Home > Alliant Bank > Income and Expense
Alliant Bank, Income and Expense
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $199,000 | 7,184 |
| Total interest expense | $25,000 | 7,157 |
| Net interest income | $174,000 | 7,181 |
| Provision for loan and lease losses | $31,000 | 4,851 |
| Total noninterest income | $224,000 | 4,715 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $25,000 | 6,336 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $199,000 | 3,676 |
| Total noninterest expense | $397,000 | 6,912 |
| Salaries and employee benefits | $125,000 | 7,129 |
| Premises and equipment expense | $67,000 | 6,369 |
| Additional noninterest expense | $205,000 | 6,422 |
| Pre-tax net operating income | $-30,000 | 6,398 |
| Securities gains (losses) | $76,000 | 1,783 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $46,000 | 6,246 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $46,000 | 6,246 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $46,000 | 6,246 |
| Net charge-offs | $43,000 | 4,152 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-30,000 | 6,412 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $102,000 | 7,248 |
| Total interest expense | $12,000 | 7,228 |
| Net interest income | $90,000 | 7,240 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $205,000 | 3,603 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $12,000 | 6,375 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $193,000 | 2,722 |
| Total noninterest expense | $209,000 | 6,932 |
| Salaries and employee benefits | $64,000 | 7,184 |
| Premises and equipment expense | $32,000 | 6,438 |
| Additional noninterest expense | $113,000 | 6,338 |
| Pre-tax net operating income | $86,000 | 5,558 |
| Securities gains (losses) | $44,000 | 1,286 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $130,000 | 5,045 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $130,000 | 5,049 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $130,000 | 5,050 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $86,000 | 5,384 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $503,000 | 7,275 |
| Total interest expense | $60,000 | 7,273 |
| Net interest income | $443,000 | 7,259 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $415,000 | 4,713 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $44,000 | 6,420 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $371,000 | 3,535 |
| Total noninterest expense | $1,051,000 | 6,789 |
| Salaries and employee benefits | $277,000 | 7,228 |
| Premises and equipment expense | $132,000 | 6,559 |
| Additional noninterest expense | $642,000 | 5,864 |
| Pre-tax net operating income | $-193,000 | 6,233 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-193,000 | 6,334 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-193,000 | 6,337 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-193,000 | 6,337 |
| Net charge-offs | $40,000 | 5,597 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-193,000 | 6,272 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $387,000 | 7,349 |
| Total interest expense | $47,000 | 7,342 |
| Net interest income | $340,000 | 7,332 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $382,000 | 4,417 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $32,000 | 6,476 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $350,000 | 3,225 |
| Total noninterest expense | $776,000 | 6,839 |
| Salaries and employee benefits | $217,000 | 7,271 |
| Premises and equipment expense | $100,000 | 6,601 |
| Additional noninterest expense | $459,000 | 5,992 |
| Pre-tax net operating income | $-54,000 | 6,223 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-54,000 | 6,359 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-54,000 | 6,362 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-54,000 | 6,362 |
| Net charge-offs | $10,000 | 5,779 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-54,000 | 6,259 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $260,000 | 7,418 |
| Total interest expense | $32,000 | 7,416 |
| Net interest income | $228,000 | 7,395 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $-54,000 | 7,276 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $21,000 | 6,511 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-75,000 | 7,169 |
| Total noninterest expense | $537,000 | 6,870 |
| Salaries and employee benefits | $153,000 | 7,325 |
| Premises and equipment expense | $65,000 | 6,673 |
| Additional noninterest expense | $319,000 | 6,000 |
| Pre-tax net operating income | $-363,000 | 6,699 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-363,000 | 6,761 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-363,000 | 6,761 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-363,000 | 6,762 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-363,000 | 6,738 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $138,000 | 7,466 |
| Total interest expense | $17,000 | 7,473 |
| Net interest income | $121,000 | 7,438 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $23,000 | 6,705 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $10,000 | 6,519 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,201 |
| Total noninterest expense | $436,000 | 6,190 |
| Salaries and employee benefits | $78,000 | 7,375 |
| Premises and equipment expense | $35,000 | 6,632 |
| Additional noninterest expense | $323,000 | 4,323 |
| Pre-tax net operating income | $-292,000 | 6,930 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-292,000 | 6,981 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-292,000 | 6,981 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-292,000 | 6,981 |
