30,388,000522
Provision for loan and lease losses$1,300,000726
Total noninterest income$11,013,000517
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,903,000541
Trading account gains and fees$0180
Additional Noninterest Income$9,110,000431
Total noninterest expense$25,338,000617
Salaries and employee benefits$15,937,000519
Premises and equipment expense$2,248,000818
Additional noninterest expense$7,153,000733
Pre-tax net operating income$14,763,000457
Securities gains (losses)$13,0002,404
Applicable income taxes$5,098,000385
Income before extraordinary items$9,678,000533
Extraordinary gains, net$025
Net income$9,678,000531
Minority interest net income$084
Net income of bank and minority interests.$9,678,000535
Net charge-offs$881,0001,100
Cash dividends$3,000,000641
Sale, conversion, retirement of capital stock, net$229,000320
Net operating income$9,669,550522
2013-06-30 (YTD Data)Rank
Total interest income$21,701,000571
Total interest expense$1,625,0001,091
Net interest income$20,076,000529
Provision for loan and lease losses$1,200,000571
Total noninterest income$7,430,000527
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,248,000539
Trading account gains and fees$0157
Additional Noninterest Income$6,182,000441
Total noninterest expense$16,713,000619
Salaries and employee benefits$10,449,000525
Premises and equipment expense$1,511,000813
Additional noninterest expense$4,753,000722
Pre-tax net operating income$9,593,000453
Securities gains (losses)$13,0002,195
Applicable income taxes$3,218,000402
Income before extraordinary items$6,388,000539
Extraordinary gains, net$022
Net income$6,388,000539
Minority interest net income$082
Net income of bank and minority interests.$6,388,000541
Net charge-offs$704,000990
Cash dividends$3,000,000448
Sale, conversion, retirement of capital stock, net$170,000283
Net operating income$6,379,290518
2013-03-31 (YTD Data)Rank
Total interest income$11,438,000543
Total interest expense$832,0001,108
Net interest income$10,606,000508
Provision for loan and lease losses$600,000594
Total noninterest income$3,799,000509
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$612,000545
Trading account gains and fees$0148
Additional Noninterest Income$3,187,000428
Total noninterest expense$8,437,000627
Salaries and employee benefits$5,300,000527
Premises and equipment expense$752,000830
Additional noninterest expense$2,385,000722
Pre-tax net operating income$5,368,000411
Securities gains (losses)$01,966
Applicable income taxes$1,804,000369
Income before extraordinary items$3,564,000469
Extraordinary gains, net$010
Net income$3,564,000469
Minority interest net income$076
Net income of bank and minority interests.$3,564,000470
Net charge-offs$573,000695
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$111,000229
Net operating income$3,564,000453
2012-12-31 (YTD Data)Rank
Total interest income$42,010,000617
Total interest expense$3,629,0001,237
Net interest income$38,381,000567
Provision for loan and lease losses$4,700,000536
Total noninterest income$11,568,000609
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,433,000586
Trading account gains and fees$0166
Additional Noninterest Income$9,135,000527
Total noninterest expense$31,358,000662
Salaries and employee benefits$19,218,000555
Premises and equipment expense$2,654,000908
Additional noninterest expense$9,486,000742
Pre-tax net operating income$13,891,000553
Securities gains (losses)$63,0002,581
Applicable income taxes$4,670,000454
Income before extraordinary items$9,284,000654
Extraordinary gains, net$029
Net income$9,284,000653
Minority interest net income$093
Net income of bank and minority interests.$9,284,000654
Net charge-offs$6,457,000471
Cash dividends$1,400,0001,573
Sale, conversion, retirement of capital stock, net$190,000452
Net operating income$9,241,790629
2012-09-30 (YTD Data)Rank
Total interest income$31,544,000626
Total interest expense$2,776,0001,264
Net interest income$28,768,000574
Provision for loan and lease losses$3,600,000529
Total noninterest income$8,376,000628
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,802,000598
Trading account gains and fees$0157
Additional Noninterest Income$6,574,000535
Total noninterest expense$22,376,000684
Salaries and employee benefits$13,627,000581
Premises and equipment expense$1,979,000919
Additional noninterest expense$6,770,000771
Pre-tax net operating income$11,168,000533
Securities gains (losses)$63,0002,295
Applicable income taxes$3,764,000448
Income before extraordinary items$7,467,000637
Extraordinary gains, net$020
Net income$7,467,000635
Minority interest net income$086
Net income of bank and minority interests.$7,467,000637
Net charge-offs$3,999,000550
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$135,000411
Net operating income$7,425,420614
2012-06-30 (YTD Data)Rank
Total interest income$20,921,000638
Total interest expense$1,876,0001,296
Net interest income$19,045,000576
Provision for loan and lease losses$2,700,000497
Total noninterest income$5,355,000645
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,185,000605
Trading account gains and fees$0153
Additional Noninterest Income$4,170,000542
Total noninterest expense$14,728,000687
Salaries and employee benefits$8,812,000592
Premises and equipment expense$1,291,000938
Additional noninterest expense$4,625,000756
Pre-tax net operating income$6,972,000559
Securities gains (losses)$63,0001,894
Applicable income taxes$2,348,000465
Income before extraordinary items$4,687,000659
Extraordinary gains, net$019
Net income$4,687,000659
Minority interest net income$084
Net income of bank and minority interests.$4,687,000659
Net charge-offs$3,310,000483
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$90,000389
Net operating income$4,644,790640
2012-03-31 (YTD Data)Rank
Total interest income$10,541,000634
Total interest expense$963,0001,316
Net interest income$9,578,000579
Provision for loan and lease losses$1,400,000473
Total noninterest income$2,750,000632
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$588,000604
Trading account gains and fees$0148
Additional Noninterest Income$2,162,000517
Total noninterest expense$7,371,000685
Salaries and employee benefits$4,396,000590
Premises and equipment expense$626,000969
Additional noninterest expense$2,349,000736
