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Altabank, Net charge- offs to loans

2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0045%2,175
Percentage Net Loans Charged-off: Total real estate loans0.0477%544
Percentage Net Loans Charged-off:Construction & development-0.0030%3,994
Percentage Net Loans Charged-off: Commercial real estate0.0057%583
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.2812%88
Percentage Net Loans Charged-off: Home equity loans0.9751%23
All other 1-4 family - Percent of loans charged-off, net-0.0022%3,487
Percentage Net Loans Charged-off: Commercial and industrial-0.2460%4,448
Percentage Net Loans Charged-off: Loans to individuals-0.1630%4,306
Percentage Net Loans Charged-off: Credit card loans-0.5008%838
Percentage Net Loans Charged-off: Other loans to individual-0.0748%4,013
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0115%3,720
Percentage Net Loans Charged-off: Total real estate loans-0.0032%3,567
Percentage Net Loans Charged-off:Construction & development-0.0024%4,040
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0183%4,057
Percentage Net Loans Charged-off: Home equity loans-0.0537%3,463
All other 1-4 family - Percent of loans charged-off, net-0.0024%3,587
Percentage Net Loans Charged-off: Commercial and industrial0.0091%1,036
Percentage Net Loans Charged-off: Loans to individuals-0.5724%4,606
Percentage Net Loans Charged-off: Credit card loans-0.9598%851
Percentage Net Loans Charged-off: Other loans to individual-0.4717%4,525
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0508%995
Percentage Net Loans Charged-off: Total real estate loans-0.0011%3,422
Percentage Net Loans Charged-off:Construction & development-0.0033%4,154
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0036%3,710
Percentage Net Loans Charged-off: Home equity loans-0.0054%3,326
All other 1-4 family - Percent of loans charged-off, net-0.0027%3,715
Percentage Net Loans Charged-off: Commercial and industrial0.4300%281
Percentage Net Loans Charged-off: Loans to individuals-0.2247%4,266
Percentage Net Loans Charged-off: Credit card loans-1.4745%843
Percentage Net Loans Charged-off: Other loans to individual0.1142%1,300
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1417%1,141
Percentage Net Loans Charged-off: Total real estate loans0.0023%1,900
Percentage Net Loans Charged-off:Construction & development-0.0096%4,140
Percentage Net Loans Charged-off: Commercial real estate0.0167%891
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0153%4,172
Percentage Net Loans Charged-off: Home equity loans-0.0048%3,303
All other 1-4 family - Percent of loans charged-off, net-0.0244%4,347
Percentage Net Loans Charged-off: Commercial and industrial0.8435%462
Percentage Net Loans Charged-off: Loans to individuals0.8335%756
Percentage Net Loans Charged-off: Credit card loans0.3899%521
Percentage Net Loans Charged-off: Other loans to individual0.9887%582
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1689%870
Percentage Net Loans Charged-off: Total real estate loans0.0039%1,581
Percentage Net Loans Charged-off:Construction & development0.0110%240
Percentage Net Loans Charged-off: Commercial real estate0.0160%677
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0187%4,278
Percentage Net Loans Charged-off: Home equity loans-0.0047%3,333
All other 1-4 family - Percent of loans charged-off, net-0.0317%4,464
Percentage Net Loans Charged-off: Commercial and industrial0.9595%356
Percentage Net Loans Charged-off: Loans to individuals0.8151%740
Percentage Net Loans Charged-off: Credit card loans0.2787%495
Percentage Net Loans Charged-off: Other loans to individual1.0092%543
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1140%1,161
Percentage Net Loans Charged-off: Total real estate loans0.0062%1,307
Percentage Net Loans Charged-off:Construction & development0.0184%155
Percentage Net Loans Charged-off: Commercial real estate0.0239%519
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0284%4,430
Percentage Net Loans Charged-off: Home equity loans-0.0045%3,364
All other 1-4 family - Percent of loans charged-off, net-0.0525%4,614
Percentage Net Loans Charged-off: Commercial and industrial0.3821%674
Percentage Net Loans Charged-off: Loans to individuals0.6475%1,016
Percentage Net Loans Charged-off: Credit card loans-0.1046%852
Percentage Net Loans Charged-off: Other loans to individual0.9419%653
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0687%1,339
Percentage Net Loans Charged-off: Total real estate loans0.0023%1,057
Percentage Net Loans Charged-off:Construction & development0.0236%104
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0493%4,628
Percentage Net Loans Charged-off: Home equity loans-0.0044%3,415
All other 1-4 family - Percent of loans charged-off, net-0.0963%4,781
Percentage Net Loans Charged-off: Commercial and industrial0.2020%690
Percentage Net Loans Charged-off: Loans to individuals0.5761%1,180
Percentage Net Loans Charged-off: Credit card loans-0.1993%858
Percentage Net Loans Charged-off: Other loans to individual0.8707%793
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0484%2,427
Percentage Net Loans Charged-off: Total real estate loans-0.0582%4,805
Percentage Net Loans Charged-off:Construction & development-0.2923%4,630
Percentage Net Loans Charged-off: Commercial real estate0.0056%1,035
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0111%4,251
Percentage Net Loans Charged-off: Home equity loans-0.0070%3,439
All other 1-4 family - Percent of loans charged-off, net-0.0154%4,355
Percentage Net Loans Charged-off: Commercial and industrial0.6949%688
Percentage Net Loans Charged-off: Loans to individuals0.8759%935
Percentage Net Loans Charged-off: Credit card loans0.7261%497
Percentage Net Loans Charged-off: Other loans to individual0.9352%789
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0453%2,190
Percentage Net Loans Charged-off: Total real estate loans-0.0612%4,886
Percentage Net Loans Charged-off:Construction & development-0.2576%4,684
Percentage Net Loans Charged-off: Commercial real estate-0.0041%4,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0119%4,292
Percentage Net Loans Charged-off: Home equity loans-0.0047%3,443
All other 1-4 family - Percent of loans charged-off, net-0.0192%4,446
