Home > Allendale County Bank > Income and Expense
Allendale County Bank, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $526,000 | 5,737 |
| Total interest expense | $56,000 | 5,568 |
| Net interest income | $470,000 | 5,723 |
| Provision for loan and lease losses | $42,000 | 2,431 |
| Total noninterest income | $118,000 | 4,376 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $41,000 | 4,270 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $77,000 | 3,948 |
| Total noninterest expense | $680,000 | 4,812 |
| Salaries and employee benefits | $291,000 | 5,248 |
| Premises and equipment expense | $47,000 | 5,585 |
| Additional noninterest expense | $342,000 | 3,798 |
| Pre-tax net operating income | $-134,000 | 6,484 |
| Securities gains (losses) | $-73,000 | 6,623 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-207,000 | 6,538 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-207,000 | 6,538 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-207,000 | 6,538 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-134,000 | 6,486 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,399,000 | 5,599 |
| Total interest expense | $310,000 | 5,342 |
| Net interest income | $2,089,000 | 5,584 |
| Provision for loan and lease losses | $3,453,000 | 385 |
| Total noninterest income | $250,000 | 5,357 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $175,000 | 4,321 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $75,000 | 5,608 |
| Total noninterest expense | $1,922,000 | 5,533 |
| Salaries and employee benefits | $867,000 | 5,790 |
| Premises and equipment expense | $177,000 | 5,715 |
| Additional noninterest expense | $878,000 | 4,871 |
| Pre-tax net operating income | $-3,036,000 | 6,718 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-3,036,000 | 6,723 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,036,000 | 6,723 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-3,036,000 | 6,723 |
| Net charge-offs | $2,284,000 | 676 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-3,036,000 | 6,717 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,814,000 | 5,649 |
| Total interest expense | $241,000 | 5,367 |
| Net interest income | $1,573,000 | 5,640 |
| Provision for loan and lease losses | $311,000 | 2,036 |
| Total noninterest income | $188,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $125,000 | 4,445 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $63,000 | 5,595 |
| Total noninterest expense | $1,416,000 | 5,585 |
| Salaries and employee benefits | $702,000 | 5,677 |
| Premises and equipment expense | $142,000 | 5,673 |
| Additional noninterest expense | $572,000 | 5,184 |
| Pre-tax net operating income | $34,000 | 6,188 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $34,000 | 6,247 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $34,000 | 6,248 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $34,000 | 6,248 |
| Net charge-offs | $311,000 | 2,079 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $34,000 | 6,196 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,219,000 | 5,674 |
| Total interest expense | $162,000 | 5,418 |
| Net interest income | $1,057,000 | 5,636 |
| Provision for loan and lease losses | $216,000 | 2,018 |
| Total noninterest income | $128,000 | 5,454 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $84,000 | 4,418 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $44,000 | 5,603 |
| Total noninterest expense | $949,000 | 5,603 |
| Salaries and employee benefits | $426,000 | 5,875 |
| Premises and equipment expense | $95,000 | 5,690 |
| Additional noninterest expense | $428,000 | 4,960 |
| Pre-tax net operating income | $20,000 | 6,209 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $20,000 | 6,286 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $20,000 | 6,288 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $20,000 | 6,288 |
| Net charge-offs | $216,000 | 2,021 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $20,000 | 6,215 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $617,000 | 5,685 |
| Total interest expense | $84,000 | 5,452 |
| Net interest income | $533,000 | 5,657 |
| Provision for loan and lease losses | $107,000 | 1,977 |
| Total noninterest income | $63,000 | 5,477 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $48,000 | 4,162 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 5,890 |
| Total noninterest expense | $469,000 | 5,674 |
| Salaries and employee benefits | $203,000 | 5,996 |
| Premises and equipment expense | $48,000 | 5,708 |
| Additional noninterest expense | $218,000 | 4,963 |
| Pre-tax net operating income | $20,000 | 6,148 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $20,000 | 6,210 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $20,000 | 6,210 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $20,000 | 6,211 |
| Net charge-offs | $107,000 | 1,840 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $20,000 | 6,127 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,531,000 | 5,786 |
| Total interest expense | $373,000 | 5,658 |
| Net interest income | $2,158,000 | 5,738 |
| Provision for loan and lease losses | $470,000 | 2,803 |
| Total noninterest income | $215,000 | 5,607 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $146,000 | 4,823 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $69,000 | 5,630 |
| Total noninterest expense | $1,918,000 | 5,724 |
| Salaries and employee benefits | $860,000 | 5,973 |
| Premises and equipment expense | $190,000 | 5,782 |
| Additional noninterest expense | $868,000 | 5,124 |
| Pre-tax net operating income | $-15,000 | 6,189 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $8,000 | 4,426 |
| Income before extraordinary items | $-23,000 | 6,346 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-23,000 | 6,340 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-23,000 | 6,342 |
| Net charge-offs | $471,000 | 2,728 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-23,000 | 6,214 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,898,000 | 5,877 |
| Total interest expense | $285,000 | 5,765 |
| Net interest income | $1,613,000 | 5,842 |
| Provision for loan and lease losses | $335,000 | 2,826 |
| Total noninterest income | $162,000 | 5,682 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $103,000 | 4,999 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $59,000 | 5,609 |
| Total noninterest expense | $1,375,000 | 5,852 |
| Salaries and employee benefits | $634,000 | 6,038 |
| Premises and equipment expense | $141,000 | 5,875 |
| Additional noninterest expense | $600,000 | 5,323 |
| Pre-tax net operating income | $65,000 | 6,113 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $65,000 | 6,230 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $65,000 | 6,228 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $65,000 | 6,229 |
