Home > Alliance Bank & Trust Company > Income and Expense

Alliance Bank & Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$14,085,0002,379
Total interest expense$2,636,0002,775
Net interest income$11,449,0002,189
Provision for loan and lease losses$174,0002,121
Total noninterest income$491,0003,418
Gross Fiduciary activities income$0981
Service charges on deposit accounts$187,0002,757
Trading account gains and feesNANA
Additional Noninterest Income$304,0003,399
Total noninterest expense$6,566,0002,651
Salaries and employee benefits$3,768,0002,616
Premises and equipment expense$578,0002,767
Additional noninterest expense$304,0003,399
Pre-tax net operating income$5,200,0001,868
Securities gains (losses)$0988
Applicable income taxes$1,197,0001,319
Income before extraordinary items$4,003,0001,992
Extraordinary gains, net$054
Net income$4,003,0002,016
Minority interest net income$088
Net income of bank and minority interests.$4,003,0001,995
Net charge-offs$-67,0004,248
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,003,0002,027
2023-09-30 (YTD Data)Rank
Total interest income$10,163,0002,404
Total interest expense$1,671,0002,830
Net interest income$8,492,0002,212
Provision for loan and lease losses$117,0002,044
Total noninterest income$358,0003,457
Gross Fiduciary activities income$0950
Service charges on deposit accounts$131,0002,842
Trading account gains and feesNANA
Additional Noninterest Income$227,0003,396
Total noninterest expense$4,949,0002,638
Salaries and employee benefits$2,865,0002,580
Premises and equipment expense$406,0002,849
Additional noninterest expense$227,0003,395
Pre-tax net operating income$3,784,0001,953
Securities gains (losses)$0849
Applicable income taxes$868,0001,379
Income before extraordinary items$2,916,0002,088
Extraordinary gains, net$052
Net income$2,916,0002,108
Minority interest net income$081
Net income of bank and minority interests.$2,916,0002,090
Net charge-offs$-38,0004,162
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,916,0002,116
2023-06-30 (YTD Data)Rank
Total interest income$6,522,0002,422
Total interest expense$953,0002,851
Net interest income$5,569,0002,259
Provision for loan and lease losses$02,940
Total noninterest income$242,0003,432
Gross Fiduciary activities income$0931
Service charges on deposit accounts$86,0002,841
Trading account gains and feesNANA
Additional Noninterest Income$156,0003,372
Total noninterest expense$3,374,0002,581
Salaries and employee benefits$1,933,0002,566
Premises and equipment expense$258,0002,916
Additional noninterest expense$156,0003,361
Pre-tax net operating income$2,437,0001,996
Securities gains (losses)$0938
Applicable income taxes$560,0001,416
Income before extraordinary items$1,877,0002,144
Extraordinary gains, net$051
Net income$1,877,0002,169
Minority interest net income$081
Net income of bank and minority interests.$1,877,0002,144
Net charge-offs$-37,0004,252
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,877,0002,156
2023-03-31 (YTD Data)Rank
Total interest income$3,193,0002,438
Total interest expense$414,0002,825
Net interest income$2,779,0002,273
Provision for loan and lease losses$02,612
Total noninterest income$121,0003,443
Gross Fiduciary activities income$0913
Service charges on deposit accounts$44,0002,850
Trading account gains and feesNANA
Additional Noninterest Income$77,0003,378
Total noninterest expense$1,695,0002,598
Salaries and employee benefits$978,0002,583
Premises and equipment expense$133,0002,923
Additional noninterest expense$77,0003,378
Pre-tax net operating income$1,205,0002,064
Securities gains (losses)$0950
Applicable income taxes$275,0001,461
Income before extraordinary items$930,0002,190
Extraordinary gains, net$04
Net income$930,0002,190
Minority interest net income$048
Net income of bank and minority interests.$930,0002,190
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$930,0002,210
2022-12-31 (YTD Data)Rank
Total interest income$10,019,0002,514
Total interest expense$478,0003,285
Net interest income$9,541,0002,430
Provision for loan and lease losses$200,0001,781
Total noninterest income$449,0003,608
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$164,0002,968
Trading account gains and feesNANA
Additional Noninterest Income$285,0003,566
Total noninterest expense$6,445,0002,642
Salaries and employee benefits$3,687,0002,629
Premises and equipment expense$556,0002,845
Additional noninterest expense$285,0003,566
Pre-tax net operating income$3,345,0002,521
Securities gains (losses)$0691
Applicable income taxes$768,0001,752
Income before extraordinary items$2,577,0002,642
Extraordinary gains, net$05
Net income$2,577,0002,639
Minority interest net income$063
Net income of bank and minority interests.$2,577,0002,641
Net charge-offs$-128,0004,346
Cash dividends$248,0003,069
Sale, conversion, retirement of capital stock, net$0568
Net operating income$2,577,0002,679
2022-09-30 (YTD Data)Rank
Total interest income$6,989,0002,570
Total interest expense$239,0003,540
Net interest income$6,750,0002,490
Provision for loan and lease losses$02,835
Total noninterest income$337,0003,633
Gross Fiduciary activities income$0968
Service charges on deposit accounts$119,0003,018
Trading account gains and feesNANA
Additional Noninterest Income$218,0003,586
Total noninterest expense$4,745,0002,653
Salaries and employee benefits$2,727,0002,644
Premises and equipment expense$401,0002,905
Additional noninterest expense$218,0003,586
Pre-tax net operating income$2,342,0002,608
Securities gains (losses)$0740
Applicable income taxes$536,0001,790
Income before extraordinary items$1,806,0002,716
Extraordinary gains, net$04
Net income$1,806,0002,714
Minority interest net income$057
Net income of bank and minority interests.$1,806,0002,715
Net charge-offs$-117,0004,345
Cash dividends$170,0002,772
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,806,0002,749
2022-06-30 (YTD Data)Rank
Total interest income$4,309,0002,642
Total interest expense$158,0003,476
Net interest income$4,151,0002,568
Provision for loan and lease losses$02,599
Total noninterest income$212,0003,684
Gross Fiduciary activities income$0925
Service charges on deposit accounts$66,0003,223
Trading account gains and feesNANA
Additional Noninterest Income$146,0003,603
Total noninterest expense$3,140,0002,659
Salaries and employee benefits$1,774,0002,684
Premises and equipment expense$259,0002,964
Additional noninterest expense$1,107,0002,448
Pre-tax net operating income$1,223,0002,786
Securities gains (losses)$0687
Applicable income taxes$285,0001,888
Income before extraordinary items$938,0002,896
Extraordinary gains, net$04
Net income$938,0002,895
Minority interest net income$060
Net income of bank and minority interests.$938,0002,896
Net charge-offs$-105,0004,396
Cash dividends$103,0002,714
Sale, conversion, retirement of capital stock, net$0494
Net operating income$938,0002,932
2022-03-31 (YTD Data)Rank
Total interest income$2,035,0002,687
Total interest expense$79,0003,456
Net interest income$1,956,0002,620
Provision for loan and lease losses$02,285
Total noninterest income$95,0003,740
Gross Fiduciary activities income$0892
Service charges on deposit accounts$26,0003,454
Trading account gains and feesNANA
Additional Noninterest Income$69,0003,624
Total noninterest expense$1,530,0002,697
Salaries and employee benefits$853,0002,743
Premises and equipment expense$131,0002,955
Additional noninterest expense$546,0002,441
Pre-tax net operating income$521,0002,868
Securities gains (losses)$0623
Applicable income taxes$118,0001,970
Income before extraordinary items$403,0002,970
Extraordinary gains, net$04
Net income$403,0002,969
Minority interest net income$050
Net income of bank and minority interests.$403,0002,970
Net charge-offs$-82,0004,510
Cash dividends$40,0002,171
Sale, conversion, retirement of capital stock, net$0453
Net operating income$403,0002,995
2021-12-31 (YTD Data)Rank
Total interest income$7,877,0002,832
Total interest expense$440,0003,337
Net interest income$7,437,0002,765
Provision for loan and lease losses$03,064
Total noninterest income$312,0004,020
Gross Fiduciary activities income$0994
Service charges on deposit accounts$101,0003,448
Trading account gains and feesNANA
Additional Noninterest Income$211,0003,964
Total noninterest expense$5,677,0002,806
Salaries and employee benefits$3,251,0002,811
Premises and equipment expense$368,0003,471
Additional noninterest expense$2,058,0002,553
Pre-tax net operating income$2,072,0003,103
Securities gains (losses)$30,0001,343
Applicable income taxes$484,0002,120
Income before extraordinary items$1,618,0003,264
Extraordinary gains, net$010
Net income$1,618,0003,263
Minority interest net income$074
Net income of bank and minority interests.$1,618,0003,264
Net charge-offs$-63,0004,210
Cash dividends$160,0003,337
Sale, conversion, retirement of capital stock, net$0582
Net operating income$1,594,3003,261
2021-09-30 (YTD Data)Rank
Total interest income$5,826,0002,910
Total interest expense$341,0003,389
Net interest income$5,485,0002,843
Provision for loan and lease losses$02,963
Total noninterest income$216,0004,123
Gross Fiduciary activities income$0957
Service charges on deposit accounts$72,0003,520
Trading account gains and feesNANA
Additional Noninterest Income$144,0004,050