Pre-tax net operating income$3,557,000549
Securities gains (losses)$47,0001,254
Applicable income taxes$1,214,000451
Income before extraordinary items$2,390,000643
Extraordinary gains, net$019
Net income$2,390,000644
Minority interest net income$078
Net income of bank and minority interests.$2,390,000644
Net charge-offs$1,656,000459
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$45,000335
Net operating income$2,358,980632
2011-12-31 (YTD Data)Rank
Total interest income$41,860,000664
Total interest expense$4,861,0001,248
Net interest income$36,999,000586
Provision for loan and lease losses$6,200,000662
Total noninterest income$8,878,000681
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,610,000568
Trading account gains and fees$0146
Additional Noninterest Income$6,268,000600
Total noninterest expense$30,046,000660
Salaries and employee benefits$16,662,000580
Premises and equipment expense$2,608,000956
Additional noninterest expense$10,776,000666
Pre-tax net operating income$9,631,000645
Securities gains (losses)$94,0002,124
Applicable income taxes$3,120,000563
Income before extraordinary items$6,605,000762
Extraordinary gains, net$029
Net income$6,605,000760
Minority interest net income$096
Net income of bank and minority interests.$6,605,000762
Net charge-offs$10,087,000450
Cash dividends$551,0002,319
Sale, conversion, retirement of capital stock, net$228,000517
Net operating income$6,541,080739
2011-09-30 (YTD Data)Rank
Total interest income$31,537,000674
Total interest expense$3,832,0001,229
Net interest income$27,705,000585
Provision for loan and lease losses$5,000,000620
Total noninterest income$6,632,000676
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,967,000569
Trading account gains and fees$0145
Additional Noninterest Income$4,665,000609
Total noninterest expense$22,088,000673
Salaries and employee benefits$12,198,000588
Premises and equipment expense$1,945,000978
Additional noninterest expense$7,945,000672
Pre-tax net operating income$7,249,000667
Securities gains (losses)$03,555
Applicable income taxes$2,392,000550
Income before extraordinary items$4,857,000795
Extraordinary gains, net$021
Net income$4,857,000794
Minority interest net income$087
Net income of bank and minority interests.$4,857,000795
Net charge-offs$8,193,000417
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$171,000474
Net operating income$4,857,000762
2011-06-30 (YTD Data)Rank
Total interest income$20,603,000705
Total interest expense$2,630,0001,238
Net interest income$17,973,000607
Provision for loan and lease losses$3,000,000678
Total noninterest income$3,834,000759
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,282,000581
Trading account gains and fees$0153
Additional Noninterest Income$2,552,000703
Total noninterest expense$14,342,000698
Salaries and employee benefits$8,117,000598
Premises and equipment expense$1,296,000991
Additional noninterest expense$4,929,000731
Pre-tax net operating income$4,465,000708
Securities gains (losses)$02,914
Applicable income taxes$1,440,000568
Income before extraordinary items$3,025,000821
Extraordinary gains, net$015
Net income$3,025,000820
Minority interest net income$089
Net income of bank and minority interests.$3,025,000821
Net charge-offs$4,396,000523
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$114,000391
Net operating income$3,025,000791
2011-03-31 (YTD Data)Rank
Total interest income$10,053,000728
Total interest expense$1,363,0001,235
Net interest income$8,690,000627
Provision for loan and lease losses$1,700,000584
Total noninterest income$2,001,000730
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$631,000569
Trading account gains and fees$0158
Additional Noninterest Income$1,370,000669
Total noninterest expense$6,815,000730
Salaries and employee benefits$3,763,000658
Premises and equipment expense$667,000989
Additional noninterest expense$2,385,000749
Pre-tax net operating income$2,176,000727
Securities gains (losses)$01,772
Applicable income taxes$706,000568
Income before extraordinary items$1,470,000837
Extraordinary gains, net$09
Net income$1,470,000836
Minority interest net income$086
Net income of bank and minority interests.$1,470,000837
Net charge-offs$1,944,000553
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$57,000335
Net operating income$1,470,000823
2010-12-31 (YTD Data)Rank
Total interest income$42,452,000707
Total interest expense$6,642,0001,238
Net interest income$35,810,000603
Provision for loan and lease losses$11,300,000606
Total noninterest income$8,287,000726
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,948,000502
Trading account gains and fees$0175
Additional Noninterest Income$5,339,000710
Total noninterest expense$27,736,000721
Salaries and employee benefits$14,542,000667
Premises and equipment expense$2,576,0001,003
Additional noninterest expense$10,618,000712
Pre-tax net operating income$5,061,0001,023
Securities gains (losses)$03,793
Applicable income taxes$1,623,000853
Income before extraordinary items$3,438,0001,238
Extraordinary gains, net$029
Net income$3,438,0001,240
Minority interest net income$0111
Net income of bank and minority interests.$3,438,0001,241
Net charge-offs$13,941,000459
Cash dividends$274,0003,004
Sale, conversion, retirement of capital stock, net$240,000599
Net operating income$3,438,0001,195
2010-09-30 (YTD Data)Rank
Total interest income$32,258,000704
Total interest expense$5,133,0001,244
Net interest income$27,125,000597
Provision for loan and lease losses$9,200,000533
Total noninterest income$6,198,000712
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,259,000500
Trading account gains and fees$0165
Additional Noninterest Income$3,939,000679
Total noninterest expense$19,968,000734
Salaries and employee benefits$10,803,000663
Premises and equipment expense$1,911,0001,031
Additional noninterest expense$7,254,000749
Pre-tax net operating income$4,155,000979
Securities gains (losses)$03,651
Applicable income taxes$1,427,000767
Income before extraordinary items$2,728,0001,232
Extraordinary gains, net$023
Net income$2,728,0001,236
Minority interest net income$0110
Net income of bank and minority interests.$2,728,0001,236
Net charge-offs$12,023,000393
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$180,000523
Net operating income$2,728,0001,183
