Home > Alpha Community Bank > Income and Expense
Alpha Community Bank, Income and Expense
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,914,000 | 3,688 |
| Total interest expense | $2,395,000 | 3,291 |
| Net interest income | $2,519,000 | 3,949 |
| Provision for loan and lease losses | $425,000 | 2,083 |
| Total noninterest income | $457,000 | 3,718 |
| Gross Fiduciary activities income | $61,000 | 878 |
| Service charges on deposit accounts | $191,000 | 3,571 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $205,000 | 3,711 |
| Total noninterest expense | $2,195,000 | 3,958 |
| Salaries and employee benefits | $1,316,000 | 3,690 |
| Premises and equipment expense | $298,000 | 3,986 |
| Additional noninterest expense | $581,000 | 4,284 |
| Pre-tax net operating income | $356,000 | 4,988 |
| Securities gains (losses) | $420,000 | 362 |
| Applicable income taxes | $-6,000 | 7,587 |
| Income before extraordinary items | $782,000 | 3,100 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $782,000 | 3,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $564,000 | 1,219 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $362,000 | 4,608 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,495,000 | 3,733 |
| Total interest expense | $1,247,000 | 3,361 |
| Net interest income | $1,248,000 | 3,988 |
| Provision for loan and lease losses | $425,000 | 1,099 |
| Total noninterest income | $269,000 | 3,357 |
| Gross Fiduciary activities income | $32,000 | 882 |
| Service charges on deposit accounts | $100,000 | 3,452 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $137,000 | 3,203 |
| Total noninterest expense | $1,148,000 | 3,832 |
| Salaries and employee benefits | $730,000 | 3,437 |
| Premises and equipment expense | $163,000 | 3,740 |
| Additional noninterest expense | $255,000 | 4,622 |
| Pre-tax net operating income | $-56,000 | 7,424 |
| Securities gains (losses) | $420,000 | 275 |
| Applicable income taxes | $5,000 | 5,114 |
| Income before extraordinary items | $359,000 | 3,437 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $359,000 | 3,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $567,000 | 655 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-56,800 | 7,468 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,047,000 | 3,515 |
| Total interest expense | $5,957,000 | 3,015 |
| Net interest income | $5,090,000 | 3,944 |
| Provision for loan and lease losses | $2,528,000 | 692 |
| Total noninterest income | $752,000 | 4,138 |
| Gross Fiduciary activities income | $127,000 | 880 |
| Service charges on deposit accounts | $440,000 | 3,335 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $185,000 | 5,221 |
| Total noninterest expense | $4,075,000 | 4,063 |
| Salaries and employee benefits | $2,556,000 | 3,661 |
| Premises and equipment expense | $583,000 | 3,926 |
| Additional noninterest expense | $936,000 | 4,853 |
| Pre-tax net operating income | $-761,000 | 7,951 |
| Securities gains (losses) | $-260,000 | 8,290 |
| Applicable income taxes | $-16,000 | 7,827 |
| Income before extraordinary items | $-1,005,000 | 8,107 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,005,000 | 8,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,468,000 | 412 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-750,200 | 8,010 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,570,000 | 3,431 |
| Total interest expense | $4,643,000 | 2,933 |
| Net interest income | $3,927,000 | 3,869 |
| Provision for loan and lease losses | $1,063,000 | 862 |
| Total noninterest income | $593,000 | 4,044 |
| Gross Fiduciary activities income | $76,000 | 910 |
| Service charges on deposit accounts | $324,000 | 3,375 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $193,000 | 4,549 |
| Total noninterest expense | $3,319,000 | 3,797 |
| Salaries and employee benefits | $1,958,000 | 3,596 |
| Premises and equipment expense | $434,000 | 3,926 |
| Additional noninterest expense | $927,000 | 3,928 |
| Pre-tax net operating income | $138,000 | 7,187 |
| Securities gains (losses) | $-260,000 | 8,400 |
| Applicable income taxes | $-2,000 | 7,973 |
| Income before extraordinary items | $-120,000 | 7,872 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-120,000 | 7,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,247,000 | 564 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $134,800 | 7,097 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,883,000 | 3,345 |