| Net charge-offs | $336,000 | 2,691 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $65,000 | 6,091 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,269,000 | 5,930 |
| Total interest expense | $195,000 | 5,818 |
| Net interest income | $1,074,000 | 5,884 |
| Provision for loan and lease losses | $204,000 | 2,950 |
| Total noninterest income | $112,000 | 5,662 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $67,000 | 5,048 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $45,000 | 5,550 |
| Total noninterest expense | $948,000 | 5,835 |
| Salaries and employee benefits | $502,000 | 5,785 |
| Premises and equipment expense | $93,000 | 5,922 |
| Additional noninterest expense | $353,000 | 5,612 |
| Pre-tax net operating income | $34,000 | 6,173 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $34,000 | 6,308 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $34,000 | 6,307 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $34,000 | 6,308 |
| Net charge-offs | $205,000 | 2,731 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $34,000 | 6,169 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $643,000 | 5,949 |
| Total interest expense | $100,000 | 5,871 |
| Net interest income | $543,000 | 5,900 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $53,000 | 5,778 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $34,000 | 5,018 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 5,771 |
| Total noninterest expense | $466,000 | 5,909 |
| Salaries and employee benefits | $200,000 | 6,210 |
| Premises and equipment expense | $52,000 | 5,787 |
| Additional noninterest expense | $214,000 | 5,206 |
| Pre-tax net operating income | $30,000 | 6,131 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $30,000 | 6,225 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $30,000 | 6,224 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $30,000 | 6,225 |
| Net charge-offs | $101,000 | 2,432 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $30,000 | 6,095 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,786,000 | 5,894 |
| Total interest expense | $479,000 | 5,932 |
| Net interest income | $2,307,000 | 5,818 |
| Provision for loan and lease losses | $516,000 | 3,420 |
| Total noninterest income | $232,000 | 5,553 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $156,000 | 4,821 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $76,000 | 5,572 |
| Total noninterest expense | $2,065,000 | 5,755 |
| Salaries and employee benefits | $942,000 | 5,984 |
| Premises and equipment expense | $216,000 | 5,877 |
| Additional noninterest expense | $907,000 | 5,138 |
| Pre-tax net operating income | $-42,000 | 6,075 |
| Securities gains (losses) | $4,000 | 3,534 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-38,000 | 6,201 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-38,000 | 6,203 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-38,000 | 6,203 |
| Net charge-offs | $495,000 | 3,182 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-42,000 | 6,106 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,129,000 | 5,918 |
| Total interest expense | $374,000 | 5,969 |
| Net interest income | $1,755,000 | 5,835 |
| Provision for loan and lease losses | $384,000 | 3,290 |
| Total noninterest income | $176,000 | 5,639 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $121,000 | 4,779 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $55,000 | 5,695 |
| Total noninterest expense | $1,479,000 | 5,877 |
| Salaries and employee benefits | $638,000 | 6,170 |
| Premises and equipment expense | $154,000 | 6,002 |
| Additional noninterest expense | $687,000 | 5,148 |
| Pre-tax net operating income | $68,000 | 5,930 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $68,000 | 6,012 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $68,000 | 6,013 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $68,000 | 6,013 |
| Net charge-offs | $364,000 | 3,020 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $68,000 | 5,907 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,438,000 | 5,953 |
| Total interest expense | $254,000 | 6,059 |
| Net interest income | $1,184,000 | 5,846 |
| Provision for loan and lease losses | $249,000 | 3,268 |
| Total noninterest income | $113,000 | 5,713 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $77,000 | 4,852 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 5,786 |
| Total noninterest expense | $974,000 | 5,962 |
| Salaries and employee benefits | $431,000 | 6,201 |
| Premises and equipment expense | $98,000 | 6,122 |
| Additional noninterest expense | $445,000 | 5,283 |
| Pre-tax net operating income | $74,000 | 5,821 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $74,000 | 5,862 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $74,000 | 5,861 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $74,000 | 5,862 |
| Net charge-offs | $219,000 | 3,013 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $74,000 | 5,787 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $730,000 | 5,961 |
| Total interest expense | $126,000 | 6,150 |
| Net interest income | $604,000 | 5,818 |
| Provision for loan and lease losses | $121,000 | 3,110 |
| Total noninterest income | $55,000 | 5,823 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $38,000 | 4,845 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 5,953 |
| Total noninterest expense | $491,000 | 5,979 |
| Salaries and employee benefits | $238,000 | 6,073 |
| Premises and equipment expense | $58,000 | 5,891 |
| Additional noninterest expense | $195,000 | 5,604 |
| Pre-tax net operating income | $47,000 | 5,798 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $47,000 | 5,758 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $47,000 | 5,757 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $47,000 | 5,758 |
| Net charge-offs | $95,000 | 2,783 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $47,000 | 5,717 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,919,000 | 6,094 |
| Total interest expense | $520,000 | 6,470 |
| Net interest income | $2,399,000 | 5,844 |
| Provision for loan and lease losses | $583,000 | 3,901 |
| Total noninterest income | $267,000 | 5,577 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $188,000 | 4,528 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $79,000 | 5,699 |
| Total noninterest expense | $2,076,000 | 5,935 |
| Salaries and employee benefits | $844,000 | 6,354 |
| Premises and equipment expense | $252,000 | 5,790 |
| Additional noninterest expense | $980,000 | 5,148 |
| Pre-tax net operating income | $7,000 | 5,749 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $7,000 | 5,936 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,000 | 5,936 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $7,000 | 5,936 |
