Home > Allied Irish Banks > Performance and Condition Ratios
Allied Irish Banks, Performance and Condition Ratios
2025-03-31 | Rank | |
Percentage of unprofitable institutions | 100.0000% | 3 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,469 |
Cost of funding earning assets | 0.0000% | 4,397 |
Net interest margin | 0.0000% | 4,423 |
Noninterest income to average assets | NA | NA |
Noninterest expense to average assets | 0.0000% | 4,437 |
Loan and lease loss provision to assets | NA | NA |
Net operating income to assets | 0.0000% | 4,160 |
Return on assets (ROA) | 0.0000% | 4,189 |
Pretax return on assets | 0.0000% | 4,181 |
Return on Equity (ROE) | NA | NA |
Retained earnings to average equity (ytd only) | 0.0000% | 3,662 |
Net charge-offs to loans | 0.0000% | 2,326 |
Credit loss provision to net charge-offs | 0.0000% | 1,760 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,230 |
Efficiency ratio | 0.0000% | 4,454 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 2,332 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,373 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,773 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,816 |
Noncurrent loans to loans | 0.0000% | 3,787 |
Net loans and leases to total assets | 74.7600% | 1,242 |
Net loans and leases to deposits | 0.0000% | 4,363 |
Net loans and leases to core deposits | 0.0000% | 4,352 |
Total domestic deposits to total assets | 0.0000% | 4,428 |
Equity capital to assets | 0.0000% | 4,467 |
Core capital (leverage) ratio | 0.0000% | 4,441 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 2,736 |
Memoranda: | ||
Average total assets | $1,479,195,500 | 752 |
Average earning assets | NA | NA |
Average equity | NA | NA |
Average total loans | $1,111,867,500 | 705 |
2024-12-31 | Rank | |
Percentage of unprofitable institutions | 100.0000% | 2 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,492 |
Cost of funding earning assets | 0.0000% | 4,414 |
Net interest margin | 0.0000% | 4,448 |
Noninterest income to average assets | NA | NA |
Noninterest expense to average assets | 0.0000% | 4,477 |
Loan and lease loss provision to assets | NA | NA |
Net operating income to assets | 0.0000% | 4,165 |
Return on assets (ROA) | 0.0000% | 4,198 |
Pretax return on assets | 0.0000% | 4,181 |
Return on Equity (ROE) | NA | NA |
Retained earnings to average equity (ytd only) | 0.0000% | 3,901 |
Net charge-offs to loans | 0.0000% | 3,099 |
Credit loss provision to net charge-offs | 0.0000% | 2,577 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,991 |
Efficiency ratio | 0.0000% | 4,474 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 3,369 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,399 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,770 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,816 |
Noncurrent loans to loans | 0.0000% | 3,787 |
Net loans and leases to total assets | 75.6400% | 1,196 |
Net loans and leases to deposits | 0.0000% | 4,387 |
Net loans and leases to core deposits | 0.0000% | 4,400 |
Total domestic deposits to total assets | 0.0000% | 4,451 |
Equity capital to assets | 0.0000% | 4,489 |
Core capital (leverage) ratio | 0.0000% | 4,462 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 2,791 |
Memoranda: | ||
Average total assets | $1,637,688,200 | 683 |
Average earning assets | NA | NA |
Average equity | NA | NA |
Average total loans | $748,817,600 | 955 |
2024-09-30 | Rank | |
Percentage of unprofitable institutions | 100.0000% | 1 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,525 |
Cost of funding earning assets | 0.0000% | 4,453 |
Net interest margin | 0.0000% | 4,479 |
Noninterest income to average assets | NA | NA |
Noninterest expense to average assets | 0.0000% | 4,496 |
Loan and lease loss provision to assets | NA | NA |
Net operating income to assets | 0.0000% | 4,206 |
Return on assets (ROA) | 0.0000% | 4,238 |
Pretax return on assets | 0.0000% | 4,227 |
Return on Equity (ROE) | NA | NA |
Retained earnings to average equity (ytd only) | 0.0000% | 3,956 |
Net charge-offs to loans | 0.0000% | 2,849 |
Credit loss provision to net charge-offs | 0.0000% | 2,285 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,734 |
Efficiency ratio | 0.0000% | 4,511 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 3,021 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,432 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,813 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,861 |
Noncurrent loans to loans | 0.0000% | 3,830 |
Net loans and leases to total assets | 63.6900% | 2,564 |
