Home > Alliance Bank > Income and Expense
Alliance Bank, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $31,770,000 | 1,234 |
| Total interest expense | $10,094,000 | 1,667 |
| Net interest income | $21,676,000 | 1,028 |
| Provision for loan and lease losses | $1,200,000 | 867 |
| Total noninterest income | $1,891,000 | 2,321 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $966,000 | 1,800 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $925,000 | 2,348 |
| Total noninterest expense | $10,812,000 | 1,645 |
| Salaries and employee benefits | $6,539,000 | 1,514 |
| Premises and equipment expense | $1,112,000 | 2,239 |
| Additional noninterest expense | $3,161,000 | 1,665 |
| Pre-tax net operating income | $11,555,000 | 863 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $11,555,000 | 657 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $11,555,000 | 656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,401 |
| Cash dividends | $7,886,000 | 482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $11,555,000 | 649 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $23,317,000 | 1,265 |
| Total interest expense | $7,112,000 | 1,716 |
| Net interest income | $16,205,000 | 1,051 |
| Provision for loan and lease losses | $900,000 | 830 |
| Total noninterest income | $1,395,000 | 2,347 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $748,000 | 1,759 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $647,000 | 2,448 |
| Total noninterest expense | $7,809,000 | 1,715 |
| Salaries and employee benefits | $4,795,000 | 1,549 |
| Premises and equipment expense | $874,000 | 2,142 |
| Additional noninterest expense | $2,140,000 | 1,809 |
| Pre-tax net operating income | $8,891,000 | 876 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $8,891,000 | 668 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $8,891,000 | 667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,294 |
| Cash dividends | $5,397,000 | 491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $8,891,000 | 662 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $14,995,000 | 1,286 |
| Total interest expense | $4,381,000 | 1,767 |
| Net interest income | $10,614,000 | 1,071 |
| Provision for loan and lease losses | $600,000 | 813 |
| Total noninterest income | $941,000 | 2,313 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $524,000 | 1,675 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $417,000 | 2,499 |
| Total noninterest expense | $5,075,000 | 1,751 |
| Salaries and employee benefits | $3,149,000 | 1,572 |
| Premises and equipment expense | $587,000 | 2,125 |
| Additional noninterest expense | $1,339,000 | 1,963 |
| Pre-tax net operating income | $5,880,000 | 883 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $5,880,000 | 678 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,880,000 | 676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,463 |
| Cash dividends | $3,703,000 | 483 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $5,880,000 | 664 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,287,000 | 1,302 |
| Total interest expense | $2,059,000 | 1,775 |
| Net interest income | $5,228,000 | 1,078 |
| Provision for loan and lease losses | $300,000 | 761 |
| Total noninterest income | $455,000 | 2,338 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $263,000 | 1,619 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $192,000 | 2,558 |
| Total noninterest expense | $2,434,000 | 1,825 |
| Salaries and employee benefits | $1,514,000 | 1,642 |
| Premises and equipment expense | $273,000 | 2,285 |
| Additional noninterest expense | $647,000 | 2,015 |
| Pre-tax net operating income | $2,949,000 | 862 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $2,949,000 | 661 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,949,000 | 660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 2,945 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,949,000 | 646 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $26,785,000 | 1,251 |
| Total interest expense | $6,221,000 | 1,822 |
| Net interest income | $20,564,000 | 1,046 |
| Provision for loan and lease losses | $1,200,000 | 871 |
| Total noninterest income | $2,244,000 | 2,040 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,027,000 | 1,687 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,217,000 | 1,948 |
| Total noninterest expense | $9,447,000 | 1,798 |
| Salaries and employee benefits | $5,561,000 | 1,687 |
| Premises and equipment expense | $1,094,000 | 2,191 |
| Additional noninterest expense | $2,792,000 | 1,808 |
| Pre-tax net operating income | $12,161,000 | 813 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $12,161,000 | 609 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $12,161,000 | 610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $537,000 | 1,107 |
| Cash dividends | $8,890,000 | 420 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $12,161,000 | 596 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $19,595,000 | 1,241 |
| Total interest expense | $4,322,000 | 1,849 |
| Net interest income | $15,273,000 | 1,041 |
| Provision for loan and lease losses | $900,000 | 826 |
| Total noninterest income | $1,620,000 | 2,087 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $767,000 | 1,681 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $853,000 | 2,039 |
| Total noninterest expense | $7,120,000 | 1,770 |
