Home > Allen Bank and Trust Company > Income and Expense
Allen Bank and Trust Company, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,494,000 | 4,672 |
| Total interest expense | $968,000 | 5,635 |
| Net interest income | $3,526,000 | 4,104 |
| Provision for loan and lease losses | $300,000 | 4,583 |
| Total noninterest income | $611,000 | 3,810 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $353,000 | 3,029 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $258,000 | 3,850 |
| Total noninterest expense | $3,367,000 | 4,004 |
| Salaries and employee benefits | $1,838,000 | 3,785 |
| Premises and equipment expense | $465,000 | 3,828 |
| Additional noninterest expense | $1,064,000 | 4,218 |
| Pre-tax net operating income | $470,000 | 3,977 |
| Securities gains (losses) | $134,000 | 1,599 |
| Applicable income taxes | $-2,000 | 6,572 |
| Income before extraordinary items | $606,000 | 3,375 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $606,000 | 3,373 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $606,000 | 3,375 |
| Net charge-offs | $82,000 | 5,250 |
| Cash dividends | $63,000 | 3,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $472,000 | 3,704 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,980,000 | 4,725 |
| Total interest expense | $680,000 | 5,634 |
| Net interest income | $2,300,000 | 4,148 |
| Provision for loan and lease losses | $300,000 | 3,683 |
| Total noninterest income | $404,000 | 3,826 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $233,000 | 3,024 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $171,000 | 3,894 |
| Total noninterest expense | $2,198,000 | 4,097 |
| Salaries and employee benefits | $1,189,000 | 3,926 |
| Premises and equipment expense | $311,000 | 3,840 |
| Additional noninterest expense | $698,000 | 4,272 |
| Pre-tax net operating income | $206,000 | 4,613 |
| Securities gains (losses) | $84,000 | 1,604 |
| Applicable income taxes | $-4,000 | 6,741 |
| Income before extraordinary items | $294,000 | 3,996 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $294,000 | 3,995 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $294,000 | 3,995 |
| Net charge-offs | $104,000 | 4,205 |
| Cash dividends | $63,000 | 3,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $210,000 | 4,373 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,484,000 | 4,792 |
| Total interest expense | $371,000 | 5,550 |
| Net interest income | $1,113,000 | 4,235 |
| Provision for loan and lease losses | $125,000 | 3,535 |
| Total noninterest income | $189,000 | 3,928 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $110,000 | 3,094 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $79,000 | 4,030 |
| Total noninterest expense | $1,124,000 | 3,962 |
| Salaries and employee benefits | $603,000 | 3,904 |
| Premises and equipment expense | $166,000 | 3,699 |
| Additional noninterest expense | $355,000 | 3,914 |
| Pre-tax net operating income | $53,000 | 5,589 |
| Securities gains (losses) | $23,000 | 1,629 |
| Applicable income taxes | $-5,000 | 7,129 |
| Income before extraordinary items | $81,000 | 5,206 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $81,000 | 5,211 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $81,000 | 5,210 |
| Net charge-offs | $49,000 | 3,571 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $58,000 | 5,405 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,737,000 | 4,595 |
| Total interest expense | $2,205,000 | 5,070 |
| Net interest income | $4,532,000 | 4,208 |
| Provision for loan and lease losses | $421,000 | 4,062 |
| Total noninterest income | $847,000 | 3,744 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $499,000 | 3,019 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $348,000 | 3,837 |
| Total noninterest expense | $4,651,000 | 3,783 |
| Salaries and employee benefits | $2,705,000 | 3,542 |
| Premises and equipment expense | $657,000 | 3,657 |
| Additional noninterest expense | $1,289,000 | 4,044 |
| Pre-tax net operating income | $307,000 | 5,421 |
| Securities gains (losses) | $88,000 | 1,226 |
| Applicable income taxes | $-7,000 | 6,773 |
| Income before extraordinary items | $402,000 | 4,749 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $402,000 | 4,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 4,681 |
| Cash dividends | $500,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $314,000 | 5,208 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,166,000 | 4,610 |
| Total interest expense | $1,746,000 | 5,057 |
| Net interest income | $3,420,000 | 4,223 |
| Provision for loan and lease losses | $371,000 | 3,199 |
| Total noninterest income | $651,000 | 3,794 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $391,000 | 2,939 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $260,000 | 3,951 |