Percentage Net Loans Charged-off: Commercial and industrial0.7166%557
Percentage Net Loans Charged-off: Loans to individuals0.7532%1,018
Percentage Net Loans Charged-off: Credit card loans1.0440%416
Percentage Net Loans Charged-off: Other loans to individual0.6343%1,107
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1073%1,329
Percentage Net Loans Charged-off: Total real estate loans-0.0553%4,894
Percentage Net Loans Charged-off:Construction & development-0.2176%4,704
Percentage Net Loans Charged-off: Commercial real estate-0.0063%4,558
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0157%4,406
Percentage Net Loans Charged-off: Home equity loans-0.0048%3,477
All other 1-4 family - Percent of loans charged-off, net-0.0270%4,599
Percentage Net Loans Charged-off: Commercial and industrial0.8299%470
Percentage Net Loans Charged-off: Loans to individuals0.6820%1,082
Percentage Net Loans Charged-off: Credit card loans0.9438%406
Percentage Net Loans Charged-off: Other loans to individual0.5770%1,131
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2068%675
Percentage Net Loans Charged-off: Total real estate loans-0.0090%4,390
Percentage Net Loans Charged-off:Construction & development-0.0346%4,586
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0074%4,266
Percentage Net Loans Charged-off: Home equity loans-0.0047%3,562
All other 1-4 family - Percent of loans charged-off, net-0.0103%4,372
Percentage Net Loans Charged-off: Commercial and industrial1.7004%231
Percentage Net Loans Charged-off: Loans to individuals-0.0252%4,405
Percentage Net Loans Charged-off: Credit card loans0.3536%421
Percentage Net Loans Charged-off: Other loans to individual-0.1765%4,681
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0995%1,767
Percentage Net Loans Charged-off: Total real estate loans-0.0042%4,140
Percentage Net Loans Charged-off:Construction & development-0.0343%4,458
Percentage Net Loans Charged-off: Commercial real estate0.0212%904
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0511%4,903
Percentage Net Loans Charged-off: Home equity loans-0.0679%3,787
All other 1-4 family - Percent of loans charged-off, net-0.0341%4,789
Percentage Net Loans Charged-off: Commercial and industrial-0.0163%4,102
Percentage Net Loans Charged-off: Loans to individuals1.0129%791
Percentage Net Loans Charged-off: Credit card loans1.0965%424
Percentage Net Loans Charged-off: Other loans to individual0.9860%738
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0350%2,389
Percentage Net Loans Charged-off: Total real estate loans0.0075%1,755
Percentage Net Loans Charged-off:Construction & development-0.0271%4,467
Percentage Net Loans Charged-off: Commercial real estate0.0441%601
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0666%5,015
Percentage Net Loans Charged-off: Home equity loans-0.0901%3,858
All other 1-4 family - Percent of loans charged-off, net-0.0435%4,874
Percentage Net Loans Charged-off: Commercial and industrial-0.0320%4,255
Percentage Net Loans Charged-off: Loans to individuals0.9330%815
Percentage Net Loans Charged-off: Credit card loans0.5020%504
Percentage Net Loans Charged-off: Other loans to individual1.0648%643
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0571%4,968
Percentage Net Loans Charged-off: Total real estate loans-0.0242%4,690
Percentage Net Loans Charged-off:Construction & development-0.0520%4,621
Percentage Net Loans Charged-off: Commercial real estate-0.0034%4,556
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0655%5,035
Percentage Net Loans Charged-off: Home equity loans-0.1342%3,933
All other 1-4 family - Percent of loans charged-off, net0.0000%1,443
Percentage Net Loans Charged-off: Commercial and industrial-0.2222%4,920
Percentage Net Loans Charged-off: Loans to individuals0.8219%872
Percentage Net Loans Charged-off: Credit card loans0.6997%442
Percentage Net Loans Charged-off: Other loans to individual0.8577%748
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0906%5,171
Percentage Net Loans Charged-off: Total real estate loans-0.0188%4,696
Percentage Net Loans Charged-off:Construction & development-0.0528%4,723
Percentage Net Loans Charged-off: Commercial real estate-0.0064%4,809
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0048%4,288
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net-0.0095%4,507
Percentage Net Loans Charged-off: Commercial and industrial-0.4198%5,127
Percentage Net Loans Charged-off: Loans to individuals0.1635%2,017
Percentage Net Loans Charged-off: Credit card loans-1.3793%1,023
Percentage Net Loans Charged-off: Other loans to individual0.5754%1,116
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0911%2,175
Percentage Net Loans Charged-off: Total real estate loans0.0202%2,049
Percentage Net Loans Charged-off:Construction & development-0.0900%4,768
Percentage Net Loans Charged-off: Commercial real estate0.0259%1,063
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.2258%509
Percentage Net Loans Charged-off: Home equity loans0.5022%124
All other 1-4 family - Percent of loans charged-off, net0.0000%2,289
Percentage Net Loans Charged-off: Commercial and industrial0.0377%2,140
Percentage Net Loans Charged-off: Loans to individuals0.7632%1,199
Percentage Net Loans Charged-off: Credit card loans0.7443%543
Percentage Net Loans Charged-off: Other loans to individual0.7703%1,077
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1244%1,540
Percentage Net Loans Charged-off: Total real estate loans0.0353%1,507
Percentage Net Loans Charged-off:Construction & development-0.1152%4,850
Percentage Net Loans Charged-off: Commercial real estate0.0420%739
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.3149%312
Percentage Net Loans Charged-off: Home equity loans0.7216%77
All other 1-4 family - Percent of loans charged-off, net0.0000%2,002
Percentage Net Loans Charged-off: Commercial and industrial-0.0429%4,518
Percentage Net Loans Charged-off: Loans to individuals0.7161%1,175
Percentage Net Loans Charged-off: Credit card loans0.4176%586
Percentage Net Loans Charged-off: Other loans to individual0.8418%891
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0929%1,691
Percentage Net Loans Charged-off: Total real estate loans0.0604%1,085
Percentage Net Loans Charged-off:Construction & development-0.1741%4,951