Net loans and leases to deposits | 0.0000% | 4,418 |
Net loans and leases to core deposits | 0.0000% | 4,405 |
Total domestic deposits to total assets | 0.0000% | 4,481 |
Equity capital to assets | 0.0000% | 4,520 |
Core capital (leverage) ratio | 0.0000% | 4,493 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 2,827 |
Memoranda: | ||
Average total assets | $1,704,662,750 | 660 |
Average earning assets | NA | NA |
Average equity | NA | NA |
Average total loans | $677,008,000 | 1,038 |
2024-06-30 | Rank | |
Percentage of unprofitable institutions | 100.0000% | 2 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,544 |
Cost of funding earning assets | 0.0000% | 4,464 |
Net interest margin | 0.0000% | 4,497 |
Noninterest income to average assets | NA | NA |
Noninterest expense to average assets | 0.0000% | 4,517 |
Loan and lease loss provision to assets | NA | NA |
Net operating income to assets | 0.0000% | 4,224 |
Return on assets (ROA) | 0.0000% | 4,259 |
Pretax return on assets | 0.0000% | 4,239 |
Return on Equity (ROE) | NA | NA |
Retained earnings to average equity (ytd only) | 0.0000% | 3,835 |
Net charge-offs to loans | 0.0000% | 2,619 |
Credit loss provision to net charge-offs | 0.0000% | 2,036 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,538 |
Efficiency ratio | 0.0000% | 4,529 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 2,897 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,450 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,808 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,854 |
Noncurrent loans to loans | 0.0000% | 3,821 |
Net loans and leases to total assets | 51.6400% | 3,558 |
Net loans and leases to deposits | 0.0000% | 4,441 |
Net loans and leases to core deposits | 0.0000% | 4,455 |
Total domestic deposits to total assets | 0.0000% | 4,501 |
Equity capital to assets | 0.0000% | 4,538 |
Core capital (leverage) ratio | 0.0000% | 4,512 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 2,851 |
Memoranda: | ||
Average total assets | $1,852,753,333 | 616 |
Average earning assets | NA | NA |
Average equity | NA | NA |
Average total loans | $635,103,667 | 1,090 |
2024-03-31 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 11 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,573 |
Cost of funding earning assets | 0.0000% | 4,491 |
Net interest margin | 0.0000% | 4,533 |
Noninterest income to average assets | NA | NA |
Noninterest expense to average assets | 0.0000% | 4,530 |
Loan and lease loss provision to assets | NA | NA |
Net operating income to assets | 0.0000% | 4,225 |
Return on assets (ROA) | 0.0000% | 4,260 |
Pretax return on assets | 0.0000% | 4,245 |
Return on Equity (ROE) | NA | NA |
Retained earnings to average equity (ytd only) | 0.0000% | 3,696 |
Net charge-offs to loans | 0.0000% | 2,236 |
Credit loss provision to net charge-offs | 0.0000% | 1,619 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,130 |
Efficiency ratio | 0.0000% | 4,561 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 2,272 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,440 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,825 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,894 |
Noncurrent loans to loans | 0.0000% | 3,844 |
Net loans and leases to total assets | 25.5200% | 4,345 |
Net loans and leases to deposits | 0.0000% | 4,457 |
Net loans and leases to core deposits | 0.0000% | 4,479 |
Total domestic deposits to total assets | 0.0000% | 4,526 |
Equity capital to assets | 0.0000% | 4,563 |
Core capital (leverage) ratio | 0.0000% | 4,532 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 2,874 |
Memoranda: | ||
Average total assets | $2,069,921,500 | 575 |
Average earning assets | NA | NA |
Average equity | NA | NA |
Average total loans | $586,430,000 | 1,139 |
2023-12-31 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 46 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,591 |
Cost of funding earning assets | 0.0000% | 4,519 |
Net interest margin | 0.0000% | 4,558 |
Noninterest income to average assets | NA | NA |
Noninterest expense to average assets | 0.0000% | 4,547 |
Loan and lease loss provision to assets | NA | NA |
Net operating income to assets | 0.0000% | 4,329 |
Return on assets (ROA) | 0.0000% | 4,354 |
Pretax return on assets | 0.0000% | 4,337 |
Return on Equity (ROE) | NA | NA |
Retained earnings to average equity (ytd only) | 0.0000% | 4,044 |
Net charge-offs to loans | 0.0000% | 2,917 |
Credit loss provision to net charge-offs | 0.0000% | 2,397 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,831 |