| Total noninterest expense | $3,452,000 | 3,807 |
| Salaries and employee benefits | $2,075,000 | 3,502 |
| Premises and equipment expense | $492,000 | 3,680 |
| Additional noninterest expense | $885,000 | 4,265 |
| Pre-tax net operating income | $248,000 | 5,848 |
| Securities gains (losses) | $88,000 | 1,055 |
| Applicable income taxes | $11,000 | 4,828 |
| Income before extraordinary items | $325,000 | 5,107 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $325,000 | 5,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,952 |
| Cash dividends | $438,000 | 2,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $239,640 | 5,682 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,490,000 | 4,638 |
| Total interest expense | $1,237,000 | 5,034 |
| Net interest income | $2,253,000 | 4,254 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $448,000 | 3,760 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $270,000 | 2,853 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $178,000 | 3,996 |
| Total noninterest expense | $2,274,000 | 3,854 |
| Salaries and employee benefits | $1,389,000 | 3,538 |
| Premises and equipment expense | $325,000 | 3,722 |
| Additional noninterest expense | $560,000 | 4,385 |
| Pre-tax net operating income | $427,000 | 4,676 |
| Securities gains (losses) | $86,000 | 1,077 |
| Applicable income taxes | $7,000 | 5,127 |
| Income before extraordinary items | $506,000 | 3,991 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $506,000 | 3,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,064 |
| Cash dividends | $375,000 | 2,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $420,860 | 4,310 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,788,000 | 4,656 |
| Total interest expense | $692,000 | 4,911 |
| Net interest income | $1,096,000 | 4,330 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $226,000 | 3,740 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $137,000 | 2,803 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $89,000 | 3,992 |
| Total noninterest expense | $1,130,000 | 3,878 |
| Salaries and employee benefits | $698,000 | 3,547 |
| Premises and equipment expense | $167,000 | 3,686 |
| Additional noninterest expense | $265,000 | 4,506 |
| Pre-tax net operating income | $192,000 | 5,028 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,000 | 5,279 |
| Income before extraordinary items | $189,000 | 4,775 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $189,000 | 4,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,652 |
| Cash dividends | $375,000 | 1,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $189,000 | 4,665 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,424,000 | 4,586 |
| Total interest expense | $2,846,000 | 4,936 |
| Net interest income | $4,578,000 | 4,248 |
| Provision for loan and lease losses | $170,000 | 4,146 |
| Total noninterest income | $1,009,000 | 3,520 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $602,000 | 2,668 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $407,000 | 3,694 |
| Total noninterest expense | $4,512,000 | 3,743 |
| Salaries and employee benefits | $2,669,000 | 3,542 |
| Premises and equipment expense | $563,000 | 4,023 |
| Additional noninterest expense | $1,280,000 | 3,887 |
| Pre-tax net operating income | $905,000 | 4,942 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $23,000 | 5,355 |
| Income before extraordinary items | $882,000 | 4,586 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $882,000 | 4,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,810 |
| Cash dividends | $538,000 | 3,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $882,000 | 4,579 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,603,000 | 4,573 |
| Total interest expense | $2,114,000 | 4,970 |
| Net interest income | $3,489,000 | 4,225 |
| Provision for loan and lease losses | $170,000 | 3,304 |
| Total noninterest income | $740,000 | 3,566 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $441,000 | 2,704 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $299,000 | 3,745 |
| Total noninterest expense | $3,366,000 | 3,746 |
| Salaries and employee benefits | $2,026,000 | 3,491 |
| Premises and equipment expense | $420,000 | 4,019 |
| Additional noninterest expense | $920,000 | 3,950 |
| Pre-tax net operating income | $693,000 | 5,132 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $693,000 | 4,682 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $693,000 | 4,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 2,611 |
| Cash dividends | $474,000 | 3,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $693,000 | 4,671 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,780,000 | 4,560 |
| Total interest expense | $1,415,000 | 4,965 |
