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Allied Irish Banks, Performance and Condition Ratios

2025-03-31Rank
Percentage of unprofitable institutions100.0000%3
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,469
Cost of funding earning assets0.0000%4,397
Net interest margin0.0000%4,423
Noninterest income to average assetsNANA
Noninterest expense to average assets0.0000%4,437
Loan and lease loss provision to assetsNANA
Net operating income to assets0.0000%4,160
Return on assets (ROA)0.0000%4,189
Pretax return on assets0.0000%4,181
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)0.0000%3,662
Net charge-offs to loans0.0000%2,326
Credit loss provision to net charge-offs0.0000%1,760
Earnings coverage of net charge-offs (x)0.0000%2,230
Efficiency ratio0.0000%4,454
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*0.0000%2,332
Condition Ratios (%)
Loss allowance to loans0.0000%4,373
Loan loss allowance to noncurrent loans0.0000%3,773
Noncurrent assets plus other real estate owned to assets0.0000%3,816
Noncurrent loans to loans0.0000%3,787
Net loans and leases to total assets74.7600%1,242
Net loans and leases to deposits0.0000%4,363
Net loans and leases to core deposits0.0000%4,352
Total domestic deposits to total assets0.0000%4,428
Equity capital to assets0.0000%4,467
Core capital (leverage) ratio0.0000%4,441
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio0.0000%2,736
Memoranda:
Average total assets$1,479,195,500752
Average earning assetsNANA
Average equityNANA
Average total loans$1,111,867,500705
2024-12-31Rank
Percentage of unprofitable institutions100.0000%2
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,492
Cost of funding earning assets0.0000%4,414
Net interest margin0.0000%4,448
Noninterest income to average assetsNANA
Noninterest expense to average assets0.0000%4,477
Loan and lease loss provision to assetsNANA
Net operating income to assets0.0000%4,165
Return on assets (ROA)0.0000%4,198
Pretax return on assets0.0000%4,181
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)0.0000%3,901
Net charge-offs to loans0.0000%3,099
Credit loss provision to net charge-offs0.0000%2,577
Earnings coverage of net charge-offs (x)0.0000%2,991
Efficiency ratio0.0000%4,474
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*0.0000%3,369
Condition Ratios (%)
Loss allowance to loans0.0000%4,399
Loan loss allowance to noncurrent loans0.0000%3,770
Noncurrent assets plus other real estate owned to assets0.0000%3,816
Noncurrent loans to loans0.0000%3,787
Net loans and leases to total assets75.6400%1,196
Net loans and leases to deposits0.0000%4,387
Net loans and leases to core deposits0.0000%4,400
Total domestic deposits to total assets0.0000%4,451
Equity capital to assets0.0000%4,489
Core capital (leverage) ratio0.0000%4,462
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio0.0000%2,791
Memoranda:
Average total assets$1,637,688,200683
Average earning assetsNANA
Average equityNANA
Average total loans$748,817,600955
2024-09-30Rank
Percentage of unprofitable institutions100.0000%1
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,525
Cost of funding earning assets0.0000%4,453
Net interest margin0.0000%4,479
Noninterest income to average assetsNANA
Noninterest expense to average assets0.0000%4,496
Loan and lease loss provision to assetsNANA
Net operating income to assets0.0000%4,206
Return on assets (ROA)0.0000%4,238
Pretax return on assets0.0000%4,227
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)0.0000%3,956
Net charge-offs to loans0.0000%2,849
Credit loss provision to net charge-offs0.0000%2,285
Earnings coverage of net charge-offs (x)0.0000%2,734
Efficiency ratio0.0000%4,511
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*0.0000%3,021
Condition Ratios (%)
Loss allowance to loans0.0000%4,432
Loan loss allowance to noncurrent loans0.0000%3,813
Noncurrent assets plus other real estate owned to assets0.0000%3,861
Noncurrent loans to loans0.0000%3,830
Net loans and leases to total assets63.6900%2,564