Efficiency ratio | 0.0000% | 4,579 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 3,404 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,458 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,805 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,871 |
Noncurrent loans to loans | 0.0000% | 3,821 |
Net loans and leases to total assets | 33.1600% | 4,228 |
Net loans and leases to deposits | 0.0000% | 4,474 |
Net loans and leases to core deposits | 0.0000% | 4,493 |
Total domestic deposits to total assets | 0.0000% | 4,545 |
Equity capital to assets | 0.0000% | 4,583 |
Core capital (leverage) ratio | 0.0000% | 4,550 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 2,896 |
Memoranda: | ||
Average total assets | $1,306,883,800 | 802 |
Average earning assets | NA | NA |
Average equity | NA | NA |
Average total loans | $249,107,000 | 2,006 |
2023-09-30 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 10 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,616 |
Cost of funding earning assets | 0.0000% | 4,547 |
Net interest margin | 0.0000% | 4,578 |
Noninterest income to average assets | NA | NA |
Noninterest expense to average assets | 0.0000% | 4,576 |
Loan and lease loss provision to assets | NA | NA |
Net operating income to assets | 0.0000% | 4,375 |
Return on assets (ROA) | 0.0000% | 4,397 |
Pretax return on assets | 0.0000% | 4,385 |
Return on Equity (ROE) | NA | NA |
Retained earnings to average equity (ytd only) | 0.0000% | 4,110 |
Net charge-offs to loans | 0.0000% | 2,666 |
Credit loss provision to net charge-offs | 0.0000% | 2,098 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,572 |
Efficiency ratio | 0.0000% | 4,602 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 3,002 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,482 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,833 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,901 |
Noncurrent loans to loans | 0.0000% | 3,847 |
Net loans and leases to total assets | 23.9700% | 4,398 |
Net loans and leases to deposits | 0.0000% | 4,499 |
Net loans and leases to core deposits | 0.0000% | 4,490 |
Total domestic deposits to total assets | 0.0000% | 4,578 |
Equity capital to assets | 0.0000% | 4,597 |
Core capital (leverage) ratio | 0.0000% | 4,578 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 2,911 |
Memoranda: | ||
Average total assets | $1,252,736,500 | 834 |
Average earning assets | NA | NA |
Average equity | NA | NA |
Average total loans | $185,092,500 | 2,400 |
2023-06-30 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 43 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,642 |
Cost of funding earning assets | 0.0000% | 4,571 |
Net interest margin | 0.0000% | 4,613 |
Noninterest income to average assets | NA | NA |
Noninterest expense to average assets | 0.0000% | 4,604 |
Loan and lease loss provision to assets | NA | NA |
Net operating income to assets | 0.0000% | 4,418 |
Return on assets (ROA) | 0.0000% | 4,453 |
Pretax return on assets | 0.0000% | 4,444 |
Return on Equity (ROE) | NA | NA |
Retained earnings to average equity (ytd only) | 0.0000% | 4,069 |
Net charge-offs to loans | 0.0000% | 2,455 |
Credit loss provision to net charge-offs | 0.0000% | 1,862 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,403 |
Efficiency ratio | 0.0000% | 4,631 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 2,909 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,517 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,834 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,917 |
Noncurrent loans to loans | 0.0000% | 3,848 |
Net loans and leases to total assets | 19.3500% | 4,464 |
Net loans and leases to deposits | 0.0000% | 4,532 |
Net loans and leases to core deposits | 0.0000% | 4,550 |
Total domestic deposits to total assets | 0.0000% | 4,600 |
Equity capital to assets | 0.0000% | 4,635 |
Core capital (leverage) ratio | 0.0000% | 4,606 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 2,936 |
Memoranda: | ||
Average total assets | $1,240,681,667 | 825 |
Average earning assets | NA | NA |
Average equity | NA | NA |
Average total loans | $143,802,333 | 2,735 |
2023-03-31 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 1 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,671 |
Cost of funding earning assets | 0.0000% | 4,615 |
Net interest margin | 0.0000% | 4,669 |
Noninterest income to average assets | NA | NA |
Noninterest expense to average assets | 0.0000% | 4,675 |
Loan and lease loss provision to assets | NA | NA |