Total noninterest expense$4,096,0002,888
Salaries and employee benefits$2,393,0002,853
Premises and equipment expense$268,0003,552
Additional noninterest expense$1,435,0002,677
Pre-tax net operating income$1,605,0003,178
Securities gains (losses)$30,0001,255
Applicable income taxes$376,0002,171
Income before extraordinary items$1,259,0003,346
Extraordinary gains, net$08
Net income$1,259,0003,346
Minority interest net income$069
Net income of bank and minority interests.$1,259,0003,346
Net charge-offs$-39,0004,127
Cash dividends$120,0003,009
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,235,3003,346
2021-06-30 (YTD Data)Rank
Total interest income$3,920,0002,916
Total interest expense$227,0003,459
Net interest income$3,693,0002,822
Provision for loan and lease losses$02,862
Total noninterest income$134,0004,174
Gross Fiduciary activities income$0951
Service charges on deposit accounts$42,0003,628
Trading account gains and feesNANA
Additional Noninterest Income$92,0004,098
Total noninterest expense$2,694,0002,911
Salaries and employee benefits$1,573,0002,873
Premises and equipment expense$172,0003,611
Additional noninterest expense$949,0002,679
Pre-tax net operating income$1,133,0003,117
Securities gains (losses)$01,818
Applicable income taxes$258,0002,134
Income before extraordinary items$875,0003,293
Extraordinary gains, net$06
Net income$875,0003,292
Minority interest net income$067
Net income of bank and minority interests.$875,0003,293
Net charge-offs$-3,0003,379
Cash dividends$80,0002,909
Sale, conversion, retirement of capital stock, net$0517
Net operating income$875,0003,262
2021-03-31 (YTD Data)Rank
Total interest income$1,739,0003,072
Total interest expense$122,0003,444
Net interest income$1,617,0002,986
Provision for loan and lease losses$02,741
Total noninterest income$62,0004,215
Gross Fiduciary activities income$0922
Service charges on deposit accounts$19,0003,714
Trading account gains and feesNANA
Additional Noninterest Income$43,0004,102
Total noninterest expense$1,346,0002,905
Salaries and employee benefits$770,0002,888
Premises and equipment expense$90,0003,559
Additional noninterest expense$486,0002,589
Pre-tax net operating income$333,0003,693
Securities gains (losses)$01,392
Applicable income taxes$77,0002,447
Income before extraordinary items$256,0003,832
Extraordinary gains, net$03
Net income$256,0003,831
Minority interest net income$055
Net income of bank and minority interests.$256,0003,832
Net charge-offs$-6,0003,842
Cash dividends$40,0002,314
Sale, conversion, retirement of capital stock, net$0482
Net operating income$256,0003,807
2020-12-31 (YTD Data)Rank
Total interest income$7,354,0003,010
Total interest expense$637,0003,560
Net interest income$6,717,0002,873
Provision for loan and lease losses$300,0002,662
Total noninterest income$231,0004,231
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$88,0003,691
Trading account gains and feesNANA
Additional Noninterest Income$143,0004,190
Total noninterest expense$5,310,0002,892
Salaries and employee benefits$3,065,0002,913
Premises and equipment expense$387,0003,464
Additional noninterest expense$1,858,0002,646
Pre-tax net operating income$1,338,0003,398
Securities gains (losses)$82,0001,482
Applicable income taxes$327,0002,248
Income before extraordinary items$1,093,0003,561
Extraordinary gains, net$04
Net income$1,093,0003,561
Minority interest net income$072
Net income of bank and minority interests.$1,093,0003,561
Net charge-offs$-178,0004,834
Cash dividends$160,0003,472
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,028,2203,568
2020-09-30 (YTD Data)Rank
Total interest income$5,575,0003,018
Total interest expense$514,0003,563
Net interest income$5,061,0002,877
Provision for loan and lease losses$250,0002,568
Total noninterest income$181,0004,209
Gross Fiduciary activities income$0981
Service charges on deposit accounts$66,0003,706
Trading account gains and feesNANA
Additional Noninterest Income$115,0004,126
Total noninterest expense$3,921,0002,906
Salaries and employee benefits$2,281,0002,904
Premises and equipment expense$289,0003,465
Additional noninterest expense$1,351,0002,693
Pre-tax net operating income$1,071,0003,377
Securities gains (losses)$82,0001,307
Applicable income taxes$252,0002,218
Income before extraordinary items$901,0003,476
Extraordinary gains, net$04
Net income$901,0003,475
Minority interest net income$065
Net income of bank and minority interests.$901,0003,476
Net charge-offs$-128,0004,858
Cash dividends$120,0003,108
Sale, conversion, retirement of capital stock, net$0532
Net operating income$836,2203,505
2020-06-30 (YTD Data)Rank
Total interest income$3,900,0002,975
Total interest expense$398,0003,462
Net interest income$3,502,0002,839
Provision for loan and lease losses$250,0002,200
Total noninterest income$120,0004,206
Gross Fiduciary activities income$0970
Service charges on deposit accounts$48,0003,662
Trading account gains and feesNANA
Additional Noninterest Income$72,0004,176
Total noninterest expense$2,580,0002,942
Salaries and employee benefits$1,538,0002,902
Premises and equipment expense$183,0003,541
Additional noninterest expense$859,0002,779
Pre-tax net operating income$792,0003,246
Securities gains (losses)$82,0001,070
Applicable income taxes$171,0002,189
Income before extraordinary items$703,0003,269
Extraordinary gains, net$04
Net income$703,0003,268
Minority interest net income$065
Net income of bank and minority interests.$703,0003,269
Net charge-offs$-36,0004,666
Cash dividends$80,0003,032
Sale, conversion, retirement of capital stock, net$0504
Net operating income$637,4003,352
2020-03-31 (YTD Data)Rank
Total interest income$1,685,0003,202
Total interest expense$240,0003,330
Net interest income$1,445,0003,127
Provision for loan and lease losses$03,711
Total noninterest income$64,0004,171
Gross Fiduciary activities income$0941
Service charges on deposit accounts$31,0003,610
Trading account gains and feesNANA
Additional Noninterest Income$33,0004,156
Total noninterest expense$1,278,0002,984
Salaries and employee benefits$760,0002,938
Premises and equipment expense$90,0003,591
Additional noninterest expense$428,0002,813
Pre-tax net operating income$231,0003,659
Securities gains (losses)$82,000676
Applicable income taxes$72,0002,174
Income before extraordinary items$241,0003,524
Extraordinary gains, net$04
Net income$241,0003,525
Minority interest net income$056
Net income of bank and minority interests.$241,0003,525
Net charge-offs$-7,0004,334
Cash dividends$40,0002,524
Sale, conversion, retirement of capital stock, net$0482
Net operating income$176,2203,801
2019-12-31 (YTD Data)Rank
Total interest income$6,968,0003,192
Total interest expense$857,0003,521
Net interest income$6,111,0003,071
Provision for loan and lease losses$125,0002,741
Total noninterest income$303,0004,141
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$138,0003,601
Trading account gains and feesNANA
Additional Noninterest Income$165,0004,089
Total noninterest expense$4,933,0003,040
Salaries and employee benefits$2,904,0002,995
Premises and equipment expense$384,0003,538
Additional noninterest expense$1,645,0002,906
Pre-tax net operating income$1,356,0003,521
Securities gains (losses)$02,379
Applicable income taxes$312,0002,336
Income before extraordinary items$1,044,0003,714
Extraordinary gains, net$011
Net income$1,044,0003,714
Minority interest net income$076
Net income of bank and minority interests.$1,044,0003,715
Net charge-offs$272,0001,431
Cash dividends$120,0003,699
Sale, conversion, retirement of capital stock, net$3,000618
Net operating income$1,044,0003,687
2019-09-30 (YTD Data)Rank
Total interest income$5,163,0003,253
Total interest expense$595,0003,662
Net interest income$4,568,0003,116
Provision for loan and lease losses$125,0002,430
Total noninterest income$220,0004,219
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$105,0003,621
Trading account gains and feesNANA
Additional Noninterest Income$115,0004,195
Total noninterest expense$3,609,0003,103
Salaries and employee benefits$2,129,0003,046
Premises and equipment expense$281,0003,609
Additional noninterest expense$1,199,0002,979
Pre-tax net operating income$1,054,0003,560
Securities gains (losses)$02,167
Applicable income taxes$242,0002,383
Income before extraordinary items$812,0003,782
Extraordinary gains, net$011
Net income$812,0003,781
Minority interest net income$072
Net income of bank and minority interests.$812,0003,782
Net charge-offs$355,000931
Cash dividends$80,0003,404
Sale, conversion, retirement of capital stock, net$3,000579
Net operating income$812,0003,748
2019-06-30 (YTD Data)Rank
Total interest income$3,436,0003,261
Total interest expense$360,0003,788
Net interest income$3,076,0003,106
Provision for loan and lease losses$125,0001,988
Total noninterest income$150,0004,222
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$74,0003,555
Trading account gains and feesNANA
Additional Noninterest Income$76,0004,214
Total noninterest expense$2,399,0003,129
Salaries and employee benefits$1,416,0003,066
Premises and equipment expense$179,0003,701
Additional noninterest expense$804,0002,995
Pre-tax net operating income$702,0003,563
Securities gains (losses)$01,702
Applicable income taxes$161,0002,355
Income before extraordinary items$541,0003,772