Percentage Net Loans Charged-off: Commercial real estate0.0736%510
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.4737%202
Percentage Net Loans Charged-off: Home equity loans1.0878%61
All other 1-4 family - Percent of loans charged-off, net0.0000%1,712
Percentage Net Loans Charged-off: Commercial and industrial-0.0052%3,990
Percentage Net Loans Charged-off: Loans to individuals0.8092%999
Percentage Net Loans Charged-off: Credit card loans0.4078%524
Percentage Net Loans Charged-off: Other loans to individual0.9754%732
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0940%1,418
Percentage Net Loans Charged-off: Total real estate loans0.0501%937
Percentage Net Loans Charged-off:Construction & development-0.3530%5,142
Percentage Net Loans Charged-off: Commercial real estate-0.0036%4,867
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.9373%94
Percentage Net Loans Charged-off: Home equity loans2.1964%30
All other 1-4 family - Percent of loans charged-off, net0.0000%1,248
Percentage Net Loans Charged-off: Commercial and industrial0.0577%955
Percentage Net Loans Charged-off: Loans to individuals0.8715%951
Percentage Net Loans Charged-off: Credit card loans0.0905%464
Percentage Net Loans Charged-off: Other loans to individual1.1931%612
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0235%5,168
Percentage Net Loans Charged-off: Total real estate loans-0.1521%5,635
Percentage Net Loans Charged-off:Construction & development-0.3288%5,142
Percentage Net Loans Charged-off: Commercial real estate-0.1401%5,513
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential-0.0086%4,914
Percentage Net Loans Charged-off: Home equity loans-0.0205%3,995
All other 1-4 family - Percent of loans charged-off, net0.0000%2,631
Percentage Net Loans Charged-off: Commercial and industrial0.2922%1,328
Percentage Net Loans Charged-off: Loans to individuals0.0933%3,283
Percentage Net Loans Charged-off: Credit card loans0.0000%715
Percentage Net Loans Charged-off: Other loans to individual0.1290%2,935
Percentage Net Loans Charged-off: All other loans and lease1.2069%421
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0154%3,425
Percentage Net Loans Charged-off: Total real estate loans-0.0450%5,291
Percentage Net Loans Charged-off:Construction & development-0.1700%5,072
Percentage Net Loans Charged-off: Commercial real estate-0.0034%4,801
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential-0.0097%4,889
Percentage Net Loans Charged-off: Home equity loans-0.0229%4,012
All other 1-4 family - Percent of loans charged-off, net0.0000%2,312
Percentage Net Loans Charged-off: Commercial and industrial0.2777%1,104
Percentage Net Loans Charged-off: Loans to individuals-0.1704%5,378
Percentage Net Loans Charged-off: Credit card loans-0.3639%1,117
Percentage Net Loans Charged-off: Other loans to individual-0.0985%5,145
Percentage Net Loans Charged-off: All other loans and lease0.2714%726
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0313%5,146
Percentage Net Loans Charged-off: Total real estate loans-0.0319%5,188
Percentage Net Loans Charged-off:Construction & development-0.1202%5,061
Percentage Net Loans Charged-off: Commercial real estate-0.0042%4,915
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.0073%4,839
Percentage Net Loans Charged-off: Home equity loans-0.0175%4,019
All other 1-4 family - Percent of loans charged-off, net0.0000%2,020
Percentage Net Loans Charged-off: Commercial and industrial-0.0419%4,651
Percentage Net Loans Charged-off: Loans to individuals0.0270%3,011
Percentage Net Loans Charged-off: Credit card loans-0.6105%1,122
Percentage Net Loans Charged-off: Other loans to individual0.2570%1,973
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0127%2,704
Percentage Net Loans Charged-off: Total real estate loans-0.0114%4,842
Percentage Net Loans Charged-off:Construction & development-0.0366%4,943
Percentage Net Loans Charged-off: Commercial real estate-0.0038%5,029
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0059%4,796
Percentage Net Loans Charged-off: Home equity loans-0.0143%4,031
All other 1-4 family - Percent of loans charged-off, net0.0000%1,477
Percentage Net Loans Charged-off: Commercial and industrial0.0804%1,000
Percentage Net Loans Charged-off: Loans to individuals0.6163%1,204
Percentage Net Loans Charged-off: Credit card loans-0.2015%1,094
Percentage Net Loans Charged-off: Other loans to individual0.9127%781
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0595%3,030
Percentage Net Loans Charged-off: Total real estate loans0.0298%2,611
Percentage Net Loans Charged-off:Construction & development0.1727%512
Percentage Net Loans Charged-off: Commercial real estate-0.0117%5,172
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential-0.0077%5,215
Percentage Net Loans Charged-off: Home equity loans-0.0185%4,155
All other 1-4 family - Percent of loans charged-off, net0.0000%2,931
Percentage Net Loans Charged-off: Commercial and industrial0.1227%1,820
Percentage Net Loans Charged-off: Loans to individuals1.2767%575
Percentage Net Loans Charged-off: Credit card loans1.7062%362
Percentage Net Loans Charged-off: Other loans to individual1.1153%619
Percentage Net Loans Charged-off: All other loans and lease-0.1088%5,392
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0575%2,777
Percentage Net Loans Charged-off: Total real estate loans0.0383%2,238
Percentage Net Loans Charged-off:Construction & development0.2451%423
Percentage Net Loans Charged-off: Commercial real estate-0.0236%5,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential-0.0085%5,213
Percentage Net Loans Charged-off: Home equity loans-0.0201%4,186
All other 1-4 family - Percent of loans charged-off, net0.0000%2,664
Percentage Net Loans Charged-off: Commercial and industrial0.1077%1,584
Percentage Net Loans Charged-off: Loans to individuals0.9557%756
Percentage Net Loans Charged-off: Credit card loans2.0043%294
Percentage Net Loans Charged-off: Other loans to individual0.5594%1,243
Percentage Net Loans Charged-off: All other loans and lease-0.1502%5,479
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0347%2,976
Percentage Net Loans Charged-off: Total real estate loans0.0451%1,992
Percentage Net Loans Charged-off:Construction & development0.3186%332
Percentage Net Loans Charged-off: Commercial real estate-0.0347%5,597
