Home > Allfirst Financial Center > Income and Expense
Allfirst Financial Center, Income and Expense
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $283,000 | 9,038 |
| Total interest expense | $112,000 | 8,851 |
| Net interest income | $171,000 | 9,084 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $37,000 | 8,650 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $36,000 | 7,105 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,000 | 9,074 |
| Total noninterest expense | $171,000 | 9,114 |
| Salaries and employee benefits | $33,000 | 9,236 |
| Premises and equipment expense | $68,000 | 7,606 |
| Additional noninterest expense | $70,000 | 8,865 |
| Pre-tax net operating income | $37,000 | 8,457 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $14,000 | 6,809 |
| Income before extraordinary items | $23,000 | 8,629 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $23,000 | 8,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $23,000 | 8,504 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $296,000 | 8,617 |
| Total interest expense | $121,000 | 8,163 |
| Net interest income | $175,000 | 8,718 |
| Provision for loan and lease losses | $-1,000 | 9,135 |
| Total noninterest income | $33,000 | 8,028 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $29,000 | 6,311 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $221,000 | 8,164 |
| Salaries and employee benefits | $29,000 | 9,242 |
| Premises and equipment expense | $-62,000 | 9,310 |
| Additional noninterest expense | $254,000 | 4,153 |
| Pre-tax net operating income | $-12,000 | 8,778 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-46,000 | 9,172 |
| Income before extraordinary items | $34,000 | 8,200 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $34,000 | 8,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $34,000 | 8,064 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,272,000 | 8,608 |
| Total interest expense | $617,000 | 8,039 |
| Net interest income | $655,000 | 8,806 |
| Provision for loan and lease losses | $23,000 | 7,437 |
| Total noninterest income | $149,000 | 7,840 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $132,000 | 6,089 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 8,643 |
| Total noninterest expense | $749,000 | 8,447 |
| Salaries and employee benefits | $65,000 | 9,313 |
| Premises and equipment expense | $-279,000 | 9,352 |
| Additional noninterest expense | $963,000 | 4,302 |
| Pre-tax net operating income | $32,000 | 8,535 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-153,000 | 9,112 |
| Income before extraordinary items | $185,000 | 7,923 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $185,000 | 7,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,176 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $185,000 | 7,812 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,487,000 | 7,766 |
| Total interest expense | $1,360,000 | 7,278 |
| Net interest income | $1,127,000 | 8,036 |
| Provision for loan and lease losses | $32,000 | 7,179 |
| Total noninterest income | $379,000 | 5,829 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $114,000 | 6,337 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $265,000 | 4,376 |
| Total noninterest expense | $881,000 | 8,249 |
| Salaries and employee benefits | $47,000 | 9,580 |
| Premises and equipment expense | $-360,000 | 9,612 |
| Additional noninterest expense | $1,194,000 | 3,517 |
| Pre-tax net operating income | $593,000 | 6,191 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $55,000 | 6,623 |
| Income before extraordinary items | $538,000 | 5,894 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $538,000 | 5,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,750 |
| Cash dividends | $2,000,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $538,000 | 5,775 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,644,000 | 7,763 |
| Total interest expense | $1,136,000 | 7,933 |
| Net interest income | $1,508,000 | 7,460 |
| Provision for loan and lease losses | $15,000 | 7,764 |
| Total noninterest income | $1,440,000 | 2,417 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $110,000 | 6,393 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,330,000 | 1,523 |
| Total noninterest expense | $572,000 | 9,184 |
| Salaries and employee benefits | $56,000 | 9,866 |
| Premises and equipment expense | $-340,000 | 9,901 |
| Additional noninterest expense | $856,000 | 4,514 |
| Pre-tax net operating income | $2,361,000 | 2,911 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $735,000 | 2,680 |
| Income before extraordinary items | $1,626,000 | 3,040 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,626,000 | 3,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,269 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,626,000 | 3,036 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,779,000 | 8,732 |
| Total interest expense | $1,036,000 | 8,090 |
| Net interest income | $743,000 | 9,187 |
| Provision for loan and lease losses | $20,000 | 7,660 |
| Total noninterest income | $106,000 | 8,734 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $61,000 | 7,576 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $45,000 | 8,226 |
| Total noninterest expense | $457,000 | 9,742 |
| Salaries and employee benefits | $61,000 | 10,179 |
| Premises and equipment expense | $-364,000 | 10,220 |
| Additional noninterest expense | $760,000 | 4,977 |
| Pre-tax net operating income | $372,000 | 7,731 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-9,000 | 9,665 |
| Income before extraordinary items | $381,000 | 7,089 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $381,000 | 7,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,102 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $381,000 | 7,062 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,398,000 | 4,748 |
| Total interest expense | $2,590,000 | 5,235 |
| Net interest income | $3,808,000 | 4,292 |
| Provision for loan and lease losses | $3,002,000 | 449 |
| Total noninterest income | $68,358,000 | 194 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $70,000 | 7,542 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $68,288,000 | 157 |
| Total noninterest expense | $4,383,000 | 2,961 |
| Salaries and employee benefits | $666,000 | 7,396 |
| Premises and equipment expense | $-149,000 | 10,461 |
| Additional noninterest expense | $3,866,000 | 1,156 |
| Pre-tax net operating income | $64,781,000 | 202 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $24,183,000 | 202 |