Extraordinary gains, net$011
Net income$541,0003,771
Minority interest net income$069
Net income of bank and minority interests.$541,0003,771
Net charge-offs$364,000692
Cash dividends$40,0003,353
Sale, conversion, retirement of capital stock, net$0573
Net operating income$541,0003,738
2019-03-31 (YTD Data)Rank
Total interest income$1,768,0003,229
Total interest expense$160,0003,936
Net interest income$1,608,0003,051
Provision for loan and lease losses$125,0001,307
Total noninterest income$72,0004,266
Gross Fiduciary activities income$0972
Service charges on deposit accounts$39,0003,505
Trading account gains and feesNANA
Additional Noninterest Income$33,0004,305
Total noninterest expense$1,177,0003,188
Salaries and employee benefits$708,0003,081
Premises and equipment expense$87,0003,762
Additional noninterest expense$382,0003,112
Pre-tax net operating income$378,0003,464
Securities gains (losses)$01,087
Applicable income taxes$87,0002,254
Income before extraordinary items$291,0003,676
Extraordinary gains, net$05
Net income$291,0003,675
Minority interest net income$052
Net income of bank and minority interests.$291,0003,675
Net charge-offs$-7,0004,527
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$291,0003,663
2018-12-31 (YTD Data)Rank
Total interest income$6,217,0003,368
Total interest expense$605,0003,659
Net interest income$5,612,0003,281
Provision for loan and lease losses$04,082
Total noninterest income$273,0004,404
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$127,0003,878
Trading account gains and feesNANA
Additional Noninterest Income$146,0004,332
Total noninterest expense$5,000,0003,057
Salaries and employee benefits$2,758,0003,104
Premises and equipment expense$414,0003,463
Additional noninterest expense$1,828,0002,753
Pre-tax net operating income$885,0004,160
Securities gains (losses)$01,125
Applicable income taxes$-170,0005,320
Income before extraordinary items$1,055,0003,841
Extraordinary gains, net$06
Net income$1,055,0003,839
Minority interest net income$072
Net income of bank and minority interests.$1,055,0003,840
Net charge-offs$48,0002,662
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,055,0003,844
2018-09-30 (YTD Data)Rank
Total interest income$4,622,0003,400
Total interest expense$449,0003,622
Net interest income$4,173,0003,323
Provision for loan and lease losses$03,948
Total noninterest income$205,0004,446
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$94,0003,934
Trading account gains and feesNANA
Additional Noninterest Income$111,0004,361
Total noninterest expense$3,662,0003,106
Salaries and employee benefits$2,049,0003,122
Premises and equipment expense$304,0003,549
Additional noninterest expense$1,309,0002,843
Pre-tax net operating income$716,0004,155
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$716,0004,019
Extraordinary gains, net$05
Net income$716,0004,018
Minority interest net income$066
Net income of bank and minority interests.$716,0004,018
Net charge-offs$23,0002,632
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$716,0004,018
2018-06-30 (YTD Data)Rank
Total interest income$2,985,0003,448
Total interest expense$289,0003,621
Net interest income$2,696,0003,376
Provision for loan and lease losses$03,782
Total noninterest income$142,0004,440
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$64,0003,914
Trading account gains and feesNANA
Additional Noninterest Income$78,0004,357
Total noninterest expense$2,416,0003,151
Salaries and employee benefits$1,353,0003,153
Premises and equipment expense$196,0003,631
Additional noninterest expense$867,0002,879
Pre-tax net operating income$422,0004,297
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$422,0004,146
Extraordinary gains, net$06
Net income$422,0004,145
Minority interest net income$065
Net income of bank and minority interests.$422,0004,145
Net charge-offs$-72,0005,120
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$422,0004,151
2018-03-31 (YTD Data)Rank
Total interest income$1,457,0003,499
Total interest expense$146,0003,570
Net interest income$1,311,0003,442
Provision for loan and lease losses$03,508
Total noninterest income$77,0004,387
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$34,0003,866
Trading account gains and feesNANA
Additional Noninterest Income$43,0004,279
Total noninterest expense$1,196,0003,189
Salaries and employee benefits$677,0003,182
Premises and equipment expense$98,0003,689
Additional noninterest expense$421,0002,966
Pre-tax net operating income$192,0004,368
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$192,0004,232
Extraordinary gains, net$07
Net income$192,0004,232
Minority interest net income$052
Net income of bank and minority interests.$192,0004,232
Net charge-offs$-63,0005,295
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$192,0004,236
2017-12-31 (YTD Data)Rank
Total interest income$5,733,0003,498
Total interest expense$595,0003,397
Net interest income$5,138,0003,476
Provision for loan and lease losses$04,227
Total noninterest income$318,0004,433
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$167,0003,698
Trading account gains and feesNANA
Additional Noninterest Income$151,0004,479
Total noninterest expense$4,944,0003,107
Salaries and employee benefits$2,619,0003,244
Premises and equipment expense$379,0003,763
Additional noninterest expense$1,946,0002,704
Pre-tax net operating income$512,0004,727
Securities gains (losses)$02,243
Applicable income taxes$-353,0005,596
Income before extraordinary items$865,0003,902
Extraordinary gains, net$09
Net income$865,0003,901
Minority interest net income$076
Net income of bank and minority interests.$865,0003,902
Net charge-offs$429,0001,193
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$865,0003,891
2017-09-30 (YTD Data)Rank
Total interest income$4,282,0003,533
Total interest expense$454,0003,375
Net interest income$3,828,0003,517
Provision for loan and lease losses$04,088
Total noninterest income$243,0004,466
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$127,0003,702
Trading account gains and feesNANA
Additional Noninterest Income$116,0004,500
Total noninterest expense$3,694,0003,133
Salaries and employee benefits$1,938,0003,286
Premises and equipment expense$280,0003,811
Additional noninterest expense$1,476,0002,688
Pre-tax net operating income$377,0004,819
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$377,0004,709
Extraordinary gains, net$09
Net income$377,0004,709
Minority interest net income$071
Net income of bank and minority interests.$377,0004,709
Net charge-offs$407,000925
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$377,0004,701
2017-06-30 (YTD Data)Rank
Total interest income$2,861,0003,531
Total interest expense$299,0003,374
Net interest income$2,562,0003,516
Provision for loan and lease losses$03,871
Total noninterest income$176,0004,397
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$88,0003,657
Trading account gains and feesNANA
Additional Noninterest Income$88,0004,393
Total noninterest expense$2,492,0003,132
Salaries and employee benefits$1,279,0003,317
Premises and equipment expense$187,0003,824
Additional noninterest expense$1,026,0002,616
Pre-tax net operating income$246,0004,848
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$246,0004,705
Extraordinary gains, net$011
Net income$246,0004,704
Minority interest net income$071
Net income of bank and minority interests.$246,0004,705
Net charge-offs$329,000778
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$246,0004,695
2017-03-31 (YTD Data)Rank
Total interest income$1,373,0003,625
Total interest expense$145,0003,404
Net interest income$1,228,0003,614
Provision for loan and lease losses$03,537
Total noninterest income$99,0004,289
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$43,0003,709
Trading account gains and feesNANA
Additional Noninterest Income$56,0004,183
Total noninterest expense$1,194,0003,247
Salaries and employee benefits$623,0003,415
Premises and equipment expense$91,0003,915
Additional noninterest expense$480,0002,754
Pre-tax net operating income$133,0004,759
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$133,0004,611
Extraordinary gains, net$08
Net income$133,0004,611
Minority interest net income$055
Net income of bank and minority interests.$133,0004,611
Net charge-offs$155,000705
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$133,0004,594
2016-12-31 (YTD Data)Rank
Total interest income$5,813,0003,499
Total interest expense$624,0003,251
Net interest income$5,189,0003,504
Provision for loan and lease losses$04,332
Total noninterest income$192,0005,082
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$193,0003,619
Trading account gains and fees$0170
Additional Noninterest Income$-1,0005,817
Total noninterest expense$4,919,0003,214
Salaries and employee benefits$2,590,0003,338
Premises and equipment expense$378,0003,882
Additional noninterest expense$1,951,0002,806
Pre-tax net operating income$462,0004,883
Securities gains (losses)$-31,0005,713
Applicable income taxes$04,278
Income before extraordinary items$431,0004,859
Extraordinary gains, net$05
Net income$431,0004,858
Minority interest net income$082
Net income of bank and minority interests.$431,0004,858
Net charge-offs$365,0001,346
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$462,0004,749
