Home > Alliance Banking Company > Income and Expense
Alliance Banking Company, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,748,000 | 4,007 |
| Total interest expense | $530,000 | 3,864 |
| Net interest income | $1,218,000 | 4,014 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $251,000 | 3,450 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $94,000 | 3,574 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $157,000 | 2,889 |
| Total noninterest expense | $1,197,000 | 3,316 |
| Salaries and employee benefits | $610,000 | 3,518 |
| Premises and equipment expense | $216,000 | 2,679 |
| Additional noninterest expense | $371,000 | 3,212 |
| Pre-tax net operating income | $227,000 | 5,670 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $67,000 | 4,351 |
| Income before extraordinary items | $160,000 | 5,964 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $160,000 | 5,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,462 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $160,000 | 5,923 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,605,000 | 3,981 |
| Total interest expense | $1,901,000 | 3,797 |
| Net interest income | $4,704,000 | 3,988 |
| Provision for loan and lease losses | $420,000 | 2,272 |
| Total noninterest income | $1,376,000 | 2,847 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $459,000 | 3,329 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $917,000 | 2,273 |
| Total noninterest expense | $5,633,000 | 2,807 |
| Salaries and employee benefits | $2,726,000 | 3,113 |
| Premises and equipment expense | $867,000 | 2,604 |
| Additional noninterest expense | $2,040,000 | 2,377 |
| Pre-tax net operating income | $27,000 | 8,318 |
| Securities gains (losses) | $11,000 | 2,784 |
| Applicable income taxes | $-115,000 | 8,750 |
| Income before extraordinary items | $153,000 | 7,863 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $153,000 | 7,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,373 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $139,000 | 620 |
| Net operating income | $142,000 | 7,877 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,798,000 | 4,057 |
| Total interest expense | $1,372,000 | 3,868 |
| Net interest income | $3,426,000 | 4,068 |
| Provision for loan and lease losses | $179,000 | 3,255 |
| Total noninterest income | $1,139,000 | 2,666 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $357,000 | 3,275 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $782,000 | 2,103 |
| Total noninterest expense | $3,890,000 | 2,980 |
| Salaries and employee benefits | $1,939,000 | 3,223 |
| Premises and equipment expense | $661,000 | 2,560 |
| Additional noninterest expense | $1,290,000 | 2,724 |
| Pre-tax net operating income | $496,000 | 6,346 |
| Securities gains (losses) | $11,000 | 2,659 |
| Applicable income taxes | $102,000 | 5,324 |
| Income before extraordinary items | $405,000 | 6,294 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $405,000 | 6,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 1,587 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $396,200 | 6,276 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,149,000 | 4,101 |
| Total interest expense | $898,000 | 3,935 |
| Net interest income | $2,251,000 | 4,122 |
| Provision for loan and lease losses | $144,000 | 2,858 |
| Total noninterest income | $875,000 | 2,429 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $245,000 | 3,192 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $630,000 | 1,857 |
| Total noninterest expense | $2,869,000 | 2,733 |
| Salaries and employee benefits | $1,318,000 | 3,180 |
| Premises and equipment expense | $460,000 | 2,449 |
| Additional noninterest expense | $1,091,000 | 2,218 |
| Pre-tax net operating income | $113,000 | 7,816 |
| Securities gains (losses) | $10,000 | 2,414 |
| Applicable income taxes | $12,000 | 6,573 |
| Income before extraordinary items | $111,000 | 7,671 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $111,000 | 7,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 1,027 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $102,000 | 7,686 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,605,000 | 4,053 |
| Total interest expense | $457,000 | 3,920 |
| Net interest income | $1,148,000 | 4,041 |
| Provision for loan and lease losses | $114,000 | 1,928 |
| Total noninterest income | $307,000 | 3,057 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $118,000 | 3,186 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $189,000 | 2,560 |
| Total noninterest expense | $1,287,000 | 3,016 |
| Salaries and employee benefits | $642,000 | 3,266 |
| Premises and equipment expense | $231,000 | 2,467 |
| Additional noninterest expense | $414,000 | 2,816 |
| Pre-tax net operating income | $54,000 | 7,867 |
| Securities gains (losses) | $10,000 | 2,045 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $62,000 | 7,534 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $62,000 | 7,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 622 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $52,300 | 7,672 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,702,000 | 3,957 |
