Home > Alliance Bank > Income and Expense
Alliance Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,726,000 | 3,028 |
| Total interest expense | $5,304,000 | 2,823 |
| Net interest income | $5,422,000 | 3,224 |
| Provision for loan and lease losses | $580,000 | 1,588 |
| Total noninterest income | $977,000 | 3,089 |
| Gross Fiduciary activities income | $2,000 | 1,413 |
| Service charges on deposit accounts | $324,000 | 3,843 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $651,000 | 2,336 |
| Total noninterest expense | $3,215,000 | 3,882 |
| Salaries and employee benefits | $1,566,000 | 4,096 |
| Premises and equipment expense | $429,000 | 4,199 |
| Additional noninterest expense | $1,220,000 | 3,308 |
| Pre-tax net operating income | $2,604,000 | 2,814 |
| Securities gains (losses) | $28,000 | 1,673 |
| Applicable income taxes | $856,000 | 2,782 |
| Income before extraordinary items | $1,776,000 | 2,866 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,776,000 | 2,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $556,000 | 1,243 |
| Cash dividends | $3,300,000 | 861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,757,240 | 2,841 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,625,000 | 7,245 |
| Total interest expense | $1,471,000 | 7,642 |
| Net interest income | $2,154,000 | 6,853 |
| Provision for loan and lease losses | $207,000 | 3,335 |
| Total noninterest income | $335,000 | 6,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 6,165 |
| Total noninterest expense | $1,355,000 | 7,500 |
| Salaries and employee benefits | $643,000 | 7,881 |
| Premises and equipment expense | $286,000 | 5,766 |
| Additional noninterest expense | $426,000 | 7,665 |
| Pre-tax net operating income | $927,000 | 5,999 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $261,000 | 6,301 |
| Income before extraordinary items | $666,000 | 5,913 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $666,000 | 5,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 2,363 |
| Cash dividends | $1,315,000 | 1,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $666,000 | 5,859 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,486,000 | 7,576 |
| Total interest expense | $1,429,000 | 7,896 |
| Net interest income | $2,057,000 | 7,178 |
| Provision for loan and lease losses | $46,000 | 6,390 |
| Total noninterest income | $483,000 | 5,310 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 5,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $265,000 | 4,328 |
| Total noninterest expense | $1,408,000 | 7,560 |
| Salaries and employee benefits | $683,000 | 7,834 |
| Premises and equipment expense | $294,000 | 5,716 |
| Additional noninterest expense | $431,000 | 7,890 |
| Pre-tax net operating income | $1,086,000 | 5,646 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $329,000 | 5,674 |
| Income before extraordinary items | $752,000 | 5,704 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $752,000 | 5,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,496 |
| Cash dividends | $545,000 | 3,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $755,500 | 5,661 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,112,000 | 7,869 |
| Total interest expense | $993,000 | 8,726 |
| Net interest income | $2,119,000 | 7,269 |
| Provision for loan and lease losses | $39,000 | 6,667 |
| Total noninterest income | $507,000 | 5,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 6,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $339,000 | 3,794 |
| Total noninterest expense | $1,474,000 | 7,676 |
| Salaries and employee benefits | $769,000 | 7,387 |
| Premises and equipment expense | $300,000 | 5,716 |
| Additional noninterest expense | $405,000 | 8,786 |
| Pre-tax net operating income | $1,113,000 | 5,525 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $326,000 | 5,558 |
| Income before extraordinary items | $786,000 | 5,433 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $786,000 | 5,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,562 |
| Cash dividends | $255,000 | 4,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $786,710 | 5,493 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,991,000 | 8,352 |
| Total interest expense | $996,000 | 9,135 |
| Net interest income | $1,995,000 | 7,690 |
| Provision for loan and lease losses | $113,000 | 5,452 |
| Total noninterest income | $568,000 | 5,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 6,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $381,000 | 3,878 |
| Total noninterest expense | $1,543,000 | 7,682 |
| Salaries and employee benefits | $807,000 | 7,280 |
| Premises and equipment expense | $304,000 | 5,786 |
| Additional noninterest expense | $432,000 | 8,906 |
| Pre-tax net operating income | $907,000 | 6,316 |
| Securities gains (losses) | $102,000 | 2,479 |
| Applicable income taxes | $296,000 | 6,131 |
| Income before extraordinary items | $713,000 | 6,037 |
| Extraordinary gains, net | $16,000 | 2,794 |
| Net income | $729,000 | 6,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,789 |
| Cash dividends | $331,000 | 4,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $640,580 | 6,243 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,364,000 | 8,382 |
| Total interest expense | $1,352,000 | 9,016 |
| Net interest income | $2,012,000 | 7,720 |
| Provision for loan and lease losses | $211,000 | 5,078 |
| Total noninterest income | $416,000 | 6,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 6,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $218,000 | 5,385 |
| Total noninterest expense | $1,410,000 | 8,244 |
| Salaries and employee benefits | $686,000 | 8,102 |
| Premises and equipment expense | $300,000 | 5,973 |
| Additional noninterest expense | $424,000 | 9,273 |
| Pre-tax net operating income | $807,000 | 6,532 |
| Securities gains (losses) | $32,000 | 4,877 |
| Applicable income taxes | $247,000 | 6,708 |
| Income before extraordinary items | $592,000 | 6,634 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $592,000 | 6,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 4,645 |
| Cash dividends | $312,000 | 3,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $569,280 | 6,443 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.