2016-09-30 (YTD Data)Rank
Total interest income$4,351,0003,517
Total interest expense$472,0003,239
Net interest income$3,879,0003,523
Provision for loan and lease losses$04,186
Total noninterest income$177,0004,947
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$142,0003,674
Trading account gains and fees$0169
Additional Noninterest Income$35,0005,408
Total noninterest expense$3,681,0003,223
Salaries and employee benefits$1,972,0003,294
Premises and equipment expense$273,0003,978
Additional noninterest expense$1,436,0002,833
Pre-tax net operating income$375,0004,894
Securities gains (losses)$-31,0005,854
Applicable income taxes$04,325
Income before extraordinary items$344,0004,873
Extraordinary gains, net$05
Net income$344,0004,873
Minority interest net income$071
Net income of bank and minority interests.$344,0004,873
Net charge-offs$216,0001,395
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$375,0004,751
2016-06-30 (YTD Data)Rank
Total interest income$2,897,0003,542
Total interest expense$314,0003,258
Net interest income$2,583,0003,540
Provision for loan and lease losses$04,017
Total noninterest income$95,0005,185
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$91,0003,724
Trading account gains and fees$0157
Additional Noninterest Income$4,0005,848
Total noninterest expense$2,422,0003,274
Salaries and employee benefits$1,319,0003,307
Premises and equipment expense$177,0004,038
Additional noninterest expense$926,0002,908
Pre-tax net operating income$256,0004,896
Securities gains (losses)$-31,0005,949
Applicable income taxes$04,338
Income before extraordinary items$225,0004,915
Extraordinary gains, net$016
Net income$225,0004,915
Minority interest net income$071
Net income of bank and minority interests.$225,0004,915
Net charge-offs$187,0001,176
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$256,0004,734
2016-03-31 (YTD Data)Rank
Total interest income$1,392,0003,627
Total interest expense$155,0003,301
Net interest income$1,237,0003,634
Provision for loan and lease losses$03,656
Total noninterest income$72,0004,779
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$42,0003,837
Trading account gains and fees$0142
Additional Noninterest Income$30,0004,934
Total noninterest expense$1,187,0003,324
Salaries and employee benefits$651,0003,350
Premises and equipment expense$92,0004,000
Additional noninterest expense$444,0003,002
Pre-tax net operating income$122,0004,913
Securities gains (losses)$-18,0006,017
Applicable income taxes$04,259
Income before extraordinary items$104,0004,971
Extraordinary gains, net$012
Net income$104,0004,971
Minority interest net income$062
Net income of bank and minority interests.$104,0004,971
Net charge-offs$22,0001,923
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$122,0004,764
2015-12-31 (YTD Data)Rank
Total interest income$5,432,0003,652
Total interest expense$917,0002,578
Net interest income$4,515,0003,805
Provision for loan and lease losses$04,380
Total noninterest income$-548,0006,167
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$212,0003,625
Trading account gains and fees$0159
Additional Noninterest Income$-760,0006,178
Total noninterest expense$5,506,0003,023
Salaries and employee benefits$2,716,0003,227
Premises and equipment expense$350,0004,182
Additional noninterest expense$2,440,0002,390
Pre-tax net operating income$-1,539,0006,125
Securities gains (losses)$-3,0005,742
Applicable income taxes$-56,0005,969
Income before extraordinary items$-1,486,0006,119
Extraordinary gains, net$023
Net income$-1,486,0006,119
Minority interest net income$081
Net income of bank and minority interests.$-1,486,0006,119
Net charge-offs$481,0001,200
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$7,006,00065
Net operating income$-1,483,1206,115
2015-09-30 (YTD Data)Rank
Total interest income$4,129,0003,667
Total interest expense$757,0002,426
Net interest income$3,372,0003,854
Provision for loan and lease losses$04,232
Total noninterest income$-94,0006,238
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$158,0003,658
Trading account gains and fees$0153
Additional Noninterest Income$-252,0006,236
Total noninterest expense$4,217,0003,024
Salaries and employee benefits$2,052,0003,243
Premises and equipment expense$247,0004,341
Additional noninterest expense$1,918,0002,289
Pre-tax net operating income$-939,0006,201
Securities gains (losses)$-3,0005,887
Applicable income taxes$-56,0006,138
Income before extraordinary items$-886,0006,196
Extraordinary gains, net$021
Net income$-886,0006,196
Minority interest net income$078
Net income of bank and minority interests.$-886,0006,196
Net charge-offs$351,0001,093
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$7,006,00048
Net operating income$-883,1806,193
2015-06-30 (YTD Data)Rank
Total interest income$2,727,0003,703
Total interest expense$529,0002,361
Net interest income$2,198,0003,925
Provision for loan and lease losses$04,069
Total noninterest income$-26,0006,294
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$102,0003,696
Trading account gains and fees$0157
Additional Noninterest Income$-128,0006,301
Total noninterest expense$2,876,0002,979
Salaries and employee benefits$1,370,0003,264
Premises and equipment expense$162,0004,399
Additional noninterest expense$1,344,0002,190
Pre-tax net operating income$-704,0006,275
Securities gains (losses)$-3,0005,992
Applicable income taxes$-56,0006,233
Income before extraordinary items$-651,0006,275
Extraordinary gains, net$022
Net income$-651,0006,275
Minority interest net income$075
Net income of bank and minority interests.$-651,0006,275
Net charge-offs$568,000575
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$7,006,00042
Net operating income$-648,2406,272
2015-03-31 (YTD Data)Rank
Total interest income$1,284,0003,852
Total interest expense$272,0002,337
Net interest income$1,012,0004,134
Provision for loan and lease losses$03,703
Total noninterest income$118,0004,300
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$48,0003,764
Trading account gains and fees$0152
Additional Noninterest Income$70,0004,101
Total noninterest expense$1,398,0003,056
Salaries and employee benefits$680,0003,299
Premises and equipment expense$84,0004,375
Additional noninterest expense$634,0002,297
Pre-tax net operating income$-268,0006,323
Securities gains (losses)$-3,0006,134
Applicable income taxes$-56,0006,337
Income before extraordinary items$-215,0006,316
Extraordinary gains, net$013
Net income$-215,0006,317
Minority interest net income$064
Net income of bank and minority interests.$-215,0006,317
Net charge-offs$417,000417
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$3,435,00036
Net operating income$-212,6306,307
2014-12-31 (YTD Data)Rank
Total interest income$6,170,0003,466
Total interest expense$1,356,0002,057
Net interest income$4,814,0003,753
Provision for loan and lease losses$533,0001,398
Total noninterest income$-7,0006,404
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$267,0003,419
Trading account gains and fees$0180
Additional Noninterest Income$-274,0006,441
Total noninterest expense$5,883,0002,962
Salaries and employee benefits$2,952,0003,112
Premises and equipment expense$337,0004,447
Additional noninterest expense$2,594,0002,333
Pre-tax net operating income$-1,609,0006,411
Securities gains (losses)$7,0002,776
Applicable income taxes$04,531
Income before extraordinary items$-1,602,0006,410
Extraordinary gains, net$017
Net income$-1,602,0006,409
Minority interest net income$084
Net income of bank and minority interests.$-1,602,0006,409
Net charge-offs$840,0001,038
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-1,609,0006,410
2014-09-30 (YTD Data)Rank
Total interest income$4,581,0003,511
Total interest expense$1,035,0002,063
Net interest income$3,546,0003,817
Provision for loan and lease losses$204,0002,052
Total noninterest income$-53,0006,521
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$210,0003,375
Trading account gains and fees$0174
Additional Noninterest Income$-263,0006,538
Total noninterest expense$4,472,0002,937
Salaries and employee benefits$2,257,0003,091
Premises and equipment expense$280,0004,287
Additional noninterest expense$1,935,0002,325
Pre-tax net operating income$-1,183,0006,493
Securities gains (losses)$7,0002,468
Applicable income taxes$04,583
Income before extraordinary items$-1,176,0006,495
Extraordinary gains, net$015
Net income$-1,176,0006,494
Minority interest net income$081
Net income of bank and minority interests.$-1,176,0006,494
Net charge-offs$524,0001,119
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-1,183,0006,495
2014-06-30 (YTD Data)Rank
Total interest income$3,029,0003,535
Total interest expense$693,0002,068
Net interest income$2,336,0003,853
Provision for loan and lease losses$04,196
Total noninterest income$-139,0006,622
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$141,0003,349
Trading account gains and fees$0172
Additional Noninterest Income$-280,0006,624
Total noninterest expense$2,930,0002,990
Salaries and employee benefits$1,494,0003,119
Premises and equipment expense$180,0004,408
Additional noninterest expense$1,256,0002,391
Pre-tax net operating income$-733,0006,549
Securities gains (losses)$2,0002,363
Applicable income taxes$04,568
Income before extraordinary items$-731,0006,555