Net loans and leases to deposits0.0000%4,418
Net loans and leases to core deposits0.0000%4,405
Total domestic deposits to total assets0.0000%4,481
Equity capital to assets0.0000%4,520
Core capital (leverage) ratio0.0000%4,493
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio0.0000%2,827
Memoranda:
Average total assets$1,704,662,750660
Average earning assetsNANA
Average equityNANA
Average total loans$677,008,0001,038
2024-06-30Rank
Percentage of unprofitable institutions100.0000%2
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,544
Cost of funding earning assets0.0000%4,464
Net interest margin0.0000%4,497
Noninterest income to average assetsNANA
Noninterest expense to average assets0.0000%4,517
Loan and lease loss provision to assetsNANA
Net operating income to assets0.0000%4,224
Return on assets (ROA)0.0000%4,259
Pretax return on assets0.0000%4,239
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)0.0000%3,835
Net charge-offs to loans0.0000%2,619
Credit loss provision to net charge-offs0.0000%2,036
Earnings coverage of net charge-offs (x)0.0000%2,538
Efficiency ratio0.0000%4,529
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*0.0000%2,897
Condition Ratios (%)
Loss allowance to loans0.0000%4,450
Loan loss allowance to noncurrent loans0.0000%3,808
Noncurrent assets plus other real estate owned to assets0.0000%3,854
Noncurrent loans to loans0.0000%3,821
Net loans and leases to total assets51.6400%3,558
Net loans and leases to deposits0.0000%4,441
Net loans and leases to core deposits0.0000%4,455
Total domestic deposits to total assets0.0000%4,501
Equity capital to assets0.0000%4,538
Core capital (leverage) ratio0.0000%4,512
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio0.0000%2,851
Memoranda:
Average total assets$1,852,753,333616
Average earning assetsNANA
Average equityNANA
Average total loans$635,103,6671,090
2024-03-31Rank
Percentage of unprofitable institutions0.0000%11
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,573
Cost of funding earning assets0.0000%4,491
Net interest margin0.0000%4,533
Noninterest income to average assetsNANA
Noninterest expense to average assets0.0000%4,530
Loan and lease loss provision to assetsNANA
Net operating income to assets0.0000%4,225
Return on assets (ROA)0.0000%4,260
Pretax return on assets0.0000%4,245
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)0.0000%3,696
Net charge-offs to loans0.0000%2,236
Credit loss provision to net charge-offs0.0000%1,619
Earnings coverage of net charge-offs (x)0.0000%2,130
Efficiency ratio0.0000%4,561
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*0.0000%2,272
Condition Ratios (%)
Loss allowance to loans0.0000%4,440
Loan loss allowance to noncurrent loans0.0000%3,825
Noncurrent assets plus other real estate owned to assets0.0000%3,894
Noncurrent loans to loans0.0000%3,844
Net loans and leases to total assets25.5200%4,345
Net loans and leases to deposits0.0000%4,457
Net loans and leases to core deposits0.0000%4,479
Total domestic deposits to total assets0.0000%4,526
Equity capital to assets0.0000%4,563
Core capital (leverage) ratio0.0000%4,532
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio0.0000%2,874
Memoranda:
Average total assets$2,069,921,500575
Average earning assetsNANA
Average equityNANA
Average total loans$586,430,0001,139
2023-12-31Rank
Percentage of unprofitable institutions0.0000%46
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,591
Cost of funding earning assets0.0000%4,519
Net interest margin0.0000%4,558
Noninterest income to average assetsNANA
Noninterest expense to average assets0.0000%4,547
Loan and lease loss provision to assetsNANA
Net operating income to assets0.0000%4,329
Return on assets (ROA)0.0000%4,354
Pretax return on assets0.0000%4,337
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)0.0000%4,044
Net charge-offs to loans0.0000%2,917
Credit loss provision to net charge-offs0.0000%2,397
Earnings coverage of net charge-offs (x)0.0000%2,831