| Net charge-offs | $504,000 | 3,640 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $7,000 | 5,802 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,188,000 | 6,198 |
| Total interest expense | $391,000 | 6,601 |
| Net interest income | $1,797,000 | 5,944 |
| Provision for loan and lease losses | $341,000 | 4,142 |
| Total noninterest income | $204,000 | 5,652 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $142,000 | 4,587 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $62,000 | 5,773 |
| Total noninterest expense | $1,530,000 | 6,008 |
| Salaries and employee benefits | $621,000 | 6,435 |
| Premises and equipment expense | $194,000 | 5,791 |
| Additional noninterest expense | $715,000 | 5,211 |
| Pre-tax net operating income | $130,000 | 5,510 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $36,000 | 3,738 |
| Income before extraordinary items | $94,000 | 5,752 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $94,000 | 5,755 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $94,000 | 5,754 |
| Net charge-offs | $211,000 | 4,166 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $94,000 | 5,603 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,448,000 | 6,266 |
| Total interest expense | $262,000 | 6,677 |
| Net interest income | $1,186,000 | 5,978 |
| Provision for loan and lease losses | $220,000 | 4,084 |
| Total noninterest income | $136,000 | 5,649 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $91,000 | 4,654 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $45,000 | 5,714 |
| Total noninterest expense | $991,000 | 6,105 |
| Salaries and employee benefits | $419,000 | 6,458 |
| Premises and equipment expense | $112,000 | 6,093 |
| Additional noninterest expense | $460,000 | 5,320 |
| Pre-tax net operating income | $111,000 | 5,437 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $33,000 | 3,533 |
| Income before extraordinary items | $78,000 | 5,696 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $78,000 | 5,698 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $78,000 | 5,697 |
| Net charge-offs | $130,000 | 3,972 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $78,000 | 5,579 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $731,000 | 6,322 |
| Total interest expense | $129,000 | 6,821 |
| Net interest income | $602,000 | 5,995 |
| Provision for loan and lease losses | $101,000 | 3,928 |
| Total noninterest income | $64,000 | 5,785 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $43,000 | 4,750 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $21,000 | 5,888 |
| Total noninterest expense | $482,000 | 6,246 |
| Salaries and employee benefits | $207,000 | 6,558 |
| Premises and equipment expense | $53,000 | 6,291 |
| Additional noninterest expense | $222,000 | 5,439 |
| Pre-tax net operating income | $83,000 | 5,252 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $21,000 | 3,422 |
| Income before extraordinary items | $62,000 | 5,515 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $62,000 | 5,517 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $62,000 | 5,516 |
| Net charge-offs | $52,000 | 3,679 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $62,000 | 5,416 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,144,000 | 6,260 |
| Total interest expense | $634,000 | 6,836 |
| Net interest income | $2,510,000 | 5,829 |
| Provision for loan and lease losses | $694,000 | 4,052 |
| Total noninterest income | $229,000 | 6,047 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $189,000 | 4,746 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $40,000 | 6,564 |
| Total noninterest expense | $1,949,000 | 6,291 |
| Salaries and employee benefits | $892,000 | 6,482 |
| Premises and equipment expense | $223,000 | 6,297 |
| Additional noninterest expense | $834,000 | 5,720 |
| Pre-tax net operating income | $96,000 | 5,104 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $24,000 | 3,590 |
| Income before extraordinary items | $72,000 | 5,266 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $72,000 | 5,264 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $72,000 | 5,264 |
| Net charge-offs | $694,000 | 3,361 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $72,000 | 5,201 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,403,000 | 6,281 |
| Total interest expense | $495,000 | 6,895 |
| Net interest income | $1,908,000 | 5,815 |
| Provision for loan and lease losses | $406,000 | 4,157 |
| Total noninterest income | $170,000 | 6,159 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $141,000 | 4,784 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $29,000 | 6,737 |
| Total noninterest expense | $1,418,000 | 6,387 |
| Salaries and employee benefits | $654,000 | 6,564 |
| Premises and equipment expense | $170,000 | 6,309 |
| Additional noninterest expense | $594,000 | 5,853 |
| Pre-tax net operating income | $254,000 | 4,702 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $54,000 | 3,277 |
| Income before extraordinary items | $200,000 | 4,856 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $200,000 | 4,855 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $200,000 | 4,856 |
| Net charge-offs | $267,000 | 3,880 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $200,000 | 4,789 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,615,000 | 6,324 |
| Total interest expense | $345,000 | 6,940 |
| Net interest income | $1,270,000 | 5,835 |
| Provision for loan and lease losses | $266,000 | 3,922 |
| Total noninterest income | $113,000 | 6,209 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $92,000 | 4,810 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $21,000 | 6,756 |
| Total noninterest expense | $960,000 | 6,380 |
| Salaries and employee benefits | $445,000 | 6,590 |
| Premises and equipment expense | $110,000 | 6,418 |
| Additional noninterest expense | $405,000 | 5,795 |
| Pre-tax net operating income | $157,000 | 4,902 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $36,000 | 3,368 |
| Income before extraordinary items | $121,000 | 5,050 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $121,000 | 5,048 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $121,000 | 5,049 |
| Net charge-offs | $182,000 | 3,545 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $121,000 | 4,965 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $809,000 | 6,365 |
| Total interest expense | $172,000 | 7,036 |
| Net interest income | $637,000 | 5,849 |
| Provision for loan and lease losses | $123,000 | 3,566 |
| Total noninterest income | $63,000 | 6,033 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $47,000 | 4,728 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $16,000 | 6,411 |