| Net interest income | $2,365,000 | 4,216 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $459,000 | 3,732 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $280,000 | 2,802 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $179,000 | 4,003 |
| Total noninterest expense | $2,201,000 | 3,834 |
| Salaries and employee benefits | $1,313,000 | 3,606 |
| Premises and equipment expense | $285,000 | 3,982 |
| Additional noninterest expense | $603,000 | 3,999 |
| Pre-tax net operating income | $503,000 | 5,022 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $503,000 | 4,530 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $503,000 | 4,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,343 |
| Cash dividends | $412,000 | 2,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $503,000 | 4,525 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,957,000 | 4,456 |
| Total interest expense | $760,000 | 4,736 |
| Net interest income | $1,197,000 | 4,166 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $217,000 | 3,835 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $137,000 | 2,783 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $80,000 | 4,208 |
| Total noninterest expense | $1,079,000 | 3,895 |
| Salaries and employee benefits | $636,000 | 3,727 |
| Premises and equipment expense | $156,000 | 3,772 |
| Additional noninterest expense | $287,000 | 4,099 |
| Pre-tax net operating income | $260,000 | 4,972 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $260,000 | 4,471 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $260,000 | 4,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 1,469 |
| Cash dividends | $350,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $260,000 | 4,459 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,090,000 | 4,528 |
| Total interest expense | $2,479,000 | 4,847 |
| Net interest income | $4,611,000 | 4,277 |
| Provision for loan and lease losses | $195,000 | 3,582 |
| Total noninterest income | $952,000 | 3,668 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $579,000 | 2,760 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $373,000 | 3,864 |
| Total noninterest expense | $4,353,000 | 3,726 |
| Salaries and employee benefits | $2,479,000 | 3,630 |
| Premises and equipment expense | $688,000 | 3,378 |
| Additional noninterest expense | $1,186,000 | 3,974 |
| Pre-tax net operating income | $1,015,000 | 5,164 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $1,014,000 | 4,679 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,014,000 | 4,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 1,719 |
| Cash dividends | $454,000 | 3,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,014,000 | 4,675 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,223,000 | 4,573 |
| Total interest expense | $1,804,000 | 4,851 |
| Net interest income | $3,419,000 | 4,325 |
| Provision for loan and lease losses | $95,000 | 4,177 |
| Total noninterest income | $719,000 | 3,659 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $426,000 | 2,819 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $293,000 | 3,776 |
| Total noninterest expense | $3,236,000 | 3,750 |
| Salaries and employee benefits | $1,862,000 | 3,634 |
| Premises and equipment expense | $503,000 | 3,454 |
| Additional noninterest expense | $871,000 | 4,013 |
| Pre-tax net operating income | $807,000 | 5,212 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $806,000 | 4,683 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $806,000 | 4,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 2,022 |
| Cash dividends | $448,000 | 3,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $806,000 | 4,679 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 4,570 |
| Total interest expense | $1,153,000 | 4,843 |
| Net interest income | $2,279,000 | 4,325 |
| Provision for loan and lease losses | $20,000 | 5,511 |
| Total noninterest income | $437,000 | 3,830 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $279,000 | 2,818 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $158,000 | 4,200 |
| Total noninterest expense | $2,122,000 | 3,809 |
| Salaries and employee benefits | $1,222,000 | 3,694 |
| Premises and equipment expense | $327,000 | 3,523 |
| Additional noninterest expense | $573,000 | 4,054 |
| Pre-tax net operating income | $574,000 | 5,103 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $573,000 | 4,556 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $573,000 | 4,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $380,000 | 2,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $573,000 | 4,547 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,678,000 | 4,589 |
| Total interest expense | $570,000 | 4,730 |
| Net interest income | $1,108,000 | 4,405 |