| Total interest expense | $2,313,000 | 3,558 |
| Net interest income | $4,389,000 | 4,075 |
| Provision for loan and lease losses | $313,000 | 3,072 |
| Total noninterest income | $1,859,000 | 2,438 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $586,000 | 2,746 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,273,000 | 2,040 |
| Total noninterest expense | $5,298,000 | 2,913 |
| Salaries and employee benefits | $2,724,000 | 3,025 |
| Premises and equipment expense | $953,000 | 2,364 |
| Additional noninterest expense | $1,621,000 | 2,868 |
| Pre-tax net operating income | $637,000 | 6,214 |
| Securities gains (losses) | $121,000 | 1,719 |
| Applicable income taxes | $105,000 | 5,670 |
| Income before extraordinary items | $653,000 | 5,752 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $653,000 | 5,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 1,976 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $548,940 | 5,988 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,101,000 | 3,967 |
| Total interest expense | $1,849,000 | 3,486 |
| Net interest income | $3,252,000 | 4,134 |
| Provision for loan and lease losses | $313,000 | 2,446 |
| Total noninterest income | $1,530,000 | 2,323 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $449,000 | 2,709 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,081,000 | 1,939 |
| Total noninterest expense | $4,030,000 | 2,883 |
| Salaries and employee benefits | $2,051,000 | 3,020 |
| Premises and equipment expense | $725,000 | 2,332 |
| Additional noninterest expense | $1,254,000 | 2,772 |
| Pre-tax net operating income | $439,000 | 6,554 |
| Securities gains (losses) | $121,000 | 1,577 |
| Applicable income taxes | $172,000 | 4,895 |
| Income before extraordinary items | $388,000 | 6,419 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $388,000 | 6,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 1,643 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $304,510 | 6,760 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,423,000 | 3,974 |
| Total interest expense | $1,267,000 | 3,510 |
| Net interest income | $2,156,000 | 4,163 |
| Provision for loan and lease losses | $258,000 | 2,081 |
| Total noninterest income | $1,048,000 | 2,274 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $304,000 | 2,617 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $744,000 | 1,882 |
| Total noninterest expense | $2,662,000 | 2,902 |
| Salaries and employee benefits | $1,357,000 | 3,044 |
| Premises and equipment expense | $503,000 | 2,250 |
| Additional noninterest expense | $802,000 | 2,861 |
| Pre-tax net operating income | $284,000 | 6,602 |
| Securities gains (losses) | $121,000 | 1,364 |
| Applicable income taxes | $127,000 | 4,772 |
| Income before extraordinary items | $278,000 | 6,274 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $278,000 | 6,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,139 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $194,510 | 6,833 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,728,000 | 3,960 |
| Total interest expense | $641,000 | 3,555 |
| Net interest income | $1,087,000 | 4,136 |
| Provision for loan and lease losses | $98,000 | 2,426 |
| Total noninterest income | $477,000 | 2,368 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $152,000 | 2,558 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $325,000 | 2,000 |
| Total noninterest expense | $1,347,000 | 2,847 |
| Salaries and employee benefits | $701,000 | 2,951 |
| Premises and equipment expense | $237,000 | 2,354 |
| Additional noninterest expense | $409,000 | 2,799 |
| Pre-tax net operating income | $119,000 | 6,916 |
| Securities gains (losses) | $56,000 | 1,326 |
| Applicable income taxes | $53,000 | 5,018 |
| Income before extraordinary items | $122,000 | 6,525 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $122,000 | 6,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 1,704 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $82,800 | 7,087 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,861,000 | 3,693 |
| Total interest expense | $2,961,000 | 3,571 |
| Net interest income | $4,900,000 | 3,730 |
| Provision for loan and lease losses | $1,136,000 | 1,200 |
| Total noninterest income | $2,074,000 | 2,067 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $535,000 | 2,813 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,539,000 | 1,616 |
| Total noninterest expense | $5,959,000 | 2,477 |
| Salaries and employee benefits | $3,094,000 | 2,547 |
| Premises and equipment expense | $983,000 | 2,216 |
| Additional noninterest expense | $1,882,000 | 2,448 |
| Pre-tax net operating income | $-121,000 | 8,779 |
| Securities gains (losses) | $312,000 | 874 |
| Applicable income taxes | $40,000 | 6,689 |