| Net charge-offs | $1,000 | 4,979 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-292,000 | 6,967 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $560,000 | 7,533 |
| Total interest expense | $86,000 | 7,541 |
| Net interest income | $474,000 | 7,508 |
| Provision for loan and lease losses | $90,000 | 6,097 |
| Total noninterest income | $106,000 | 6,627 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $53,000 | 6,186 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $53,000 | 6,060 |
| Total noninterest expense | $1,046,000 | 7,022 |
| Salaries and employee benefits | $325,000 | 7,434 |
| Premises and equipment expense | $128,000 | 6,814 |
| Additional noninterest expense | $593,000 | 6,233 |
| Pre-tax net operating income | $-556,000 | 6,285 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-556,000 | 6,397 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-556,000 | 6,398 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-556,000 | 6,398 |
| Net charge-offs | $255,000 | 4,502 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-556,000 | 6,359 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $423,000 | 7,645 |
| Total interest expense | $68,000 | 7,650 |
| Net interest income | $355,000 | 7,620 |
| Provision for loan and lease losses | $90,000 | 5,755 |
| Total noninterest income | $81,000 | 6,753 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $42,000 | 6,224 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $39,000 | 6,224 |
| Total noninterest expense | $881,000 | 6,963 |
| Salaries and employee benefits | $239,000 | 7,529 |
| Premises and equipment expense | $108,000 | 6,764 |
| Additional noninterest expense | $534,000 | 5,899 |
| Pre-tax net operating income | $-535,000 | 6,571 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-535,000 | 6,680 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-535,000 | 6,681 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-535,000 | 6,681 |
| Net charge-offs | $260,000 | 3,912 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-535,000 | 6,625 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $284,000 | 7,716 |
| Total interest expense | $49,000 | 7,712 |
| Net interest income | $235,000 | 7,690 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $56,000 | 6,738 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $30,000 | 6,195 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $26,000 | 6,263 |
| Total noninterest expense | $407,000 | 7,400 |
| Salaries and employee benefits | $157,000 | 7,608 |
| Premises and equipment expense | $69,000 | 6,856 |
| Additional noninterest expense | $181,000 | 7,023 |
| Pre-tax net operating income | $-116,000 | 6,309 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-116,000 | 6,442 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-116,000 | 6,444 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-116,000 | 6,442 |
| Net charge-offs | $171,000 | 3,697 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-116,000 | 6,371 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $134,000 | 7,831 |
| Total interest expense | $25,000 | 7,813 |
| Net interest income | $109,000 | 7,797 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $31,000 | 6,709 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $17,000 | 6,094 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $14,000 | 6,333 |
| Total noninterest expense | $231,000 | 7,385 |
| Salaries and employee benefits | $77,000 | 7,705 |
| Premises and equipment expense | $33,000 | 6,994 |
| Additional noninterest expense | $121,000 | 6,719 |
| Pre-tax net operating income | $-91,000 | 6,628 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-91,000 | 6,732 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-91,000 | 6,733 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-91,000 | 6,732 |
| Net charge-offs | $170,000 | 2,609 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-91,000 | 6,664 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $617,000 | 7,866 |
| Total interest expense | $146,000 | 7,853 |
| Net interest income | $471,000 | 7,840 |
| Provision for loan and lease losses | $100,000 | 6,413 |
| Total noninterest income | $232,000 | 6,024 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $64,000 | 6,271 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $168,000 | 4,927 |
| Total noninterest expense | $775,000 | 7,647 |
| Salaries and employee benefits | $340,000 | 7,738 |
| Premises and equipment expense | $127,000 | 7,127 |
| Additional noninterest expense | $308,000 | 7,406 |
| Pre-tax net operating income | $-172,000 | 5,675 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-172,000 | 5,785 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-172,000 | 5,784 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-172,000 | 5,784 |
| Net charge-offs | $99,000 | 5,703 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 633 |
| Net operating income | $-172,000 | 5,777 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $479,000 | 7,952 |
| Total interest expense | $116,000 | 7,934 |
| Net interest income | $363,000 | 7,918 |
| Provision for loan and lease losses | $100,000 | 5,952 |
| Total noninterest income | $196,000 | 5,920 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $47,000 | 6,342 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $149,000 | 4,782 |
| Total noninterest expense | $572,000 | 7,714 |
| Salaries and employee benefits | $261,000 | 7,785 |
| Premises and equipment expense | $104,000 | 7,086 |
| Additional noninterest expense | $207,000 | 7,551 |
| Pre-tax net operating income | $-113,000 | 5,904 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-113,000 | 6,000 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-113,000 | 6,000 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-113,000 | 6,000 |