2010-06-30 (YTD Data)Rank
Total interest income$21,297,000716
Total interest expense$3,485,0001,282
Net interest income$17,812,000606
Provision for loan and lease losses$6,750,000493
Total noninterest income$3,974,000727
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,526,000495
Trading account gains and fees$0152
Additional Noninterest Income$2,448,000689
Total noninterest expense$12,770,000769
Salaries and employee benefits$6,897,000694
Premises and equipment expense$1,294,0001,030
Additional noninterest expense$4,579,000784
Pre-tax net operating income$2,266,0001,162
Securities gains (losses)$03,184
Applicable income taxes$743,000889
Income before extraordinary items$1,523,0001,447
Extraordinary gains, net$019
Net income$1,523,0001,447
Minority interest net income$0105
Net income of bank and minority interests.$1,523,0001,448
Net charge-offs$10,606,000315
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$120,000447
Net operating income$1,523,0001,387
2010-03-31 (YTD Data)Rank
Total interest income$10,377,000752
Total interest expense$1,787,0001,312
Net interest income$8,590,000636
Provision for loan and lease losses$3,050,000543
Total noninterest income$1,907,000747
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$758,000497
Trading account gains and fees$0175
Additional Noninterest Income$1,149,000709
Total noninterest expense$6,440,000763
Salaries and employee benefits$3,443,000704
Premises and equipment expense$658,0001,032
Additional noninterest expense$2,339,000773
Pre-tax net operating income$1,007,0001,295
Securities gains (losses)$02,284
Applicable income taxes$316,0001,009
Income before extraordinary items$691,0001,579
Extraordinary gains, net$016
Net income$691,0001,581
Minority interest net income$091
Net income of bank and minority interests.$691,0001,581
Net charge-offs$5,231,000325
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$60,000379
Net operating income$691,0001,517
2009-12-31 (YTD Data)Rank
Total interest income$48,448,000677
Total interest expense$9,585,0001,243
Net interest income$38,863,000559
Provision for loan and lease losses$17,000,000554
Total noninterest income$8,434,000735
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,415,000489
Trading account gains and fees$0211
Additional Noninterest Income$5,019,000711
Total noninterest expense$25,813,000815
Salaries and employee benefits$13,260,000739
Premises and equipment expense$2,729,000995
Additional noninterest expense$9,824,000807
Pre-tax net operating income$4,484,000931
Securities gains (losses)$03,754
Applicable income taxes$1,342,000770
Income before extraordinary items$3,142,0001,069
Extraordinary gains, net$034
Net income$3,142,0001,067
Minority interest net income$0115
Net income of bank and minority interests.$3,142,0001,068
Net charge-offs$12,512,000571
Cash dividends$280,0003,303
Sale, conversion, retirement of capital stock, net$142,000803
Net operating income$3,142,0001,070
2009-09-30 (YTD Data)Rank
Total interest income$36,975,000679
Total interest expense$7,464,0001,259
Net interest income$29,511,000557
Provision for loan and lease losses$12,300,000530
Total noninterest income$6,457,000723
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,535,000498
Trading account gains and fees$0212
Additional Noninterest Income$3,922,000699
Total noninterest expense$19,115,000823
Salaries and employee benefits$9,884,000751
Premises and equipment expense$2,033,0001,008
Additional noninterest expense$7,198,000789
Pre-tax net operating income$4,553,000755
Securities gains (losses)$03,497
Applicable income taxes$1,457,000614
Income before extraordinary items$3,096,000877
Extraordinary gains, net$027
Net income$3,096,000878
Minority interest net income$0118
Net income of bank and minority interests.$3,096,000878
Net charge-offs$9,112,000537
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$47,000940
Net operating income$3,096,000866
2009-06-30 (YTD Data)Rank
Total interest income$25,076,000680
Total interest expense$5,141,0001,282
Net interest income$19,935,000549
Provision for loan and lease losses$8,300,000516
Total noninterest income$4,037,000765
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,653,000506
Trading account gains and fees$0193
Additional Noninterest Income$2,384,000769
Total noninterest expense$12,603,000847
Salaries and employee benefits$6,878,000729
Premises and equipment expense$1,366,0001,033
Additional noninterest expense$4,359,000873
Pre-tax net operating income$3,069,000762
Securities gains (losses)$03,136
Applicable income taxes$1,043,000590
Income before extraordinary items$2,026,000937
Extraordinary gains, net$021
Net income$2,026,000936
Minority interest net income$0112
Net income of bank and minority interests.$2,026,000936
Net charge-offs$5,869,000523
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$31,000922
Net operating income$2,026,000909
2009-03-31 (YTD Data)Rank
Total interest income$12,433,000692
Total interest expense$2,679,0001,279
Net interest income$9,754,000558
Provision for loan and lease losses$4,300,000442
Total noninterest income$1,979,000749
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$804,000508
Trading account gains and fees$0171
Additional Noninterest Income$1,175,000741
Total noninterest expense$5,964,000849
Salaries and employee benefits$3,544,000705
Premises and equipment expense$703,0001,015
Additional noninterest expense$1,717,000982
Pre-tax net operating income$1,469,000872
Securities gains (losses)$02,434
Applicable income taxes$499,000674
Income before extraordinary items$970,0001,122
Extraordinary gains, net$015
Net income$970,0001,125
Minority interest net income$0102
Net income of bank and minority interests.$970,0001,124
Net charge-offs$3,183,000434
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$16,000797
Net operating income$970,0001,039
2008-12-31 (YTD Data)Rank
Total interest income$55,976,000666
Total interest expense$16,834,000945
Net interest income$39,142,000560
Provision for loan and lease losses$14,350,000466
Total noninterest income$7,326,000767
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,589,000481
Trading account gains and fees$0154
Additional Noninterest Income$3,737,000812
Total noninterest expense$25,354,000784
Salaries and employee benefits$14,387,000681