| Provision for loan and lease losses | $20,000 | 4,517 |
| Total noninterest income | $207,000 | 3,907 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $132,000 | 2,871 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $75,000 | 4,279 |
| Total noninterest expense | $1,054,000 | 3,846 |
| Salaries and employee benefits | $597,000 | 3,781 |
| Premises and equipment expense | $162,000 | 3,559 |
| Additional noninterest expense | $295,000 | 3,946 |
| Pre-tax net operating income | $241,000 | 5,456 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $241,000 | 4,937 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $241,000 | 4,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $313,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $241,000 | 4,918 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,997,000 | 4,606 |
| Total interest expense | $1,771,000 | 4,785 |
| Net interest income | $4,226,000 | 4,458 |
| Provision for loan and lease losses | $365,000 | 2,427 |
| Total noninterest income | $939,000 | 3,710 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $654,000 | 2,479 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $285,000 | 4,455 |
| Total noninterest expense | $3,913,000 | 3,926 |
| Salaries and employee benefits | $2,136,000 | 3,935 |
| Premises and equipment expense | $475,000 | 4,327 |
| Additional noninterest expense | $1,302,000 | 3,615 |
| Pre-tax net operating income | $887,000 | 5,663 |
| Securities gains (losses) | $-99,000 | 8,421 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $788,000 | 5,377 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $788,000 | 5,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,712 |
| Cash dividends | $19,000 | 5,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $887,000 | 5,076 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,388,000 | 4,648 |
| Total interest expense | $1,243,000 | 4,848 |
| Net interest income | $3,145,000 | 4,488 |
| Provision for loan and lease losses | $315,000 | 2,100 |
| Total noninterest income | $695,000 | 3,745 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $474,000 | 2,546 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $221,000 | 4,388 |
| Total noninterest expense | $2,874,000 | 3,963 |
| Salaries and employee benefits | $1,575,000 | 3,940 |
| Premises and equipment expense | $344,000 | 4,415 |
| Additional noninterest expense | $955,000 | 3,629 |
| Pre-tax net operating income | $651,000 | 5,801 |
| Securities gains (losses) | $-57,000 | 8,518 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $594,000 | 5,463 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $594,000 | 5,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,946 |
| Cash dividends | $19,000 | 5,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $651,000 | 5,218 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,878,000 | 4,627 |
| Total interest expense | $805,000 | 4,767 |
| Net interest income | $2,073,000 | 4,506 |
| Provision for loan and lease losses | $165,000 | 2,477 |
| Total noninterest income | $435,000 | 3,839 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $278,000 | 2,766 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $157,000 | 4,215 |
| Total noninterest expense | $1,885,000 | 3,999 |
| Salaries and employee benefits | $994,000 | 4,103 |
| Premises and equipment expense | $221,000 | 4,481 |
| Additional noninterest expense | $670,000 | 3,473 |
| Pre-tax net operating income | $458,000 | 5,658 |
| Securities gains (losses) | $-57,000 | 8,623 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $401,000 | 5,430 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $401,000 | 5,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,276 |
| Cash dividends | $13,000 | 4,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $458,000 | 5,057 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,397,000 | 4,701 |
| Total interest expense | $385,000 | 4,791 |
| Net interest income | $1,012,000 | 4,589 |
| Provision for loan and lease losses | $35,000 | 3,777 |
| Total noninterest income | $204,000 | 3,933 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $113,000 | 3,173 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $91,000 | 3,935 |
| Total noninterest expense | $914,000 | 4,115 |
| Salaries and employee benefits | $491,000 | 4,144 |
| Premises and equipment expense | $113,000 | 4,465 |
| Additional noninterest expense | $310,000 | 3,714 |
| Pre-tax net operating income | $267,000 | 5,288 |
| Securities gains (losses) | $-46,000 | 8,776 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $221,000 | 5,165 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $221,000 | 5,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $6,000 | 3,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $267,000 | 4,649 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,964,000 | 4,874 |
