Home > Alpha Bank & Trust > Income and Expense
Alpha Bank & Trust, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,160,000 | 2,068 |
| Total interest expense | $12,105,000 | 1,037 |
| Net interest income | $2,055,000 | 5,709 |
| Provision for loan and lease losses | $17,596,000 | 260 |
| Total noninterest income | $153,000 | 6,559 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $60,000 | 6,226 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $93,000 | 5,748 |
| Total noninterest expense | $6,559,000 | 2,181 |
| Salaries and employee benefits | $3,294,000 | 2,335 |
| Premises and equipment expense | $744,000 | 2,660 |
| Additional noninterest expense | $2,521,000 | 1,761 |
| Pre-tax net operating income | $-21,947,000 | 8,293 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-21,947,000 | 8,283 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-21,947,000 | 8,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,469,000 | 481 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $601,000 | 350 |
| Net operating income | $-21,947,000 | 8,296 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,164,000 | 1,951 |
| Total interest expense | $8,209,000 | 1,065 |
| Net interest income | $1,955,000 | 4,693 |
| Provision for loan and lease losses | $4,709,000 | 453 |
| Total noninterest income | $98,000 | 6,697 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $11,000 | 7,109 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $87,000 | 5,292 |
| Total noninterest expense | $4,177,000 | 2,289 |
| Salaries and employee benefits | $2,288,000 | 2,266 |
| Premises and equipment expense | $483,000 | 2,715 |
| Additional noninterest expense | $1,406,000 | 2,040 |
| Pre-tax net operating income | $-6,833,000 | 8,327 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-6,833,000 | 8,342 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,833,000 | 8,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $864,000 | 942 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $399,000 | 289 |
| Net operating income | $-6,833,000 | 8,340 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,002,000 | 1,719 |
| Total interest expense | $4,242,000 | 1,104 |
| Net interest income | $1,760,000 | 3,055 |
| Provision for loan and lease losses | $214,000 | 1,756 |
| Total noninterest income | $49,000 | 6,694 |
| Gross Fiduciary activities income | $31,000 | 889 |
| Service charges on deposit accounts | $5,000 | 7,144 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,970 |
| Total noninterest expense | $1,887,000 | 2,505 |
| Salaries and employee benefits | $1,158,000 | 2,270 |
| Premises and equipment expense | $230,000 | 2,853 |
| Additional noninterest expense | $499,000 | 2,729 |
| Pre-tax net operating income | $-292,000 | 7,902 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-292,000 | 7,971 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-292,000 | 7,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $177,000 | 227 |
| Net operating income | $-292,000 | 7,946 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $22,781,000 | 1,855 |
| Total interest expense | $12,829,000 | 1,569 |
| Net interest income | $9,952,000 | 2,257 |
| Provision for loan and lease losses | $11,155,000 | 231 |
| Total noninterest income | $77,000 | 7,779 |
| Gross Fiduciary activities income | $14,000 | 1,207 |
| Service charges on deposit accounts | $7,000 | 7,355 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $56,000 | 6,977 |
| Total noninterest expense | $6,725,000 | 2,689 |
| Salaries and employee benefits | $4,209,000 | 2,392 |
| Premises and equipment expense | $758,000 | 3,226 |
| Additional noninterest expense | $1,758,000 | 2,995 |
| Pre-tax net operating income | $-7,851,000 | 8,464 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-7,851,000 | 8,475 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-7,851,000 | 8,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $817,000 | 1,189 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $953,000 | 440 |
| Net operating income | $-7,851,000 | 8,469 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,205,000 | 1,956 |
| Total interest expense | $8,681,000 | 1,723 |
| Net interest income | $7,524,000 | 2,255 |
| Provision for loan and lease losses | $2,334,000 | 458 |
| Total noninterest income | $49,000 | 7,945 |
| Gross Fiduciary activities income | $12,000 | 1,159 |
| Service charges on deposit accounts | $4,000 | 7,410 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $33,000 | 7,248 |
| Total noninterest expense | $4,810,000 | 2,758 |
| Salaries and employee benefits | $3,217,000 | 2,342 |
| Premises and equipment expense | $547,000 | 3,313 |
| Additional noninterest expense | $1,046,000 | 3,575 |