| Salaries and employee benefits | $4,158,000 | 1,667 |
| Premises and equipment expense | $805,000 | 2,220 |
| Additional noninterest expense | $2,157,000 | 1,729 |
| Pre-tax net operating income | $8,873,000 | 830 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $8,873,000 | 630 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,873,000 | 630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $489,000 | 848 |
| Cash dividends | $7,502,000 | 351 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $8,873,000 | 614 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $12,519,000 | 1,260 |
| Total interest expense | $2,644,000 | 1,885 |
| Net interest income | $9,875,000 | 1,067 |
| Provision for loan and lease losses | $600,000 | 816 |
| Total noninterest income | $1,029,000 | 2,133 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $521,000 | 1,616 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $508,000 | 2,154 |
| Total noninterest expense | $4,656,000 | 1,792 |
| Salaries and employee benefits | $2,742,000 | 1,671 |
| Premises and equipment expense | $535,000 | 2,219 |
| Additional noninterest expense | $1,379,000 | 1,788 |
| Pre-tax net operating income | $5,648,000 | 845 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $5,648,000 | 640 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,648,000 | 640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $418,000 | 695 |
| Cash dividends | $5,972,000 | 296 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $5,648,000 | 622 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,077,000 | 1,265 |
| Total interest expense | $1,230,000 | 1,925 |
| Net interest income | $4,847,000 | 1,075 |
| Provision for loan and lease losses | $300,000 | 755 |
| Total noninterest income | $516,000 | 2,096 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $259,000 | 1,570 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $257,000 | 2,112 |
| Total noninterest expense | $2,370,000 | 1,765 |
| Salaries and employee benefits | $1,367,000 | 1,684 |
| Premises and equipment expense | $256,000 | 2,307 |
| Additional noninterest expense | $747,000 | 1,649 |
| Pre-tax net operating income | $2,693,000 | 878 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $2,693,000 | 663 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,693,000 | 663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,325 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,693,000 | 644 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $21,022,000 | 1,352 |
| Total interest expense | $3,996,000 | 2,041 |
| Net interest income | $17,026,000 | 1,181 |
| Provision for loan and lease losses | $1,700,000 | 627 |
| Total noninterest income | $2,208,000 | 2,057 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,140,000 | 1,542 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,068,000 | 2,055 |
| Total noninterest expense | $9,023,000 | 1,793 |
| Salaries and employee benefits | $5,038,000 | 1,746 |
| Premises and equipment expense | $1,102,000 | 2,084 |
| Additional noninterest expense | $2,883,000 | 1,697 |
| Pre-tax net operating income | $8,511,000 | 1,029 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,425,000 | 1,670 |
| Income before extraordinary items | $7,086,000 | 927 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,086,000 | 928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $921,000 | 833 |
| Cash dividends | $480,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $7,086,000 | 886 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,404,000 | 1,366 |
| Total interest expense | $2,904,000 | 2,062 |
| Net interest income | $12,500,000 | 1,193 |
| Provision for loan and lease losses | $450,000 | 1,575 |
| Total noninterest income | $1,657,000 | 2,055 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $878,000 | 1,520 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $779,000 | 2,107 |
| Total noninterest expense | $6,606,000 | 1,826 |
| Salaries and employee benefits | $3,687,000 | 1,778 |
| Premises and equipment expense | $824,000 | 2,090 |
| Additional noninterest expense | $2,095,000 | 1,717 |
| Pre-tax net operating income | $7,101,000 | 936 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,425,000 | 1,343 |
| Income before extraordinary items | $5,676,000 | 874 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,676,000 | 875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 1,293 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,676,000 | 837 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,912,000 | 1,411 |
| Total interest expense | $1,845,000 | 2,141 |
| Net interest income | $8,067,000 | 1,227 |
| Provision for loan and lease losses | $300,000 | 1,523 |
| Total noninterest income | $1,135,000 | 2,009 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $571,000 | 1,540 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $564,000 | 2,010 |
| Total noninterest expense | $4,398,000 | 1,817 |
| Salaries and employee benefits | $2,470,000 | 1,778 |
| Premises and equipment expense | $554,000 | 2,071 |
| Additional noninterest expense | $1,374,000 | 1,740 |
| Pre-tax net operating income | $4,504,000 | 967 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,425,000 | 955 |
| Income before extraordinary items | $3,079,000 | 1,072 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,079,000 | 1,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,079,000 | 1,028 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,909,000 | 1,441 |