| Total interest expense | $1,031,000 | 5,566 |
| Net interest income | $3,933,000 | 4,533 |
| Provision for loan and lease losses | $530,000 | 1,870 |
| Total noninterest income | $567,000 | 4,958 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $396,000 | 3,665 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $171,000 | 5,432 |
| Total noninterest expense | $3,344,000 | 4,324 |
| Salaries and employee benefits | $1,707,000 | 4,507 |
| Premises and equipment expense | $397,000 | 4,795 |
| Additional noninterest expense | $1,240,000 | 3,644 |
| Pre-tax net operating income | $626,000 | 6,319 |
| Securities gains (losses) | $46,000 | 1,813 |
| Applicable income taxes | $70,000 | 5,816 |
| Income before extraordinary items | $602,000 | 5,940 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $602,000 | 5,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $553,000 | 1,241 |
| Cash dividends | $584,000 | 3,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $560,600 | 6,042 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,682,000 | 4,888 |
| Total interest expense | $746,000 | 5,643 |
| Net interest income | $2,936,000 | 4,545 |
| Provision for loan and lease losses | $515,000 | 1,419 |
| Total noninterest income | $414,000 | 5,050 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $286,000 | 3,777 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $128,000 | 5,445 |
| Total noninterest expense | $2,322,000 | 4,534 |
| Salaries and employee benefits | $1,153,000 | 4,814 |
| Premises and equipment expense | $279,000 | 4,993 |
| Additional noninterest expense | $890,000 | 3,756 |
| Pre-tax net operating income | $513,000 | 6,267 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $70,000 | 5,707 |
| Income before extraordinary items | $447,000 | 6,073 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $447,000 | 6,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $550,000 | 881 |
| Cash dividends | $426,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $443,560 | 6,016 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,416,000 | 4,959 |
| Total interest expense | $485,000 | 5,730 |
| Net interest income | $1,931,000 | 4,578 |
| Provision for loan and lease losses | $305,000 | 1,504 |
| Total noninterest income | $269,000 | 5,082 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $185,000 | 3,835 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $84,000 | 5,512 |
| Total noninterest expense | $1,490,000 | 4,685 |
| Salaries and employee benefits | $723,000 | 5,051 |
| Premises and equipment expense | $170,000 | 5,314 |
| Additional noninterest expense | $597,000 | 3,760 |
| Pre-tax net operating income | $405,000 | 5,823 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $70,000 | 5,279 |
| Income before extraordinary items | $335,000 | 5,783 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $335,000 | 5,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $500,000 | 713 |
| Cash dividends | $268,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $335,000 | 5,698 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,200,000 | 4,998 |
| Total interest expense | $231,000 | 5,920 |
| Net interest income | $969,000 | 4,577 |
| Provision for loan and lease losses | $95,000 | 2,197 |
| Total noninterest income | $126,000 | 5,200 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $90,000 | 3,830 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $36,000 | 5,773 |
| Total noninterest expense | $705,000 | 4,893 |
| Salaries and employee benefits | $342,000 | 5,275 |
| Premises and equipment expense | $83,000 | 5,402 |
| Additional noninterest expense | $280,000 | 3,953 |
| Pre-tax net operating income | $295,000 | 4,850 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $70,000 | 4,347 |
| Income before extraordinary items | $225,000 | 5,031 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $225,000 | 5,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 616 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $225,000 | 4,901 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,524,000 | 5,216 |
| Total interest expense | $925,000 | 6,327 |
| Net interest income | $3,599,000 | 4,700 |
| Provision for loan and lease losses | $165,000 | 4,406 |
| Total noninterest income | $487,000 | 5,514 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $330,000 | 4,088 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $157,000 | 5,745 |
| Total noninterest expense | $2,421,000 | 5,332 |
| Salaries and employee benefits | $1,325,000 | 5,286 |
| Premises and equipment expense | $281,000 | 5,863 |
| Additional noninterest expense | $815,000 | 4,987 |
| Pre-tax net operating income | $1,500,000 | 4,125 |