| Pre-tax net operating income | $429,000 | 6,047 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $429,000 | 5,680 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $429,000 | 5,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $798,000 | 343 |
| Net operating income | $429,000 | 5,665 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,667,000 | 2,168 |
| Total interest expense | $5,066,000 | 1,942 |
| Net interest income | $4,601,000 | 2,453 |
| Provision for loan and lease losses | $1,021,000 | 579 |
| Total noninterest income | $26,000 | 8,117 |
| Gross Fiduciary activities income | $12,000 | 1,114 |
| Service charges on deposit accounts | $2,000 | 7,481 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $12,000 | 7,778 |
| Total noninterest expense | $3,363,000 | 2,692 |
| Salaries and employee benefits | $2,313,000 | 2,217 |
| Premises and equipment expense | $394,000 | 3,126 |
| Additional noninterest expense | $656,000 | 3,745 |
| Pre-tax net operating income | $243,000 | 6,397 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $243,000 | 6,062 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $243,000 | 6,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $421,000 | 320 |
| Net operating income | $243,000 | 6,049 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,217,000 | 2,446 |
| Total interest expense | $2,191,000 | 2,150 |
| Net interest income | $2,026,000 | 2,723 |
| Provision for loan and lease losses | $463,000 | 558 |
| Total noninterest income | $11,000 | 8,220 |
| Gross Fiduciary activities income | $5,000 | 1,109 |
| Service charges on deposit accounts | $1,000 | 7,501 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $1,683,000 | 2,697 |
| Salaries and employee benefits | $1,145,000 | 2,248 |
| Premises and equipment expense | $179,000 | 3,407 |
| Additional noninterest expense | $359,000 | 3,464 |
| Pre-tax net operating income | $-109,000 | 8,166 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-109,000 | 8,193 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-109,000 | 8,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $211,000 | 236 |
| Net operating income | $-109,000 | 8,181 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,751,000 | 5,690 |
| Total interest expense | $1,660,000 | 5,879 |
| Net interest income | $3,091,000 | 5,433 |
| Provision for loan and lease losses | $1,370,000 | 760 |
| Total noninterest income | $9,000 | 8,496 |
| Gross Fiduciary activities income | $3,000 | 1,398 |
| Service charges on deposit accounts | $1,000 | 7,596 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,000 | 8,389 |
| Total noninterest expense | $3,224,000 | 4,661 |
| Salaries and employee benefits | $2,360,000 | 3,771 |
| Premises and equipment expense | $233,000 | 6,379 |
| Additional noninterest expense | $631,000 | 5,917 |
| Pre-tax net operating income | $-1,494,000 | 8,526 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,494,000 | 8,549 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,494,000 | 8,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $35,047,000 | 32 |
| Net operating income | $-1,494,000 | 8,541 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,127,000 | 6,940 |
| Total interest expense | $471,000 | 7,662 |
| Net interest income | $1,656,000 | 6,378 |
| Provision for loan and lease losses | $645,000 | 1,130 |
| Total noninterest income | $2,000 | 8,639 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,000 | 8,569 |
| Total noninterest expense | $2,033,000 | 5,220 |
| Salaries and employee benefits | $1,445,000 | 4,369 |
| Premises and equipment expense | $156,000 | 6,662 |
| Additional noninterest expense | $432,000 | 6,183 |
| Pre-tax net operating income | $-1,020,000 | 8,591 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-1,020,000 | 8,611 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,020,000 | 8,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $34,835,000 | 21 |
| Net operating income | $-1,020,000 | 8,602 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $519,000 | 8,369 |
| Total interest expense | $62,000 | 8,611 |
| Net interest income | $457,000 | 8,084 |
| Provision for loan and lease losses | $129,000 | 2,901 |
| Total noninterest income | $0 | 8,702 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,630 |
| Total noninterest expense | $908,000 | 6,446 |
| Salaries and employee benefits | $543,000 | 6,199 |
| Premises and equipment expense | $78,000 | 7,229 |
| Additional noninterest expense | $287,000 | 6,204 |
| Pre-tax net operating income | $-580,000 | 8,594 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-580,000 | 8,614 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-580,000 | 8,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $34,581,000 | 12 |
| Net operating income | $-580,000 | 8,610 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.