Premises and equipment expense$2,956,000931
Additional noninterest expense$8,011,000825
Pre-tax net operating income$6,764,000820
Securities gains (losses)$03,220
Applicable income taxes$2,111,000648
Income before extraordinary items$4,653,000869
Extraordinary gains, net$039
Net income$4,653,000869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,094,000478
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,653,000945
2008-09-30 (YTD Data)Rank
Total interest income$43,130,000669
Total interest expense$13,516,000918
Net interest income$29,614,000570
Provision for loan and lease losses$4,450,000696
Total noninterest income$5,494,000804
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,681,000491
Trading account gains and fees$0148
Additional Noninterest Income$2,813,000862
Total noninterest expense$19,275,000763
Salaries and employee benefits$11,355,000660
Premises and equipment expense$2,212,000935
Additional noninterest expense$5,708,000820
Pre-tax net operating income$11,383,000451
Securities gains (losses)$03,106
Applicable income taxes$4,017,000372
Income before extraordinary items$7,366,000496
Extraordinary gains, net$031
Net income$7,366,000495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,404,000589
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,366,000519
2008-06-30 (YTD Data)Rank
Total interest income$29,277,000663
Total interest expense$9,360,000917
Net interest income$19,917,000565
Provision for loan and lease losses$750,0001,462
Total noninterest income$3,564,000832
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,710,000496
Trading account gains and fees$0149
Additional Noninterest Income$1,854,000893
Total noninterest expense$12,917,000754
Salaries and employee benefits$7,544,000663
Premises and equipment expense$1,529,000896
Additional noninterest expense$3,844,000786
Pre-tax net operating income$9,814,000378
Securities gains (losses)$03,233
Applicable income taxes$3,558,000342
Income before extraordinary items$6,256,000450
Extraordinary gains, net$021
Net income$6,256,000449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$354,0001,626
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$6,256,000433
2008-03-31 (YTD Data)Rank
Total interest income$15,588,000645
Total interest expense$5,205,000879
Net interest income$10,383,000529
Provision for loan and lease losses$188,0001,896
Total noninterest income$1,800,000822
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$827,000503
Trading account gains and fees$0158
Additional Noninterest Income$973,000875
Total noninterest expense$6,392,000755
Salaries and employee benefits$3,869,000648
Premises and equipment expense$689,0001,008
Additional noninterest expense$1,834,000783
Pre-tax net operating income$5,603,000359
Securities gains (losses)$02,688
Applicable income taxes$2,047,000333
Income before extraordinary items$3,556,000416
Extraordinary gains, net$015
Net income$3,556,000417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,171
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,556,000403
2007-12-31 (YTD Data)Rank
Total interest income$69,933,000608
Total interest expense$21,389,000928
Net interest income$48,544,000476
Provision for loan and lease losses$2,398,000723
Total noninterest income$7,127,000817
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,200,000543
Trading account gains and fees$0178
Additional Noninterest Income$3,927,000835
Total noninterest expense$25,347,000736
Salaries and employee benefits$15,775,000610
Premises and equipment expense$2,706,000956
Additional noninterest expense$6,866,000831
Pre-tax net operating income$27,926,000368
Securities gains (losses)$02,146
Applicable income taxes$10,233,000321
Income before extraordinary items$17,693,000393
Extraordinary gains, net$039
Net income$17,693,000390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$290,0002,343
Cash dividends$30,365,000182
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$17,693,000387
2007-09-30 (YTD Data)Rank
Total interest income$52,639,000603
Total interest expense$15,860,000937
Net interest income$36,779,000470
Provision for loan and lease losses$780,0001,116
Total noninterest income$5,327,000820
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,330,000549
Trading account gains and fees$0184
Additional Noninterest Income$2,997,000827
Total noninterest expense$18,757,000737
Salaries and employee benefits$11,913,000608
Premises and equipment expense$1,914,0001,023
Additional noninterest expense$4,930,000836
Pre-tax net operating income$22,569,000375
Securities gains (losses)$01,655
Applicable income taxes$8,245,000336
Income before extraordinary items$14,324,000401
Extraordinary gains, net$033
Net income$14,324,000399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0004,450
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$14,324,000395
2007-06-30 (YTD Data)Rank
Total interest income$34,515,000624
Total interest expense$10,227,000975
Net interest income$24,288,000487
Provision for loan and lease losses$427,0001,177
Total noninterest income$3,584,000837
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,510,000582
Trading account gains and fees$0168
Additional Noninterest Income$2,074,000832
Total noninterest expense$12,611,000749
Salaries and employee benefits$8,015,000615
Premises and equipment expense$1,252,0001,063
Additional noninterest expense$3,344,000840
Pre-tax net operating income$14,834,000407
Securities gains (losses)$01,444
Applicable income taxes$5,422,000369
Income before extraordinary items$9,412,000448
Extraordinary gains, net$029
Net income$9,412,000447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-48,0008,276
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$9,412,000438
2007-03-31 (YTD Data)Rank
Total interest income$16,633,000637
Total interest expense$4,903,0001,008
Net interest income$11,730,000503
Provision for loan and lease losses$202,0001,149
Total noninterest income$1,937,000776
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$744,000559
Trading account gains and fees$0195
Additional Noninterest Income$1,193,000713
Total noninterest expense$6,189,000759
Salaries and employee benefits$3,949,000631
Premises and equipment expense$646,0001,027
Additional noninterest expense$1,594,000862
Pre-tax net operating income$7,276,000413
