Home > Alliance Bank > Income and Expense
Alliance Bank, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $66,675,000 | 560 |
| Total interest expense | $35,712,000 | 454 |
| Net interest income | $30,963,000 | 700 |
| Provision for loan and lease losses | $65,968,000 | 154 |
| Total noninterest income | $2,921,000 | 1,610 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,612,000 | 1,107 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,309,000 | 1,767 |
| Total noninterest expense | $35,503,000 | 560 |
| Salaries and employee benefits | $14,103,000 | 704 |
| Premises and equipment expense | $4,337,000 | 642 |
| Additional noninterest expense | $17,063,000 | 437 |
| Pre-tax net operating income | $-67,587,000 | 8,220 |
| Securities gains (losses) | $107,000 | 1,080 |
| Applicable income taxes | $-2,113,000 | 7,930 |
| Income before extraordinary items | $-65,367,000 | 8,205 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-65,367,000 | 8,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,686,000 | 129 |
| Cash dividends | $1,200,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $470,000 | 570 |
| Net operating income | $-65,470,790 | 8,214 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $51,223,000 | 571 |
| Total interest expense | $26,595,000 | 479 |
| Net interest income | $24,628,000 | 681 |
| Provision for loan and lease losses | $36,041,000 | 168 |
| Total noninterest income | $2,324,000 | 1,583 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,168,000 | 1,165 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,156,000 | 1,642 |
| Total noninterest expense | $20,985,000 | 710 |
| Salaries and employee benefits | $11,017,000 | 685 |
| Premises and equipment expense | $3,209,000 | 650 |
| Additional noninterest expense | $6,759,000 | 697 |
| Pre-tax net operating income | $-30,074,000 | 8,311 |
| Securities gains (losses) | $51,000 | 1,403 |
| Applicable income taxes | $-2,113,000 | 8,191 |
| Income before extraordinary items | $-27,910,000 | 8,298 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-27,910,000 | 8,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,538,000 | 138 |
| Cash dividends | $1,200,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $369,000 | 449 |
| Net operating income | $-27,957,430 | 8,310 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $35,205,000 | 557 |
| Total interest expense | $17,649,000 | 496 |
| Net interest income | $17,556,000 | 625 |
| Provision for loan and lease losses | $29,607,000 | 137 |
| Total noninterest income | $1,720,000 | 1,483 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $716,000 | 1,243 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,004,000 | 1,388 |
| Total noninterest expense | $13,794,000 | 710 |
| Salaries and employee benefits | $7,726,000 | 645 |
| Premises and equipment expense | $2,136,000 | 651 |
| Additional noninterest expense | $3,932,000 | 770 |
| Pre-tax net operating income | $-24,125,000 | 8,396 |
| Securities gains (losses) | $22,000 | 1,974 |
| Applicable income taxes | $-9,861,000 | 8,396 |
| Income before extraordinary items | $-14,242,000 | 8,379 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-14,242,000 | 8,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,438,000 | 115 |
| Cash dividends | $900,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-14,256,080 | 8,376 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $18,971,000 | 534 |
| Total interest expense | $9,123,000 | 518 |
| Net interest income | $9,848,000 | 564 |
| Provision for loan and lease losses | $1,805,000 | 425 |
| Total noninterest income | $598,000 | 1,962 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $299,000 | 1,461 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $299,000 | 1,978 |
| Total noninterest expense | $7,130,000 | 670 |
| Salaries and employee benefits | $4,167,000 | 602 |
| Premises and equipment expense | $1,081,000 | 649 |
| Additional noninterest expense | $1,882,000 | 773 |
| Pre-tax net operating income | $1,511,000 | 1,253 |
| Securities gains (losses) | $22,000 | 1,537 |
| Applicable income taxes | $682,000 | 809 |
| Income before extraordinary items | $851,000 | 1,731 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $851,000 | 1,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,801,000 | 316 |
| Cash dividends | $900,000 | 823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $836,920 | 1,687 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $79,933,000 | 540 |
| Total interest expense | $34,734,000 | 580 |
| Net interest income | $45,199,000 | 502 |
| Provision for loan and lease losses | $10,401,000 | 244 |
| Total noninterest income | $3,445,000 | 1,477 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,187,000 | 1,510 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,258,000 | 1,263 |
| Total noninterest expense | $28,575,000 | 661 |
| Salaries and employee benefits | $16,838,000 | 577 |
| Premises and equipment expense | $3,865,000 | 687 |
| Additional noninterest expense | $7,872,000 | 734 |
| Pre-tax net operating income | $9,668,000 | 880 |
| Securities gains (losses) | $15,000 | 1,192 |
| Applicable income taxes | $4,319,000 | 603 |