| Net charge-offs | $98,000 | 5,082 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 511 |
| Net operating income | $-113,000 | 5,965 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $335,000 | 8,032 |
| Total interest expense | $82,000 | 8,017 |
| Net interest income | $253,000 | 7,982 |
| Provision for loan and lease losses | $100,000 | 5,300 |
| Total noninterest income | $165,000 | 5,555 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $32,000 | 6,340 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $133,000 | 4,322 |
| Total noninterest expense | $398,000 | 7,734 |
| Salaries and employee benefits | $183,000 | 7,845 |
| Premises and equipment expense | $69,000 | 7,151 |
| Additional noninterest expense | $146,000 | 7,554 |
| Pre-tax net operating income | $-80,000 | 6,050 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-80,000 | 6,148 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-80,000 | 6,147 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-80,000 | 6,147 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 418 |
| Net operating income | $-80,000 | 6,105 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $170,000 | 8,090 |
| Total interest expense | $45,000 | 8,056 |
| Net interest income | $125,000 | 8,046 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $125,000 | 4,796 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $16,000 | 6,311 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $109,000 | 3,517 |
| Total noninterest expense | $223,000 | 7,651 |
| Salaries and employee benefits | $99,000 | 7,839 |
| Premises and equipment expense | $35,000 | 7,168 |
| Additional noninterest expense | $89,000 | 7,251 |
| Pre-tax net operating income | $-73,000 | 6,566 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-73,000 | 6,741 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-73,000 | 6,742 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-73,000 | 6,742 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 239 |
| Net operating income | $-73,000 | 6,642 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $896,000 | 8,039 |
| Total interest expense | $332,000 | 7,950 |
| Net interest income | $564,000 | 8,040 |
| Provision for loan and lease losses | $558,000 | 3,644 |
| Total noninterest income | $80,000 | 7,496 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $58,000 | 6,519 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $22,000 | 7,377 |
| Total noninterest expense | $1,010,000 | 7,528 |
| Salaries and employee benefits | $398,000 | 7,896 |
| Premises and equipment expense | $133,000 | 7,298 |
| Additional noninterest expense | $479,000 | 6,715 |
| Pre-tax net operating income | $-924,000 | 6,979 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-148,000 | 7,156 |
| Income before extraordinary items | $-776,000 | 6,881 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-776,000 | 6,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $489,000 | 2,828 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-776,000 | 7,004 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $688,000 | 8,120 |
| Total interest expense | $261,000 | 8,019 |
| Net interest income | $427,000 | 8,129 |
| Provision for loan and lease losses | $400,000 | 3,072 |
| Total noninterest income | $60,000 | 7,629 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $43,000 | 6,579 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $17,000 | 7,516 |
| Total noninterest expense | $707,000 | 7,649 |
| Salaries and employee benefits | $295,000 | 7,941 |
| Premises and equipment expense | $104,000 | 7,307 |
| Additional noninterest expense | $308,000 | 6,991 |
| Pre-tax net operating income | $-620,000 | 7,332 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-620,000 | 7,282 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-620,000 | 7,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,958 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-620,000 | 7,405 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $475,000 | 8,172 |
| Total interest expense | $181,000 | 8,079 |
| Net interest income | $294,000 | 8,164 |
| Provision for loan and lease losses | $150,000 | 3,592 |
| Total noninterest income | $41,000 | 7,668 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $28,000 | 6,625 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $13,000 | 7,530 |
| Total noninterest expense | $438,000 | 7,793 |
| Salaries and employee benefits | $195,000 | 8,013 |
| Premises and equipment expense | $68,000 | 7,380 |
| Additional noninterest expense | $175,000 | 7,270 |
| Pre-tax net operating income | $-253,000 | 7,381 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-253,000 | 7,473 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-253,000 | 7,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 2,958 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-253,000 | 7,455 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $248,000 | 8,210 |
| Total interest expense | $96,000 | 8,114 |
| Net interest income | $152,000 | 8,198 |
| Provision for loan and lease losses | $150,000 | 2,123 |
| Total noninterest income | $20,000 | 7,703 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $13,000 | 6,679 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $223,000 | 7,805 |
| Salaries and employee benefits | $92,000 | 8,097 |
| Premises and equipment expense | $34,000 | 7,392 |
| Additional noninterest expense | $97,000 | 7,125 |
| Pre-tax net operating income | $-201,000 | 7,763 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-201,000 | 7,841 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-201,000 | 7,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 1,826 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-201,000 | 7,810 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,272,000 | 8,047 |