Extraordinary gains, net$020
Net income$-731,0006,555
Minority interest net income$080
Net income of bank and minority interests.$-731,0006,555
Net charge-offs$221,0001,503
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-733,0006,554
2014-03-31 (YTD Data)Rank
Total interest income$1,554,0003,500
Total interest expense$352,0002,060
Net interest income$1,202,0003,792
Provision for loan and lease losses$03,817
Total noninterest income$-123,0006,693
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$72,0003,281
Trading account gains and fees$0147
Additional Noninterest Income$-195,0006,691
Total noninterest expense$1,431,0003,067
Salaries and employee benefits$733,0003,186
Premises and equipment expense$82,0004,650
Additional noninterest expense$616,0002,426
Pre-tax net operating income$-352,0006,597
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-352,0006,601
Extraordinary gains, net$016
Net income$-352,0006,600
Minority interest net income$066
Net income of bank and minority interests.$-352,0006,601
Net charge-offs$4,0003,176
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-352,0006,600
2013-12-31 (YTD Data)Rank
Total interest income$6,182,0003,551
Total interest expense$1,491,0002,170
Net interest income$4,691,0003,854
Provision for loan and lease losses$2,243,000570
Total noninterest income$-1,419,0006,797
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$404,0002,793
Trading account gains and fees$0184
Additional Noninterest Income$-1,823,0006,796
Total noninterest expense$6,938,0002,650
Salaries and employee benefits$2,879,0003,199
Premises and equipment expense$347,0004,530
Additional noninterest expense$3,712,0001,719
Pre-tax net operating income$-5,909,0006,765
Securities gains (losses)$48,0001,821
Applicable income taxes$04,631
Income before extraordinary items$-5,861,0006,762
Extraordinary gains, net$029
Net income$-5,861,0006,762
Minority interest net income$090
Net income of bank and minority interests.$-5,861,0006,762
Net charge-offs$4,827,000341
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-5,909,0006,760
2013-09-30 (YTD Data)Rank
Total interest income$4,584,0003,614
Total interest expense$1,141,0002,199
Net interest income$3,443,0003,937
Provision for loan and lease losses$2,151,000461
Total noninterest income$-1,480,0006,883
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$314,0002,739
Trading account gains and fees$0180
Additional Noninterest Income$-1,794,0006,884
Total noninterest expense$5,244,0002,636
Salaries and employee benefits$2,227,0003,156
Premises and equipment expense$252,0004,624
Additional noninterest expense$2,765,0001,715
Pre-tax net operating income$-5,432,0006,863
Securities gains (losses)$48,0001,686
Applicable income taxes$04,713
Income before extraordinary items$-5,384,0006,859
Extraordinary gains, net$025
Net income$-5,384,0006,860
Minority interest net income$084
Net income of bank and minority interests.$-5,384,0006,860
Net charge-offs$4,573,000290
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$84,000493
Net operating income$-5,432,0006,858
2013-06-30 (YTD Data)Rank
Total interest income$3,142,0003,554
Total interest expense$774,0002,206
Net interest income$2,368,0003,853
Provision for loan and lease losses$2,051,000345
Total noninterest income$-138,0006,871
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$210,0002,696
Trading account gains and fees$0157
Additional Noninterest Income$-348,0006,881
Total noninterest expense$3,438,0002,676
Salaries and employee benefits$1,463,0003,201
Premises and equipment expense$165,0004,684
Additional noninterest expense$1,810,0001,748
Pre-tax net operating income$-3,259,0006,900
Securities gains (losses)$48,0001,546
Applicable income taxes$04,679
Income before extraordinary items$-3,211,0006,898
Extraordinary gains, net$022
Net income$-3,211,0006,899
Minority interest net income$082
Net income of bank and minority interests.$-3,211,0006,899
Net charge-offs$4,098,000238
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$56,000458
Net operating income$-3,259,0006,891
2013-03-31 (YTD Data)Rank
Total interest income$1,717,0003,363
Total interest expense$393,0002,234
Net interest income$1,324,0003,600
Provision for loan and lease losses$212,0001,310
Total noninterest income$89,0005,011
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$100,0002,779
Trading account gains and fees$0148
Additional Noninterest Income$-11,0006,800
Total noninterest expense$1,480,0003,038
Salaries and employee benefits$736,0003,208
Premises and equipment expense$75,0004,918
Additional noninterest expense$669,0002,319
Pre-tax net operating income$-279,0006,780
Securities gains (losses)$10,0001,481
Applicable income taxes$04,602
Income before extraordinary items$-269,0006,797
Extraordinary gains, net$010
Net income$-269,0006,797
Minority interest net income$076
Net income of bank and minority interests.$-269,0006,797
Net charge-offs$1,235,000395
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$28,000420
Net operating income$-279,0006,789
2012-12-31 (YTD Data)Rank
Total interest income$7,863,0003,157
Total interest expense$1,838,0002,297
Net interest income$6,025,0003,360
Provision for loan and lease losses$4,138,000598
Total noninterest income$-377,0006,975
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$504,0002,468
Trading account gains and fees$0166
Additional Noninterest Income$-881,0006,989
Total noninterest expense$6,469,0002,862
Salaries and employee benefits$2,858,0003,236
Premises and equipment expense$420,0004,211
Additional noninterest expense$3,191,0002,036
Pre-tax net operating income$-4,959,0006,958
Securities gains (losses)$202,0001,683
Applicable income taxes$1,521,0001,089
Income before extraordinary items$-6,278,0006,991
Extraordinary gains, net$029
Net income$-6,278,0006,990
Minority interest net income$093
Net income of bank and minority interests.$-6,278,0006,990
Net charge-offs$1,889,0001,214
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$107,000560
Net operating income$-6,480,0006,980
2012-09-30 (YTD Data)Rank
Total interest income$6,124,0003,116
Total interest expense$1,413,0002,332
Net interest income$4,711,0003,316
Provision for loan and lease losses$1,420,0001,128
Total noninterest income$14,0006,868
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$375,0002,513
Trading account gains and fees$0157
Additional Noninterest Income$-361,0007,038
Total noninterest expense$4,832,0002,877
Salaries and employee benefits$2,129,0003,277
Premises and equipment expense$308,0004,294
Additional noninterest expense$2,395,0002,041
Pre-tax net operating income$-1,527,0006,923
Securities gains (losses)$179,0001,515
Applicable income taxes$04,802
Income before extraordinary items$-1,348,0006,933
Extraordinary gains, net$020
Net income$-1,348,0006,929
Minority interest net income$086
Net income of bank and minority interests.$-1,348,0006,931
Net charge-offs$893,0001,579
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$85,000500
Net operating income$-1,527,0006,932
2012-06-30 (YTD Data)Rank
Total interest income$4,120,0003,112
Total interest expense$973,0002,337
Net interest income$3,147,0003,309
Provision for loan and lease losses$370,0002,179
Total noninterest income$310,0004,147
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$248,0002,505
Trading account gains and fees$0153
Additional Noninterest Income$62,0005,244
Total noninterest expense$2,878,0003,162
Salaries and employee benefits$1,405,0003,307
Premises and equipment expense$206,0004,305
Additional noninterest expense$1,267,0002,547
Pre-tax net operating income$209,0005,257
Securities gains (losses)$158,0001,281
Applicable income taxes$04,770
Income before extraordinary items$367,0004,497
Extraordinary gains, net$019
Net income$367,0004,501
Minority interest net income$084
Net income of bank and minority interests.$367,0004,501
Net charge-offs$222,0002,622
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$56,000476
Net operating income$209,0005,080
2012-03-31 (YTD Data)Rank
Total interest income$2,036,0003,162
Total interest expense$509,0002,329
Net interest income$1,527,0003,409
Provision for loan and lease losses$185,0002,099
Total noninterest income$194,0003,706
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$115,0002,623
Trading account gains and fees$0148
Additional Noninterest Income$79,0004,037
Total noninterest expense$1,378,0003,279
Salaries and employee benefits$697,0003,355
Premises and equipment expense$101,0004,371
Additional noninterest expense$580,0002,732
Pre-tax net operating income$158,0004,858
Securities gains (losses)$49,0001,234
Applicable income taxes$04,704
Income before extraordinary items$207,0004,318
Extraordinary gains, net$019
Net income$207,0004,320
Minority interest net income$078
Net income of bank and minority interests.$207,0004,321
Net charge-offs$120,0002,299
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$28,000430
Net operating income$158,0004,624
2011-12-31 (YTD Data)Rank
Total interest income$8,238,0003,244
Total interest expense$2,087,0002,680
Net interest income$6,151,0003,405
Provision for loan and lease losses$2,230,0001,451
Total noninterest income$-40,0007,042
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$400,0003,023
Trading account gains and fees$0146