Efficiency ratio0.0000%4,579
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*0.0000%3,404
Condition Ratios (%)
Loss allowance to loans0.0000%4,458
Loan loss allowance to noncurrent loans0.0000%3,805
Noncurrent assets plus other real estate owned to assets0.0000%3,871
Noncurrent loans to loans0.0000%3,821
Net loans and leases to total assets33.1600%4,228
Net loans and leases to deposits0.0000%4,474
Net loans and leases to core deposits0.0000%4,493
Total domestic deposits to total assets0.0000%4,545
Equity capital to assets0.0000%4,583
Core capital (leverage) ratio0.0000%4,550
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio0.0000%2,896
Memoranda:
Average total assets$1,306,883,800802
Average earning assetsNANA
Average equityNANA
Average total loans$249,107,0002,006
2023-09-30Rank
Percentage of unprofitable institutions0.0000%10
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,616
Cost of funding earning assets0.0000%4,547
Net interest margin0.0000%4,578
Noninterest income to average assetsNANA
Noninterest expense to average assets0.0000%4,576
Loan and lease loss provision to assetsNANA
Net operating income to assets0.0000%4,375
Return on assets (ROA)0.0000%4,397
Pretax return on assets0.0000%4,385
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)0.0000%4,110
Net charge-offs to loans0.0000%2,666
Credit loss provision to net charge-offs0.0000%2,098
Earnings coverage of net charge-offs (x)0.0000%2,572
Efficiency ratio0.0000%4,602
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*0.0000%3,002
Condition Ratios (%)
Loss allowance to loans0.0000%4,482
Loan loss allowance to noncurrent loans0.0000%3,833
Noncurrent assets plus other real estate owned to assets0.0000%3,901
Noncurrent loans to loans0.0000%3,847
Net loans and leases to total assets23.9700%4,398
Net loans and leases to deposits0.0000%4,499
Net loans and leases to core deposits0.0000%4,490
Total domestic deposits to total assets0.0000%4,578
Equity capital to assets0.0000%4,597
Core capital (leverage) ratio0.0000%4,578
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio0.0000%2,911
Memoranda:
Average total assets$1,252,736,500834
Average earning assetsNANA
Average equityNANA
Average total loans$185,092,5002,400
2023-06-30Rank
Percentage of unprofitable institutions0.0000%43
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,642
Cost of funding earning assets0.0000%4,571
Net interest margin0.0000%4,613
Noninterest income to average assetsNANA
Noninterest expense to average assets0.0000%4,604
Loan and lease loss provision to assetsNANA
Net operating income to assets0.0000%4,418
Return on assets (ROA)0.0000%4,453
Pretax return on assets0.0000%4,444
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)0.0000%4,069
Net charge-offs to loans0.0000%2,455
Credit loss provision to net charge-offs0.0000%1,862
Earnings coverage of net charge-offs (x)0.0000%2,403
Efficiency ratio0.0000%4,631
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*0.0000%2,909
Condition Ratios (%)
Loss allowance to loans0.0000%4,517
Loan loss allowance to noncurrent loans0.0000%3,834
Noncurrent assets plus other real estate owned to assets0.0000%3,917
Noncurrent loans to loans0.0000%3,848
Net loans and leases to total assets19.3500%4,464
Net loans and leases to deposits0.0000%4,532
Net loans and leases to core deposits0.0000%4,550
Total domestic deposits to total assets0.0000%4,600
Equity capital to assets0.0000%4,635
Core capital (leverage) ratio0.0000%4,606
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio0.0000%2,936
Memoranda:
Average total assets$1,240,681,667825
Average earning assetsNANA
Average equityNANA
Average total loans$143,802,3332,735
2023-03-31Rank
Percentage of unprofitable institutions0.0000%1
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,671
Cost of funding earning assets0.0000%4,615
Net interest margin0.0000%4,669
Noninterest income to average assetsNANA
Noninterest expense to average assets0.0000%4,675
Loan and lease loss provision to assetsNANA