Securities gains (losses)$01,187
Applicable income taxes$2,651,000368
Income before extraordinary items$4,625,000446
Extraordinary gains, net$022
Net income$4,625,000445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,074
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$4,625,000438
2006-12-31 (YTD Data)Rank
Total interest income$57,392,000675
Total interest expense$13,375,0001,257
Net interest income$44,017,000519
Provision for loan and lease losses$3,374,000345
Total noninterest income$6,486,000882
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,987,000572
Trading account gains and fees$0130
Additional Noninterest Income$3,499,000896
Total noninterest expense$22,329,000795
Salaries and employee benefits$13,659,000682
Premises and equipment expense$2,379,0001,062
Additional noninterest expense$6,291,000850
Pre-tax net operating income$24,800,000464
Securities gains (losses)$-171,0008,351
Applicable income taxes$8,897,000427
Income before extraordinary items$15,732,000506
Extraordinary gains, net$051
Net income$15,732,000505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$339,0001,523
Cash dividends$2,730,0001,216
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$15,841,440493
2006-09-30 (YTD Data)Rank
Total interest income$40,816,000714
Total interest expense$8,884,0001,371
Net interest income$31,932,000553
Provision for loan and lease losses$2,076,000385
Total noninterest income$4,912,000891
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,209,000583
Trading account gains and fees$0126
Additional Noninterest Income$2,703,000890
Total noninterest expense$16,005,000833
Salaries and employee benefits$9,956,000715
Premises and equipment expense$1,729,0001,114
Additional noninterest expense$4,320,000919
Pre-tax net operating income$18,763,000477
Securities gains (losses)$-171,0008,518
Applicable income taxes$6,736,000450
Income before extraordinary items$11,856,000526
Extraordinary gains, net$045
Net income$11,856,000526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0003,474
Cash dividends$530,0002,835
Sale, conversion, retirement of capital stock, net$3,0001,012
Net operating income$11,965,440510
2006-06-30 (YTD Data)Rank
Total interest income$25,419,000743
Total interest expense$5,160,0001,508
Net interest income$20,259,000580
Provision for loan and lease losses$1,192,000435
Total noninterest income$3,218,000893
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,430,000595
Trading account gains and fees$0126
Additional Noninterest Income$1,788,000899
Total noninterest expense$10,520,000852
Salaries and employee benefits$6,608,000720
Premises and equipment expense$1,133,0001,128
Additional noninterest expense$2,779,000966
Pre-tax net operating income$11,765,000501
Securities gains (losses)$-171,0008,619
Applicable income taxes$4,187,000470
Income before extraordinary items$7,407,000553
Extraordinary gains, net$039
Net income$7,407,000551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,784
Cash dividends$530,0002,279
Sale, conversion, retirement of capital stock, net$0887
Net operating income$7,516,440529
2006-03-31 (YTD Data)Rank
Total interest income$11,696,000782
Total interest expense$2,223,0001,664
Net interest income$9,473,000611
Provision for loan and lease losses$522,000461
Total noninterest income$1,558,000904
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$675,000612
Trading account gains and fees$0115
Additional Noninterest Income$883,000894
Total noninterest expense$4,864,000923
Salaries and employee benefits$2,993,000809
Premises and equipment expense$541,0001,193
Additional noninterest expense$1,330,0001,002
Pre-tax net operating income$5,645,000507
Securities gains (losses)$0955
Applicable income taxes$2,036,000465
Income before extraordinary items$3,609,000556
Extraordinary gains, net$021
Net income$3,609,000555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0001,804
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,609,000544
2005-12-31 (YTD Data)Rank
Total interest income$39,239,000827
Total interest expense$6,185,0001,834
Net interest income$33,054,000640
Provision for loan and lease losses$1,588,000668
Total noninterest income$5,150,0001,066
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,830,000949
Trading account gains and fees$0138
Additional Noninterest Income$3,320,000945
Total noninterest expense$19,086,000889
Salaries and employee benefits$11,722,000764
Premises and equipment expense$2,095,0001,174
Additional noninterest expense$5,269,000994
Pre-tax net operating income$17,530,000592
Securities gains (losses)$-76,0008,338
Applicable income taxes$6,193,000551
Income before extraordinary items$11,261,000657
Extraordinary gains, net$046
Net income$11,261,000658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$942,000706
Cash dividends$1,000,0002,429
Sale, conversion, retirement of capital stock, net$0934
Net operating income$11,310,400644
2005-09-30 (YTD Data)Rank
Total interest income$28,063,000846
Total interest expense$4,025,0001,985
Net interest income$24,038,000647
Provision for loan and lease losses$1,020,000743
Total noninterest income$3,642,0001,122
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,256,0001,058
Trading account gains and fees$0126
Additional Noninterest Income$2,386,000973
Total noninterest expense$13,897,000909
Salaries and employee benefits$8,500,000787
Premises and equipment expense$1,542,0001,176
Additional noninterest expense$3,855,000995
Pre-tax net operating income$12,763,000605
Securities gains (losses)$-76,0008,585
Applicable income taxes$4,454,000566
Income before extraordinary items$8,233,000674
Extraordinary gains, net$035
Net income$8,233,000674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$723,000635
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$8,282,400648
2005-06-30 (YTD Data)Rank
Total interest income$17,509,000890
Total interest expense$2,354,0002,095
Net interest income$15,155,000670
Provision for loan and lease losses$600,000816
Total noninterest income$2,343,0001,129
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$801,0001,079
Trading account gains and fees$0116
Additional Noninterest Income$1,542,000985
Total noninterest expense$9,156,000908
Salaries and employee benefits$5,705,000775