| Total interest expense | $3,159,000 | 2,874 |
| Net interest income | $2,724,000 | 3,797 |
| Provision for loan and lease losses | $578,000 | 917 |
| Total noninterest income | $378,000 | 4,157 |
| Gross Fiduciary activities income | $53,000 | 919 |
| Service charges on deposit accounts | $196,000 | 3,554 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $129,000 | 4,601 |
| Total noninterest expense | $2,302,000 | 3,691 |
| Salaries and employee benefits | $1,419,000 | 3,396 |
| Premises and equipment expense | $289,000 | 3,941 |
| Additional noninterest expense | $594,000 | 4,044 |
| Pre-tax net operating income | $222,000 | 6,507 |
| Securities gains (losses) | $-260,000 | 8,488 |
| Applicable income taxes | $-1,000 | 8,062 |
| Income before extraordinary items | $-37,000 | 7,888 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-37,000 | 7,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,999 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $215,200 | 6,251 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,967,000 | 3,314 |
| Total interest expense | $1,633,000 | 2,767 |
| Net interest income | $1,334,000 | 3,852 |
| Provision for loan and lease losses | $131,000 | 1,654 |
| Total noninterest income | $238,000 | 3,644 |
| Gross Fiduciary activities income | $25,000 | 937 |
| Service charges on deposit accounts | $119,000 | 3,094 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $94,000 | 3,856 |
| Total noninterest expense | $1,224,000 | 3,514 |
| Salaries and employee benefits | $754,000 | 3,251 |
| Premises and equipment expense | $144,000 | 3,967 |
| Additional noninterest expense | $326,000 | 3,721 |
| Pre-tax net operating income | $217,000 | 5,342 |
| Securities gains (losses) | $-260,000 | 8,592 |
| Applicable income taxes | $-1,000 | 8,157 |
| Income before extraordinary items | $-42,000 | 8,028 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-42,000 | 8,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,307 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $212,800 | 4,906 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,277,000 | 2,831 |
| Total interest expense | $6,998,000 | 2,281 |
| Net interest income | $6,279,000 | 3,408 |
| Provision for loan and lease losses | $5,808,000 | 214 |
| Total noninterest income | $1,123,000 | 3,284 |
| Gross Fiduciary activities income | $152,000 | 865 |
| Service charges on deposit accounts | $654,000 | 2,512 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $317,000 | 4,199 |
| Total noninterest expense | $5,304,000 | 3,194 |
| Salaries and employee benefits | $2,891,000 | 3,234 |
| Premises and equipment expense | $596,000 | 3,790 |
| Additional noninterest expense | $1,817,000 | 2,797 |
| Pre-tax net operating income | $-3,710,000 | 8,650 |
| Securities gains (losses) | $-377,000 | 8,484 |
| Applicable income taxes | $-59,000 | 8,307 |
| Income before extraordinary items | $-4,028,000 | 8,658 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-4,028,000 | 8,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,539,000 | 205 |
| Cash dividends | $1,200,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $408,000 | 635 |
| Net operating income | $-3,654,770 | 8,648 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,069,000 | 2,784 |
| Total interest expense | $5,117,000 | 2,274 |
| Net interest income | $4,952,000 | 3,302 |
| Provision for loan and lease losses | $830,000 | 915 |
| Total noninterest income | $799,000 | 3,401 |
| Gross Fiduciary activities income | $84,000 | 905 |
| Service charges on deposit accounts | $521,000 | 2,396 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $194,000 | 4,591 |
| Total noninterest expense | $3,509,000 | 3,525 |
| Salaries and employee benefits | $2,223,000 | 3,152 |
| Premises and equipment expense | $450,000 | 3,774 |
| Additional noninterest expense | $836,000 | 4,145 |
| Pre-tax net operating income | $1,412,000 | 3,928 |
| Securities gains (losses) | $107,000 | 427 |
| Applicable income taxes | $22,000 | 5,926 |
| Income before extraordinary items | $1,497,000 | 3,209 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,497,000 | 3,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,148,000 | 414 |
| Cash dividends | $1,200,000 | 1,699 |
| Sale, conversion, retirement of capital stock, net | $293,000 | 527 |
| Net operating income | $1,391,070 | 3,353 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,683,000 | 2,759 |
| Total interest expense | $3,300,000 | 2,252 |