Additional Noninterest Income$-440,0007,072
Total noninterest expense$6,636,0002,789
Salaries and employee benefits$2,671,0003,392
Premises and equipment expense$361,0004,795
Additional noninterest expense$3,604,0001,869
Pre-tax net operating income$-2,755,0006,891
Securities gains (losses)$52,0002,568
Applicable income taxes$531,0001,975
Income before extraordinary items$-3,234,0006,966
Extraordinary gains, net$029
Net income$-3,234,0006,967
Minority interest net income$096
Net income of bank and minority interests.$-3,234,0006,967
Net charge-offs$4,183,000923
Cash dividends$43,0004,024
Sale, conversion, retirement of capital stock, net$168,000562
Net operating income$-3,286,0006,954
2011-09-30 (YTD Data)Rank
Total interest income$6,061,0003,337
Total interest expense$1,529,0002,837
Net interest income$4,532,0003,453
Provision for loan and lease losses$1,690,0001,399
Total noninterest income$-18,0007,137
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$282,0003,162
Trading account gains and fees$0145
Additional Noninterest Income$-300,0007,174
Total noninterest expense$5,209,0002,688
Salaries and employee benefits$2,011,0003,381
Premises and equipment expense$264,0004,926
Additional noninterest expense$2,934,0001,735
Pre-tax net operating income$-2,385,0007,055
Securities gains (losses)$29,0002,648
Applicable income taxes$31,0003,860
Income before extraordinary items$-2,387,0007,103
Extraordinary gains, net$021
Net income$-2,387,0007,104
Minority interest net income$087
Net income of bank and minority interests.$-2,387,0007,104
Net charge-offs$3,465,000843
Cash dividends$43,0003,431
Sale, conversion, retirement of capital stock, net$127,000522
Net operating income$-2,416,0007,090
2011-06-30 (YTD Data)Rank
Total interest income$3,929,0003,452
Total interest expense$995,0002,960
Net interest income$2,934,0003,537
Provision for loan and lease losses$238,0003,336
Total noninterest income$153,0005,274
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$172,0003,320
Trading account gains and fees$0153
Additional Noninterest Income$-19,0007,061
Total noninterest expense$3,845,0002,476
Salaries and employee benefits$1,343,0003,400
Premises and equipment expense$160,0005,181
Additional noninterest expense$2,342,0001,486
Pre-tax net operating income$-996,0006,979
Securities gains (losses)$29,0001,902
Applicable income taxes$31,0003,615
Income before extraordinary items$-998,0007,034
Extraordinary gains, net$015
Net income$-998,0007,033
Minority interest net income$089
Net income of bank and minority interests.$-998,0007,034
Net charge-offs$1,338,0001,226
Cash dividends$43,0003,152
Sale, conversion, retirement of capital stock, net$87,000427
Net operating income$-1,027,0007,020
2011-03-31 (YTD Data)Rank
Total interest income$1,904,0003,549
Total interest expense$484,0003,134
Net interest income$1,420,0003,617
Provision for loan and lease losses$-877,0007,553
Total noninterest income$105,0004,833
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$80,0003,436
Trading account gains and fees$0158
Additional Noninterest Income$25,0005,598
Total noninterest expense$2,340,0002,074
Salaries and employee benefits$661,0003,470
Premises and equipment expense$66,0005,640
Additional noninterest expense$1,613,0001,105
Pre-tax net operating income$62,0005,595
Securities gains (losses)$-1,0006,978
Applicable income taxes$24,0003,333
Income before extraordinary items$37,0005,895
Extraordinary gains, net$09
Net income$37,0005,894
Minority interest net income$086
Net income of bank and minority interests.$37,0005,895
Net charge-offs$22,0003,981
Cash dividends$43,0002,292
Sale, conversion, retirement of capital stock, net$46,000368
Net operating income$37,6405,863
2010-12-31 (YTD Data)Rank
Total interest income$7,021,0003,892
Total interest expense$2,067,0003,471
Net interest income$4,954,0003,989
Provision for loan and lease losses$3,347,0001,503
Total noninterest income$436,0004,816
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$372,0003,207
Trading account gains and fees$0175
Additional Noninterest Income$64,0005,896
Total noninterest expense$5,799,0003,193
Salaries and employee benefits$2,432,0003,659
Premises and equipment expense$373,0004,918
Additional noninterest expense$2,994,0002,293
Pre-tax net operating income$-3,756,0007,008
Securities gains (losses)$410,0001,032
Applicable income taxes$85,0003,340
Income before extraordinary items$-3,431,0007,047
Extraordinary gains, net$029
Net income$-3,431,0007,047
Minority interest net income$0111
Net income of bank and minority interests.$-3,431,0007,048
Net charge-offs$530,0003,577
Cash dividends$212,0003,235
Sale, conversion, retirement of capital stock, net$226,000608
Net operating income$-3,841,0007,066
2010-09-30 (YTD Data)Rank
Total interest income$5,251,0003,983
Total interest expense$1,598,0003,532
Net interest income$3,653,0004,085
Provision for loan and lease losses$542,0003,412
Total noninterest income$315,0004,957
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$279,0003,278
Trading account gains and fees$0165
Additional Noninterest Income$36,0006,283
Total noninterest expense$3,676,0003,681
Salaries and employee benefits$1,762,0003,802
Premises and equipment expense$276,0005,027
Additional noninterest expense$1,638,0002,972
Pre-tax net operating income$-250,0006,349
Securities gains (losses)$410,000879
Applicable income taxes$55,0003,516
Income before extraordinary items$105,0005,700
Extraordinary gains, net$023
Net income$105,0005,702
Minority interest net income$0110
Net income of bank and minority interests.$105,0005,702
Net charge-offs$500,0003,085
Cash dividends$168,0002,849
Sale, conversion, retirement of capital stock, net$170,000538
Net operating income$-165,6006,303
2010-06-30 (YTD Data)Rank
Total interest income$3,554,0003,976
Total interest expense$1,098,0003,549
Net interest income$2,456,0004,063
Provision for loan and lease losses$436,0003,069
Total noninterest income$205,0004,987
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$186,0003,295
Trading account gains and fees$0152
Additional Noninterest Income$19,0006,502
Total noninterest expense$2,254,0003,901
Salaries and employee benefits$1,143,0003,908
Premises and equipment expense$181,0005,091
Additional noninterest expense$930,0003,405
Pre-tax net operating income$-29,0006,139
Securities gains (losses)$275,000765
Applicable income taxes$91,0002,862
Income before extraordinary items$155,0005,183
Extraordinary gains, net$019
Net income$155,0005,186
Minority interest net income$0105
Net income of bank and minority interests.$155,0005,185
Net charge-offs$305,0003,029
Cash dividends$125,0002,672
Sale, conversion, retirement of capital stock, net$134,000435
Net operating income$-21,0006,141
2010-03-31 (YTD Data)Rank
Total interest income$1,769,0004,053
Total interest expense$565,0003,596
Net interest income$1,204,0004,154
Provision for loan and lease losses$37,0005,175
Total noninterest income$99,0005,072
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$88,0003,399
Trading account gains and fees$0175
Additional Noninterest Income$11,0006,524
Total noninterest expense$1,095,0004,017
Salaries and employee benefits$554,0004,050
Premises and equipment expense$89,0005,215
Additional noninterest expense$452,0003,455
Pre-tax net operating income$171,0004,338
Securities gains (losses)$02,284
Applicable income taxes$66,0002,540
Income before extraordinary items$105,0004,905
Extraordinary gains, net$016
Net income$105,0004,905
Minority interest net income$091
Net income of bank and minority interests.$105,0004,904
Net charge-offs$-75,0007,833
Cash dividends$81,0002,036
Sale, conversion, retirement of capital stock, net$65,000362
Net operating income$105,0004,797
2009-12-31 (YTD Data)Rank
Total interest income$7,101,0004,131
Total interest expense$3,245,0003,218
Net interest income$3,856,0004,661
Provision for loan and lease losses$3,478,0001,795
Total noninterest income$372,0005,243
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$380,0003,428
Trading account gains and fees$0211
Additional Noninterest Income$-8,0007,465
Total noninterest expense$5,377,0003,466
Salaries and employee benefits$2,195,0004,076
Premises and equipment expense$390,0005,051
Additional noninterest expense$2,792,0002,504
Pre-tax net operating income$-4,627,0007,140
Securities gains (losses)$03,754
Applicable income taxes$-1,777,0007,483
Income before extraordinary items$-2,850,0006,960
Extraordinary gains, net$034
Net income$-2,850,0006,959
Minority interest net income$0115
Net income of bank and minority interests.$-2,850,0006,959
Net charge-offs$3,004,0001,605
Cash dividends$235,0003,497
Sale, conversion, retirement of capital stock, net$3,771,000229
Net operating income$-2,850,0006,971
2009-09-30 (YTD Data)Rank
Total interest income$5,353,0004,180
Total interest expense$2,600,0003,201
Net interest income$2,753,0004,838
Provision for loan and lease losses$2,359,0001,724
Total noninterest income$291,0005,242
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$285,0003,433
Trading account gains and fees$0212
Additional Noninterest Income$6,0007,405
Total noninterest expense$3,165,0004,198
Salaries and employee benefits$1,644,0004,112
Premises and equipment expense$293,0005,095
Additional noninterest expense$1,228,0003,819