| Total noninterest expense | $446,000 | 6,525 |
| Salaries and employee benefits | $232,000 | 6,556 |
| Premises and equipment expense | $57,000 | 6,392 |
| Additional noninterest expense | $157,000 | 6,195 |
| Pre-tax net operating income | $131,000 | 4,693 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $131,000 | 4,568 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $131,000 | 4,572 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $131,000 | 4,572 |
| Net charge-offs | $64,000 | 3,311 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $131,000 | 4,401 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,505,000 | 6,309 |
| Total interest expense | $964,000 | 6,836 |
| Net interest income | $2,541,000 | 5,869 |
| Provision for loan and lease losses | $564,000 | 3,622 |
| Total noninterest income | $225,000 | 6,315 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $188,000 | 4,915 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $37,000 | 7,038 |
| Total noninterest expense | $1,968,000 | 6,273 |
| Salaries and employee benefits | $889,000 | 6,680 |
| Premises and equipment expense | $218,000 | 6,516 |
| Additional noninterest expense | $861,000 | 5,272 |
| Pre-tax net operating income | $234,000 | 5,654 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $79,000 | 3,566 |
| Income before extraordinary items | $155,000 | 5,651 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $155,000 | 5,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $563,000 | 2,639 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $155,000 | 5,812 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,660,000 | 6,351 |
| Total interest expense | $755,000 | 6,873 |
| Net interest income | $1,905,000 | 5,919 |
| Provision for loan and lease losses | $324,000 | 3,429 |
| Total noninterest income | $183,000 | 6,286 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $150,000 | 4,825 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 7,020 |
| Total noninterest expense | $1,465,000 | 6,281 |
| Salaries and employee benefits | $653,000 | 6,722 |
| Premises and equipment expense | $186,000 | 6,284 |
| Additional noninterest expense | $626,000 | 5,302 |
| Pre-tax net operating income | $299,000 | 5,646 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $299,000 | 5,215 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $299,000 | 5,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 3,199 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $299,000 | 5,396 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,768,000 | 6,429 |
| Total interest expense | $530,000 | 6,925 |
| Net interest income | $1,238,000 | 5,986 |
| Provision for loan and lease losses | $214,000 | 3,043 |
| Total noninterest income | $123,000 | 6,326 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $95,000 | 4,924 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $28,000 | 6,870 |
| Total noninterest expense | $957,000 | 6,372 |
| Salaries and employee benefits | $439,000 | 6,770 |
| Premises and equipment expense | $113,000 | 6,526 |
| Additional noninterest expense | $405,000 | 5,383 |
| Pre-tax net operating income | $190,000 | 5,887 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $190,000 | 5,682 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $190,000 | 5,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 2,866 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $190,000 | 5,618 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $891,000 | 6,490 |
| Total interest expense | $280,000 | 6,966 |
| Net interest income | $611,000 | 6,061 |
| Provision for loan and lease losses | $97,000 | 2,780 |
| Total noninterest income | $68,000 | 6,170 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $44,000 | 5,057 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $24,000 | 6,230 |
| Total noninterest expense | $549,000 | 6,054 |
| Salaries and employee benefits | $216,000 | 6,834 |
| Premises and equipment expense | $68,000 | 6,121 |
| Additional noninterest expense | $265,000 | 4,506 |
| Pre-tax net operating income | $33,000 | 6,813 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $11,000 | 4,747 |
| Income before extraordinary items | $22,000 | 6,993 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $22,000 | 6,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,030 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $22,000 | 6,903 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,394,000 | 6,584 |
| Total interest expense | $1,123,000 | 6,979 |
| Net interest income | $2,271,000 | 6,199 |
| Provision for loan and lease losses | $642,000 | 1,962 |
| Total noninterest income | $347,000 | 5,764 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $232,000 | 4,601 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $115,000 | 6,002 |
| Total noninterest expense | $1,893,000 | 6,351 |
| Salaries and employee benefits | $886,000 | 6,749 |
| Premises and equipment expense | $202,000 | 6,716 |
| Additional noninterest expense | $805,000 | 5,324 |
| Pre-tax net operating income | $83,000 | 7,195 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $83,000 | 7,206 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $83,000 | 7,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $642,000 | 1,415 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $83,000 | 7,181 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,520,000 | 6,646 |
| Total interest expense | $822,000 | 7,052 |
| Net interest income | $1,698,000 | 6,251 |
| Provision for loan and lease losses | $367,000 | 1,984 |
| Total noninterest income | $274,000 | 5,717 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $183,000 | 4,523 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $91,000 | 5,961 |
| Total noninterest expense | $1,351,000 | 6,460 |
| Salaries and employee benefits | $642,000 | 6,790 |
| Premises and equipment expense | $156,000 | 6,654 |
| Additional noninterest expense | $553,000 | 5,546 |
| Pre-tax net operating income | $254,000 | 6,752 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $254,000 | 6,551 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $254,000 | 6,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 1,326 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $254,000 | 6,534 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 6,699 |
| Total interest expense | $541,000 | 7,098 |
| Net interest income | $1,127,000 | 6,307 |
| Provision for loan and lease losses | $230,000 | 1,959 |
| Total noninterest income | $169,000 | 5,914 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $126,000 | 4,462 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $43,000 | 6,508 |
| Total noninterest expense | $898,000 | 6,525 |