Net operating income to assets | 0.0000% | 4,480 |
Return on assets (ROA) | 0.0000% | 4,466 |
Pretax return on assets | 0.0000% | 4,450 |
Return on Equity (ROE) | NA | NA |
Retained earnings to average equity (ytd only) | 0.0000% | 4,013 |
Net charge-offs to loans | 0.0000% | 2,062 |
Credit loss provision to net charge-offs | 0.0000% | 1,422 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,008 |
Efficiency ratio | 0.0000% | 4,671 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 2,306 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,580 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,881 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,959 |
Noncurrent loans to loans | 0.0000% | 3,889 |
Net loans and leases to total assets | 9.6100% | 4,575 |
Net loans and leases to deposits | 0.0000% | 4,604 |
Net loans and leases to core deposits | 0.0000% | 4,587 |
Total domestic deposits to total assets | 0.0000% | 4,642 |
Equity capital to assets | 0.0000% | 4,665 |
Core capital (leverage) ratio | 0.0000% | 4,676 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 3,020 |
Memoranda: | ||
Average total assets | $1,242,864,500 | 842 |
Average earning assets | NA | NA |
Average equity | NA | NA |
Average total loans | $96,096,000 | 3,253 |
2022-12-31 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 1 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,703 |
Cost of funding earning assets | 0.0000% | 4,648 |
Net interest margin | 0.0000% | 4,702 |
Noninterest income to average assets | NA | NA |
Noninterest expense to average assets | 0.0000% | 4,708 |
Loan and lease loss provision to assets | NA | NA |
Net operating income to assets | 0.0000% | 4,559 |
Return on assets (ROA) | 0.0000% | 4,546 |
Pretax return on assets | 0.0000% | 4,542 |
Return on Equity (ROE) | NA | NA |
Retained earnings to average equity (ytd only) | 0.0000% | 4,341 |
Net charge-offs to loans | 0.0000% | 2,620 |
Credit loss provision to net charge-offs | 0.0000% | 1,979 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,564 |
Efficiency ratio | 0.0000% | 4,708 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 3,453 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,606 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,900 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,976 |
Noncurrent loans to loans | 0.0000% | 3,914 |
Net loans and leases to total assets | 5.8500% | 4,618 |
Net loans and leases to deposits | 0.0000% | 4,634 |
Net loans and leases to core deposits | 0.0000% | 4,617 |
Total domestic deposits to total assets | 0.0000% | 4,674 |
Equity capital to assets | 0.0000% | 4,692 |
Core capital (leverage) ratio | 0.0000% | 4,710 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 3,055 |
Memoranda: | ||
Average total assets | $1,103,530,600 | 898 |
Average earning assets | NA | NA |
Average equity | NA | NA |
Average total loans | $21,284,400 | 4,395 |
2022-09-30 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 1 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,743 |
Cost of funding earning assets | 0.0000% | 4,686 |
Net interest margin | 0.0000% | 4,743 |
Noninterest income to average assets | NA | NA |
Noninterest expense to average assets | 0.0000% | 4,746 |
Loan and lease loss provision to assets | NA | NA |
Net operating income to assets | 0.0000% | 4,587 |
Return on assets (ROA) | 0.0000% | 4,560 |
Pretax return on assets | 0.0000% | 4,556 |
Return on Equity (ROE) | NA | NA |
Retained earnings to average equity (ytd only) | 0.0000% | 4,329 |
Net charge-offs to loans | 0.0000% | 2,349 |
Credit loss provision to net charge-offs | 0.0000% | 1,679 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,297 |
Efficiency ratio | 0.0000% | 4,746 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 3,071 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,653 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,983 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,052 |
Noncurrent loans to loans | 0.0000% | 3,992 |
Net loans and leases to total assets | 3.3500% | 4,672 |
Net loans and leases to deposits | 0.0000% | 4,678 |
Net loans and leases to core deposits | 0.0000% | 4,661 |
Total domestic deposits to total assets | 0.0000% | 4,716 |
Equity capital to assets | 0.0000% | 4,719 |
Core capital (leverage) ratio | 0.0000% | 4,749 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 3,120 |
Memoranda: | ||
Average total assets | $1,068,555,750 | 929 |
Average earning assets | NA | NA |
Average equity | NA | NA |
Average total loans | $8,408,750 | 4,619 |