| Income before extraordinary items | $5,364,000 | 1,193 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,364,000 | 1,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,478,000 | 342 |
| Cash dividends | $2,500,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,354,400 | 1,190 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $59,724,000 | 540 |
| Total interest expense | $25,534,000 | 590 |
| Net interest income | $34,190,000 | 496 |
| Provision for loan and lease losses | $3,192,000 | 373 |
| Total noninterest income | $2,858,000 | 1,356 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $862,000 | 1,529 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,996,000 | 1,113 |
| Total noninterest expense | $21,802,000 | 633 |
| Salaries and employee benefits | $13,256,000 | 553 |
| Premises and equipment expense | $2,812,000 | 708 |
| Additional noninterest expense | $5,734,000 | 737 |
| Pre-tax net operating income | $12,054,000 | 591 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $5,070,000 | 467 |
| Income before extraordinary items | $6,984,000 | 747 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,984,000 | 745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,477,000 | 494 |
| Cash dividends | $1,700,000 | 1,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $6,984,000 | 739 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $39,440,000 | 559 |
| Total interest expense | $16,459,000 | 619 |
| Net interest income | $22,981,000 | 512 |
| Provision for loan and lease losses | $2,135,000 | 315 |
| Total noninterest income | $1,395,000 | 1,758 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $566,000 | 1,551 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $829,000 | 1,581 |
| Total noninterest expense | $14,304,000 | 654 |
| Salaries and employee benefits | $8,631,000 | 582 |
| Premises and equipment expense | $1,880,000 | 727 |
| Additional noninterest expense | $3,793,000 | 752 |
| Pre-tax net operating income | $7,937,000 | 629 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $3,254,000 | 509 |
| Income before extraordinary items | $4,683,000 | 773 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,683,000 | 772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 1,590 |
| Cash dividends | $900,000 | 1,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,683,000 | 765 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $19,174,000 | 564 |
| Total interest expense | $7,885,000 | 628 |
| Net interest income | $11,289,000 | 516 |
| Provision for loan and lease losses | $1,062,000 | 287 |
| Total noninterest income | $622,000 | 1,892 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $285,000 | 1,513 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $337,000 | 1,802 |
| Total noninterest expense | $7,027,000 | 669 |
| Salaries and employee benefits | $4,263,000 | 588 |
| Premises and equipment expense | $944,000 | 719 |
| Additional noninterest expense | $1,820,000 | 761 |
| Pre-tax net operating income | $3,822,000 | 646 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,608,000 | 515 |
| Income before extraordinary items | $2,214,000 | 810 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,214,000 | 809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 1,288 |
| Cash dividends | $900,000 | 881 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,214,000 | 801 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $65,646,000 | 607 |
| Total interest expense | $25,232,000 | 671 |
| Net interest income | $40,414,000 | 574 |
| Provision for loan and lease losses | $3,872,000 | 308 |
| Total noninterest income | $2,761,000 | 1,740 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,095,000 | 1,619 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,666,000 | 1,538 |
| Total noninterest expense | $23,511,000 | 751 |
| Salaries and employee benefits | $13,131,000 | 712 |
| Premises and equipment expense | $3,000,000 | 841 |
| Additional noninterest expense | $7,380,000 | 737 |
| Pre-tax net operating income | $15,792,000 | 656 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $6,429,000 | 529 |
| Income before extraordinary items | $9,363,000 | 796 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $9,363,000 | 795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,029,000 | 665 |
| Cash dividends | $2,100,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 210 |
| Net operating income | $9,363,000 | 785 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $47,152,000 | 636 |
| Total interest expense | $18,150,000 | 686 |
| Net interest income | $29,002,000 | 611 |
| Provision for loan and lease losses | $2,817,000 | 301 |
| Total noninterest income | $2,103,000 | 1,737 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $877,000 | 1,534 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,226,000 | 1,566 |
| Total noninterest expense | $17,046,000 | 788 |
| Salaries and employee benefits | $9,411,000 | 774 |
| Premises and equipment expense | $2,186,000 | 873 |
| Additional noninterest expense | $5,449,000 | 745 |
| Pre-tax net operating income | $11,242,000 | 725 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $4,497,000 | 583 |
