Home > Alliance Bank > Income and Expense
Alliance Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,947,000 | 5,776 |
| Total interest expense | $2,308,000 | 5,828 |
| Net interest income | $2,639,000 | 5,612 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $356,000 | 5,848 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 4,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,494 |
| Total noninterest expense | $1,621,000 | 6,441 |
| Salaries and employee benefits | $1,014,000 | 5,857 |
| Premises and equipment expense | $193,000 | 6,884 |
| Additional noninterest expense | $414,000 | 7,039 |
| Pre-tax net operating income | $1,374,000 | 4,331 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $467,000 | 3,637 |
| Income before extraordinary items | $907,000 | 4,659 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $907,000 | 4,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 9,537 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $907,000 | 4,657 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,826,000 | 5,690 |
| Total interest expense | $2,173,000 | 5,693 |
| Net interest income | $2,653,000 | 5,598 |
| Provision for loan and lease losses | $40,000 | 6,849 |
| Total noninterest income | $361,000 | 5,914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $214,000 | 4,948 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 5,652 |
| Total noninterest expense | $1,583,000 | 6,565 |
| Salaries and employee benefits | $947,000 | 6,110 |
| Premises and equipment expense | $170,000 | 7,325 |
| Additional noninterest expense | $466,000 | 6,770 |
| Pre-tax net operating income | $1,391,000 | 4,311 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $491,000 | 3,679 |
| Income before extraordinary items | $900,000 | 4,746 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $900,000 | 4,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,486 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $900,000 | 4,700 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,882,000 | 5,774 |
| Total interest expense | $2,239,000 | 5,769 |
| Net interest income | $2,643,000 | 5,635 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $383,000 | 5,758 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 4,909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,426 |
| Total noninterest expense | $1,563,000 | 6,515 |
| Salaries and employee benefits | $959,000 | 5,948 |
| Premises and equipment expense | $188,000 | 6,902 |
| Additional noninterest expense | $416,000 | 7,090 |
| Pre-tax net operating income | $1,463,000 | 4,251 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $511,000 | 3,783 |
| Income before extraordinary items | $952,000 | 4,653 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $952,000 | 4,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,598 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $952,000 | 4,560 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,471,000 | 6,256 |
| Total interest expense | $1,963,000 | 6,332 |
| Net interest income | $2,508,000 | 6,047 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $391,000 | 5,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 4,879 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 5,563 |
| Total noninterest expense | $1,558,000 | 6,637 |
| Salaries and employee benefits | $941,000 | 6,103 |
| Premises and equipment expense | $190,000 | 7,020 |
| Additional noninterest expense | $427,000 | 7,136 |
| Pre-tax net operating income | $1,341,000 | 4,855 |
| Securities gains (losses) | $-6,000 | 9,765 |
| Applicable income taxes | $464,000 | 4,441 |
| Income before extraordinary items | $871,000 | 5,171 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $871,000 | 5,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,428 |
| Cash dividends | $182,000 | 5,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $874,900 | 5,098 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,355,000 | 6,528 |
| Total interest expense | $1,949,000 | 6,522 |
| Net interest income | $2,406,000 | 6,377 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $411,000 | 5,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 5,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,465 |
| Total noninterest expense | $1,617,000 | 6,799 |
| Salaries and employee benefits | $916,000 | 6,388 |
| Premises and equipment expense | $188,000 | 7,257 |
| Additional noninterest expense | $513,000 | 6,951 |
| Pre-tax net operating income | $1,200,000 | 5,125 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $408,000 | 4,832 |
| Income before extraordinary items | $791,000 | 5,349 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $791,000 | 5,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-111,000 | 11,242 |
| Cash dividends | $1,920,000 | 1,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $791,660 | 5,287 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,738,000 | 10,105 |
| Total interest expense | $726,000 | 10,209 |
| Net interest income | $1,012,000 | 9,911 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $159,000 | 9,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 7,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,130 |
| Total noninterest expense | $808,000 | 9,738 |
| Salaries and employee benefits | $392,000 | 10,003 |
| Premises and equipment expense | $79,000 | 10,226 |
| Additional noninterest expense | $337,000 | 8,829 |
| Pre-tax net operating income | $363,000 | 9,308 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $129,000 | 8,642 |
| Income before extraordinary items | $234,000 | 9,560 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $234,000 | 9,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,354 |
| Cash dividends | $172,000 | 5,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $234,000 | 9,541 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,573,000 | 10,580 |
| Total interest expense | $570,000 | 10,741 |
| Net interest income | $1,003,000 | 10,377 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $166,000 | 9,388 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 7,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,251 |
| Total noninterest expense | $676,000 | 10,806 |
| Salaries and employee benefits | $385,000 | 10,424 |
| Premises and equipment expense | $75,000 | 10,805 |
| Additional noninterest expense | $216,000 | 10,940 |
| Pre-tax net operating income | $493,000 | 8,700 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $166,000 | 8,002 |
| Income before extraordinary items | $327,000 | 8,851 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $327,000 | 8,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 11,449 |
| Cash dividends | $82,000 | 7,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $327,000 | 8,907 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 11,054 |
| Total interest expense | $580,000 | 11,261 |
| Net interest income | $994,000 | 10,802 |
| Provision for loan and lease losses | $35,000 | 8,215 |
| Total noninterest income | $173,000 | 9,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 8,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 9,332 |
| Total noninterest expense | $743,000 | 10,951 |
| Salaries and employee benefits | $430,000 | 10,335 |
| Premises and equipment expense | $65,000 | 11,682 |
| Additional noninterest expense | $248,000 | 11,112 |
| Pre-tax net operating income | $389,000 | 9,492 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $117,000 | 9,370 |
| Income before extraordinary items | $276,000 | 9,749 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $276,000 | 9,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 5,182 |
| Cash dividends | $315,000 | 4,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $273,200 | 9,517 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,765,000 | 11,388 |
| Total interest expense | $742,000 | 11,621 |
| Net interest income | $1,023,000 | 11,016 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $185,000 | 9,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 8,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 9,281 |
| Total noninterest expense | $712,000 | 11,459 |
| Salaries and employee benefits | $400,000 | 10,864 |
| Premises and equipment expense | $54,000 | 12,540 |
| Additional noninterest expense | $258,000 | 11,433 |
| Pre-tax net operating income | $496,000 | 8,431 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $176,000 | 8,054 |
| Income before extraordinary items | $320,000 | 9,041 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $320,000 | 9,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 8,392 |
| Cash dividends | $55,000 | 7,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $320,000 | 8,679 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.