| Securities gains (losses) | $132,000 | 1,652 |
| Applicable income taxes | $499,000 | 3,385 |
| Income before extraordinary items | $1,133,000 | 4,285 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,133,000 | 4,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,397 |
| Cash dividends | $25,000 | 6,105 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 696 |
| Net operating income | $1,041,920 | 4,361 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,376,000 | 5,299 |
| Total interest expense | $700,000 | 6,454 |
| Net interest income | $2,676,000 | 4,745 |
| Provision for loan and lease losses | $115,000 | 4,426 |
| Total noninterest income | $371,000 | 5,494 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $252,000 | 4,072 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $119,000 | 5,748 |
| Total noninterest expense | $1,710,000 | 5,522 |
| Salaries and employee benefits | $921,000 | 5,521 |
| Premises and equipment expense | $196,000 | 6,054 |
| Additional noninterest expense | $593,000 | 5,052 |
| Pre-tax net operating income | $1,222,000 | 4,017 |
| Securities gains (losses) | $10,000 | 3,326 |
| Applicable income taxes | $369,000 | 3,545 |
| Income before extraordinary items | $863,000 | 4,408 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $863,000 | 4,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,833 |
| Cash dividends | $19,000 | 5,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $856,000 | 4,253 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,217,000 | 5,392 |
| Total interest expense | $493,000 | 6,429 |
| Net interest income | $1,724,000 | 4,849 |
| Provision for loan and lease losses | $85,000 | 4,219 |
| Total noninterest income | $246,000 | 5,506 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $169,000 | 4,024 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $77,000 | 5,786 |
| Total noninterest expense | $1,120,000 | 5,585 |
| Salaries and employee benefits | $596,000 | 5,635 |
| Premises and equipment expense | $130,000 | 6,058 |
| Additional noninterest expense | $394,000 | 5,057 |
| Pre-tax net operating income | $765,000 | 4,179 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $227,000 | 3,717 |
| Income before extraordinary items | $540,000 | 4,591 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $540,000 | 4,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,788 |
| Cash dividends | $12,000 | 5,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $538,600 | 4,383 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 5,486 |
| Total interest expense | $248,000 | 6,516 |
| Net interest income | $840,000 | 4,919 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $116,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $77,000 | 4,164 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $39,000 | 5,739 |
| Total noninterest expense | $532,000 | 5,787 |
| Salaries and employee benefits | $285,000 | 5,792 |
| Premises and equipment expense | $62,000 | 6,190 |
| Additional noninterest expense | $185,000 | 5,250 |
| Pre-tax net operating income | $394,000 | 4,073 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $122,000 | 3,591 |
| Income before extraordinary items | $274,000 | 4,482 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $274,000 | 4,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $6,000 | 3,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $272,620 | 4,297 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,070,000 | 5,851 |
| Total interest expense | $1,075,000 | 6,736 |
| Net interest income | $2,995,000 | 5,287 |
| Provision for loan and lease losses | $245,000 | 3,904 |
| Total noninterest income | $476,000 | 5,348 |
| Gross Fiduciary activities income | $4,000 | 1,538 |
| Service charges on deposit accounts | $340,000 | 3,948 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $132,000 | 5,858 |
| Total noninterest expense | $2,082,000 | 5,744 |
| Salaries and employee benefits | $1,087,000 | 5,852 |
| Premises and equipment expense | $255,000 | 6,073 |
| Additional noninterest expense | $740,000 | 5,207 |
| Pre-tax net operating income | $1,144,000 | 4,837 |
| Securities gains (losses) | $64,000 | 2,184 |
| Applicable income taxes | $331,000 | 4,270 |
| Income before extraordinary items | $877,000 | 4,942 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $877,000 | 4,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,985 |
| Cash dividends | $25,000 | 6,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $830,280 | 4,970 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,155,000 | 6,234 |
| Total interest expense | $1,655,000 | 6,684 |
| Net interest income | $2,500,000 | 5,718 |
| Provision for loan and lease losses | $147,000 | 4,839 |
| Total noninterest income | $473,000 | 5,214 |