| Income before extraordinary items | $6,745,000 | 862 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,745,000 | 861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $860,000 | 528 |
| Cash dividends | $1,400,000 | 1,526 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 156 |
| Net operating income | $6,745,000 | 852 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $29,651,000 | 658 |
| Total interest expense | $11,266,000 | 695 |
| Net interest income | $18,385,000 | 633 |
| Provision for loan and lease losses | $1,729,000 | 308 |
| Total noninterest income | $1,386,000 | 1,743 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $548,000 | 1,609 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $838,000 | 1,539 |
| Total noninterest expense | $10,959,000 | 818 |
| Salaries and employee benefits | $5,993,000 | 809 |
| Premises and equipment expense | $1,405,000 | 904 |
| Additional noninterest expense | $3,561,000 | 762 |
| Pre-tax net operating income | $7,083,000 | 757 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,818,000 | 617 |
| Income before extraordinary items | $4,265,000 | 911 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,265,000 | 912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $872,000 | 378 |
| Cash dividends | $600,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 100 |
| Net operating income | $4,265,000 | 893 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $13,915,000 | 676 |
| Total interest expense | $5,086,000 | 727 |
| Net interest income | $8,829,000 | 641 |
| Provision for loan and lease losses | $750,000 | 338 |
| Total noninterest income | $685,000 | 1,733 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $282,000 | 1,518 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $403,000 | 1,570 |
| Total noninterest expense | $5,369,000 | 833 |
| Salaries and employee benefits | $2,986,000 | 813 |
| Premises and equipment expense | $709,000 | 893 |
| Additional noninterest expense | $1,674,000 | 800 |
| Pre-tax net operating income | $3,395,000 | 773 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,357,000 | 632 |
| Income before extraordinary items | $2,038,000 | 936 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,038,000 | 935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 640 |
| Cash dividends | $600,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,038,000 | 915 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $37,675,000 | 863 |
| Total interest expense | $11,482,000 | 970 |
| Net interest income | $26,193,000 | 813 |
| Provision for loan and lease losses | $2,517,000 | 421 |
| Total noninterest income | $3,035,000 | 1,592 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $883,000 | 1,942 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,152,000 | 1,289 |
| Total noninterest expense | $15,600,000 | 1,092 |
| Salaries and employee benefits | $8,193,000 | 1,132 |
| Premises and equipment expense | $2,381,000 | 1,014 |
| Additional noninterest expense | $5,026,000 | 1,034 |
| Pre-tax net operating income | $11,111,000 | 892 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $4,277,000 | 731 |
| Income before extraordinary items | $6,834,000 | 1,057 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,834,000 | 1,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,326 |
| Cash dividends | $700,000 | 3,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,834,000 | 1,038 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $25,672,000 | 936 |
| Total interest expense | $7,551,000 | 1,048 |
| Net interest income | $18,121,000 | 877 |
| Provision for loan and lease losses | $1,734,000 | 436 |
| Total noninterest income | $2,210,000 | 1,638 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $653,000 | 1,962 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,557,000 | 1,325 |
| Total noninterest expense | $10,774,000 | 1,199 |
| Salaries and employee benefits | $5,684,000 | 1,211 |
| Premises and equipment expense | $1,683,000 | 1,063 |
| Additional noninterest expense | $3,407,000 | 1,112 |
| Pre-tax net operating income | $7,823,000 | 938 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,011,000 | 775 |
| Income before extraordinary items | $4,812,000 | 1,130 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,812,000 | 1,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,249 |
| Cash dividends | $400,000 | 3,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,812,000 | 1,109 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $15,229,000 | 1,018 |
| Total interest expense | $4,273,000 | 1,165 |
| Net interest income | $10,956,000 | 952 |
| Provision for loan and lease losses | $983,000 | 524 |
| Total noninterest income | $1,379,000 | 1,711 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $436,000 | 1,930 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $943,000 | 1,410 |
| Total noninterest expense | $6,622,000 | 1,277 |
| Salaries and employee benefits | $3,542,000 | 1,297 |
| Premises and equipment expense | $1,050,000 | 1,139 |
| Additional noninterest expense | $2,030,000 | 1,239 |
| Pre-tax net operating income | $4,730,000 | 1,003 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,846,000 | 812 |