| Total interest expense | $901,000 | 2,203 |
| Net interest income | $4,008,000 | 1,239 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $552,000 | 2,014 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $291,000 | 1,478 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $261,000 | 2,067 |
| Total noninterest expense | $2,184,000 | 1,838 |
| Salaries and employee benefits | $1,232,000 | 1,797 |
| Premises and equipment expense | $281,000 | 2,061 |
| Additional noninterest expense | $671,000 | 1,770 |
| Pre-tax net operating income | $2,226,000 | 970 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $893,000 | 809 |
| Income before extraordinary items | $1,333,000 | 1,224 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,333,000 | 1,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,873 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,333,000 | 1,154 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $19,087,000 | 1,506 |
| Total interest expense | $4,540,000 | 1,971 |
| Net interest income | $14,547,000 | 1,346 |
| Provision for loan and lease losses | $700,000 | 1,617 |
| Total noninterest income | $2,647,000 | 1,861 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,142,000 | 1,504 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,505,000 | 1,816 |
| Total noninterest expense | $8,808,000 | 1,799 |
| Salaries and employee benefits | $4,867,000 | 1,760 |
| Premises and equipment expense | $1,152,000 | 1,978 |
| Additional noninterest expense | $2,789,000 | 1,742 |
| Pre-tax net operating income | $7,686,000 | 1,096 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $3,131,000 | 886 |
| Income before extraordinary items | $4,555,000 | 1,389 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,555,000 | 1,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 4,174 |
| Cash dividends | $1,200,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,555,000 | 1,330 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $14,341,000 | 1,530 |
| Total interest expense | $3,532,000 | 1,979 |
| Net interest income | $10,809,000 | 1,368 |
| Provision for loan and lease losses | $450,000 | 1,799 |
| Total noninterest income | $1,863,000 | 2,013 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $861,000 | 1,515 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,002,000 | 2,044 |
| Total noninterest expense | $6,588,000 | 1,809 |
| Salaries and employee benefits | $3,646,000 | 1,779 |
| Premises and equipment expense | $858,000 | 2,002 |
| Additional noninterest expense | $2,084,000 | 1,735 |
| Pre-tax net operating income | $5,634,000 | 1,140 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,294,000 | 951 |
| Income before extraordinary items | $3,340,000 | 1,471 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,340,000 | 1,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,469 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,340,000 | 1,391 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,821,000 | 1,504 |
| Total interest expense | $2,385,000 | 2,010 |
| Net interest income | $7,436,000 | 1,319 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $1,275,000 | 1,955 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $596,000 | 1,429 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $679,000 | 2,015 |
| Total noninterest expense | $4,318,000 | 1,829 |
| Salaries and employee benefits | $2,403,000 | 1,792 |
| Premises and equipment expense | $560,000 | 2,046 |
| Additional noninterest expense | $1,355,000 | 1,773 |
| Pre-tax net operating income | $4,093,000 | 1,056 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,661,000 | 910 |
| Income before extraordinary items | $2,432,000 | 1,359 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,432,000 | 1,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,695 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,432,000 | 1,266 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,887,000 | 1,524 |
| Total interest expense | $1,190,000 | 2,066 |
| Net interest income | $3,697,000 | 1,321 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $569,000 | 2,083 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $258,000 | 1,588 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $311,000 | 2,061 |
| Total noninterest expense | $2,131,000 | 1,840 |
| Salaries and employee benefits | $1,197,000 | 1,786 |
| Premises and equipment expense | $289,000 | 1,962 |
| Additional noninterest expense | $645,000 | 1,825 |
| Pre-tax net operating income | $1,985,000 | 1,095 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $807,000 | 950 |
| Income before extraordinary items | $1,178,000 | 1,392 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,178,000 | 1,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,178,000 | 1,305 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $19,977,000 | 1,544 |
| Total interest expense | $5,944,000 | 1,913 |
| Net interest income | $14,033,000 | 1,380 |
| Provision for loan and lease losses | $545,000 | 2,239 |
| Total noninterest income | $1,535,000 | 2,579 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,012,000 | 1,595 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $523,000 | 3,204 |
| Total noninterest expense | $8,424,000 | 1,801 |
| Salaries and employee benefits | $4,551,000 | 1,761 |
| Premises and equipment expense | $1,068,000 | 2,055 |