| Income before extraordinary items | $151,000 | 8,082 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $151,000 | 8,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $575,000 | 1,480 |
| Cash dividends | $60,000 | 5,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-95,480 | 8,773 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,637,000 | 4,169 |
| Total interest expense | $3,516,000 | 4,193 |
| Net interest income | $4,121,000 | 4,034 |
| Provision for loan and lease losses | $405,000 | 2,593 |
| Total noninterest income | $2,219,000 | 1,852 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $643,000 | 2,303 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,576,000 | 1,471 |
| Total noninterest expense | $5,979,000 | 2,384 |
| Salaries and employee benefits | $3,263,000 | 2,299 |
| Premises and equipment expense | $1,026,000 | 2,081 |
| Additional noninterest expense | $1,690,000 | 2,600 |
| Pre-tax net operating income | $-44,000 | 8,800 |
| Securities gains (losses) | $53,000 | 2,288 |
| Applicable income taxes | $-28,000 | 9,084 |
| Income before extraordinary items | $37,000 | 8,665 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $37,000 | 8,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $316,000 | 2,164 |
| Cash dividends | $53,000 | 6,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-16,000 | 8,769 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,201,000 | 4,478 |
| Total interest expense | $3,928,000 | 4,030 |
| Net interest income | $3,273,000 | 4,850 |
| Provision for loan and lease losses | $195,000 | 3,809 |
| Total noninterest income | $1,953,000 | 1,908 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $519,000 | 2,608 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,434,000 | 1,430 |
| Total noninterest expense | $5,198,000 | 2,622 |
| Salaries and employee benefits | $2,825,000 | 2,526 |
| Premises and equipment expense | $910,000 | 2,269 |
| Additional noninterest expense | $1,463,000 | 2,877 |
| Pre-tax net operating income | $-167,000 | 9,311 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $-77,000 | 9,550 |
| Income before extraordinary items | $-88,000 | 9,255 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-88,000 | 9,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,051 |
| Cash dividends | $78,000 | 6,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-89,280 | 9,254 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,546,000 | 5,209 |
| Total interest expense | $2,785,000 | 4,876 |
| Net interest income | $2,761,000 | 5,474 |
| Provision for loan and lease losses | $147,000 | 4,324 |
| Total noninterest income | $1,378,000 | 2,434 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $486,000 | 2,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $892,000 | 2,013 |
| Total noninterest expense | $3,674,000 | 3,565 |
| Salaries and employee benefits | $1,995,000 | 3,451 |
| Premises and equipment expense | $532,000 | 3,581 |
| Additional noninterest expense | $1,147,000 | 3,584 |
| Pre-tax net operating income | $318,000 | 7,997 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $81,000 | 7,184 |
| Income before extraordinary items | $237,000 | 8,026 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $237,000 | 8,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,123 |
| Cash dividends | $90,000 | 6,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $237,000 | 8,001 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,096,000 | 5,616 |
| Total interest expense | $2,567,000 | 5,269 |
| Net interest income | $2,529,000 | 5,813 |
| Provision for loan and lease losses | $126,000 | 4,520 |
| Total noninterest income | $743,000 | 3,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $405,000 | 3,105 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $338,000 | 3,765 |
| Total noninterest expense | $2,541,000 | 4,717 |
| Salaries and employee benefits | $1,242,000 | 4,940 |
| Premises and equipment expense | $443,000 | 4,074 |
| Additional noninterest expense | $856,000 | 4,457 |
| Pre-tax net operating income | $605,000 | 6,885 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $183,000 | 6,381 |
| Income before extraordinary items | $423,000 | 7,075 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $423,000 | 7,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,401 |
| Cash dividends | $87,000 | 6,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $422,300 | 6,985 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,746,000 | 6,004 |
| Total interest expense | $2,402,000 | 5,564 |
| Net interest income | $2,344,000 | 6,300 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $544,000 | 4,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $342,000 | 3,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 4,932 |
| Total noninterest expense | $2,256,000 | 5,192 |
| Salaries and employee benefits | $1,102,000 | 5,461 |
| Premises and equipment expense | $382,000 | 4,605 |
| Additional noninterest expense | $772,000 | 4,854 |