| Salaries and employee benefits | $435,000 | 6,808 |
| Premises and equipment expense | $103,000 | 6,719 |
| Additional noninterest expense | $360,000 | 5,604 |
| Pre-tax net operating income | $168,000 | 6,835 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $168,000 | 6,606 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $168,000 | 6,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 1,216 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $168,000 | 6,596 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $796,000 | 6,829 |
| Total interest expense | $270,000 | 7,115 |
| Net interest income | $526,000 | 6,498 |
| Provision for loan and lease losses | $101,000 | 1,995 |
| Total noninterest income | $104,000 | 5,453 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $65,000 | 4,347 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $39,000 | 5,553 |
| Total noninterest expense | $437,000 | 6,622 |
| Salaries and employee benefits | $189,000 | 7,171 |
| Premises and equipment expense | $54,000 | 6,638 |
| Additional noninterest expense | $194,000 | 5,363 |
| Pre-tax net operating income | $92,000 | 6,761 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $92,000 | 6,511 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $92,000 | 6,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 1,184 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $92,000 | 6,499 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,970,000 | 6,801 |
| Total interest expense | $937,000 | 7,060 |
| Net interest income | $2,033,000 | 6,518 |
| Provision for loan and lease losses | $438,000 | 2,128 |
| Total noninterest income | $272,000 | 6,367 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $194,000 | 5,053 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $78,000 | 6,711 |
| Total noninterest expense | $1,855,000 | 6,355 |
| Salaries and employee benefits | $845,000 | 6,827 |
| Premises and equipment expense | $205,000 | 6,677 |
| Additional noninterest expense | $805,000 | 5,208 |
| Pre-tax net operating income | $12,000 | 7,916 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $12,000 | 7,942 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $12,000 | 7,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $439,000 | 1,281 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $12,000 | 7,929 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,196,000 | 6,868 |
| Total interest expense | $654,000 | 7,176 |
| Net interest income | $1,542,000 | 6,558 |
| Provision for loan and lease losses | $296,000 | 2,183 |
| Total noninterest income | $217,000 | 6,304 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $145,000 | 5,109 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 6,374 |
| Total noninterest expense | $1,340,000 | 6,470 |
| Salaries and employee benefits | $610,000 | 6,898 |
| Premises and equipment expense | $180,000 | 6,340 |
| Additional noninterest expense | $550,000 | 5,494 |
| Pre-tax net operating income | $123,000 | 7,728 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $123,000 | 7,612 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $123,000 | 7,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 1,155 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $123,000 | 7,610 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,451,000 | 6,895 |
| Total interest expense | $404,000 | 7,256 |
| Net interest income | $1,047,000 | 6,553 |
| Provision for loan and lease losses | $196,000 | 2,150 |
| Total noninterest income | $143,000 | 6,324 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $99,000 | 5,045 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $44,000 | 6,558 |
| Total noninterest expense | $885,000 | 6,522 |
| Salaries and employee benefits | $416,000 | 6,879 |
| Premises and equipment expense | $114,000 | 6,467 |
| Additional noninterest expense | $355,000 | 5,569 |
| Pre-tax net operating income | $109,000 | 7,636 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $109,000 | 7,466 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $109,000 | 7,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 1,112 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $109,000 | 7,469 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $711,000 | 6,917 |
| Total interest expense | $195,000 | 7,262 |
| Net interest income | $516,000 | 6,607 |
| Provision for loan and lease losses | $97,000 | 2,059 |
| Total noninterest income | $76,000 | 6,181 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $48,000 | 5,036 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,187 |
| Total noninterest expense | $427,000 | 6,605 |
| Salaries and employee benefits | $200,000 | 6,990 |
| Premises and equipment expense | $58,000 | 6,447 |
| Additional noninterest expense | $169,000 | 5,707 |
| Pre-tax net operating income | $68,000 | 7,462 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $68,000 | 7,222 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $68,000 | 7,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 969 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $68,000 | 7,226 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,525,000 | 6,991 |
| Total interest expense | $566,000 | 7,421 |
| Net interest income | $1,959,000 | 6,684 |
| Provision for loan and lease losses | $324,000 | 2,678 |
| Total noninterest income | $245,000 | 6,710 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $185,000 | 5,197 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $60,000 | 7,171 |
| Total noninterest expense | $1,751,000 | 6,486 |
| Salaries and employee benefits | $797,000 | 6,939 |
| Premises and equipment expense | $97,000 | 7,892 |
| Additional noninterest expense | $857,000 | 4,935 |
| Pre-tax net operating income | $129,000 | 7,903 |
| Securities gains (losses) | $-79,000 | 8,347 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $50,000 | 8,146 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $50,000 | 8,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 1,634 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $129,000 | 7,832 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,848,000 | 7,051 |
| Total interest expense | $393,000 | 7,505 |
| Net interest income | $1,455,000 | 6,742 |
| Provision for loan and lease losses | $231,000 | 2,668 |
| Total noninterest income | $185,000 | 6,722 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $137,000 | 5,260 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $48,000 | 7,114 |
| Total noninterest expense | $1,285,000 | 6,543 |
| Salaries and employee benefits | $575,000 | 7,024 |
| Premises and equipment expense | $108,000 | 7,353 |
| Additional noninterest expense | $602,000 | 5,111 |
| Pre-tax net operating income | $124,000 | 7,931 |