| Total interest expense | $556,000 | 7,870 |
| Net interest income | $716,000 | 8,072 |
| Provision for loan and lease losses | $250,000 | 3,497 |
| Total noninterest income | $71,000 | 7,834 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $67,000 | 6,488 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,000 | 8,218 |
| Total noninterest expense | $788,000 | 7,956 |
| Salaries and employee benefits | $364,000 | 8,145 |
| Premises and equipment expense | $146,000 | 7,295 |
| Additional noninterest expense | $278,000 | 7,648 |
| Pre-tax net operating income | $-251,000 | 7,686 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-16,000 | 7,827 |
| Income before extraordinary items | $-235,000 | 7,734 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-235,000 | 7,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $369,000 | 2,030 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-235,000 | 7,714 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,005,000 | 8,047 |
| Total interest expense | $445,000 | 7,856 |
| Net interest income | $560,000 | 8,095 |
| Provision for loan and lease losses | $250,000 | 2,604 |
| Total noninterest income | $52,000 | 7,909 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $54,000 | 6,449 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-2,000 | 8,490 |
| Total noninterest expense | $585,000 | 7,939 |
| Salaries and employee benefits | $287,000 | 8,081 |
| Premises and equipment expense | $112,000 | 7,255 |
| Additional noninterest expense | $186,000 | 7,764 |
| Pre-tax net operating income | $-223,000 | 7,907 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-223,000 | 7,948 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-223,000 | 7,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 1,878 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-223,000 | 7,933 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $705,000 | 8,072 |
| Total interest expense | $310,000 | 7,870 |
| Net interest income | $395,000 | 8,119 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $29,000 | 8,060 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $36,000 | 6,482 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-7,000 | 8,560 |
| Total noninterest expense | $397,000 | 7,971 |
| Salaries and employee benefits | $206,000 | 8,061 |
| Premises and equipment expense | $74,000 | 7,287 |
| Additional noninterest expense | $117,000 | 7,881 |
| Pre-tax net operating income | $27,000 | 7,653 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $27,000 | 7,640 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $27,000 | 7,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 1,273 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $27,000 | 7,625 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $360,000 | 8,092 |
| Total interest expense | $152,000 | 7,923 |
| Net interest income | $208,000 | 8,123 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $3,000 | 8,453 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $19,000 | 6,411 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $-16,000 | 8,611 |
| Total noninterest expense | $189,000 | 8,071 |
| Salaries and employee benefits | $92,000 | 8,206 |
| Premises and equipment expense | $38,000 | 7,268 |
| Additional noninterest expense | $59,000 | 7,891 |
| Pre-tax net operating income | $22,000 | 7,634 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $22,000 | 7,590 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $22,000 | 7,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 707 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $22,000 | 7,573 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,295,000 | 8,070 |
| Total interest expense | $546,000 | 7,831 |
| Net interest income | $749,000 | 8,139 |
| Provision for loan and lease losses | $210,000 | 3,430 |
| Total noninterest income | $123,000 | 7,541 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $83,000 | 6,393 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $40,000 | 7,480 |
| Total noninterest expense | $851,000 | 7,938 |
| Salaries and employee benefits | $368,000 | 8,223 |
| Premises and equipment expense | $147,000 | 7,295 |
| Additional noninterest expense | $336,000 | 7,390 |
| Pre-tax net operating income | $-189,000 | 8,113 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-19,000 | 8,215 |
| Income before extraordinary items | $-170,000 | 8,125 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-170,000 | 8,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,270 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-170,000 | 8,116 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $938,000 | 8,170 |
| Total interest expense | $384,000 | 7,922 |
| Net interest income | $554,000 | 8,235 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $93,000 | 7,605 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $62,000 | 6,468 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,477 |
| Total noninterest expense | $685,000 | 7,848 |
| Salaries and employee benefits | $286,000 | 8,209 |
| Premises and equipment expense | $124,000 | 7,102 |
| Additional noninterest expense | $275,000 | 7,240 |
| Pre-tax net operating income | $-38,000 | 8,166 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-38,000 | 8,183 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-38,000 | 8,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,550 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-38,000 | 8,171 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $601,000 | 8,245 |
| Total interest expense | $239,000 | 7,987 |