Premises and equipment expense$1,036,0001,152
Additional noninterest expense$2,415,0001,042
Pre-tax net operating income$7,742,000638
Securities gains (losses)$-76,0008,667
Applicable income taxes$2,660,000608
Income before extraordinary items$5,006,000710
Extraordinary gains, net$030
Net income$5,006,000712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$726,000461
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$5,055,400685
2005-03-31 (YTD Data)Rank
Total interest income$9,127,000827
Total interest expense$1,098,0002,140
Net interest income$8,029,000644
Provision for loan and lease losses$300,000755
Total noninterest income$1,162,0001,118
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$392,0001,067
Trading account gains and fees$0115
Additional Noninterest Income$770,000979
Total noninterest expense$4,785,000872
Salaries and employee benefits$3,106,000711
Premises and equipment expense$508,0001,197
Additional noninterest expense$1,171,0001,054
Pre-tax net operating income$4,106,000607
Securities gains (losses)$-76,0008,820
Applicable income taxes$1,401,000588
Income before extraordinary items$2,629,000676
Extraordinary gains, net$024
Net income$2,629,000676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0001,233
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,678,400645
2004-12-31 (YTD Data)Rank
Total interest income$32,343,000862
Total interest expense$3,863,0002,102
Net interest income$28,480,000687
Provision for loan and lease losses$600,0001,645
Total noninterest income$4,951,0001,084
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,795,000983
Trading account gains and fees$0138
Additional Noninterest Income$3,156,000942
Total noninterest expense$19,245,000842
Salaries and employee benefits$11,630,000726
Premises and equipment expense$2,271,0001,010
Additional noninterest expense$5,344,000940
Pre-tax net operating income$13,586,000671
Securities gains (losses)$-62,0008,639
Applicable income taxes$4,578,000640
Income before extraordinary items$8,946,000744
Extraordinary gains, net$034
Net income$8,946,000745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-276,0008,904
Cash dividends$758,0002,810
Sale, conversion, retirement of capital stock, net$0872
Net operating income$8,986,920709
2004-09-30 (YTD Data)Rank
Total interest income$23,911,000861
Total interest expense$2,861,0002,094
Net interest income$21,050,000692
Provision for loan and lease losses$450,0001,575
Total noninterest income$3,835,0001,070
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,368,000968
Trading account gains and fees$0134
Additional Noninterest Income$2,467,000930
Total noninterest expense$13,994,000867
Salaries and employee benefits$8,519,000746
Premises and equipment expense$1,769,000966
Additional noninterest expense$3,706,0001,000
Pre-tax net operating income$10,441,000658
Securities gains (losses)$03,710
Applicable income taxes$3,615,000627
Income before extraordinary items$6,826,000738
Extraordinary gains, net$026
Net income$6,826,000739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-456,0008,976
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$6,826,000710
2004-06-30 (YTD Data)Rank
Total interest income$15,711,000862
Total interest expense$1,909,0002,072
Net interest income$13,802,000700
Provision for loan and lease losses$300,0001,523
Total noninterest income$2,322,0001,143
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$901,000966
Trading account gains and fees$0130
Additional Noninterest Income$1,421,0001,029
Total noninterest expense$9,331,000874
Salaries and employee benefits$5,675,000744
Premises and equipment expense$1,179,000972
Additional noninterest expense$2,477,0001,006
Pre-tax net operating income$6,493,000696
Securities gains (losses)$03,413
Applicable income taxes$2,227,000666
Income before extraordinary items$4,266,000771
Extraordinary gains, net$021
Net income$4,266,000771
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-456,0009,042
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,266,000738
2004-03-31 (YTD Data)Rank
Total interest income$7,743,000884
Total interest expense$961,0002,081
Net interest income$6,782,000715
Provision for loan and lease losses$150,0001,414
Total noninterest income$1,086,0001,184
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$441,000956
Trading account gains and fees$0121
Additional Noninterest Income$645,0001,073
Total noninterest expense$4,719,000873
Salaries and employee benefits$2,875,000745
Premises and equipment expense$619,000928
Additional noninterest expense$1,225,0001,004
Pre-tax net operating income$2,999,000741
Securities gains (losses)$02,934
Applicable income taxes$1,019,000723
Income before extraordinary items$1,980,000834
Extraordinary gains, net$016
Net income$1,980,000834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-504,0009,095
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,980,000788
2003-12-31 (YTD Data)Rank
Total interest income$30,533,000917
Total interest expense$4,312,0002,066
Net interest income$26,221,000718
Provision for loan and lease losses$720,0001,588
Total noninterest income$5,270,0001,084
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,960,000874
Trading account gains and fees$0160
Additional Noninterest Income$3,310,0001,013
Total noninterest expense$18,076,000889
Salaries and employee benefits$10,985,000777
Premises and equipment expense$1,973,0001,146
Additional noninterest expense$5,118,000997
Pre-tax net operating income$12,695,000690
Securities gains (losses)$17,0003,315
Applicable income taxes$4,248,000708
Income before extraordinary items$8,464,000769
Extraordinary gains, net$054
Net income$8,464,000771
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$594,0001,398
Cash dividends$911,0002,483
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,452,610717
2003-09-30 (YTD Data)Rank
Total interest income$22,938,000936
Total interest expense$3,317,0002,093
Net interest income$19,621,000728
Provision for loan and lease losses$540,0001,554
Total noninterest income$4,148,0001,086
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,505,000856
Trading account gains and fees$0153
Additional Noninterest Income$2,643,0001,009
Total noninterest expense$12,149,0001,025
Salaries and employee benefits$7,176,000901
Premises and equipment expense$1,422,0001,203