| Net interest income | $3,383,000 | 3,232 |
| Provision for loan and lease losses | $680,000 | 730 |
| Total noninterest income | $501,000 | 3,528 |
| Gross Fiduciary activities income | $61,000 | 909 |
| Service charges on deposit accounts | $329,000 | 2,475 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $111,000 | 4,908 |
| Total noninterest expense | $2,281,000 | 3,607 |
| Salaries and employee benefits | $1,429,000 | 3,268 |
| Premises and equipment expense | $360,000 | 3,253 |
| Additional noninterest expense | $492,000 | 4,540 |
| Pre-tax net operating income | $923,000 | 3,986 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $14,000 | 5,980 |
| Income before extraordinary items | $909,000 | 3,433 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $909,000 | 3,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $911,000 | 367 |
| Cash dividends | $600,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $206,000 | 431 |
| Net operating income | $909,000 | 3,422 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,252,000 | 2,763 |
| Total interest expense | $1,598,000 | 2,206 |
| Net interest income | $1,654,000 | 3,271 |
| Provision for loan and lease losses | $580,000 | 425 |
| Total noninterest income | $244,000 | 3,528 |
| Gross Fiduciary activities income | $26,000 | 942 |
| Service charges on deposit accounts | $141,000 | 2,720 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $77,000 | 4,231 |
| Total noninterest expense | $1,090,000 | 3,756 |
| Salaries and employee benefits | $696,000 | 3,357 |
| Premises and equipment expense | $150,000 | 3,796 |
| Additional noninterest expense | $244,000 | 4,549 |
| Pre-tax net operating income | $228,000 | 5,556 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,000 | 6,254 |
| Income before extraordinary items | $225,000 | 5,080 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $225,000 | 5,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $496,000 | 323 |
| Cash dividends | $600,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 313 |
| Net operating income | $225,000 | 5,071 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,402,000 | 2,642 |
| Total interest expense | $5,844,000 | 1,933 |
| Net interest income | $6,558,000 | 3,190 |
| Provision for loan and lease losses | $1,780,000 | 597 |
| Total noninterest income | $1,049,000 | 3,441 |
| Gross Fiduciary activities income | $132,000 | 893 |
| Service charges on deposit accounts | $544,000 | 2,874 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $373,000 | 3,894 |
| Total noninterest expense | $4,576,000 | 3,471 |
| Salaries and employee benefits | $2,880,000 | 3,080 |
| Premises and equipment expense | $705,000 | 3,210 |
| Additional noninterest expense | $991,000 | 4,448 |
| Pre-tax net operating income | $1,251,000 | 4,819 |
| Securities gains (losses) | $-9,000 | 7,501 |
| Applicable income taxes | $33,000 | 6,099 |
| Income before extraordinary items | $1,209,000 | 4,329 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,209,000 | 4,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $937,000 | 710 |
| Cash dividends | $1,850,000 | 1,561 |
| Sale, conversion, retirement of capital stock, net | $418,000 | 556 |
| Net operating income | $1,217,730 | 4,280 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,187,000 | 2,612 |
| Total interest expense | $4,280,000 | 1,859 |
| Net interest income | $4,907,000 | 3,191 |
| Provision for loan and lease losses | $570,000 | 1,247 |
| Total noninterest income | $781,000 | 3,464 |
| Gross Fiduciary activities income | $99,000 | 882 |
| Service charges on deposit accounts | $404,000 | 2,896 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $278,000 | 3,932 |
| Total noninterest expense | $3,393,000 | 3,480 |
| Salaries and employee benefits | $2,132,000 | 3,089 |
| Premises and equipment expense | $527,000 | 3,206 |
| Additional noninterest expense | $734,000 | 4,476 |
| Pre-tax net operating income | $1,725,000 | 3,413 |
| Securities gains (losses) | $-9,000 | 7,876 |
| Applicable income taxes | $25,000 | 6,179 |
| Income before extraordinary items | $1,691,000 | 2,836 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,691,000 | 2,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 2,351 |
| Cash dividends | $1,400,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $218,000 | 482 |
| Net operating income | $1,699,910 | 2,787 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,018,000 | 2,595 |