| Securities gains (losses) | $-79,000 | 8,588 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $45,000 | 8,205 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $45,000 | 8,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 1,538 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $124,000 | 7,808 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,196,000 | 7,084 |
| Total interest expense | $248,000 | 7,535 |
| Net interest income | $948,000 | 6,800 |
| Provision for loan and lease losses | $137,000 | 2,820 |
| Total noninterest income | $126,000 | 6,660 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $90,000 | 5,257 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $36,000 | 6,940 |
| Total noninterest expense | $862,000 | 6,527 |
| Salaries and employee benefits | $395,000 | 6,952 |
| Premises and equipment expense | $72,000 | 7,364 |
| Additional noninterest expense | $395,000 | 5,130 |
| Pre-tax net operating income | $75,000 | 8,001 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $75,000 | 7,917 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $75,000 | 7,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 1,562 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $75,000 | 7,880 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $587,000 | 7,154 |
| Total interest expense | $119,000 | 7,571 |
| Net interest income | $468,000 | 6,881 |
| Provision for loan and lease losses | $64,000 | 2,777 |
| Total noninterest income | $71,000 | 6,402 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $45,000 | 5,216 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,409 |
| Total noninterest expense | $419,000 | 6,659 |
| Salaries and employee benefits | $194,000 | 7,062 |
| Premises and equipment expense | $34,000 | 7,517 |
| Additional noninterest expense | $191,000 | 5,244 |
| Pre-tax net operating income | $56,000 | 7,814 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $56,000 | 7,665 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $56,000 | 7,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 1,489 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $56,000 | 7,633 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,230,000 | 7,154 |
| Total interest expense | $374,000 | 7,791 |
| Net interest income | $1,856,000 | 6,828 |
| Provision for loan and lease losses | $320,000 | 2,785 |
| Total noninterest income | $273,000 | 6,591 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $214,000 | 5,079 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $59,000 | 7,212 |
| Total noninterest expense | $1,756,000 | 6,437 |
| Salaries and employee benefits | $811,000 | 6,886 |
| Premises and equipment expense | $107,000 | 7,879 |
| Additional noninterest expense | $838,000 | 4,944 |
| Pre-tax net operating income | $51,000 | 8,245 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $53,000 | 8,268 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $53,000 | 8,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 1,900 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $51,000 | 8,236 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,708,000 | 7,130 |
| Total interest expense | $288,000 | 7,771 |
| Net interest income | $1,420,000 | 6,788 |
| Provision for loan and lease losses | $255,000 | 2,546 |
| Total noninterest income | $217,000 | 6,534 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $168,000 | 5,031 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $49,000 | 7,081 |
| Total noninterest expense | $1,248,000 | 6,565 |
| Salaries and employee benefits | $598,000 | 6,911 |
| Premises and equipment expense | $98,000 | 7,564 |
| Additional noninterest expense | $552,000 | 5,326 |
| Pre-tax net operating income | $134,000 | 7,976 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $134,000 | 7,887 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $134,000 | 7,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 1,609 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $134,000 | 7,838 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,146,000 | 7,155 |
| Total interest expense | $192,000 | 7,828 |
| Net interest income | $954,000 | 6,786 |
| Provision for loan and lease losses | $196,000 | 2,251 |
| Total noninterest income | $156,000 | 6,379 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $116,000 | 4,937 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $40,000 | 6,793 |
| Total noninterest expense | $835,000 | 6,603 |
| Salaries and employee benefits | $403,000 | 6,929 |
| Premises and equipment expense | $67,000 | 7,546 |
| Additional noninterest expense | $365,000 | 5,385 |
| Pre-tax net operating income | $79,000 | 8,062 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $79,000 | 7,983 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $79,000 | 7,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 1,389 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $79,000 | 7,923 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $597,000 | 7,090 |
| Total interest expense | $96,000 | 7,907 |
| Net interest income | $501,000 | 6,682 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $91,000 | 5,996 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $60,000 | 4,803 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $31,000 | 6,045 |
| Total noninterest expense | $393,000 | 6,810 |
| Salaries and employee benefits | $196,000 | 7,040 |
| Premises and equipment expense | $31,000 | 7,720 |
| Additional noninterest expense | $166,000 | 5,673 |
| Pre-tax net operating income | $49,000 | 7,934 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $49,000 | 7,802 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $49,000 | 7,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 988 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $49,000 | 7,739 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,238,000 | 7,332 |
| Total interest expense | $486,000 | 7,789 |
| Net interest income | $1,752,000 | 6,983 |
| Provision for loan and lease losses | $299,000 | 3,225 |
| Total noninterest income | $238,000 | 7,034 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $184,000 | 5,442 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $54,000 | 7,452 |
| Total noninterest expense | $1,719,000 | 6,490 |
| Salaries and employee benefits | $792,000 | 6,934 |
| Premises and equipment expense | $124,000 | 7,752 |
| Additional noninterest expense | $803,000 | 5,032 |
| Pre-tax net operating income | $-28,000 | 8,577 |
| Securities gains (losses) | $10,000 | 3,613 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-18,000 | 8,655 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-18,000 | 8,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 2,035 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-28,000 | 8,583 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,696,000 | 7,381 |