| Net interest income | $362,000 | 8,310 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $63,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $42,000 | 6,470 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $21,000 | 7,503 |
| Total noninterest expense | $481,000 | 7,790 |
| Salaries and employee benefits | $187,000 | 8,269 |
| Premises and equipment expense | $85,000 | 7,068 |
| Additional noninterest expense | $209,000 | 7,003 |
| Pre-tax net operating income | $-56,000 | 8,289 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-56,000 | 8,292 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-56,000 | 8,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,181 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-56,000 | 8,289 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $273,000 | 8,331 |
| Total interest expense | $110,000 | 8,055 |
| Net interest income | $163,000 | 8,416 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $36,000 | 7,439 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $23,000 | 6,323 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,271 |
| Total noninterest expense | $285,000 | 7,538 |
| Salaries and employee benefits | $92,000 | 8,300 |
| Premises and equipment expense | $44,000 | 7,013 |
| Additional noninterest expense | $149,000 | 6,079 |
| Pre-tax net operating income | $-86,000 | 8,422 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-86,000 | 8,437 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-86,000 | 8,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-86,000 | 8,423 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,116,000 | 8,235 |
| Total interest expense | $366,000 | 8,000 |
| Net interest income | $750,000 | 8,283 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $145,000 | 7,542 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $93,000 | 6,387 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $52,000 | 7,351 |
| Total noninterest expense | $789,000 | 8,089 |
| Salaries and employee benefits | $392,000 | 8,230 |
| Premises and equipment expense | $144,000 | 7,345 |
| Additional noninterest expense | $253,000 | 7,906 |
| Pre-tax net operating income | $106,000 | 7,980 |
| Securities gains (losses) | $4,000 | 1,802 |
| Applicable income taxes | $35,000 | 6,062 |
| Income before extraordinary items | $75,000 | 8,046 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $75,000 | 8,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,965 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $72,280 | 8,032 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $831,000 | 8,286 |
| Total interest expense | $261,000 | 8,049 |
| Net interest income | $570,000 | 8,317 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $116,000 | 7,477 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $71,000 | 6,407 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $45,000 | 7,190 |
| Total noninterest expense | $608,000 | 8,057 |
| Salaries and employee benefits | $312,000 | 8,135 |
| Premises and equipment expense | $113,000 | 7,277 |
| Additional noninterest expense | $183,000 | 7,959 |
| Pre-tax net operating income | $78,000 | 8,095 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $10,000 | 6,526 |
| Income before extraordinary items | $72,000 | 8,092 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $72,000 | 8,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,195 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $68,480 | 8,079 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $533,000 | 8,322 |
| Total interest expense | $163,000 | 8,082 |
| Net interest income | $370,000 | 8,358 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $88,000 | 7,260 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $50,000 | 6,311 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $38,000 | 6,863 |
| Total noninterest expense | $403,000 | 8,066 |
| Salaries and employee benefits | $208,000 | 8,140 |
| Premises and equipment expense | $74,000 | 7,300 |
| Additional noninterest expense | $121,000 | 7,967 |
| Pre-tax net operating income | $55,000 | 8,106 |
| Securities gains (losses) | $4,000 | 1,659 |
| Applicable income taxes | $8,000 | 6,480 |
| Income before extraordinary items | $51,000 | 8,103 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $51,000 | 8,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $47,560 | 8,090 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $245,000 | 8,464 |
| Total interest expense | $77,000 | 8,167 |
| Net interest income | $168,000 | 8,506 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $60,000 | 6,751 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $26,000 | 6,203 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $34,000 | 5,945 |
| Total noninterest expense | $202,000 | 8,145 |
| Salaries and employee benefits | $103,000 | 8,227 |
| Premises and equipment expense | $38,000 | 7,311 |
| Additional noninterest expense | $61,000 | 8,018 |
| Pre-tax net operating income | $26,000 | 8,191 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $4,000 | 6,466 |
| Income before extraordinary items | $22,000 | 8,218 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $22,000 | 8,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $22,000 | 8,194 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $998,000 | 8,387 |
| Total interest expense | $288,000 | 8,153 |
| Net interest income | $710,000 | 8,425 |
| Provision for loan and lease losses | $105,000 | 4,905 |
| Total noninterest income | $142,000 | 7,684 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $89,000 | 6,629 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $53,000 | 7,335 |
| Total noninterest expense | $808,000 | 8,146 |
| Salaries and employee benefits | $357,000 | 8,435 |
| Premises and equipment expense | $147,000 | 7,359 |