Pre-tax net operating income$-2,480,0007,180
Securities gains (losses)$03,497
Applicable income taxes$-953,0007,546
Income before extraordinary items$-1,527,0007,005
Extraordinary gains, net$027
Net income$-1,527,0007,004
Minority interest net income$0118
Net income of bank and minority interests.$-1,527,0007,005
Net charge-offs$654,0002,703
Cash dividends$154,0003,296
Sale, conversion, retirement of capital stock, net$3,701,000189
Net operating income$-1,527,0006,996
2009-06-30 (YTD Data)Rank
Total interest income$3,532,0004,240
Total interest expense$1,846,0003,156
Net interest income$1,686,0005,065
Provision for loan and lease losses$647,0002,602
Total noninterest income$189,0005,323
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$180,0003,512
Trading account gains and fees$0193
Additional Noninterest Income$9,0007,286
Total noninterest expense$2,133,0004,206
Salaries and employee benefits$1,118,0004,082
Premises and equipment expense$196,0005,130
Additional noninterest expense$819,0003,810
Pre-tax net operating income$-905,0006,961
Securities gains (losses)$03,136
Applicable income taxes$-347,0007,467
Income before extraordinary items$-558,0006,817
Extraordinary gains, net$021
Net income$-558,0006,817
Minority interest net income$0112
Net income of bank and minority interests.$-558,0006,817
Net charge-offs$624,0002,095
Cash dividends$110,0003,197
Sale, conversion, retirement of capital stock, net$3,633,000143
Net operating income$-558,0006,799
2009-03-31 (YTD Data)Rank
Total interest income$1,729,0004,334
Total interest expense$985,0003,087
Net interest income$744,0005,416
Provision for loan and lease losses$341,0002,164
Total noninterest income$109,0005,061
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$82,0003,654
Trading account gains and fees$0171
Additional Noninterest Income$27,0005,783
Total noninterest expense$1,035,0004,212
Salaries and employee benefits$595,0003,939
Premises and equipment expense$99,0005,139
Additional noninterest expense$341,0004,039
Pre-tax net operating income$-523,0007,345
Securities gains (losses)$02,434
Applicable income taxes$-201,0007,710
Income before extraordinary items$-322,0007,239
Extraordinary gains, net$015
Net income$-322,0007,240
Minority interest net income$0102
Net income of bank and minority interests.$-322,0007,240
Net charge-offs$534,0001,324
Cash dividends$66,0002,536
Sale, conversion, retirement of capital stock, net$3,565,00082
Net operating income$-322,0007,188
2008-12-31 (YTD Data)Rank
Total interest income$8,809,0003,856
Total interest expense$4,566,0003,199
Net interest income$4,243,0004,392
Provision for loan and lease losses$1,313,0002,315
Total noninterest income$148,0006,900
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$252,0004,340
Trading account gains and fees$0154
Additional Noninterest Income$-104,0008,133
Total noninterest expense$3,866,0004,349
Salaries and employee benefits$2,232,0004,101
Premises and equipment expense$386,0005,187
Additional noninterest expense$1,248,0004,161
Pre-tax net operating income$-788,0006,917
Securities gains (losses)$03,220
Applicable income taxes$-274,0007,302
Income before extraordinary items$-514,0006,720
Extraordinary gains, net$039
Net income$-514,0006,718
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$748,0002,281
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$181,000796
Net operating income$-514,0006,851
2008-09-30 (YTD Data)Rank
Total interest income$6,874,0003,821
Total interest expense$3,399,0003,303
Net interest income$3,475,0004,185
Provision for loan and lease losses$653,0002,353
Total noninterest income$133,0006,752
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$180,0004,472
Trading account gains and fees$0148
Additional Noninterest Income$-47,0008,244
Total noninterest expense$2,745,0004,493
Salaries and employee benefits$1,642,0004,189
Premises and equipment expense$297,0005,138
Additional noninterest expense$806,0004,539
Pre-tax net operating income$210,0005,997
Securities gains (losses)$03,106
Applicable income taxes$84,0003,739
Income before extraordinary items$126,0006,045
Extraordinary gains, net$031
Net income$126,0006,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$377,0002,294
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$105,000757
Net operating income$126,0006,205
2008-06-30 (YTD Data)Rank
Total interest income$4,607,0003,857
Total interest expense$2,323,0003,368
Net interest income$2,284,0004,221
Provision for loan and lease losses$322,0002,440
Total noninterest income$136,0006,149
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$115,0004,568
Trading account gains and fees$0149
Additional Noninterest Income$21,0007,150
Total noninterest expense$1,791,0004,584
Salaries and employee benefits$1,088,0004,238
Premises and equipment expense$189,0005,302
Additional noninterest expense$514,0004,649
Pre-tax net operating income$307,0005,243
Securities gains (losses)$03,233
Applicable income taxes$121,0003,250
Income before extraordinary items$186,0005,713
Extraordinary gains, net$021
Net income$186,0005,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$197,0002,251
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$71,000669
Net operating income$186,0005,653
2008-03-31 (YTD Data)Rank
Total interest income$2,430,0003,786
Total interest expense$1,222,0003,404
Net interest income$1,208,0004,087
Provision for loan and lease losses$172,0001,980
Total noninterest income$36,0007,103
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$46,0004,958
Trading account gains and fees$0158
Additional Noninterest Income$-10,0008,402
Total noninterest expense$888,0004,610
Salaries and employee benefits$565,0004,159
Premises and equipment expense$95,0005,305
Additional noninterest expense$228,0004,974
Pre-tax net operating income$184,0005,098
Securities gains (losses)$02,688
Applicable income taxes$72,0003,180
Income before extraordinary items$112,0005,680
Extraordinary gains, net$015
Net income$112,0005,683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-80,0008,389
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$35,000548
Net operating income$112,0005,577
2007-12-31 (YTD Data)Rank
Total interest income$9,866,0003,799
Total interest expense$4,934,0003,499
Net interest income$4,932,0004,044
Provision for loan and lease losses$564,0002,152
Total noninterest income$248,0006,412
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$151,0005,412
Trading account gains and fees$0178
Additional Noninterest Income$97,0006,257
Total noninterest expense$3,258,0004,747
Salaries and employee benefits$1,949,0004,467
Premises and equipment expense$313,0005,679
Additional noninterest expense$996,0004,679
Pre-tax net operating income$1,358,0004,090
Securities gains (losses)$02,146
Applicable income taxes$529,0002,666
Income before extraordinary items$829,0004,710
Extraordinary gains, net$039
Net income$829,0004,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$392,0001,976
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$12,391,000152
Net operating income$829,0004,695
2007-09-30 (YTD Data)Rank
Total interest income$7,191,0003,890
Total interest expense$3,579,0003,585
Net interest income$3,612,0004,122
Provision for loan and lease losses$421,0001,794
Total noninterest income$196,0006,346
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$105,0005,564
Trading account gains and fees$0184
Additional Noninterest Income$91,0005,961
Total noninterest expense$2,310,0004,899
Salaries and employee benefits$1,417,0004,553
Premises and equipment expense$226,0005,770
Additional noninterest expense$667,0004,933
Pre-tax net operating income$1,077,0004,190
Securities gains (losses)$01,655
Applicable income taxes$423,0002,734
Income before extraordinary items$654,0004,846
Extraordinary gains, net$033
Net income$654,0004,845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0002,001
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$12,354,000109
Net operating income$654,0004,836
2007-06-30 (YTD Data)Rank
Total interest income$4,621,0004,005
Total interest expense$2,312,0003,670
Net interest income$2,309,0004,281
Provision for loan and lease losses$216,0002,044
Total noninterest income$153,0006,094
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$67,0005,649
Trading account gains and fees$0168
Additional Noninterest Income$86,0005,378
Total noninterest expense$1,521,0004,968
Salaries and employee benefits$944,0004,603
Premises and equipment expense$142,0005,958
Additional noninterest expense$435,0005,009
Pre-tax net operating income$725,0004,235
Securities gains (losses)$01,444
Applicable income taxes$285,0002,794
Income before extraordinary items$440,0004,854
Extraordinary gains, net$029
Net income$440,0004,853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0001,947
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$12,319,00079
Net operating income$440,0004,854
2007-03-31 (YTD Data)Rank
Total interest income$2,235,0004,089
Total interest expense$1,153,0003,640
Net interest income$1,082,0004,466
Provision for loan and lease losses$24,0004,189
Total noninterest income$58,0006,588
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$28,0005,902
Trading account gains and fees$0195
Additional Noninterest Income$30,0005,964
Total noninterest expense$776,0004,893