| Total interest expense | $386,000 | 7,834 |
| Net interest income | $1,310,000 | 7,040 |
| Provision for loan and lease losses | $218,000 | 3,203 |
| Total noninterest income | $207,000 | 6,802 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $122,000 | 5,757 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $85,000 | 6,364 |
| Total noninterest expense | $1,263,000 | 6,538 |
| Salaries and employee benefits | $570,000 | 7,046 |
| Premises and equipment expense | $139,000 | 6,980 |
| Additional noninterest expense | $554,000 | 5,296 |
| Pre-tax net operating income | $36,000 | 8,509 |
| Securities gains (losses) | $9,000 | 3,379 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $45,000 | 8,544 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $45,000 | 8,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 1,833 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $36,000 | 8,481 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,162,000 | 7,361 |
| Total interest expense | $277,000 | 7,817 |
| Net interest income | $885,000 | 7,009 |
| Provision for loan and lease losses | $157,000 | 2,933 |
| Total noninterest income | $111,000 | 7,204 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $79,000 | 5,792 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $32,000 | 7,239 |
| Total noninterest expense | $821,000 | 6,626 |
| Salaries and employee benefits | $378,000 | 7,093 |
| Premises and equipment expense | $106,000 | 6,619 |
| Additional noninterest expense | $337,000 | 5,595 |
| Pre-tax net operating income | $18,000 | 8,566 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $18,000 | 8,662 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $18,000 | 8,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 1,614 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $18,000 | 8,540 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $595,000 | 7,335 |
| Total interest expense | $146,000 | 7,812 |
| Net interest income | $449,000 | 6,969 |
| Provision for loan and lease losses | $88,000 | 2,632 |
| Total noninterest income | $65,000 | 6,866 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $40,000 | 5,673 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $25,000 | 6,569 |
| Total noninterest expense | $384,000 | 6,841 |
| Salaries and employee benefits | $188,000 | 7,124 |
| Premises and equipment expense | $28,000 | 7,948 |
| Additional noninterest expense | $168,000 | 5,579 |
| Pre-tax net operating income | $42,000 | 8,115 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $42,000 | 8,058 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $42,000 | 8,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 1,631 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $42,000 | 7,906 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,706,000 | 7,154 |
| Total interest expense | $827,000 | 7,436 |
| Net interest income | $1,879,000 | 6,817 |
| Provision for loan and lease losses | $342,000 | 3,175 |
| Total noninterest income | $235,000 | 6,989 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $174,000 | 5,541 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 7,318 |
| Total noninterest expense | $1,736,000 | 6,382 |
| Salaries and employee benefits | $765,000 | 7,018 |
| Premises and equipment expense | $160,000 | 7,308 |
| Additional noninterest expense | $811,000 | 4,876 |
| Pre-tax net operating income | $37,000 | 8,523 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $37,000 | 8,600 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $37,000 | 8,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $392,000 | 1,970 |
| Cash dividends | $45,000 | 6,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $37,000 | 8,518 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,130,000 | 7,121 |
| Total interest expense | $1,388,000 | 7,213 |
| Net interest income | $1,742,000 | 6,905 |
| Provision for loan and lease losses | $405,000 | 2,593 |
| Total noninterest income | $270,000 | 6,671 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $164,000 | 5,607 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $106,000 | 6,307 |
| Total noninterest expense | $1,529,000 | 6,734 |
| Salaries and employee benefits | $717,000 | 7,137 |
| Premises and equipment expense | $166,000 | 7,273 |
| Additional noninterest expense | $644,000 | 5,581 |
| Pre-tax net operating income | $78,000 | 8,430 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $18,000 | 7,372 |
| Income before extraordinary items | $60,000 | 8,560 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $60,000 | 8,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $407,000 | 1,803 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $60,000 | 8,463 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,299,000 | 7,114 |
| Total interest expense | $1,545,000 | 7,062 |
| Net interest income | $1,754,000 | 6,998 |
| Provision for loan and lease losses | $552,000 | 1,727 |
| Total noninterest income | $226,000 | 7,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 5,964 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 6,664 |
| Total noninterest expense | $1,416,000 | 6,963 |
| Salaries and employee benefits | $704,000 | 7,187 |
| Premises and equipment expense | $156,000 | 7,501 |
| Additional noninterest expense | $556,000 | 6,036 |
| Pre-tax net operating income | $12,000 | 9,076 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-5,000 | 9,296 |
| Income before extraordinary items | $17,000 | 9,081 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $17,000 | 9,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $451,000 | 1,338 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $17,000 | 9,068 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,256,000 | 7,087 |
| Total interest expense | $1,472,000 | 7,051 |
| Net interest income | $1,784,000 | 7,034 |
| Provision for loan and lease losses | $581,000 | 1,567 |
| Total noninterest income | $203,000 | 7,466 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 6,430 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 6,949 |
| Total noninterest expense | $1,354,000 | 7,156 |
| Salaries and employee benefits | $655,000 | 7,460 |
| Premises and equipment expense | $130,000 | 8,035 |
| Additional noninterest expense | $569,000 | 6,026 |
| Pre-tax net operating income | $52,000 | 9,227 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $17,000 | 8,284 |
| Income before extraordinary items | $39,000 | 9,289 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $39,000 | 9,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $655,000 | 980 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $36,200 | 9,266 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,397,000 | 7,069 |
| Total interest expense | $1,563,000 | 7,065 |