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.0101%5,266
Percentage Net Loans Charged-off: Home equity loans-0.0221%4,243
All other 1-4 family - Percent of loans charged-off, net0.0000%2,362
Percentage Net Loans Charged-off: Commercial and industrial-0.0660%4,939
Percentage Net Loans Charged-off: Loans to individuals1.5671%433
Percentage Net Loans Charged-off: Credit card loans2.2889%240
Percentage Net Loans Charged-off: Other loans to individual1.1282%564
Percentage Net Loans Charged-off: All other loans and lease-0.3113%5,589
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%3,288
Percentage Net Loans Charged-off: Total real estate loans-0.0045%4,807
Percentage Net Loans Charged-off:Construction & development-0.0094%4,945
Percentage Net Loans Charged-off: Commercial real estate-0.0023%5,279
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0079%5,185
Percentage Net Loans Charged-off: Home equity loans-0.0178%4,267
All other 1-4 family - Percent of loans charged-off, net0.0000%1,718
Percentage Net Loans Charged-off: Commercial and industrial-0.0482%4,844
Percentage Net Loans Charged-off: Loans to individuals2.5716%276
Percentage Net Loans Charged-off: Credit card loans3.9690%128
Percentage Net Loans Charged-off: Other loans to individual1.7261%379
Percentage Net Loans Charged-off: All other loans and lease-0.6799%5,683
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1752%2,270
Percentage Net Loans Charged-off: Total real estate loans0.0300%3,313
Percentage Net Loans Charged-off:Construction & development-0.3135%5,495
Percentage Net Loans Charged-off: Commercial real estate0.1746%1,270
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential-0.0155%5,755
Percentage Net Loans Charged-off: Home equity loans-0.0332%4,461
All other 1-4 family - Percent of loans charged-off, net0.0000%3,439
Percentage Net Loans Charged-off: Commercial and industrial0.7356%952
Percentage Net Loans Charged-off: Loans to individuals2.3732%319
Percentage Net Loans Charged-off: Credit card loans2.0301%323
Percentage Net Loans Charged-off: Other loans to individual2.5785%253
Percentage Net Loans Charged-off: All other loans and lease0.6304%550
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1625%2,175
Percentage Net Loans Charged-off: Total real estate loans0.0395%2,863
Percentage Net Loans Charged-off:Construction & development-0.4238%5,624
Percentage Net Loans Charged-off: Commercial real estate0.2348%948
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential-0.0180%5,776
Percentage Net Loans Charged-off: Home equity loans-0.0383%4,503
All other 1-4 family - Percent of loans charged-off, net0.0000%3,100
Percentage Net Loans Charged-off: Commercial and industrial0.6867%847
Percentage Net Loans Charged-off: Loans to individuals2.4850%286
Percentage Net Loans Charged-off: Credit card loans2.8438%211
Percentage Net Loans Charged-off: Other loans to individual2.2728%294
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1758%1,980
Percentage Net Loans Charged-off: Total real estate loans-0.0197%5,701
Percentage Net Loans Charged-off:Construction & development-0.5817%5,726
Percentage Net Loans Charged-off: Commercial real estate0.1881%940
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential-0.0232%5,869
Percentage Net Loans Charged-off: Home equity loans-0.0484%4,552
All other 1-4 family - Percent of loans charged-off, net0.0000%2,766
Percentage Net Loans Charged-off: Commercial and industrial1.0617%619
Percentage Net Loans Charged-off: Loans to individuals3.2051%208
Percentage Net Loans Charged-off: Credit card loans3.5346%159
Percentage Net Loans Charged-off: Other loans to individual3.0132%209
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0549%2,611
Percentage Net Loans Charged-off: Total real estate loans-0.0214%5,715
Percentage Net Loans Charged-off:Construction & development-0.7090%5,805
Percentage Net Loans Charged-off: Commercial real estate0.2461%596
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0337%5,954
Percentage Net Loans Charged-off: Home equity loans-0.0693%4,609
All other 1-4 family - Percent of loans charged-off, net0.0000%2,040
Percentage Net Loans Charged-off: Commercial and industrial-0.0659%5,195
Percentage Net Loans Charged-off: Loans to individuals6.2109%96
Percentage Net Loans Charged-off: Credit card loans7.5448%61
Percentage Net Loans Charged-off: Other loans to individual5.4322%102
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1290%3,522
Percentage Net Loans Charged-off: Total real estate loans0.1805%2,455
Percentage Net Loans Charged-off:Construction & development0.6846%975
Percentage Net Loans Charged-off: Commercial real estate0.0804%2,173
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential-0.0085%6,079
Percentage Net Loans Charged-off: Home equity loans-0.0187%4,660
All other 1-4 family - Percent of loans charged-off, net0.0000%3,923
Percentage Net Loans Charged-off: Commercial and industrial-0.1532%5,793
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,193
Percentage Net Loans Charged-off: Credit card loans-2.7669%1,308
Percentage Net Loans Charged-off: Other loans to individual1.4321%688
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1882%2,716
Percentage Net Loans Charged-off: Total real estate loans0.2424%1,930
Percentage Net Loans Charged-off:Construction & development0.9422%787
Percentage Net Loans Charged-off: Commercial real estate0.1037%1,801
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential-0.0075%6,031
Percentage Net Loans Charged-off: Home equity loans-0.0166%4,670
All other 1-4 family - Percent of loans charged-off, net0.0000%3,581
Percentage Net Loans Charged-off: Commercial and industrial-0.1820%5,876
Percentage Net Loans Charged-off: Loans to individuals0.8009%1,286
Percentage Net Loans Charged-off: Credit card loans-0.8322%1,283
Percentage Net Loans Charged-off: Other loans to individual1.6168%559
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2277%2,369
Percentage Net Loans Charged-off: Total real estate loans0.2842%1,720
Percentage Net Loans Charged-off:Construction & development1.3796%622
Percentage Net Loans Charged-off: Commercial real estate0.0395%1,838
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential-0.0072%5,977
Percentage Net Loans Charged-off: Home equity loans-0.0163%4,643