| Additional noninterest expense | $304,000 | 7,684 |
| Pre-tax net operating income | $-61,000 | 8,461 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $13,000 | 6,689 |
| Income before extraordinary items | $-74,000 | 8,514 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-74,000 | 8,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,222 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-74,000 | 8,480 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $733,000 | 8,453 |
| Total interest expense | $216,000 | 8,180 |
| Net interest income | $517,000 | 8,486 |
| Provision for loan and lease losses | $15,000 | 6,527 |
| Total noninterest income | $111,000 | 7,662 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $66,000 | 6,698 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $45,000 | 7,213 |
| Total noninterest expense | $533,000 | 8,308 |
| Salaries and employee benefits | $282,000 | 8,369 |
| Premises and equipment expense | $105,000 | 7,429 |
| Additional noninterest expense | $146,000 | 8,339 |
| Pre-tax net operating income | $80,000 | 8,212 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $20,000 | 6,511 |
| Income before extraordinary items | $60,000 | 8,275 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $60,000 | 8,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,322 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $60,000 | 8,236 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $494,000 | 8,509 |
| Total interest expense | $147,000 | 8,219 |
| Net interest income | $347,000 | 8,538 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $60,000 | 7,965 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $43,000 | 6,739 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,000 | 7,905 |
| Total noninterest expense | $346,000 | 8,398 |
| Salaries and employee benefits | $179,000 | 8,491 |
| Premises and equipment expense | $70,000 | 7,453 |
| Additional noninterest expense | $97,000 | 8,386 |
| Pre-tax net operating income | $61,000 | 8,186 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $13,000 | 6,532 |
| Income before extraordinary items | $48,000 | 8,244 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $48,000 | 8,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $48,000 | 8,184 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $251,000 | 8,548 |
| Total interest expense | $76,000 | 8,251 |
| Net interest income | $175,000 | 8,564 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $30,000 | 7,962 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $173,000 | 8,440 |
| Salaries and employee benefits | $86,000 | 8,573 |
| Premises and equipment expense | $35,000 | 7,507 |
| Additional noninterest expense | $52,000 | 8,354 |
| Pre-tax net operating income | $32,000 | 8,152 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $6,000 | 6,520 |
| Income before extraordinary items | $26,000 | 8,220 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $26,000 | 8,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $26,000 | 8,151 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,186,000 | 8,408 |
| Total interest expense | $411,000 | 8,077 |
| Net interest income | $775,000 | 8,450 |
| Provision for loan and lease losses | $25,000 | 6,896 |
| Total noninterest income | $130,000 | 8,002 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $94,000 | 6,640 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $36,000 | 7,939 |
| Total noninterest expense | $1,054,000 | 7,766 |
| Salaries and employee benefits | $372,000 | 8,520 |
| Premises and equipment expense | $146,000 | 7,453 |
| Additional noninterest expense | $536,000 | 6,342 |
| Pre-tax net operating income | $-174,000 | 8,673 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-72,000 | 8,903 |
| Income before extraordinary items | $-102,000 | 8,722 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-102,000 | 8,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,233 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-102,000 | 8,651 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $913,000 | 8,467 |
| Total interest expense | $325,000 | 8,125 |
| Net interest income | $588,000 | 8,514 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $100,000 | 8,029 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $73,000 | 6,657 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 7,963 |
| Total noninterest expense | $736,000 | 7,909 |
| Salaries and employee benefits | $299,000 | 8,425 |
| Premises and equipment expense | $99,000 | 7,650 |
| Additional noninterest expense | $338,000 | 6,822 |
| Pre-tax net operating income | $-48,000 | 8,717 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-48,000 | 8,794 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-48,000 | 8,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,642 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-48,000 | 8,714 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $650,000 | 8,438 |
| Total interest expense | $224,000 | 8,179 |
| Net interest income | $426,000 | 8,435 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $67,000 | 8,013 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $51,000 | 6,554 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $16,000 | 8,080 |
| Total noninterest expense | $368,000 | 8,412 |
| Salaries and employee benefits | $207,000 | 8,403 |
| Premises and equipment expense | $64,000 | 7,719 |
| Additional noninterest expense | $97,000 | 8,501 |
| Pre-tax net operating income | $125,000 | 7,804 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $39,000 | 6,120 |