| Income before extraordinary items | $40,598,000 | 214 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $40,598,000 | 215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,002,000 | 376 |
| Cash dividends | $92,000,000 | 91 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $40,598,000 | 207 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $53,237,000 | 667 |
| Total interest expense | $21,069,000 | 785 |
| Net interest income | $32,168,000 | 581 |
| Provision for loan and lease losses | $20,145,000 | 131 |
| Total noninterest income | $53,839,000 | 215 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $182,000 | 5,626 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $53,657,000 | 161 |
| Total noninterest expense | $40,018,000 | 401 |
| Salaries and employee benefits | $7,602,000 | 874 |
| Premises and equipment expense | $516,000 | 3,607 |
| Additional noninterest expense | $31,900,000 | 259 |
| Pre-tax net operating income | $25,844,000 | 373 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $9,864,000 | 363 |
| Income before extraordinary items | $15,980,000 | 410 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $15,980,000 | 410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,436,000 | 114 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $15,980,000 | 393 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $69,148,000 | 573 |
| Total interest expense | $23,946,000 | 729 |
| Net interest income | $45,202,000 | 468 |
| Provision for loan and lease losses | $23,251,000 | 121 |
| Total noninterest income | $24,157,000 | 340 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $169,000 | 6,138 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $23,988,000 | 262 |
| Total noninterest expense | $47,233,000 | 405 |
| Salaries and employee benefits | $8,706,000 | 799 |
| Premises and equipment expense | $96,000 | 9,398 |
| Additional noninterest expense | $38,431,000 | 284 |
| Pre-tax net operating income | $-1,125,000 | 11,351 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-439,000 | 11,343 |
| Income before extraordinary items | $-686,000 | 11,311 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-686,000 | 11,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,591,000 | 109 |
| Cash dividends | $8,000,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-686,000 | 11,287 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $86,871,000 | 501 |
| Total interest expense | $25,255,000 | 726 |
| Net interest income | $61,616,000 | 382 |
| Provision for loan and lease losses | $30,599,000 | 87 |
| Total noninterest income | $29,755,000 | 320 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $172,000 | 6,219 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $29,583,000 | 222 |
| Total noninterest expense | $35,936,000 | 500 |
| Salaries and employee benefits | $6,618,000 | 1,043 |
| Premises and equipment expense | $650,000 | 3,006 |
| Additional noninterest expense | $28,668,000 | 340 |
| Pre-tax net operating income | $24,836,000 | 406 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $9,496,000 | 387 |
| Income before extraordinary items | $15,340,000 | 425 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $15,340,000 | 424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,288,000 | 101 |
| Cash dividends | $16,000,000 | 304 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $15,340,000 | 423 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $78,751,000 | 480 |
| Total interest expense | $21,938,000 | 665 |
| Net interest income | $56,813,000 | 398 |
| Provision for loan and lease losses | $16,858,000 | 132 |
| Total noninterest income | $33,477,000 | 289 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $165,000 | 6,552 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $33,312,000 | 203 |
| Total noninterest expense | $36,524,000 | 493 |
| Salaries and employee benefits | $7,206,000 | 948 |
| Premises and equipment expense | $446,000 | 4,186 |
| Additional noninterest expense | $28,872,000 | 345 |
| Pre-tax net operating income | $36,908,000 | 295 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $14,054,000 | 271 |
| Income before extraordinary items | $22,854,000 | 300 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $22,854,000 | 300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,978,000 | 107 |
| Cash dividends | $13,200,000 | 285 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $22,854,000 | 305 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $79,803,000 | 472 |
| Total interest expense | $25,122,000 | 594 |
| Net interest income | $54,681,000 | 411 |
| Provision for loan and lease losses | $19,199,000 | 168 |
| Total noninterest income | $32,027,000 | 287 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $48,000 | 10,145 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $31,979,000 | 187 |
| Total noninterest expense | $40,148,000 | 481 |
| Salaries and employee benefits | $7,064,000 | 956 |
| Premises and equipment expense | $357,000 | 5,153 |
| Additional noninterest expense | $32,727,000 | 333 |
| Pre-tax net operating income | $27,361,000 | 315 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $10,141,000 | 306 |
| Income before extraordinary items | $17,220,000 | 351 |
| Extraordinary gains, net | $-477,000 | 13,164 |
| Net income | $16,743,000 | 366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,669,000 | 152 |
| Cash dividends | $15,500,000 | 214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $17,220,000 | 333 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $85,269,000 | 499 |
| Total interest expense | $29,439,000 | 652 |
| Net interest income | $55,830,000 | 407 |
| Provision for loan and lease losses | $28,065,000 | 176 |
| Total noninterest income | $32,056,000 | 281 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $44,000 | 10,547 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $32,012,000 | 188 |
| Total noninterest expense | $32,806,000 | 564 |
| Salaries and employee benefits | $7,799,000 | 866 |
| Premises and equipment expense | $320,000 | 5,717 |
| Additional noninterest expense | $24,687,000 | 397 |
| Pre-tax net operating income | $27,015,000 | 274 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $10,045,000 | 275 |
| Income before extraordinary items | $16,970,000 | 312 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $16,970,000 | 315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,649,000 | 167 |
| Cash dividends | $21,000,000 | 125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $16,970,000 | 279 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.