| Total interest expense | $2,749,000 | 1,831 |
| Net interest income | $3,269,000 | 3,178 |
| Provision for loan and lease losses | $360,000 | 1,295 |
| Total noninterest income | $529,000 | 3,386 |
| Gross Fiduciary activities income | $77,000 | 859 |
| Service charges on deposit accounts | $253,000 | 2,994 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $199,000 | 3,773 |
| Total noninterest expense | $2,189,000 | 3,562 |
| Salaries and employee benefits | $1,358,000 | 3,208 |
| Premises and equipment expense | $350,000 | 3,194 |
| Additional noninterest expense | $481,000 | 4,506 |
| Pre-tax net operating income | $1,249,000 | 3,149 |
| Securities gains (losses) | $-9,000 | 8,110 |
| Applicable income taxes | $18,000 | 6,142 |
| Income before extraordinary items | $1,222,000 | 2,610 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,222,000 | 2,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,782 |
| Cash dividends | $950,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $184,000 | 373 |
| Net operating income | $1,230,910 | 2,556 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,990,000 | 2,578 |
| Total interest expense | $1,332,000 | 1,792 |
| Net interest income | $1,658,000 | 3,124 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $243,000 | 3,533 |
| Gross Fiduciary activities income | $23,000 | 961 |
| Service charges on deposit accounts | $116,000 | 3,116 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $104,000 | 3,652 |
| Total noninterest expense | $1,136,000 | 3,468 |
| Salaries and employee benefits | $730,000 | 3,007 |
| Premises and equipment expense | $173,000 | 3,260 |
| Additional noninterest expense | $233,000 | 4,605 |
| Pre-tax net operating income | $615,000 | 3,169 |
| Securities gains (losses) | $-9,000 | 8,513 |
| Applicable income taxes | $9,000 | 6,134 |
| Income before extraordinary items | $597,000 | 2,629 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $597,000 | 2,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,325 |
| Cash dividends | $500,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 319 |
| Net operating income | $605,910 | 2,559 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,108,000 | 2,565 |
| Total interest expense | $4,747,000 | 1,720 |
| Net interest income | $6,361,000 | 3,133 |
| Provision for loan and lease losses | $1,017,000 | 1,020 |
| Total noninterest income | $1,219,000 | 3,091 |
| Gross Fiduciary activities income | $128,000 | 884 |
| Service charges on deposit accounts | $560,000 | 2,865 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $531,000 | 3,211 |
| Total noninterest expense | $4,591,000 | 3,363 |
| Salaries and employee benefits | $2,887,000 | 2,935 |
| Premises and equipment expense | $699,000 | 3,130 |
| Additional noninterest expense | $1,005,000 | 4,330 |
| Pre-tax net operating income | $1,972,000 | 3,534 |
| Securities gains (losses) | $316,000 | 611 |
| Applicable income taxes | $35,000 | 6,251 |
| Income before extraordinary items | $2,253,000 | 2,638 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,253,000 | 2,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,121,000 | 711 |
| Cash dividends | $500,000 | 3,518 |
| Sale, conversion, retirement of capital stock, net | $398,000 | 499 |
| Net operating income | $1,943,320 | 2,929 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,226,000 | 2,561 |
| Total interest expense | $3,468,000 | 1,734 |
| Net interest income | $4,758,000 | 3,120 |
| Provision for loan and lease losses | $532,000 | 1,385 |
| Total noninterest income | $941,000 | 3,049 |
| Gross Fiduciary activities income | $81,000 | 919 |
| Service charges on deposit accounts | $415,000 | 2,915 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $445,000 | 3,000 |
| Total noninterest expense | $3,358,000 | 3,402 |
| Salaries and employee benefits | $2,086,000 | 3,019 |
| Premises and equipment expense | $496,000 | 3,274 |
| Additional noninterest expense | $776,000 | 4,172 |
| Pre-tax net operating income | $1,809,000 | 3,135 |
| Securities gains (losses) | $316,000 | 571 |
| Applicable income taxes | $32,000 | 6,249 |
| Income before extraordinary items | $2,093,000 | 2,227 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,093,000 | 2,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,478 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $211,000 | 434 |
| Net operating income | $1,783,320 | 2,505 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,492,000 | 2,549 |