| Income before extraordinary items | $86,000 | 8,087 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $86,000 | 8,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,113 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $86,000 | 7,925 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $300,000 | 8,598 |
| Total interest expense | $116,000 | 8,228 |
| Net interest income | $184,000 | 8,674 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $31,000 | 8,103 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $22,000 | 6,745 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $187,000 | 8,443 |
| Salaries and employee benefits | $105,000 | 8,433 |
| Premises and equipment expense | $31,000 | 7,807 |
| Additional noninterest expense | $51,000 | 8,461 |
| Pre-tax net operating income | $28,000 | 8,341 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $5,000 | 6,893 |
| Income before extraordinary items | $23,000 | 8,430 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $23,000 | 8,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $23,000 | 8,302 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,355,000 | 8,535 |
| Total interest expense | $585,000 | 8,152 |
| Net interest income | $770,000 | 8,634 |
| Provision for loan and lease losses | $145,000 | 5,001 |
| Total noninterest income | $118,000 | 8,183 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $92,000 | 6,721 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 8,334 |
| Total noninterest expense | $685,000 | 8,571 |
| Salaries and employee benefits | $351,000 | 8,698 |
| Premises and equipment expense | $124,000 | 7,833 |
| Additional noninterest expense | $210,000 | 8,490 |
| Pre-tax net operating income | $58,000 | 8,448 |
| Securities gains (losses) | $40,000 | 2,603 |
| Applicable income taxes | $62,000 | 6,379 |
| Income before extraordinary items | $36,000 | 8,604 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $36,000 | 8,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,948 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $10,400 | 8,613 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,608,000 | 8,628 |
| Total interest expense | $849,000 | 8,333 |
| Net interest income | $759,000 | 8,750 |
| Provision for loan and lease losses | $215,000 | 3,959 |
| Total noninterest income | $122,000 | 8,206 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $98,000 | 6,612 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $24,000 | 8,562 |
| Total noninterest expense | $606,000 | 8,912 |
| Salaries and employee benefits | $316,000 | 9,000 |
| Premises and equipment expense | $103,000 | 8,251 |
| Additional noninterest expense | $187,000 | 8,764 |
| Pre-tax net operating income | $60,000 | 8,501 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $72,000 | 6,376 |
| Income before extraordinary items | $-12,000 | 8,842 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-12,000 | 8,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 2,358 |
| Cash dividends | $50,000 | 6,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-12,000 | 8,759 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,591,000 | 8,855 |
| Total interest expense | $847,000 | 8,548 |
| Net interest income | $744,000 | 9,015 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $117,000 | 8,343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 6,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 8,756 |
| Total noninterest expense | $618,000 | 9,041 |
| Salaries and employee benefits | $345,000 | 9,024 |
| Premises and equipment expense | $97,000 | 8,499 |
| Additional noninterest expense | $176,000 | 9,016 |
| Pre-tax net operating income | $243,000 | 8,167 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $40,000 | 7,410 |
| Income before extraordinary items | $203,000 | 8,045 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $203,000 | 8,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,334 |
| Cash dividends | $40,000 | 6,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $203,000 | 8,048 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,436,000 | 9,154 |
| Total interest expense | $726,000 | 8,886 |
| Net interest income | $710,000 | 9,256 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $122,000 | 8,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 6,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,339 |
| Total noninterest expense | $590,000 | 9,352 |
| Salaries and employee benefits | $338,000 | 9,261 |
| Premises and equipment expense | $85,000 | 8,926 |
| Additional noninterest expense | $167,000 | 9,364 |
| Pre-tax net operating income | $242,000 | 8,377 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $34,000 | 7,921 |
| Income before extraordinary items | $212,000 | 8,206 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $212,000 | 8,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,262 |
| Cash dividends | $40,000 | 6,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $208,560 | 8,212 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,386,000 | 9,432 |
| Total interest expense | $732,000 | 9,112 |
| Net interest income | $654,000 | 9,601 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $147,000 | 8,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,387 |
| Total noninterest expense | $572,000 | 9,542 |
| Salaries and employee benefits | $324,000 | 9,470 |
| Premises and equipment expense | $80,000 | 9,140 |
| Additional noninterest expense | $168,000 | 9,485 |
| Pre-tax net operating income | $229,000 | 8,774 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $55,000 | 8,243 |
| Income before extraordinary items | $174,000 | 8,809 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $174,000 | 8,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,038 |
| Cash dividends | $30,000 | 7,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $174,000 | 8,746 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,269,000 | 9,965 |