| Income before extraordinary items | $2,884,000 | 1,223 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,884,000 | 1,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,245 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,884,000 | 1,197 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,905,000 | 1,097 |
| Total interest expense | $1,874,000 | 1,267 |
| Net interest income | $5,031,000 | 1,034 |
| Provision for loan and lease losses | $375,000 | 622 |
| Total noninterest income | $799,000 | 1,493 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $222,000 | 1,826 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $577,000 | 1,199 |
| Total noninterest expense | $3,212,000 | 1,327 |
| Salaries and employee benefits | $1,709,000 | 1,356 |
| Premises and equipment expense | $492,000 | 1,229 |
| Additional noninterest expense | $1,011,000 | 1,231 |
| Pre-tax net operating income | $2,243,000 | 1,034 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $914,000 | 820 |
| Income before extraordinary items | $1,329,000 | 1,302 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,329,000 | 1,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,407 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,329,000 | 1,272 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $19,253,000 | 1,501 |
| Total interest expense | $4,587,000 | 1,773 |
| Net interest income | $14,666,000 | 1,374 |
| Provision for loan and lease losses | $741,000 | 1,386 |
| Total noninterest income | $3,554,000 | 1,408 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,018,000 | 1,728 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,536,000 | 1,118 |
| Total noninterest expense | $10,542,000 | 1,544 |
| Salaries and employee benefits | $5,581,000 | 1,587 |
| Premises and equipment expense | $1,556,000 | 1,483 |
| Additional noninterest expense | $3,405,000 | 1,453 |
| Pre-tax net operating income | $6,937,000 | 1,247 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,769,000 | 961 |
| Income before extraordinary items | $4,168,000 | 1,549 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,168,000 | 1,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 1,982 |
| Cash dividends | $400,000 | 3,880 |
| Sale, conversion, retirement of capital stock, net | $10,198,000 | 98 |
| Net operating income | $4,168,000 | 1,503 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,340,000 | 1,601 |
| Total interest expense | $3,232,000 | 1,855 |
| Net interest income | $10,108,000 | 1,491 |
| Provision for loan and lease losses | $470,000 | 1,522 |
| Total noninterest income | $2,843,000 | 1,360 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $785,000 | 1,689 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,058,000 | 1,058 |
| Total noninterest expense | $7,478,000 | 1,625 |
| Salaries and employee benefits | $3,909,000 | 1,691 |
| Premises and equipment expense | $1,040,000 | 1,679 |
| Additional noninterest expense | $2,529,000 | 1,456 |
| Pre-tax net operating income | $5,003,000 | 1,311 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,001,000 | 1,009 |
| Income before extraordinary items | $3,002,000 | 1,623 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,002,000 | 1,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 1,231 |
| Cash dividends | $300,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $7,747,000 | 119 |
| Net operating income | $3,002,000 | 1,569 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,289,000 | 1,695 |
| Total interest expense | $2,034,000 | 1,942 |
| Net interest income | $6,255,000 | 1,593 |
| Provision for loan and lease losses | $351,000 | 1,366 |
| Total noninterest income | $1,483,000 | 1,615 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $529,000 | 1,652 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $954,000 | 1,372 |
| Total noninterest expense | $4,958,000 | 1,631 |
| Salaries and employee benefits | $2,587,000 | 1,700 |
| Premises and equipment expense | $649,000 | 1,774 |
| Additional noninterest expense | $1,722,000 | 1,406 |
| Pre-tax net operating income | $2,429,000 | 1,736 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $972,000 | 1,310 |
| Income before extraordinary items | $1,457,000 | 2,126 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,457,000 | 2,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $408,000 | 827 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $7,747,000 | 80 |
| Net operating income | $1,457,000 | 2,067 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,982,000 | 1,774 |
| Total interest expense | $1,008,000 | 1,975 |
| Net interest income | $2,974,000 | 1,683 |
| Provision for loan and lease losses | $371,000 | 682 |
| Total noninterest income | $932,000 | 1,326 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $283,000 | 1,518 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $649,000 | 1,071 |
| Total noninterest expense | $2,435,000 | 1,674 |
| Salaries and employee benefits | $1,272,000 | 1,745 |
| Premises and equipment expense | $313,000 | 1,853 |
| Additional noninterest expense | $850,000 | 1,418 |
| Pre-tax net operating income | $1,100,000 | 1,852 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $441,000 | 1,439 |