All other 1-4 family - Percent of loans charged-off, net0.0000%3,182
Percentage Net Loans Charged-off: Commercial and industrial-0.1882%5,892
Percentage Net Loans Charged-off: Loans to individuals1.1739%866
Percentage Net Loans Charged-off: Credit card loans0.2102%649
Percentage Net Loans Charged-off: Other loans to individual1.6452%546
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3778%1,507
Percentage Net Loans Charged-off: Total real estate loans0.4847%1,047
Percentage Net Loans Charged-off:Construction & development2.6218%353
Percentage Net Loans Charged-off: Commercial real estate-0.0030%6,030
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential-0.0035%5,861
Percentage Net Loans Charged-off: Home equity loans-0.0082%4,646
All other 1-4 family - Percent of loans charged-off, net0.0000%2,407
Percentage Net Loans Charged-off: Commercial and industrial-0.2818%6,097
Percentage Net Loans Charged-off: Loans to individuals0.8719%1,120
Percentage Net Loans Charged-off: Credit card loans-0.4219%1,241
Percentage Net Loans Charged-off: Other loans to individual1.4985%623
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0567%1,016
Percentage Net Loans Charged-off: Total real estate loans1.0769%906
Percentage Net Loans Charged-off:Construction & development3.6744%725
Percentage Net Loans Charged-off: Commercial real estate0.5284%1,502
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.4117%2,084
Percentage Net Loans Charged-off: Home equity loans0.8127%773
All other 1-4 family - Percent of loans charged-off, net0.0000%4,369
Percentage Net Loans Charged-off: Commercial and industrial1.0212%1,405
Percentage Net Loans Charged-off: Loans to individuals0.5445%2,250
Percentage Net Loans Charged-off: Credit card loans2.4590%375
Percentage Net Loans Charged-off: Other loans to individual-0.3494%6,545
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8710%1,262
Percentage Net Loans Charged-off: Total real estate loans0.8291%1,203
Percentage Net Loans Charged-off:Construction & development3.1491%784
Percentage Net Loans Charged-off: Commercial real estate0.1922%2,076
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.5578%1,602
Percentage Net Loans Charged-off: Home equity loans1.0588%586
All other 1-4 family - Percent of loans charged-off, net0.0000%4,065
Percentage Net Loans Charged-off: Commercial and industrial1.2059%1,157
Percentage Net Loans Charged-off: Loans to individuals0.2421%3,024
Percentage Net Loans Charged-off: Credit card loans2.8356%312
Percentage Net Loans Charged-off: Other loans to individual-0.9498%6,814
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0866%1,004
Percentage Net Loans Charged-off: Total real estate loans0.9879%992
Percentage Net Loans Charged-off:Construction & development3.4251%692
Percentage Net Loans Charged-off: Commercial real estate0.2547%1,677
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.8387%1,076
Percentage Net Loans Charged-off: Home equity loans1.5615%400
All other 1-4 family - Percent of loans charged-off, net0.0000%3,637
Percentage Net Loans Charged-off: Commercial and industrial1.7135%883
Percentage Net Loans Charged-off: Loans to individuals1.0749%1,167
Percentage Net Loans Charged-off: Credit card loans2.0546%403
Percentage Net Loans Charged-off: Other loans to individual0.6221%1,649
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0930%943
Percentage Net Loans Charged-off: Total real estate loans1.3742%671
Percentage Net Loans Charged-off:Construction & development3.9321%518
Percentage Net Loans Charged-off: Commercial real estate0.4585%1,006
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential1.6653%487
Percentage Net Loans Charged-off: Home equity loans3.0507%188
All other 1-4 family - Percent of loans charged-off, net0.0000%2,835
Percentage Net Loans Charged-off: Commercial and industrial-0.4812%6,588
Percentage Net Loans Charged-off: Loans to individuals0.0446%2,954
Percentage Net Loans Charged-off: Credit card loans-0.1387%1,250
Percentage Net Loans Charged-off: Other loans to individual0.1313%2,553
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7133%886
Percentage Net Loans Charged-off: Total real estate loans1.7247%838
Percentage Net Loans Charged-off:Construction & development4.6577%1,044
Percentage Net Loans Charged-off: Commercial real estate1.2681%979
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.4031%2,530
Percentage Net Loans Charged-off: Home equity loans0.7242%1,036
All other 1-4 family - Percent of loans charged-off, net0.0000%4,716
Percentage Net Loans Charged-off: Commercial and industrial1.3168%1,675
Percentage Net Loans Charged-off: Loans to individuals4.9234%252
Percentage Net Loans Charged-off: Credit card loans6.2745%156
Percentage Net Loans Charged-off: Other loans to individual3.9685%287
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8634%704
Percentage Net Loans Charged-off: Total real estate loans1.8684%663
Percentage Net Loans Charged-off:Construction & development5.1477%850
Percentage Net Loans Charged-off: Commercial real estate1.4116%780
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.2046%3,120
Percentage Net Loans Charged-off: Home equity loans0.3661%1,221
All other 1-4 family - Percent of loans charged-off, net0.0000%4,317
Percentage Net Loans Charged-off: Commercial and industrial1.5259%1,343
Percentage Net Loans Charged-off: Loans to individuals4.8505%263
Percentage Net Loans Charged-off: Credit card loans4.1215%269
Percentage Net Loans Charged-off: Other loans to individual4.6936%224
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4974%993
Percentage Net Loans Charged-off: Total real estate loans1.2891%1,112
Percentage Net Loans Charged-off:Construction & development3.0768%1,118
Percentage Net Loans Charged-off: Commercial real estate1.1185%900
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.2251%2,784
Percentage Net Loans Charged-off: Home equity loans0.4010%1,074
All other 1-4 family - Percent of loans charged-off, net0.0000%3,832
Percentage Net Loans Charged-off: Commercial and industrial2.2778%921
Percentage Net Loans Charged-off: Loans to individuals6.0966%218
Percentage Net Loans Charged-off: Credit card loans6.4772%167
Percentage Net Loans Charged-off: Other loans to individual5.2056%202