| Total interest expense | $669,000 | 9,630 |
| Net interest income | $600,000 | 10,181 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $112,000 | 9,195 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 7,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,956 |
| Total noninterest expense | $551,000 | 9,928 |
| Salaries and employee benefits | $307,000 | 9,902 |
| Premises and equipment expense | $83,000 | 9,364 |
| Additional noninterest expense | $161,000 | 9,871 |
| Pre-tax net operating income | $161,000 | 9,786 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $43,000 | 9,362 |
| Income before extraordinary items | $120,000 | 9,836 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $120,000 | 9,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $118,520 | 9,803 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,015,000 | 10,792 |
| Total interest expense | $487,000 | 10,635 |
| Net interest income | $528,000 | 10,830 |
| Provision for loan and lease losses | $-75,000 | 11,234 |
| Total noninterest income | $95,000 | 9,977 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 8,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,642 |
| Total noninterest expense | $574,000 | 10,281 |
| Salaries and employee benefits | $295,000 | 10,389 |
| Premises and equipment expense | $70,000 | 10,079 |
| Additional noninterest expense | $209,000 | 9,841 |
| Pre-tax net operating income | $124,000 | 10,242 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $32,000 | 9,997 |
| Income before extraordinary items | $92,000 | 10,290 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $92,000 | 10,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,197 |
| Cash dividends | $25,000 | 7,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $92,000 | 10,240 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,054,000 | 11,194 |
| Total interest expense | $455,000 | 11,177 |
| Net interest income | $599,000 | 11,131 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $120,000 | 9,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,278 |
| Total noninterest expense | $481,000 | 11,099 |
| Salaries and employee benefits | $252,000 | 11,140 |
| Premises and equipment expense | $65,000 | 10,624 |
| Additional noninterest expense | $164,000 | 10,891 |
| Pre-tax net operating income | $238,000 | 10,203 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $77,000 | 9,650 |
| Income before extraordinary items | $161,000 | 10,357 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $161,000 | 10,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,497 |
| Cash dividends | $25,000 | 8,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $161,000 | 10,331 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $909,000 | 11,875 |
| Total interest expense | $364,000 | 11,763 |
| Net interest income | $545,000 | 11,872 |
| Provision for loan and lease losses | $75,000 | 5,153 |
| Total noninterest income | $98,000 | 10,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 8,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,641 |
| Total noninterest expense | $484,000 | 11,691 |
| Salaries and employee benefits | $243,000 | 11,724 |
| Premises and equipment expense | $74,000 | 10,838 |
| Additional noninterest expense | $167,000 | 11,561 |
| Pre-tax net operating income | $84,000 | 11,725 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $28,000 | 10,970 |
| Income before extraordinary items | $56,000 | 11,765 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $56,000 | 11,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,447 |
| Cash dividends | $25,000 | 8,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $56,000 | 11,807 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $876,000 | 12,535 |
| Total interest expense | $367,000 | 12,372 |
| Net interest income | $509,000 | 12,531 |
| Provision for loan and lease losses | $-25,000 | 12,616 |
| Total noninterest income | $120,000 | 10,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 9,003 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,664 |
| Total noninterest expense | $521,000 | 12,054 |
| Salaries and employee benefits | $223,000 | 12,426 |
| Premises and equipment expense | $76,000 | 11,310 |
| Additional noninterest expense | $222,000 | 11,441 |
| Pre-tax net operating income | $133,000 | 11,609 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $29,000 | 11,409 |
| Income before extraordinary items | $104,000 | 11,764 |
| Extraordinary gains, net | $-77,000 | 12,853 |
| Net income | $27,000 | 12,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 12,449 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $104,000 | 11,569 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $975,000 | 13,067 |
| Total interest expense | $428,000 | 13,076 |
| Net interest income | $547,000 | 12,920 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $132,000 | 10,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 9,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 10,164 |
| Total noninterest expense | $462,000 | 12,844 |
| Salaries and employee benefits | $202,000 | 13,135 |
| Premises and equipment expense | $69,000 | 11,913 |
| Additional noninterest expense | $191,000 | 12,354 |
| Pre-tax net operating income | $217,000 | 10,906 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $75,000 | 10,571 |
| Income before extraordinary items | $142,000 | 11,390 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $142,000 | 11,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 13,268 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $142,000 | 11,045 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.