| Income before extraordinary items | $659,000 | 2,302 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $659,000 | 2,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 480 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $7,697,000 | 43 |
| Net operating income | $659,000 | 2,217 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,461,000 | 1,842 |
| Total interest expense | $4,313,000 | 2,065 |
| Net interest income | $11,148,000 | 1,741 |
| Provision for loan and lease losses | $1,567,000 | 787 |
| Total noninterest income | $3,090,000 | 1,648 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $866,000 | 1,982 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,224,000 | 1,361 |
| Total noninterest expense | $8,528,000 | 1,861 |
| Salaries and employee benefits | $4,579,000 | 1,879 |
| Premises and equipment expense | $1,051,000 | 2,163 |
| Additional noninterest expense | $2,898,000 | 1,679 |
| Pre-tax net operating income | $4,143,000 | 1,928 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,722,000 | 1,436 |
| Income before extraordinary items | $2,421,000 | 2,435 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,421,000 | 2,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $525,000 | 1,554 |
| Cash dividends | $300,000 | 4,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,421,000 | 2,328 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,358,000 | 1,904 |
| Total interest expense | $3,307,000 | 2,102 |
| Net interest income | $8,051,000 | 1,836 |
| Provision for loan and lease losses | $1,119,000 | 808 |
| Total noninterest income | $2,479,000 | 1,597 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $603,000 | 2,136 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,876,000 | 1,294 |
| Total noninterest expense | $6,118,000 | 1,951 |
| Salaries and employee benefits | $3,198,000 | 2,013 |
| Premises and equipment expense | $763,000 | 2,234 |
| Additional noninterest expense | $2,157,000 | 1,679 |
| Pre-tax net operating income | $3,293,000 | 1,896 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,340,000 | 1,462 |
| Income before extraordinary items | $1,953,000 | 2,386 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,953,000 | 2,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $444,000 | 1,287 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,953,000 | 2,271 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,312,000 | 1,987 |
| Total interest expense | $2,209,000 | 2,164 |
| Net interest income | $5,103,000 | 1,919 |
| Provision for loan and lease losses | $772,000 | 792 |
| Total noninterest income | $1,443,000 | 1,772 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $395,000 | 2,120 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,048,000 | 1,466 |
| Total noninterest expense | $3,790,000 | 2,083 |
| Salaries and employee benefits | $1,902,000 | 2,226 |
| Premises and equipment expense | $480,000 | 2,340 |
| Additional noninterest expense | $1,408,000 | 1,707 |
| Pre-tax net operating income | $1,984,000 | 2,054 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $807,000 | 1,606 |
| Income before extraordinary items | $1,177,000 | 2,623 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,177,000 | 2,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $460,000 | 897 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,177,000 | 2,477 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,630,000 | 2,019 |
| Total interest expense | $1,100,000 | 2,222 |
| Net interest income | $2,530,000 | 1,933 |
| Provision for loan and lease losses | $424,000 | 694 |
| Total noninterest income | $732,000 | 1,708 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $194,000 | 2,070 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $538,000 | 1,411 |
| Total noninterest expense | $1,835,000 | 2,135 |
| Salaries and employee benefits | $943,000 | 2,232 |
| Premises and equipment expense | $201,000 | 2,744 |
| Additional noninterest expense | $691,000 | 1,709 |
| Pre-tax net operating income | $1,003,000 | 2,037 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $469,000 | 1,445 |
| Income before extraordinary items | $534,000 | 2,805 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $534,000 | 2,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,751 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $534,000 | 2,660 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,053,000 | 2,351 |
| Total interest expense | $4,212,000 | 2,630 |
| Net interest income | $8,841,000 | 2,188 |
| Provision for loan and lease losses | $699,000 | 1,845 |
| Total noninterest income | $2,218,000 | 1,959 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $865,000 | 1,861 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,353,000 | 1,788 |
| Total noninterest expense | $7,002,000 | 2,148 |
| Salaries and employee benefits | $3,710,000 | 2,159 |
| Premises and equipment expense | $896,000 | 2,421 |
| Additional noninterest expense | $2,396,000 | 1,934 |
| Pre-tax net operating income | $3,358,000 | 2,282 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,377,000 | 1,762 |