Salaries and employee benefits$491,0004,495
Premises and equipment expense$67,0006,138
Additional noninterest expense$218,0004,976
Pre-tax net operating income$340,0004,380
Securities gains (losses)$01,187
Applicable income taxes$134,0002,887
Income before extraordinary items$206,0004,990
Extraordinary gains, net$022
Net income$206,0004,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,606
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$12,284,00041
Net operating income$206,0004,978
2006-12-31 (YTD Data)Rank
Total interest income$7,574,0004,345
Total interest expense$3,757,0003,741
Net interest income$3,817,0004,792
Provision for loan and lease losses$501,0001,900
Total noninterest income$165,0007,190
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$89,0006,301
Trading account gains and fees$0130
Additional Noninterest Income$76,0006,753
Total noninterest expense$2,645,0005,303
Salaries and employee benefits$1,590,0005,008
Premises and equipment expense$242,0006,294
Additional noninterest expense$813,0005,182
Pre-tax net operating income$836,0005,557
Securities gains (losses)$01,687
Applicable income taxes$334,0003,653
Income before extraordinary items$502,0006,153
Extraordinary gains, net$051
Net income$502,0006,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0003,780
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$79,000927
Net operating income$502,0006,146
2006-09-30 (YTD Data)Rank
Total interest income$5,355,0004,500
Total interest expense$2,547,0003,909
Net interest income$2,808,0004,882
Provision for loan and lease losses$509,0001,371
Total noninterest income$113,0007,357
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$59,0006,534
Trading account gains and fees$0126
Additional Noninterest Income$54,0006,833
Total noninterest expense$1,932,0005,371
Salaries and employee benefits$1,215,0004,928
Premises and equipment expense$157,0006,650
Additional noninterest expense$560,0005,434
Pre-tax net operating income$480,0006,298
Securities gains (losses)$01,388
Applicable income taxes$193,0004,173
Income before extraordinary items$287,0006,791
Extraordinary gains, net$045
Net income$287,0006,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0004,367
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$64,000781
Net operating income$287,0006,791
2006-06-30 (YTD Data)Rank
Total interest income$3,176,0004,781
Total interest expense$1,495,0004,119
Net interest income$1,681,0005,256
Provision for loan and lease losses$335,0001,344
Total noninterest income$63,0007,632
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$35,0006,693
Trading account gains and fees$0126
Additional Noninterest Income$28,0007,198
Total noninterest expense$1,238,0005,510
Salaries and employee benefits$789,0005,030
Premises and equipment expense$103,0006,692
Additional noninterest expense$346,0005,652
Pre-tax net operating income$171,0007,259
Securities gains (losses)$01,185
Applicable income taxes$69,0004,936
Income before extraordinary items$102,0007,518
Extraordinary gains, net$039
Net income$102,0007,519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0003,763
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$32,000690
Net operating income$102,0007,525
2006-03-31 (YTD Data)Rank
Total interest income$1,392,0005,147
Total interest expense$628,0004,452
Net interest income$764,0005,548
Provision for loan and lease losses$185,0001,213
Total noninterest income$28,0007,735
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$15,0006,832
Trading account gains and fees$0115
Additional Noninterest Income$13,0007,271
Total noninterest expense$606,0005,594
Salaries and employee benefits$396,0005,046
Premises and equipment expense$51,0006,714
Additional noninterest expense$159,0005,891
Pre-tax net operating income$1,0008,180
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,0008,185
Extraordinary gains, net$021
Net income$1,0008,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0002,616
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,0008,176
2005-12-31 (YTD Data)Rank
Total interest income$3,266,0006,379
Total interest expense$1,197,0005,816
Net interest income$2,069,0006,568
Provision for loan and lease losses$554,0001,752
Total noninterest income$109,0007,851
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$40,0007,231
Trading account gains and fees$0138
Additional Noninterest Income$69,0006,972
Total noninterest expense$1,973,0006,155
Salaries and employee benefits$1,107,0006,034
Premises and equipment expense$231,0006,406
Additional noninterest expense$635,0005,874
Pre-tax net operating income$-349,0008,446
Securities gains (losses)$02,296
Applicable income taxes$-131,0008,627
Income before extraordinary items$-218,0008,425
Extraordinary gains, net$046
Net income$-218,0008,425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,675
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$62,000779
Net operating income$-218,0008,402
2005-09-30 (YTD Data)Rank
Total interest income$2,062,0006,795
Total interest expense$705,0006,339
Net interest income$1,357,0006,923
Provision for loan and lease losses$465,0001,494
Total noninterest income$83,0007,869
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$29,0007,291
Trading account gains and fees$0126
Additional Noninterest Income$54,0006,950
Total noninterest expense$1,321,0006,463
Salaries and employee benefits$763,0006,297
Premises and equipment expense$167,0006,464
Additional noninterest expense$391,0006,427
Pre-tax net operating income$-346,0008,549
Securities gains (losses)$02,317
Applicable income taxes$-117,0008,728
Income before extraordinary items$-229,0008,532
Extraordinary gains, net$035
Net income$-229,0008,532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,184
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$52,000630
Net operating income$-229,0008,503
2005-06-30 (YTD Data)Rank
Total interest income$1,139,0007,184
Total interest expense$349,0006,905
Net interest income$790,0007,222
Provision for loan and lease losses$298,0001,581
Total noninterest income$60,0007,776
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$22,0007,213
Trading account gains and fees$0116
Additional Noninterest Income$38,0006,863
Total noninterest expense$848,0006,586
Salaries and employee benefits$485,0006,431
Premises and equipment expense$104,0006,616
Additional noninterest expense$259,0006,422
Pre-tax net operating income$-296,0008,600
Securities gains (losses)$02,146
Applicable income taxes$-105,0008,752
Income before extraordinary items$-191,0008,577
Extraordinary gains, net$030
Net income$-191,0008,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,895
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$52,000496
Net operating income$-191,0008,553
2005-03-31 (YTD Data)Rank
Total interest income$435,0007,754
Total interest expense$102,0007,805
Net interest income$333,0007,632
Provision for loan and lease losses$172,0001,275
Total noninterest income$27,0007,907
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$7,0007,502
Trading account gains and fees$0115
Additional Noninterest Income$20,0006,849
Total noninterest expense$393,0006,814
Salaries and employee benefits$235,0006,549
Premises and equipment expense$46,0006,938
Additional noninterest expense$112,0006,862
Pre-tax net operating income$-205,0008,729
Securities gains (losses)$01,685
Applicable income taxes$-80,0008,825
Income before extraordinary items$-125,0008,693
Extraordinary gains, net$024
Net income$-125,0008,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$52,000318
Net operating income$-125,0008,674
2004-12-31 (YTD Data)Rank
Total interest income$294,0008,860
Total interest expense$53,0008,831
Net interest income$241,0008,849
Provision for loan and lease losses$210,0003,601
Total noninterest income$21,0008,771
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$3,0007,847
Trading account gains and fees$0138
Additional Noninterest Income$18,0008,274
Total noninterest expense$1,216,0007,412
Salaries and employee benefits$676,0007,374
Premises and equipment expense$100,0007,971
Additional noninterest expense$440,0006,891
Pre-tax net operating income$-1,164,0008,825
Securities gains (losses)$03,819
Applicable income taxes$-190,0008,801
Income before extraordinary items$-974,0008,833
Extraordinary gains, net$034
Net income$-974,0008,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$11,783,00082
Net operating income$-974,0008,810
2004-09-30 (YTD Data)Rank
Total interest income$32,0008,999
Total interest expense$3,0008,988
Net interest income$29,0008,993
Provision for loan and lease losses$116,0004,033
Total noninterest income$13,0008,864
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$07,933
Trading account gains and fees$0134
Additional Noninterest Income$13,0008,331
Total noninterest expense$779,0007,706
Salaries and employee benefits$465,0007,536
Premises and equipment expense$50,0008,402
Additional noninterest expense$264,0007,383
Pre-tax net operating income$-848,0008,871
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$-848,0008,905
Extraordinary gains, net$026
Net income$-848,0008,906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$11,281,00068
Net operating income$-848,0008,884

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.