| Gross Fiduciary activities income | $7,000 | 1,492 |
| Service charges on deposit accounts | $351,000 | 3,747 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $115,000 | 6,100 |
| Total noninterest expense | $1,844,000 | 6,041 |
| Salaries and employee benefits | $938,000 | 6,212 |
| Premises and equipment expense | $242,000 | 6,183 |
| Additional noninterest expense | $664,000 | 5,464 |
| Pre-tax net operating income | $982,000 | 4,939 |
| Securities gains (losses) | $112,000 | 1,663 |
| Applicable income taxes | $340,000 | 4,036 |
| Income before extraordinary items | $754,000 | 5,037 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $754,000 | 5,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,501 |
| Cash dividends | $25,000 | 6,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $676,720 | 5,191 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,828,000 | 6,631 |
| Total interest expense | $1,626,000 | 6,902 |
| Net interest income | $2,202,000 | 6,270 |
| Provision for loan and lease losses | $88,000 | 5,585 |
| Total noninterest income | $436,000 | 5,291 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $323,000 | 3,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,143 |
| Total noninterest expense | $1,568,000 | 6,568 |
| Salaries and employee benefits | $768,000 | 6,888 |
| Premises and equipment expense | $225,000 | 6,384 |
| Additional noninterest expense | $575,000 | 5,933 |
| Pre-tax net operating income | $982,000 | 5,297 |
| Securities gains (losses) | $-78,000 | 9,347 |
| Applicable income taxes | $280,000 | 4,721 |
| Income before extraordinary items | $624,000 | 5,730 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $624,000 | 5,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,865 |
| Cash dividends | $275,000 | 4,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $677,820 | 5,500 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,491,000 | 6,837 |
| Total interest expense | $1,453,000 | 7,089 |
| Net interest income | $2,038,000 | 6,577 |
| Provision for loan and lease losses | $104,000 | 5,140 |
| Total noninterest income | $435,000 | 5,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $320,000 | 3,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,295 |
| Total noninterest expense | $1,499,000 | 6,783 |
| Salaries and employee benefits | $708,000 | 7,198 |
| Premises and equipment expense | $232,000 | 6,305 |
| Additional noninterest expense | $559,000 | 6,092 |
| Pre-tax net operating income | $870,000 | 5,692 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $253,000 | 5,170 |
| Income before extraordinary items | $622,000 | 5,790 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $622,000 | 5,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,980 |
| Cash dividends | $400,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $618,450 | 5,785 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,104,000 | 7,407 |
| Total interest expense | $1,369,000 | 7,499 |
| Net interest income | $1,735,000 | 7,203 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $338,000 | 6,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $240,000 | 4,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 6,682 |
| Total noninterest expense | $1,439,000 | 6,857 |
| Salaries and employee benefits | $742,000 | 6,966 |
| Premises and equipment expense | $191,000 | 6,852 |
| Additional noninterest expense | $506,000 | 6,390 |
| Pre-tax net operating income | $634,000 | 6,747 |
| Securities gains (losses) | $-3,000 | 9,968 |
| Applicable income taxes | $151,000 | 6,818 |
| Income before extraordinary items | $480,000 | 6,723 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $480,000 | 6,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,100 |
| Cash dividends | $28,000 | 7,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $482,280 | 6,608 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,895,000 | 7,890 |
| Total interest expense | $1,328,000 | 7,781 |
| Net interest income | $1,567,000 | 7,834 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $272,000 | 6,982 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 5,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,977 |
| Total noninterest expense | $1,306,000 | 7,318 |
| Salaries and employee benefits | $668,000 | 7,501 |
| Premises and equipment expense | $205,000 | 6,758 |
| Additional noninterest expense | $433,000 | 7,080 |
| Pre-tax net operating income | $533,000 | 7,748 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $92,000 | 8,530 |
| Income before extraordinary items | $438,000 | 7,390 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $438,000 | 7,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,728 |