| Income before extraordinary items | $1,981,000 | 2,820 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,981,000 | 2,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,144,000 | 845 |
| Cash dividends | $50,000 | 5,952 |
| Sale, conversion, retirement of capital stock, net | $5,500,000 | 141 |
| Net operating income | $1,981,000 | 2,739 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,213,000 | 2,773 |
| Total interest expense | $4,867,000 | 3,222 |
| Net interest income | $7,346,000 | 2,436 |
| Provision for loan and lease losses | $400,000 | 2,609 |
| Total noninterest income | $1,371,000 | 2,680 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,158,000 | 1,289 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $213,000 | 4,793 |
| Total noninterest expense | $5,882,000 | 2,421 |
| Salaries and employee benefits | $2,952,000 | 2,546 |
| Premises and equipment expense | $681,000 | 3,023 |
| Additional noninterest expense | $2,249,000 | 2,003 |
| Pre-tax net operating income | $2,435,000 | 2,720 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,006,000 | 2,057 |
| Income before extraordinary items | $1,429,000 | 3,340 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,429,000 | 3,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,863 |
| Cash dividends | $50,000 | 6,151 |
| Sale, conversion, retirement of capital stock, net | $1,024,000 | 397 |
| Net operating income | $1,429,000 | 3,244 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,684,000 | 2,548 |
| Total interest expense | $5,634,000 | 2,950 |
| Net interest income | $8,050,000 | 2,206 |
| Provision for loan and lease losses | $325,000 | 2,688 |
| Total noninterest income | $829,000 | 3,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $718,000 | 1,923 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,180 |
| Total noninterest expense | $4,988,000 | 2,722 |
| Salaries and employee benefits | $2,524,000 | 2,806 |
| Premises and equipment expense | $607,000 | 3,239 |
| Additional noninterest expense | $1,857,000 | 2,313 |
| Pre-tax net operating income | $3,566,000 | 2,048 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,503,000 | 1,512 |
| Income before extraordinary items | $2,063,000 | 2,487 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,063,000 | 2,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,683 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $153,000 | 662 |
| Net operating income | $2,063,000 | 2,492 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,890,000 | 3,249 |
| Total interest expense | $3,892,000 | 3,669 |
| Net interest income | $5,998,000 | 2,932 |
| Provision for loan and lease losses | $630,000 | 1,445 |
| Total noninterest income | $760,000 | 3,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $693,000 | 1,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,520 |
| Total noninterest expense | $3,762,000 | 3,502 |
| Salaries and employee benefits | $1,714,000 | 3,897 |
| Premises and equipment expense | $480,000 | 3,901 |
| Additional noninterest expense | $1,568,000 | 2,761 |
| Pre-tax net operating income | $2,366,000 | 2,923 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $985,000 | 2,241 |
| Income before extraordinary items | $1,381,000 | 3,457 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,381,000 | 3,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $346,000 | 1,630 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $522,000 | 600 |
| Net operating income | $1,381,000 | 3,429 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,501,000 | 4,160 |
| Total interest expense | $2,577,000 | 5,254 |
| Net interest income | $4,924,000 | 3,449 |
| Provision for loan and lease losses | $750,000 | 1,238 |
| Total noninterest income | $677,000 | 4,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $318,000 | 3,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $359,000 | 3,652 |
| Total noninterest expense | $3,284,000 | 3,811 |
| Salaries and employee benefits | $1,468,000 | 4,312 |
| Premises and equipment expense | $422,000 | 4,240 |
| Additional noninterest expense | $1,394,000 | 2,968 |
| Pre-tax net operating income | $1,567,000 | 4,043 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $622,000 | 3,306 |
| Income before extraordinary items | $945,000 | 4,672 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $945,000 | 4,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $929,000 | 805 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 896 |
| Net operating income | $945,000 | 4,583 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,584,000 | 5,346 |
| Total interest expense | $1,946,000 | 6,371 |
| Net interest income | $3,638,000 | 4,582 |
| Provision for loan and lease losses | $590,000 | 1,558 |
| Total noninterest income | $571,000 | 4,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $308,000 | 3,990 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $263,000 | 4,249 |
| Total noninterest expense | $3,115,000 | 3,976 |
| Salaries and employee benefits | $1,209,000 | 5,073 |
| Premises and equipment expense | $342,000 | 4,983 |
| Additional noninterest expense | $1,564,000 | 2,622 |
