Home > Alliance Bank > Income and Expense
Alliance Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,100,000 | 2,308 |
| Total interest expense | $6,276,000 | 2,339 |
| Net interest income | $7,824,000 | 2,247 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $1,912,000 | 1,919 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $766,000 | 1,733 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,146,000 | 1,701 |
| Total noninterest expense | $5,833,000 | 2,335 |
| Salaries and employee benefits | $2,755,000 | 2,556 |
| Premises and equipment expense | $772,000 | 2,627 |
| Additional noninterest expense | $2,306,000 | 1,890 |
| Pre-tax net operating income | $3,903,000 | 1,883 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,223,000 | 1,887 |
| Income before extraordinary items | $2,680,000 | 1,975 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,680,000 | 1,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,628 |
| Cash dividends | $3,352,000 | 889 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,680,000 | 1,941 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,060,000 | 2,317 |
| Total interest expense | $7,349,000 | 2,068 |
| Net interest income | $6,711,000 | 2,532 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $2,803,000 | 1,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,803,000 | 938 |
| Total noninterest expense | $6,276,000 | 2,095 |
| Salaries and employee benefits | $2,767,000 | 2,438 |
| Premises and equipment expense | $1,079,000 | 1,827 |
| Additional noninterest expense | $2,430,000 | 1,751 |
| Pre-tax net operating income | $3,238,000 | 2,213 |
| Securities gains (losses) | $216,000 | 882 |
| Applicable income taxes | $1,218,000 | 1,972 |
| Income before extraordinary items | $2,236,000 | 2,307 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,236,000 | 2,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,860 |
| Cash dividends | $800,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,095,600 | 2,377 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,566,000 | 2,403 |
| Total interest expense | $6,844,000 | 2,208 |
| Net interest income | $6,722,000 | 2,587 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $1,651,000 | 2,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,651,000 | 1,253 |
| Total noninterest expense | $5,550,000 | 2,332 |
| Salaries and employee benefits | $2,767,000 | 2,399 |
| Premises and equipment expense | $1,032,000 | 1,923 |
| Additional noninterest expense | $1,751,000 | 2,365 |
| Pre-tax net operating income | $2,763,000 | 2,684 |
| Securities gains (losses) | $159,000 | 806 |
| Applicable income taxes | $969,000 | 2,504 |
| Income before extraordinary items | $1,953,000 | 2,637 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,953,000 | 2,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,728 |
| Cash dividends | $800,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,846,470 | 2,720 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,190,000 | 2,530 |
| Total interest expense | $6,935,000 | 2,229 |
| Net interest income | $6,255,000 | 2,831 |
| Provision for loan and lease losses | $564,000 | 1,602 |
| Total noninterest income | $1,191,000 | 2,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,191,000 | 1,608 |
| Total noninterest expense | $6,519,000 | 2,116 |
| Salaries and employee benefits | $2,592,000 | 2,579 |
| Premises and equipment expense | $959,000 | 2,091 |
| Additional noninterest expense | $2,968,000 | 1,755 |
| Pre-tax net operating income | $363,000 | 8,732 |
| Securities gains (losses) | $188,000 | 723 |
| Applicable income taxes | $179,000 | 7,452 |
| Income before extraordinary items | $372,000 | 7,846 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $372,000 | 7,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 10,962 |
| Cash dividends | $800,000 | 2,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $244,160 | 8,824 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,109,000 | 2,762 |
| Total interest expense | $6,501,000 | 2,392 |
| Net interest income | $5,608,000 | 3,170 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $1,407,000 | 2,398 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,407,000 | 1,418 |
| Total noninterest expense | $5,080,000 | 2,672 |
| Salaries and employee benefits | $2,697,000 | 2,478 |
| Premises and equipment expense | $747,000 | 2,650 |
| Additional noninterest expense | $1,636,000 | 2,846 |
| Pre-tax net operating income | $1,815,000 | 3,816 |
| Securities gains (losses) | $242,000 | 605 |
| Applicable income taxes | $670,000 | 3,368 |
| Income before extraordinary items | $1,387,000 | 3,495 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,387,000 | 3,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,176 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,224,860 | 3,872 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,601,000 | 3,482 |
| Total interest expense | $4,174,000 | 2,930 |
| Net interest income | $4,427,000 | 3,972 |
| Provision for loan and lease losses | $266,000 | 2,476 |
| Total noninterest income | $772,000 | 3,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $772,000 | 2,180 |
| Total noninterest expense | $3,843,000 | 3,546 |
| Salaries and employee benefits | $2,194,000 | 3,018 |
| Premises and equipment expense | $594,000 | 3,300 |
| Additional noninterest expense | $1,055,000 | 4,504 |
| Pre-tax net operating income | $1,090,000 | 5,606 |
| Securities gains (losses) | $-1,001,000 | 12,402 |
| Applicable income taxes | $19,000 | 11,165 |
| Income before extraordinary items | $70,000 | 11,659 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $70,000 | 11,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,425 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $860,790 | 5,125 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,438,000 | 3,636 |
| Total interest expense | $4,576,000 | 2,821 |
| Net interest income | $3,862,000 | 4,543 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $671,000 | 4,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $671,000 | 2,671 |
| Total noninterest expense | $3,003,000 | 4,502 |
| Salaries and employee benefits | $1,530,000 | 4,201 |
| Premises and equipment expense | $490,000 | 3,933 |
| Additional noninterest expense | $983,000 | 4,991 |
| Pre-tax net operating income | $1,350,000 | 4,723 |
| Securities gains (losses) | $291,000 | 1,329 |
| Applicable income taxes | $431,000 | 4,737 |
| Income before extraordinary items | $1,210,000 | 3,989 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,210,000 | 4,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 4,347 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $5,100,000 | 194 |
| Net operating income | $994,660 | 4,480 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,775,000 | 3,566 |
| Total interest expense | $5,805,000 | 2,872 |
| Net interest income | $3,970,000 | 4,477 |
| Provision for loan and lease losses | $190,000 | 5,357 |
| Total noninterest income | $654,000 | 4,657 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $654,000 | 2,672 |
| Total noninterest expense | $2,902,000 | 4,669 |
| Salaries and employee benefits | $1,437,000 | 4,389 |
| Premises and equipment expense | $506,000 | 3,922 |
| Additional noninterest expense | $959,000 | 5,228 |
| Pre-tax net operating income | $1,532,000 | 3,974 |
| Securities gains (losses) | $296,000 | 1,544 |
| Applicable income taxes | $619,000 | 3,342 |
| Income before extraordinary items | $1,209,000 | 3,774 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,209,000 | 3,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 6,447 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,013,640 | 4,124 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.