| Pre-tax net operating income | $542,000 | 7,700 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $126,000 | 7,981 |
| Income before extraordinary items | $416,000 | 7,533 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $416,000 | 7,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,076 |
| Cash dividends | $10,000 | 7,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $416,000 | 7,476 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,187,000 | 6,692 |
| Total interest expense | $2,135,000 | 6,155 |
| Net interest income | $2,052,000 | 7,042 |
| Provision for loan and lease losses | $171,000 | 3,803 |
| Total noninterest income | $396,000 | 5,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,864 |
| Total noninterest expense | $1,915,000 | 6,127 |
| Salaries and employee benefits | $1,006,000 | 5,956 |
| Premises and equipment expense | $283,000 | 5,797 |
| Additional noninterest expense | $626,000 | 6,192 |
| Pre-tax net operating income | $362,000 | 8,738 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $14,000 | 10,306 |
| Income before extraordinary items | $348,000 | 8,019 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $348,000 | 8,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,157 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $348,000 | 7,962 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,785,000 | 7,224 |
| Total interest expense | $2,003,000 | 6,458 |
| Net interest income | $1,782,000 | 7,810 |
| Provision for loan and lease losses | $99,000 | 4,670 |
| Total noninterest income | $310,000 | 6,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 5,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,479 |
| Total noninterest expense | $1,719,000 | 6,685 |
| Salaries and employee benefits | $787,000 | 7,175 |
| Premises and equipment expense | $338,000 | 5,158 |
| Additional noninterest expense | $594,000 | 6,576 |
| Pre-tax net operating income | $274,000 | 9,950 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $35,000 | 10,480 |
| Income before extraordinary items | $240,000 | 9,502 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $240,000 | 9,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 11,467 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $239,130 | 9,497 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,003,000 | 8,034 |
| Total interest expense | $1,448,000 | 7,059 |
| Net interest income | $1,555,000 | 8,718 |
| Provision for loan and lease losses | $165,000 | 3,404 |
| Total noninterest income | $247,000 | 8,000 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,460 |
| Total noninterest expense | $1,661,000 | 7,096 |
| Salaries and employee benefits | $714,000 | 7,770 |
| Premises and equipment expense | $296,000 | 5,783 |
| Additional noninterest expense | $651,000 | 6,671 |
| Pre-tax net operating income | $-24,000 | 12,135 |
| Securities gains (losses) | $-25,000 | 10,510 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-49,000 | 12,106 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-49,000 | 12,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,680 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-24,000 | 12,099 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,157,000 | 9,871 |
| Total interest expense | $947,000 | 9,342 |
| Net interest income | $1,210,000 | 10,041 |
| Provision for loan and lease losses | $102,000 | 5,694 |
| Total noninterest income | $227,000 | 8,742 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 9,126 |
| Total noninterest expense | $1,281,000 | 8,578 |
| Salaries and employee benefits | $572,000 | 9,036 |
| Premises and equipment expense | $220,000 | 7,289 |
| Additional noninterest expense | $489,000 | 8,336 |
| Pre-tax net operating income | $54,000 | 12,157 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $54,000 | 12,221 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $54,000 | 12,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $54,000 | 12,074 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,350,000 | 12,287 |
| Total interest expense | $604,000 | 12,274 |
| Net interest income | $746,000 | 12,131 |
| Provision for loan and lease losses | $161,000 | 5,890 |
| Total noninterest income | $97,000 | 11,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 9,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 12,406 |
| Total noninterest expense | $889,000 | 10,557 |
| Salaries and employee benefits | $394,000 | 10,934 |
| Premises and equipment expense | $130,000 | 9,690 |
| Additional noninterest expense | $365,000 | 10,012 |
| Pre-tax net operating income | $-207,000 | 13,101 |
| Securities gains (losses) | $17,000 | 5,804 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-190,000 | 13,167 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-190,000 | 13,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 9,788 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 408 |
| Net operating income | $-207,000 | 13,070 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.