| Pre-tax net operating income | $504,000 | 7,895 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $504,000 | 6,945 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $504,000 | 6,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,208 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $504,000 | 6,879 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,688,000 | 6,215 |
| Total interest expense | $1,661,000 | 7,184 |
| Net interest income | $3,027,000 | 5,413 |
| Provision for loan and lease losses | $360,000 | 2,253 |
| Total noninterest income | $557,000 | 4,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $441,000 | 3,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,703 |
| Total noninterest expense | $2,869,000 | 4,447 |
| Salaries and employee benefits | $1,036,000 | 5,848 |
| Premises and equipment expense | $326,000 | 5,271 |
| Additional noninterest expense | $1,507,000 | 3,102 |
| Pre-tax net operating income | $355,000 | 8,778 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $17,000 | 10,255 |
| Income before extraordinary items | $338,000 | 8,096 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $338,000 | 8,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 2,272 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $338,000 | 8,045 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,443,000 | 6,521 |
| Total interest expense | $1,628,000 | 7,332 |
| Net interest income | $2,815,000 | 5,785 |
| Provision for loan and lease losses | $625,000 | 1,298 |
| Total noninterest income | $482,000 | 5,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $341,000 | 3,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,163 |
| Total noninterest expense | $2,297,000 | 5,361 |
| Salaries and employee benefits | $917,000 | 6,481 |
| Premises and equipment expense | $318,000 | 5,389 |
| Additional noninterest expense | $1,062,000 | 4,149 |
| Pre-tax net operating income | $375,000 | 9,231 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-67,000 | 11,668 |
| Income before extraordinary items | $442,000 | 7,707 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $442,000 | 7,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,219 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $442,000 | 7,679 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,933,000 | 6,789 |
| Total interest expense | $1,397,000 | 7,213 |
| Net interest income | $2,536,000 | 6,403 |
| Provision for loan and lease losses | $460,000 | 1,641 |
| Total noninterest income | $478,000 | 5,463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 5,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 4,685 |
| Total noninterest expense | $2,476,000 | 5,202 |
| Salaries and employee benefits | $867,000 | 6,834 |
| Premises and equipment expense | $349,000 | 5,092 |
| Additional noninterest expense | $1,260,000 | 3,882 |
| Pre-tax net operating income | $78,000 | 11,763 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $4,000 | 11,509 |
| Income before extraordinary items | $74,000 | 11,626 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $74,000 | 11,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $601,000 | 1,211 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $74,000 | 11,669 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,769,000 | 7,161 |
| Total interest expense | $1,482,000 | 7,263 |
| Net interest income | $2,287,000 | 6,952 |
| Provision for loan and lease losses | $782,000 | 1,545 |
| Total noninterest income | $379,000 | 6,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,923 |
| Total noninterest expense | $2,261,000 | 5,739 |
| Salaries and employee benefits | $874,000 | 6,871 |
| Premises and equipment expense | $361,000 | 5,108 |
| Additional noninterest expense | $1,026,000 | 4,810 |
| Pre-tax net operating income | $-377,000 | 12,804 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $7,000 | 11,895 |
| Income before extraordinary items | $-384,000 | 12,858 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-384,000 | 12,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $457,000 | 1,876 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-384,000 | 12,795 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,221,000 | 7,212 |
| Total interest expense | $1,743,000 | 7,781 |
| Net interest income | $2,478,000 | 6,650 |
| Provision for loan and lease losses | $200,000 | 5,193 |
| Total noninterest income | $459,000 | 5,991 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $302,000 | 4,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 6,481 |
| Total noninterest expense | $2,622,000 | 5,089 |
| Salaries and employee benefits | $964,000 | 6,239 |
| Premises and equipment expense | $451,000 | 4,345 |
| Additional noninterest expense | $1,207,000 | 4,316 |
| Pre-tax net operating income | $115,000 | 11,866 |
| Securities gains (losses) | $53,000 | 4,016 |
| Applicable income taxes | $60,000 | 10,985 |
| Income before extraordinary items | $108,000 | 11,837 |
| Extraordinary gains, net | $41,000 | 1,051 |
| Net income | $149,000 | 11,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 3,967 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $74,080 | 12,012 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.