Additional noninterest expense$3,551,0001,088
Pre-tax net operating income$11,080,000627
Securities gains (losses)$17,0003,051
Applicable income taxes$3,523,000677
Income before extraordinary items$7,574,000679
Extraordinary gains, net$040
Net income$7,574,000680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$422,0001,341
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$7,562,440631
2003-06-30 (YTD Data)Rank
Total interest income$15,604,000932
Total interest expense$2,304,0002,086
Net interest income$13,300,000717
Provision for loan and lease losses$360,0001,536
Total noninterest income$2,782,0001,059
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$966,000882
Trading account gains and fees$0150
Additional Noninterest Income$1,816,000976
Total noninterest expense$7,858,0001,036
Salaries and employee benefits$4,706,000910
Premises and equipment expense$919,0001,242
Additional noninterest expense$2,233,0001,135
Pre-tax net operating income$7,864,000592
Securities gains (losses)$17,0002,697
Applicable income taxes$2,668,000607
Income before extraordinary items$5,213,000661
Extraordinary gains, net$030
Net income$5,213,000661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,485
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$5,201,780615
2003-03-31 (YTD Data)Rank
Total interest income$7,719,000949
Total interest expense$1,179,0002,082
Net interest income$6,540,000729
Provision for loan and lease losses$180,0001,475
Total noninterest income$1,452,0001,001
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$479,000861
Trading account gains and fees$0134
Additional Noninterest Income$973,000910
Total noninterest expense$3,833,0001,051
Salaries and employee benefits$2,305,000932
Premises and equipment expense$466,0001,230
Additional noninterest expense$1,062,0001,150
Pre-tax net operating income$3,979,000585
Securities gains (losses)$17,0001,982
Applicable income taxes$1,354,000607
Income before extraordinary items$2,642,000651
Extraordinary gains, net$021
Net income$2,642,000650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,762
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,630,780605
2002-12-31 (YTD Data)Rank
Total interest income$30,531,0001,005
Total interest expense$6,242,0001,835
Net interest income$24,289,000783
Provision for loan and lease losses$1,240,0001,094
Total noninterest income$4,425,0001,167
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,742,000921
Trading account gains and fees$0153
Additional Noninterest Income$2,683,0001,078
Total noninterest expense$15,434,0001,010
Salaries and employee benefits$9,392,000859
Premises and equipment expense$1,505,0001,476
Additional noninterest expense$4,537,0001,091
Pre-tax net operating income$12,040,000732
Securities gains (losses)$1,0004,369
Applicable income taxes$3,966,000736
Income before extraordinary items$8,075,000787
Extraordinary gains, net$070
Net income$8,075,000787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$620,0001,395
Cash dividends$1,521,0001,609
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,074,330759
2001-12-31 (YTD Data)Rank
Total interest income$29,179,0001,168
Total interest expense$8,659,0001,868
Net interest income$20,520,000858
Provision for loan and lease losses$855,0001,416
Total noninterest income$3,277,0001,384
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,442,0001,034
Trading account gains and fees$0177
Additional Noninterest Income$1,835,0001,322
Total noninterest expense$12,625,0001,162
Salaries and employee benefits$7,478,0001,001
Premises and equipment expense$1,458,0001,478
Additional noninterest expense$3,689,0001,277
Pre-tax net operating income$10,317,000744
Securities gains (losses)$10,0003,593
Applicable income taxes$3,322,000770
Income before extraordinary items$7,005,000793
Extraordinary gains, net$0105
Net income$7,005,000794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0003,941
Cash dividends$265,0004,584
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,998,200759
2000-12-31 (YTD Data)Rank
Total interest income$27,104,0001,306
Total interest expense$9,056,0001,904
Net interest income$18,048,000958
Provision for loan and lease losses$360,0002,489
Total noninterest income$2,292,0001,696
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,333,0001,013
Trading account gains and fees$0180
Additional Noninterest Income$959,0001,911
Total noninterest expense$10,679,0001,295
Salaries and employee benefits$6,332,0001,115
Premises and equipment expense$1,257,0001,657
Additional noninterest expense$3,090,0001,458
Pre-tax net operating income$9,301,000823
Securities gains (losses)$2,0001,609
Applicable income taxes$2,987,000826
Income before extraordinary items$6,316,000842
Extraordinary gains, net$038
Net income$6,316,000842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,089
Cash dividends$955,0002,380
Sale, conversion, retirement of capital stock, net$0969
Net operating income$6,314,640841
1999-12-31 (YTD Data)Rank
Total interest income$23,796,0001,364
Total interest expense$7,630,0001,958
Net interest income$16,166,0001,087
Provision for loan and lease losses$540,0001,662
Total noninterest income$3,113,0001,314
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,196,0001,119
Trading account gains and fees$0173
Additional Noninterest Income$1,917,0001,192
Total noninterest expense$10,363,0001,342
Salaries and employee benefits$5,861,0001,176
Premises and equipment expense$1,203,0001,705
Additional noninterest expense$3,299,0001,403
Pre-tax net operating income$8,376,000957
Securities gains (losses)$1,0002,805
Applicable income taxes$2,682,000967
Income before extraordinary items$5,695,000974
Extraordinary gains, net$035
Net income$5,695,000973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$440,0001,345
Cash dividends$973,0002,345
Sale, conversion, retirement of capital stock, net$-84,00010,091
Net operating income$5,694,320963
1998-12-31 (YTD Data)Rank
Total interest income$22,945,0001,408
Total interest expense$7,304,0002,080
Net interest income$15,641,0001,079
Provision for loan and lease losses$1,105,000887
Total noninterest income$2,382,0001,602
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,047,0001,198
Trading account gains and fees$0224
Additional Noninterest Income$1,335,0001,512