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3262%1,042
Percentage Net Loans Charged-off: Total real estate loans1.0530%1,157
Percentage Net Loans Charged-off:Construction & development3.2606%796
Percentage Net Loans Charged-off: Commercial real estate0.4741%1,123
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.4484%1,659
Percentage Net Loans Charged-off: Home equity loans0.8082%617
All other 1-4 family - Percent of loans charged-off, net0.0000%2,913
Percentage Net Loans Charged-off: Commercial and industrial3.1285%587
Percentage Net Loans Charged-off: Loans to individuals0.6725%1,792
Percentage Net Loans Charged-off: Credit card loans1.2959%508
Percentage Net Loans Charged-off: Other loans to individual0.3236%2,194
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2636%853
Percentage Net Loans Charged-off: Total real estate loans2.1686%833
Percentage Net Loans Charged-off:Construction & development7.4933%842
Percentage Net Loans Charged-off: Commercial real estate0.4350%2,186
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.0106%4,947
Percentage Net Loans Charged-off: Home equity loans0.0195%1,918
All other 1-4 family - Percent of loans charged-off, net0.0000%4,844
Percentage Net Loans Charged-off: Commercial and industrial2.5294%1,338
Percentage Net Loans Charged-off: Loans to individuals5.2551%296
Percentage Net Loans Charged-off: Credit card loans7.1001%185
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5778%643
Percentage Net Loans Charged-off: Total real estate loans2.6485%579
Percentage Net Loans Charged-off:Construction & development9.0705%599
Percentage Net Loans Charged-off: Commercial real estate0.4510%1,840
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential-0.0455%7,413
Percentage Net Loans Charged-off: Home equity loans-0.0838%5,577
All other 1-4 family - Percent of loans charged-off, net0.0000%4,440
Percentage Net Loans Charged-off: Commercial and industrial1.8014%1,567
Percentage Net Loans Charged-off: Loans to individuals5.9301%226
Percentage Net Loans Charged-off: Credit card loans9.5277%115
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3736%441
Percentage Net Loans Charged-off: Total real estate loans3.5533%376
Percentage Net Loans Charged-off:Construction & development11.4641%415
Percentage Net Loans Charged-off: Commercial real estate0.6835%1,270
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential-0.0709%7,490
Percentage Net Loans Charged-off: Home equity loans-0.1272%5,612
All other 1-4 family - Percent of loans charged-off, net0.0000%3,888
Percentage Net Loans Charged-off: Commercial and industrial2.1733%1,273
Percentage Net Loans Charged-off: Loans to individuals4.9167%335
Percentage Net Loans Charged-off: Credit card loans5.3301%300
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.2919%447
Percentage Net Loans Charged-off: Total real estate loans3.2742%421
Percentage Net Loans Charged-off:Construction & development10.8990%407
Percentage Net Loans Charged-off: Commercial real estate0.1057%1,613
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential-0.1379%7,607
Percentage Net Loans Charged-off: Home equity loans-0.2430%5,668
All other 1-4 family - Percent of loans charged-off, net0.0000%2,950
Percentage Net Loans Charged-off: Commercial and industrial3.1875%742
Percentage Net Loans Charged-off: Loans to individuals5.5248%321
Percentage Net Loans Charged-off: Credit card loans8.9636%167
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7461%1,429
Percentage Net Loans Charged-off: Total real estate loans1.9064%1,106
Percentage Net Loans Charged-off:Construction & development4.5471%1,344
Percentage Net Loans Charged-off: Commercial real estate0.0736%2,998
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.5256%2,019
Percentage Net Loans Charged-off: Home equity loans0.9103%904
All other 1-4 family - Percent of loans charged-off, net0.0000%4,738
Percentage Net Loans Charged-off: Commercial and industrial0.6840%3,368
Percentage Net Loans Charged-off: Loans to individuals2.5096%1,028
Percentage Net Loans Charged-off: Credit card loans3.9494%511
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6579%1,225
Percentage Net Loans Charged-off: Total real estate loans1.7736%951
Percentage Net Loans Charged-off:Construction & development4.0473%1,163
Percentage Net Loans Charged-off: Commercial real estate0.1103%2,266
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.4320%1,972
Percentage Net Loans Charged-off: Home equity loans0.7444%849
All other 1-4 family - Percent of loans charged-off, net0.0000%4,220
Percentage Net Loans Charged-off: Commercial and industrial0.8844%2,520
Percentage Net Loans Charged-off: Loans to individuals2.2378%1,110
Percentage Net Loans Charged-off: Credit card loans2.3336%701
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5682%1,206
Percentage Net Loans Charged-off: Total real estate loans1.6637%914
Percentage Net Loans Charged-off:Construction & development3.5744%1,051
Percentage Net Loans Charged-off: Commercial real estate0.0560%1,999
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.6084%1,373
Percentage Net Loans Charged-off: Home equity loans1.0369%594
All other 1-4 family - Percent of loans charged-off, net0.0000%3,607
Percentage Net Loans Charged-off: Commercial and industrial1.0002%1,983
Percentage Net Loans Charged-off: Loans to individuals1.2924%1,855
Percentage Net Loans Charged-off: Credit card loans0.9191%874
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6847%856
Percentage Net Loans Charged-off: Total real estate loans1.7548%652
Percentage Net Loans Charged-off:Construction & development3.2909%731
Percentage Net Loans Charged-off: Commercial real estate0.1184%1,066
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential1.2402%630
Percentage Net Loans Charged-off: Home equity loans2.0714%279
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial1.3058%1,242
Percentage Net Loans Charged-off: Loans to individuals1.0793%1,956
Percentage Net Loans Charged-off: Credit card loans-0.2894%1,609
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1048%1,104
Percentage Net Loans Charged-off: Total real estate loans0.9903%932
Percentage Net Loans Charged-off:Construction & development2.0107%1,090
Percentage Net Loans Charged-off: Commercial real estate0.0181%2,210