| Additional noninterest expense | $2,805,000 | 1,671 |
| Pre-tax net operating income | $6,599,000 | 1,279 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,646,000 | 1,034 |
| Income before extraordinary items | $3,953,000 | 1,546 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,953,000 | 1,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,383 |
| Cash dividends | $1,200,000 | 1,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,953,000 | 1,504 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $22,223,000 | 1,524 |
| Total interest expense | $10,179,000 | 1,597 |
| Net interest income | $12,044,000 | 1,478 |
| Provision for loan and lease losses | $360,000 | 2,816 |
| Total noninterest income | $1,405,000 | 2,641 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $900,000 | 1,684 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $505,000 | 3,115 |
| Total noninterest expense | $7,753,000 | 1,871 |
| Salaries and employee benefits | $4,359,000 | 1,724 |
| Premises and equipment expense | $992,000 | 2,149 |
| Additional noninterest expense | $2,402,000 | 1,887 |
| Pre-tax net operating income | $5,336,000 | 1,363 |
| Securities gains (losses) | $-20,000 | 9,375 |
| Applicable income taxes | $2,190,000 | 1,086 |
| Income before extraordinary items | $3,126,000 | 1,679 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,126,000 | 1,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,883 |
| Cash dividends | $1,200,000 | 1,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,138,800 | 1,607 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $23,362,000 | 1,486 |
| Total interest expense | $10,248,000 | 1,677 |
| Net interest income | $13,114,000 | 1,337 |
| Provision for loan and lease losses | $426,000 | 2,157 |
| Total noninterest income | $1,153,000 | 2,849 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $644,000 | 2,148 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $509,000 | 2,920 |
| Total noninterest expense | $7,299,000 | 1,906 |
| Salaries and employee benefits | $3,898,000 | 1,850 |
| Premises and equipment expense | $905,000 | 2,280 |
| Additional noninterest expense | $2,496,000 | 1,779 |
| Pre-tax net operating income | $6,542,000 | 1,145 |
| Securities gains (losses) | $-10,000 | 8,341 |
| Applicable income taxes | $2,661,000 | 915 |
| Income before extraordinary items | $3,871,000 | 1,369 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,871,000 | 1,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,361 |
| Cash dividends | $950,000 | 2,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,877,400 | 1,355 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,692,000 | 1,737 |
| Total interest expense | $7,743,000 | 1,934 |
| Net interest income | $10,949,000 | 1,582 |
| Provision for loan and lease losses | $226,000 | 3,295 |
| Total noninterest income | $1,024,000 | 3,038 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $490,000 | 2,678 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $534,000 | 2,838 |
| Total noninterest expense | $6,664,000 | 2,045 |
| Salaries and employee benefits | $3,480,000 | 2,016 |
| Premises and equipment expense | $501,000 | 3,761 |
| Additional noninterest expense | $2,683,000 | 1,665 |
| Pre-tax net operating income | $5,083,000 | 1,485 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $2,035,000 | 1,215 |
| Income before extraordinary items | $3,055,000 | 1,741 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,055,000 | 1,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 1,913 |
| Cash dividends | $900,000 | 2,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,050,520 | 1,714 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $18,243,000 | 1,774 |
| Total interest expense | $7,959,000 | 1,918 |
| Net interest income | $10,284,000 | 1,659 |
| Provision for loan and lease losses | $100,000 | 5,089 |
| Total noninterest income | $800,000 | 3,628 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $377,000 | 3,294 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $423,000 | 3,312 |
| Total noninterest expense | $6,434,000 | 2,040 |
| Salaries and employee benefits | $3,328,000 | 2,026 |
| Premises and equipment expense | $922,000 | 2,100 |
| Additional noninterest expense | $2,184,000 | 1,937 |
| Pre-tax net operating income | $4,550,000 | 1,628 |
| Securities gains (losses) | $77,000 | 1,445 |
| Applicable income taxes | $1,859,000 | 1,351 |
| Income before extraordinary items | $2,768,000 | 1,890 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,768,000 | 1,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,276 |
| Cash dividends | $900,000 | 2,389 |
| Sale, conversion, retirement of capital stock, net | $3,667,000 | 294 |
| Net operating income | $2,718,720 | 1,844 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,974,000 | 2,339 |
| Total interest expense | $6,168,000 | 2,435 |
| Net interest income | $7,806,000 | 2,255 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $599,000 | 4,414 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $357,000 | 3,550 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $242,000 | 4,453 |
| Total noninterest expense | $5,065,000 | 2,530 |
| Salaries and employee benefits | $2,555,000 | 2,593 |
| Premises and equipment expense | $724,000 | 2,651 |
| Additional noninterest expense | $1,786,000 | 2,324 |
| Pre-tax net operating income | $3,290,000 | 2,290 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $1,300,000 | 1,930 |