| Total interest expense | $2,301,000 | 1,726 |
| Net interest income | $3,191,000 | 3,103 |
| Provision for loan and lease losses | $232,000 | 1,966 |
| Total noninterest income | $618,000 | 3,110 |
| Gross Fiduciary activities income | $48,000 | 956 |
| Service charges on deposit accounts | $263,000 | 3,018 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $307,000 | 2,947 |
| Total noninterest expense | $2,211,000 | 3,459 |
| Salaries and employee benefits | $1,408,000 | 3,001 |
| Premises and equipment expense | $324,000 | 3,334 |
| Additional noninterest expense | $479,000 | 4,460 |
| Pre-tax net operating income | $1,366,000 | 2,780 |
| Securities gains (losses) | $316,000 | 465 |
| Applicable income taxes | $25,000 | 6,158 |
| Income before extraordinary items | $1,657,000 | 1,899 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,657,000 | 1,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,713 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 474 |
| Net operating income | $1,344,160 | 2,221 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,751,000 | 2,539 |
| Total interest expense | $1,177,000 | 1,714 |
| Net interest income | $1,574,000 | 3,145 |
| Provision for loan and lease losses | $82,000 | 2,451 |
| Total noninterest income | $269,000 | 3,352 |
| Gross Fiduciary activities income | $23,000 | 976 |
| Service charges on deposit accounts | $125,000 | 3,064 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $121,000 | 3,332 |
| Total noninterest expense | $1,126,000 | 3,424 |
| Salaries and employee benefits | $737,000 | 2,874 |
| Premises and equipment expense | $158,000 | 3,442 |
| Additional noninterest expense | $231,000 | 4,582 |
| Pre-tax net operating income | $635,000 | 2,938 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $635,000 | 2,369 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $635,000 | 2,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $635,000 | 2,288 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,706,000 | 2,645 |
| Total interest expense | $4,836,000 | 1,854 |
| Net interest income | $5,870,000 | 3,248 |
| Provision for loan and lease losses | $415,000 | 2,514 |
| Total noninterest income | $1,283,000 | 3,164 |
| Gross Fiduciary activities income | $120,000 | 922 |
| Service charges on deposit accounts | $583,000 | 2,760 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $580,000 | 3,323 |
| Total noninterest expense | $4,452,000 | 3,380 |
| Salaries and employee benefits | $2,975,000 | 2,787 |
| Premises and equipment expense | $538,000 | 3,844 |
| Additional noninterest expense | $939,000 | 4,482 |
| Pre-tax net operating income | $2,286,000 | 3,086 |
| Securities gains (losses) | $490,000 | 757 |
| Applicable income taxes | $706,000 | 2,783 |
| Income before extraordinary items | $2,070,000 | 2,787 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,070,000 | 2,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $436,000 | 1,778 |
| Cash dividends | $840,000 | 2,600 |
| Sale, conversion, retirement of capital stock, net | $-92,000 | 9,108 |
| Net operating income | $1,702,500 | 3,096 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,003,000 | 2,690 |
| Total interest expense | $3,626,000 | 1,928 |
| Net interest income | $4,377,000 | 3,277 |
| Provision for loan and lease losses | $365,000 | 2,168 |
| Total noninterest income | $1,172,000 | 2,830 |
| Gross Fiduciary activities income | $81,000 | 949 |
| Service charges on deposit accounts | $438,000 | 2,756 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $653,000 | 2,684 |
| Total noninterest expense | $3,442,000 | 3,286 |
| Salaries and employee benefits | $2,286,000 | 2,734 |
| Premises and equipment expense | $373,000 | 4,060 |
| Additional noninterest expense | $783,000 | 4,124 |
| Pre-tax net operating income | $1,742,000 | 3,157 |
| Securities gains (losses) | $490,000 | 696 |
| Applicable income taxes | $544,000 | 2,879 |
| Income before extraordinary items | $1,688,000 | 2,700 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,688,000 | 2,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 1,302 |
| Cash dividends | $630,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $-393,000 | 9,199 |
| Net operating income | $1,315,600 | 3,107 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,397,000 | 2,687 |
| Total interest expense | $2,413,000 | 1,990 |
| Net interest income | $2,984,000 | 3,207 |
| Provision for loan and lease losses | $205,000 | 2,473 |
| Total noninterest income | $919,000 | 2,496 |
| Gross Fiduciary activities income | $48,000 | 976 |
| Service charges on deposit accounts | $282,000 | 2,788 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $589,000 | 2,212 |
| Total noninterest expense | $2,362,000 | 3,204 |
| Salaries and employee benefits | $1,514,000 | 2,754 |
| Premises and equipment expense | $227,000 | 4,353 |
| Additional noninterest expense | $621,000 | 3,615 |
| Pre-tax net operating income | $1,336,000 | 2,845 |
| Securities gains (losses) | $482,000 | 587 |
| Applicable income taxes | $453,000 | 2,472 |
| Income before extraordinary items | $1,365,000 | 2,290 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,365,000 | 2,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $358,000 | 1,094 |
| Cash dividends | $420,000 | 2,379 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 412 |
| Net operating income | $1,003,500 | 2,816 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,686,000 | 2,716 |
| Total interest expense | $1,204,000 | 2,047 |
| Net interest income | $1,482,000 | 3,204 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $569,000 | 2,083 |
| Gross Fiduciary activities income | $25,000 | 980 |
| Service charges on deposit accounts | $143,000 | 2,678 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $401,000 | 1,733 |
| Total noninterest expense | $1,102,000 | 3,383 |
| Salaries and employee benefits | $739,000 | 2,821 |
| Premises and equipment expense | $111,000 | 4,414 |
| Additional noninterest expense | $252,000 | 4,193 |
| Pre-tax net operating income | $799,000 | 2,474 |
| Securities gains (losses) | $482,000 | 359 |
| Applicable income taxes | $319,000 | 1,969 |
| Income before extraordinary items | $962,000 | 1,668 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $962,000 | 1,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 1,373 |
| Cash dividends | $210,000 | 2,141 |
| Sale, conversion, retirement of capital stock, net | $184,000 | 194 |
| Net operating income | $600,500 | 2,408 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,242,000 | 2,709 |
| Total interest expense | $4,931,000 | 2,274 |
| Net interest income | $6,311,000 | 3,007 |
| Provision for loan and lease losses | $310,000 | 3,349 |
| Total noninterest income | $1,283,000 | 2,936 |
| Gross Fiduciary activities income | $115,000 | 967 |
| Service charges on deposit accounts | $567,000 | 2,679 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $601,000 | 2,958 |
| Total noninterest expense | $4,266,000 | 3,379 |
| Salaries and employee benefits | $2,883,000 | 2,733 |
| Premises and equipment expense | $476,000 | 4,088 |
| Additional noninterest expense | $907,000 | 4,517 |
| Pre-tax net operating income | $3,018,000 | 2,493 |
| Securities gains (losses) | $26,000 | 2,961 |
| Applicable income taxes | $993,000 | 2,218 |
| Income before extraordinary items | $2,051,000 | 2,744 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,051,000 | 2,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 2,267 |
| Cash dividends | $520,000 | 3,380 |
| Sale, conversion, retirement of capital stock, net | $875,000 | 405 |
| Net operating income | $2,033,580 | 2,670 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,033,000 | 2,820 |
| Total interest expense | $5,938,000 | 2,699 |
| Net interest income | $6,095,000 | 2,910 |
| Provision for loan and lease losses | $79,000 | 6,023 |
| Total noninterest income | $952,000 | 3,459 |
| Gross Fiduciary activities income | $124,000 | 948 |
| Service charges on deposit accounts | $403,000 | 3,375 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $425,000 | 3,420 |
| Total noninterest expense | $3,993,000 | 3,434 |
| Salaries and employee benefits | $2,643,000 | 2,818 |
| Premises and equipment expense | $491,000 | 3,933 |
| Additional noninterest expense | $859,000 | 4,555 |
| Pre-tax net operating income | $2,975,000 | 2,285 |
| Securities gains (losses) | $-6,000 | 9,232 |
| Applicable income taxes | $982,000 | 2,099 |
| Income before extraordinary items | $1,987,000 | 2,556 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,987,000 | 2,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,857 |
| Cash dividends | $360,000 | 4,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,991,020 | 2,460 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,167,000 | 3,092 |
| Total interest expense | $6,258,000 | 2,673 |
| Net interest income | $4,909,000 | 3,531 |
| Provision for loan and lease losses | $188,000 | 3,880 |
| Total noninterest income | $862,000 | 3,498 |
| Gross Fiduciary activities income | $125,000 | 891 |
| Service charges on deposit accounts | $368,000 | 3,456 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $369,000 | 3,530 |
| Total noninterest expense | $3,378,000 | 3,836 |
| Salaries and employee benefits | $1,969,000 | 3,506 |
| Premises and equipment expense | $194,000 | 6,868 |
| Additional noninterest expense | $1,215,000 | 3,396 |
| Pre-tax net operating income | $2,205,000 | 3,074 |
| Securities gains (losses) | $-61,000 | 9,265 |
| Applicable income taxes | $691,000 | 2,814 |
| Income before extraordinary items | $1,453,000 | 3,340 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,453,000 | 3,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 2,946 |
| Cash dividends | $660,000 | 3,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,494,480 | 3,259 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,234,000 | 3,451 |
| Total interest expense | $4,733,000 | 3,079 |
| Net interest income | $4,501,000 | 3,787 |
| Provision for loan and lease losses | $105,000 | 5,113 |
| Total noninterest income | $727,000 | 3,886 |
| Gross Fiduciary activities income | $162,000 | 907 |
| Service charges on deposit accounts | $236,000 | 4,671 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $329,000 | 3,807 |
| Total noninterest expense | $3,370,000 | 3,820 |
| Salaries and employee benefits | $1,942,000 | 3,540 |
| Premises and equipment expense | $457,000 | 4,069 |
| Additional noninterest expense | $971,000 | 4,116 |
| Pre-tax net operating income | $1,753,000 | 3,689 |
| Securities gains (losses) | $-30,000 | 9,665 |
| Applicable income taxes | $458,000 | 3,813 |
| Income before extraordinary items | $1,265,000 | 3,704 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,265,000 | 3,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,952 |
| Cash dividends | $505,000 | 3,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,286,900 | 3,628 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,868,000 | 3,578 |
| Total interest expense | $4,735,000 | 3,156 |
| Net interest income | $4,133,000 | 4,021 |
| Provision for loan and lease losses | $195,000 | 3,570 |
| Total noninterest income | $661,000 | 4,130 |
| Gross Fiduciary activities income | $81,000 | 1,048 |
| Service charges on deposit accounts | $84,000 | 7,177 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $496,000 | 2,997 |
| Total noninterest expense | $3,207,000 | 3,884 |
| Salaries and employee benefits | $1,707,000 | 3,823 |
| Premises and equipment expense | $480,000 | 3,809 |
| Additional noninterest expense | $1,020,000 | 3,895 |
| Pre-tax net operating income | $1,392,000 | 4,421 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $378,000 | 4,567 |
| Income before extraordinary items | $1,016,000 | 4,457 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,016,000 | 4,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,214 |
| Cash dividends | $555,000 | 3,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,014,540 | 4,369 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 8,942 |
| Total interest expense | $1,055,000 | 8,538 |
| Net interest income | $997,000 | 9,201 |
| Provision for loan and lease losses | $12,000 | 8,256 |
| Total noninterest income | $125,000 | 8,972 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 9,014 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 6,788 |
| Total noninterest expense | $690,000 | 9,422 |
| Salaries and employee benefits | $427,000 | 9,087 |
| Premises and equipment expense | $70,000 | 9,702 |
| Additional noninterest expense | $193,000 | 9,500 |
| Pre-tax net operating income | $420,000 | 8,338 |
| Securities gains (losses) | $-8,000 | 9,909 |
| Applicable income taxes | $126,000 | 7,981 |
| Income before extraordinary items | $286,000 | 8,482 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $286,000 | 8,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $291,520 | 8,400 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,890,000 | 9,523 |
| Total interest expense | $946,000 | 9,193 |
| Net interest income | $944,000 | 9,714 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $114,000 | 9,634 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 8,618 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,626 |
| Total noninterest expense | $608,000 | 10,146 |
| Salaries and employee benefits | $357,000 | 9,911 |
| Premises and equipment expense | $63,000 | 10,274 |
| Additional noninterest expense | $188,000 | 10,073 |
| Pre-tax net operating income | $438,000 | 8,289 |
| Securities gains (losses) | $-17,000 | 10,550 |
| Applicable income taxes | $126,000 | 8,285 |
| Income before extraordinary items | $295,000 | 8,467 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $295,000 | 8,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,018 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $306,900 | 8,312 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,688,000 | 10,202 |
| Total interest expense | $870,000 | 9,734 |
| Net interest income | $818,000 | 10,482 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $106,000 | 10,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 9,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,757 |
| Total noninterest expense | $569,000 | 10,715 |
| Salaries and employee benefits | $321,000 | 10,579 |
| Premises and equipment expense | $36,000 | 11,479 |
| Additional noninterest expense | $212,000 | 10,282 |
| Pre-tax net operating income | $343,000 | 9,437 |
| Securities gains (losses) | $-155,000 | 11,622 |
| Applicable income taxes | $41,000 | 10,357 |
| Income before extraordinary items | $147,000 | 10,491 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $147,000 | 10,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $80,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $267,900 | 9,225 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,470,000 | 10,795 |
| Total interest expense | $736,000 | 9,897 |
| Net interest income | $734,000 | 11,266 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $99,000 | 10,776 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 9,795 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,512 |
| Total noninterest expense | $608,000 | 11,083 |
| Salaries and employee benefits | $320,000 | 11,015 |
| Premises and equipment expense | $90,000 | 10,345 |
| Additional noninterest expense | $198,000 | 11,176 |
| Pre-tax net operating income | $213,000 | 10,793 |
| Securities gains (losses) | $16,000 | 1,924 |
| Applicable income taxes | $53,000 | 10,390 |
| Income before extraordinary items | $176,000 | 10,542 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $176,000 | 10,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $80,000 | 7,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $163,680 | 10,713 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 11,413 |
| Total interest expense | $602,000 | 11,134 |
| Net interest income | $813,000 | 11,462 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $101,000 | 11,302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 10,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,919 |
| Total noninterest expense | $625,000 | 11,518 |
| Salaries and employee benefits | $335,000 | 11,302 |
| Premises and equipment expense | $84,000 | 11,010 |
| Additional noninterest expense | $206,000 | 11,647 |
| Pre-tax net operating income | $277,000 | 10,418 |
| Securities gains (losses) | $71,000 | 2,955 |
| Applicable income taxes | $94,000 | 9,895 |
| Income before extraordinary items | $254,000 | 9,996 |
| Extraordinary gains, net | $6,000 | 3,038 |
| Net income | $260,000 | 10,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $180,000 | 5,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $202,170 | 10,397 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,487,000 | 11,999 |
| Total interest expense | $684,000 | 11,900 |
| Net interest income | $803,000 | 11,900 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $103,000 | 11,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 10,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 10,222 |
| Total noninterest expense | $610,000 | 12,001 |
| Salaries and employee benefits | $317,000 | 11,823 |
| Premises and equipment expense | $71,000 | 11,832 |
| Additional noninterest expense | $222,000 | 11,932 |
| Pre-tax net operating income | $284,000 | 10,291 |
| Securities gains (losses) | $52,000 | 4,050 |
| Applicable income taxes | $84,000 | 10,333 |
| Income before extraordinary items | $252,000 | 9,897 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $252,000 | 10,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 12,901 |
| Cash dividends | $245,000 | 4,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $213,000 | 10,066 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.