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,222
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.0000%3,963
Percentage Net Loans Charged-off: Commercial and industrial1.8319%1,148
Percentage Net Loans Charged-off: Loans to individuals1.2007%1,876
Percentage Net Loans Charged-off: Credit card loans1.5474%812
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6236%1,375
Percentage Net Loans Charged-off: Total real estate loans0.6365%976
Percentage Net Loans Charged-off:Construction & development1.2693%952
Percentage Net Loans Charged-off: Commercial real estate0.0243%1,563
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,509
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial0.5673%1,900
Percentage Net Loans Charged-off: Loans to individuals0.5052%3,225
Percentage Net Loans Charged-off: Credit card loans0.7265%942
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0977%3,870
Percentage Net Loans Charged-off: Total real estate loans0.1387%2,065
Percentage Net Loans Charged-off:Construction & development0.2805%1,205
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial-0.1293%7,456
Percentage Net Loans Charged-off: Loans to individuals-0.0308%7,211
Percentage Net Loans Charged-off: Credit card loans0.4475%912
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0127%7,208
Percentage Net Loans Charged-off: Total real estate loans0.0020%2,667
Percentage Net Loans Charged-off:Construction & development0.0040%1,115
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial-0.1229%7,419
Percentage Net Loans Charged-off: Loans to individuals0.1559%3,519
Percentage Net Loans Charged-off: Credit card loans0.0000%761
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0421%5,181
Percentage Net Loans Charged-off: Total real estate loans0.1049%2,061
Percentage Net Loans Charged-off:Construction & development0.0726%1,266
Percentage Net Loans Charged-off: Commercial real estate0.1775%845
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,352
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial0.0351%3,679
Percentage Net Loans Charged-off: Loans to individuals0.9194%1,766
Percentage Net Loans Charged-off: Credit card loans1.3093%817
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0047%5,818
Percentage Net Loans Charged-off: Total real estate loans-0.0141%7,857
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate-0.0352%7,983
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial0.0102%3,219
Percentage Net Loans Charged-off: Loans to individuals0.8496%1,648
Percentage Net Loans Charged-off: Credit card loans1.9669%573
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0143%7,422
Percentage Net Loans Charged-off: Total real estate loans-0.0258%7,962
Percentage Net Loans Charged-off:Construction & development-0.0095%7,607
Percentage Net Loans Charged-off: Commercial real estate-0.0524%8,061
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.0291%2,549
Percentage Net Loans Charged-off: Loans to individuals0.2532%3,381
Percentage Net Loans Charged-off: Credit card loans1.2013%692
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0103%6,952
Percentage Net Loans Charged-off: Total real estate loans-0.0042%7,587
Percentage Net Loans Charged-off:Construction & development-0.0090%7,611
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.0506%7,116
Percentage Net Loans Charged-off: Loans to individuals-0.0620%6,891
Percentage Net Loans Charged-off: Credit card loans0.9512%656
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0598%4,140
Percentage Net Loans Charged-off: Total real estate loans-0.0053%7,774
Percentage Net Loans Charged-off:Construction & development-0.0122%7,715
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.1509%2,673
Percentage Net Loans Charged-off: Loans to individuals1.9904%547
Percentage Net Loans Charged-off: Credit card loans3.5293%296
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0098%5,222
Percentage Net Loans Charged-off: Total real estate loans-0.0054%7,706
Percentage Net Loans Charged-off:Construction & development-0.0126%7,720
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial-0.2811%7,849
Percentage Net Loans Charged-off: Loans to individuals1.8606%545
Percentage Net Loans Charged-off: Credit card loans4.2157%233
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0038%6,979
Percentage Net Loans Charged-off: Total real estate loans-0.0095%7,825
Percentage Net Loans Charged-off:Construction & development-0.0209%7,718
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0081%7,860
Percentage Net Loans Charged-off: Home equity loans-0.0116%5,960
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial-0.4264%7,936
Percentage Net Loans Charged-off: Loans to individuals2.0994%472
Percentage Net Loans Charged-off: Credit card loans6.8355%118
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0284%3,344
Percentage Net Loans Charged-off: Total real estate loans-0.0125%7,949
Percentage Net Loans Charged-off:Construction & development-0.0322%7,707
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.1728%7,586
Percentage Net Loans Charged-off: Loans to individuals2.2403%503
Percentage Net Loans Charged-off: Credit card loans9.2859%89
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2131%2,184
Percentage Net Loans Charged-off: Total real estate loans0.1284%1,061
Percentage Net Loans Charged-off:Construction & development-0.0230%7,760
Percentage Net Loans Charged-off: Commercial real estate0.3331%423
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,059
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial0.5769%1,733
Percentage Net Loans Charged-off: Loans to individuals1.0290%1,793
Percentage Net Loans Charged-off: Credit card loans3.8254%406
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2225%1,786
Percentage Net Loans Charged-off: Total real estate loans0.1876%662
Percentage Net Loans Charged-off:Construction & development0.0036%526
Percentage Net Loans Charged-off: Commercial real estate0.4622%272
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial0.4506%1,657
Percentage Net Loans Charged-off: Loans to individuals0.3262%3,923
Percentage Net Loans Charged-off: Credit card loans1.5900%855
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3398%1,129
Percentage Net Loans Charged-off: Total real estate loans0.2862%424