Net operating income to assets0.0000%4,480
Return on assets (ROA)0.0000%4,466
Pretax return on assets0.0000%4,450
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)0.0000%4,013
Net charge-offs to loans0.0000%2,062
Credit loss provision to net charge-offs0.0000%1,422
Earnings coverage of net charge-offs (x)0.0000%2,008
Efficiency ratio0.0000%4,671
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*0.0000%2,306
Condition Ratios (%)
Loss allowance to loans0.0000%4,580
Loan loss allowance to noncurrent loans0.0000%3,881
Noncurrent assets plus other real estate owned to assets0.0000%3,959
Noncurrent loans to loans0.0000%3,889
Net loans and leases to total assets9.6100%4,575
Net loans and leases to deposits0.0000%4,604
Net loans and leases to core deposits0.0000%4,587
Total domestic deposits to total assets0.0000%4,642
Equity capital to assets0.0000%4,665
Core capital (leverage) ratio0.0000%4,676
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio0.0000%3,020
Memoranda:
Average total assets$1,242,864,500842
Average earning assetsNANA
Average equityNANA
Average total loans$96,096,0003,253
2022-12-31Rank
Percentage of unprofitable institutions0.0000%1
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,703
Cost of funding earning assets0.0000%4,648
Net interest margin0.0000%4,702
Noninterest income to average assetsNANA
Noninterest expense to average assets0.0000%4,708
Loan and lease loss provision to assetsNANA
Net operating income to assets0.0000%4,559
Return on assets (ROA)0.0000%4,546
Pretax return on assets0.0000%4,542
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)0.0000%4,341
Net charge-offs to loans0.0000%2,620
Credit loss provision to net charge-offs0.0000%1,979
Earnings coverage of net charge-offs (x)0.0000%2,564
Efficiency ratio0.0000%4,708
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*0.0000%3,453
Condition Ratios (%)
Loss allowance to loans0.0000%4,606
Loan loss allowance to noncurrent loans0.0000%3,900
Noncurrent assets plus other real estate owned to assets0.0000%3,976
Noncurrent loans to loans0.0000%3,914
Net loans and leases to total assets5.8500%4,618
Net loans and leases to deposits0.0000%4,634
Net loans and leases to core deposits0.0000%4,617
Total domestic deposits to total assets0.0000%4,674
Equity capital to assets0.0000%4,692
Core capital (leverage) ratio0.0000%4,710
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio0.0000%3,055
Memoranda:
Average total assets$1,103,530,600898
Average earning assetsNANA
Average equityNANA
Average total loans$21,284,4004,395
2022-09-30Rank
Percentage of unprofitable institutions0.0000%1
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,743
Cost of funding earning assets0.0000%4,686
Net interest margin0.0000%4,743
Noninterest income to average assetsNANA
Noninterest expense to average assets0.0000%4,746
Loan and lease loss provision to assetsNANA
Net operating income to assets0.0000%4,587
Return on assets (ROA)0.0000%4,560
Pretax return on assets0.0000%4,556
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)0.0000%4,329
Net charge-offs to loans0.0000%2,349
Credit loss provision to net charge-offs0.0000%1,679
Earnings coverage of net charge-offs (x)0.0000%2,297
Efficiency ratio0.0000%4,746
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*0.0000%3,071
Condition Ratios (%)
Loss allowance to loans0.0000%4,653
Loan loss allowance to noncurrent loans0.0000%3,983
Noncurrent assets plus other real estate owned to assets0.0000%4,052
Noncurrent loans to loans0.0000%3,992
Net loans and leases to total assets3.3500%4,672
Net loans and leases to deposits0.0000%4,678
Net loans and leases to core deposits0.0000%4,661
Total domestic deposits to total assets0.0000%4,716
Equity capital to assets0.0000%4,719
Core capital (leverage) ratio0.0000%4,749
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio0.0000%3,120
Memoranda:
Average total assets$1,068,555,750929
Average earning assetsNANA
Average equityNANA
Average total loans$8,408,7504,619