Total noninterest expense$9,313,0001,415
Salaries and employee benefits$5,566,0001,179
Premises and equipment expense$1,315,0001,492
Additional noninterest expense$2,432,0001,750
Pre-tax net operating income$7,605,0001,009
Securities gains (losses)$11,0002,878
Applicable income taxes$2,411,0001,051
Income before extraordinary items$5,205,0001,039
Extraordinary gains, net$032
Net income$5,205,0001,039
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$409,0001,480
Cash dividends$761,0002,687
Sale, conversion, retirement of capital stock, net$41,000880
Net operating income$5,197,520999
1997-12-31 (YTD Data)Rank
Total interest income$20,628,0001,604
Total interest expense$6,937,0002,169
Net interest income$13,691,0001,265
Provision for loan and lease losses$540,0001,667
Total noninterest income$1,844,0001,901
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$960,0001,335
Trading account gains and fees$0239
Additional Noninterest Income$884,0001,893
Total noninterest expense$8,349,0001,574
Salaries and employee benefits$5,025,0001,318
Premises and equipment expense$1,392,0001,402
Additional noninterest expense$1,932,0002,164
Pre-tax net operating income$6,646,0001,188
Securities gains (losses)$16,0002,045
Applicable income taxes$2,011,0001,325
Income before extraordinary items$4,651,0001,182
Extraordinary gains, net$044
Net income$4,651,0001,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$342,0001,795
Cash dividends$632,0002,970
Sale, conversion, retirement of capital stock, net$28,000891
Net operating income$4,639,8001,159
1996-12-31 (YTD Data)Rank
Total interest income$18,847,0001,792
Total interest expense$6,329,0002,436
Net interest income$12,518,0001,436
Provision for loan and lease losses$342,0002,353
Total noninterest income$1,688,0002,102
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$756,0001,780
Trading account gains and fees$0262
Additional Noninterest Income$932,0001,901
Total noninterest expense$7,381,0001,912
Salaries and employee benefits$4,305,0001,545
Premises and equipment expense$886,0002,243
Additional noninterest expense$2,190,0002,260
Pre-tax net operating income$6,483,0001,135
Securities gains (losses)$2,0003,501
Applicable income taxes$1,942,0001,269
Income before extraordinary items$4,543,0001,129
Extraordinary gains, net$053
Net income$4,543,0001,130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0002,749
Cash dividends$633,0002,938
Sale, conversion, retirement of capital stock, net$314,000519
Net operating income$4,541,6001,114
1995-12-31 (YTD Data)Rank
Total interest income$16,667,0002,021
Total interest expense$6,001,0002,558
Net interest income$10,666,0001,673
Provision for loan and lease losses$344,0002,082
Total noninterest income$1,437,0002,355
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$610,0002,226
Trading account gains and fees$0522
Additional Noninterest Income$827,0002,053
Total noninterest expense$5,842,0002,333
Salaries and employee benefits$3,620,0001,835
Premises and equipment expense$682,0002,884
Additional noninterest expense$1,540,0003,019
Pre-tax net operating income$5,917,0001,290
Securities gains (losses)$2,0003,270
Applicable income taxes$1,614,0001,540
Income before extraordinary items$4,305,0001,233
Extraordinary gains, net$065
Net income$4,305,0001,231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,576
Cash dividends$600,0002,907
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,303,5401,205
1994-12-31 (YTD Data)Rank
Total interest income$14,089,0002,172
Total interest expense$4,352,0002,816
Net interest income$9,737,0001,853
Provision for loan and lease losses$144,0003,703
Total noninterest income$887,0003,398
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$489,0002,817
Trading account gains and fees$0475
Additional Noninterest Income$398,0003,419
Total noninterest expense$5,497,0002,541
Salaries and employee benefits$3,242,0002,039
Premises and equipment expense$588,0003,331
Additional noninterest expense$1,667,0003,018
Pre-tax net operating income$4,983,0001,478
Securities gains (losses)$-394,00012,185
Applicable income taxes$1,256,0001,816
Income before extraordinary items$3,333,0001,480
Extraordinary gains, net$0249
Net income$3,333,0001,479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,934
Cash dividends$500,0003,161
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,620,6201,392
1993-12-31 (YTD Data)Rank
Total interest income$11,914,0002,591
Total interest expense$3,544,0003,542
Net interest income$8,370,0002,157
Provision for loan and lease losses$144,0004,763
Total noninterest income$599,0004,967
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$413,0003,349
Trading account gains and fees$0532
Additional Noninterest Income$186,0005,898
Total noninterest expense$4,838,0002,941
Salaries and employee benefits$2,773,0002,401
Premises and equipment expense$613,0003,261
Additional noninterest expense$1,452,0003,603
Pre-tax net operating income$3,987,0001,730
Securities gains (losses)$2,0006,773
Applicable income taxes$1,042,0002,154
Income before extraordinary items$2,947,0001,708
Extraordinary gains, net$80,0001,785
Net income$3,027,0001,729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,00012,404
Cash dividends$437,0003,447
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,945,5201,613
1992-12-31 (YTD Data)Rank
Total interest income$10,843,0003,233
Total interest expense$4,008,0004,071
Net interest income$6,835,0002,658
Provision for loan and lease losses$453,0003,209
Total noninterest income$749,0004,180
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$402,0003,469
Trading account gains and fees$0504
Additional Noninterest Income$347,0004,061
Total noninterest expense$4,105,0003,418
Salaries and employee benefits$2,425,0002,677
Premises and equipment expense$370,0005,121
Additional noninterest expense$1,310,0004,015
Pre-tax net operating income$3,026,0002,054
Securities gains (losses)$1,0007,986
Applicable income taxes$780,0002,682
Income before extraordinary items$2,247,0002,044
Extraordinary gains, net$01,422
Net income$2,247,0002,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,00010,157
Cash dividends$375,0003,474
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,246,2601,873

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.