| Income before extraordinary items | $1,994,000 | 2,599 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,994,000 | 2,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,510 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,991,440 | 2,553 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,096,000 | 3,250 |
| Total interest expense | $4,710,000 | 3,169 |
| Net interest income | $5,386,000 | 3,290 |
| Provision for loan and lease losses | $355,000 | 2,296 |
| Total noninterest income | $937,000 | 3,300 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $248,000 | 4,849 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $689,000 | 2,323 |
| Total noninterest expense | $3,700,000 | 3,587 |
| Salaries and employee benefits | $1,979,000 | 3,363 |
| Premises and equipment expense | $447,000 | 4,134 |
| Additional noninterest expense | $1,274,000 | 3,599 |
| Pre-tax net operating income | $2,268,000 | 3,072 |
| Securities gains (losses) | $-5,000 | 9,952 |
| Applicable income taxes | $879,000 | 2,635 |
| Income before extraordinary items | $1,384,000 | 3,441 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,384,000 | 3,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 10,776 |
| Cash dividends | $257,000 | 4,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,387,200 | 3,388 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,946,000 | 3,639 |
| Total interest expense | $4,333,000 | 3,443 |
| Net interest income | $4,613,000 | 3,807 |
| Provision for loan and lease losses | $88,000 | 4,902 |
| Total noninterest income | $362,000 | 6,344 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $221,000 | 5,323 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $141,000 | 6,163 |
| Total noninterest expense | $2,375,000 | 5,217 |
| Salaries and employee benefits | $1,261,000 | 4,993 |
| Premises and equipment expense | $284,000 | 5,873 |
| Additional noninterest expense | $830,000 | 5,108 |
| Pre-tax net operating income | $2,512,000 | 2,833 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $967,000 | 2,461 |
| Income before extraordinary items | $1,544,000 | 3,163 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,544,000 | 3,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $648,000 | 2,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,544,640 | 3,142 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,295,000 | 4,074 |
| Total interest expense | $3,199,000 | 3,735 |
| Net interest income | $4,096,000 | 4,284 |
| Provision for loan and lease losses | $85,000 | 4,903 |
| Total noninterest income | $328,000 | 6,917 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $193,000 | 6,007 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $135,000 | 6,544 |
| Total noninterest expense | $2,211,000 | 5,711 |
| Salaries and employee benefits | $1,029,000 | 5,951 |
| Premises and equipment expense | $197,000 | 7,500 |
| Additional noninterest expense | $985,000 | 4,764 |
| Pre-tax net operating income | $2,128,000 | 3,255 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $809,000 | 2,736 |
| Income before extraordinary items | $1,319,000 | 3,547 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,319,000 | 3,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-149,000 | 12,336 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,319,000 | 3,584 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,737,000 | 4,466 |
| Total interest expense | $3,096,000 | 4,009 |
| Net interest income | $3,641,000 | 4,789 |
| Provision for loan and lease losses | $175,000 | 4,260 |
| Total noninterest income | $402,000 | 6,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 5,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 5,628 |
| Total noninterest expense | $1,946,000 | 6,478 |
| Salaries and employee benefits | $985,000 | 6,216 |
| Premises and equipment expense | $210,000 | 7,496 |
| Additional noninterest expense | $751,000 | 6,236 |
| Pre-tax net operating income | $1,922,000 | 3,436 |
| Securities gains (losses) | $-4,000 | 12,523 |
| Applicable income taxes | $748,000 | 2,914 |
| Income before extraordinary items | $1,170,000 | 4,111 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,170,000 | 4,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,888 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,172,560 | 3,906 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,278,000 | 4,671 |
| Total interest expense | $3,772,000 | 4,272 |
| Net interest income | $3,506,000 | 5,002 |
| Provision for loan and lease losses | $150,000 | 6,067 |
| Total noninterest income | $321,000 | 7,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 6,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 7,060 |
| Total noninterest expense | $1,790,000 | 6,978 |
| Salaries and employee benefits | $846,000 | 6,960 |
| Premises and equipment expense | $210,000 | 7,616 |
| Additional noninterest expense | $734,000 | 6,521 |
| Pre-tax net operating income | $1,887,000 | 3,283 |
| Securities gains (losses) | $-3,000 | 12,949 |
| Applicable income taxes | $703,000 | 2,964 |
| Income before extraordinary items | $1,181,000 | 3,865 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,181,000 | 3,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 6,342 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,182,920 | 3,576 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.