| Cash dividends | $19,000 | 7,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $440,490 | 7,326 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,835,000 | 8,234 |
| Total interest expense | $1,306,000 | 8,088 |
| Net interest income | $1,529,000 | 8,196 |
| Provision for loan and lease losses | $13,000 | 8,331 |
| Total noninterest income | $189,000 | 8,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,213 |
| Total noninterest expense | $1,253,000 | 7,820 |
| Salaries and employee benefits | $716,000 | 7,418 |
| Premises and equipment expense | $173,000 | 7,570 |
| Additional noninterest expense | $364,000 | 8,218 |
| Pre-tax net operating income | $452,000 | 8,200 |
| Securities gains (losses) | $19,000 | 2,034 |
| Applicable income taxes | $57,000 | 9,572 |
| Income before extraordinary items | $414,000 | 7,508 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $414,000 | 7,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,481 |
| Cash dividends | $4,200,000 | 750 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $397,280 | 7,579 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,089,000 | 8,072 |
| Total interest expense | $1,283,000 | 8,337 |
| Net interest income | $1,806,000 | 7,750 |
| Provision for loan and lease losses | $59,000 | 5,927 |
| Total noninterest income | $197,000 | 8,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 6,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,932 |
| Total noninterest expense | $1,178,000 | 8,279 |
| Salaries and employee benefits | $692,000 | 7,765 |
| Premises and equipment expense | $190,000 | 7,389 |
| Additional noninterest expense | $296,000 | 9,276 |
| Pre-tax net operating income | $766,000 | 6,976 |
| Securities gains (losses) | $-51,000 | 11,184 |
| Applicable income taxes | $175,000 | 7,838 |
| Income before extraordinary items | $540,000 | 6,959 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $540,000 | 6,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $50,000 | 7,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $578,760 | 6,724 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,823,000 | 8,359 |
| Total interest expense | $1,061,000 | 8,433 |
| Net interest income | $1,762,000 | 8,144 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $217,000 | 8,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,142 |
| Total noninterest expense | $1,209,000 | 8,570 |
| Salaries and employee benefits | $667,000 | 8,139 |
| Premises and equipment expense | $197,000 | 7,500 |
| Additional noninterest expense | $345,000 | 9,412 |
| Pre-tax net operating income | $770,000 | 7,031 |
| Securities gains (losses) | $-23,000 | 10,454 |
| Applicable income taxes | $185,000 | 7,611 |
| Income before extraordinary items | $562,000 | 6,819 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $562,000 | 6,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-108,000 | 12,255 |
| Cash dividends | $50,000 | 7,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $579,250 | 6,756 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,773,000 | 8,709 |
| Total interest expense | $1,180,000 | 8,345 |
| Net interest income | $1,593,000 | 8,819 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $195,000 | 9,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 7,086 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,391 |
| Total noninterest expense | $1,140,000 | 9,159 |
| Salaries and employee benefits | $651,000 | 8,382 |
| Premises and equipment expense | $165,000 | 8,511 |
| Additional noninterest expense | $324,000 | 10,135 |
| Pre-tax net operating income | $548,000 | 8,314 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $99,000 | 9,774 |
| Income before extraordinary items | $449,000 | 7,976 |
| Extraordinary gains, net | $100,000 | 1,558 |
| Net income | $549,000 | 7,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,836 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $449,000 | 7,718 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,114,000 | 8,777 |
| Total interest expense | $1,501,000 | 8,509 |
| Net interest income | $1,613,000 | 8,923 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $193,000 | 9,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,713 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 9,594 |
| Total noninterest expense | $1,061,000 | 9,704 |
| Salaries and employee benefits | $614,000 | 8,691 |
| Premises and equipment expense | $158,000 | 8,881 |
| Additional noninterest expense | $289,000 | 10,986 |
| Pre-tax net operating income | $695,000 | 7,126 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $184,000 | 7,884 |
| Income before extraordinary items | $511,000 | 7,226 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $511,000 | 7,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $511,000 | 6,857 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.