Percentage Net Loans Charged-off:Construction & development0.0129%388
Percentage Net Loans Charged-off: Commercial real estate0.7253%188
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.7390%1,109
Percentage Net Loans Charged-off: Loans to individuals0.5277%2,754
Percentage Net Loans Charged-off: Credit card loans3.0395%487
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0827%2,677
Percentage Net Loans Charged-off: Total real estate loans0.0385%1,256
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0973%355
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.4454%1,087
Percentage Net Loans Charged-off: Loans to individuals0.0582%4,127
Percentage Net Loans Charged-off: Credit card loans1.4235%700
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0733%8,556
Percentage Net Loans Charged-off: Total real estate loans-0.1384%8,702
Percentage Net Loans Charged-off:Construction & development-0.4212%7,994
Percentage Net Loans Charged-off: Commercial real estate0.0142%1,422
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.1020%1,569
Percentage Net Loans Charged-off: Home equity loans0.1517%340
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial0.2108%3,054
Percentage Net Loans Charged-off: Loans to individuals0.6442%3,194
Percentage Net Loans Charged-off: Credit card loans2.5817%767
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1649%8,704
Percentage Net Loans Charged-off: Total real estate loans-0.2168%8,781
Percentage Net Loans Charged-off:Construction & development-0.5869%8,003
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,624
Percentage Net Loans Charged-off: Loans to individuals0.5407%3,250
Percentage Net Loans Charged-off: Credit card loans2.7454%705
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2529%8,798
Percentage Net Loans Charged-off: Total real estate loans-0.3381%8,844
Percentage Net Loans Charged-off:Construction & development-0.9303%7,982
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.0124%3,005
Percentage Net Loans Charged-off: Loans to individuals0.9048%2,070
Percentage Net Loans Charged-off: Credit card loans4.4706%406
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.5735%8,906
Percentage Net Loans Charged-off: Total real estate loans-0.6928%8,922
Percentage Net Loans Charged-off:Construction & development-1.9022%7,959
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals0.5597%2,748
Percentage Net Loans Charged-off: Credit card loans2.5337%667
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1773%3,650
Percentage Net Loans Charged-off: Total real estate loans0.0259%3,096
Percentage Net Loans Charged-off:Construction & development0.0643%656
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0249%2,813
Percentage Net Loans Charged-off: Home equity loans0.0456%511
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial1.3451%1,339
Percentage Net Loans Charged-off: Loans to individuals0.9337%2,562
Percentage Net Loans Charged-off: Credit card loans4.7374%456
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1685%3,326
Percentage Net Loans Charged-off: Total real estate loans0.0249%2,625
Percentage Net Loans Charged-off:Construction & development0.0750%498
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial1.3362%1,125
Percentage Net Loans Charged-off: Loans to individuals0.7774%2,773
Percentage Net Loans Charged-off: Credit card loans4.6285%478
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0131%5,993
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.0598%3,265
Percentage Net Loans Charged-off: Loans to individuals0.1687%5,171
Percentage Net Loans Charged-off: Credit card loans-0.1230%2,651
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0145%5,068
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals0.2853%3,929
Percentage Net Loans Charged-off: Credit card loans1.9820%904
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1999%3,672
Percentage Net Loans Charged-off: Total real estate loans0.1909%1,125
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0354%1,313
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.9868%161
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net1.9224%68
Percentage Net Loans Charged-off: Commercial and industrial0.0048%4,863
Percentage Net Loans Charged-off: Loans to individuals0.5730%3,963
Percentage Net Loans Charged-off: Credit card loans2.3127%1,152
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0451%6,298
Percentage Net Loans Charged-off: Total real estate loans0.0099%3,507
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0464%2,160
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0874%1,601
Percentage Net Loans Charged-off: Commercial and industrial0.1646%3,828
Percentage Net Loans Charged-off: Loans to individuals0.3017%5,297
Percentage Net Loans Charged-off: Credit card loans2.5650%1,036
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0380%6,139
Percentage Net Loans Charged-off: Total real estate loans-0.1216%1,534
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate-0.2790%1,500
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%922
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial0.7145%340
Percentage Net Loans Charged-off: Loans to individuals0.8247%502
Percentage Net Loans Charged-off: Credit card loans2.5828%383
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2458%2,727
Percentage Net Loans Charged-off: Total real estate loans0.0042%935
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate-0.0017%1,172
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0208%750
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0381%562
Percentage Net Loans Charged-off: Commercial and industrial2.6588%63
Percentage Net Loans Charged-off: Loans to individuals0.7687%584
Percentage Net Loans Charged-off: Credit card loans4.3411%186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2434%2,947
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2337%3,405
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1574%4,717
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0090%8,484
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0189%8,095
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0435%11,639
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0128%10,838
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA