Home > Alpha Community Bank > Assets and Liabilities
Alpha Community Bank, Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 41 | 3,903 |
| Assets and Liabilities | ||
| Total Assets: | $176,749,000 | 3,532 |
| Cash and due from depository institutions | $5,598,000 | 3,903 |
| Interest-bearing balances | $2,277,000 | 2,062 |
| Securities | $68,772,000 | 1,735 |
| Federal funds sold & reverse repurchase agreements | $6,267,000 | 1,867 |
| Net loans & leases | $84,186,000 | 4,450 |
| Loan loss allowance | $1,514,000 | 3,309 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,514,000 | 5,153 |
| Other real estate owned | $1,354,000 | 3,903 |
| Goodwill and other intangibles | $115,000 | 2,788 |
| All other assets | $8,943,000 | 2,029 |
| Life insurance assets | $3,254,000 | 1,737 |
| Total liabilities and capital | $176,749,000 | 3,532 |
| Total liabilities | $164,631,000 | 3,418 |
| Total deposits | $139,151,000 | 3,559 |
| Interest-bearing deposits | $131,757,000 | 3,288 |
| Deposits held in domestic offices | $139,151,000 | 3,556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $25,000,000 | 1,864 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $480,000 | 5,540 |
| Total equity capital | $12,118,000 | 4,861 |
| Total bank equity capital | $12,118,000 | 4,861 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $600,000 | 3,700 |
| Surplus | $4,387,000 | 4,319 |
| Undivided profits | $7,131,000 | 3,780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,073,000 | 3,713 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,494,000 | 2,582 |
| Earning assets | $161,502,000 | 3,512 |
| Long-term assets (5+ years) | $46,704,000 | 2,348 |
| Average Assets, year-to-date | $174,062,670 | 3,528 |
| Average Assets, quarterly | $177,310,500 | 3,500 |
| Volatile liabilities | $38,449,000 | 3,218 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $25,000,000 | 1,764 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $21,830,000 | 3,141 |
| Tier 1 (core) risk-based capital | $13,447,000 | 4,429 |
| Tier 2 risk-based capital | $1,355,000 | 3,388 |
| Total risk weighted assets | $108,223,000 | 3,955 |
| Total unused commitments | $21,830,000 | 3,143 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 51 | 3,289 |
| Assets and Liabilities | ||
| Total Assets: | $177,872,000 | 3,507 |
| Cash and due from depository institutions | $5,984,000 | 3,289 |
| Interest-bearing balances | $3,030,000 | 1,903 |
| Securities | $67,720,000 | 1,746 |
| Federal funds sold & reverse repurchase agreements | $1,288,000 | 5,504 |
| Net loans & leases | $90,678,000 | 4,205 |
| Loan loss allowance | $1,511,000 | 3,238 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,542,000 | 5,121 |
| Other real estate owned | $1,810,000 | 3,289 |
| Goodwill and other intangibles | $121,000 | 2,787 |
| All other assets | $8,729,000 | 2,015 |
| Life insurance assets | $3,231,000 | 1,737 |
| Total liabilities and capital | $177,872,000 | 3,507 |
| Total liabilities | $164,607,000 | 3,395 |
| Total deposits | $139,058,000 | 3,591 |
| Interest-bearing deposits | $130,013,000 | 3,345 |
| Deposits held in domestic offices | $139,058,000 | 3,588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $25,000,000 | 1,736 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $549,000 | 5,447 |
| Total equity capital | $13,265,000 | 4,645 |
| Total bank equity capital | $13,265,000 | 4,645 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $600,000 | 3,711 |
| Surplus | $4,387,000 | 4,307 |
| Undivided profits | $8,278,000 | 3,586 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,008,000 | 3,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,375,000 | 2,827 |
| Earning assets | $162,716,000 | 3,493 |
| Long-term assets (5+ years) | $49,404,000 | 2,172 |
| Average Assets, year-to-date | $172,719,500 | 3,560 |
| Average Assets, quarterly | $172,719,500 | 3,560 |
| Volatile liabilities | $35,202,000 | 3,423 |
| Insider loans | $46,000 | 7,268 |
| FHLB advances | $25,000,000 | 1,650 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $19,800,000 | 3,385 |
| Tier 1 (core) risk-based capital | $13,025,000 | 4,536 |
| Tier 2 risk-based capital | $1,407,000 | 3,250 |
| Total risk weighted assets | $112,449,000 | 3,812 |
| Total unused commitments | $19,800,000 | 3,387 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 47 | 3,521 |
| Assets and Liabilities | ||
| Total Assets: | $167,567,000 | 3,626 |
| Cash and due from depository institutions | $4,917,000 | 3,521 |
| Interest-bearing balances | $1,538,000 | 2,183 |
| Securities | $49,422,000 | 2,322 |
| Federal funds sold & reverse repurchase agreements | $3,432,000 | 3,233 |
| Net loans & leases | $98,285,000 | 3,977 |
| Loan loss allowance | $1,653,000 | 2,958 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,576,000 | 5,093 |
| Other real estate owned | $648,000 | 3,521 |
| Goodwill and other intangibles | $129,000 | 2,768 |
| All other assets | $9,158,000 | 1,916 |
| Life insurance assets | $3,208,000 | 1,736 |
| Total liabilities and capital | $167,567,000 | 3,626 |
| Total liabilities | $155,096,000 | 3,519 |
| Total deposits | $134,556,000 | 3,642 |
| Interest-bearing deposits | $126,620,000 | 3,374 |
| Deposits held in domestic offices | $134,556,000 | 3,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $20,000,000 | 1,853 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $540,000 | 5,478 |
| Total equity capital | $12,471,000 | 4,774 |
| Total bank equity capital | $12,471,000 | 4,774 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $600,000 | 3,722 |
| Surplus | $4,387,000 | 4,280 |
| Undivided profits | $7,484,000 | 3,772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,885,000 | 1,693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,813,000 | 2,365 |
| Earning assets | $152,677,000 | 3,638 |
| Long-term assets (5+ years) | $17,519,000 | 3,921 |
| Average Assets, year-to-date | $180,615,200 | 3,324 |
| Average Assets, quarterly | $171,527,500 | 3,530 |
| Volatile liabilities | $34,631,000 | 3,468 |
| Insider loans | $36,000 | 7,358 |
| FHLB advances | $20,000,000 | 1,752 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $19,800,000 | 3,391 |
| Tier 1 (core) risk-based capital | $12,665,000 | 4,596 |
| Tier 2 risk-based capital | $1,432,000 | 3,175 |
| Total risk weighted assets | $114,312,000 | 3,749 |
| Total unused commitments | $19,800,000 | 3,393 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 49 | 3,407 |
| Assets and Liabilities | ||
| Total Assets: | $175,488,000 | 3,462 |
| Cash and due from depository institutions | $3,874,000 | 3,407 |
| Interest-bearing balances | $1,645,000 | 1,967 |
| Securities | $51,573,000 | 2,236 |
| Federal funds sold & reverse repurchase agreements | $7,229,000 | 1,945 |
| Net loans & leases | $101,343,000 | 3,868 |
| Loan loss allowance | $2,409,000 | 2,136 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,626,000 | 5,022 |
| Other real estate owned | $565,000 | 3,407 |
| Goodwill and other intangibles | $135,000 | 2,757 |
| All other assets | $9,143,000 | 1,910 |
| Life insurance assets | $3,173,000 | 1,707 |
| Total liabilities and capital | $175,488,000 | 3,462 |
| Total liabilities | $162,602,000 | 3,354 |
| Total deposits | $142,017,000 | 3,460 |
| Interest-bearing deposits | $133,067,000 | 3,213 |
| Deposits held in domestic offices | $142,017,000 | 3,458 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $20,000,000 | 1,749 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $585,000 | 5,387 |
| Total equity capital | $12,886,000 | 4,632 |
| Total bank equity capital | $12,886,000 | 4,632 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $600,000 | 3,710 |
| Surplus | $4,387,000 | 4,246 |
| Undivided profits | $7,899,000 | 3,694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,404,000 | 1,313 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,075,000 | 2,202 |
| Earning assets | $161,790,000 | 3,447 |
| Long-term assets (5+ years) | $16,447,000 | 3,938 |
| Average Assets, year-to-date | $183,877,250 | 3,255 |
| Average Assets, quarterly | $176,433,000 | 3,415 |
| Volatile liabilities | $44,030,000 | 2,853 |
| Insider loans | $52,000 | 7,297 |
| FHLB advances | $20,000,000 | 1,648 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $23,215,000 | 3,121 |
| Tier 1 (core) risk-based capital | $13,548,000 | 4,388 |
| Tier 2 risk-based capital | $1,487,000 | 3,065 |
| Total risk weighted assets | $118,073,000 | 3,615 |
| Total unused commitments | $23,215,000 | 3,121 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 47 | 3,548 |
| Assets and Liabilities | ||
| Total Assets: | $177,378,000 | 3,427 |
| Cash and due from depository institutions | $3,414,000 | 3,548 |
| Interest-bearing balances | $1,449,000 | 2,100 |
| Securities | $52,748,000 | 2,191 |
| Federal funds sold & reverse repurchase agreements | $7,286,000 | 2,042 |
| Net loans & leases | $102,560,000 | 3,811 |
| Loan loss allowance | $3,128,000 | 1,684 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,677,000 | 4,957 |
| Other real estate owned | $679,000 | 3,548 |
| Goodwill and other intangibles | $141,000 | 2,759 |
| All other assets | $8,873,000 | 1,966 |
| Life insurance assets | $3,159,000 | 1,707 |
| Total liabilities and capital | $177,378,000 | 3,427 |
| Total liabilities | $165,168,000 | 3,305 |
| Total deposits | $139,384,000 | 3,533 |
| Interest-bearing deposits | $131,601,000 | 3,235 |
| Deposits held in domestic offices | $139,384,000 | 3,531 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $25,000,000 | 1,460 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $784,000 | 4,447 |
| Total equity capital | $12,210,000 | 4,737 |
| Total bank equity capital | $12,210,000 | 4,737 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $600,000 | 3,730 |
| Surplus | $4,387,000 | 4,249 |
| Undivided profits | $7,223,000 | 3,829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,293,000 | 1,172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,822,000 | 2,338 |
| Earning assets | $164,043,000 | 3,399 |
| Long-term assets (5+ years) | $17,885,000 | 3,705 |
| Average Assets, year-to-date | $186,673,670 | 3,232 |
| Average Assets, quarterly | $180,302,500 | 3,366 |
| Volatile liabilities | $50,087,000 | 2,519 |
| Insider loans | $57,000 | 7,297 |
| FHLB advances | $25,000,000 | 1,377 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $23,426,000 | 3,101 |
| Tier 1 (core) risk-based capital | $13,631,000 | 4,355 |
| Tier 2 risk-based capital | $1,505,000 | 3,021 |
| Total risk weighted assets | $118,806,000 | 3,589 |
| Total unused commitments | $23,426,000 | 3,102 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 50 | 3,363 |
| Assets and Liabilities | ||
| Total Assets: | $183,227,000 | 3,333 |
| Cash and due from depository institutions | $4,296,000 | 3,363 |
| Interest-bearing balances | $1,415,000 | 2,243 |
| Securities | $55,982,000 | 2,068 |
| Federal funds sold & reverse repurchase agreements | $4,410,000 | 3,608 |
| Net loans & leases | $107,044,000 | 3,658 |
| Loan loss allowance | $2,759,000 | 1,908 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,712,000 | 4,876 |
| Other real estate owned | $844,000 | 3,363 |
| Goodwill and other intangibles | $146,000 | 2,752 |
| All other assets | $8,793,000 | 1,910 |
| Life insurance assets | $3,138,000 | 1,694 |
| Total liabilities and capital | $183,227,000 | 3,333 |
| Total liabilities | $170,588,000 | 3,218 |
| Total deposits | $144,885,000 | 3,433 |
| Interest-bearing deposits | $137,548,000 | 3,113 |
| Deposits held in domestic offices | $144,885,000 | 3,431 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $25,000,000 | 1,392 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $703,000 | 4,734 |
| Total equity capital | $12,639,000 | 4,643 |
| Total bank equity capital | $12,639,000 | 4,643 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $600,000 | 3,728 |
| Surplus | $4,387,000 | 4,218 |
| Undivided profits | $7,652,000 | 3,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,871,000 | 921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,802,000 | 2,267 |
| Earning assets | $168,851,000 | 3,329 |
| Long-term assets (5+ years) | $19,467,000 | 3,473 |
| Average Assets, year-to-date | $191,321,500 | 3,183 |
| Average Assets, quarterly | $191,321,500 | 3,183 |
| Volatile liabilities | $52,152,000 | 2,409 |
| Insider loans | $69,000 | 7,238 |
| FHLB advances | $25,000,000 | 1,317 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $21,618,000 | 3,208 |
| Tier 1 (core) risk-based capital | $13,625,000 | 4,334 |
| Tier 2 risk-based capital | $1,544,000 | 2,955 |
| Total risk weighted assets | $122,311,000 | 3,485 |
| Total unused commitments | $21,618,000 | 3,208 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 50 | 3,356 |
| Assets and Liabilities | ||
| Total Assets: | $199,416,000 | 3,085 |
| Cash and due from depository institutions | $5,076,000 | 3,356 |
| Interest-bearing balances | $1,525,000 | 2,127 |
| Securities | $68,393,000 | 1,737 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $114,789,000 | 3,456 |
| Loan loss allowance | $2,593,000 | 1,993 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,765,000 | 4,790 |
| Other real estate owned | $129,000 | 3,356 |
| Goodwill and other intangibles | $151,000 | 2,740 |
| All other assets | $9,113,000 | 1,864 |
| Life insurance assets | $3,247,000 | 1,629 |
| Total liabilities and capital | $199,416,000 | 3,085 |
| Total liabilities | $187,091,000 | 2,955 |
| Total deposits | $147,616,000 | 3,348 |
| Interest-bearing deposits | $138,060,000 | 3,071 |
| Deposits held in domestic offices | $147,616,000 | 3,345 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,500,000 | 1,687 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $34,000,000 | 1,198 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $975,000 | 3,917 |
| Total equity capital | $12,325,000 | 4,682 |
| Total bank equity capital | $12,325,000 | 4,682 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $600,000 | 3,732 |
| Surplus | $4,387,000 | 4,172 |
| Undivided profits | $7,338,000 | 3,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,962,000 | 1,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,027,000 | 2,075 |
| Earning assets | $184,707,000 | 3,043 |
| Long-term assets (5+ years) | $21,197,000 | 3,268 |
| Average Assets, year-to-date | $218,125,800 | 2,749 |
| Average Assets, quarterly | $211,873,000 | 2,891 |
| Volatile liabilities | $66,878,000 | 2,100 |
| Insider loans | $74,000 | 7,207 |
| FHLB advances | $34,000,000 | 1,123 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $24,037,000 | 2,993 |
| Tier 1 (core) risk-based capital | $13,669,000 | 4,266 |
| Tier 2 risk-based capital | $1,665,000 | 2,755 |
| Total risk weighted assets | $132,311,000 | 3,248 |
| Total unused commitments | $24,037,000 | 2,993 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 52 | 3,252 |
| Assets and Liabilities | ||
| Total Assets: | $224,330,000 | 2,762 |
| Cash and due from depository institutions | $3,155,000 | 3,252 |
| Interest-bearing balances | $1,027,000 | 2,386 |
| Securities | $78,153,000 | 1,558 |
| Federal funds sold & reverse repurchase agreements | $6,489,000 | 2,026 |
| Net loans & leases | $124,402,000 | 3,273 |
| Loan loss allowance | $1,006,000 | 4,162 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,785,000 | 4,747 |
| Other real estate owned | $130,000 | 3,252 |
| Goodwill and other intangibles | $157,000 | 2,729 |
| All other assets | $10,059,000 | 1,715 |
| Life insurance assets | $3,214,000 | 1,609 |
| Total liabilities and capital | $224,330,000 | 2,762 |
| Total liabilities | $207,375,000 | 2,689 |
| Total deposits | $153,345,000 | 3,178 |
| Interest-bearing deposits | $144,530,000 | 2,901 |
| Deposits held in domestic offices | $153,345,000 | 3,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $53,115,000 | 882 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $915,000 | 4,081 |
| Total equity capital | $16,955,000 | 3,624 |
| Total bank equity capital | $16,955,000 | 3,624 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,758 |
| Surplus | $4,380,000 | 4,155 |
| Undivided profits | $11,975,000 | 2,736 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,176,000 | 2,269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,574,000 | 1,563 |
| Earning assets | $210,071,000 | 2,707 |
| Long-term assets (5+ years) | $25,346,000 | 2,920 |
| Average Assets, year-to-date | $222,803,250 | 2,716 |
| Average Assets, quarterly | $222,719,500 | 2,761 |
| Volatile liabilities | $47,017,000 | 2,753 |
| Insider loans | $298,000 | 6,197 |
| FHLB advances | $53,000,000 | 806 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $20,319,000 | 3,338 |
| Tier 1 (core) risk-based capital | $18,766,000 | 3,230 |
| Tier 2 risk-based capital | $1,006,000 | 3,977 |
| Total risk weighted assets | $144,837,000 | 2,990 |
| Total unused commitments | $20,319,000 | 3,340 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 53 | 3,211 |
| Assets and Liabilities | ||
| Total Assets: | $221,109,000 | 2,792 |
| Cash and due from depository institutions | $3,917,000 | 3,211 |
| Interest-bearing balances | $1,382,000 | 2,148 |
| Securities | $79,523,000 | 1,533 |
| Federal funds sold & reverse repurchase agreements | $760,000 | 4,781 |
| Net loans & leases | $125,316,000 | 3,208 |
| Loan loss allowance | $1,093,000 | 3,911 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,831,000 | 4,648 |
| Other real estate owned | $130,000 | 3,211 |
| Goodwill and other intangibles | $163,000 | 2,711 |
| All other assets | $9,469,000 | 1,806 |
| Life insurance assets | $3,198,000 | 1,581 |
| Total liabilities and capital | $221,109,000 | 2,792 |
| Total liabilities | $205,461,000 | 2,706 |
| Total deposits | $151,423,000 | 3,187 |
| Interest-bearing deposits | $141,760,000 | 2,941 |
| Deposits held in domestic offices | $151,423,000 | 3,184 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $53,202,000 | 891 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $836,000 | 3,974 |
| Total equity capital | $15,648,000 | 3,752 |
| Total bank equity capital | $15,648,000 | 3,752 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $600,000 | 3,755 |
| Surplus | $4,438,000 | 4,093 |
| Undivided profits | $10,610,000 | 2,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $691,000 | 3,092 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,974,000 | 1,875 |
| Earning assets | $206,981,000 | 2,733 |
| Long-term assets (5+ years) | $26,718,000 | 2,808 |
| Average Assets, year-to-date | $222,294,330 | 2,731 |
| Average Assets, quarterly | $221,726,500 | 2,760 |
| Volatile liabilities | $46,674,000 | 2,716 |
| Insider loans | $315,000 | 6,140 |
| FHLB advances | $53,000,000 | 816 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $21,771,000 | 3,218 |
| Tier 1 (core) risk-based capital | $18,706,000 | 3,179 |
| Tier 2 risk-based capital | $1,093,000 | 3,730 |
| Total risk weighted assets | $145,561,000 | 2,953 |
| Total unused commitments | $21,771,000 | 3,219 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 52 | 3,248 |
| Assets and Liabilities | ||
| Total Assets: | $222,344,000 | 2,757 |
| Cash and due from depository institutions | $4,466,000 | 3,248 |
| Interest-bearing balances | $1,550,000 | 2,157 |
| Securities | $79,086,000 | 1,548 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $126,336,000 | 3,132 |
| Loan loss allowance | $1,408,000 | 3,240 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,876,000 | 4,556 |
| Other real estate owned | $305,000 | 3,248 |
| Goodwill and other intangibles | $170,000 | 2,678 |
| All other assets | $10,105,000 | 1,662 |
| Life insurance assets | $3,184,000 | 1,540 |
| Total liabilities and capital | $222,344,000 | 2,757 |
| Total liabilities | $206,749,000 | 2,680 |
| Total deposits | $149,527,000 | 3,202 |
| Interest-bearing deposits | $140,614,000 | 2,942 |
| Deposits held in domestic offices | $149,527,000 | 3,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $131,000 | 3,258 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $56,308,000 | 812 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $783,000 | 4,111 |
| Total equity capital | $15,595,000 | 3,728 |
| Total bank equity capital | $15,595,000 | 3,728 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $600,000 | 3,746 |
| Surplus | $4,438,000 | 4,022 |
| Undivided profits | $10,557,000 | 2,923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,898,000 | 559 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,053,000 | 1,679 |
| Earning assets | $206,972,000 | 2,714 |
| Long-term assets (5+ years) | $27,457,000 | 2,725 |
| Average Assets, year-to-date | $222,887,000 | 2,723 |
| Average Assets, quarterly | $222,887,000 | 2,723 |
| Volatile liabilities | $45,465,000 | 2,671 |
| Insider loans | $307,000 | 6,141 |
| FHLB advances | $56,000,000 | 744 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $26,759,000 | 2,778 |
| Tier 1 (core) risk-based capital | $17,867,000 | 3,259 |
| Tier 2 risk-based capital | $1,408,000 | 3,065 |
| Total risk weighted assets | $147,395,000 | 2,875 |
| Total unused commitments | $26,759,000 | 2,780 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 53 | 3,204 |
| Assets and Liabilities | ||
| Total Assets: | $223,430,000 | 2,723 |
| Cash and due from depository institutions | $5,290,000 | 3,204 |
| Interest-bearing balances | $1,643,000 | 2,118 |
| Securities | $80,318,000 | 1,515 |
| Federal funds sold & reverse repurchase agreements | $847,000 | 5,010 |
| Net loans & leases | $124,751,000 | 3,106 |
| Loan loss allowance | $1,324,000 | 3,362 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,936,000 | 4,479 |
| Other real estate owned | $0 | 3,204 |
| Goodwill and other intangibles | $177,000 | 2,657 |
| All other assets | $10,111,000 | 1,658 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $223,430,000 | 2,723 |
| Total liabilities | $207,406,000 | 2,647 |
| Total deposits | $152,385,000 | 3,128 |
| Interest-bearing deposits | $142,205,000 | 2,871 |
| Deposits held in domestic offices | $152,385,000 | 3,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $54,408,000 | 857 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $613,000 | 4,604 |
| Total equity capital | $16,024,000 | 3,613 |
| Total bank equity capital | $16,024,000 | 3,613 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $600,000 | 3,763 |
| Surplus | $4,438,000 | 3,983 |
| Undivided profits | $10,986,000 | 2,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $958,000 | 2,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,122,000 | 1,645 |
| Earning assets | $207,559,000 | 2,687 |
| Long-term assets (5+ years) | $31,218,000 | 2,480 |
| Average Assets, year-to-date | $222,914,200 | 2,640 |
| Average Assets, quarterly | $226,058,000 | 2,679 |
| Volatile liabilities | $60,613,000 | 2,103 |
| Insider loans | $307,000 | 6,144 |
| FHLB advances | $54,000,000 | 781 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $27,417,000 | 2,689 |
| Tier 1 (core) risk-based capital | $18,035,000 | 3,192 |
| Tier 2 risk-based capital | $1,324,000 | 3,193 |
| Total risk weighted assets | $148,001,000 | 2,836 |
| Total unused commitments | $27,417,000 | 2,690 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 53 | 3,198 |
| Assets and Liabilities | ||
| Total Assets: | $228,686,000 | 2,646 |
| Cash and due from depository institutions | $5,322,000 | 3,198 |
| Interest-bearing balances | $2,372,000 | 1,814 |
| Securities | $80,968,000 | 1,506 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $129,530,000 | 3,005 |
| Loan loss allowance | $935,000 | 4,290 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,998,000 | 4,362 |
| Other real estate owned | $67,000 | 3,198 |
| Goodwill and other intangibles | $184,000 | 2,616 |
| All other assets | $10,617,000 | 1,544 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $228,686,000 | 2,646 |
| Total liabilities | $211,088,000 | 2,574 |
| Total deposits | $156,799,000 | 3,004 |
| Interest-bearing deposits | $147,443,000 | 2,730 |
| Deposits held in domestic offices | $156,799,000 | 3,000 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $78,000 | 3,561 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $53,602,000 | 865 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $609,000 | 4,634 |
| Total equity capital | $17,598,000 | 3,305 |
| Total bank equity capital | $17,598,000 | 3,305 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $600,000 | 3,755 |
| Surplus | $4,438,000 | 3,942 |
| Undivided profits | $12,560,000 | 2,505 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,335,000 | 1,909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,471,000 | 1,299 |
| Earning assets | $212,870,000 | 2,595 |
| Long-term assets (5+ years) | $31,335,000 | 2,505 |
| Average Assets, year-to-date | $222,785,250 | 2,628 |
| Average Assets, quarterly | $225,886,500 | 2,638 |
| Volatile liabilities | $86,009,000 | 1,510 |
| Insider loans | $275,000 | 6,313 |
| FHLB advances | $53,000,000 | 794 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $22,550,000 | 3,037 |
| Tier 1 (core) risk-based capital | $18,753,000 | 3,035 |
| Tier 2 risk-based capital | $935,000 | 4,057 |
| Total risk weighted assets | $149,710,000 | 2,738 |
| Total unused commitments | $22,550,000 | 3,039 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 53 | 3,181 |
| Assets and Liabilities | ||
| Total Assets: | $223,087,000 | 2,648 |
| Cash and due from depository institutions | $3,901,000 | 3,181 |
| Interest-bearing balances | $1,573,000 | 2,238 |
| Securities | $81,393,000 | 1,512 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $125,290,000 | 3,004 |
| Loan loss allowance | $821,000 | 4,613 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,095,000 | 4,212 |
| Other real estate owned | $82,000 | 3,181 |
| Goodwill and other intangibles | $192,000 | 2,594 |
| All other assets | $10,134,000 | 1,569 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $223,087,000 | 2,648 |
| Total liabilities | $205,035,000 | 2,590 |
| Total deposits | $150,870,000 | 3,042 |
| Interest-bearing deposits | $140,936,000 | 2,793 |
| Deposits held in domestic offices | $150,870,000 | 3,039 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,000 | 3,694 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $53,643,000 | 874 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $483,000 | 4,961 |
| Total equity capital | $18,052,000 | 3,189 |
| Total bank equity capital | $18,052,000 | 3,189 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,744 |
| Surplus | $4,438,000 | 3,897 |
| Undivided profits | $13,014,000 | 2,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,513,000 | 1,650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,036,000 | 1,486 |
| Earning assets | $208,256,000 | 2,596 |
| Long-term assets (5+ years) | $34,385,000 | 2,347 |
| Average Assets, year-to-date | $220,818,330 | 2,623 |
| Average Assets, quarterly | $220,357,000 | 2,651 |
| Volatile liabilities | $84,290,000 | 1,489 |
| Insider loans | $277,000 | 6,292 |
| FHLB advances | $53,000,000 | 805 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $25,124,000 | 2,751 |
| Tier 1 (core) risk-based capital | $18,714,000 | 2,988 |
| Tier 2 risk-based capital | $821,000 | 4,351 |
| Total risk weighted assets | $143,499,000 | 2,774 |
| Total unused commitments | $25,124,000 | 2,752 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 53 | 3,154 |
| Assets and Liabilities | ||
| Total Assets: | $217,627,000 | 2,682 |
| Cash and due from depository institutions | $3,382,000 | 3,154 |
| Interest-bearing balances | $1,255,000 | 2,496 |
| Securities | $75,930,000 | 1,632 |
| Federal funds sold & reverse repurchase agreements | $1,221,000 | 4,777 |
| Net loans & leases | $124,632,000 | 2,959 |
| Loan loss allowance | $605,000 | 5,522 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,198,000 | 4,090 |
| Other real estate owned | $149,000 | 3,154 |
| Goodwill and other intangibles | $194,000 | 2,594 |
| All other assets | $9,921,000 | 1,579 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $217,627,000 | 2,682 |
| Total liabilities | $200,750,000 | 2,628 |
| Total deposits | $145,462,000 | 3,138 |
| Interest-bearing deposits | $137,258,000 | 2,866 |
| Deposits held in domestic offices | $145,462,000 | 3,134 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $54,723,000 | 822 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $565,000 | 4,494 |
| Total equity capital | $16,877,000 | 3,312 |
| Total bank equity capital | $16,877,000 | 3,312 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $600,000 | 3,753 |
| Surplus | $4,375,000 | 3,913 |
| Undivided profits | $11,902,000 | 2,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,267,000 | 1,945 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,990,000 | 1,475 |
| Earning assets | $203,038,000 | 2,638 |
| Long-term assets (5+ years) | $42,965,000 | 2,041 |
| Average Assets, year-to-date | $219,684,000 | 2,643 |
| Average Assets, quarterly | $219,684,000 | 2,643 |
| Volatile liabilities | $77,540,000 | 1,534 |
| Insider loans | $294,000 | 6,228 |
| FHLB advances | $54,000,000 | 758 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $26,236,000 | 2,619 |
| Tier 1 (core) risk-based capital | $18,497,000 | 2,963 |
| Tier 2 risk-based capital | $605,000 | 5,227 |
| Total risk weighted assets | $140,307,000 | 2,781 |
| Total unused commitments | $26,236,000 | 2,624 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 54 | 3,120 |
| Assets and Liabilities | ||
| Total Assets: | $221,741,000 | 2,637 |
| Cash and due from depository institutions | $5,674,000 | 3,120 |
| Interest-bearing balances | $1,598,000 | 2,292 |
| Securities | $76,054,000 | 1,651 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $127,803,000 | 2,878 |
| Loan loss allowance | $481,000 | 6,147 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,209,000 | 4,053 |
| Other real estate owned | $0 | 3,120 |
| Goodwill and other intangibles | $194,000 | 2,590 |
| All other assets | $9,807,000 | 1,555 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $221,741,000 | 2,637 |
| Total liabilities | $203,762,000 | 2,584 |
| Total deposits | $145,689,000 | 3,127 |
| Interest-bearing deposits | $135,116,000 | 2,878 |
| Deposits held in domestic offices | $145,689,000 | 3,122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,826,000 | 2,344 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $55,773,000 | 830 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $474,000 | 4,853 |
| Total equity capital | $17,979,000 | 3,134 |
| Total bank equity capital | $17,979,000 | 3,134 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,758 |
| Surplus | $4,375,000 | 3,877 |
| Undivided profits | $13,004,000 | 2,425 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,425,000 | 1,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,996,000 | 1,433 |
| Earning assets | $205,455,000 | 2,615 |
| Long-term assets (5+ years) | $45,141,000 | 2,003 |
| Average Assets, year-to-date | $210,836,600 | 2,638 |
| Average Assets, quarterly | $219,278,500 | 2,638 |
| Volatile liabilities | $74,494,000 | 1,541 |
| Insider loans | $231,000 | 6,537 |
| FHLB advances | $55,000,000 | 754 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $23,755,000 | 2,689 |
| Tier 1 (core) risk-based capital | $18,392,000 | 2,937 |
| Tier 2 risk-based capital | $481,000 | 5,874 |
| Total risk weighted assets | $143,041,000 | 2,710 |
| Total unused commitments | $23,755,000 | 2,691 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 55 | 3,072 |
| Assets and Liabilities | ||
| Total Assets: | $216,816,000 | 2,649 |
| Cash and due from depository institutions | $4,049,000 | 3,072 |
| Interest-bearing balances | $1,609,000 | 2,358 |
| Securities | $68,926,000 | 1,794 |
| Federal funds sold & reverse repurchase agreements | $5,544,000 | 1,933 |
| Net loans & leases | $125,666,000 | 2,883 |
| Loan loss allowance | $1,053,000 | 3,874 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,310,000 | 3,892 |
| Other real estate owned | $35,000 | 3,072 |
| Goodwill and other intangibles | $194,000 | 2,557 |
| All other assets | $10,092,000 | 1,503 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $216,816,000 | 2,649 |
| Total liabilities | $198,257,000 | 2,599 |
| Total deposits | $145,733,000 | 3,055 |
| Interest-bearing deposits | $137,247,000 | 2,820 |
| Deposits held in domestic offices | $145,733,000 | 3,049 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $51,950,000 | 872 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $574,000 | 4,554 |
| Total equity capital | $18,559,000 | 3,026 |
| Total bank equity capital | $18,559,000 | 3,026 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $600,000 | 3,776 |
| Surplus | $4,345,000 | 3,845 |
| Undivided profits | $13,614,000 | 2,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,450,000 | 1,871 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,270,000 | 1,237 |
| Earning assets | $201,745,000 | 2,616 |
| Long-term assets (5+ years) | $46,691,000 | 1,983 |
| Average Assets, year-to-date | $208,110,500 | 2,658 |
| Average Assets, quarterly | $210,710,000 | 2,689 |
| Volatile liabilities | $60,386,000 | 1,783 |
| Insider loans | $224,000 | 6,594 |
| FHLB advances | $51,000,000 | 799 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $21,284,000 | 2,870 |
| Tier 1 (core) risk-based capital | $18,604,000 | 2,882 |
| Tier 2 risk-based capital | $1,053,000 | 3,636 |
| Total risk weighted assets | $141,982,000 | 2,708 |
| Total unused commitments | $21,284,000 | 2,873 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 53 | 3,196 |
| Assets and Liabilities | ||
| Total Assets: | $204,604,000 | 2,767 |
| Cash and due from depository institutions | $3,807,000 | 3,196 |
| Interest-bearing balances | $1,301,000 | 2,561 |
| Securities | $62,279,000 | 2,014 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $126,307,000 | 2,833 |
| Loan loss allowance | $788,000 | 4,725 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,365,000 | 3,809 |
| Other real estate owned | $0 | 3,196 |
| Goodwill and other intangibles | $191,000 | 2,576 |
| All other assets | $9,655,000 | 1,566 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $204,604,000 | 2,767 |
| Total liabilities | $188,158,000 | 2,703 |
| Total deposits | $139,809,000 | 3,168 |
| Interest-bearing deposits | $131,445,000 | 2,910 |
| Deposits held in domestic offices | $139,809,000 | 3,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 3,129 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $47,110,000 | 949 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $639,000 | 3,969 |
| Total equity capital | $16,446,000 | 3,274 |
| Total bank equity capital | $16,446,000 | 3,274 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $600,000 | 3,797 |
| Surplus | $4,345,000 | 3,813 |
| Undivided profits | $11,501,000 | 2,579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,184,000 | 2,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,818,000 | 1,493 |
| Earning assets | $189,887,000 | 2,731 |
| Long-term assets (5+ years) | $47,773,000 | 1,988 |
| Average Assets, year-to-date | $205,208,670 | 2,702 |
| Average Assets, quarterly | $208,375,000 | 2,690 |
| Volatile liabilities | $61,329,000 | 1,711 |
| Insider loans | $210,000 | 6,682 |
| FHLB advances | $46,000,000 | 880 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $21,050,000 | 2,903 |
| Tier 1 (core) risk-based capital | $17,911,000 | 2,931 |
| Tier 2 risk-based capital | $788,000 | 4,417 |
| Total risk weighted assets | $143,846,000 | 2,648 |
| Total unused commitments | $21,050,000 | 2,906 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 54 | 3,131 |
| Assets and Liabilities | ||
| Total Assets: | $212,146,000 | 2,638 |
| Cash and due from depository institutions | $4,207,000 | 3,131 |
| Interest-bearing balances | $1,778,000 | 2,476 |
| Securities | $70,440,000 | 1,801 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $125,567,000 | 2,791 |
| Loan loss allowance | $669,000 | 5,194 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,358,000 | 3,792 |
| Other real estate owned | $0 | 3,131 |
| Goodwill and other intangibles | $117,000 | 2,759 |
| All other assets | $9,457,000 | 1,507 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $212,146,000 | 2,638 |
| Total liabilities | $194,454,000 | 2,578 |
| Total deposits | $142,763,000 | 3,096 |
| Interest-bearing deposits | $134,012,000 | 2,863 |
| Deposits held in domestic offices | $142,763,000 | 3,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,927,000 | 1,678 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $47,160,000 | 880 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $604,000 | 4,418 |
| Total equity capital | $17,692,000 | 3,095 |
| Total bank equity capital | $17,692,000 | 3,095 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $600,000 | 3,801 |
| Surplus | $4,338,000 | 3,776 |
| Undivided profits | $12,754,000 | 2,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $562,000 | 3,850 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,787,000 | 1,529 |
| Earning assets | $197,785,000 | 2,602 |
| Long-term assets (5+ years) | $56,236,000 | 1,736 |
| Average Assets, year-to-date | $205,511,000 | 2,692 |
| Average Assets, quarterly | $205,511,000 | 2,692 |
| Volatile liabilities | $59,911,000 | 1,676 |
| Insider loans | $311,000 | 6,178 |
| FHLB advances | $46,000,000 | 814 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $22,849,000 | 2,696 |
| Tier 1 (core) risk-based capital | $16,829,000 | 3,079 |
| Tier 2 risk-based capital | $669,000 | 4,852 |
| Total risk weighted assets | $147,053,000 | 2,530 |
| Total unused commitments | $22,849,000 | 2,704 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 54 | 3,152 |
| Assets and Liabilities | ||
| Total Assets: | $198,876,000 | 2,788 |
| Cash and due from depository institutions | $4,738,000 | 3,152 |
| Interest-bearing balances | $1,648,000 | 2,409 |
| Securities | $59,439,000 | 2,149 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $122,944,000 | 2,813 |
| Loan loss allowance | $585,000 | 5,575 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,304,000 | 3,833 |
| Other real estate owned | $0 | 3,152 |
| Goodwill and other intangibles | $112,000 | 2,762 |
| All other assets | $9,339,000 | 1,542 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $198,876,000 | 2,788 |
| Total liabilities | $183,782,000 | 2,719 |
| Total deposits | $142,577,000 | 3,092 |
| Interest-bearing deposits | $132,627,000 | 2,870 |
| Deposits held in domestic offices | $142,577,000 | 3,088 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,833,000 | 2,005 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $37,160,000 | 1,077 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,212,000 | 2,721 |
| Total equity capital | $15,094,000 | 3,513 |
| Total bank equity capital | $15,094,000 | 3,513 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $600,000 | 3,833 |
| Surplus | $3,260,000 | 4,442 |
| Undivided profits | $11,234,000 | 2,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $528,000 | 3,999 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,834,000 | 1,531 |
| Earning assets | $184,031,000 | 2,755 |
| Long-term assets (5+ years) | $48,117,000 | 1,970 |
| Average Assets, year-to-date | $191,545,600 | 2,774 |
| Average Assets, quarterly | $197,593,500 | 2,766 |
| Volatile liabilities | $53,481,000 | 1,854 |
| Insider loans | $333,000 | 6,136 |
| FHLB advances | $36,000,000 | 999 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $20,192,000 | 2,846 |
| Tier 1 (core) risk-based capital | $15,028,000 | 3,378 |
| Tier 2 risk-based capital | $585,000 | 5,248 |
| Total risk weighted assets | $139,898,000 | 2,622 |
| Total unused commitments | $20,192,000 | 2,850 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 56 | 3,076 |
| Assets and Liabilities | ||
| Total Assets: | $196,311,000 | 2,799 |
| Cash and due from depository institutions | $4,569,000 | 3,076 |
| Interest-bearing balances | $2,108,000 | 2,271 |
| Securities | $62,003,000 | 2,050 |
| Federal funds sold & reverse repurchase agreements | $1,766,000 | 4,607 |
| Net loans & leases | $116,480,000 | 2,918 |
| Loan loss allowance | $531,000 | 5,886 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,264,000 | 3,864 |
| Other real estate owned | $98,000 | 3,076 |
| Goodwill and other intangibles | $102,000 | 2,764 |
| All other assets | $9,029,000 | 1,576 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $196,311,000 | 2,799 |
| Total liabilities | $181,960,000 | 2,722 |
| Total deposits | $141,981,000 | 3,106 |
| Interest-bearing deposits | $129,275,000 | 2,932 |
| Deposits held in domestic offices | $141,981,000 | 3,103 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $38,961,000 | 1,022 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,018,000 | 3,174 |
| Total equity capital | $14,351,000 | 3,654 |
| Total bank equity capital | $14,351,000 | 3,654 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $600,000 | 3,862 |
| Surplus | $3,260,000 | 4,394 |
| Undivided profits | $10,491,000 | 2,884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $563,000 | 4,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,932,000 | 1,549 |
| Earning assets | $182,357,000 | 2,754 |
| Long-term assets (5+ years) | $52,326,000 | 1,834 |
| Average Assets, year-to-date | $189,713,000 | 2,812 |
| Average Assets, quarterly | $194,038,500 | 2,812 |
| Volatile liabilities | $41,042,000 | 2,257 |
| Insider loans | $337,000 | 6,147 |
| FHLB advances | $37,500,000 | 948 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $22,856,000 | 2,593 |
| Tier 1 (core) risk-based capital | $14,609,000 | 3,442 |
| Tier 2 risk-based capital | $531,000 | 5,543 |
| Total risk weighted assets | $133,130,000 | 2,738 |
| Total unused commitments | $22,856,000 | 2,596 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 56 | 3,052 |
| Assets and Liabilities | ||
| Total Assets: | $191,766,000 | 2,835 |
| Cash and due from depository institutions | $5,880,000 | 3,052 |
| Interest-bearing balances | $2,853,000 | 2,107 |
| Securities | $60,474,000 | 2,040 |
| Federal funds sold & reverse repurchase agreements | $664,000 | 6,167 |
| Net loans & leases | $113,346,000 | 2,956 |
| Loan loss allowance | $453,000 | 6,343 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,298,000 | 3,799 |
| Other real estate owned | $137,000 | 3,052 |
| Goodwill and other intangibles | $82,000 | 2,792 |
| All other assets | $8,885,000 | 1,539 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,766,000 | 2,835 |
| Total liabilities | $176,319,000 | 2,775 |
| Total deposits | $142,999,000 | 3,083 |
| Interest-bearing deposits | $127,808,000 | 2,937 |
| Deposits held in domestic offices | $142,999,000 | 3,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $32,005,000 | 1,150 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,315,000 | 2,752 |
| Total equity capital | $15,447,000 | 3,428 |
| Total bank equity capital | $15,447,000 | 3,428 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $600,000 | 3,864 |
| Surplus | $3,260,000 | 4,354 |
| Undivided profits | $11,587,000 | 2,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $726,000 | 3,569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,733,000 | 1,647 |
| Earning assets | $177,337,000 | 2,807 |
| Long-term assets (5+ years) | $45,316,000 | 1,942 |
| Average Assets, year-to-date | $187,513,670 | 2,831 |
| Average Assets, quarterly | $189,683,500 | 2,832 |
| Volatile liabilities | $41,025,000 | 2,205 |
| Insider loans | $259,000 | 6,494 |
| FHLB advances | $31,000,000 | 1,068 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $25,703,000 | 2,379 |
| Tier 1 (core) risk-based capital | $14,913,000 | 3,341 |
| Tier 2 risk-based capital | $453,000 | 5,984 |
| Total risk weighted assets | $128,647,000 | 2,795 |
| Total unused commitments | $25,703,000 | 2,388 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 54 | 3,142 |
| Assets and Liabilities | ||
| Total Assets: | $187,601,000 | 2,852 |
| Cash and due from depository institutions | $5,644,000 | 3,142 |
| Interest-bearing balances | $2,472,000 | 2,288 |
| Securities | $51,750,000 | 2,306 |
| Federal funds sold & reverse repurchase agreements | $5,164,000 | 3,121 |
| Net loans & leases | $114,051,000 | 2,883 |
| Loan loss allowance | $642,000 | 5,232 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,095,000 | 3,982 |
| Other real estate owned | $0 | 3,142 |
| Goodwill and other intangibles | $112,000 | 2,672 |
| All other assets | $8,785,000 | 1,522 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $187,601,000 | 2,852 |
| Total liabilities | $172,861,000 | 2,790 |
| Total deposits | $139,284,000 | 3,106 |
| Interest-bearing deposits | $125,537,000 | 2,970 |
| Deposits held in domestic offices | $139,284,000 | 3,102 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $32,120,000 | 1,095 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,457,000 | 2,579 |
| Total equity capital | $14,740,000 | 3,513 |
| Total bank equity capital | $14,740,000 | 3,513 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $600,000 | 3,877 |
| Surplus | $3,236,000 | 4,335 |
| Undivided profits | $10,904,000 | 2,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,927,000 | 1,650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,770,000 | 1,662 |
| Earning assets | $173,437,000 | 2,825 |
| Long-term assets (5+ years) | $34,470,000 | 2,315 |
| Average Assets, year-to-date | $185,387,500 | 2,843 |
| Average Assets, quarterly | $185,387,500 | 2,843 |
| Volatile liabilities | $39,788,000 | 2,224 |
| Insider loans | $388,000 | 5,885 |
| FHLB advances | $31,000,000 | 1,025 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $25,588,000 | 2,287 |
| Tier 1 (core) risk-based capital | $14,710,000 | 3,341 |
| Tier 2 risk-based capital | $689,000 | 4,672 |
| Total risk weighted assets | $128,296,000 | 2,751 |
| Total unused commitments | $25,588,000 | 2,299 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 56 | 3,011 |
| Assets and Liabilities | ||
| Total Assets: | $183,174,000 | 2,852 |
| Cash and due from depository institutions | $3,295,000 | 3,011 |
| Interest-bearing balances | $384,000 | 4,037 |
| Securities | $56,601,000 | 2,102 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $113,640,000 | 2,888 |
| Loan loss allowance | $606,000 | 5,351 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,105,000 | 3,950 |
| Other real estate owned | $201,000 | 3,011 |
| Goodwill and other intangibles | $112,000 | 2,643 |
| All other assets | $7,220,000 | 1,714 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $183,174,000 | 2,852 |
| Total liabilities | $168,615,000 | 2,813 |
| Total deposits | $134,011,000 | 3,155 |
| Interest-bearing deposits | $120,434,000 | 3,012 |
| Deposits held in domestic offices | $134,011,000 | 3,151 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,102,000 | 2,403 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $32,120,000 | 1,100 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,382,000 | 2,685 |
| Total equity capital | $14,559,000 | 3,514 |
| Total bank equity capital | $14,559,000 | 3,514 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $600,000 | 3,880 |
| Surplus | $3,070,000 | 4,394 |
| Undivided profits | $10,889,000 | 2,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,918,000 | 1,609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,030,000 | 1,494 |
| Earning assets | $170,625,000 | 2,818 |
| Long-term assets (5+ years) | $34,722,000 | 2,271 |
| Average Assets, year-to-date | $169,383,600 | 2,947 |
| Average Assets, quarterly | $178,146,000 | 2,911 |
| Volatile liabilities | $31,550,000 | 2,690 |
| Insider loans | $221,000 | 6,750 |
| FHLB advances | $31,000,000 | 1,022 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $26,533,000 | 2,166 |
| Tier 1 (core) risk-based capital | $13,968,000 | 3,429 |
| Tier 2 risk-based capital | $624,000 | 4,939 |
| Total risk weighted assets | $129,033,000 | 2,696 |
| Total unused commitments | $26,533,000 | 2,171 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 53 | 3,166 |
| Assets and Liabilities | ||
| Total Assets: | $163,928,000 | 3,031 |
| Cash and due from depository institutions | $3,226,000 | 3,166 |
| Interest-bearing balances | $430,000 | 3,818 |
| Securities | $45,875,000 | 2,367 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $106,118,000 | 2,983 |
| Loan loss allowance | $616,000 | 5,148 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,649,000 | 4,590 |
| Other real estate owned | $176,000 | 3,166 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $6,884,000 | 1,690 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,928,000 | 3,031 |
| Total liabilities | $151,238,000 | 2,974 |
| Total deposits | $117,029,000 | 3,412 |
| Interest-bearing deposits | $110,264,000 | 3,121 |
| Deposits held in domestic offices | $117,029,000 | 3,407 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,225,000 | 2,097 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $31,000,000 | 1,028 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $984,000 | 3,500 |
| Total equity capital | $12,690,000 | 3,707 |
| Total bank equity capital | $12,690,000 | 3,707 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $600,000 | 3,949 |
| Surplus | $2,050,000 | 5,339 |
| Undivided profits | $10,040,000 | 2,732 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $782,000 | 3,195 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $204,000 | 629 |
| Income earned, not collected on loans | $2,080,000 | 1,566 |
| Earning assets | $152,423,000 | 2,979 |
| Long-term assets (5+ years) | $36,090,000 | 2,180 |
| Average Assets, year-to-date | $155,990,000 | 3,025 |
| Average Assets, quarterly | $160,424,000 | 3,062 |
| Volatile liabilities | $25,999,000 | 3,037 |
| Insider loans | $352,000 | 6,116 |
| FHLB advances | $31,000,000 | 925 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,618,000 | 5,262 |
| Tier 1 (core) risk-based capital | $12,552,000 | 3,596 |
| Tier 2 risk-based capital | $616,000 | 4,830 |
| Total risk weighted assets | $113,258,000 | 2,903 |
| Total unused commitments | $5,618,000 | 5,270 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 51 | 3,286 |
| Assets and Liabilities | ||
| Total Assets: | $155,400,000 | 3,061 |
| Cash and due from depository institutions | $2,356,000 | 3,286 |
| Interest-bearing balances | $167,000 | 4,090 |
| Securities | $36,274,000 | 2,932 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $109,675,000 | 2,803 |
| Loan loss allowance | $650,000 | 4,829 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,523,000 | 4,801 |
| Other real estate owned | $358,000 | 3,286 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $5,214,000 | 1,739 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,400,000 | 3,061 |
| Total liabilities | $144,353,000 | 2,988 |
| Total deposits | $117,213,000 | 3,274 |
| Interest-bearing deposits | $110,632,000 | 3,029 |
| Deposits held in domestic offices | $117,213,000 | 3,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,800,000 | 2,356 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $24,500,000 | 1,183 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $840,000 | 4,092 |
| Total equity capital | $11,047,000 | 4,065 |
| Total bank equity capital | $11,047,000 | 4,065 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $600,000 | 4,068 |
| Surplus | $2,050,000 | 5,352 |
| Undivided profits | $8,397,000 | 3,010 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $409,000 | 4,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,745,000 | 1,456 |
| Earning assets | $146,116,000 | 2,997 |
| Long-term assets (5+ years) | $32,720,000 | 2,245 |
| Average Assets, year-to-date | $145,397,800 | 3,119 |
| Average Assets, quarterly | $152,145,000 | 3,077 |
| Volatile liabilities | $31,925,000 | 2,532 |
| Insider loans | $458,000 | 5,622 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $16,619,000 | 2,673 |
| Tier 1 (core) risk-based capital | $10,932,000 | 3,974 |
| Tier 2 risk-based capital | $681,050 | 4,415 |
| Total risk weighted assets | $109,580,800 | 2,853 |
| Total unused commitments | $16,619,000 | 2,677 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 53 | 3,277 |
| Assets and Liabilities | ||
| Total Assets: | $135,181,000 | 3,401 |
| Cash and due from depository institutions | $3,136,000 | 3,277 |
| Interest-bearing balances | $188,000 | 4,136 |
| Securities | $34,655,000 | 3,185 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $90,306,000 | 3,206 |
| Loan loss allowance | $605,000 | 5,021 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,697,000 | 4,476 |
| Other real estate owned | $196,000 | 3,277 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $5,191,000 | 1,732 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,181,000 | 3,401 |
| Total liabilities | $125,616,000 | 3,315 |
| Total deposits | $112,193,000 | 3,361 |
| Interest-bearing deposits | $106,587,000 | 3,060 |
| Deposits held in domestic offices | $112,193,000 | 3,357 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,834,000 | 2,187 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,000 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $589,000 | 4,807 |
| Total equity capital | $9,565,000 | 4,417 |
| Total bank equity capital | $9,565,000 | 4,417 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $600,000 | 4,195 |
| Surplus | $2,050,000 | 5,392 |
| Undivided profits | $6,915,000 | 3,295 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $762,000 | 2,734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,295,000 | 1,710 |
| Earning assets | $125,149,000 | 3,352 |
| Long-term assets (5+ years) | $30,058,000 | 2,545 |
| Average Assets, year-to-date | $127,469,200 | 3,453 |
| Average Assets, quarterly | $133,141,500 | 3,415 |
| Volatile liabilities | $17,141,000 | 3,863 |
| Insider loans | $509,000 | 5,328 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $14,547,000 | 2,939 |
| Tier 1 (core) risk-based capital | $10,139,000 | 4,201 |
| Tier 2 risk-based capital | $631,100 | 4,543 |
| Total risk weighted assets | $94,782,000 | 3,139 |
| Total unused commitments | $14,547,000 | 2,944 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 56 | 3,149 |
| Assets and Liabilities | ||
| Total Assets: | $122,264,000 | 3,649 |
| Cash and due from depository institutions | $2,694,000 | 3,149 |
| Interest-bearing balances | $151,000 | 4,528 |
| Securities | $36,345,000 | 3,074 |
| Federal funds sold & reverse repurchase agreements | $978,000 | 7,102 |
| Net loans & leases | $75,859,000 | 3,550 |
| Loan loss allowance | $582,000 | 5,095 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,556,000 | 4,672 |
| Other real estate owned | $214,000 | 3,149 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $4,618,000 | 1,663 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,264,000 | 3,649 |
| Total liabilities | $112,760,000 | 3,555 |
| Total deposits | $105,016,000 | 3,555 |
| Interest-bearing deposits | $99,403,000 | 3,242 |
| Deposits held in domestic offices | $105,016,000 | 3,549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,450,000 | 2,181 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,500,000 | 2,155 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $794,000 | 4,195 |
| Total equity capital | $9,504,000 | 4,567 |
| Total bank equity capital | $9,504,000 | 4,567 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $600,000 | 4,228 |
| Surplus | $2,050,000 | 5,301 |
| Undivided profits | $6,854,000 | 3,514 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $387,000 | 4,603 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,200,000 | 1,809 |
| Earning assets | $113,333,000 | 3,627 |
| Long-term assets (5+ years) | $31,504,000 | 2,290 |
| Average Assets, year-to-date | $119,324,600 | 3,554 |
| Average Assets, quarterly | $122,456,500 | 3,584 |
| Volatile liabilities | $14,262,000 | 3,921 |
| Insider loans | $604,000 | 4,796 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,612,000 | 3,134 |
| Tier 1 (core) risk-based capital | $9,379,000 | 4,420 |
| Tier 2 risk-based capital | $582,000 | 4,693 |
| Total risk weighted assets | $81,166,400 | 3,396 |
| Total unused commitments | $12,612,000 | 3,139 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 11 | 9,106 |
| Assets and Liabilities | ||
| Total Assets: | $26,654,000 | 9,175 |
| Cash and due from depository institutions | $702,000 | 9,106 |
| Interest-bearing balances | $302,000 | 3,535 |
| Securities | $9,265,000 | 7,647 |
| Federal funds sold & reverse repurchase agreements | $215,000 | 7,774 |
| Net loans & leases | $15,286,000 | 8,986 |
| Loan loss allowance | $169,000 | 9,216 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $279,000 | 9,051 |
| Other real estate owned | $0 | 9,106 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $907,000 | 6,426 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,654,000 | 9,175 |
| Total liabilities | $24,541,000 | 9,063 |
| Total deposits | $23,340,000 | 9,075 |
| Interest-bearing deposits | $22,130,000 | 8,771 |
| Deposits held in domestic offices | $23,340,000 | 9,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,096 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $500,000 | 4,005 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $201,000 | 8,979 |
| Total equity capital | $2,113,000 | 9,895 |
| Total bank equity capital | $2,113,000 | 9,895 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $200,000 | 6,929 |
| Surplus | $800,000 | 7,960 |
| Undivided profits | $1,113,000 | 8,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 9,674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $247,000 | 7,531 |
| Earning assets | $25,068,000 | 9,100 |
| Long-term assets (5+ years) | $6,844,000 | 5,260 |
| Average Assets, year-to-date | $25,989,400 | 9,132 |
| Average Assets, quarterly | $26,513,000 | 9,159 |
| Volatile liabilities | $3,104,000 | 8,409 |
| Insider loans | $763,000 | 4,269 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,205,000 | 6,352 |
| Tier 1 (core) risk-based capital | $2,066,000 | 9,894 |
| Tier 2 risk-based capital | $169,000 | 8,856 |
| Total risk weighted assets | $16,781,000 | 8,931 |
| Total unused commitments | $3,205,000 | 6,361 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 9 | 10,084 |
| Assets and Liabilities | ||
| Total Assets: | $25,276,000 | 9,702 |
| Cash and due from depository institutions | $935,000 | 10,084 |
| Interest-bearing balances | $5,000 | 6,390 |
| Securities | $9,256,000 | 8,188 |
| Federal funds sold & reverse repurchase agreements | $216,000 | 8,049 |
| Net loans & leases | $13,787,000 | 9,526 |
| Loan loss allowance | $160,000 | 9,700 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $304,000 | 9,193 |
| Other real estate owned | $0 | 10,084 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $778,000 | 7,240 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,276,000 | 9,702 |
| Total liabilities | $23,376,000 | 9,579 |
| Total deposits | $23,113,000 | 9,491 |
| Interest-bearing deposits | $21,882,000 | 9,169 |
| Deposits held in domestic offices | $23,113,000 | 9,489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $263,000 | 8,357 |
| Total equity capital | $1,900,000 | 10,457 |
| Total bank equity capital | $1,900,000 | 10,457 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $200,000 | 7,308 |
| Surplus | $800,000 | 8,251 |
| Undivided profits | $900,000 | 9,057 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 9,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $214,000 | 8,220 |
| Earning assets | $23,264,000 | 9,670 |
| Long-term assets (5+ years) | $6,738,000 | 5,138 |
| Average Assets, year-to-date | $23,959,000 | 9,717 |
| Average Assets, quarterly | $25,029,500 | 9,689 |
| Volatile liabilities | $2,017,000 | 9,462 |
| Insider loans | $751,000 | 4,389 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,712,000 | 6,698 |
| Tier 1 (core) risk-based capital | $1,881,000 | 10,446 |
| Tier 2 risk-based capital | $160,000 | 9,282 |
| Total risk weighted assets | $15,239,700 | 9,488 |
| Total unused commitments | $2,712,000 | 6,711 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 9 | 10,546 |
| Assets and Liabilities | ||
| Total Assets: | $22,729,000 | 10,364 |
| Cash and due from depository institutions | $247,000 | 10,546 |
| Interest-bearing balances | $4,000 | 6,672 |
| Securities | $7,267,000 | 9,271 |
| Federal funds sold & reverse repurchase agreements | $902,000 | 7,502 |
| Net loans & leases | $13,260,000 | 9,903 |
| Loan loss allowance | $145,000 | 10,299 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $313,000 | 9,446 |
| Other real estate owned | $0 | 10,546 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $740,000 | 7,632 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,729,000 | 10,364 |
| Total liabilities | $20,882,000 | 10,262 |
| Total deposits | $20,675,000 | 10,176 |
| Interest-bearing deposits | $19,639,000 | 9,840 |
| Deposits held in domestic offices | $20,675,000 | 10,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $207,000 | 9,607 |
| Total equity capital | $1,847,000 | 10,874 |
| Total bank equity capital | $1,847,000 | 10,874 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $200,000 | 7,680 |
| Surplus | $800,000 | 8,508 |
| Undivided profits | $847,000 | 9,590 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 10,631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $220,000 | 8,426 |
| Earning assets | $21,433,000 | 10,258 |
| Long-term assets (5+ years) | $3,428,000 | 6,725 |
| Average Assets, year-to-date | $22,347,600 | 10,281 |
| Average Assets, quarterly | $22,543,000 | 10,338 |
| Volatile liabilities | $1,870,000 | 9,756 |
| Insider loans | $194,000 | 8,058 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,245,000 | 6,148 |
| Tier 1 (core) risk-based capital | $1,786,000 | 10,897 |
| Tier 2 risk-based capital | $145,000 | 9,851 |
| Total risk weighted assets | $14,120,000 | 9,980 |
| Total unused commitments | $3,245,000 | 6,164 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 8 | 11,389 |
| Assets and Liabilities | ||
| Total Assets: | $22,366,000 | 10,752 |
| Cash and due from depository institutions | $518,000 | 11,389 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $8,172,000 | 9,465 |
| Federal funds sold & reverse repurchase agreements | $11,000 | 8,361 |
| Net loans & leases | $12,479,000 | 10,405 |
| Loan loss allowance | $140,000 | 10,874 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $326,000 | 9,656 |
| Other real estate owned | $0 | 11,389 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $860,000 | 7,398 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,366,000 | 10,752 |
| Total liabilities | $20,719,000 | 10,642 |
| Total deposits | $19,680,000 | 10,680 |
| Interest-bearing deposits | $18,485,000 | 10,363 |
| Deposits held in domestic offices | $19,680,000 | 10,676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,000 | 4,635 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $800,000 | 3,356 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $139,000 | 10,236 |
| Total equity capital | $1,647,000 | 11,410 |
| Total bank equity capital | $1,647,000 | 11,410 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $200,000 | 8,122 |
| Surplus | $800,000 | 8,749 |
| Undivided profits | $647,000 | 9,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 9,954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $171,000 | 9,174 |
| Earning assets | $20,662,000 | 10,704 |
| Long-term assets (5+ years) | $2,675,000 | 7,647 |
| Average Assets, year-to-date | $22,424,200 | 10,696 |
| Average Assets, quarterly | $22,615,500 | 10,691 |
| Volatile liabilities | $2,065,000 | 9,593 |
| Insider loans | $167,000 | 8,547 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,172,000 | 7,257 |
| Tier 1 (core) risk-based capital | $1,719,000 | 11,367 |
| Tier 2 risk-based capital | $140,000 | 10,335 |
| Total risk weighted assets | $13,184,200 | 10,496 |
| Total unused commitments | $2,172,000 | 7,270 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 8 | 11,961 |
| Assets and Liabilities | ||
| Total Assets: | $22,406,000 | 11,245 |
| Cash and due from depository institutions | $448,000 | 11,961 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $10,022,000 | 9,076 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $10,920,000 | 11,109 |
| Loan loss allowance | $125,000 | 11,620 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $352,000 | 9,778 |
| Other real estate owned | $0 | 11,961 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $664,000 | 8,050 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,406,000 | 11,245 |
| Total liabilities | $20,783,000 | 11,137 |
| Total deposits | $18,343,000 | 11,437 |
| Interest-bearing deposits | $17,245,000 | 11,110 |
| Deposits held in domestic offices | $18,343,000 | 11,435 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,830,000 | 2,316 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $500,000 | 3,340 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $110,000 | 11,295 |
| Total equity capital | $1,623,000 | 11,894 |
| Total bank equity capital | $1,623,000 | 11,894 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $200,000 | 8,542 |
| Surplus | $800,000 | 8,979 |
| Undivided profits | $623,000 | 10,480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 11,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $122,000 | 10,330 |
| Earning assets | $20,942,000 | 11,154 |
| Long-term assets (5+ years) | $4,191,000 | 6,947 |
| Average Assets, year-to-date | $20,769,200 | 11,398 |
| Average Assets, quarterly | $21,962,500 | 11,271 |
| Volatile liabilities | $3,475,000 | 7,868 |
| Insider loans | $110,000 | 9,585 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,455,000 | 8,360 |
| Tier 1 (core) risk-based capital | $1,623,000 | 11,867 |
| Tier 2 risk-based capital | $125,000 | 11,008 |
| Total risk weighted assets | $12,697,200 | 10,947 |
| Total unused commitments | $1,455,000 | 8,385 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 8 | 12,446 |
| Assets and Liabilities | ||
| Total Assets: | $20,214,000 | 11,987 |
| Cash and due from depository institutions | $666,000 | 12,446 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $8,763,000 | 9,681 |
| Federal funds sold & reverse repurchase agreements | $620,000 | 9,793 |
| Net loans & leases | $9,020,000 | 12,003 |
| Loan loss allowance | $116,000 | 12,239 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $513,000 | 8,824 |
| Other real estate owned | $0 | 12,446 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $632,000 | 8,598 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,214,000 | 11,987 |
| Total liabilities | $18,671,000 | 11,904 |
| Total deposits | $18,346,000 | 11,843 |
| Interest-bearing deposits | $17,147,000 | 11,516 |
| Deposits held in domestic offices | $18,346,000 | 11,842 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $325,000 | 7,820 |
| Total equity capital | $1,543,000 | 12,311 |
| Total bank equity capital | $1,543,000 | 12,311 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $800,000 | 9,103 |
| Undivided profits | $543,000 | 10,897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $36,000 | 11,639 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $128,000 | 10,676 |
| Earning assets | $18,403,000 | 11,943 |
| Long-term assets (5+ years) | $1,790,000 | 9,205 |
| Average Assets, year-to-date | $19,667,800 | 11,977 |
| Average Assets, quarterly | $19,869,500 | 11,998 |
| Volatile liabilities | $828,000 | 12,131 |
| Insider loans | $28,000 | 7,995 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,727,000 | 7,722 |
| Tier 1 (core) risk-based capital | $1,543,000 | 12,277 |
| Tier 2 risk-based capital | $116,000 | 11,549 |
| Total risk weighted assets | $11,687,400 | 11,585 |
| Total unused commitments | $1,727,000 | 7,757 |
| Derivatives | $0 | 651 |