| Net interest income | $1,834,000 | 6,980 |
| Provision for loan and lease losses | $493,000 | 1,739 |
| Total noninterest income | $166,000 | 8,007 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 7,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 6,994 |
| Total noninterest expense | $1,435,000 | 6,867 |
| Salaries and employee benefits | $599,000 | 7,770 |
| Premises and equipment expense | $152,000 | 7,600 |
| Additional noninterest expense | $684,000 | 5,254 |
| Pre-tax net operating income | $72,000 | 9,537 |
| Securities gains (losses) | $-4,000 | 10,023 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $68,000 | 9,523 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $68,000 | 9,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $583,000 | 1,112 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $72,000 | 9,442 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,719,000 | 6,935 |
| Total interest expense | $1,682,000 | 6,922 |
| Net interest income | $2,037,000 | 6,839 |
| Provision for loan and lease losses | $784,000 | 1,212 |
| Total noninterest income | $258,000 | 7,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 5,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,166 |
| Total noninterest expense | $1,493,000 | 6,801 |
| Salaries and employee benefits | $626,000 | 7,749 |
| Premises and equipment expense | $153,000 | 7,732 |
| Additional noninterest expense | $714,000 | 5,140 |
| Pre-tax net operating income | $18,000 | 10,331 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $4,000 | 9,982 |
| Income before extraordinary items | $18,000 | 10,359 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $18,000 | 10,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $918,000 | 847 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $14,720 | 10,331 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,895,000 | 6,965 |
| Total interest expense | $1,810,000 | 6,821 |
| Net interest income | $2,085,000 | 6,978 |
| Provision for loan and lease losses | $1,061,000 | 981 |
| Total noninterest income | $259,000 | 7,467 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $259,000 | 4,445 |
| Total noninterest expense | $1,403,000 | 7,386 |
| Salaries and employee benefits | $635,000 | 7,926 |
| Premises and equipment expense | $155,000 | 7,939 |
| Additional noninterest expense | $613,000 | 6,274 |
| Pre-tax net operating income | $-120,000 | 10,986 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $7,000 | 10,417 |
| Income before extraordinary items | $-124,000 | 11,033 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-124,000 | 11,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $930,000 | 948 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-127,000 | 10,991 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,777,000 | 7,229 |
| Total interest expense | $1,663,000 | 7,238 |
| Net interest income | $2,114,000 | 7,047 |
| Provision for loan and lease losses | $1,023,000 | 922 |
| Total noninterest income | $316,000 | 6,906 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,557 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 5,779 |
| Total noninterest expense | $1,466,000 | 7,377 |
| Salaries and employee benefits | $600,000 | 8,355 |
| Premises and equipment expense | $155,000 | 8,146 |
| Additional noninterest expense | $711,000 | 5,767 |
| Pre-tax net operating income | $-59,000 | 11,570 |
| Securities gains (losses) | $-30,000 | 10,836 |
| Applicable income taxes | $45,000 | 10,268 |
| Income before extraordinary items | $-134,000 | 11,632 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-134,000 | 11,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $704,000 | 1,111 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-104,000 | 11,585 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,398,000 | 7,484 |
| Total interest expense | $1,261,000 | 7,684 |
| Net interest income | $2,137,000 | 7,231 |
| Provision for loan and lease losses | $663,000 | 1,246 |
| Total noninterest income | $348,000 | 6,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,789 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,323 |
| Total noninterest expense | $1,442,000 | 7,785 |
| Salaries and employee benefits | $520,000 | 9,203 |
| Premises and equipment expense | $228,000 | 6,906 |
| Additional noninterest expense | $694,000 | 6,367 |
| Pre-tax net operating income | $380,000 | 9,515 |
| Securities gains (losses) | $-93,000 | 11,484 |
| Applicable income taxes | $85,000 | 9,683 |
| Income before extraordinary items | $202,000 | 10,248 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $202,000 | 10,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $613,000 | 1,197 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $267,100 | 9,571 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,124,000 | 8,133 |
| Total interest expense | $1,224,000 | 8,167 |
| Net interest income | $1,900,000 | 7,954 |
| Provision for loan and lease losses | $534,000 | 2,008 |
| Total noninterest income | $396,000 | 6,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 5,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 6,451 |
| Total noninterest expense | $1,447,000 | 8,013 |
| Salaries and employee benefits | $472,000 | 9,938 |
| Premises and equipment expense | $127,000 | 9,576 |
| Additional noninterest expense | $848,000 | 5,635 |
| Pre-tax net operating income | $315,000 | 10,118 |
| Securities gains (losses) | $18,000 | 4,806 |
| Applicable income taxes | $89,000 | 10,008 |
| Income before extraordinary items | $244,000 | 10,115 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $244,000 | 10,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $499,000 | 1,764 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $230,860 | 10,019 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,088,000 | 8,823 |
| Total interest expense | $1,528,000 | 8,433 |
| Net interest income | $1,560,000 | 9,072 |
| Provision for loan and lease losses | $654,000 | 2,484 |
| Total noninterest income | $380,000 | 6,733 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 5,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 6,598 |
| Total noninterest expense | $1,138,000 | 9,336 |
| Salaries and employee benefits | $447,000 | 10,340 |
| Premises and equipment expense | $136,000 | 9,504 |
| Additional noninterest expense | $555,000 | 7,934 |
| Pre-tax net operating income | $148,000 | 11,549 |
| Securities gains (losses) | $22,000 | 5,460 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $170,000 | 10,995 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $170,000 | 11,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $589,000 | 2,195 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $148,000 | 10,965 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.